AGS Publishing-Consumer Mathematics. Reinforcement activities. Extra practice problems. Group explorations. AGS Publishing-Consumer Mathematics

Size: px
Start display at page:

Download "AGS Publishing-Consumer Mathematics. Reinforcement activities. Extra practice problems. Group explorations. AGS Publishing-Consumer Mathematics"

Transcription

1 SUBJECTS: CONSUMER MATH GRADE LEVEL(S): 12 REVISED: JULY 2007 PHILOSOPHY : This course is designed as a full year course, which will focus on real world methodology and application and will provide students with necessary life skills. NOTATIONS: STANDARD -Compute weekly and annual wages. -Determine daily and weekly hours worked. -Compute wages when overtime is involved. -Determine wages for jobs that involve piecework or tips. -Use rounding to determine salary in a pay period. Compute salary for different pay periods. -Use percents and decimals to compute commissions and salary plus commissions. -Distinguish between gross pay and net pay. -Compute gross pay and net pay. -Read and compare prices -Change prices from cents to dollars and from dollars to cents -Compute the cost of single items and multiple items -Compute change -Use the information on coupons and determine the cost of an item when a coupon is used -Compute and compare unit prices -Compute a restaurant bill and tip -Compare the cost of eating out to the cost of a homemade meal activities: Pages 3,15, 17 Connection pg. 9 Home Repair Business Application problem pg. 26 activities: Pages 33, 42, 51 Connection pg. 34 Deciding to Eat Out or In Application problem pg. 52 September to October October to November 1

2 -Compute the cost of clothing, including sales tax -Determine the amount of money saved due to sale prices and discounts -Read and catalog descriptions and order from a catalog -Find the amount and cost of fabric needed to make clothing activities: Pages 61, 73 Connection pg. 60 Shopping Online Application problem pg. 76 November to mid December, Procedures -State and apply the renter s rule and the banker s rule to plan monthly rent or mortgage payments -Compute the cost of rent for one year -Solve problems related to down payments, monthly payments, and total amounts paid for mortgages -Compute expenses related to mortgage insurance and homeowners insurance -Solve word problems related to utility expenses -Determine the cost of an automobile when trade-ins or rebates are involved -Compute the price of a car when financing arrangements are made -Compute insurance premiums -Compute average miles driven and miles traveled -Compute average speed and driving time -Compute fuel costs -Compute costs associated with car repairs activities: Pages 83, 90 Connection pg. 97 The Renter s Rule Application problem pg. 106 activities: Pages 127, 128, 130 Connection pg. 122 Taking a Road Trip Application problem pg. 134 Mid December to end of December January to February 2

3 , 4.2 Geometry and Measurement, Units of Measure Measuring Geometric Objects Calculate the number of calories consumed -Use ratios and proportions to calculate fat calories and change recipe yields -Read and interpret nutrition information on food packages -Find the number of calories your body uses when exercising -Calculate the times food should begin cooking to be ready at a given time -Use nutrition information when planning meals -Compute payments for purchases of items, including comparing and computing regular price, discount rate and sales tax -Use elapsed time to determine date of payment -Estimate the quantity of materials with painting a room, papering a wall, covering a floor, building an addition, and insulating an attic -Calculate the amount and cost of grass seed or fertilizer required for a lawn -Find the length of fencing required to enclose a yard activities: Pages 140, 155 Connection pg. 161 Looking Closely at the Food Guide Pyramid Application problem pg. 164 activities: Pages 176, 197 Connection pg. 187 Improving Floors and Walls Application problem pg. 202 February to March March to mid March 3

4 ,, -Read maps and compute distance -Compute travel fares and hotel expenses -Find the exchange value of U.S. dollars and foreign currency -Compute the cost of car rentals and parking charges -Compare time in different time zones -Plan a road trip with scheduled stops -Compute average income -Compute the percent of income to be spent on each budget item -Read and create circle graphs as summaries of budget spending -Complete records to determine if a budget is balanced activities: pg. 229 Connection pg. 209 Traveling for Business Application problem pg. 242 activities: pgs. 252, 257 Connection pg. 255 Achieving Goals by Budgeting Application problem pg. 262 Mid March to April April to May 4

5 ,, -Compute and compare earnings from simple and compound interest -Compute the value of investments over time -Use and maintain a checking account -Determine the value of stocks and compute gains and losses -Evaluate profits and losses from investments -Compute finance charges on credit cards -Read and write large numbers and calculate percentages of large numbers -Calculate exemptions, deductions, and taxable income -Read and use tax tables to estimate taxes -Compute assessed values and property taxes -Express property tax rates as percents -Determine the effective tax rate activities: pg. 274, 297 Connection pg. 286 Making a Loan Application problem pg. 298 activities: pgs. 319, 320 Connection pg. 318 Understanding a W-2 Form Application problem pg. 324 May to June June 5

Curriculum Guide. Course Description:

Curriculum Guide. Course Description: Curriculum Guide Course: Mathematics III Course number: 14:01 Written: 3/09 Prerequisites: none Level/credits: LLD/5 credits Grades offered to: 11 th and 12 th Course Description: Mathematics III is a

More information

PRESCOTT UNIFIED SCHOOL DISTRICT District Instructional Guide Revised 6/3/15

PRESCOTT UNIFIED SCHOOL DISTRICT District Instructional Guide Revised 6/3/15 PRESCOTT UNIFIED SCHOOL DISTRICT District Instructional Guide Revised 6/3/15 Grade Level: ll th and l2th Subject: Business Tech Math Quarter/Semester:l/l Core Text: Business Math Time Block Unit / Theme

More information

Pacemaker Practical Mathematics. South Carolina Curriculum Standards

Pacemaker Practical Mathematics. South Carolina Curriculum Standards Pacemaker Practical Mathematics Correlated To South Carolina Curriculum Standards For More Information Contact Marc Callahan, Sales Support 800-435-3499 ext: 7719 Practical Mathematics Unit One On Your

More information

Financial Literacy Course Outline Maryland, USA

Financial Literacy Course Outline Maryland, USA Financial Literacy Course Outline UNIT 1 INCOME AND PURCHASING The purpose of this unit is to develop the concepts of income and purchasing. Class discussions should include gross versus net pay, buying

More information

Mathematics Common Core Sample Questions

Mathematics Common Core Sample Questions New York State Testing Program Mathematics Common Core Sample Questions Grade7 The materials contained herein are intended for use by New York State teachers. Permission is hereby granted to teachers and

More information

Part 5. Employment Expenses

Part 5. Employment Expenses 0 Part 5 Employment Expenses The Tax Shelter Training 1 PART V EMPLOYMENT EXPENSES Refer to Guide T4044 - Employment Expenses. A taxpayer may be able to deduct certain expenses paid to earn employment

More information

2. In solving percent problems with a proportion, use the following pattern:

2. In solving percent problems with a proportion, use the following pattern: HFCC Learning Lab PERCENT WORD PROBLEMS Arithmetic - 11 Many percent problems can be solved using a proportion. In order to use this method, you should be familiar with the following ideas about percent:

More information

Denver Tax Group, LLC CHADWICK ELLIOTT 1888 Sherman Street SUITE 650 DENVER, CO 80203 (0) Organizer Mailing Slip

Denver Tax Group, LLC CHADWICK ELLIOTT 1888 Sherman Street SUITE 650 DENVER, CO 80203 (0) Organizer Mailing Slip Denver Tax Group, LLC CHADWICK ELLIOTT Sherman Street SUITE 0 DENVER, CO 00, (0) Organizer Mailing Slip TAX ORGANIZER TO:, FROM: Denver Tax Group, LLC Sherman Street SUITE 0 DENVER CO 00 (0) -0 Enclosed

More information

To Multiply Decimals

To Multiply Decimals 4.3 Multiplying Decimals 4.3 OBJECTIVES 1. Multiply two or more decimals 2. Use multiplication of decimals to solve application problems 3. Multiply a decimal by a power of ten 4. Use multiplication by

More information

Gas Money Gas isn t free. In fact, it s one of the largest expenses many people have each month.

Gas Money Gas isn t free. In fact, it s one of the largest expenses many people have each month. Gas Money Gas isn t free. In fact, it s one of the largest expenses many people have each month. For the sake of this project, let s say that you drive an average of 300 miles each week (300 x 4 = 1200

More information

Tax Return Questionnaire - 2013 Tax Year

Tax Return Questionnaire - 2013 Tax Year Print this form out, take some time to fill it out, and bring it with you when you come to the office. This will save you time and money, and help us help you more effectively. Tax Return Questionnaire

More information

3. If you received any interest from a "Seller Financed" mortgage, provide: Name and Address of Payer Social Security Number Amount

3. If you received any interest from a Seller Financed mortgage, provide: Name and Address of Payer Social Security Number Amount Print this form out, take some time to fill it out, and bring it with you when you come to the office. This will save you time and money, and help us help you more effectively. Tax Return Questionnaire

More information

Tax Return Questionnaire - 2014 Tax Year

Tax Return Questionnaire - 2014 Tax Year Print this form out, take some time to fill it out, and bring it with you when you come to the office. This will save you time and money, and help us help you more effectively. Tax Return Questionnaire

More information

Chapter 2 Personal Budgets

Chapter 2 Personal Budgets 1 Chapter 2 Personal Budgets 2.1 Preparing to Make a Budget 2.2 The Budgeting Process 2.3 Analyzing a Budget Name: 20 Math 11 Apprenticeship Marsh 2 3 2.1 Preparing to Make a Budget In this section we

More information

Personal Management Merit Badge Worksheet Requirements Were Completely Revised 01/01/98

Personal Management Merit Badge Worksheet Requirements Were Completely Revised 01/01/98 Personal Management Merit Badge Worksheet Requirements Were Completely Revised 01/01/98 1. Do the following: a) Lead a discussion with your family to identify one family financial goal that must be saved

More information

Federal Income Tax Information January 29, 2016 Page 2. 2016 Federal Income Tax Withholding Information - PERCENTAGE METHOD

Federal Income Tax Information January 29, 2016 Page 2. 2016 Federal Income Tax Withholding Information - PERCENTAGE METHOD Federal Income Tax Information January 29, 2016 Page 2 - PERCENTAGE METHOD ALLOWANCE TABLE Dollar Amount of Withholding Allowances Number of Biweekly Monthly Withholding Pay Period Pay Period Allowances

More information

INCOME TAX ORGANIZER MAIL IN YOUR INFORMATION OR CALL FOR AN APPOINTMENT

INCOME TAX ORGANIZER MAIL IN YOUR INFORMATION OR CALL FOR AN APPOINTMENT NARDI & SHARMA, LLC 37 Vreeland Avenue 2 nd floor Totowa, New Jersey 07512 Phone # (973) 256-2288 Fax # (973) 256-3641 E-Mail Address: info@nardisharma.com Web Address: www.nardisharma.com 2014 INCOME

More information

Tax Preparation Checklist

Tax Preparation Checklist Tax Preparation Checklist Being prepared for tax season could expedite your return and reduce your taxes. We have prepared a list of common items that are present with most returns. Taxpayer Checklist

More information

Consumer Math (Mathematics of Finance) A Syllabus

Consumer Math (Mathematics of Finance) A Syllabus Consumer Math (Mathematics of Finance) A Syllabus MA11.02.2.1 Course Description Consumer Math B is an extension of Consumer Math A and continues the focus on basic math skills used in everyday life with

More information

Examples of Private Sector Company Lump Sum Programs

Examples of Private Sector Company Lump Sum Programs Appendix V Appendix V Examples of Private Sector Company Lump Sum Programs The following highlights information about private sector companies experiences with lump sum payments based on articles that

More information

Personal Income Tax Return Questionnaire

Personal Income Tax Return Questionnaire Personal Income Tax Return Questionnaire INCOME SUMMARY 1. Preparing tax return for the first time. 2. Income 3. Eligible Termination Payments 4. Australian Annuity or Superannuation Pension 5. Allowances,

More information

The Government s tax changes for buy-to-let landlords could significantly eat into profits and potentially wipe them out completely.

The Government s tax changes for buy-to-let landlords could significantly eat into profits and potentially wipe them out completely. Buy-to-Let and Tax Implications The Government s tax changes for buy-to-let landlords could significantly eat into profits and potentially wipe them out completely. Chancellor George Osborne has announced

More information

Monthly Income Worksheet

Monthly Income Worksheet Monthly Income Worksheet Figure Your Monthly Income Your weekly pay X 52 12 or Your twice-a-month pay X 2 Your Monthly Take-home Pay Figure Household Members Monthly Income Weekly pay X 52 12 or Twice-a-month

More information

a. 2 b. 54 c. 28 d. 66 e. 45 5. A blouse that sold for $59 was reduced 30%. After 6 months it was raised 30%. What was the last price of the blouse?

a. 2 b. 54 c. 28 d. 66 e. 45 5. A blouse that sold for $59 was reduced 30%. After 6 months it was raised 30%. What was the last price of the blouse? Pre-Algebra Topics COMPASS Review - revised Summer 0 You will be allowed to use a calculator on the COMPASS test. Acceptable calculators are basic calculators, scientific calculators, and approved graphing

More information

BUDGETING ACTIVITY SHEET Needs Vs. Wants

BUDGETING ACTIVITY SHEET Needs Vs. Wants BUDGETING ACTIVITY SHEET Needs Vs. Wants You may have many things you want and need. This worksheet should help you think about which is which! I need Least important Most important I want BUDGETING HANDOUT

More information

Financial Planning. Introduction. Learning Objectives

Financial Planning. Introduction. Learning Objectives Financial Planning Introduction Financial Planning Learning Objectives Lesson 1 Budgeting: How to Live on Your Own and Not Move Home in a Week Prepare a budget and determine disposable income. Identify

More information

MTH 150 SURVEY OF MATHEMATICS. Chapter 11 CONSUMER MATHEMATICS

MTH 150 SURVEY OF MATHEMATICS. Chapter 11 CONSUMER MATHEMATICS Your name: Your section: MTH 150 SURVEY OF MATHEMATICS Chapter 11 CONSUMER MATHEMATICS 11.1 Percent 11.2 Personal Loans and Simple Interest 11.3 Personal Loans and Compound Interest 11.4 Installment Buying

More information

FULLER LANDAU LLP. Tax Return Questionnaire - 2014 Tax Year. Name and Address: Social Security Occupation Number:

FULLER LANDAU LLP. Tax Return Questionnaire - 2014 Tax Year. Name and Address: Social Security Occupation Number: FULLER LANDAU LLP Print this form out, take some time to fill it out, and bring it with you when you come to the office. This will save you time and money, and help us help you more effectively. Tax Return

More information

1420 n. CLAREMONT BLVD., SUITE 101-B TEL (909) 398-4737 CLAREMONT, CALIFORNIA 91711 FAX (909) 398-4733

1420 n. CLAREMONT BLVD., SUITE 101-B TEL (909) 398-4737 CLAREMONT, CALIFORNIA 91711 FAX (909) 398-4733 1420 n. CLAREMONT BLVD., SUITE 101-B TEL (909) 398-4737 CLAREMONT, CALIFORNIA 91711 FAX (909) 398-4733 www.nicholscpas.com Email: info@nicholscpas.com January 12, 2015 RE: 2014 Tax Returns It is hard to

More information

Diving Into Spending Plans Grade Level 7-9

Diving Into Spending Plans Grade Level 7-9 2.15.1 Diving Into Spending Plans Grade Level 7-9 Get Ready to Take Charge of Your Finances Time to complete: 60 minutes National Content Standards Family and Consumer Science Standards: 1.1.6, 2.1.1,

More information

Comparison Profile prepared by the New Mexico Economic Development Department State Data Center. Page 1 of 5

Comparison Profile prepared by the New Mexico Economic Development Department State Data Center. Page 1 of 5 Comparing New Mexico to Colorado DEMOGRAPHICS Colorado New Mexico Population estimates, July 1, 2014 5,355,866 2,085,572 Population, percent change - April 1, 2010 to July 1, 2014 1.4% 1.4% Population

More information

GLENCOE CORRELATION MATHEMATICS WITH BUSINESS APPLICATIONS NEW YORK Math & Financial Applications

GLENCOE CORRELATION MATHEMATICS WITH BUSINESS APPLICATIONS NEW YORK Math & Financial Applications GLENCOE CORRELATION MATHEMATICS WITH NEW YORK COURSE OUTLINE I. PAYROLL A. Terminology and Procedures SE: 92-107, 128-129, 427-428, 634-636, 788-791 B. Compensation Plans: Salary, Hourly, Piecework, Commission,

More information

BUILDING YOUR MONEY PYRAMID: FINANCIAL PLANNING CFE 3218V

BUILDING YOUR MONEY PYRAMID: FINANCIAL PLANNING CFE 3218V BUILDING YOUR MONEY PYRAMID: FINANCIAL PLANNING CFE 3218V OPEN CAPTIONED MERIDIAN EDUCATION CORP. 1994 Grade Levels: 10-13+ 14 minutes 1 Instructional Graphic Enclosed DESCRIPTION Most people will earn

More information

Open-Ended Problem-Solving Projections

Open-Ended Problem-Solving Projections MATHEMATICS Open-Ended Problem-Solving Projections Organized by TEKS Categories TEKSING TOWARD STAAR 2014 GRADE 7 PROJECTION MASTERS for PROBLEM-SOLVING OVERVIEW The Projection Masters for Problem-Solving

More information

Math 101 Financial Project Fall 2013

Math 101 Financial Project Fall 2013 FORM C Name: Section: ZID: Math 101 Financial Project Fall 2013 Directions: Read these directions carefully! When was the last time you looked over your financial records? How many of you actually have

More information

The Utah Basic Skills Competency Test Framework Mathematics Content and Sample Questions

The Utah Basic Skills Competency Test Framework Mathematics Content and Sample Questions The Utah Basic Skills Competency Test Framework Mathematics Content and Questions Utah law (53A-1-611) requires that all high school students pass The Utah Basic Skills Competency Test in order to receive

More information

RENTAL PROPERTY. Understanding the tax benefits of rental property ownership

RENTAL PROPERTY. Understanding the tax benefits of rental property ownership ADVANTAX RENTAL PROPERTY Understanding the tax benefits of rental property ownership DVANTAXA Rental Property Owning and renting property is common for many individuals. While the rental income and/or

More information

Please complete this Organizer before your appointment. Street Address City State ZIP Home Phone

Please complete this Organizer before your appointment. Street Address City State ZIP Home Phone Womack Tax Prep LLC Client Tax Organizer Please complete this Organizer before your appointment. 1. Personal Information Name Soc. Sec.. Date of Birth Occupation Work Phone Taxpayer Spouse Street Address

More information

ADMINISTRATIVE PROCEDURE

ADMINISTRATIVE PROCEDURE ADMINISTRATIVE PROCEDURE ADMINISTRATIVE PROCEDURE NO: AP 611.01 RELATED TO POLICY NO. 611 BUSINESS & TRAVEL TITLE: BUSINESS & TRAVEL EXPENSE Purpose and Introduction This procedure sets forth the requirement

More information

LWK. Chartered Accountants. Individual Tax Return Checklist

LWK. Chartered Accountants. Individual Tax Return Checklist LWK Pty. Limited ACN 121 288 373 Chartered Accountants Business Advisers and Consultants Business Advisers an Individual Tax Return Checklist This checklist has been prepared by LWK Pty Limited Chartered

More information

Shop Smart and Save Money

Shop Smart and Save Money SHOP SMART AND SAVE A free publication provided by Consolidated Credit Counseling Services of Canada, Inc., a registered charitable credit counselling and debt management organization. Consolidated Credit

More information

Tax Return Questionnaire - 2015 Tax Year

Tax Return Questionnaire - 2015 Tax Year SPECTRUM Spectrum Financial Resources LLP FINANCIAL 15021 Ventura Boulevard #341 310.963.4322 T RESOURCES Sherman Oaks, CA 91403 303.942.4322 F www.spectrum-cpa.com Tax Return Questionnaire - 2015 Tax

More information

Page 1 OLSON CPAs, PLLC CERTIFIED PUBLIC ACCOUNTANTS 2015 INCOME TAX ORGANIZER ********************************************************

Page 1 OLSON CPAs, PLLC CERTIFIED PUBLIC ACCOUNTANTS 2015 INCOME TAX ORGANIZER ******************************************************** Page 1 OLSON CPAs, PLLC CERTIFIED PUBLIC ACCOUNTANTS 2015 INCOME TAX ORGANIZER ******************************************************** Client Name: E-mail: Telephone: Day Evening NOTES: If we DID NOT

More information

Math Refresher. Book #2. Workers Opportunities Resources Knowledge

Math Refresher. Book #2. Workers Opportunities Resources Knowledge Math Refresher Book #2 Workers Opportunities Resources Knowledge Contents Introduction...1 Basic Math Concepts...2 1. Fractions...2 2. Decimals...11 3. Percentages...15 4. Ratios...17 Sample Questions...18

More information

HB11b - Housing Benefit and Council Tax Support Self Employed Earnings Information

HB11b - Housing Benefit and Council Tax Support Self Employed Earnings Information Benefit Service PO Box 2, Forde House Newton Abbot, TQ12 4YR Phone: 01626 215078 Fax: 01626 215538 Email: revandbens@teignbridge.gov.uk HB11b - Housing Benefit and Council Tax Support Self Employed Earnings

More information

INDIVIDUAL TAX RETURN PREPARATION CHECKLIST 2014

INDIVIDUAL TAX RETURN PREPARATION CHECKLIST 2014 The checklist provides a general list of major issues that should be addressed. (The checklist is not designed to be an exhaustive list of all issues that may warrant consideration) CLIENT S NAME RESIDENCY

More information

As a guide, the following are examples of some of the expenses we can allow:

As a guide, the following are examples of some of the expenses we can allow: How do I know if I m self-employed? A person is self-employed if they are gainfully employed but are not under a contract of service with an employer. You may be a sole trader or in a business partnership.

More information

TAX GUIDE FOR THE TAXI AND SHUTTLE INDUSTRIES

TAX GUIDE FOR THE TAXI AND SHUTTLE INDUSTRIES TAX GUIDE FOR THE TAXI AND SHUTTLE INDUSTRIES Information to help your business IR 135 October 2010 Help is at hand This tax guide gives you, as a self-employed person, an overview of your tax entitlements

More information

PERSONAL FINANCIAL STATEMENT

PERSONAL FINANCIAL STATEMENT PERSONAL FINANCIAL STATEMENT As of, 20 BUSINESS PLAN GUIDELINES Name: Residence Phone: Residence Address: City, State, Zip Code: Social Security Number: PERSONAL ASSETS PERSONAL LIABILITIES Cash in Bank

More information

Client Tax Organizer

Client Tax Organizer Client Tax Organizer Please complete this Organizer before your appointment. Prior year clients should use the proforms Organizer provided. 1. Personal Information Name Soc. Sec.. Date of Birth Occupation

More information

MATHEMATICS OF BUSINESS AND PERSONAL FINANCE (236)

MATHEMATICS OF BUSINESS AND PERSONAL FINANCE (236) DESCRIPTION This assessment is designed to represent the standards of learning that are essential and necessary for all students. The implementation of the ideas, concepts, knowledge, and skills will create

More information

Tips for filling out the Self-Employment Tax Organizer (SETO)

Tips for filling out the Self-Employment Tax Organizer (SETO) Tips for filling out the Self-Employment Tax Organizer (SETO) Who is eligible for self-employment services at Prepare and Prosper? We serve sole proprietors, independent contractors, or single member LLC

More information

SALES AND USE TAX GUIDE FOR AUTOMOBILE AND TRUCK DEALERS

SALES AND USE TAX GUIDE FOR AUTOMOBILE AND TRUCK DEALERS SALES AND USE TAX GUIDE FOR AUTOMOBILE AND TRUCK DEALERS 2016 EDITION (THROUGH THE 2015 SESSION OF THE GENERAL ASSEMBLY) SOUTH CAROLINA DEPARTMENT OF REVENUE OFFICE OF GENERAL COUNSEL/POLICY SECTION Nikki

More information

LESSON 2 -- RENTING A PLACE TO LIVE

LESSON 2 -- RENTING A PLACE TO LIVE LESSON 2 -- RENTING A PLACE TO LIVE LESSON DESCRIPTION AND BACKGROUND This lesson uses the Better Money Habits video The True Cost of Renting a Place (www.bettermoneyhabits.com) to help students will learn

More information

Housing Benefit / Council Tax Support Full self-employed income form

Housing Benefit / Council Tax Support Full self-employed income form Housing Benefit / Council Tax Support Full self-employed income form Please complete all sections About you Name Address Claim No/ NINO Home telephone number Work telephone number Mobile telephone number

More information

Check One: Single Married Filing Joint Surviving Widow/Widower Married Filing Separately (enter spouse s name/ss No. Above) Dependents Name

Check One: Single Married Filing Joint Surviving Widow/Widower Married Filing Separately (enter spouse s name/ss No. Above) Dependents Name Felix Guillot, EA, ABA, ATA Kendyl Guillot, ABA E-Tax, LLC 318-445-5564 etaxla.com tax@etaxla.com Tax Organizer Tax Year 2014 Name: Taxpayer SS No. Birthdate/ Spouse SS No. Birthdate/ Address: Telephone

More information

Consumer Math 15 INDEPENDENT LEAR NING S INC E 1975. Consumer Math

Consumer Math 15 INDEPENDENT LEAR NING S INC E 1975. Consumer Math Consumer Math 15 INDEPENDENT LEAR NING S INC E 1975 Consumer Math Consumer Math ENROLLED STUDENTS ONLY This course is designed for the student who is challenged by abstract forms of higher This math. course

More information

UNIT 1: WHAT IS MONEY?

UNIT 1: WHAT IS MONEY? Core Mathematics of Personal Finance Course materials required. See 'Course Materials' below. Mathematics of Personal Finance focuses on real-world financial literacy, personal finance, and business subjects.

More information

Personal Information. Name Soc. Sec. No. Date of Birth Occupation Work Phone Taxpayer: Spouse: Street Address City State Zip

Personal Information. Name Soc. Sec. No. Date of Birth Occupation Work Phone Taxpayer: Spouse: Street Address City State Zip Paid to Taxpayer Paid to Spouse Client Tax Organizer Please complete this Organizer before your appointment. Prior year clients should use a personalized Organizer. To request a personalized Organizer,

More information

Loan. Application. Money Smarts for Kids. Money Skills for Life. Member FDIC. What to Know About Loans. Completing a Loan Application

Loan. Application. Money Smarts for Kids. Money Skills for Life. Member FDIC. What to Know About Loans. Completing a Loan Application Loan Application What to Know About Loans What do I need to know about applying for a loan? A loan is used to help you pay for something that you want to buy, like a car, college tuition, school trip or

More information

Loans Practice. Math 107 Worksheet #23

Loans Practice. Math 107 Worksheet #23 Math 107 Worksheet #23 Loans Practice M P r ( 1 + r) n ( 1 + r) n =, M = the monthly payment; P = the original loan amount; r = the monthly interest rate; n = number of payments 1 For each of the following,

More information

Business Plan !!!!!!!!!!!!"#$%&'%()*+,$**% % -&,."/.%!"#$%! 0112$**%! 3$4$56&,$%!)#7$2%! 8&7+4$%!)#7$2%! 9#"+4%! :$7*+.$%! !!!!!!!!! ! "!

Business Plan !!!!!!!!!!!!#$%&'%()*+,$**% % -&,./.%!#$%! 0112$**%! 3$4$56&,$%!)#7$2%! 8&7+4$%!)#7$2%! 9#+4%! :$7*+.$%! !!!!!!!!! ! ! Business Plan "#$%&'%()*+,$**% % -&,."/.%"#$% 0112$**% % 3$4$56&,$%)#7$2% 8&7+4$%)#7$2% 9#"+4% :$7*+.$% " MISSION STATEMENT Short term aims 1 to 2 years Long term objectives 2 to 5 years Customers Products

More information

The goal today is to accomplish three things:

The goal today is to accomplish three things: MARK SHERMAN, CPA The goal today is to accomplish three things: 1. Educate you on The Mortgage Forgiveness Debt Relief Act of 2007. 2. Show you how to save taxes on your real estate business. 3. Help you

More information

Grade 11 or 12 Mathematics for Business

Grade 11 or 12 Mathematics for Business Grade 11 or 12 Mathematics for Business Strands 1. Basic Mathematics 2. Basic Business Applications 3. Mathematics of Retailing 4. Mathematics of Finance 5. Accounting and Other Applications Strand 1:

More information

CONSULTANT S ORGANIZING YOUR MARY KAY BUSINESS

CONSULTANT S ORGANIZING YOUR MARY KAY BUSINESS CONSULTANT S ORGANIZING YOUR MARY KAY BUSINESS ORGANIZING YOUR BUSINESS WHAT SUPPLIES DO I NEED? 1. Box/Filing Cabinet 2. Hanging Files 3. File Folders 4. Envelopes NOW WHAT? 1. Organize hanging files

More information

BUSINESS EXPENSES AND DEDUCTIONS

BUSINESS EXPENSES AND DEDUCTIONS 03 BUSINESS EXPENSES AND DEDUCTIONS Claim deductions for your business expenses when you lodge your income tax return, see page 18. To claim deductions for your business expenses when you lodge your income

More information

TAX ACCOUNTING AUDITING PLANNING

TAX ACCOUNTING AUDITING PLANNING Blue Bear Tax Solutions TAX ACCOUNTING AUDITING PLANNING Tax Planning Guide for 2015 1 Please take some time to fill out this form, and bring it with you when you come to the office.* This will save you

More information

How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need? How Much Life Insurance Do I Need? This is a question every person must answer individually, based upon his or her particular circumstances. Some factors that influence the amount of life insurance required

More information

Cost of Living Survey Report

Cost of Living Survey Report Date: 1 November 2010 Ref: ICSC 60-1-1 SRL Cost of Living Survey Report City/Country: Colombo, Sri Lanka Type of Survey: Place-to-place Date of Survey: June 2010 I. INTRODUCTION 1. A place-to-place cost-of-living

More information

Effective Strategies for Personal Money Management

Effective Strategies for Personal Money Management Effective Strategies for Personal Money Management The key to successful money management is developing and following a personal financial plan. Research has shown that people with a financial plan tend

More information

1040 US Tax Organizer

1040 US Tax Organizer 1040 US Please enter all pertinent information. If you have attached a government form for an item, check the box and do not enter a amount. WAGES, SALARIES AND TIPS Employer name: Amount 2011 Amount Attach

More information

Individual Tax Return Checklist 2015

Individual Tax Return Checklist 2015 Individual Tax Return Checklist 2015 This checklist has been prepared by Rose Guerin Chartered Accountants to assist clients to prepare for their 2015 individual tax return. Personal Details Client One

More information

Ratios and Proportional Relationships: Lessons 1-6

Ratios and Proportional Relationships: Lessons 1-6 Unit 7-1 Lesson 1-6 Ratios and Proportional Relationships: Lessons 1-6 Name Date Classwork Book Math 7: Mr. Sanford Lessons 1-6: Proportional Relationship Lesson 1-1 Lesson 1: An Experience in Relationships

More information

TRAVEL POLICY PURPOSE

TRAVEL POLICY PURPOSE TRAVEL POLICY PURPOSE Travel is one of Particle Measuring Systems largest expense items. This travel policy is intended to aid PMS in managing travel expenses and to bring uniformity to PMS travel practices.

More information

CHECKLIST TAX RETURN ATHANS&TAYLOR. Chartered Accountants

CHECKLIST TAX RETURN ATHANS&TAYLOR. Chartered Accountants ATHANS&TAYLOR Chartered Accountants 2015 TAX RETURN CHECKLIST With the end of financial year fast approaching, we have compiled a checklist regarding income expenses that need to be on hand for the preparation

More information

Home HOW TO BUY A WITH A LOW DOWN PAYMENT 3 % A consumer s guide to owning a home with less than three percent down. or less

Home HOW TO BUY A WITH A LOW DOWN PAYMENT 3 % A consumer s guide to owning a home with less than three percent down. or less A consumer s guide to owning a home with less than three percent down. 3 % WITH A LOW DOWN PAYMENT or less HOW TO BUY A Home If you re dreaming of buying a home, congratulations. You re in good company!

More information

SHOP smart. Consolidated Credit 5701 West Sunrise Boulevard Fort Lauderdale, FL 33313 1-800-210-3481 www.consolidatedcredit.org

SHOP smart. Consolidated Credit 5701 West Sunrise Boulevard Fort Lauderdale, FL 33313 1-800-210-3481 www.consolidatedcredit.org SHOP smart and SAVe Consolidated Credit 5701 West Sunrise Boulevard Fort Lauderdale, FL 33313 1-800-210-3481 www.consolidatedcredit.org Congratulations on taking this important step to learn about issues

More information

Finance Cluster Personal Finance

Finance Cluster Personal Finance Finance Cluster Course Title: Course Number: 8178 Pre-requisites: Career Pathway/Major: Locations: Instructor: Locations: Length: None Management/Entrepreneur Banking & Related Services/ Financial Services

More information

Acquisition Lesson Plan for the Concept, Topic or Skill---Not for the Day

Acquisition Lesson Plan for the Concept, Topic or Skill---Not for the Day Acquisition Lesson Plan Concept: Linear Systems Author Name(s): High-School Delaware Math Cadre Committee Grade: Ninth Grade Time Frame: Two 45 minute periods Pre-requisite(s): Write algebraic expressions

More information

Lesson Description. Texas Essential Knowledge and Skills (Target standards) Skills (Prerequisite standards) National Standards (Supporting standards)

Lesson Description. Texas Essential Knowledge and Skills (Target standards) Skills (Prerequisite standards) National Standards (Supporting standards) Lesson Description This lesson builds on Grade 7, Lesson 1. Students will calculate net income and categorize expenses to create a budget. Percentages for each category will be calculated and analyzed.

More information

Completing the Personal Budget: Guidelines & Explanation

Completing the Personal Budget: Guidelines & Explanation Preparing a Weekly or Monthly Budget These blank Budget forms are for your own personal use. They are designed to help you calculate the monthly expenditure costs of most items in your budget. You will

More information

ICASL - Business School Programme

ICASL - Business School Programme ICASL - Business School Programme Quantitative Techniques for Business (Module 3) Financial Mathematics TUTORIAL 2A This chapter deals with problems related to investing money or capital in a business

More information

Weight (lbs.) 3 5 8 10 Cost ($) 9 15 24 30

Weight (lbs.) 3 5 8 10 Cost ($) 9 15 24 30 Name: Class: Date: ID: R CCA Week 12 Test REVIEW 7R 1. Look at the table below. Weight (lbs.) 3 5 8 10 Cost ($) 9 15 24 30 Determine the constant of proportionality. 2. Elizabeth took a test of 25 questions.

More information

The local economic impact of Bemidji State University

The local economic impact of Bemidji State University The local economic impact of Bemidji State University A U G U S T 2 0 0 7 The local economic impact of August 2007 Prepared by: Paul A. Anton and Allen Burns Wilder Research 1295 Bandana Boulevard North,

More information

students can throw the bills away or make a pile of the discarded bills.)

students can throw the bills away or make a pile of the discarded bills.) SM2-1: Budget Busters Purpose: Examine current personal money management habits by participating in this activity. Materials: Play money: enough so that each class member can have 10 bills. All bills can

More information

Tax tips and tax return checklist

Tax tips and tax return checklist Tax tips and tax return checklist To help you complete your tax return, the following lists outlines the payments that are classified as income and those that are classified as expenses across a range

More information

BUSINESS SEMINAR SECURE YOUR BUSINESS AND FUTURE. www.idealtax.com.au

BUSINESS SEMINAR SECURE YOUR BUSINESS AND FUTURE. www.idealtax.com.au BUSINESS SEMINAR SECURE YOUR BUSINESS AND FUTURE www.idealtax.com.au SEMINAR OUTLINE 1. Federal Budget 2011 2. Small Business Benchmarks 3. Small Business Concessions 4. Tax Return Tips 5. Superannuation

More information

BISHOP S UNIVERSITY EXPENSE REIMBURSEMENT POLICY. Effective Date: January 1, 2011 Prepared by: Business Office

BISHOP S UNIVERSITY EXPENSE REIMBURSEMENT POLICY. Effective Date: January 1, 2011 Prepared by: Business Office BISHOP S UNIVERSITY EXPENSE REIMBURSEMENT POLICY Effective Date: January 1, 2011 Prepared by: Business Office Policy Number: VPFA-02-2011 Approved by: Bishop s Executive Group November 2010 Revised: January

More information

Client Tax Organizer If you have rental property or are self-employed, please request additional organizers.

Client Tax Organizer If you have rental property or are self-employed, please request additional organizers. Client Tax Organizer If you have rental property or are self-employed, please request additional organizers. 1. Personal Information Name Soc. Sec.. Date of Birth Occupation Work Phone Taxpayer Spouse

More information

4 Percentages Chapter notes

4 Percentages Chapter notes 4 Percentages Chapter notes GCSE Specification concepts and skills Find a percentage of a quantity (N o): 4. Use percentages to solve problems (N m): 4., 4.2, 4., 4.4 Use percentages in real-life situations:

More information

PARTNERSHIP/LLC TAX ORGANIZER FORM 1065 (LONG VERSION)

PARTNERSHIP/LLC TAX ORGANIZER FORM 1065 (LONG VERSION) PARTNERSHIP/LLC TAX ORGANIZER FORM 1065 (LONG VERSION) Enclosed is an organizer that I (we) provide to our tax clients to assist in gathering the information necessary to prepare the current year tax returns.

More information

Housing Benefit and Council Tax Benefit. Self employed earnings information form Please read the notes at part E before completing this form

Housing Benefit and Council Tax Benefit. Self employed earnings information form Please read the notes at part E before completing this form FOR OFFICE USE ONLY Date of issue Claim reference number Please return this form to: The Benefits Team Tel: 0118 9746000 PO Box 152 Fax: 0118 9195124 Shute End Minicom: Typetalk 0118 9746991 Wokingham

More information

How to Use the HealthSource RI Income Calculator. Introduction. Important notes:

How to Use the HealthSource RI Income Calculator. Introduction. Important notes: Introduction HealthSource RI offers an income calculator to help you estimate your income. It s important that you calculate this number correctly because it is used to determine whether you qualify for

More information

A GUIDE TO PERSONAL BUDGETING

A GUIDE TO PERSONAL BUDGETING When it comes to improving your overall finances and economic wellbeing, there is nothing more important than knowing where your money is coming from and how you spend your income. The best way to attain

More information

Travel Policy Philosophy Purpose Scope Guidelines Auditing and Internal Control

Travel Policy Philosophy Purpose Scope Guidelines Auditing and Internal Control Travel Policy Philosophy Travel and entertainment related expenses will be paid by the Association if they are deemed to be reasonable, appropriately documented, properly authorized and within the guidelines

More information

DEDUCTING EXPENSES AS AN EMPLOYEE

DEDUCTING EXPENSES AS AN EMPLOYEE DEDUCTING EXPENSES AS AN EMPLOYEE Employees are very limited in the expenses that they can deduct in calculating the tax they owe to the Canada Revenue Agency ( CRA ). Self-employed individuals have much

More information

Math 101 Financial Project Spring 2015

Math 101 Financial Project Spring 2015 FORM B Name: Section: Z-ID Math 101 Financial Project Spring 2015 Directions: Read these directions carefully! When was the last time you looked over your financial records? How many of you actually have

More information