CONTRACEPTIVES. Page. Office. 1 Please refer to the Member's specific certificate. 2 Religious exemptions may apply.

Size: px
Start display at page:

Download "CONTRACEPTIVES. Page. Office. 1 Please refer to the Member's specific certificate. 2 Religious exemptions may apply."

Transcription

1 CLINICAL POLICY CONTRACEPTIVES Policy Number: PHARMACY T0 Effective Date: March 1, 2016 Table of Contents CONDITIONS OF COVERAGE... BENEFIT CONSIDERATIONS COVERAGE RATIONALE... DEFINITIONS. APPLICABLE CODES... REFERENCES... POLICY HISTORY/REVISION INFORMATION... Page Related Policies: Drug Coverage Criteria - New and Therapeutic Equivalent Medications Preventive Care Services The services described in Oxford policies are subject to the terms, conditions and limitations of the Member's contract or certificate. Unless otherwise stated, Oxford policies do not apply to Medicare Advantage enrollees. Oxford reserves the right, in its sole discretion, to modify policies as necessary without prior written notice unless otherwise required by Oxford's administrative procedures or applicable state law. The term Oxford includes Oxford Health Plans, LLC and all of its subsidiaries as appropriate for these policies. Certain policies may not be applicable to Self-Funded Members and certain insured products. Refer to the Member's plan of benefits or Certificate of Coverage to determine whether coverage is provided or if there are any exclusions or benefit limitations applicable to any of these policies. If there is a difference between any policy and the Member s plan of benefits or Certificate of Coverage, the plan of benefits or Certificate of Coverage will govern. CONDITIONS OF COVERAGE Applicable Lines of Business/Products This policy applies to Oxford Commercial plan membership Benefit Type Pharmacy 1,2 General Benefits Package 1 Referral Required No (Does not apply to non-gatekeeper products) Authorization Required (Precertification always required for inpatient admission) No Precertification with Medical Director No Review Required Applicable Site(s) of Service (If site of service is not listed, Medical Director review is required) Special Considerations Office 1 Please refer to the Member's specific certificate of coverage, contract and/or prescription drug rider as applicable. 2 Religious exemptions may apply. 1

2 BENEFIT CONSIDERATIONS Before using this guideline, please check the member specific benefit plan document and any federal or state mandates, if applicable. Essential Health Benefits for Individual and Small Group: For plan years beginning on or after January 1, 2014, the Affordable Care Act of 2010 (ACA) requires fully insured non-grandfathered individual and small group plans (inside and outside of Exchanges) to provide coverage for ten categories of Essential Health Benefits ( EHBs ). Large group plans (both self-funded and fully insured), and small group ASO plans, are not subject to the requirement to offer coverage for EHBs. However, if such plans choose to provide coverage for benefits which are deemed EHBs (such as maternity benefits), the ACA requires all dollar limits on those benefits to be removed on all Grandfathered and Non-Grandfathered plans. The determination of which benefits constitute EHBs is made on a state by state basis. As such, when using this guideline, it is important to refer to the member specific benefit document to determine benefit coverage. Note: For additional information regarding preventive contraceptive coverage, refer to the policy titled Preventive Care Services. COVERAGE RATIONALE Under the health care reform law, health plans must cover Food and Drug Administration (FDA) approved contraception methods for women without cost-sharing (copayment, coinsurance or deductible) when the method(s) is provided by a network provider. According to the United States Preventive Services Task Force (USPSTF), reasonable cost controlling techniques such as tiering, exclusions and step therapy can be utilized to implement this coverage. Coverage for Prescription Contraceptives Select prescription contraceptives will be covered under the pharmacy benefit without cost-share when the item is purchased from a network pharmacy. Oxford has determined that contraceptives with the same progestin are equivalent to each other. Therefore, each unique progestin contraceptive medication will be represented in Tier 1. Contraceptives in Tier 1 will be available without cost-share to the member. Oral contraceptives that have the same unique active progestin as a tier 1 contraceptive but are multisource brands, (select) single source brands or generics for products where Oxford has a brand over generic strategy (and the brand is in Tier 1) will be in Tier 2 or 3 and a cost-share will apply to the member. Notes: Hormonal contraceptives currently excluded from benefit coverage will remain excluded since they contain the same or modified version of an active ingredient and are therapeutically equivalent to a covered product. Refer to Drug Coverage Criteria - New and Therapeutic Medications for additional information. Injectable contraceptives provided in a network physician s office are covered under the member s medical benefit (i.e.; Depo Provera 150 mg, Depo-Subq Provera 104, and Lunelle). Contraceptive Procedures/Appliances/Devices The following contraceptive procedures/appliances/devices are covered under the member s medical benefit when provided by a network provider. The provider must have an appropriate specialty (OB/GYN, Certified Nurse Midwife, Family Practitioner) to be eligible to perform the service. Office contraceptive procedures/ appliances/devices include: 2

3 Insertion and removal of an intrauterine device (IUD), and other FDA approved contraceptive devices (i.e.; implant, and cervical caps, etc). Diaphragms Note: Diaphragms are also covered under the pharmacy benefit if purchased at a network pharmacy. Services to place/remove/inject covered FDA approved emergency contraceptive methods (i.e.; Plan B One Step one, ella, etc). Sterilization procedures for women (i.e., tubal ligation). Note: For additional information regarding preventive contraceptive coverage, refer to the policy titled Preventive Care Services. Exclusions: Contraceptive and contraceptive counseling coverage excludes: Abortions or abortifacient drugs (i.e.; Mifiprex [mifeprestone]). Male contraception and sterilization. These services are not part of the United States Preventive Services Task Force (USPSTF) requirements. Standard coverage and cost share guidelines apply to these services. Please refer to the Member's specific certificate of coverage, contract and/or prescription drug rider as applicable. Religious employers may request a contract without coverage for contraceptives that are contrary to the religious employer s bona fide religious tenets. Refer to the Definitions section for state specific definitions of religious employer, which employers must meet in addition to the definition of religious employer under the Patient Protection and Affordable Care Act (PPACA). Exception: New York Large and Small Groups; each enrollee that is part of a group that has requested a contract without contraceptive coverage for religious tenets has the right to directly purchase such coverage. DEFINITIONS Contraceptives: Chemical, physical or barrier methods or devices used to prevent conception. Religious employer PPACA: An organization that is organized and operates as a nonprofit entity and is referred to in section 6033(a)(3)(A)(i) or (iii) of the Internal Revenue Code of 1986, as amended. Religious employer - NJ: An employer that is a church, convention or association of churches or any group or entity that is operated, supervised or controlled by or in connection with a church or a convention or association of churches as defined in 26 U.S.C. s.3121(w)(3)(a), and that qualifies as a tax-exempt organization under 26 U.S.C. s.504(c)(3). Religious employer - CT: An employer that is a "qualified church-controlled organization" as defined in 26 USC 3121 or a church-affiliated organization. Religious employer - NY: An employer for which each of the following is true: The inculcation of religious values is the purpose of the entity. (b) The entity primarily employs persons who share the religious tenets of the entity. The entity serves primarily persons who share the religious tents of the entity. The entity is a nonprofit organization as described in Section 6033(a)(2)(A)i or iii, of the Internal revenue Code of 1986, as amended. APPLICABLE CODES The Current Procedural Terminology (CPT ) codes and Healthcare Common Procedure Coding System (HCPCS) codes listed in this policy are for reference purposes only. Listing of a service code in this policy does not imply that the service described by this code is a covered or non- 3

4 covered health service. Coverage is determined by the member specific benefit document and applicable laws that may require coverage for a specific service. The inclusion of a code does not imply any right to reimbursement or guarantee claims payment. Other policies and coverage determination guidelines may apply. This list of codes may not be all inclusive. Applicable CPT Codes CPT Code 11976** Removal, implantable contraceptive capsules 11981** Insertion, non-biodegradable drug delivery implant 11982** Removal, non-biodegradable drug delivery implant 11983** Removal, with reinsertion, non-biodegradable drug delivery implant 58300** Insertion of IUD (service includes surgical procedure only) 58301** Removal of IUD 58565* Hysteroscopy, surgical; with bilateral fallopian tube cannulation to induce occlusion by placement of permanent implants 57170* Diaphragm or cervical cap fitting with instructions 58600* Ligation or transection of fallopian tube(s), abdominal or vaginal approach, unilateral or bilateral Ligation or transection of fallopian tube(s), abdominal or vaginal 58605* approach, postpartum, unilateral or bilateral, during same hospitalization (separate procedure) Ligation or transection of fallopian tube(s) when done at the time of 58611* cesarean delivery or intra-abdominal surgery (not a separate procedure) (List separately in addition to code for primary procedure) 58615* Occlusion of fallopian tube(s) by device (e.g., band, clip, Falope ring) vaginal or suprapubic approach 58670* Laparoscopy, surgical; with fulguration of oviducts (with or without transection) 58671* Laparoscopy, surgical; with occlusion of oviducts by device (e.g., band, clip, or Falope ring) 00940*** Anesthesia for vaginal procedures (including biopsy of labia, vagina, cervix or endometrium); not otherwise specified Anesthesia for vaginal procedures (including biopsy of labia, 00942*** vagina, cervix or endometrium); colpotomy, vaginectomy, colporrhaphy, and open urethral procedures 00950*** Anesthesia for vaginal procedures (including biopsy of labia, vagina, cervix or endometrium); culdoscopy Anesthesia for vaginal procedures (including biopsy of labia, 00952*** vagina, cervix or endometrium); hysteroscopy and/or hysterosalpingography 01960*** Anesthesia for vaginal delivery only 01961*** Anesthesia for cesarean delivery only 01965*** Anesthesia for incomplete or missed abortion procedures 01966*** Anesthesia for induced abortion procedures 01967*** 01968*** Neuraxial labor analgesia/anesthesia for planned vaginal delivery (this includes any repeat subarachnoid needle placement and drug injection and/or any necessary replacement of an epidural catheter during labor) Anesthesia for cesarean delivery following neuraxial labor analgesia/anesthesia (List separately in addition to code for primary procedure performed) CPT is a registered trademark of the American Medical Association. 4

5 Applicable HCPCS Codes HCPCS Code A4261* Cervical cap for contraceptive use A4264* Permanent implantable contraceptive intratubal occlusion device(s) and delivery system A4266* Diaphragm for contraceptive use J7297** Levonorgestrel-releasing intrauterine contraceptive system, 52 mg, 3 year duration J7298** Levonorgestrel-releasing intrauterine contraceptive system, 52 mg, 5 year duration J7300* Intrauterine copper contraceptive J7303 Contraceptive supply, hormone containing vaginal ring, each J7306** Levonorgestrel (Contraceptive) Implant System, Including Implants and Supplies J7307** Etonogestrel (contraceptive) implant system, including implant and supplies (IMPLANON TM ) Q0090** Levonorgestrel-Releasing Intrauterine Contraceptive System (SKYLA), 13.5 mg S4981** Insertion of levonorgestrel-releasing intrauterine system S4989** Contraceptive intrauterine device (e.g., Progestacert IUD), including implants and supplies CPT/HCPCS Coding Notes: *Indicates CPT/HCPCS code is payable without cost share regardless of the diagnosis code. **Indicates CPT/HCPCS code is payable without cost share only when billed with one of the diagnosis codes listed in the Applicable Diagnosis Codes grid below (except for ICD- 10 diagnosis code Z30.2). ***Indicates CPT is payable without cost share when billed with diagnosis code Z30.2 only (listed in the Applicable Diagnosis Codes grid below). ICD-9 Diagnosis Codes (Discontinued 10/01/15) The following list of codes is provided for reference purposes only. Effective October 1, 2015, the Centers for Medicare & Medicaid Services (CMS) implemented ICD-10-CM (diagnoses) and ICD- 10-PCS (inpatient procedures), replacing the ICD-9-CM diagnosis and procedure code sets. ICD-9 codes will not be accepted for services provided on or after October 1, ICD-9 Code (Discontinued 10/01/15) V25.01 Prescription of oral contraceptives V25.02 Initiation of other contraceptive measures V25.03 Encounter for emergency contraceptive counseling and prescription V25.09 Other (family planning device) V25.11 Encounter for insertion of intrauterine contraceptive device V25.12 Encounter for removal of intrauterine contraceptive device V25.13 Encounter for removal and reinsertion of intrauterine contraceptive device V25.2*** Sterilization V25.40 Contraceptive surveillance, unspecified V25.41 Contraceptive pill V25.42 Intrauterine contraceptive device V25.43 Implantable subdermal contraceptive V25.49 Other contraceptive method V25.5 Insertion of implantable subdermal contraceptive 5

6 ICD-9 Code (Discontinued 10/01/15) V25.8 Other specified contraceptive management V25.9 Unspecified contraceptive management ICD-10 Codes ICD-10-CM (diagnoses) and ICD-10-PCS (inpatient procedures) must be used to report services provided on or after October 1, ICD-10 codes will not be accepted for services provided prior to October 1, ICD-10 Code Z Encounter for initial prescription of contraceptive pills Z Encounter for prescription of emergency contraception Z Encounter for initial prescription of injectable contraceptive Z Encounter for initial prescription of intrauterine contraceptive device Z Encounter for initial prescription of other contraceptives Z Encounter for initial prescription of contraceptives, unspecified Z30.09 Encounter for other general counseling and advice on contraception Z30.2 Encounter for sterilization Z30.40 Encounter for surveillance of contraceptives, unspecified Z30.41 Encounter for surveillance of contraceptive pills Z30.42 Encounter for surveillance of injectable contraceptive Z Encounter for insertion of intrauterine contraceptive device Z Encounter for routine checking of intrauterine contraceptive device Z Encounter for removal of intrauterine contraceptive device Z Encounter for removal and reinsertion of intrauterine contraceptive device Z30.49 Encounter for surveillance of other contraceptives Z30.8 Encounter for other contraceptive management Z30.9 Encounter for contraceptive management, unspecified ICD-10 Coding Note: ***Diagnosis code Z30.2 only applies when billed with CPT codes 00940, 00942, 00950, 00952, 01960, 01961, 01965, 01966, 01967and (listed in the Applicable CPT Codes grid above). REFERENCES CFR American Medical Association. Current Procedural Terminology: CPT Professional Edition. 3. American Medical Association. Healthcare Common Procedure Coding System. Medicare's National Level II Codes HCPCS. 4. C.G.S.A 38a-503e; C.G.S.A 38a-530e (2002); PA N.Y. Ins (cc) (McKinney 2002). 6. NY INS 3221 (1)(16)(A)(1). 7. NJSA 17B: x(b). 8. CT ST 38a-530e(f). 9. Oxford Certificate of Coverage and Member Handbook. 10. ECRI Custom Hotline "Monthly Combined Injectable Contraceptives". Dated October 24,

7 11. Del.Code Ann.Tit (2002) Reversible Contraceptives. 12. LunelleTM package insert. Kalamazoo, MI: Pharmacia & Upjohn Company; Depo-Provera Contraceptive Injection package insert. Kalamazoo, MI: Pharmacia & Upjohn Company; Women s Preventive Services: Required Health Plan Coverage Guidelines: POLICY HISTORY/REVISION INFORMATION Date 08/01/ /01/2016 Action/ Removed reference link to related policy Prescription Drug Quantity Duration (QD) and Quantity Level Limitations (QLL) Reorganized conditions of coverage/special considerations Added benefit considerations language to indicate: o Before using this guideline, please check the member specific benefit plan document and any federal or state mandates, if applicable o For Essential Health Benefits for Individual and Small Group plans: For plan years beginning on or after January 1, 2014, the Affordable Care Act of 2010 (ACA) requires fully insured non-grandfathered individual and small group plans (inside and outside of Exchanges) to provide coverage for ten categories of Essential Health Benefits ( EHBs ) Large group plans (both self-funded and fully insured), and small group ASO plans, are not subject to the requirement to offer coverage for EHBs; however, if such plans choose to provide coverage for benefits which are deemed EHBs (such as maternity benefits), the ACA requires all dollar limits on those benefits to be removed on all Grandfathered and Non-Grandfathered plans The determination of which benefits constitute EHBs is made on a state by state basis; as such, when using this guideline, it is important to refer to the member specific benefit document to determine benefit coverage Updated and reorganized coverage rationale: o Removed language pertaining to contraceptive coverage prior to Aug. 1, 2012 o Added language to indicate: Contraceptive procedures/appliances/devices are covered under the member s medical benefit when provided by a network provider Diaphragms are covered under the pharmacy benefit if purchased by prescription at a network pharmacy o Removed/relocated definition of religious employer Updated definitions; added definition of: o Religious employer Patient Protection and Affordable Care Act o Religious employer Connecticut o Religious employer New Jersey o Religious employer New York Updated lists of applicable CPT and HCPCS codes; consolidated notations pertaining to cost share guidelines Updated list of applicable ICD-10 codes; added notation 7

8 indicating diagnosis code Z30.2 only applies when billed with CPT codes 00940, 00942, 00950, 00952, 01960, 01961, 01965, 01966, and Archived previous policy version PHARMACY T0 8

CODING GUIDELINES FOR CONTRACEPTIVES. Updated for ICD-10 CM (post October 1, 2015)

CODING GUIDELINES FOR CONTRACEPTIVES. Updated for ICD-10 CM (post October 1, 2015) CODING GUIDELINES FOR CONTRACEPTIVES Updated for ICD-10 CM (post October 1, 2015) TABLE OF CONTENTS ICD-10 CM Diagnosis Codes: Encounter for contraception page 2 LARC: Coding for IUD Insertion and Removal

More information

ESSURE REIMBURSEMENT GUIDE

ESSURE REIMBURSEMENT GUIDE ESSURE REIMBURSEMENT GUIDE A CODING AND COVERAGE RESOURCE Indication Essure is indicated for women who desire permanent birth control (female sterilization) by bilateral occlusion of the fallopian tubes.

More information

NEW YORK STATE Department of Health

NEW YORK STATE Department of Health 1 NEW YORK STATE Department of Health MEDICAID FEE-FOR-SERVICE BILLING FOR FAMILY PLANNING WEBINAR JUNE 20, 2014 To view recorded webinar, go to: https://www3.gotomeeting.com/register/241775910 2 Welcome

More information

OBSERVATION CARE EVALUATION AND MANAGEMENT CODES

OBSERVATION CARE EVALUATION AND MANAGEMENT CODES REIMBURSEMENT POLICY OBSERVATION CARE EVALUATION AND MANAGEMENT CODES Policy Number: ADMINISTRATIVE 232.8 T0 Effective Date: April, 205 Table of Contents APPLICABLE LINES OF BUSINESS/PRODUCTS... APPLICATION...

More information

Medicaid Family Planning Waiver Services CPT Codes and ICD-9 Diagnosis Codes

Medicaid Family Planning Waiver Services CPT Codes and ICD-9 Diagnosis Codes Family Planning Waiver Services CPT Codes and ICD-9 Diagnosis Codes CPT Code Description of Covered Codes Evaluation and Management 99384FP 99385FP 99386FP 99394FP 99395FP 99396FP 99401FP 99402FP 99403FP

More information

OBSTETRICAL POLICY. Page

OBSTETRICAL POLICY. Page OBSTETRICAL POLICY REIMBURSEMENT POLICY Policy Number: ADMINISTRATIVE 200.14 T0 Effective Date: April 1, 2016 Table of Contents APPLICABLE LINES OF BUSINESS/PRODUCTS... APPLICATION... OVERVIEW... REIMBURSEMENT

More information

Clinical Scenarios CODING AND BILLING 101. Daryn Eikner, Family Planning Council Ann Finn, Ann Finn Consulting

Clinical Scenarios CODING AND BILLING 101. Daryn Eikner, Family Planning Council Ann Finn, Ann Finn Consulting Clinical Scenarios CODING AND BILLING 101 Daryn Eikner, Family Planning Council Ann Finn, Ann Finn Consulting 1 Always remember Follow coding guidelines If you didn t write it down, it didn t happen The

More information

OBGYN Orientation & Billing Guide 9/22/2014

OBGYN Orientation & Billing Guide 9/22/2014 OBGYN Orientation & Billing Guide 2014 Welcome to Magnolia Health! We thank you for being part of or considering Magnolia s network of participating providers, hospitals, and other healthcare professionals.

More information

INPATIENT CONSULTATIONS

INPATIENT CONSULTATIONS INPATIENT CONSULTATIONS REIMBURSEMENT POLICY Policy Number: ADMINISTRATIVE 228.7 T0 Effective Date: February, 20 Table of Contents APPLICABLE LINES OF BUSINESS/PRODUCTS... APPLICATION... OVERVIEW... REIMBURSEMENT

More information

Coding for the Contraceptive Implant and IUDs

Coding for the Contraceptive Implant and IUDs LARC Quick Coding Guide 2012 UPDATE Coding for the Contraceptive Implant and IUDs CRECT CODING can result in more appropriate compensation for services. To help practices receive appropriate payment for

More information

Anesthesia Services Effective 12/1/06

Anesthesia Services Effective 12/1/06 EqualityCareNews October 2006 Coverage ATTENTION PROVIDERS Anesthesia Services Effective 12/1/06 CMS-1500 Bulletin 06-009 EqualityCare covers anesthesia only when administered by a licensed anesthesiologist

More information

Provider Handbooks. Gynecological and Reproductive Health and Family Planning Services Handbook

Provider Handbooks. Gynecological and Reproductive Health and Family Planning Services Handbook Provider Handbooks January 2016 Gynecological and Reproductive Health and Family Planning Services Handbook The Texas Medicaid & Healthcare Partnership (TMHP) is the claims administrator for Texas Medicaid

More information

Coverage of Contraceptive Services

Coverage of Contraceptive Services REPORT Coverage of Contraceptive Services April 2015 A REVIEW OF HEALTH INSURANCE PLANS IN FIVE STATES Prepared by: Laurie Sobel, Alina Salganicoff and Nisha Kurani Kaiser Family Foundation and Jennifer

More information

101 CMR: EXECUTIVE OFFICE OF HEALTH AND HUMAN SERVICES 101 CMR 312.00: FAMILY PLANNING SERVICES

101 CMR: EXECUTIVE OFFICE OF HEALTH AND HUMAN SERVICES 101 CMR 312.00: FAMILY PLANNING SERVICES 101 CMR 312.00: FAMILY PLANNING SERVICES Section 312.01: General Provisions 312.02: General Definitions 312.03: General Rate Provisions 312.04: Reporting Requirements 312.05: Severability 312.01: General

More information

Employee + 2 Dependents

Employee + 2 Dependents FUND FEATURES HealthFund Amount $500 Individual $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund Coinsurance Percentage at

More information

Medicaid Family Planning Waiver Services CPT Codes and ICD-10 Diagnosis Codes

Medicaid Family Planning Waiver Services CPT Codes and ICD-10 Diagnosis Codes CPT Code Description of Covered Codes Evaluation and Management 99384FP 99385FP Family planning new visit 99386FP 99394FP 99395FP Family planning established visit 99396FP 99401FP HIV counseling (pre-test)

More information

PDS Tech, Inc Proposed Effective Date: 01-01-2012 Aetna HealthFund Aetna Choice POS ll - ASC

PDS Tech, Inc Proposed Effective Date: 01-01-2012 Aetna HealthFund Aetna Choice POS ll - ASC FUND FEATURES HealthFund Amount $500 Individual $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund Coinsurance 100% Percentage

More information

Prerequisites. Authorization, Notification and Referral. Limitations ANESTHESIA SERVICES

Prerequisites. Authorization, Notification and Referral. Limitations ANESTHESIA SERVICES ANESTHESIA SERVICES Policy NHP reimburses participating providers for the administration of general and regional anesthesia, and supportive services performed in conjunction with covered obstetrical, surgical,

More information

AMBULANCE SERVICES. Page

AMBULANCE SERVICES. Page AMBULANCE SERVICES COVERAGE DETERMINATION GUIDELINE Guideline Number: CDG.001.03 Effective Date: June 1, 2015 Table of Contents COVERAGE RATIONALE... DEFINITIONS. APPLICABLE CODES... REFERENCES... HISTORY/REVISION

More information

CAUTION: Read the ICD-9 Policy Holding Library page about policy in this document.

CAUTION: Read the ICD-9 Policy Holding Library page about policy in this document. CAUTION: Read the ICD-9 Policy Holding Library page about policy in this document. anest cms Anesthesia Billing Examples: CMS-1500 1 Examples in this section are to assist providers in billing for Anesthesia

More information

PLAN DESIGN AND BENEFITS - PA Health Network Option AHF HRA 1.3. Fund Pays Member Responsibility

PLAN DESIGN AND BENEFITS - PA Health Network Option AHF HRA 1.3. Fund Pays Member Responsibility HEALTHFUND PLAN FEATURES HealthFund Amount (Per plan year. Fund changes between tiers requires a life status change qualifying event.) Fund Coinsurance (Percentage at which the Fund will reimburse) Fund

More information

100% Fund Administration

100% Fund Administration FUND FEATURES HealthFund Amount $500 Employee $750 Employee + Spouse $750 Employee + Child(ren) $1,000 Family Amount contributed to the Fund by the employer Fund Coinsurance Percentage at which the Fund

More information

Member s responsibility (deductibles, copays, coinsurance and dollar maximums)

Member s responsibility (deductibles, copays, coinsurance and dollar maximums) MICHIGAN CATHOLIC CONFERENCE January 2015 Benefit Summary This is intended as an easy-to-read summary and provides only a general overview of your benefits. It is not a contract. Additional limitations

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $3,000 Individual $6,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate separately

More information

Effective long-lasting strategy to prevent unintended pregnancy. The intrauterine system for contraception after abortion.

Effective long-lasting strategy to prevent unintended pregnancy. The intrauterine system for contraception after abortion. Effective long-lasting strategy to prevent unintended pregnancy. The intrauterine system for contraception after abortion. After the abortion I started re-thinking my birth control method. I am looking

More information

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15 S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15 This information sheet is for reference only. Please refer to Evidence of Coverage requirements, limitations

More information

Sampling of Catholic-Affiliated Institutions that Provide Contraceptive Coverage

Sampling of Catholic-Affiliated Institutions that Provide Contraceptive Coverage Sampling of Catholic-Affiliated Institutions that Provide Contraceptive Coverage The following chart lists the contraceptive coverage policies of various Catholic-affiliated institutions. As indicated

More information

Medical Plan - Healthfund

Medical Plan - Healthfund 18 Medical Plan - Healthfund Oklahoma City Community College Effective Date: 07-01-2010 Aetna HealthFund Open Choice (PPO) - Oklahoma PLAN DESIGN AND BENEFITS PROVIDED BY AETNA LIFE INSURANCE COMPANY -

More information

100% Percentage at which the Fund will reimburse Fund Administration

100% Percentage at which the Fund will reimburse Fund Administration FUND FEATURES HealthFund Amount $500 Employee $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund amount reflected is on a per

More information

toolkit Getting the Coverage You Deserve: What to Do If You Are Charged a Co-Payment, Deductible, or Co-Insurance for a Preventive Service

toolkit Getting the Coverage You Deserve: What to Do If You Are Charged a Co-Payment, Deductible, or Co-Insurance for a Preventive Service toolkit Getting the Coverage You Deserve: What to Do If You Are Charged a Co-Payment, Deductible, or Co-Insurance for a Preventive Service 1 2 3 4 Flow Frequently Asked Questions Preventive Services pages

More information

10-144 Chapter 101 MAINECARE BENEFITS MANUAL CHAPTER III

10-144 Chapter 101 MAINECARE BENEFITS MANUAL CHAPTER III Last updated:. *Please note: As of the effective date of this rule, Family Planning agencies will be reimbursed at the same fee for service rates as other providers of these services, including Section

More information

Authorized By: Holly C. Bakke, Commissioner, Department of Banking and Insurance.

Authorized By: Holly C. Bakke, Commissioner, Department of Banking and Insurance. INSURANCE DIVISION OF INSURANCE Actuarial Services Benefit Standards for Infertility Coverage Proposed New Rules: N.J.A.C. 11:4-54 Authorized By: Holly C. Bakke, Commissioner, Department of Banking and

More information

PREFERRED CARE. All covered expenses, including prescription drugs, accumulate toward both the preferred and non-preferred Payment Limit.

PREFERRED CARE. All covered expenses, including prescription drugs, accumulate toward both the preferred and non-preferred Payment Limit. PLAN FEATURES Deductible (per plan year) $300 Individual $300 Individual None Family None Family All covered expenses, excluding prescription drugs, accumulate toward both the preferred and non-preferred

More information

CENTRAL MICHIGAN UNIVERSITY - Premier Plan (PPO1) 007000285-0002 0004 Effective Date: July 1, 2015 Benefits-at-a-Glance

CENTRAL MICHIGAN UNIVERSITY - Premier Plan (PPO1) 007000285-0002 0004 Effective Date: July 1, 2015 Benefits-at-a-Glance CENTRAL MICHIGAN UNIVERSITY - Premier Plan (PPO1) 007000285-0002 0004 Effective Date: July 1, 2015 Benefits-at-a-Glance This is intended as an easy-to-read summary and provides only a general overview

More information

$6,350 Individual $12,700 Individual

$6,350 Individual $12,700 Individual PLAN FEATURES IN-NETWORK OUT-OF-NETWORK Deductible $5,000 Individual $10,000 Individual $10,000 Family $20,000 Family All covered expenses accumulate separately toward the preferred or non-preferred Deductible.

More information

PLAN DESIGN AND BENEFITS AETNA LIFE INSURANCE COMPANY - Insured

PLAN DESIGN AND BENEFITS AETNA LIFE INSURANCE COMPANY - Insured PLAN FEATURES Deductible (per calendar year) Individual $750 Individual $1,500 Family $2,250 Family $4,500 All covered expenses accumulate simultaneously toward both the preferred and non-preferred Deductible.

More information

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/15-6/30/16

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/15-6/30/16 S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/15-6/30/16 This information sheet is for reference only. Please refer to Evidence of Coverage requirements, limitations

More information

Plan First! Rev: 06/25/2015 Family Planning Waiver Program Covered Services January 2015

Plan First! Rev: 06/25/2015 Family Planning Waiver Program Covered Services January 2015 The Plan First! () is a limited services benefit plan which covers office visits, routine laboratory, diagnostic tests and surgical procedures associated with family planning. Initial treatment for Sexually

More information

North Carolina Be Smart Family Planning Waiver Program

North Carolina Be Smart Family Planning Waiver Program North Carolina Be Smart Family Planning Waiver Program First Time Motherhood/New Parent Initiative EDGECOMBE GATES HALIFAX HERTFORD NASH NORTHAMPTON 1 Purpose of the Family Planning Waiver (FPW) To reduce

More information

Affordable Care Act Implementation

Affordable Care Act Implementation Affordable Care Act Implementation August 2012 Small Business Employers Disclaimer This document is designed to provide a general overview of portions of the health reform law - Affordable Care Act. It

More information

CARE PLAN OVERSIGHT POLICY

CARE PLAN OVERSIGHT POLICY REIMBURSEMENT POLICY CARE PLAN OVERSIGHT POLICY Policy Number: ADMINISTRATIVE 7.0 T0 Effective Date: July, 20 Table of Contents APPLICABLE LINES OF BUSINESS/PRODUCTS... APPLICATION... OVERVIEW... REIMBURSEMENT

More information

PLAN DESIGN AND BENEFITS - New York Open Access EPO 1-10/10

PLAN DESIGN AND BENEFITS - New York Open Access EPO 1-10/10 PLAN FEATURES Deductible (per calendar year) $1,000 Individual $3,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Member cost sharing for certain services,

More information

DRAKE UNIVERSITY HEALTH PLAN

DRAKE UNIVERSITY HEALTH PLAN DRAKE UNIVERSITY HEALTH PLAN Effective Date: 1/1/2015 This is a general description of coverage. It is not a statement of contract. Actual coverage is subject to terms and the conditions specified in the

More information

Business Life Insurance - Health & Medical Billing Requirements

Business Life Insurance - Health & Medical Billing Requirements PLAN FEATURES Deductible (per plan year) $2,000 Employee $2,000 Employee $3,000 Employee + Spouse $3,000 Employee + Spouse $3,000 Employee + Child(ren) $3,000 Employee + Child(ren) $4,000 Family $4,000

More information

Bates College Effective date: 01-01-2010 HMO - Maine PLAN DESIGN AND BENEFITS PROVIDED BY AETNA HEALTH INC. - FULL RISK PLAN FEATURES

Bates College Effective date: 01-01-2010 HMO - Maine PLAN DESIGN AND BENEFITS PROVIDED BY AETNA HEALTH INC. - FULL RISK PLAN FEATURES PLAN FEATURES Deductible (per calendar year) $500 Individual $1,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Once Family Deductible is met, all family

More information

Refer to https://www.bcbsal.org/providers/hcreform/hcrpreventivecod ing.pdf for the Quick Reference Guide for HCR Preventive Care Services

Refer to https://www.bcbsal.org/providers/hcreform/hcrpreventivecod ing.pdf for the Quick Reference Guide for HCR Preventive Care Services Refer to https://www.bcbsal.org/providers/hcreform/hcrpreventivecod ing.pdf for the Quick Reference Guide for HCR Preventive Care Services Name of Policy: Preventive Care Services under Health Care Reform

More information

Sub Health Insurance Option Food Service - New Hire Memo

Sub Health Insurance Option Food Service - New Hire Memo MESQUITE ISD BENEFITS Sub Health Insurance Option Food Service - New Hire Memo Welcome to the Mesquite ISD family! If you are a new substitute, you must enroll in or decline medical coverage within 31

More information

New York Small Group Indemnity Aetna Life Insurance Company Plan Effective Date: 10/01/2010. PLAN DESIGN AND BENEFITS - NY Indemnity 1-10/10*

New York Small Group Indemnity Aetna Life Insurance Company Plan Effective Date: 10/01/2010. PLAN DESIGN AND BENEFITS - NY Indemnity 1-10/10* PLAN FEATURES Deductible (per calendar year) $2,500 Individual $7,500 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Member cost sharing for certain services,

More information

Family Planning Services Clinical Coverage Policy No: 1E-7 Amended Date: October 1, 2015. Table of Contents

Family Planning Services Clinical Coverage Policy No: 1E-7 Amended Date: October 1, 2015. Table of Contents Table of Contents 1.0 Description of the Procedure, Product, or Service... 1 1.1 Definitions... 1 1.1.1 Regular Medicaid Family Planning (Medicaid FP) and NCHC... 1 1.1.2 Be Smart Family Planning Medicaid

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective 1/1/2015

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective 1/1/2015 SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective General Services In-Network Out-of-Network Primary care physician You pay $25 copay per visit Physician office

More information

North Carolina Medicaid Special Bulletin

North Carolina Medicaid Special Bulletin North Carolina Medicaid Special Bulletin An Information Service of the Division of Medical Assistance Visit DMA on the web at http://www.ncdhhs.gov/dma Number 1 (Revised 8/23/11) July 2011 Pregnancy Medical

More information

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944 PLAN FEATURES PARTICIPATING Deductible (per calendar year) $3,000 Individual $9,000 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being

More information

Flexible Blue SM Plan 2 Medical Coverage with Flexible Blue SM RX Prescription Drugs Benefits-at-a-Glance for Western Michigan Health Insurance Pool

Flexible Blue SM Plan 2 Medical Coverage with Flexible Blue SM RX Prescription Drugs Benefits-at-a-Glance for Western Michigan Health Insurance Pool Flexible Blue SM Plan 2 Medical Coverage with Flexible Blue SM RX Prescription Drugs Benefits-at-a-Glance for Western Michigan Health Insurance Pool The information in this document is based on BCBSM s

More information

Services and supplies required by Health Care Reform Age and frequency guidelines apply to covered preventive care Not subject to deductible if PPO

Services and supplies required by Health Care Reform Age and frequency guidelines apply to covered preventive care Not subject to deductible if PPO Page 1 of 5 Individual Deductible Calendar year $400 COMBINED Individual / Family OOP Calendar year $4,800 Individual $12,700 per family UNLIMITED Annual Maximum July 1 st to June 30 th UNLIMITED UNLIMITED

More information

Health Insurance Benefit Mandates in California State and Federal Law November 30, 2012

Health Insurance Benefit Mandates in California State and Federal Law November 30, 2012 Health Benefit s in State and Federal Law November 30, 2012 This document has been prepared by the Health Benefits Review Program (CHBRP). CHBRP responds to requests from the Legislature to provide independent

More information

TIMEFRAME STANDARDS FOR UTILIZATION MANAGEMENT (UM) INITIAL DECISIONS

TIMEFRAME STANDARDS FOR UTILIZATION MANAGEMENT (UM) INITIAL DECISIONS ADMINISTRATIVE POLICY TIMEFRAME STANDARDS FOR UTILIZATION MANAGEMENT (UM) INITIAL DECISIONS Policy Number: ADMINISTRATIVE 088.15 T0 Effective Date: November 1, 2015 Table of Contents APPLICABLE LINES OF

More information

PLAN DESIGN AND BENEFITS HMO Open Access Plan 912

PLAN DESIGN AND BENEFITS HMO Open Access Plan 912 PLAN FEATURES Deductible (per calendar year) $1,000 Individual $2,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Member cost sharing for certain services

More information

SUMMARY OF BENEFITS. Out-of-Network Care: $10,000 per policy year

SUMMARY OF BENEFITS. Out-of-Network Care: $10,000 per policy year OUTPATIENT BENEFITS Most Primary Care office visits at SHC are provided at no charge. This is not an insured benefit but is provided by NYU to all matriculated students including students who waive the

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $1,000 per member $1,000 per member Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate

More information

PLAN DESIGN AND BENEFITS Georgia 2-100 HNOption 13-1000-80

PLAN DESIGN AND BENEFITS Georgia 2-100 HNOption 13-1000-80 Georgia Health Network Option (POS Open Access) PLAN DESIGN AND BENEFITS Georgia 2-100 HNOption 13-1000-80 PLAN FEATURES PARTICIPATING PROVIDERS NON-PARTICIPATING PROVIDERS Deductible (per calendar year)

More information

The Contraceptive Coverage Gap in New York State: Burwell v. Hobby Lobby Stores, Inc. and Beyond

The Contraceptive Coverage Gap in New York State: Burwell v. Hobby Lobby Stores, Inc. and Beyond 125 Broad Street New York, NY 10004 212.607.3300 212.607.3318 www.nyclu.org The Contraceptive Coverage Gap in New York State: Burwell v. Hobby Lobby Stores, Inc. and Beyond November 5, 2014 Religious liberty

More information

CARDIOLOGY PROCEDURES REQUIRING PRECERTIFICATION

CARDIOLOGY PROCEDURES REQUIRING PRECERTIFICATION CLINICAL POLICY CARDIOLOGY PROCEDURES REQUIRING PRECERTIFICATION Policy Number: CARDIOLOGY 026.6 T2 Effective Date: May 1, 2015 Table of Contents CONDITIONS OF COVERAGE... COVERAGE RATIONALE... BENEFIT

More information

Unlimited except where otherwise indicated.

Unlimited except where otherwise indicated. PLAN FEATURES Deductible (per calendar year) $1,250 Individual $5,000 Individual $2,500 Family $10,000 Family All covered expenses including prescription drugs accumulate separately toward both the preferred

More information

PLAN DESIGN AND BENEFITS Basic HMO Copay Plan 1-10

PLAN DESIGN AND BENEFITS Basic HMO Copay Plan 1-10 PLAN FEATURES Deductible (per calendar year) Member Coinsurance Not Applicable Not Applicable Out-of-Pocket Maximum $5,000 Individual (per calendar year) $10,000 Family Once the Family Out-of-Pocket Maximum

More information

2016 Hysterectomy Reimbursement Fact Sheet

2016 Hysterectomy Reimbursement Fact Sheet 2016 Hysterectomy Reimbursement Fact Sheet The information contained in this document is provided for informational purposes only and represents no statement, promise, or guarantee by Ethicon concerning

More information

Preventive Service HCPCS. Procedure Description ICD-9 Codes Modifier 33 Required? Page 1 of 6

Preventive Service HCPCS. Procedure Description ICD-9 Codes Modifier 33 Required? Page 1 of 6 Well-Woman Exam G0101 Cervical or vaginal cancer screening; pelvic and clinical breast examination Breast Cancer V72.31 77057 Screening mammography, bilateral (2-view film study of each breast) V10.3 77052

More information

SMALL GROUP PLAN DESIGN AND BENEFITS OPEN CHOICE OUT-OF-STATE PPO PLAN - $1,000

SMALL GROUP PLAN DESIGN AND BENEFITS OPEN CHOICE OUT-OF-STATE PPO PLAN - $1,000 PLAN FEATURES PREFERRED CARE NON-PREFERRED CARE Deductible (per calendar year; applies to all covered services) $1,000 Individual $3,000 Family $2,000 Individual $6,000 Family Plan Coinsurance ** 80% 60%

More information

PLAN DESIGN AND BENEFITS - Tx OAMC Basic 2500-10 PREFERRED CARE

PLAN DESIGN AND BENEFITS - Tx OAMC Basic 2500-10 PREFERRED CARE PLAN FEATURES Deductible (per calendar year) $2,500 Individual $4,000 Individual $7,500 Family $12,000 Family 3 Individuals per Family 3 Individuals per Family Unless otherwise indicated, the Deductible

More information

COVERAGE SCHEDULE. The following symbols are used to identify Maximum Benefit Levels, Limitations, and Exclusions:

COVERAGE SCHEDULE. The following symbols are used to identify Maximum Benefit Levels, Limitations, and Exclusions: Exhibit D-3 HMO 1000 Coverage Schedule ROCKY MOUNTAIN HEALTH PLANS GOOD HEALTH HMO $1000 DEDUCTIBLE / 75 PLAN EVIDENCE OF COVERAGE LARGE GROUP Underwritten by Rocky Mountain Health Maintenance Organization,

More information

PARTICIPATING PROVIDERS / REFERRED Deductible (per calendar year)

PARTICIPATING PROVIDERS / REFERRED Deductible (per calendar year) Your HMO Plan Primary Care Physician - You choose a Primary Care Physician. The Aetna HMO Deductible provider network gives you access to a wide selection of Primary Care Physicians ( PCP's) and Specialists

More information

PLAN DESIGN AND BENEFITS - Tx OAMC 2500 08 PREFERRED CARE

PLAN DESIGN AND BENEFITS - Tx OAMC 2500 08 PREFERRED CARE PLAN FEATURES Deductible (per calendar year) $2,500 Individual $5,000 Individual $7,500 3 Individuals per $15,000 3 Individuals per Unless otherwise indicated, the Deductible must be met prior to benefits

More information

Affordable Care Act (ACA) Health Insurance Exchanges and Medicaid Expansion

Affordable Care Act (ACA) Health Insurance Exchanges and Medicaid Expansion Affordable Care Act (ACA) Health Insurance Exchanges and Medicaid Expansion Table of Contents Expanded Coverage... 2 Health Insurance Exchanges... 3 Medicaid Expansion... 8 Novartis Pharmaceuticals Corporation

More information

CA Group Business 2-50 Employees

CA Group Business 2-50 Employees PLAN FEATURES Network Primary Care Physician Selection Deductible (per calendar year) Member Coinsurance Copay Maximum (per calendar year) Lifetime Maximum Referral Requirement PHYSICIAN SERVICES Primary

More information

Prepared: 04/06/2012 04:19 PM

Prepared: 04/06/2012 04:19 PM PLAN FEATURES NON- Deductible (per calendar year) $2,000 Individual $4,000 Individual $6,000 Family $12,000 Family All covered expenses accumulate simultaneously toward both the preferred and non-preferred

More information

1 exam every 12 months for members age 22 to age 65; 1 exam every 12 months for adults age 65 and older. Routine Well Child

1 exam every 12 months for members age 22 to age 65; 1 exam every 12 months for adults age 65 and older. Routine Well Child PLAN FEATURES IN-NETWORK OUT-OF-NETWORK Deductible (per calendar year) $1,000 Individual $1,000 Individual $2,000 Family $2,000 Family All covered expenses accumulate separately toward the preferred or

More information

Aetna Life Insurance Company

Aetna Life Insurance Company Aetna Life Insurance Company Hartford, Connecticut 06156 Amendment Policyholder: Group Policy No.: Effective Date: UNIVERSITY OF PENNSYLVANIA POSTDOCTORAL INSURANCE PLAN GP-861472 This Amendment is effective

More information

IL Small Group PPO Aetna Life Insurance Company Plan Effective Date: 04/01/2009 PLAN DESIGN AND BENEFITS- PPO HSA HDHP $2,500 100/80 (04/09)

IL Small Group PPO Aetna Life Insurance Company Plan Effective Date: 04/01/2009 PLAN DESIGN AND BENEFITS- PPO HSA HDHP $2,500 100/80 (04/09) PLAN FEATURES OUT-OF- Deductible (per calendar ) $2,500 Individual $5,000 Individual $5,000 Family $10,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable.

More information

AFFORDABLE CARE ACT LARGE EMPLOYER HEALTH REFORM CHECKLIST. Edition: October 2015

AFFORDABLE CARE ACT LARGE EMPLOYER HEALTH REFORM CHECKLIST. Edition: October 2015 AFFORDABLE CARE ACT Employers that offer health care coverage to employees are responsible for complying with many of the provisions of the Affordable Care Act (ACA). Most health reform changes apply regardless

More information

CIGNA HEALTH AND LIFE INSURANCE COMPANY, a Cigna company (hereinafter called Cigna)

CIGNA HEALTH AND LIFE INSURANCE COMPANY, a Cigna company (hereinafter called Cigna) Home Office: Bloomfield, Connecticut Mailing Address: Hartford, Connecticut 06152 CIGNA HEALTH AND LIFE INSURANCE COMPANY, a Cigna company (hereinafter called Cigna) CERTIFICATE RIDER No CR7SI006-1 Policyholder:

More information

GRANDFATHERED STATUS FACT SHEET

GRANDFATHERED STATUS FACT SHEET GRANDFATHERED STATUS FACT SHEET INFORMED ON REFORM This Fact Sheet reflects the interim final regulations published by the Departments of Health & Human Services (HHS), Labor and Treasury on June 14, 2010

More information

$20 office visit copay; deductible 20%; after deductible. $30 office visit copay; deductible Not Covered. $30 office visit copay; deductible waived

$20 office visit copay; deductible 20%; after deductible. $30 office visit copay; deductible Not Covered. $30 office visit copay; deductible waived PLAN FEATURES IN-NETWORK OUT-OF-NETWORK Deductible (per calendar year) $300 Individual $600 Individual $600 Family $1,200 Family All covered expenses, accumulate separately toward the preferred or non-preferred

More information

20% 40% Individual Family

20% 40% Individual Family PLAN FEATURES NON-* Deductible (per calendar year) $2,500 Individual $3,000 Individual $5,000 Family $6,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable.

More information

Aetna HealthFund Health Reimbursement Account Plan (Aetna HealthFund Open Access Managed Choice POS II )

Aetna HealthFund Health Reimbursement Account Plan (Aetna HealthFund Open Access Managed Choice POS II ) Health Fund The Health Fund amount reflected is on a per calendar year basis. If you do not use the entire fund by 12/31/2015, it will be moved into a Limited-Purpose Flexible Spending Account. Health

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective 7/1/2015

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective 7/1/2015 SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective General Services In-Network Out-of-Network Physician office visit Urgent care

More information

TELEMEDICINE POLICY. Page

TELEMEDICINE POLICY. Page TELEMEDICINE POLICY REIMBURSEMENT POLICY Policy Number: ADMINISTRATIVE 4.8 T0 Effective Date: May, 203 Table of Contents APPLICABLE LINES OF BUSINESS/PRODUCTS.. APPLICATION... OVERVIEW... REIMBURSEMENT

More information

Individual. Employee + 1 Family

Individual. Employee + 1 Family FUND FEATURES HealthFund Amount Individual Employee + 1 Family $750 $1,125 $1,500 Amount contributed to the Fund by the employer is reflected above. Fund Amount reflected is on a per calendar year basis.

More information

Be Healthy. Be Healthy. Using Your Wellness Benefits. Helping You Stay Healthy. Wellness Benefits

Be Healthy. Be Healthy. Using Your Wellness Benefits. Helping You Stay Healthy. Wellness Benefits Be Healthy Wellness Benefits Be Healthy Using Your Wellness Benefits Helping You Stay Healthy Health Alliance emphasizes prevention through comprehensive wellness coverage. We support members throughout

More information

Illinois Insurance Facts Illinois Department of Insurance

Illinois Insurance Facts Illinois Department of Insurance Illinois Insurance Facts Illinois Department of Insurance Women s Health Care Issues Revised August 2012 Note: This information was developed to provide consumers with general information and guidance

More information

Stark Law Exceptions and Anti-Kickback Safe Harbors

Stark Law Exceptions and Anti-Kickback Safe Harbors Law Exceptions and Safe Harbors Physician Services exception to the referral prohibition related to both [No comparable safe harbor ownership/investment and compensation arrangements for certain physician

More information

Senate-Passed Bill (Patient Protection and Affordable Care Act H.R. 3590)**

Senate-Passed Bill (Patient Protection and Affordable Care Act H.R. 3590)** Prevention and Screening Services Cost-sharing Eliminates cost sharing requirements for requirements for all preventive services (including prevention and colorectal cancer screening) that have a screening

More information

TELEMEDICINE POLICY. Page

TELEMEDICINE POLICY. Page TELEMEDICINE POLICY REIMBURSEMENT POLICY Policy Number: ADMINISTRATIVE 4.23 T0 Effective Date: July, 205 Table of Contents APPLICABLE LINES OF BUSINESS/PRODUCTS.. APPLICATION... OVERVIEW... REIMBURSEMENT

More information

519.2 ANESTHESIA SERVICES. Background... 2. Policy... 2. 519.2.1 Covered Services... 2. 519.2.1.1 Anesthesiologist Directed Services...

519.2 ANESTHESIA SERVICES. Background... 2. Policy... 2. 519.2.1 Covered Services... 2. 519.2.1.1 Anesthesiologist Directed Services... TABLE OF CONTENTS SECTION PAGE NUMBER Background... 2 Policy... 2 519.2.1 Covered Services... 2 519.2.1.1 Anesthesiologist Directed Services... 3 519.2.1.2 Emergency Anesthesia... 4 519.2.1.3 Monitored

More information

University of Michigan Group: 007005187-0000, 0001 Comprehensive Major Medical (CMM) Benefits-at-a-Glance

University of Michigan Group: 007005187-0000, 0001 Comprehensive Major Medical (CMM) Benefits-at-a-Glance University of Michigan Group: 007005187-0000, 0001 Comprehensive Major Medical (CMM) Benefits-at-a-Glance This is intended as an easy-to-read summary and provides only a general overview of your benefits.

More information

Federal Health Reform FAQs

Federal Health Reform FAQs Federal Health Reform FAQs Individuals 1. What is an exchange? An exchange, as created under the Affordable Care Act (ACA), is a place where consumers can purchase subsidized health insurance coverage.

More information

ESSENTIAL HEALTH BENEFITS

ESSENTIAL HEALTH BENEFITS on ESSENTIAL HEALTH BENEFITS Fact sheet This fact sheet reflects the final rule of Standards Related to Essential Health Benefits published by the Department of Health and Human Services on February 20,

More information

AFFORDABLE CARE ACT SMALL EMPLOYER HEALTH REFORM CHECKLIST

AFFORDABLE CARE ACT SMALL EMPLOYER HEALTH REFORM CHECKLIST AFFORDABLE CARE ACT SMALL EMPLOYER Employers that offer health care coverage to employees are responsible for complying with many of the provisions of the Affordable Care Act (ACA). Most health reform

More information

MISSISSIPPI LEGISLATURE REGULAR SESSION 2016

MISSISSIPPI LEGISLATURE REGULAR SESSION 2016 MISSISSIPPI LEGISLATURE REGULAR SESSION 2016 By: Representative Mims To: Public Health and Human Services HOUSE BILL NO. 1187 1 AN ACT TO AMEND SECTION 73-25-34, MISSISSIPPI CODE OF 1972, 2 TO REVISE THE

More information

PLAN DESIGN AND BENEFITS - Tx OAMC 1500-10 PREFERRED CARE

PLAN DESIGN AND BENEFITS - Tx OAMC 1500-10 PREFERRED CARE PLAN FEATURES Deductible (per calendar year) $1,500 Individual $3,000 Individual $4,500 Family $9,000 Family 3 Individuals per Family 3 Individuals per Family Unless otherwise indicated, the Deductible

More information

Table of Contents A. General Billing Information.3 B. Reimbursement Guidelines...5 C. Documentation for Anesthesia Record...9

Table of Contents A. General Billing Information.3 B. Reimbursement Guidelines...5 C. Documentation for Anesthesia Record...9 ANESTHESIA BILLING AND REIMBURSEMENT POLICY Payment policies apply to all in-network and out-of-network providers who render services to Neighborhood Health Plan of Rhode Island subscribers covered under

More information

GLOSSARY OF KEY HEALTH INSURANCE CONCEPTS

GLOSSARY OF KEY HEALTH INSURANCE CONCEPTS The Affordable Care Act: A Working Guide for MCH Professionals Module 2 GLOSSARY OF KEY HEALTH INSURANCE CONCEPTS Overview A fundamental first step in accessing health care in the United States is having

More information