FACOLTA DI ECONOMIA - SEDE DI BIELLA CORSO DI LAUREA IN ECONOMIA AZIENDALE MODELLO A ESONERO DI INGLESE - II ANNO

Size: px
Start display at page:

Download "FACOLTA DI ECONOMIA - SEDE DI BIELLA CORSO DI LAUREA IN ECONOMIA AZIENDALE MODELLO A ESONERO DI INGLESE - II ANNO"

Transcription

1 FACOLTA DI ECONOMIA - SEDE DI BIELLA CORSO DI LAUREA IN ECONOMIA AZIENDALE MODELLO A ESONERO DI INGLESE - II ANNO Nome dello Studente: Data: Totale / 60 VOTO: /30 LISTENING You will hear a part of a presentation given at a business management conference. The speaker describes a management case. You will hear the recording twice. A Write a short answer to each of the questions below. 1) What was the business activity of the company in the case? 2) How many shops belonged to the company? 3) What was the title of the head of the company? 4) Were the shopkeepers also shareholders in the company? B Choose the best answer to each of the following questions. 5) Which word best describes the way that meetings were run in the past? a) authoritarian b) easygoing c) efficient 6) A new head was brought in because. a) profits were low. b) the company was nearly bankrupt. c) the former head had retired. 7) The new head.. a) had worked in this field of business before. b) already worked for this company. c) was well known for making tough decisions. 8) The shopkeepers were not happy because the new head. a) wasn t strong enough. b) wasn t very friendly. c) didn t consult them about new decisions. Esonero II anno 1

2 9) At the extraordinary meeting. a) the atmosphere was very relaxed. b) people were very quiet. c) the board of management was replaced. 10) After the extraordinary meeting. a) radical changes were implemented. b) people continued to be unhappy. c) the policies didn t change very much. B READING Have you got what it takes to start your own business? How do you really make it happen? How do you raise the money? 11. Chidi Ngwaba says funding a business yourself with savings is a bit like having a baby. I feel like we re living in a dream. Their dream was to open a place selling healthy fresh-cooked, vegetarian food. 12. Their cash has stretched to employing a team of people to run their company, Plant and they hope to have three more outlets by the end of the year. The Ngwabas believe they have no direct competition. I think it s something new, Ms Ngwaba says confidently. If things don t work out, they ll sell their house and move in with their parents. The need to feel safe and the fear of failure can often stop people taking their first steps towards starting up a business. But according to Simon Woodroffe, founder of the restaurant chain YO! 5 6 Sushi, it is the fear of not following your dream which moves people. 13. When I ask him whether now is a difficult time to start a business, Mr Woodroffe says: It s always the right time to start a business. With YO! Sushi now quite stable, Mr Woodroffe is starting new ventures. 14. Similarly motivated is Mark Blandford, founder of online agency Sportingbet. Sportingbet went live in October 2008, with no customers and no turnover. Today he says: We re a profitable dot.com. His expected turnover this year is 927 million. And his advice for would-be entrepreneurs? Have a vision, spot a new niche and be sufficiently convinced to go for it 100%. 15. A banker s advice would centre more on researching your idea and on drawing up detailed business plans. You probably need both to get started. From the Guardian B Complete the article with the following sentences. There is one extra sentence that doesn t fit. a b c d e f YOTEL! And Body YO! Are coming soon. If you don t get a bank loan you will regret it forever. It s not the advice a bank would offer. Is there anywhere you can go for help? Neither Chidi nor his wife, Uchenna, has any experience of food, other than eating it. It is better to try and fail than never to have tried, he believes. Find words or phrases in the text which mean the following: Ex: finding money to start a company (paragraph 2) funding a business 16) sales channels (paragraph 3) 17) an action with no success (paragraph 4) 18) value of goods or services sold by a business (paragraph 5) 19) have imagination and a clear purpose (paragraph 6) 20) preparing an accurate programme for a business (paragraph 6) Esonero II anno 2

3 C LANGUAGE IN USE 1 Fill in the numbered gaps with the appropriate words. You need one word for each gap. Catherine had a busy day (21) work yesterday. She (22) trying all morning to negotiate a deal worth $90,000 with BAB, (23) important new customer. But the BAB buyer demanded immediate delivery. Catherine s company does (24) have enough goods in stock to meet an order so quickly. She telephoned several different warehouses, but none of them could supply the goods (25) time. Then, at 4 p.m., just when Catherine was losing hope (26) getting the deal, her telephone rang. It was John, one of (27) colleagues from (28) sales department. He told her that CCI, an existing customer, was (29) problems with the computer system at their warehouse, and they wanted (30) postpone delivery of a big order scheduled for the next day. So Catherine was able to send the CCI delivery to BAB instead and close the deal. Choose the correct answer from a, b or c. 31 All sales staff get a at Christmas and it doesn t matter how much they sell. a) loyal b) bonus c) pay 32 The organisational in our company is like a pyramid. a) status b) subordinate c) hierarchy 33 I like meetings where everyone is relaxed. a) unformal b) informal c) disformal 34 Our market has fallen by 3% this year. a) place b) share c) leader 35 You need to cut your spending. We re on a really budget. a) finance b) tight c) borrow 36 I got my first job with the company on their graduate trainee. a) placement b) location c) scheme 37 You ll need to an interview after you apply. a) invite b) attend c) wait 38 After university I had to pay off my. a) debts b) accounts c) discounts 39 Many online banks are trying to protect customers from and theft. a) premiums b) claims c) fraud 40 I ve asked three times for my money back but they still refuse to give me a. a) return b) satisfaction c) refund Esonero II anno 3

4 2 Read the article below about an organisation which supports small businesses and mark one letter (A, B, C or D) to choose the correct word to fill each gap. Small businesses are being invited to join Smallbook Business Alliance (SBA). The Alliance, (41) currently has more than 70 members, was launched four years ago in order (42) support local businesses. SBA President, Helen Smith, said: 'SBA can make (43) real difference to small firms. By (44) real business experiences, companies find they are in a better position to deal (45) the challenges facing them.' Informal meetings (46) held for business owners twice a month. In addition to these there are a (47) formal events organised by SBA, with a guest speaker present at (48) event. The next meeting takes place on 21 st April. The topic is the business fair (49) to take place in the city in July. Helen Smith said: 'We (50) it to be a very popular event indeed.' 41 a) which b) who c) that d) whose 42 a) for b) to c) of d) so 43 a) the b) any c) a d) no 44 a) sharying b) share c) shared d) sharing 45 a) by b) from c) with d) of 46 a) will b) are c) have d) were 47 a) bit b) little c) a lot d) few 48 a) each b) some c) all d) any 49 a) schedule b) scheduling c) scheduled d) schedules 50 a) think b) expect c) decide d) prepare D WRITING 10 marks You organised the conference at the Modern Hotel, for your company, but it didn't go well, for the reasons given below. Write a letter (120 to 150 words) to the manager of the hotel complaining about the problems you had and asking for a discount on the bill. Suggest a figure for this discount. Restaurant slow service (give an example) Conference facilities equipment out of order (give details) Swimming pool closed some days Satellite TV only French language channels available Smoking many guests smoked in non-smoking areas Esonero II anno 4

5 KEY Esonero ii anno Listening: CD2 Track 28 Market Leader Intermediate 1. nationwide group of flower shops 2. about president 4. yes 5. b 6. a 7. c 8. c 9. c 10. c 11 d 12 e 13 f 14 a 15 c 16 outlet 17 failure 18 turnover 19 vision 20 draw up detailed business plans 21 at 22 was 23 an 24 not 25 in 26 of 27 her 28 the 29 having 30 to 31 b 32 c 33 b 34 b 35 b 36 c 37 b 38 a 39 c 40 c 41 a 42 b 43 c 44 d 45 c 46 b 47 d 48 a 49 c 50 b Esonero II anno 5

Q: What types of businesses/industries can benefit from the SBA loan programs? A: Most small owner-operated business can benefit from SBA loans

Q: What types of businesses/industries can benefit from the SBA loan programs? A: Most small owner-operated business can benefit from SBA loans Interview with Alan Thomes, President, SBA Loan Division State Bank and Trust Company For many new start-ups and small businesses, an SBA loan may be an appropriate form of financing. In this interview

More information

Cambridge ESOL Entry 3 Certificate in ESOL Skills for Life

Cambridge ESOL Entry 3 Certificate in ESOL Skills for Life Centre Number Candidate Number Candidate Name *2290400733* UNIVERSITY OF CAMBRIDGE ESOL EXAMINATIONS English for Speakers of Other Languages Cambridge ESOL Entry 3 Certificate in ESOL Skills for Life [Reading]

More information

15 Most Typically Used Interview Questions and Answers

15 Most Typically Used Interview Questions and Answers 15 Most Typically Used Interview Questions and Answers According to the reports made in thousands of job interviews, done at ninety seven big companies in the United States, we selected the 15 most commonly

More information

Exemplar for Internal Achievement Standard. Accounting Level 2

Exemplar for Internal Achievement Standard. Accounting Level 2 Exemplar for internal assessment resource Accounting for Achievement Standard 9386 Exemplar for Internal Achievement Standard Accounting Level This exemplar supports assessment against: Achievement Standard

More information

Tenses and verb forms above will be accepted as different even when their form is the same, e.g. imperatives and infinitive with to.

Tenses and verb forms above will be accepted as different even when their form is the same, e.g. imperatives and infinitive with to. Game 1: Key words in business writing Tense review card game Take one of the cards and try to make example sentences with as many different tenses and verb forms as you can. You will get one point for

More information

Hotel Operations Partner

Hotel Operations Partner Hotel Operations Partner Good evening everyone. Thanks so much for taking time out of your busy lives to celebrate with us. Because after all the time and experiences we ve had getting our beautiful Inn

More information

BBC LEARNING ENGLISH 6 Minute Grammar Conditionals review

BBC LEARNING ENGLISH 6 Minute Grammar Conditionals review BBC LEARNING ENGLISH 6 Minute Grammar Conditionals review This is not a word-for-word transcript Hello and welcome to 6 Minute Grammar with me, And me, So, what is our topic today? I don t know. Haven

More information

Here to help sort out problems with your legal service provider

Here to help sort out problems with your legal service provider How do we sort out problems? Our job is to look at complaints about service providers in a fair way and without taking sides. If we think the service complained about was of a reasonable standard, we will

More information

Key #1 - Walk into twenty businesses per day.

Key #1 - Walk into twenty businesses per day. James Shepherd, CEO You can be successful in merchant services. You can build a residual income stream that you own. You can create lasting relationships with local business owners that will generate referrals

More information

CASH ISA SAVINGS CONDITIONS. For use from 2nd September 2016.

CASH ISA SAVINGS CONDITIONS. For use from 2nd September 2016. CASH ISA SAVINGS CONDITIONS. For use from 2nd September 2016. WELCOME TO HALIFAX This booklet explains how your Halifax savings account works, and includes its main conditions. This booklet contains: information

More information

SPIN Selling SITUATION PROBLEM IMPLICATION NEED-PAYOFF By Neil Rackham

SPIN Selling SITUATION PROBLEM IMPLICATION NEED-PAYOFF By Neil Rackham SITUATION PROBLEM IMPLICATION NEED-PAYOFF By Neil Rackham 1. Sales Behavior and Sales Success Small Sales Selling Techniques The traditional selling techniques that most of us have been trained to use

More information

POLITE ENGLISH. Giving advice FREE ON-LINE COURSE. Lesson 2: version without a key SZKOLENIA JĘZYKOWE DLA FIRM ZREALIZUJEMY TWÓJ CEL!

POLITE ENGLISH. Giving advice FREE ON-LINE COURSE. Lesson 2: version without a key SZKOLENIA JĘZYKOWE DLA FIRM ZREALIZUJEMY TWÓJ CEL! POLITE ENGLISH FREE ON-LINE COURSE Lesson 2: Giving advice version without a key WARM UP THINK Do you like giving advice? Do you often ask for advice? WATCH OUT! Do you know the difference between: ADVICE

More information

BBC Learning English Talk about English Business Language To Go Part 10 - Dealing with difficult clients

BBC Learning English Talk about English Business Language To Go Part 10 - Dealing with difficult clients BBC Learning English Business Language To Go Part 10 - Dealing with difficult clients This programme was first broadcast in 2001. This is not an accurate word-for-word transcript of the programme. We ll

More information

Practice file answer key

Practice file answer key Practice file answer key Unit 1 2 f 3 e 4 b 5 c 6 a 2 head 3 operate 4 subsidiaries 5 employees 6 sell 7 goods 8 make 9 competitors 2 companies 3 subsidiaries 4 goods 5 based 6 specialize 7 provide 8 operates

More information

Communication skills at work an introduction

Communication skills at work an introduction 1 Communication skills at work an introduction this chapter covers... This chapter is an introduction to the Applied business communications and personal skills Unit it explains how all the parts of the

More information

Activate! B1 Extra Grammar Tests Test 1

Activate! B1 Extra Grammar Tests Test 1 1. Choose the word or phrase (A, B, C, or D) that best completes the sentence. 1 Kevin because he s late for his class. A is running B runs C run D are running 2 They in the garden at the moment. A work

More information

Giving gifts for someone else

Giving gifts for someone else OPG2 Giving gifts for someone else A guide for attorneys and deputies This guide covers: what counts as a gift who can give gifts for someone else when you can give gifts changing the limits on gift-giving

More information

50 Tough Interview Questions

50 Tough Interview Questions You and Your Accomplishments 1. Tell me a little about yourself. 50 Tough Interview Questions Because this is often the opening question, be careful that you don t run off at the mouth. Keep your answer

More information

EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper. Result:

EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper. Result: EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper Name: Result: Task 1 Which notice says what? For questions 1 5, match the correct letter A H. 1. You do not have to pay extra

More information

UNIVERSITA' DEGLI STUDI DI URBINO CARLO BO ACCERTAMENTO DI LINGUA INGLESE: LIVELLO B2

UNIVERSITA' DEGLI STUDI DI URBINO CARLO BO ACCERTAMENTO DI LINGUA INGLESE: LIVELLO B2 UNIVERSITA' DEGLI STUDI DI URBINO CARLO BO ACCERTAMENTO DI LINGUA INGLESE: LIVELLO B2 Cognome/Nome... N. Matr... Dottorato di appartenenza... Data... Firma... READING 1 Read the text and tick ( ) A, B,

More information

Terminology and Scripts: what you say will make a difference in your success

Terminology and Scripts: what you say will make a difference in your success Terminology and Scripts: what you say will make a difference in your success Terminology Matters! Here are just three simple terminology suggestions which can help you enhance your ability to make your

More information

Loans. What do you Want to Buy? Overhead 3-A. Beginner & Low-Intermediate Materials

Loans. What do you Want to Buy? Overhead 3-A. Beginner & Low-Intermediate Materials Loans Beginner & Low-Intermediate Materials Pre-reading What do you Want to Buy? Overhead 3-A Put a check ( ) next to the pictures of the things you might want to have or do. www.valrc.org/courses/moneytalks

More information

THE EF ENGLISHLIVE GUIDE TO: Dating in English TOP TIPS. For making the right impression

THE EF ENGLISHLIVE GUIDE TO: Dating in English TOP TIPS. For making the right impression EF Englishlive: Language & Lifestyle Guides THE EF ENGLISHLIVE GUIDE TO: Dating in English TOP TIPS For making the right impression Index INDEX 03 Introduction 05 Asking someone out on a date 09 Booking

More information

Here are their words to the wise:

Here are their words to the wise: 8 Dumb Things that Smart People Do When Buying a Home If you re bound and determined to buy a house, here is some advice from recent home buyers, sharing things they wish they had known before they bought.

More information

Your friend starts crying. He or she is married with two kids and a huge mortgage. Do you: Say you'll keep your mouth shut Go to 4

Your friend starts crying. He or she is married with two kids and a huge mortgage. Do you: Say you'll keep your mouth shut Go to 4 1 CORRUPTION A MAZE GAME INSTRUCTIONS 1 The reader reads out card 1 and students make their choices 2 The reader continues to read out the next cards in turn 3 Pause the game as conversation is generated

More information

1 I... swim well when I was very young. A can B could C knew. 3 What... on Sundays? A does Mary usually do B does Mary usually

1 I... swim well when I was very young. A can B could C knew. 3 What... on Sundays? A does Mary usually do B does Mary usually Test 2A 1 I... swim well when I was very young. A can B could C knew 2 When I got... I had a bath. A home B at home C to home 3 What... on Sundays? A does Mary usually do B does Mary usually C usually

More information

Scripts. WARM MARKET (someone you know of ) CALL BACK SCRIPT (POSTCARDS, ProSTEP, COLD CALLS) SCHEDULE THE LIVE PRESENTATION CALL

Scripts. WARM MARKET (someone you know of ) CALL BACK SCRIPT (POSTCARDS, ProSTEP, COLD CALLS) SCHEDULE THE LIVE PRESENTATION CALL Scripts WARM MARKET (someone you know of ) Hi ( ) listen, a group of professionals recently showed me how to cut my taxes by 50%, are you open to that? (If yes schedule the Live Presentation Call.) CALL

More information

Beginner/Low-Intermediate. Credit Materials. Bad Credit No Loan! Overhead 2-A. Picture Story Bad Credit No Loan!

Beginner/Low-Intermediate. Credit Materials. Bad Credit No Loan! Overhead 2-A. Picture Story Bad Credit No Loan! Beginner & Low-Intermediate Credit Materials Picture Story Bad Credit No Loan! Overhead 2-A Picture Story Bad Credit No Loan! www.valrc.org/courses/moneytalks Beginner/Low-Intermediate Unit II: Planning

More information

Health Care Vocabulary Lesson

Health Care Vocabulary Lesson Hello. This is AJ Hoge again. Welcome to the vocabulary lesson for Health Care. Let s start. * * * * * At the beginning of the conversation Joe and Kristin talk about a friend, Joe s friend, whose name

More information

Sales Training Programme. Module 8. Closing the sale workbook

Sales Training Programme. Module 8. Closing the sale workbook Sales Training Programme. Module 8. Closing the sale workbook Workbook 8. Closing the sale Introduction This workbook is designed to be used along with the podcast on closing the sale. It is a self learning

More information

MOST FREQUENTLY ASKED INTERVIEW QUESTIONS. 1. Why don t you tell me about yourself? 2. Why should I hire you?

MOST FREQUENTLY ASKED INTERVIEW QUESTIONS. 1. Why don t you tell me about yourself? 2. Why should I hire you? MOST FREQUENTLY ASKED INTERVIEW QUESTIONS 1. Why don t you tell me about yourself? The interviewer does not want to know your life history! He or she wants you to tell how your background relates to doing

More information

Get to know your options when saving for your retirement

Get to know your options when saving for your retirement Get to know your options when saving for your retirement RetireSmart Guide Allow us to introduce ourselves. We are Zurich. We are part of a global insurance group with Swiss roots. We are one of Ireland

More information

100 Ways To Improve Your Sales Success. Some Great Tips To Boost Your Sales

100 Ways To Improve Your Sales Success. Some Great Tips To Boost Your Sales 100 Ways To Improve Your Sales Success Some Great Tips To Boost Your Sales 100 Ways To Improve Your Sales Success By Sean Mcpheat, Managing Director Of The Sales Training Consultancy What makes a successful

More information

Understanding Options: Calls and Puts

Understanding Options: Calls and Puts 2 Understanding Options: Calls and Puts Important: in their simplest forms, options trades sound like, and are, very high risk investments. If reading about options makes you think they are too risky for

More information

What did you have for breakfast this morning? Do you know where the things you ate and drank were produced or grown?

What did you have for breakfast this morning? Do you know where the things you ate and drank were produced or grown? 1 warmer a) b) is made up of the two English words: fair + trade fair (adjective) to treat people equally trade (noun) the activities of buying and selling Read the labels in the clothes you are wearing

More information

Choosing HOW you fund your business is just as IMPORTANT as the business you choose.

Choosing HOW you fund your business is just as IMPORTANT as the business you choose. Choosing HOW you fund your business is just as IMPORTANT as the business you choose. About Benetrends Benetrends has been helping visionary entrepreneurs successfully launch their dreams for nearly 30

More information

Tenants Guide to the Right to Buy

Tenants Guide to the Right to Buy Contents Section Page No. 1 Welcome to our Right to Buy Guide 2 2 Our Service Standards 3 3 Warning Cold Callers 4 4 Introduction to Right to Buy 5 5 Steps in the Right to Buy process 6 6 The Section 125

More information

WHAT YOU SHOULD KNOW ABOUT MERGING YOUR PRACTICE

WHAT YOU SHOULD KNOW ABOUT MERGING YOUR PRACTICE WHAT YOU SHOULD KNOW ABOUT MERGING YOUR PRACTICE One night at dinner with his friend and colleague John, Bruce looks at him and says, we are both successful, good friends, cover for each other and trust

More information

KITEX Kereskedelmi Szaknyelvi Vizsga TASK BOOKLET READING

KITEX Kereskedelmi Szaknyelvi Vizsga TASK BOOKLET READING KITEX Kereskedelmi Szaknyelvi Vizsga TASK BOOKLET READING Welcome to the Reading Test of the KITEX Language Examination. The test consists of three tasks. Each task begins with the instructions. During

More information

SCRIPT FOR COLD CALL FROM LEAD

SCRIPT FOR COLD CALL FROM LEAD SCRIPT FOR COLD CALL FROM LEAD The interview should be fast paced and full of energy and enthusiasm Hello,? How are you doing today? This is calling you back with the information you requested about working

More information

Analytics Software that allows Small- to Medium-Sized Companies To Get Actionable Data out of Their Financial Statements

Analytics Software that allows Small- to Medium-Sized Companies To Get Actionable Data out of Their Financial Statements ceocfointerviews.com All rights reserved! Issue: December 11, 2015 The Most Powerful Name in Corporate News Analytics Software that allows Small- to Medium-Sized Companies To Get Actionable Data out of

More information

news Membership statistics update Under One Roof is the service for letting affordable rented homes in St Helens. In this issue...

news Membership statistics update Under One Roof is the service for letting affordable rented homes in St Helens. In this issue... news Under One Roof is the service for letting affordable rented homes in St Helens. May 2012 In this issue... Bid for a home online Find out more about our Under One Roof TV site Welfare Reform updates

More information

TIPS TO HELP YOU PREPARE FOR A SUCCESSFUL INTERVIEW

TIPS TO HELP YOU PREPARE FOR A SUCCESSFUL INTERVIEW TIPS TO HELP YOU PREPARE FOR A SUCCESSFUL INTERVIEW Preparing for the Interview RESEARCH Don t forget to research the organization/company before the interview. Learn what you can about the workplace prior

More information

04.2015 07.2015. I agree to the publication of my personal report on the website of the International Office of Pädagogische Hochschule Freiburg.

04.2015 07.2015. I agree to the publication of my personal report on the website of the International Office of Pädagogische Hochschule Freiburg. PERSONAL REPORT for incoming exchange students Cover Sheet Please save your personal report as a PDF-file and send it to Mrs. Angelika Vogelmann. Note that the file size should not exceed 4 MB and must

More information

How to Sell Your Home FAST And For FULL PRICE!!

How to Sell Your Home FAST And For FULL PRICE!! FREE Special Report: Compliments of www.bobbuysfast.com How to Sell Your Home FAST And For FULL PRICE!! DISCOVER how you can sell your home fast and for Full Price even if your house has been on the market

More information

Investors in People First Assessment Report

Investors in People First Assessment Report Investors in People First Assessment Report K.H.Construction Cambridge Assessor: Lesley E Ling On-site Date/s: 3 rd September 2008. Recognition Date: Contents 1. Introduction Page 2 2. Assessment and Client

More information

B.A. ENGLISH ENTRANCE TEST

B.A. ENGLISH ENTRANCE TEST B.A. ENGLISH ENTRANCE TEST Time allowed: 60 min Total marks for the test: 100 Marking scheme: 1 mark for each correct answer In each multiple choice question, only one of the four answers is correct. Choose

More information

TeachingEnglish Lesson plans

TeachingEnglish Lesson plans Worksheets Meetings (1): Getting down to business Reading: Text 1 Let s stop wasting time and get on with it! TeachingEnglish Lesson plans Did you know you can download a clock from the internet to calculate

More information

A FAMILY GUIDE TO SAVING FOR COLLEGE

A FAMILY GUIDE TO SAVING FOR COLLEGE START SMART A FAMILY GUIDE TO SAVING FOR COLLEGE SCHOLASTIC and associated logos are trademarks and/or registered trademarks of Scholastic Inc. All rights reserved. WELCOME, PARENT OF A FUTURE COLLEGE

More information

Leasing vs. Purchasing

Leasing vs. Purchasing How to overcome customers most common objections to financing Leasing vs. Purchasing Help your customers see the value of leasing their IT acquisitions The Equipment Leasing Association of America says

More information

Kickass JV Interview Generator

Kickass JV Interview Generator Kickass JV Interview Generator How to make it easy and fun for your JV partners to interview you during teleseminars and webinars!. Any time I am invited to interview a JV partner to my audience I find

More information

SAY IT BETTER IN ENGLISH

SAY IT BETTER IN ENGLISH PHRASE GUIDE FOR THE BOOK SAY IT BETTER IN ENGLISH Useful Phrases for Work & Everyday Life Directions for use: This guide contains all the phrases included in the book Say it Better in English. If you

More information

SMS Guide For Fashion & Retail

SMS Guide For Fashion & Retail SMS Guide For Fashion & Retail Would you rather give up your mobile phone or your shoes? You d probably be surprised to hear that not only would 63% of people rather give up chocolate than their smartphone

More information

Seeing you through refinancing

Seeing you through refinancing REFINANCING GUIDE Seeing you through refinancing hether you re moving home, renovating, or simply looking for a different home loan, refinancing doesn t need to be complicated. At QuickSelect we are interested

More information

GCSE Business Studies. Ratios. For first teaching from September 2009 For first award in Summer 2011

GCSE Business Studies. Ratios. For first teaching from September 2009 For first award in Summer 2011 GCSE Business Studies Ratios For first teaching from September 2009 For first award in Summer 2011 Ratios At the end of this unit students should be able to: Interpret and analyse final accounts and balance

More information

Getting a Seat at the Table: New Perspectives for HR

Getting a Seat at the Table: New Perspectives for HR Getting a Seat at the Table: New Perspectives for HR If HR wants to get a seat at the table, then many of those working in HR will need to change their perspectives about their profession. By Gary Lear

More information

Process Cutting Heating Assembly Hrs per unit 2 3 4 Total hours available 100,000 120,000 220,000

Process Cutting Heating Assembly Hrs per unit 2 3 4 Total hours available 100,000 120,000 220,000 RELEVANT TO ACCA QUALIFICATION PAPER F5 AND PERFORMANCE OBJECTIVES 12, 13 AND 14 Throughput accounting and the theory of constraints In the previous article, I told you all about The Goal, the book in

More information

Learning English podcasts from the Hellenic American Union. Level: Lower Intermediate Lesson: 2 Title: The History of Beer

Learning English podcasts from the Hellenic American Union. Level: Lower Intermediate Lesson: 2 Title: The History of Beer Learning English podcasts from the Hellenic American Union Level: Lower Intermediate Lesson: 2 Title: The History of Beer Summary: Vanessa and Nick are in the middle of a live show and they are talking

More information

Interview with David Bouthiette [at AMHI 3 times] September 4, 2003. Interviewer: Karen Evans

Interview with David Bouthiette [at AMHI 3 times] September 4, 2003. Interviewer: Karen Evans Interview with David Bouthiette [at AMHI 3 times] September 4, 2003 Interviewer: Karen Evans KE: What we are going to talk about first are your experiences while you were at AMHI, and then we will go on

More information

INTERVIEW OUTLINE Date: Name: Consultant Name:

INTERVIEW OUTLINE Date: Name: Consultant Name: INTERVIEW OUTLINE Date: Name: Consultant Name: Address: City, State, Zip Hm Ph Wk Ph Cell Email Best Time to Call: Current Occupation: THE AGENDA 1. I will ask you a few questions to get to know you better.

More information

PIONEER INVESTMENT MANAGEMENT USA, INC. Moderator: Christine Seaver July 24, 2014 3:15 pm CT

PIONEER INVESTMENT MANAGEMENT USA, INC. Moderator: Christine Seaver July 24, 2014 3:15 pm CT Page 1 Following is an edited transcript from the July 24, 2014 conference call on Pioneer High Income Trust (ticker: PHT). Investment terms are defined at the end of the transcript. PIONEER INVESTMENT

More information

BBC Learning English Talk about English Academic Listening Part 1 - English for Academic Purposes: Introduction

BBC Learning English Talk about English Academic Listening Part 1 - English for Academic Purposes: Introduction BBC Learning English Academic Listening Part 1 - English for Academic Purposes: Introduction This programme was first broadcast in 2001. This is not an accurate word-for-word transcript of the programme.

More information

Serviced Accommodation

Serviced Accommodation Serviced Accommodation How To Turn A House Into A Hands-free Hotel Business - making up to 1,000 cashflow per month! (taking up NONE of your own time) By Paul Smith In Association With: How To Turn A House

More information

Today, it is spoken in some offices. He's going to study English hard. and talk with a lot of people in the future.

Today, it is spoken in some offices. He's going to study English hard. and talk with a lot of people in the future. Good. How are you? You re welcome. How are you? Oh, no. You mustn t help him. OK. I ll ask him. Why did you finish the report? You can t buy a dictionary. No, thank you. How are you? It s cloudy. How are

More information

A fresh look at equity release

A fresh look at equity release For financial adviser use only. Not approved for use with customers. A fresh look at equity release How you could add an extra dimension to your business How you could add an extra dimension to your business

More information

SALE TODAY All toys half price

SALE TODAY All toys half price Name: Class: Date: KET Practice PET TestPractice Reading Test and Reading Writing KET PET Part 1 Questions 1 5 Which notice (A H) says this (1 5)? For Questions 1 5 mark the correct letter A H on your

More information

Make and register your lasting power of attorney a guide

Make and register your lasting power of attorney a guide LP12 Make and register your lasting power of attorney a guide Financial decisions including: running your bank and savings accounts making or selling investments paying your bills buying or selling your

More information

Top Ten Mistakes in the FCE Writing Paper (And How to Avoid Them) By Neil Harris

Top Ten Mistakes in the FCE Writing Paper (And How to Avoid Them) By Neil Harris Top Ten Mistakes in the FCE Writing Paper (And How to Avoid Them) By Neil Harris Top Ten Mistakes in the FCE Writing Paper (And How to Avoid Them) If you re reading this article, you re probably taking

More information

Dealing with problems and complaints

Dealing with problems and complaints 47 6 Dealing with problems and complaints STARTER Look at this list of things that customers complain about. Which three things annoy you the most as a customer? Compare your answers with a partner. a

More information

Having cash on hand is costly since you either have to raise money initially (for example, by borrowing from a bank) or, if you retain cash out of

Having cash on hand is costly since you either have to raise money initially (for example, by borrowing from a bank) or, if you retain cash out of 1 Working capital refers to liquid funds used to purchase materials and pay workers. This is in contrast to long term capital such as buildings and machinery. Part of working capital management is cash

More information

How to create even more authority and presence using the web. Your ultimate weapon to getting and sustaining change.

How to create even more authority and presence using the web. Your ultimate weapon to getting and sustaining change. Change Management Consultant Guide Bonus ebook How to create even more authority and presence using the web Your ultimate weapon to getting and sustaining change 1 Stuart Corrigan Vanguard Scotland Ltd

More information

LESSON TITLE: Jesus Visits Mary and Martha THEME: Jesus wants us to spend time with \ Him. SCRIPTURE: Luke 10:38-42

LESSON TITLE: Jesus Visits Mary and Martha THEME: Jesus wants us to spend time with \ Him. SCRIPTURE: Luke 10:38-42 Devotion NT249 CHILDREN S DEVOTIONS FOR THE WEEK OF: LESSON TITLE: Jesus Visits Mary and Martha THEME: Jesus wants us to spend time with \ Him. SCRIPTURE: Luke 10:38-42 Dear Parents Welcome to Bible Time

More information

Closing The Sale. What actually happens during the sales process is that the salesperson:

Closing The Sale. What actually happens during the sales process is that the salesperson: Closing The Sale Closing The Sale By Sean McPheat, Managing Director Of The Sales Training Consultancy Closing the sale is not a skill that can be learned in isolation from the rest of the sales process.

More information

Compensation Plan. Revised 02.14. 2014 Cyber Wealth Alliance Inc. (02.14) Page 1

Compensation Plan. Revised 02.14. 2014 Cyber Wealth Alliance Inc. (02.14) Page 1 Compensation Plan Revised 02.14 2014 Cyber Wealth Alliance Inc. (02.14) Page 1 Table of Contents I. Mission Statement... 3 II. Customers vs. Sales partners... 3 III. Packages & Prices... 4 IV. Commissions

More information

SCOTTISH RESOURCES. First Level/Second Level Autumn 2008. Tuesdays 03.45 04.00 16 and 23 September BBC Radio 4 digital (terrestrial, cable, satellite)

SCOTTISH RESOURCES. First Level/Second Level Autumn 2008. Tuesdays 03.45 04.00 16 and 23 September BBC Radio 4 digital (terrestrial, cable, satellite) B B C Learning Scotland SCOTTISH RESOURCES First Level/Second Level Autumn 2008 Tuesdays 03.45 04.00 16 and 23 September BBC Radio 4 digital (terrestrial, cable, satellite) China Stories Programmes in

More information

GCSE Business Studies

GCSE Business Studies GCSE Business Studies Unit 2: Investigating small business Controlled Assessment 25% of final grade Name Teacher Page 1 of 15 GCSE BUSINESS STUDIES UNIT 2: Investigating small business CONTROLLED ASSESSMENT

More information

Free Report. My Top 10 Tips to Betting Like a Pro With Zero Risk

Free Report. My Top 10 Tips to Betting Like a Pro With Zero Risk Free Report My Top 10 Tips to Betting Like a Pro With Zero Risk Legal Disclaimer: EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF

More information

Jahresabschlusstest 1

Jahresabschlusstest 1 Jahresabschlusstest 1 Let s simply continue Please fill in the gaps with either the simple present or the present continuous forms of the verb in brackets. 1. Samantha usually (drink) a cup of coffee in

More information

think customer service in the U.S. is the worst it s ever been. And, because in

think customer service in the U.S. is the worst it s ever been. And, because in ! ! Recently, there have been a lot of! complaints about customer service. People think customer service in the U.S. is the worst it s ever been. And, because in today s economy more people " perform services

More information

Hotelier Tanji Owner www.hospitality-school.com

Hotelier Tanji Owner www.hospitality-school.com Professional Spoken English for Hotel & Restaurant Workers Most Practical Spoken English Guide for Non Native English Speaking Hotel, Restaurant & Casino Workers and Hospitality Students Hotelier Tanji

More information

Financial Literacy Survey Questionnaire 1

Financial Literacy Survey Questionnaire 1 Financial Literacy Survey Questionnaire 1 1. Is your family used to keeping records of income and expenditures? Look at the card and say which option is the most accurate description of your (your family

More information

Sponsoring Training Guide

Sponsoring Training Guide Sponsoring Training Guide Sponsoring can happen quite naturally when you love what you do and share it with others. It s really as simple as 1-2-3 1. Share the EXCITEMENT for what you do. 2. Focus on the

More information

Handouts for Conversation Partners: Grammar

Handouts for Conversation Partners: Grammar Handouts for Conversation Partners: Grammar Contents A Cheat Sheet on the Tenses in English... 2 Conditionals... 3 Past Participles... 5 Present Perfect Tense... 6 Present Perfect Continuous... 6 Past

More information

The Chartered Institute of Payroll Professionals (a company incorporated by Royal Charter) IPP Education Ltd (a subsidiary of the Chartered Institute

The Chartered Institute of Payroll Professionals (a company incorporated by Royal Charter) IPP Education Ltd (a subsidiary of the Chartered Institute The Chartered Institute of Payroll Professionals (a company incorporated by Royal Charter) IPP Education Ltd (a subsidiary of the Chartered Institute of Payroll Professionals) Registered No. 3612942 (England)

More information

Styles of leadership. Styles of leadership

Styles of leadership. Styles of leadership Styles of leadership Do you recognise different styles of leadership? Do you use different styles of leadership? Are you accountable for decisions made by your team? In the BS2 session What is leadership?

More information

How To Answer A Question From A Bookshop Owner

How To Answer A Question From A Bookshop Owner TAL LIVELLO B1 Written exam in four parts (50 minutes) Listening comprehension (10 minutes) PART I: Reading Comprehension PART II: Reading Comprehension PART III: Writing PART IV: Cloze Test LISTENING

More information

Mortgage & lifestyle Mortgage & lifestyle protection. Policy Summary

Mortgage & lifestyle Mortgage & lifestyle protection. Policy Summary Mortgage & lifestyle Mortgage & lifestyle protection protection Policy Summary Mortgage and Lifestyle Protection Policy Summary In this summary, we try to help you by giving you the key facts of the plan.

More information

A guide to help you make the most of Your Choice. Employee Guide

A guide to help you make the most of Your Choice. Employee Guide A guide to help you make the most of Your Choice Employee Guide This guide is to help you understand a bit more about Your Choice. This is the total package of benefits that you may be eligible for as

More information

Scamproof your savings

Scamproof your savings Scamproof your savings Pension scams. Don t get stung. Pension scams: the facts Pensions are changing. From April 2015, if you are over 55 years old, you can access your pension savings in new ways. Scammers

More information

The Personal Range Key Features of the Individual Personal Pension

The Personal Range Key Features of the Individual Personal Pension The Personal Range Key Features of the Individual Personal Pension Reference MPEN11/A 04.16 The Financial Conduct Authority is a financial services regulator. It requires us, Friends Life and Pensions

More information

The Easy Way To Flipping Domain Names

The Easy Way To Flipping Domain Names The Easy Way To Flipping Domain Names Published by http://rebirthmediagroup.com Disclaimer: The rights of this ebook are owned by Rebirth Media Group. You are not allowed to copy, reprint, or sell this

More information

BBC Learning English Talk about English Business Language To Go Part 1 - Interviews

BBC Learning English Talk about English Business Language To Go Part 1 - Interviews BBC Learning English Business Language To Go Part 1 - Interviews This programme was first broadcast in 2001. This is not a word for word transcript of the programme This series is all about chunks of language

More information

Top 40 Career Change Tips. Copyright 2013 Position Ignition Top 40 Career Change Tips www.positionignition.com www.careerignitionclub.

Top 40 Career Change Tips. Copyright 2013 Position Ignition Top 40 Career Change Tips www.positionignition.com www.careerignitionclub. Top 40 Career Change Tips 1 Hello! Career changes can be overwhelming, challenging, exciting, scary, fun or frustrating-many of us have found them to be all of the above! You could be changing careers

More information

VERBS (2) Modal Verbs (03)

VERBS (2) Modal Verbs (03) VERBS (2) Modal Verbs (03) Modal Verbs: in context 2 min What are modal verbs? She can swim. He should go to the doctor. Modal verbs are a small group of verbs, which are very different from normal verbs.

More information

Entrepreneur s Guide to CatchFire Funding

Entrepreneur s Guide to CatchFire Funding Entrepreneur s Guide to CatchFire Funding We have helped countless new business owners easily self-fund their businesses using their 401k or IRA, without incurring the penalties usually associated in the

More information

TeachingEnglish Lesson plans

TeachingEnglish Lesson plans Worksheets - Negotiations (1): Building relationships 1. Negotiations quiz 1. In what situations do you negotiate? Who do you negotiate with? Think about both your work and your private life. 2. What s

More information

Sources of finance (Or where can we get money from?)

Sources of finance (Or where can we get money from?) Sources of finance (Or where can we get money from?) Why do we need finance? 1. Setting up a business 2. Need to finance our day-to-day activities 3. Expansion 4. Research into new products 5. Special

More information

A Sales Strategy to Increase Function Bookings

A Sales Strategy to Increase Function Bookings A Sales Strategy to Increase Function Bookings It s Time to Start Selling Again! It s time to take on a sales oriented focus for the bowling business. Why? Most bowling centres have lost the art and the

More information

3 February 2010 Millbank Tower, Millbank, London SW1P 4QP

3 February 2010 Millbank Tower, Millbank, London SW1P 4QP Report on an investigation into complaint no against Thurrock Council 3 February 2010 Millbank Tower, Millbank, London SW1P 4QP Investigation into complaint no against Thurrock Council Table of Contents

More information

SMALL BUSINESS DEVELOPMENT CENTER RM. 032

SMALL BUSINESS DEVELOPMENT CENTER RM. 032 SMALL BUSINESS DEVELOPMENT CENTER RM. 032 FINANCING THROUGH COMMERCIAL BANKS Revised January, 2013 Adapted from: National Federation of Independent Business report Steps to Small Business Financing Jeffrey

More information