Wells Fargo Today. 2nd Quarter 2015 Quarterly Fact Sheet
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1 2nd Quarter 2015 Quarterly Fact Sheet Wells Fargo Today At a Wells Fargo-sponsored Cinco de Mayo event in San Jose, California, a troupe of Mexican dancers from Ballet Folklorico Netzahualcoyotl dance and twirl. At the event, Wells Fargo team members were on site, connecting with the community and providing helpful mobile banking tips. Fred Story, a Charlotte, North Carolina-based producer, is an Emmy-winning composer, a critically acclaimed performer and now the man behind the music for Wells Fargo. He and his team produce original music for more than 80 percent of the company s 6,000-plus banking stores as well as Wells Fargo office buildings and contact centers across the U.S Wells Fargo Bank, N.A. All rights reserved. NMLSR ID
2 We re strong for our customers and communities Wells Fargo & Company (NYSE: WFC) is a nationwide, diversified financial services company with $1.7 trillion in assets. Founded in 1852, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial financial services through more than 8,700 locations, 12,800 ATMs, online (wellsfargo.com), and mobile devices. We re headquartered in San Francisco, but we re decentralized so every local Wells Fargo store is a headquarters for satisfying our customers financial needs and helping them succeed financially. We do business with 70 million customers and one in three U.S. households. Wells Fargo has approximately 266,000 team members in 36 countries across our more than 90 businesses. At the end of second quarter 2015, Wells Fargo ranked fourth in assets among U.S. banks and was the world s second most valuable bank by market capitalization. In 2014, Wells Fargo was named Most Respected Bank by Barron s, Most Admired among the world s largest banks by Fortune, and Best U.S. Bank by The Banker. The Chronicle of Philanthropy ranked Wells Fargo s corporate cash giving in the top two among all U.S. companies each of the past two years. Our vision: We want to satisfy all our customers financial needs and help them succeed financially. Company Brand 3rd Total Deposits (2014) FDIC data 7th Most Respected Company in the World (2015) Barron s 10th Biggest Public Company in the World* (2015) Forbes 22nd Most Admired Company in the World (2015) Fortune 30th Biggest Company by Revenue in the U.S. (2015) Fortune Best U.S. Bank (2014) The Banker Best Bank in the U.S. (2012, 2013, 2014, 2015) Euromoney Best Trade Finance Bank in the U.S. (2014) Global Finance Best Trade Finance Bank in North America (2014) Trade & Forfaiting Review Distinguished Provider for Global Transaction Services ( ) 2015 FImetrix Global Stats Best Bank for Payments and Collections (North America) ( ) Global Finance in Overall Institutional Satisfaction among Global Financial Institutions ( ) 2015 FImetrix Global Stats Most Valuable Bank Brand in the World (2013, 2014, 2015) Brand Finance Most Valuable Brand in Banking (2014), Top 100 Most Valuable Global Brands, BrandZ TM Wells Fargo was the highest rated bank brand in the world with a 2014 valuation of more than $54 billion, up 14% from Across all industries, Wells Fargo was among the top 20 brands in the world. *Based on sales, profits, assets, and market value. Innovation Leadership Best Mobile App (Best Banks in America) (2014) Money Best iphone and Android apps (2014) Keynote Competitive Research Best Corporate/Institutional Digital Bank in the U.S. (World s Best Corporate/Institutional Digital Banks in North America, 2015) Global Finance Best in Mobile Banking, Best Investment Management Services, Best Web Site Design, Best Information Security Initiatives, Best in Social Media (World s Best Corporate/Institutional Digital Banks in North America, 2015) Global Finance Gold for retail banking mobile performance (2014) Compuware Best of the Web in Overall Mobile Performance, Ease of Use, and Quality & Availability (2015) Keynote Competitive Research for Clear and Simple Security and Privacy Information, Extensive Money Management Tools, and Wide Variety of Alerts 2014 U.S. Online Banking Benchmark (2015) Forrester Research Wells Fargo Mobile Banking Most Complete Alerting Platform in the annual Mobile Banking FI Scorecard (2015) Javelin Research Diversity Corporate citizenship No. 1 Top Company For Lesbian, Gay, Bisexual, and Transgender Employees (LGBT) (2015) DiversityInc 7th Top Company For Veterans (2015) DiversityInc 9th Best Company for Diversity (2014) Hispanic Business 11th Top Company For Diversity (2015) DiversityInc 18th Best Company For Latinas (2014) LATINA Style Largest national workplace employee giving campaign for sixth consecutive year, based on 2014 donations (U.S.) (2015) United Way Worldwide Most Generous Cash Donor (U.S.) (2013) The Chronicle of Philanthropy A List Climate performance and disclosure (2014) CDP (Carbon Disclosure Project) Perfect Score 100 Corporate Equality Index (2015, 12th year) Human Rights Campaign 2
3 We re an industry leader In supporting homeowners and consumers Retail mortgage lender (2015) Inside Mortgage Finance Home loan originator to minority and low- to moderate-income borrowers, and in low- to moderate-income neighborhoods (2013) HMDA data Mortgage servicer (2015) Inside Mortgage Finance Used auto lender (July 2014 June 2015 excluding leases) AutoCount Overall auto lender (July 2014 June 2015 excluding leases) AutoCount Provider of private student loans among banks Provider of student loans overall Key facts as of 06/30/2015 In helping small businesses Small business lender (U.S. in dollars 2013) Community Reinvestment Act government data SBA 7(a) lender in dollars (2014) Small Business Administration federal fiscal year-end data In wealth, brokerage, and retirement in U.S. Annuity sales (2014) Transamerica Roundtable Survey #3 in U.S. Full-service retail brokerage provider (2Q15) Company and competitor reports #4 in U.S. Wealth management provider, assets under management of accounts greater than $5 million (2014) Barron s #6 in U.S. #9 internationally IRA provider (4Q14) Family wealth provider Cerulli Associates (2014) Bloomberg #8 in U.S. Institutional retirement plan record keeper, based on assets as of 12/31/13 (2014) PLANSPONSOR Magazine In commercial and residential real estate Bond administrator for Commercial MBS Asset Backed Alert U.S. Bank Lender of the Year, UK Lender of the Year (2014) Real Estate Capital Awards In insurance Best Insurance Broker in the U.S. (2015) Global Finance In total commercial real estate originations in the U.S. (2014) MBA Commercial/Multifamily Mortgage Origination Rankings Trustee for GNMA Multiclass REMIC Program (1Q15) Government National Mortgage Association #6 Provider of Health Savings Accounts (HSA) in U.S. (2015) Devenir Largest servicing portfolio of Affordable housing lender commercial real estate loans in (2014) MBA Commercial/ the U.S. (Year-end 2014) Multifamily Origination MBA Commercial/Multifamily Rankings Servicer Rankings Certificate administrator for Commercial MBS (1Q15) Asset Backed Alert In commercial banking Share of lead banking relationships with middle-market companies (2014) TNS Commercial Banking Momentum Monitor 3
4 We have a broad range of expertise Transfer agent in client satisfaction (2015) Group 5 High grade trading (1H15) MarketAxess Oil & gas loan syndications Best Mobile Solution (World s Best Treasury & Cash Management Providers, 2015) Global Finance Best Trade Outsourcing Bank in Asia Pacific (2014) Global Trade Review Commercial Bank Agribusiness lender (4Q14) *FDIC ranking data Best Financial Institution in Taiwan for Treasury and Working Capital (2014) Triple A Transaction Banking Awards, The Asset Largest Financial Institution Originator of Automated Clearing House Payments (2015) NACHA The Electronic Payments Association REIT preferred stock underwriter (1H15) Company Filings Bookrunner for closed-end funds (1H15) CEFA Bookrunner for BDCs (Business Development Companies) (1H15) Dealogic Trustee for Convertible Debt (1Q15) Thomson Reuters LPC Largest factor in the U.S. according to factoring volume (2014) Commercial Finance Association (CFA) Annual Factoring Survey *Defined as percentage of companies with revenues of $ MM citing Wells Fargo as their lead banking provider. Largest import factor in world based on import factoring volume (2014) Factors Chain International (FCI) Hotel & gaming loan syndications (1H15) Thomson Reuters LPC Best International Trade Finance Bank in Asia Pacific (2015) The Asian Banker Trustee for High Yield Debt (1Q15) Thomson Reuters LPC Debit card issuer (2014) Nilson Report Real estate loan syndications Financial Institution Receiver of Automated Clearing House Payments (2015) NACHA The Electronic Payments Association Second largest bank-affiliated equipment finance company in U.S. by both net assets and new business volume (2014 Monitor 100 industry ranking) REIT loan syndications Non-investment grade loan syndications (1H15) Thomson Reuters LPC Asset-based left lead arranger (2Q15) Thomson Reuters LPC Convertible securities (1H15) SDC Middle market loan syndications Fannie Mae multifamily originator (2014) MBA Commercial/Multifamily Origination Rankings Utilities loan syndications Bookrunner for MLPs (Master Limited Partnerships) (1H15) Dealogic Wells Fargo agencies (1H15) Bloomberg #3 #4 #5 Loan syndications High grade loan syndications Trustee for Investment Grade debt (1Q15) Thomson Reuters LPC Total multifamily originator (2014) MBA Commercial/ Multifamily Mortgage Rankings Financial services loan syndications (1H15) Thomson Reuters LPC Bookrunner for yield-oriented securities (1H15) Dealogic High yield trading (1H15) MarketAxess Total negotiated municipal notes (1H15) Thomson Reuters Competitive municipal bond bookrunner (1H15) Thomson Reuters Additional recognition 18 A+ or A grades out of 23 total no bank received more A+ grades than Wells Fargo (2015) Phoenix- Hecht Middle Market Quality Index 19 A+ or A grades out of 23 total no bank received more A+ grades than Wells Fargo (2015) Phoenix- Hecht Large Corporate Quality Index Nation s leading crop insurance provider (2014) Risk Management Agency, a division of the USDA Asset-based Lender of the Year (2015) Real Deals Best Provider of Supply Chain Finance Gold Award (2015) Trade & Forfaiting Review 4
5 We have a culture of caring for communities 4 At Wells Fargo, we embrace our responsibility to be a leading corporate citizen socially, economically, and environmentally and the opportunity to create more resilient, sustainable communities through our operations and actions. We look for diverse perspectives to inform our business strategy, strive to strengthen financial and communities, and are proactive in caring for and improving the environment. Philanthropy Donated $281.2 million to 17,100 nonprofits in 2014 $1.1 billion in grants to nonprofits over the last four years ( ) to support and revitalize communities, help charitable organizations, and grow local economies $7 billion in community development loans and investments in low- and moderate-income areas (2014) 1.74 million hours volunteered by team members (2014) $97.7 million in team member donations pledged, earning No. 1 workplace giving campaign in the U.S. by United Way Worldwide (2014, 6th consecutive year) Social: Inviting diverse perspectives $49 million in financial educa $1 billion spent with certified 38,000 team members partion, jobs assistance, and home diverse-owned businesses, ticipated in 10 Team Member donations to military veterans representing 10 percent of Networks representing 290 (Nov Dec. 2014) our total annual procurement chapters supporting diversity budget (2014) and inclusion (2014) Economic: Strengthening financial knowledge and opportunities $18 billion in new loan com 135,882 people received $230 million committed to mitments to small businesses financial education through Wells Fargo LIFT programs, across the U.S. (2014) Hands on Banking workshops helping more than 8,500 new during our Teach Children homeowners in 32 communities to Save and Get Smart About ( ) Credit campaigns (2014) Environment: Being environmentally proactive $15 billion in environmental 24 percent reduction in 18 percent of total square loans and investments for greener absolute greenhouse gas footage across Wells Fargo buildings, clean technology, and emissions ( ) owned and leased buildings other environmentally sustainable is LEED -certified (2014) businesses (2014) Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Investment and Insurance Products: Not FDIC Insured NO Bank Guarantee MAY Lose Value Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affliates of Wells Fargo & Company. To learn more, read our 2014 Corporate Social Responsibility Interim Report wellsfargo.com/ about/csr/reports/. 5
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