UNFCU Financial Advisors

Transcription

1 UNFCU Financial Advisors UNFCU Financial Services LLC, New York Geneva Branch UNOG Pre-Retirement Seminar April 18, 2012

2 After Retirement...

3 After Retirement Your financial life might change: Reduction of your income Management of the lump sum More time to spend money Taxes You need a trustful financial advisor UNFCU Financial Advisors can help to manage your financial matters for your forthcoming new life

4 Our Solutions

5 Investment Services Investment Philosophy Who we are

6 Investment Services Investment Philosophy Who we are

7 Portfolio Management Multicurrency investments in CHF, EUR, USD Wide diversification in asset classes, markets and currencies Investment strategy in line with your risk parameters

8 Investment process These are the elements of a succesful relationship with UNFCU Financial Advisors. To do so, together we will define your: Investment profile Risk tolerance and capability Investment horizon, goals and objectives New situation (residence(s), inheritance) Living situation (personal budget, expenses versus income and capital) The more information you provide us with the better we can serve you

9 Investment strategies

10 Mortgage loans Mortgage loans in Swiss Francs For properties in Switzerland (GE and VD) and France Repayment of mortgage loans vs. investment

11 Insurance Services Automobile & Motorcycle Insurance Personal Liability and Household Legal Expenses Insurance Travel Insurance Other insurances are available through our New York office

12 Investment Services Investment Philosophy Who we are

13 Investment Philosophy Diversification and balance: Diversification across asset classes (together with the appropriate asset weightings within portfolios) improves longterm investment returns while reducing volatility. Cost minimization is an important component of investment management: Investment management related costs, including fees and transaction costs, will negatively affect performance especially if such costs are compounded over long periods.

14 How we are different We develop tailor made portfolios according to your goals, objectives and needs We offer prudent and responsible investment strategies We are independent and not committed to any one investment provider We strive to develop a long term relationship with you

15 How we are the same UNFCU Financial Advisors is subject to Swiss Banking Secrecy Our investments are liquid and monitored continuously UNFCU Financial Advisors is independently audited annually by PWC PriceWaterhouseCoopers We are a member of the Swiss Association of Asset Managers and supervised by FINMA (Swiss Financial Market Authority)

16 Investment Services Investment Philosophy Who we are

17 Company Overview UNFCU Financial Services LLC New York 100% Ownership 100% Ownership

18 UNFCU Financial Advisors Financial Services LLC, New York, Succursale de Genève Mr. Lukas Ammann, Branch Manager Mr. Akim Fellahi, Junior Financial Advisor Lukas has held a variety of progressive Akim Joined the UNFCU in 2007 as a Member positions in the Swiss financial services Service Representative. Since April 1 st 2011, sector, specializing in investment advisory he has been working as a Junior Financial management for over 20 years most Advisor for the UNFCU Financial Advisors recently serving as head of private banking, branch in Geneva. Weinfelden branch of the Cantonalbank He has a degree in Arts and a Master on the and as private banking advisor at UBS Zurich. Arabic and Muslim Worlds. He is a Swiss certified expert with a Federal Banking Diploma and Financial Planner. He completed his post graduate studies in sales management at the university of St. Gall, Switzerland.

19 Visit our internet site

20 Contact UNFCU Financial Advisors Office location UNFCU Financial Advisors: Palais des Nations ILO ITU Telephone: Website: