BlueCare Dental and BlueCare Dental 4 Kids

Size: px
Start display at page:

Download "BlueCare Dental and BlueCare Dental 4 Kids"

Transcription

1 and 4 Kids For more information on available dental plans, please choose one of the options below. If you are looking for coverage for 2016, please click on 2016 below If you want coverage beginning January 1, 2017, please click on 2017 below A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association

2 2016 for Individuals and Families Complete your health care coverage with affordable dental plans from Blue Cross and Blue Shield of Texas. Dental care is a vital part of your overall health. That is why Blue Cross and Blue Shield of Texas (BCBSTX) offers and 4 Kids. Our dental plans provide you with savings on preventive services like checkups, cleanings and basic X-rays, as well as on procedures like fillings, bridges and crowns. BCBSTX offers three plans for both adults and children, designed to fit your needs and your budget. 1A and 4 Kids 1A feature: 100% coverage on most preventive services with in-network dentists Low $50 deductible for in-network services $1,500 maximum; unlimited annual maximum on BlueCare Dental 4 Kids 1A 2A Coverage for most utilized preventive services $75 deductible for many services Savings on dental procedures up to the annual $1000 Maximum for adults; unlimited annual maximum for children 1B and 4 Kids 1B feature: Reduced monthly premium (compared to plans 1A) coverage on most preventive services provided by in-network dentists $75 deductible for in-network services $1,000 maximum; unlimited annual maximum on 4 Kids 1B Get more information at bcbstx.com or call See the chart on the back of this page for more plan details.

3 1 Texas Dental Plans Benefits Payable 1A 4 Kids 1A 1B 2 4 Kids 1B 2A In Network In Network In Network In Network Adult Child Deductible (3x Family) $50 $50 $75 $75 $75 $75 Annual Maximum $1,500 3 N/A $1,000 3 N/A $1,000 N/A Diagnostic Evaluations 100% 4 100% 4 90% 4 4 Preventive 100% 4 100% 4 90% Diagnostic Radiographs 100% 4 100% 4 90% Misc Preventive Services 90% Basic Restorative 70% Non-Surgical Extractions 70% Non-Surgical Periodontal 70% Adjunctive Services Endodontics 70% Please refer to the Outline of Coverage for Oral Surgery schedule of benefits. Surgical Periodontal 5 Major Restorative 5 Prosthodontics 5 Misc Restorative & Prosthodontics Services 5 Orthodontics (up to age 21) N/A ** N/A ** ** Out-of-Pocket Maximum 6 Monthly Premium Rates for 7 Region I 8 Region II 9 Region I 8 Region II 9 Region I 8 Region II 9 Region I 8 Region II 9 Region I 8 Region II 9 4 Adult Child Adult Child Primary Applicant $41.80 $34.28 $38.98 $31.96 $26.33 $21.59 $27.33 $22.41 $ $ Member + Spouse $83.60 $68.56 N/A N/A $52.66 $43.18 N/A N/A N/A N/A $54.08 N/A Member + 1 Child $80.78 $66.24 N/A N/A $53.66 $44.00 N/A N/A N/A N/A $49.45 N/A Family* $ $ N/A N/A $ $ N/A N/A N/A N/A $ N/A Get more information at bcbstx.com or call Or contact an independent Blue Cross and Blue Shield of Texas agent This document does not contain a complete listing of the exclusions limitations and conditions that apply to the benefits shown. For full information refer to the member s certificate of benefits booklet. 2. If choosing 1B for family coverage, please refer to the policy s certificate of benefits booklet. Plan details for dependents under age 21 are not shown above. 3. Annual maximum does not apply to members up to age Deductible waived 5. Waiting period may apply for adults. 6. Out of Pocket Maximum only applies to members up to age Rates subject to change. 8. Region 1 rates apply to members residing in the following counties: Archer, Austin, Bastrop, Brazoria, Caldwell, Chambers, Clay, Collin, Dallas, Delta, Denton, Ellis, Fort Bend, Galveston, Grayson, Harris, Hays, Hunt, Johnson, Kaufman, Liberty, Montgomery, Parker, Rockwall, San Jacinto, Tarrant, Travis, Waller, Wichita, Williamson and Wise. 9. Region 2 rates apply to all members residing in counties outside Region 1. * Includes insured, spouse, and three children for this example. ** 24 month waiting period for pediatric orthodontics A person should not send money to the issuer of the health benefit plan in response to the advertisement; a person cannot obtain coverage under the health benefit plan until the person completes an application for coverage; benefit exclusions and limitations may apply to the health benefit plan. Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association

4 2017 for Individuals and Families Complete your health care coverage with affordable dental plans from Blue Cross and Blue Shield of Texas. Dental care is a vital part of your overall health. That is why Blue Cross and Blue Shield of Texas (BCBSTX), a Division of Health Care Service Corporation, offers and 4 Kids. Our dental plans provide you with savings on preventive services like checkups, cleanings and basic X-rays, as well as on procedures like fillings, bridges and crowns. BCBSTX offers three plans for both adults and children, designed to fit your needs and your budget. 1A and 4 Kids 1A feature: 100% coverage on most preventive services with in-network dentists Low $50 deductible for in-network services $1,500 maximum; unlimited annual maximum on 4 Kids 1A 2A features: Coverage for most utilized preventive services $75 deductible for many services Savings on dental procedures up to the annual $1,000 maximum for adults; unlimited annual maximum for children 1B and 4 Kids 1B feature: Lower monthly premium (compared to 1A plans) 90% coverage on most preventive services provided by in-network dentists $75 deductible for in-network services $1,000 maximum; unlimited annual maximum on 4 Kids 1B Get more information at bcbstx.com or call See the chart on the back for more plan details.

5 1 Dental Plans Benefits Payable 1A 2 4 Kids 1A 1B 2 4 Kids 1B Get more information at bcbstx.com or call Or contact an independent, authorized Blue Cross and Blue Shield of Texas agent. 2A In Network In Network In Network In Network Adult Child Deductible (3x Family) $50 $50 $75 $75 $75 $75 Annual Maximum $1,500 3 N/A $1,000 3 N/A $1,000 N/A Diagnostic Evaluations 100% 4 100% 4 90% Preventive 100% 4 100% 4 90% Diagnostic Radiographs 100% 4 100% 4 90% Miscellaneous Preventive Services 90% Basic Restorative 70% Non-Surgical Extractions 70% Non-Surgical 70% Please refer to Periodontal the Outline of Adjunctive Services 70% Coverage for Endodontics schedule of benefits. Oral Surgery Surgical Periodontal 5 5 Major Restorative 5 5 Prosthodontics 5 5 Miscellaneous Restorative & Prosthodontics Services 5 5 Orthodontics (up to age 21) N/A N/A Out-of-Pocket Maximum 6 Monthly Premium Rates for Region I 8 Region II 9 Region I 8 Region II 9 Region I 8 Region II 9 Region I 8 Region II 9 Region I 8 Region II 9 Adult Child Adult Child Primary Applicant $41.80 $34.28 $34.77 $28.51 $26.33 $21.59 $18.83 $15.44 $32.97 $18.83 $27.04 $15.44 Member + Spouse $83.60 $68.56 N/A N/A $52.66 $43.18 N/A N/A $65.94 N/A $54.08 N/A Member + 1 Child $76.57 $62.79 N/A N/A $45.16 $37.03 N/A N/A $51.80 N/A $42.48 N/A Family* $ $ N/A N/A $ $89.50 N/A N/A $ N/A $ N/A 1. This document does not contain a complete listing of the exclusions, limitations and conditions that apply to the benefits shown. For full information refer to the member s certificate of benefits booklet. All benefits shown represent what the Plan pays. 2. If choosing family coverage, for 1A please refer to 4 Kids 1A for plan details for dependents under 21. If choosing 1B, refer to 4 Kids 1B for plan details for dependents under Annual maximum does not apply to members up to age Deductible is waived. 5. Waiting period may apply for adults. 6. Out-of-Pocket Maximum only applies to members up to age Rates are subject to change. 8. Region 1 rates apply to members residing in the following counties: Archer, Austin, Bastrop, Brazoria, Caldwell, Chambers, Clay, Collin, Dallas, Delta, Denton, Ellis, Fort Bend, Galveston, Grayson, Harris, Hays, Hunt, Johnson, Kaufman, Liberty, Montgomery, Parker, Rockwall, San Jacinto, Tarrant, Travis, Waller, Wichita, Williamson and Wise. 9. Region 2 rates apply to all members residing in counties outside Region 1. * Includes insured, spouse, and three children for this example. Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association

2016 Dental Direct Plans Blue Cross Dental

2016 Dental Direct Plans Blue Cross Dental 2016 Dental Direct Plans Blue Cross Dental 1 Relax we can help you choose the dental plan that s right for you. First, we want to say thanks for considering Blue Cross Dental Direct! For more than 35 years,

More information

P. O. Box 3283 Tulsa, OK For Subscribers Age 21 and Over

P. O. Box 3283 Tulsa, OK For Subscribers Age 21 and Over P. O. Box 3283 Tulsa, OK 74102-3283 BLUECARE DENTAL 1A OUTLINE OF COVERAGE Read your Contract carefully This outline coverage provides only a very brief description the important features your Contract.

More information

BlueCare Dental OUTLINE OF COVERAGE. For Subscribers Age 21 and Over. Out-of-Network Dentist* Dentist. Out-of-Network Dentist.

BlueCare Dental OUTLINE OF COVERAGE. For Subscribers Age 21 and Over. Out-of-Network Dentist* Dentist. Out-of-Network Dentist. BlueCare Dental OUTLINE OF COVERAGE Read your Contract carefully This outline coverage provides only a very brief description the important features your Contract. This is not the Contract, and only the

More information

IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network

IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network Notice of Network Requirements for The University of Texas System 1 March 1, 2013 IMO Med-Select Network Notice of Network

More information

IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network

IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network Notice of Network Requirements for The University of Texas System 1 Revised 1.16.13 Notice of Network Requirements 1. The

More information

BlueCare Dental SM 1B OUTLINE OF COVERAGE

BlueCare Dental SM 1B OUTLINE OF COVERAGE BlueCare Dental SM 1B OUTLINE OF COVERAGE Read your Contract carefully This outline coverage provides only a very brief description the important features your Contract. This is not the Contract, and only

More information

Cigna Health and Life Insurance Company (Cigna) Texas Individual and Family Plan Enrollment Application / Change Form

Cigna Health and Life Insurance Company (Cigna) Texas Individual and Family Plan Enrollment Application / Change Form Our medical plans are only available in the following service areas/counties: HOUSTON: Austin, Brazoria, Brazos, Chambers, Fort Bend, Galveston, Grimes, Harris, Liberty, Montgomery, San Jacinto, Walker,

More information

IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network

IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network IMO MED-SELECT NETWORK A Certified Texas Workers Compensation Health Care Network Employee Network Notification Packet 1 Revised 8.6.14 Notice of Network Requirements Important Medical Care Information

More information

EMPLOYEE NOTIFICATION OF NETWORK REQUIREMENTS IMPORTANT INFORMATION FROM YOUR LIBERTY HEALTH CARE NETWORK

EMPLOYEE NOTIFICATION OF NETWORK REQUIREMENTS IMPORTANT INFORMATION FROM YOUR LIBERTY HEALTH CARE NETWORK EMPLOYEE NOTIFICATION OF NETWORK REQUIREMENTS IMPORTANT INFORMATION FROM YOUR LIBERTY HEALTH CARE NETWORK October 2009 1 Keep this handy for future reference MEDICAL TREATMENT FOR WORK RELATED INJURIES

More information

DentalEssentials. Dental insurance for individuals and families

DentalEssentials. Dental insurance for individuals and families DentalEssentials Dental insurance for individuals and families Regular dental care is an important part of an overall healthy lifestyle Unfortunately, the cost of dental treatment, coupled with the lack

More information

Individual Health Insurance A Family of Plans Designed Around Your Needs

Individual Health Insurance A Family of Plans Designed Around Your Needs Individual Health Insurance A Family of Plans Designed Around Your Needs All for You - trusted, reliable, affordable health insurance for you and your loved ones For over 70 years, Blue Cross and Blue

More information

dental and term life insurance coverage

dental and term life insurance coverage dental and term life insurance coverage Dental coverage Complete your Blue Shield health coverage with an affordable dental plan. Because dental health is an important part of your total wellness, we offer

More information

EMPLOYEE DENTAL PLANS

EMPLOYEE DENTAL PLANS EMPLOYEE DENTAL PLANS State Health Benefits Program ELIGIBILITY The Employee Dental Plans are available to full-time State employees, full-time employees of a local employer (county, municipality, school

More information

Comparing Texas HMOs 2014

Comparing Texas HMOs 2014 Comparing Texas HMOs 2014 Health Plan Quality From the Consumer s Point of View All Regions Included: Central Texas East Texas Gulf Coast Texas North Texas Panhandle/Plains Texas South Texas West Texas

More information

Your Dental Benefits. The Local Choice Dental Benefits Program

Your Dental Benefits. The Local Choice Dental Benefits Program Your Dental Benefits The Local Choice Dental Benefits Program Welcome to Delta Dental of Virginia In addition to the largest network of dentists in Virginia* and valuable benefits that help keep your out-of-pocket

More information

Genworth 2015 Cost of Care Survey Texas

Genworth 2015 Cost of Care Survey Texas Cost of Care Survey 2015 Genworth 2015 Cost of Care Survey State-Specific Data 118928TX 04/01/15 Homemaker Services Hourly Rates USA $8 $20 $40 $44,616 2% Whole State $8 $19 $35 $42,328 1% Abilene $17

More information

dental plans and term life insurance coverage

dental plans and term life insurance coverage dental plans and term life insurance coverage Dental coverage Complete your Blue Shield health coverage with an affordable dental plan. Did you know that more than 90% of all common diseases have oral

More information

ProtectPlus Dental Plan

ProtectPlus Dental Plan ProtectPlus Dental Plan 2016 Rates & Benefits Direct 2016 ProtectPlus Dental Rates Solo Practitioners (Level D1) Employee Only $70.34 $70.34 $69.15 $70.34 Employee + 1 $125.00 $125.00 $122.92 $125.00 Employee

More information

California Small Group Dental Plan Portfolio Overview

California Small Group Dental Plan Portfolio Overview California Small Group Dental Plan Portfolio Overview Simplified options! Streamlined plans! Easier to understand! BCABR4184C Rev. 3/10 Dental plans and benefits you and your clients can smile about. Plans

More information

If applicable: Servicer Loan Number MCC Number

If applicable: Servicer Loan Number MCC Number If applicable: Servicer Loan Number MCC Number TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS Taxable Mortgage Program (TMP) / Texas Mortgage Credit Certificate (MCC) NOTICE TO BUYERS Texas Department

More information

Employee Benefits Summary. Plan Year 2015/16

Employee Benefits Summary. Plan Year 2015/16 Employee Benefits Summary Plan Year 2015/16 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.

More information

Kaiser Permanente and Delta Dental

Kaiser Permanente and Delta Dental Kaiser Permanente and Delta Dental Dental Program for Kaiser Permanente FEHBP Enrollees You must be a Kaiser Permanente FEHBP enrollee to participate in the dental plan. Kaiser Permanente and Delta Dental

More information

Dental Plans YOUR GUARDIAN PLAN OFFERS:

Dental Plans YOUR GUARDIAN PLAN OFFERS: Dental Plans Option 1 or 2: With your High Plan or Low Plan plan, you can visit any dentist; but you pay less out-of-pocket when you choose a PPO dentist. COMPARE THE PLANS Option 1: High Plan Option 2:

More information

Premera DentalBlueTM FOR ALASKA GROUPS WITH 2+ EMPLOYEES

Premera DentalBlueTM FOR ALASKA GROUPS WITH 2+ EMPLOYEES Premera DentalBlueTM FOR ALASKA GROUPS WITH 2+ EMPLOYEES January 2016 Dental product options for a more attractive benefits package Premera Blue Cross Blue Shield of Alaska dental plans offer the choice

More information

Voluntary Dental. CBIA Service Corp. Coinsurance. Type 1 Preventive Services 100% Type 2 Basic Services 80% Type 3 Major Services 0%

Voluntary Dental. CBIA Service Corp. Coinsurance. Type 1 Preventive Services 100% Type 2 Basic Services 80% Type 3 Major Services 0% 100%/80%/0% $750 Type 3 Major Services 0% Annual Deductible (calendar year) $50 Type 2, Waived Type 1, Family max. $150 Calendar Year Maximum (per person) $750 Endodontics Periodontics Anesthesia Type

More information

National Health Policy Forum Dental Coverage

National Health Policy Forum Dental Coverage National Health Policy Forum Dental Coverage Carrie Banahan Executive Director July 25, 2014 What is kynect? An organized marketplace for individuals and employees of small businesses to shop for health

More information

Individual Health Insurance

Individual Health Insurance Individual Health Insurance Plans with a Wide Range of Options to Fit Your Budget Apply Today! Call us toll-free at 1-866-445-1396 Visit us on the web at bcbsnm.com Contact your authorized independent

More information

Dental and vision coverage for your total health

Dental and vision coverage for your total health Dental and vision coverage for your total health The mouth and eyes are important parts of your body, and your health. Regular dental and vision checkups can help nd early warning signs of disease. So

More information

Through It All. Health Coverage for Individuals and Families. Plans that fit every need, lifestyle and budget. 800-531-4456 bcbstx.

Through It All. Health Coverage for Individuals and Families. Plans that fit every need, lifestyle and budget. 800-531-4456 bcbstx. Health Coverage for Individuals and Families Plans that fit every need, lifestyle and budget. Through It All. 800-531-4456 bcbstx.com SM Call 800-531-4456, visit bcbstx.com, or contact an independent Blue

More information

Dental plans to smile about

Dental plans to smile about Dental plans to smile about Individuals and families Plans available Jan. 1, 2014, through Dec. 31, 2014 Oregon Better health starts here Hi there. Welcome to the right place for all your dental needs

More information

The Full Dental Plan is designed to cover diagnostic, preventive and restorative procedures necessary for adequate dental health.

The Full Dental Plan is designed to cover diagnostic, preventive and restorative procedures necessary for adequate dental health. Full Dental Plan The Full Dental Plan is designed to cover diagnostic, preventive and restorative procedures necessary for adequate dental health. Covered services include: Oral Examinations Periapical

More information

Employee Benefits Summary. Plan Year 2014/15

Employee Benefits Summary. Plan Year 2014/15 Employee Benefits Summary Plan Year 2014/15 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.

More information

Dental Outline of Coverage

Dental Outline of Coverage Dental Outline of Coverage Blue Cross and Blue Shield of Texas (herein called (BCBSTX, We, Us, Our) Dental Indemnity Insurance Contract REQUIRED OUTLINE OF COVERAGE A. Read Your Contract Carefully. This

More information

Anthem Blue Dental PPO Plan

Anthem Blue Dental PPO Plan Anthem Blue Dental PPO Plan For Individuals and Families Anthem Blue Cross and Blue Shield 700 Broadway Denver, Colorado 80273 anthem.com An independent licensee of the Blue Cross and Blue Shield Association.

More information

Dental, vision, and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans

Dental, vision, and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans Effective: January 1, 2016 Individual and Family Plans Dental, vision, and life insurance plans find a plan that fits you a complete plan is a better plan Blue Shield offers more than just medical coverage.

More information

Understanding Dental Insurance Coverage

Understanding Dental Insurance Coverage Understanding Dental Insurance Coverage The best way to take full advantage of your dental insurance coverage is to understand its features. Our best advice is to read your benefits information before

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is

More information

Plans for Families and Adults with Comprehensive Coverage Features & Benefit Details

Plans for Families and Adults with Comprehensive Coverage Features & Benefit Details Page 1 of 7 s for Families and Adults with Comprehensive Coverage Network Premier Altus Dental Participating Dentists Blue Cross PPO Dental Preferred Dentist Program Plus EPO Family EPO DentalGuard Preferred

More information

Coverage You Can Smile About. Your DentalBlue

Coverage You Can Smile About. Your DentalBlue Coverage You Can Smile About Your DentalBlue Your DentalBlue plan from BlueCross BlueShield of Tennessee gives you dental coverage, convenience, and exceptional customer service all from one of the most

More information

SUPPLEMENTAL PRODUCTS

SUPPLEMENTAL PRODUCTS SUPPLEMENTAL PRODUCTS DENTAL PLAN OPTIONS Delta Dental Dental Plan Delta Dental is New Jersey s largest dental coverage provider. Over 223,000 dental offices nationwide participate with the national Delta

More information

Employee Only: $42 Employee + Spouse: $86 Employee + Child(ren): $86 Family: $120. coordinated through a Kaiser provider.

Employee Only: $42 Employee + Spouse: $86 Employee + Child(ren): $86 Family: $120. coordinated through a Kaiser provider. Evraz Oregon Steel Comparison of Benefits 2010 MEDICAL This summary is an overview only. The terms and conditions of the benefits described in this guide are determined solely by Health Plan Summary Plan

More information

TDI. TITLE DATA Excellence by Design. Customer List (By County) 1 As of February 1, 2016

TDI. TITLE DATA Excellence by Design. Customer List (By County) 1 As of February 1, 2016 TDI TITLE DATA Excellence by Design Customer List (By County) 1 As of February 1, 2016 ATASCOSA COUNTY 2. Capital Title of Texas, LLC 3. Chicago Title of Texas, LLC 4. Excel Title Group, LLC 5. Great American

More information

SMALL GROUP PLANS FOR FAMILIES AND ADULTS WITH COMPREHENSIVE COVERAGE Page 1 of 9 Features & Benefit Details

SMALL GROUP PLANS FOR FAMILIES AND ADULTS WITH COMPREHENSIVE COVERAGE Page 1 of 9 Features & Benefit Details SMALL GROUP PLANS FOR FAMILIES AND ADULTS WITH COMPREHENSIVE COVERAGE Page 1 of 9 PLAN NETWORK Premium range child under age 19* Sample premium range typical family of 4* Is this a smaller network? Is

More information

2014 OPEN ENROLLMENT & BENEFIT GUIDE

2014 OPEN ENROLLMENT & BENEFIT GUIDE 2014 OPEN ENROLLMENT & BENEFIT GUIDE This guide contains important information about Wheaton College s annual benefits open enrollment for our medical, dental and flexible spending accounts plan. Also

More information

An Essential Part of Your Overall Health

An Essential Part of Your Overall Health 2016 BLUE CROSS DENTAL Individual & FamilY PLANS An Essential Part of Your Overall Health Studies have shown that proper dental care affects far more than your teeth. In fact, gum disease a condition that

More information

An overview of Delta Dental s Plans for Veterans and CHAMPVA Enrollees

An overview of Delta Dental s Plans for Veterans and CHAMPVA Enrollees Veterans Affairs Dental Insurance Program (VADIP) An overview of Delta Dental s Plans for Veterans and CHAMPVA Enrollees deltadentalvadip.org A REGISTERED MARK OF DELTA DENTAL PLANS ASSOCIATION Introduction

More information

1. How do I buy children s dental coverage through my state s marketplace?

1. How do I buy children s dental coverage through my state s marketplace? What You Need to Know about Health Insurance What You Need to Know about Health Insurance Choosing Health Plan Choosing a Health Plan Title Buying Here Children s Title Here Dental Title Here Coverage

More information

DENTAL FOR EVERYONE SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS

DENTAL FOR EVERYONE SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS DENTAL FOR EVERYONE SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS DEDUCTIBLE The dental plan features a deductible. This is an amount the Enrollee must pay out-of-pocket before Benefits are paid. The

More information

PPO product with drug plan being offered for January 1, 2013

PPO product with drug plan being offered for January 1, 2013 PPO product with drug plan being offered for January 1, 2013 Austin area: 8 counties Dallas/Fort Worth area: 4 counties Houston area: 3 counties Austin Area Counties (8) Bastrop Burnet Caldwell Fayette

More information

MetLife Group Dental Insurance

MetLife Group Dental Insurance The University of Alabama at Birmingham Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Comprehensive Plan Plan Option 2 Benefit Summary Coverage Type

More information

2 Medical Health Insurance Plans Dental Plan Option Vision Plan Option

2 Medical Health Insurance Plans Dental Plan Option Vision Plan Option STUDENT OSTEOPATHIC MEDICAL ASSOCIATION 2013-2014 SCHOOL YEAR PLAN SUMMARIES COLLEGE HEALTH INSURANCE PROGRAM 2 Medical Health Insurance Plans Dental Plan Option Vision Plan Option The 2013-2014 complete

More information

Delta Dental Individual and Family Dental Plans. EHB Certified DELTA DENTAL OF NORTH CAROLINA

Delta Dental Individual and Family Dental Plans. EHB Certified DELTA DENTAL OF NORTH CAROLINA Delta Dental Individual and Family Dental Plans EHB Certified DELTA DENTAL OF NORTH CAROLINA You ll benefit from: Freedom Enjoy access to two Delta Dental networks Delta Dental PPO and Delta Dental Premier.

More information

Your Dental Benefits. The Local Choice Dental Benefits Program

Your Dental Benefits. The Local Choice Dental Benefits Program Your Dental Benefits The Local Choice Dental Benefits Program Welcome to Delta Dental of Virginia In addition to the largest network of dentists in Virginia* and valuable benefits that help keep your out-of-pocket

More information

More to feel good about. Baltimore City Public Schools. 2011 Dental Options

More to feel good about. Baltimore City Public Schools. 2011 Dental Options More to feel good about. Baltimore City Public Schools 2011 Dental Options Baltimore City Public Schools Important Phone Numbers for 2011 DHMO Customer Service (410) 847-9060 or (888) 833-8464 Mailing

More information

Your Dental Benefits The Local Choice

Your Dental Benefits The Local Choice Your Dental Benefits The Local Choice Retiree Health Benefits Program for Medicare-Eligible Retirees and their Medicare-Eligible Dependents Welcome to Delta Dental of Virginia In addition to the largest

More information

Kaukauna Area School District Employee Benefits Booklet 2015. Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE

Kaukauna Area School District Employee Benefits Booklet 2015. Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE Kaukauna Area School District Employee Benefits Booklet 2015 Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE Quick Reference Guide Benefit Vendor Phone & Website Health Network Health Plan

More information

Delta Dental Individual and Family DENTAL AND VISION PLANS AT A PRICE THAT WILL MAKE YOU SMILE.

Delta Dental Individual and Family DENTAL AND VISION PLANS AT A PRICE THAT WILL MAKE YOU SMILE. Delta Dental Individual and Family DENTAL AND VISION PLANS AT A PRICE THAT WILL MAKE YOU SMILE. WHY DENTAL INSURANCE? To improve your health People with dental insurance typically visit the dentist more

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life Is

More information

2015 HEALTH INSURANCE OPTIONS

2015 HEALTH INSURANCE OPTIONS INSURANCE PLUS Rose Gagliardi 15 West Main Street President Oyster Bay, NY 11771 516-922-1200 / 212-268-4473 516-922-2801 fax rose@insuranceplusny.com www.insuranceplusny.com September 16, 2015 2015 HEALTH

More information

Alberta Blue Cross Usual and Customary dental fees

Alberta Blue Cross Usual and Customary dental fees Alberta Blue Cross Usual and Customary dental fees Why Usual and Customary dental fees? In Alberta, individual dental providers set their own prices. As a result, dental offices across the province charge

More information

Delta Dental of Wisconsin 2015 Open Enrollment Materials. For AFSCME Council 24, Wisconsin State Employees Union

Delta Dental of Wisconsin 2015 Open Enrollment Materials. For AFSCME Council 24, Wisconsin State Employees Union Delta Dental of Wisconsin 2015 Open Enrollment Materials For AFSCME Council 24, It s open enrollment time. Follow the steps to edit your current coverage or enroll in the plan. If you are currently enrolled

More information

Guide to Dental Insurance

Guide to Dental Insurance Guide to Dental Insurance www.ahip.org This guide is designed to give consumers a general introduction to dental insurance. It is not a comprehensive description of dental insurance and its features. For

More information

DeltaCare USA CAA16. Dental Health Care Program for Eligible Employees and Dependents. Combined Evidence of Coverage and Disclosure Form

DeltaCare USA CAA16. Dental Health Care Program for Eligible Employees and Dependents. Combined Evidence of Coverage and Disclosure Form DeltaCare USA Dental Health Care Program for Eligible Employees and Dependents CAA16 Combined Evidence of Coverage and Disclosure Form Provided by: Delta Dental of California 12898 Towne Center Drive Cerritos,

More information

Individual Health Insurance

Individual Health Insurance Individual Health Insurance Plans that fit every need, lifestyle and budget. Through It All. 866-303-BLUE (2583) bcbsok.com SM Call 866-303-BLUE (2583), visit bcbsok.com, or contact an independent Blue

More information

Rochester Regional Health. Dental Plan

Rochester Regional Health. Dental Plan Rochester Regional Health Dental Plan TABLE OF CONTENTS EXPLANATION OF TERMS... 2 INTRODUCTION... 4 DENTAL BENEFITS... 5 DEDUCTIBLES AND COINSURANCE... 7 PRE-TREATMENT ESTIMATES... 8 LIMITATIONS... 8

More information

IMRF-endorsed health insurance programs

IMRF-endorsed health insurance programs IMRF-endorsed health insurance programs Read this booklet for information on choosing a health care plan endorsed by the IMRF Board of Trustees. This booklet also includes information about: Medicare Part

More information

2015 Medical and Dental Plan Comparison Chart

2015 Medical and Dental Plan Comparison Chart Benefits for Professional Staff 2015 Medical and Dental Plan Comparison Chart This workplace has been recognized by the American Heart Association for meeting criteria for employee wellness. This chart

More information

2014 Texas Public School Rankings Methodology April 2014

2014 Texas Public School Rankings Methodology April 2014 2014 Texas Public School Rankings Methodology April 2014 Robert Sanborn, Ed.D. Caroline Neary, M.Ed. School Rankings 2014 pg. 1 I. Introduction A. About CHILDREN AT RISK CHILDREN AT RISK is a 501(c)(3)

More information

Good news about dental benefits for employees of NORTHWEST FLORIDA STATE COLLEGE

Good news about dental benefits for employees of NORTHWEST FLORIDA STATE COLLEGE Voluntary Dental PPO (BASIC PLAN) Good news about dental benefits for employees of Your Dental Plan As a valued employee of, you have the opportunity to enroll in a payroll-deduction dental program. Plan

More information

2014 Medical and Dental Plan Comparison Chart

2014 Medical and Dental Plan Comparison Chart Benefits for Residents 2014 Medical and Dental Plan Comparison Chart This chart is only a summary. For details, limitations, and exclusions, please contact your Professional Staff Benefits Office for the

More information

UPMC Dental Advantage

UPMC Dental Advantage Introducing UPMC Dental Advantage A product of UPMC Health Plan At UPMC Health Plan, we have a long history of providing members with high-quality benefit plans, provider networks, and unparalleled customer

More information

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage

More information

Your Dental Benefits The Commonwealth of Virginia. Retiree Health Benefits Program for Medicare-Eligible Retirees

Your Dental Benefits The Commonwealth of Virginia. Retiree Health Benefits Program for Medicare-Eligible Retirees Your Dental Benefits The Commonwealth of Virginia Retiree Health Benefits Program for Medicare-Eligible Retirees Welcome to Delta Dental of Virginia In addition to the largest network of dentists in the

More information

Texas. DeVry Impact. Summary Statistics. Earnings by Education Level. Total Wage Growth Over Studied Period. 65% Growth $44,262. 42% Growth $39,478

Texas. DeVry Impact. Summary Statistics. Earnings by Education Level. Total Wage Growth Over Studied Period. 65% Growth $44,262. 42% Growth $39,478 Texas DeVry Inc. s eight Texas locations 1 produced $82.7 million in economic impact in FY2010. As part of this economic impact, DeVry Inc. schools supported 809 jobs. Wage Impact annually, while the degree

More information

National Automatic Sprinkler Industry Welfare Fund. Benefits Highlights

National Automatic Sprinkler Industry Welfare Fund. Benefits Highlights National Automatic Sprinkler Industry Welfare Fund Benefits Highlights 2014 This Benefits Highlights booklet does not contain the full plan document and is not a Summary Plan Description for the NASI Welfare

More information

Make the right move with your Medicare coverage.

Make the right move with your Medicare coverage. Make the right move with your Medicare coverage. Introducing Plan 65 Medicare Supplement Plans Original Medicare (Medicare Part A and Part B) alone comes with s and cost-sharing that can really add up.

More information

Dental and Vision Plan Information for OSU/A&M System Employees

Dental and Vision Plan Information for OSU/A&M System Employees Employee Benefit Options Guide Plan Year 2016 January 1 through December 31, 2016 Dental and Vision Plan Information for OSU/A&M System Employees www.sib.ok.gov Oklahoma State University/A&M System Monthly

More information

Welcome to Your Texas A&M System Dental Benefits Program

Welcome to Your Texas A&M System Dental Benefits Program Welcome to Your Texas A&M System Dental Benefits Program The Benefits of Choice Two great Delta Dental options to choose from Choose between the A&M Dental PPO plan and the DeltaCare USA DHMO Enrollment

More information

State of Montana - 2013 Ratesetting Preliminary Rate Summary and Percentage Change Assumes Movement to Non-Grandfathered Status for 2013

State of Montana - 2013 Ratesetting Preliminary Rate Summary and Percentage Change Assumes Movement to Non-Grandfathered Status for 2013 State of Montana - 2013 Ratesetting Preliminary Rate Summary and Percentage Change Assumes Movement to Non-Grandfathered Status for 2013 Medical - Rates and Percentage Change 2012 2013 Dollar Change Percentage

More information

A Group Dental For: Florida State University Student Dental Plan

A Group Dental For: Florida State University Student Dental Plan A Group Dental For: Florida State University Student Dental Plan Coverage Effective Date: January 1, 2014 BlueDental Plans BlueDental SM plans are offered by Florida Combined Life Insurance Company, Inc.

More information

TEXAS BOARD OF NURSING 12/2015

TEXAS BOARD OF NURSING 12/2015 UNKNOWN 2784 104 1202 218 4308 4158 ANDERSON 18 0 7 2 27 27 ANDREWS 7 0 2 1 10 10 ANGELINA 38 0 21 2 61 59 ARANSAS 4 0 0 0 4 4 ARCHER 1 0 0 0 1 1 ARMSTRONG 1 0 0 0 1 1 ATASCOSA 7 0 2 1 10 9 AUSTIN 6 0

More information

Am I eligible to enroll in the Delta Dental of New Jersey Yale Graduate & Professional Student dental plan?

Am I eligible to enroll in the Delta Dental of New Jersey Yale Graduate & Professional Student dental plan? FAQs Dental Plan Am I eligible to enroll in the Delta Dental of New Jersey Yale Graduate & Professional Student dental plan? A: You must be a Yale University Graduate or Professional student enrolled at

More information

BENEFITS OVERVIEW FOR CALIFORNIA SENIOR EXECUTIVES AND FULL PROFESSORS

BENEFITS OVERVIEW FOR CALIFORNIA SENIOR EXECUTIVES AND FULL PROFESSORS BENEFITS OVERVIEW FOR CALIFORNIA SENIOR EXECUTIVES AND FULL PROFESSORS The Scripps Research Institute (TSRI) offers eligible employees a comprehensive benefits program. The program provides a medical plan,

More information

Austin Community College Adjunct Faculty Plan Year 2010 Group Benefits Plan

Austin Community College Adjunct Faculty Plan Year 2010 Group Benefits Plan Welcome Austin Community College Adjunct Faculty Plan Year 2010 Group Benefits Plan If you have been teaching at ACC for three (3) consecutive years, you may be eligible for group health insurance benefits.

More information

Children s Dental Insurance Plan Rates 2014

Children s Dental Insurance Plan Rates 2014 Children s Dental Insurance Plan Rates 2014 June 25, 2013 updated Sept. 6, 2013 About Covered California TM Covered California is the state s marketplace for the federal Patient Protection and Affordable

More information

2016 Texas Public School Rankings Methodology May 2016

2016 Texas Public School Rankings Methodology May 2016 2016 Texas Public School Rankings Methodology May 2016 Robert Sanborn, Ed.D. Jesus Davila, MPP Shay Everitt, MSW Katie McConnell, MS Kellie O Quinn, MSW I. Introduction A. About CHILDREN AT RISK CHILDREN

More information

First Attempt Pass Rate 3 Year Summary (FY07 FY09)

First Attempt Pass Rate 3 Year Summary (FY07 FY09) First Attempt Pass Rate 3 Year Summary (FY07 FY09) February 2010 Contents Executive Summary... 3 Results... 4 3 year Results... 6 Basic Peace Officer Examination... 7 Academic Alternative Basic Peace Officer

More information

Delta Dental of New Jersey

Delta Dental of New Jersey Delta Dental of New Jersey With Delta Dental, You Get These Important Features Comprehensive preventive, basic and major dental coverage Choice of two excellent plans... so you can select the one that

More information

Dental plans to smile about

Dental plans to smile about Dental plans to smile about Individuals and families Plans available Jan. 1, 2015, through Dec. 31, 2015 Oregon Hello. Welcome to Moda Health and ODS, the place you go for great dental care because good

More information

FACULTY (IFO) CANDIDATE BENEFITS SUMMARY

FACULTY (IFO) CANDIDATE BENEFITS SUMMARY Human Resources Office Rev. Jan. 2013 FACULTY (IFO) CANDIDATE BENEFITS SUMMARY The benefits listed are subject to change pending state and federal legislation and changes in the negotiated agreements.

More information

BEMIDJI STATE UNIVERSITY FACULTY (IFO) CANDIDATE BENEFITS SUMMARY

BEMIDJI STATE UNIVERSITY FACULTY (IFO) CANDIDATE BENEFITS SUMMARY Human Resources Office May, 2014 BEMIDJI STATE UNIVERSITY FACULTY (IFO) CANDIDATE BENEFITS SUMMARY The benefits listed are subject to change pending state and federal legislation and changes in the negotiated

More information

PROVIDENCE MEDICARE ADVANTAGE PLANS. 2015 Plan Comparison Western Oregon and Clark County Washington H9047_2015PHP40_ACCEPTED

PROVIDENCE MEDICARE ADVANTAGE PLANS. 2015 Plan Comparison Western Oregon and Clark County Washington H9047_2015PHP40_ACCEPTED PROVIDENCE MEDICARE ADVANTAGE PLANS 2015 Plan Comparison Western Oregon and Clark County Washington H9047_2015PHP40_ACCEPTED Service area map Columbia River Washington Oregon Clark Providence Medicare

More information

APPENDIX 6 - COORDINATION OF BENEFITS OF A&S CLAIMS

APPENDIX 6 - COORDINATION OF BENEFITS OF A&S CLAIMS APPENDIX 6 - COORDINATION OF BENEFITS OF A&S CLAIMS Topics in this section include: 1.0 Accident & Sickness (A&S) Insurance 1.1 General 1.2 Deductibles and co-insurance 1.3 More complicated situations

More information

Find the plan that s right for you

Find the plan that s right for you Take a glance at what our plans have to offer Plans at a glance for s and families Effective January 1, 2014 Find the plan that s right for you Our easy-to-understand plans offer comprehensive benefits

More information

2016-17 Open Enrollment. May 12 th and May 18 th, 2016

2016-17 Open Enrollment. May 12 th and May 18 th, 2016 2016-17 Open Enrollment May 12 th and May 18 th, 2016 Agenda Medical Benefit Plan Designs Review Medical Benefit Plan Employee Deductions New Prague s Contribution Toward Employees VEBA Account HRA/VEBA

More information

An Overview of Your Dental Benefits

An Overview of Your Dental Benefits An Overview of Your Dental Benefits Educators Health Alliance ii \ DENTAL BENEFITS PPO Dental Plan Options OPTION 1 Maintenance Dentistry OPTION 2 (STANDARD PLAN) IN-NETWORK OUT-OF-NETWORK Maintenance

More information

2012 Health Care Benefit Highlights

2012 Health Care Benefit Highlights 2012 Health Care Benefit Highlights Addendum to the 2011 Benefit Highlights, Schedule of Benefits, and Summary Description previously published. Dear UAW Trust Member, The UAW Retiree Medical Benefits

More information

Individual and Family Plans

Individual and Family Plans Effective: January 1, 2015 Individual and Family Plans find a plan that fits you live by your own plan a plan for your life Everyone s needs are unique, and it s important to find a plan that best fits

More information

1. How do I buy children s dental coverage through my state s marketplace?

1. How do I buy children s dental coverage through my state s marketplace? What You Need to Know about Health Insurance What You Need to Know about Health Insurance Choosing Health Plan Choosing a Health Plan Title Buying Here Children s Title Here Dental Title Here Coverage

More information

RETIREE DENTAL PLANS

RETIREE DENTAL PLANS RETIREE DENTAL PLANS Eligible Members of the State Health Benefits Program (SHBP) and School Employees Health Benefits Program (SEHBP) The Retiree Dental Plans are offered to retirees eligible to enroll

More information