Launching Ceremony of Biography of Mr. Saifuddin N. Zoomkawala

Size: px
Start display at page:

Download "Launching Ceremony of Biography of Mr. Saifuddin N. Zoomkawala"

Transcription

1 Launching Ceremony of Book Launching Ceremony of Biography of is one of those personalities of Pakistan's corporate world who have done a great contribution in boosting the name of Pakistan in the whole world., CEO and Managing Director of EFU General Insurance is the heart and soul of many business and social circles of the country. Paying tribute to his services and achievements Syed Salahuddin Haider, President, 21st Century Business & Economics Club accomplished the task of bringing out a biography of Mr. Saifuddin. The launching ceremony of this biography was held at Carlton Hotel, Karachi. It was an occasion, where the people who really admire the personality of Mr. Zoomkawala gathered to pay tribute to his countless services for the corporate world and for the people of Pakistan. On this memorable occasion, in his speech Mr. Zoomkawala thanked Mr. S. Salahuddin Haider, Mr. Rafiq Rangoonwala and KFC, the sponsor of the book. The text of speech is given here for the readers. Speech of Dear Salahuddin Haider sahib, Rafiq Rangoonwala, Majyd Aziz, Anis, Mazhar and the full Kitchen Cabinet of the t 21st Century Business & Economics Club, All my Colleagues, Friends, Ladies and Gentlemen, recognition and status, I will always remain grateful to EFU and especially my mentor Mr. Roshen Ali Bhimjee, without his personality I would not have been able to be what I am today. 21st Century Business & Economics Club, I will describe them as people who will be remembered for their great deeds in upliftment of Corporate Executives and small and medium sized entrepreneurs of Karachi, through this forum, they have dedicated themselves to helping others and they hope to make this world a place to live and not just to exist. Believe me, small groups of thoughtful devoted, committed people can change this world for the better. These people are doing good things for a cause and not money which in my opinion is much more rewarding. I highly value my relationship and friends like all of you. Thank you for being here on this occasion. I can live a month on good compliment but after Rafiq's introduction, I think I can live forever. The book authored by Mr. Adil Ahmed who has since become a good friend of mine, is just a chronology of events of my life. The book is sponsored by Mr. Rafiq Rangoonwala and published by KFC. I humbly thank all of them for this kind recognition. It is EFU Insurance Group that I have been able to gain this 03

2 Launching Ceremony of Book Some one asked me to tell him the secret of my success, I told him that there is no secret, you just have to jump at your opportunities, he said but how will I know when these opportunities come, I said simple you really cannot know, so you just have to keep on jumping all the time. I have learnt in life that it is more important to be nice than right, memorable results have been achieved with a caring heart. Kindness is the noblest weapon to conquer with. When you deal straight with people they sense, that they can trust you but more important is that when you lie down at night your clear conscious will also make a wonderful soft pillow. Great achievements are those that benefit others. Remember, three things destroy a man, PRIDE, ANGER and GREED, avoid them at any cost. Being from the Insurance Industry, I would like to relate a small episode, a lady after getting Rupees Hundred Thousand compensation for the loss of her Jewellery, wrote to us that she has found the missing Jewellery and it would not be fair to keep both the Jewellery and cash, therefore, she said that she has given the Hundred Thousand to charity. Once again I would like to thank Salahuddin Haider sahib, Rafiq Rangoonwala sahib for arranging publication of this book on me, I also acknowledge their accomplishment specially because they have never cared as to who gets the credit. I wish them great success with good health and happiness in the future. For me the most important thing I value in my life are my relationship and my friends like all of you. Thank you all once again. A Bird s-eye view on some achievements of Mr. S. N. Zoomkawala 04 Award of Excellence 2001 of Marketing Association of Pakistan Excellence Award 2006 of 21st Century Business and Economics Club, Pakistan He has the credit of starting two successful insurance companies (Life and Health Sector) in Pakistan and to establish a joint venture non-life insurance company in UAE, namely: EFU Life Assurance Ltd., Pakistan Allianz - EFU Health Insurance Ltd., Pakistan Credit & Commerce Insurance Ltd. Dubai, UAE Director - Board of Pakistan Reinsurance Company Ltd. Member - Board of Investment, Government of Pakistan Member - Aga Khan Resource Committee Member - Board of Governors Shaukat Khanam Memorial Trust, Karachi Chapter Member Trustee - Burhani Hospital, Karachi Member - Cupola Cares Foundation Member - Pakistan Postal Services Management Board Member - Board of the Sindh Institute of Urology and Transplantation (SIUT), Karachi Chairman - Pakistan Insurance Institute ( ) Chairman - Insurance Association of Pakistan (2005) Member - Task Force, Government of Pakistan for Terrorism Insurance Risk Coverage for Pakistan market Member - Special Task Force, Government of Pakistan for formulating the New Insurance Ordinance2002, which is now implemented and enforced.

3 Launching Ceremony of Book 05

4 Worthy Words From the Biography of The book is more than a simple chronology of events in the life of a successful businessman or a mere compilation of his achievements; it is an insight into what drives visionaries like Saifuddin N. Zoomkawala. Acknowledgments Author s Note I am confident that the experiences and thoughts of Saifuddin Zoomkawala contained in these pages will go a long way in the propagation and dissemination of business knowledge in Pakistan. Meeting has been a rare privilege indeed, and additionally, in documenting his life and times, I have been treated to introductions to people that he holds in high esteem, people who have walked with giant strides and impacted their Environments in no uncertain manner. Syed Salahuddin Haider President 21st Century Business & Economics Club Adil Ahmad Behind Every Great Man is a Woman She (Lulua - wife of Mr. Saifuddin) has been a true companion right through life, and loved and cared for my mother and father, especially in their twilight years, Saifuddin N. Zoomkawala 06

5 Worthy Memories From the Biography of With Prime Minister Benazir Bhutto and Begum Nusrat Bhutto at the Karachi Stock Exchange s Top 25 Companies Award With His Highness Prince Karim Agha Khan at the AKUH With Caretaker Prime Minister Receiving the plaque from the German Ambassador Dr. Gunter Mulack for his services to the Pakistan German Business Forum as its Director With mother and wife at Lake Geneva Meeting Governor Ishrat-ul-Ibad on the occasion of the Syedna s visit A step ahead to do the appropriate good turn towards the less privileged of the society at the JS Academy Receiving The Corporate Excellence Award of The Management Association of Pakistan from Chairman Senate Mohammadmian Soomro Supporting and enabling the less privileged future of Pakistan 07

Devotion NT273 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Garden of Gethsemane. THEME: We always need to pray! SCRIPTURE: Luke 22:39-53

Devotion NT273 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Garden of Gethsemane. THEME: We always need to pray! SCRIPTURE: Luke 22:39-53 Devotion NT273 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Garden of Gethsemane THEME: We always need to pray! SCRIPTURE: Luke 22:39-53 Dear Parents Welcome to Bible Time for Kids. Bible Time

More information

LESSON TITLE: Jesus is the Way, the Truth, and the Life

LESSON TITLE: Jesus is the Way, the Truth, and the Life Devotion NT271 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Jesus is the Way, the Truth, and the Life THEME: We can always trust Jesus. SCRIPTURE: John 14:1-6 Dear Parents Welcome to Bible Time

More information

REWARDS. you will love. 2013-2014 REWARDS BOOK

REWARDS. you will love. 2013-2014 REWARDS BOOK REWARDS you will love. 2013-2014 REWARDS BOOK 1 A MESSAGE FROM THE FOUNDER PATTY BRISBEN The best year of your life starts today. This minute. This is the year it all comes together, the year you empower,

More information

President Nance, Members of the Board of Education, Superintendent s Cabinet, Mrs. Hubbuch, Mr. Cordray, faculty

President Nance, Members of the Board of Education, Superintendent s Cabinet, Mrs. Hubbuch, Mr. Cordray, faculty President Nance, Members of the Board of Education, Superintendent s Cabinet, Mrs. Hubbuch, Mr. Cordray, faculty members, parents, family, friends, and graduates: thank you for the opportunity to be part

More information

Modern Wedding Ceremony

Modern Wedding Ceremony Modern Wedding Ceremony Shall we begin with a prayer. Our God and Father, Hallowed be your name. We come before You now thankful for Your blessings and the wonderful occasion that has brought us together.

More information

Romeo and Juliet Act 3 Scene 5

Romeo and Juliet Act 3 Scene 5 What do we learn about Juliet s relationship with her father from? Why does Lord Capulet arrange his daughter s wedding to Paris? He wants to see his daughter settled and married to a man he approves of

More information

THE UNIVERSITY OF THE WEST INDIES ST. AUGUSTINE, TRINIDAD & TOBAGO, WEST INDIES

THE UNIVERSITY OF THE WEST INDIES ST. AUGUSTINE, TRINIDAD & TOBAGO, WEST INDIES THE UNIVERSITY OF THE WEST INDIES ST. AUGUSTINE, TRINIDAD & TOBAGO, WEST INDIES OFFICE OF THE CAMPUS PRINCIPAL Pro Vice-Chancellor Professor Clement Sankat, BSc (UWI), MSc (UWI), PhD (Guelph), FIAgrE,

More information

The Holy Spirit is with you all the time. He is with you when (Mark out all the X s and J s to find out some times the Holy Spirit is with you.

The Holy Spirit is with you all the time. He is with you when (Mark out all the X s and J s to find out some times the Holy Spirit is with you. The Holy Spirit Remember what you learned from the Bible verse John 1:12: All people (men, women, girls, boys) who receive Jesus and believe in Him become children of God. I am a of God. A new verse to

More information

Maggie Wright s. Nature s THE NATURE OF PETS AND OTHER CRITTERS ALEX MEMORIAL ISSUE 1976-2007 ISSUE 014

Maggie Wright s. Nature s THE NATURE OF PETS AND OTHER CRITTERS ALEX MEMORIAL ISSUE 1976-2007 ISSUE 014 Maggie Wright s Nature s CORNER THE NATURE OF PETS AND OTHER CRITTERS ALEX MEMORIAL ISSUE 1976-2007 ISSUE 014 The GREY PRINCE CELEBRATING ALEX: OUR PRINCE OF HEARTS Arlene Levin-Rowe By Maggie Wright We

More information

FINANCIAL BREAKTHROUGH SERIES HOW TO DEFEAT MAMMON

FINANCIAL BREAKTHROUGH SERIES HOW TO DEFEAT MAMMON FINANCIAL BREAKTHROUGH SERIES HOW TO DEFEAT MAMMON To have financial breakthrough, the answer is in His word. God tests our heart to see if He can bless us. Everybody needs money. Seek first the Kingdom

More information

Jesus is The Way. A copy of the activity sheet for each child A hole-punch Crayons, scissors, yarn, and double-sided tape Duct tape for one activity

Jesus is The Way. A copy of the activity sheet for each child A hole-punch Crayons, scissors, yarn, and double-sided tape Duct tape for one activity Jesus is The Way Teacher Pep Talk: How do we get to heaven? It seems like such a simple question, and it deserves a straightforward answer. Jesus gave that answer to His disciples on the night before His

More information

GUI D A N CE. A Not-for-Profit Company. Helping Self Funders Make the Right Choices. Freephone 0800 055 6225

GUI D A N CE. A Not-for-Profit Company. Helping Self Funders Make the Right Choices. Freephone 0800 055 6225 GUI D A N CE A Not-for-Profit Company Helping Self Funders Make the Right Choices Freephone 0800 055 6225 Paying for Care can be a complex and costly business. We will endeavour to bring simplicity and

More information

LESSON TITLE: Jesus Visits Mary and Martha THEME: Jesus wants us to spend time with \ Him. SCRIPTURE: Luke 10:38-42

LESSON TITLE: Jesus Visits Mary and Martha THEME: Jesus wants us to spend time with \ Him. SCRIPTURE: Luke 10:38-42 Devotion NT249 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Jesus Visits Mary and Martha THEME: Jesus wants us to spend time with \ Him. SCRIPTURE: Luke 10:38-42 Dear Parents Welcome to Bible Time

More information

Oklahoma Bank and. Commerce History Project

Oklahoma Bank and. Commerce History Project Oklahoma Bank and Interview with R. Bruce Hall McAlester, OK, 1/31/2012 Interviewer: Michael J. Hightower Audio taped and transcribed by MJH Commerce History Project a program of the Oklahoma Historical

More information

Guided Reading Level J

Guided Reading Level J An Inspiring Life Guided Reading Level J No part of this publication may be reproduced in whole or in part, or stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical,

More information

Home Is Where The Heart Is

Home Is Where The Heart Is Home Is Where The Heart Is Where is your heart? Is it where you are, or is it out searching for a relationship to fulfill you? Is your heart into making a home for yourself and your children, or is it

More information

LESSON TITLE: Our Chief Cornerstone. THEME: Jesus is our cornerstone! SCRIPTURE: Ephesians 2:19-22 CHILDREN S DEVOTIONS FOR THE WEEK OF: Dear Parents

LESSON TITLE: Our Chief Cornerstone. THEME: Jesus is our cornerstone! SCRIPTURE: Ephesians 2:19-22 CHILDREN S DEVOTIONS FOR THE WEEK OF: Dear Parents Devotion NT328 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Our Chief Cornerstone THEME: Jesus is our cornerstone! SCRIPTURE: Ephesians 2:19-22 Dear Parents Welcome to Bible Time for Kids! This

More information

LESSON TITLE: Jesus Heals Blind Bartimaeus

LESSON TITLE: Jesus Heals Blind Bartimaeus Devotion NT257 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Jesus Heals Blind Bartimaeus THEME: Jesus always has time for us! SCRIPTURE: Mark 10:46-52 Dear Parents Welcome to Bible Time for Kids!

More information

THEME: God has a calling on the lives of every one of His children!

THEME: God has a calling on the lives of every one of His children! Devotion NT298 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Paul s First Missionary Journey THEME: God has a calling on the lives of every one of His children! SCRIPTURE: Acts 12:25 13:52 Dear Parents

More information

PRAYER SERVICE FOR THE YEAR OF MERCY

PRAYER SERVICE FOR THE YEAR OF MERCY PRAYER SERVICE FOR THE YEAR OF MERCY DECEMBER 8, 2015 NOVEMBER 20, 2016 This brief prayer service may be used in any number of contexts (parish meetings, small groups, family prayer, etc.), and may be

More information

2012 RECIPIENT SINGAPORE AUSTRALIA EMINENT ALUMNI AWARD. Dr TAN Chin Nam

2012 RECIPIENT SINGAPORE AUSTRALIA EMINENT ALUMNI AWARD. Dr TAN Chin Nam 2012 RECIPIENT SINGAPORE AUSTRALIA EMINENT ALUMNI AWARD Dr TAN Chin Nam Chair of the Media Development Authority International Advisory Panel Dr TAN Chin Nam is one of Singapore s most distinguished public

More information

First Quarter Accounts for the Period Ended September 30, 2014

First Quarter Accounts for the Period Ended September 30, 2014 First Quarter Accounts for the Period Ended September 30, 2014 CONTENTS Company Information 2 Directors' Report 3 Condensed Interim Balance Sheet 4 Condensed Interim Profit & Loss Account 5 Condensed Interim

More information

Statement by Mr Fathallah Sijilmassi. UfM Secretary-General

Statement by Mr Fathallah Sijilmassi. UfM Secretary-General Statement by Mr Fathallah Sijilmassi UfM Secretary-General 9 th UfM Ministerial Meeting on Industrial Cooperation 19 February 2014, Brussels Dear Co-Presidents, Dear Commissioner Füle, Ministers, Excellencies,

More information

LESSON TITLE: Learning to Submit. THEME: God wants us to submit to others. SCRIPTURE: 1 Peter 2:13-3:12 CHILDREN S DEVOTIONS FOR THE WEEK OF:

LESSON TITLE: Learning to Submit. THEME: God wants us to submit to others. SCRIPTURE: 1 Peter 2:13-3:12 CHILDREN S DEVOTIONS FOR THE WEEK OF: Devotion NT351 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Learning to Submit THEME: God wants us to submit to others. SCRIPTURE: 1 Peter 2:13-3:12 Dear Parents Welcome to Bible Time for Kids!

More information

Making Friends at College

Making Friends at College Unit 1 1 Making Friends at College Study Buddies Passage 02 One of the most challenging aspects of college life is finding the right balance between social and academic activities. Everyone wants to have

More information

The Fruit of the Spirit is Joy

The Fruit of the Spirit is Joy The Fruit of the Spirit is Joy Pre-Session Warm Up (Galatians 5:22-23) Today we are going to learn more about the fruit of the Spirit called, Joy. What do you think of when you hear the word joy? A lot

More information

Abraham s Call. Genesis 12:1 Leave your country and go to the land I will show you.

Abraham s Call. Genesis 12:1 Leave your country and go to the land I will show you. Abraham s Call Teacher Pep Talk: God called a man named Abraham to leave his homeland and to go to the land He would show him. God promised Abraham that He would make him into a great nation; that He would

More information

Valentine's Tradition By Kelly Hashway

Valentine's Tradition By Kelly Hashway Name: Amerie stared at the giant cardboard heart at the front of the classroom. Mr. Mickelson had a new project in mind, and from the looks of it, it had to do with Valentine s Day. Can someone tell me

More information

LESSON TITLE: The House Built on the Rock

LESSON TITLE: The House Built on the Rock Devotion NT227 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The House Built on the Rock THEME: We must hear and do the Word of God. SCRIPTURE: Matthew 7:24-29 Dear Parents Welcome to Bible Time

More information

Corporate Incentives - 10 Reasons Why Gift Cards are More Compelling than Cash

Corporate Incentives - 10 Reasons Why Gift Cards are More Compelling than Cash Corporate Incentives - 10 Reasons Why Gift Cards are More Compelling than Cash Trophy value, desirability, and ease of program administration lead benefits. Number one in popularity for corporate incentives,

More information

Donation form. Make a single or regular gift. Option one: Single donation. Your Details

Donation form. Make a single or regular gift. Option one: Single donation. Your Details Donation form Make a single or regular gift You can use this form to make a single gift to your Tribute Fund or to start a regular donation via Direct Debit. If you are a UK taxpayer please remember to

More information

Ewart S Williams: National Financial Literacy Programme of Trinidad and Tobago

Ewart S Williams: National Financial Literacy Programme of Trinidad and Tobago Ewart S Williams: National Financial Literacy Programme of Trinidad and Tobago Opening remarks by Mr Ewart S Williams, Governor of the Central Bank of Trinidad and Tobago, at the launch of the National

More information

Pakistan Economic Road Map Summit

Pakistan Economic Road Map Summit Pakistan Economic Road Map Summit Dear Colleague Economics has historically driven the affairs of our planet. Generating growth and wealth and its distribution (preferably equitable) amongst the masses

More information

BIBLE STORY SKITS. By Dixie Phillips and Lucy Robbins. Performance Rights

BIBLE STORY SKITS. By Dixie Phillips and Lucy Robbins. Performance Rights BIBLE STORY SKITS By Dixie Phillips and Lucy Robbins Performance Rights It is an infringement of the federal copyright law to copy this script in any way or to perform this play without royalty payment.

More information

A bigger family, a better future.

A bigger family, a better future. A bigger family, a better future. Child sponsorship is changing for the better Sponsors like you are a vital part of our big, supportive family. Like us, you want the very best for your sponsored child.

More information

Father s Day. 1 Thessalonians 2:11

Father s Day. 1 Thessalonians 2:11 FATHER S DAY Father s Day 1 Father s Day 1 Thessalonians 2:11 What if I could tell you that there was a way to guarantee that your children will be: 5 times less likely to commit suicide; 32 times less

More information

Reading the Holy Quran: The right and proper way versus ritual use

Reading the Holy Quran: The right and proper way versus ritual use www.ahmadiyya.org/islam/intro.htm Reading the Holy Quran: The right and proper way versus ritual use Proper way as taught by the Holy Quran and the Holy Prophet, revitalised by the Mujaddid of the time

More information

Parenting a College Student ARCS. arts.kennesaw.edu/arcs

Parenting a College Student ARCS. arts.kennesaw.edu/arcs Parenting a College Student ARCS arts.kennesaw.edu/arcs Parenting a COLLEGE STUDENT First of all, congratulations! You ve done an amazing job raising an exceptional student who s ready to take the next

More information

56 Key Profit Building Lessons I Learned from Jay Abraham s MasterMind Marketing Training.

56 Key Profit Building Lessons I Learned from Jay Abraham s MasterMind Marketing Training. 56 Key Profit Building Lessons I Learned from Jay Abraham s MasterMind Marketing Training. Jay Abraham is a man you should all know. If you do not - go to the library and start learning - just do it! He

More information

California Treasures High-Frequency Words Scope and Sequence K-3

California Treasures High-Frequency Words Scope and Sequence K-3 California Treasures High-Frequency Words Scope and Sequence K-3 Words were selected using the following established frequency lists: (1) Dolch 220 (2) Fry 100 (3) American Heritage Top 150 Words in English

More information

~SHARING MY PERSONAL PERSPECTIVE~

~SHARING MY PERSONAL PERSPECTIVE~ April 2012 ~SHARING MY PERSONAL PERSPECTIVE~ Dear Friends, It is a certainty that shared values encourage cooperative relationships. I don t know who first said this, but I certainly believe it to be true.

More information

Bible for Children. presents WISE KING SOLOMON

Bible for Children. presents WISE KING SOLOMON Bible for Children presents WISE KING SOLOMON Written by: Edward Hughes Illustrated by: Lazarus Adapted by: Ruth Klassen Produced by: Bible for Children www.m1914.org 2007 Bible for Children, Inc. License:

More information

The Parable of the Sheep (and the Goats) Matthew 25:31-40

The Parable of the Sheep (and the Goats) Matthew 25:31-40 Stories on the Way: Lesson Plans for Small Sunday Schools The Parable of the Sheep (and the Goats) Matthew 25:31-40 page The Story 1 The Lessons 1. With Actions 2 2. When I was Hungry 4 3. You Gave Me

More information

Free Report. My Top 10 Tips to Betting Like a Pro With Zero Risk

Free Report. My Top 10 Tips to Betting Like a Pro With Zero Risk Free Report My Top 10 Tips to Betting Like a Pro With Zero Risk Legal Disclaimer: EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF

More information

Duties of a Husband. Lesson

Duties of a Husband. Lesson Lesson 6 Duties of a Husband A happy young man hurried home to his parents to share with them the good news that his girl friend had promised to marry him. But the father, rather than responding as his

More information

To All BIS Digital, Inc. Associates:

To All BIS Digital, Inc. Associates: To All BIS Digital, Inc. Associates: It is with deep sorrow that I have to announce the passing of Bob Wolfe. After fighting cancer for the last several months he had called me last Friday from the hospital

More information

Gender Diversity in Corporate Pakistan

Gender Diversity in Corporate Pakistan Gender Diversity in Corporate Pakistan The participation of women in professional organisations in Pakistan and the Middle East is challenges for organisations that recognise the value companies in Pakistan

More information

SIGMA NU FRATERNITY, INC. Excelling with Honor. The Way of Honor. Part I

SIGMA NU FRATERNITY, INC. Excelling with Honor. The Way of Honor. Part I SIGMA NU FRATERNITY, INC. Excelling with Honor The Way of Honor Part I When The Way of Honor was first printed in 1960, it caused considerable excitement in the fraternity world. As Clyde Sanfred Johnson

More information

TACKLING YOUTH UNEMPLOYMENT THROUGH ENTERPRISE

TACKLING YOUTH UNEMPLOYMENT THROUGH ENTERPRISE TACKLING YOUTH UNEMPLOYMENT THROUGH ENTERPRISE In partnership with: A report by The Prince s Trust and The Royal Bank of Scotland Group FOREWORD We have been helping disadvantaged young people to set up

More information

FACOLTA DI ECONOMIA - SEDE DI BIELLA CORSO DI LAUREA IN ECONOMIA AZIENDALE MODELLO A ESONERO DI INGLESE - II ANNO

FACOLTA DI ECONOMIA - SEDE DI BIELLA CORSO DI LAUREA IN ECONOMIA AZIENDALE MODELLO A ESONERO DI INGLESE - II ANNO FACOLTA DI ECONOMIA - SEDE DI BIELLA CORSO DI LAUREA IN ECONOMIA AZIENDALE MODELLO A ESONERO DI INGLESE - II ANNO Nome dello Studente: Data: Totale / 60 VOTO: /30 LISTENING You will hear a part of a presentation

More information

work out your own salvation with fear and trembling.

work out your own salvation with fear and trembling. By: Dov Avnon It is important to know what does it mean to work out your salvation. Remember it is Paul who writing it to the members of the body of Christ in this dispensation of Grace. Paul is not talking

More information

Chapter 8: Publicity and fundraising

Chapter 8: Publicity and fundraising Chapter 8: Publicity and fundraising 8.1 OUTLINE OF CHAPTER All NGOs will want to publicise themselves to different audiences and in different ways as reputable organisations with high impact programmes.

More information

Why is this important to me?

Why is this important to me? Intro: Before You Quit Your Job 10 Real-Life lessons Every Entrepreneur Should Know About Building a Multimillion Dollar Business Written by Robert Kiyosaki This book can be seen as a road map of skill

More information

You cannot say, No, Lord, and mean both words; one annuls the other. If you say no to Him, then He is not your Lord.

You cannot say, No, Lord, and mean both words; one annuls the other. If you say no to Him, then He is not your Lord. 5L ESSON 5 The Ten Commandments, Part 1 You cannot say, No, Lord, and mean both words; one annuls the other. If you say no to Him, then He is not your Lord. D. JAMES KENNEDY Kirk s Comment Now we re going

More information

All Saints Day Sunday Service Children s Story

All Saints Day Sunday Service Children s Story All Saints Day Sunday Service Children s Story Materials: - Online video clip, Path of Personal Christhood - Pictures of Saints listed in story Preparations: - Because online videos often take a few minutes

More information

Speech of Walter Stechel, Consul General of the Federal Republic of Germany

Speech of Walter Stechel, Consul General of the Federal Republic of Germany Speech of Walter Stechel, Consul General of the Federal Republic of Germany at the German Pioneers Day Kitchener, October 14, 2014 Check against delivery Members of the House of Commons and the Provincial

More information

Prayer Basics. Children

Prayer Basics. Children Prayer Basics for Children (Lesson 1) (A children s curriculum resource based on the book Prayer Basics: The Who, What, When, Where, Why, and How of Prayer and brought to you by the National Prayer Center,

More information

10 DOWNING STREET LONDON SWtA 2AA A NEW SETTLEMENT FOR THE UNITED KINGDOM IN A REFORMED EUROPEAN UNION

10 DOWNING STREET LONDON SWtA 2AA A NEW SETTLEMENT FOR THE UNITED KINGDOM IN A REFORMED EUROPEAN UNION > 10 DOWNING STREET LONDON SWtA 2AA THE PRIME MINISTER 10 November 2015 A NEW SETTLEMENT FOR THE UNITED KINGDOM IN A REFORMED EUROPEAN UNION Thank you for inviting me to write setting out the areas where

More information

LINA AND HER NURSE. SUNDAY-SCHOOL UNI0 N, 200 MULBERRY-STREET, N. Y.

LINA AND HER NURSE. SUNDAY-SCHOOL UNI0 N, 200 MULBERRY-STREET, N. Y. LINA AND HER NURSE. SUNDAY-SCHOOL UNI0 N, 200 MULBERRY-STREET, N. Y. LINA AND HER NURSE. SUNDAY-SCHOOL UNION, 200 MULBERRY-STREET, NEW YORK. LINA AND HER NURSE. L INA lived away in that land of the East

More information

Kamal A. Chinoy. Mr. Chinoy is the Honorary Counsel General of Republic of Cyprus.

Kamal A. Chinoy. Mr. Chinoy is the Honorary Counsel General of Republic of Cyprus. Kamal A. Chinoy Mr. Chinoy is a graduate in B.Sc. Economics from the Wharton School, University of Pennsylvania, USA and is a Certified Director having been certified by the Pakistan Institute of Corporate

More information

LESSON TITLE: The Great Commandment. THEME: Love is the fulfillment of the Law. SCRIPTURE: Mark 12:28-34 CHILDREN S DEVOTIONS FOR THE WEEK OF:

LESSON TITLE: The Great Commandment. THEME: Love is the fulfillment of the Law. SCRIPTURE: Mark 12:28-34 CHILDREN S DEVOTIONS FOR THE WEEK OF: Devotion NT264 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Great Commandment THEME: Love is the fulfillment of the Law. SCRIPTURE: Mark 12:28-34 Dear Parents Welcome to Bible Time for Kids.

More information

SPEECH BY THE MINISTER OF SMALL BUSINESS DEVELOPMENT AT THE LAUNCH OF THE GORDON S INSTITUTE OF BUSINESS SCIENCE (GIBS) ENTERPRISE DEVELOPMENT ACADEMY

SPEECH BY THE MINISTER OF SMALL BUSINESS DEVELOPMENT AT THE LAUNCH OF THE GORDON S INSTITUTE OF BUSINESS SCIENCE (GIBS) ENTERPRISE DEVELOPMENT ACADEMY SPEECH BY THE MINISTER OF SMALL BUSINESS DEVELOPMENT AT THE LAUNCH OF THE GORDON S INSTITUTE OF BUSINESS SCIENCE (GIBS) ENTERPRISE DEVELOPMENT ACADEMY 12 AUGUST 2014 Programme Director, Gauteng Premier,

More information

Light of the World: Salt of the Earth

Light of the World: Salt of the Earth Light of the World: Salt of the Earth Teacher Pep Talk: Jesus said You are the light of the world. That seems to be an exciting reality and a daunting challenge, all at the same time. It also raises several

More information

13. Jesus is Anointed by Mary

13. Jesus is Anointed by Mary 13. Jesus is Anointed by Mary Studying God s Word Bible Reference John 12: 1-8 Memory Verse Psalm 116:12 How can I repay the Lord for all his goodness to me? Bible Background In all four Gospels we find

More information

Book of over 45 Spells and magic spells that actually work, include love spells, health spells, wealth spells and learning spells and spells for life

Book of over 45 Spells and magic spells that actually work, include love spells, health spells, wealth spells and learning spells and spells for life Book of over 45 Spells and magic spells that actually work, include love spells, health spells, wealth spells and learning spells and spells for life Stop Chasing Happiness, Make it Find You! Here's how

More information

Our Lady Invites Us To Wake Up From Our Spiritual Coma - Medjugorje.com

Our Lady Invites Us To Wake Up From Our Spiritual Coma - Medjugorje.com Medjugorje visionary, Ivan, speaking to several thousand pilgrims today, August 18, 2010. Ivan was given special instructions from Our Lady concerning the youth and family. Being married to an American

More information

THEME: God desires for us to demonstrate His love!

THEME: God desires for us to demonstrate His love! Devotion NT320 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Gift of Love THEME: God desires for us to demonstrate His love! SCRIPTURE: 1 Corinthians 13:1-13 Dear Parents Welcome to Bible Time

More information

www.breaking News English.com Ready-to-use ESL / EFL Lessons Africans mark the end of the slave trade

www.breaking News English.com Ready-to-use ESL / EFL Lessons Africans mark the end of the slave trade www.breaking News English.com Ready-to-use ESL / EFL Lessons The Breaking News English.com Resource Book 1,000 Ideas & Activities For Language Teachers http://www.breakingnewsenglish.com/book.html URL:

More information

You Have a Friend the Holy Spirit

You Have a Friend the Holy Spirit 16 Lesson 1 You Have a Friend the Holy Spirit Today, more than ever before in the history of the world, people are talking about the Holy Spirit and His work. They have discovered that He is a Person,

More information

The Citizen Lobbyist

The Citizen Lobbyist The Citizen Lobbyist Making Your Voice Heard: How you can influence government decisions Of the people, by the people, for the people. Democracy is not a spectator sport. Acting as participants, rather

More information

The Definition of Serving LESSON 10. Serve. What does it mean to serve? SECTION 1: Read Luke 4:8, Luke 17:8 and Romans 7:6. A Story of Serving

The Definition of Serving LESSON 10. Serve. What does it mean to serve? SECTION 1: Read Luke 4:8, Luke 17:8 and Romans 7:6. A Story of Serving Serve SECTION 1: A Story of Serving Read John 13:1-17 LESSON 10 Shortly before Jesus crucifixion, He celebrated the Passover with His disciples. Passover was the Jewish feast that commemorated God delivering

More information

TIPS TO HELP YOU PREPARE FOR A SUCCESSFUL INTERVIEW

TIPS TO HELP YOU PREPARE FOR A SUCCESSFUL INTERVIEW TIPS TO HELP YOU PREPARE FOR A SUCCESSFUL INTERVIEW Preparing for the Interview RESEARCH Don t forget to research the organization/company before the interview. Learn what you can about the workplace prior

More information

Predesigned Plan of God (PPOG)

Predesigned Plan of God (PPOG) Predestination or Predesigned Plan of God (PPOG) A letter to God the Father Revised 10-18-2013 Dear God the Father, Thank You for giving us the Bible. It has wonderful and precise directions for our adventure

More information

Devotion NT267 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Second Coming. THEME: Jesus is coming again. SCRIPTURE: Matthew 24:27-31

Devotion NT267 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Second Coming. THEME: Jesus is coming again. SCRIPTURE: Matthew 24:27-31 Devotion NT267 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Second Coming THEME: Jesus is coming again. SCRIPTURE: Matthew 24:27-31 Dear Parents Welcome to Bible Time for Kids. Bible Time for

More information

THEME: Jesus sent the Holy Spirit to indwell and empower us.

THEME: Jesus sent the Holy Spirit to indwell and empower us. Devotion NT285 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: The Day of Pentecost THEME: Jesus sent the Holy Spirit to indwell and empower us. Dear Parents SCRIPTURE: Acts 2:1-41 Dear Parents, Welcome

More information

Reflection: What would it mean to you to uncover your Standards of Integrity and Life s Intentions?

Reflection: What would it mean to you to uncover your Standards of Integrity and Life s Intentions? Finding Meaning and Relevance: Your Standards of Integrity and Life s Intentions People tend to be most fulfilled in their life when they are living in accordance with their values and purpose. When we

More information

Earn Money Sharing YouTube Videos

Earn Money Sharing YouTube Videos Earn Money Sharing YouTube Videos Get Started FREE! Make money every time you share a video, also make money every time the videos you have shared get watched! Unleash The Viral Power of Social Media To

More information

ON MEMORIAL DAY, WE COMMEMORATE AND CELEBRATE WITH HUMBLE REVERENCE, THE MEMORY OF ABSENT COMRADES, ALL OF WHOM EPITOMIZE AND GIVE

ON MEMORIAL DAY, WE COMMEMORATE AND CELEBRATE WITH HUMBLE REVERENCE, THE MEMORY OF ABSENT COMRADES, ALL OF WHOM EPITOMIZE AND GIVE MEMORIAL DAY 2009 ON MEMORIAL DAY, WE COMMEMORATE AND CELEBRATE WITH HUMBLE REVERENCE, THE MEMORY OF ABSENT COMRADES, ALL OF WHOM EPITOMIZE AND GIVE TRUE MEANING TO THE WORDS, VALOR, SACRIFICE, LOYALTY

More information

The Holiday Season: Questions about Gifts and Giving Robert Brooks, Ph.D.

The Holiday Season: Questions about Gifts and Giving Robert Brooks, Ph.D. The Holiday Season: Questions about Gifts and Giving Robert Brooks, Ph.D. I have been asked numerous questions about giving gifts to children during the holiday season. I would anticipate that the following

More information

Average producers can easily increase their production in a larger office with more market share.

Average producers can easily increase their production in a larger office with more market share. The 10 Keys to Successfully Recruiting Experienced Agents by Judy LaDeur Understand whom you are hiring. Don t make the mistake of only wanting the best agents or those from offices above you in market

More information

МИНИСТЕРСТВО НА ОБРАЗОВАНИЕТО И НАУКАТА ЦЕНТЪР ЗА КОНТРОЛ И ОЦЕНКА НА КАЧЕСТВОТО НА УЧИЛИЩНОТО ОБРАЗОВАНИЕ ТЕСТ ПО АНГЛИЙСКИ ЕЗИК ЗА VII КЛАС

МИНИСТЕРСТВО НА ОБРАЗОВАНИЕТО И НАУКАТА ЦЕНТЪР ЗА КОНТРОЛ И ОЦЕНКА НА КАЧЕСТВОТО НА УЧИЛИЩНОТО ОБРАЗОВАНИЕ ТЕСТ ПО АНГЛИЙСКИ ЕЗИК ЗА VII КЛАС МИНИСТЕРСТВО НА ОБРАЗОВАНИЕТО И НАУКАТА ЦЕНТЪР ЗА КОНТРОЛ И ОЦЕНКА НА КАЧЕСТВОТО НА УЧИЛИЩНОТО ОБРАЗОВАНИЕ ТЕСТ ПО АНГЛИЙСКИ ЕЗИК ЗА VII КЛАС PART ONE: LISTENING COMPREHENSION Listening A Directions: You

More information

1. BODY AND SOUL 2. ATOMIC BOMB 3. GOOD NAME

1. BODY AND SOUL 2. ATOMIC BOMB 3. GOOD NAME 1. BODY AND SOUL When I play my kind of music I m playing for your Body and Soul When I sing my kind of song I m singing for your Body and Soul If you find yourself feeling happy Better come and dance

More information

THEME: God tells us how we can be leaders in His church.

THEME: God tells us how we can be leaders in His church. Devotion NT338 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: So You Want to Be a Leader? THEME: God tells us how we can be leaders in His church. SCRIPTURE: 1 Timothy 3:1-16 Dear Parents Welcome

More information

Good Night Baby. Good night baby I hope you have sweet dreams We ve turned the page on this day And now it s time to sleep

Good Night Baby. Good night baby I hope you have sweet dreams We ve turned the page on this day And now it s time to sleep Good Night Baby Good night baby I hope you have sweet dreams We ve turned the page on this day And now it s time to sleep Good night baby It s faster than it seems I used to be the baby And my mom sang

More information

EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper. Result:

EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper. Result: EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper Name: Result: Task 1 Which notice says what? For questions 1 5, match the correct letter A H. 1. You do not have to pay extra

More information

Jesus Parables in Chronological Order. Three Kingdom of Heaven Parables (#13-#15) Parable #13 Mark 4:26-29 The Growing Seed

Jesus Parables in Chronological Order. Three Kingdom of Heaven Parables (#13-#15) Parable #13 Mark 4:26-29 The Growing Seed Jesus Parables in Chronological Order Three Kingdom of Heaven Parables (#13-#15) Parable #13 Mark 4:26-29 The Growing Seed 26 He also said, This is what the kingdom of God is like. A man scatters seed

More information

miracles of jesus 1. LEADER PREPARATION

miracles of jesus 1. LEADER PREPARATION miracles of jesus Week 1: Jesus Heals a Paralyzed Man This includes: 1. Leader Preparation 2. Lesson Guide 1. LEADER PREPARATION LESSON OVERVIEW One night, Jesus is teaching to a crowded home. Friends

More information

LESSON TITLE: Parable of the Workers in the Vineyard

LESSON TITLE: Parable of the Workers in the Vineyard Devotion NT255 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Parable of the Workers in the Vineyard THEME: God is more concerned with our heart s attitude than our service. SCRIPTURE: Matthew 20:1-16

More information

It is my pleasure to join you here today at the Youth. Infocomm Day. I am heartened to see such enthusiasm and

It is my pleasure to join you here today at the Youth. Infocomm Day. I am heartened to see such enthusiasm and SPEECH BY MS SIM ANN, SENIOR PARLIAMENTARY SECRETARY FOR COMMUNICATIONS AND INFORMATION & EDUCATION AT THE YOUTH INFOCOMM DAY ON WEDNESDAY, 7 NOVEMBER 2012, 12.30 PM, AT F1 PIT BUILDING Parents, Teachers

More information

THEME: We need to completely trust in Jesus.

THEME: We need to completely trust in Jesus. Devotion NT238 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Jesus Walks on Water THEME: We need to completely trust in Jesus. SCRIPTURE: Mark 6:45-52 Dear Parents Welcome to Bible Time for Kids!

More information

"Middle Path and Moderation in Buddhism and. Eco-Civilization" Speech by. H.E. Professor Dr. Surakiart Sathirathai

Middle Path and Moderation in Buddhism and. Eco-Civilization Speech by. H.E. Professor Dr. Surakiart Sathirathai "Middle Path and Moderation in Buddhism and Eco-Civilization" Speech by H.E. Professor Dr. Surakiart Sathirathai Chairman of the Asian Peace and Reconciliation Council (APRC) Former Deputy Prime Minister

More information

Traditional Wedding Ceremony

Traditional Wedding Ceremony Traditional Wedding Ceremony Dearly Beloved, We are gathered here in the presence of God to witness and bless the exchanging of vows that will bind and together in the covenant relationship of marriage.

More information

Antiochian Orthodox Archdiocese Department of Christian Education. 2014 Creative Festivals Lesson Plan: Grades 4-6

Antiochian Orthodox Archdiocese Department of Christian Education. 2014 Creative Festivals Lesson Plan: Grades 4-6 Antiochian Orthodox Archdiocese Department of Christian Education Theme: 2014 Creative Festivals Lesson Plan: Grades 4-6 "You shall love the Lord your God with all your heart, with all your soul, with

More information

SAMPLE TEST INFORMATION -- English Language Test (ELT) General Information There are three parts to the ELT: Listening, Reading, and Writing.

SAMPLE TEST INFORMATION -- English Language Test (ELT) General Information There are three parts to the ELT: Listening, Reading, and Writing. SAMPLE TEST INFORMATION -- English Language Test (ELT) General Information There are three parts to the ELT: Listening, Reading, and Writing. The Listening Comprehension Test The listening comprehension

More information

The Heavenly Express By Sharon Kay Chatwell

The Heavenly Express By Sharon Kay Chatwell Skit The Heavenly Express The Heavenly Express By Sharon Kay Chatwell SKIT: Evangelical outreach skit written for 10 12 students. Youth (ages 10-18 years). LENGTH: 12-15 minutes SYNOPSIS: Newman comes

More information

The Definitive Guide to Shift Scheduling. From best practices to inside tips, explore how to become a shift scheduling expert

The Definitive Guide to Shift Scheduling. From best practices to inside tips, explore how to become a shift scheduling expert The Definitive Guide to Shift Scheduling From best practices to inside tips, explore how to become a shift scheduling expert THE ROAD TO BECOMING A SHIFT SCHEDULING EXPERT Effectively planning, managing

More information

15. 1981 was a founding member of the Robotics International Society and chairman of the research group.

15. 1981 was a founding member of the Robotics International Society and chairman of the research group. 1. Appointed in June of 2003 as the Senior Fellow for Creative Programs in the P.C. Rosin College of Engineering. Responsibilities include facilitating the creation of new academic programs such as a minor

More information

365 Table Topics Questions:

365 Table Topics Questions: 365 Table Topics Questions: 1. When was the last time you tried something new? 2. Who do you sometimes compare yourself to? 3. What s the most sensible thing you ve ever heard someone say? 4. What gets

More information

Annual Review 2014/15. Professional Integrity. Enterprising. Responsive. Passion

Annual Review 2014/15. Professional Integrity. Enterprising. Responsive. Passion Annual Review 2014/15 Professional Integrity Passion Enterprising Responsive A year of helping older people Joint statement from Chair and Chief Officer. This has been a year of change with a focus on

More information

Inheritance: Laws of Inheritance & Unfair Gifts

Inheritance: Laws of Inheritance & Unfair Gifts Inheritance: Laws of Inheritance & Unfair Gifts A woman gifted her house to her niece only two weeks before her death, thus depriving her heirs, two sisters and a brother, from their shares of inheritance.

More information