Insurance personalized to protect your lifestyle.

Transcription

1 Private Client Insurance Insurance personalized to protect your lifestyle. SAHOURI. Insurance made simple. SM

2 WE ARE SAHOURI Years of experience 97% Client Retention Rate 100% Privately Held 100% Client Focused Licensed in 50 States Worldwide Capabilities Located at the center of Tysons, VA 2015 GOLD STEVIE WINNER CUSTOMER SERVICE BEST PLACES TO WORK BUSINESS INSURANCE 2015

3 One Agency. Every Solution. Commercial Benefits Private Life Strong Carrier Relationships. With amazing service! 90 Day Renewal Strategy 24 Hour Customer Service Dedicated Private Client Teams Same day turn-around on Certificates Concierge Service Claims & Billing management Private Client insurance experts Comprehensive Risk Analysis

4 Meet our Private Client leadership. Sophia Sahouri VP of Private Client Insurance The insurance business is in my blood. I genuinely want to help protect everything you have worked so hard for. I love this business -- educating clients, saving you money, and protecting your lifestyle. sophia@sahouri.com Direct: I am passionate about making the claims process easy. Improving your coverage and saving you money is great, but there is no better feeling than saving you from a major out of pocket expense at time of claim. Patricia Couzi AVP of Private Client Insurance I am passionate about understanding your needs and finding solutions that protect you, your family, and your lifestyle. I want to know your story so that I can provide you with a comprehensive insurance portfolio. patricia.couzi@sahouri.com Direct: I can provide you state-of-the-art coverages with the top carriers that far exceed a regular policy and save you major out-of-wallet expenses. I value my clients hard work that is why I believe in educating them and making their insurance experience simple from start to finish.

5 6 working with SAHOURI. Reasons why you will love Customer Service Our team is dedicated to providing a level of service that is unmatched in the industry. When it comes time to file a claim, we will assist you every step of the way to ensure your claim is settled quickly and fairly. Personalized Coverage. We recognize that each client is unique, so we spend a considerable amount of time getting to know you and your specific needs. Annual reviews. Risk profile change over time, so we offer annual reviews. We evaluate if your current coverage is costeffective and appropriate to protect your lifestyle as it changes from year to year. Comprehensive risk analysis. Our risk analysis team will perform a comprehensive review of your insurance policy to locate gaps in your coverage and eliminate unnecessary coverage that is driving up your premium. Dedicated Account Management. You are assigned a dedicated in-house Account Management team. When you call, you are helped by executives who know you and your needs. Easy Bill Pay. If you travel a lot, Easy Bill Pay guarantees your insurance will not cancel for non-pay. We manage your billing while you re away so your policy never cancels.

6 Property Coverage that you can rely on. Guaranteed replacement cost We guarantee the replacement of your dwelling even when the cost exceeds your policy limit. Temporary living expenses If you are facing evacuation, we ll find a place that s right for you, and we ll cover the costs as well. Cash payment option You have the option to receive cash up to your policy limit to rebuild your home or purchase a new property. Rebuilding to code We cover the costs it takes to rebuild your home up to code (plumbing and electrical included). Personalized coverage We will appraise your home to personalize your policy and provide the appropriate coverage. Flood insurance We can provide up to $15 million in total property coverage for your home.

7 Auto Coverage that matches your car. Agreed Value Coverage We agree on the value of your vehicle, and if you suffer a loss, we ll write you a check for that amount. Worldwide Rental Vehicle coverage If you are in an accident, we ll cover the rental car and lost income claimed by the rental company. Manufacture replacement parts Your car is repaired with quality manufacture parts instead of generic replacements. World wide coverage. Wherever you travel, we provide the same first-class coverage and service that you can count on. Freedom to choose your repair shop You can use your favorite repair shop without restrictions or we can recommend one. No Mileage restrictions Our policies do not have mileage restrictions, so you can drive your classic cars across the country.

8 If you collect wine, home owners insurance often does not provide the protection you need. Insurance personalized to protect your lifestyle. Collections. We are very experienced in covering small to large collections of fine art, wine, and valuable items. Jewelry. We will work with you to make sure your valuables are properly covered with guaranteed replacement. Watercraft & Aircraft. We are experienced in insuring all types of watercraft and aircraft from 20 million dollar yachts to jets. Umbrella. We are experts at properly protecting prominent clients from lawsuits due to their wealth and status in society. Additional Coverages: Motorcycle Life insurance Kidnap & Ransom Identity theft

9 Life Insurance protects your loved ones Accidents happen without any notice. Life insurance helps those you leave behind pay bills, education cost, and funeral expenses among other things. Nothing can replace you in their hearts, but life insurance can make things easier for them when you re gone. Financial Support Pay mortage Transfer wealth Pay Debts LIFE INSURANCE. Pay Estate Taxes Pay funeral costs Charitible Gifting Fund education Life is unpredictable you have no idea when you will need insurance. That s why it is important to plan ahead.

10 4 Problems with Mass Market Insurance Carriers. Inadequate coverage. Don t assume that you are fully covered simply because you are paying your premium. Mass market policies often have exclusions and lack the proper coverage to protect affluent lifestyles. There are only four carriers that specialize in insuring affluent individuals and we are partners with all of them. No Shopping. Before they met us, many of our clients simply let their insurance automatically renew without shopping for better options. It s shocking how many of them were under-insured or overpaying. We shop your insurance annually to make sure you are properly covered and getting the best price that the market offers. Only one carrier. Mass market insurance agents represent only one carrier. So what about your other options? We are an independent agency, which means that we have partnerships with all the top carriers (not just one). We leverage our partnerships to help you recieve the most cost effective policy for your needs. They don t understand you. Mass market insurance carriers were created for mainstream America. They do not have the experience and resources to properly insure your lifestyle. We know the specific risks you face and the coverage you need because we have been doing this for over 45 years.

11 What our fans say. I have worked with many insurance companies over the past 35 years, but the service I receive from SAHOURI is exceptional and without peer. They go to great efforts to ensure that I am receiving the highest quality products at the most cost effective price. SAHOURI has been a joy to work with, and they makes it a point to understand and anticipate my insurance needs. Jeff Franzen, Executive Vice President at Lincoln Property Company We are very happy to have been working with SAHOURI for the past 25 years. They understand our insurance needs, align them with the appropriate insurance carriers, and negotiate the most cost-effective comprehensive insurance policy on the market. Bobbie Kilberg, CEO of a trade association Bill Kilberg, partner of an international law firm SAHOURI went out of their way to create a personalized insurance plan that exceeded my expectations and saved me money! Tom Spouse, CEO of Prospect 33 SAHOURI s attention to detail and level of service is second to none. They don t hesitate to call you directly in order to trouble shoot issues and their proactive approach is exactly what I was looking for in an insurance provider. Todd Hitt, CEO of KiddarMetz

12 Insurance made simple.tm Washington DC Greensboro Drive, 15th floor, McLean, VA New York Broadway, 12th Floor, New York City, NY Texas Westheimer, suite 1100, Houston, TX SAHOURI.com