Mirae Asset Prudence Fund

Transcription

1 February 2016

2 FUND FACTS Key Features Type of Scheme Invement Objective Fund Manager** Minimum Invement Amount Syematic Invement Plan (SIP) Load Structure Plans Available Options Available Monly Average AUM ( ` Cr.) as on Jan 29, 2016 Mirae Asset India Mirae Asset Opportunities Fund Emerging Bluechip Fund An open ended equity oriented scheme The invement objective of e scheme is to generate long term capital appreciation by capitalizing on potential invement opportunities rough predominantly inveing in equities, equity related securities. There is no assurance or guarantee of returns Mirae Asset Prudence Fund Entry load: NA Exit load: If redeemed wiin 6 mons (182 days) from e date of allotment: 2.00%. If redeemed after 6 mons (182 days) but wiin 1 year (365 days) from e date of allotment: 1.00%. If redeemed after 1 year (365 days) from e date of allotment: NIL. 1, An open ended equity fund To generate income and capital appreciation from a diversified portfolio predominantly inveing in Indian equities and equity related securities of companies which are not part of e top 100 ocks by market capitalization and have market capitalization of atlea `100 Crores at e time of invement. The Scheme does not guarantee or assure any returns 1, An Open Ended Equity Oriented Asset Allocation Scheme The invement objective of e Scheme is to generate capital appreciation along wi current income from a combined portfolio of equity & equity related inruments and debt and money market inruments. The Scheme does not guarantee or assure any returns. Regular Plan and Direct Plan Grow Option and (Payout & Re-invement) Mirae Asset Tax Saver Fund An open ended equity linked saving scheme wi a 3 year lock-in period The invement objective of e scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related inruments. The Scheme does not guarantee or assure any returns. Neelesh Surana & Sumit Agrawal; bo Neelesh Surana, managing e fund Mr. Neelesh Surana for Equity portion and Mr. Neelesh Surana for Equity portion and are managing is since inception of e Mr. Yadnesh Chavan Mr. Yadnesh Chavan for fund since May 2008 fund. for Debt portion. Bo Debt portion. Bo of em & Aug 2014 of em have been have been managing is respectively. managing is fund fund since Inception. since Inception. 04 April, July, July, December, 2015 S&PBSE 200 Nifty Midcap 100 $ CRISIL Balanced Fund S&PBSE 200 Index `5,000/- and in multiples of `1/-ereafter. Minimum Additional Application `500/- and in multiples of Amount: `1,000/- per application and in multiples of `1/- ereafter. `500/- ereafter Monly: `1,000/- (multiples of `1/- ereafter), minimum 6 inallments Minimum inallment of Quarterly: `1,500/- (multiples of `1/- ereafter), minimum 4 inallments `500/- (monly / quarterly frequency) and in multiples of `500/- ereafter. Entry Load:NA Exit Load: NA Mirae Asset Short Term Bond Fund An open ended debt scheme The invement objective of e scheme is to seek to generate returns rough an actively managed diversified portfolio of debt and money market inruments. There is no assurance or guarantee of any returns Mr. Yadnesh Chavan, managing is fund since December rd 3 Augu, 2009 CRISIL Short Term Bond Fund Index `5,000/- and in multiples of `1/-ereafter. Minimum Additional Application Amount: `1,000/- per application and in multiples of `1/- ereafter. Monly: `1,000/- (multiples of `1/- ereafter), minimum 6 inallments Quarterly: `1,500/- (multiples of `1/- ereafter), minimum 4 inallments Entry Load: NA Entry Load: NA Exit Load: If redemption Exit Load: Nil wiin 6 mons (180 days) from e date of allotment : 0.5%; If redemption after 6 mons (180 days) from e date of allotment: Nil Savings Plan and Direct Plan 3.69 Mirae Asset Ultra Short Term Bond Fund An open ended debt scheme The invement objective of e scheme is to seek to generate returns wi low volatility and higher liquidity rough a portfolio of debt and money market inruments. The Scheme does not guarantee any returns. Mr. Yadnesh Chavan, managing is fund since December March, 2008 CRISIL Liquid Index Fund Monly Avg. Expense Ratio (Including Services Tax) as on 29 January, 2016 Product Labelling Riskometer Regular Plan: 2.42% Direct Plan: 1.59% This product is suitable for inveors who are seeking*: Long - term capital appreciation invements in equities, equity related securities Regular Plan: 2.49% Direct Plan: 1.59% This product is suitable for inveors who are seeking*: Long - term capital appreciation predominantly invements in Indian equities and equity related securities of companies which are not part of e top 100 ocks by market capitalization Regular Plan: 2.83% Direct Plan: 1.17% This product is suitable for inveors who are seeking*: Capital appreciation along wi current income over long term Invement predominantly in equities an equity related inruments wi balance exposure to debt and money market invements Regular Plan: 2.82% Direct Plan: 1.20% This product is suitable for inveors who are seeking*: Grow of capital over long term Invement predominantly in equity and equity related inruments Regular Plan: 1.40% Direct Plan: 0.86% Saving Plan: 1.11% Direct Plan: 0.27% This product is suitable for inveors who are seeking*: This product is suitable for inveors who are optimal returns over seeking*: short to medium term optimal returns Invement in an over medium term actively managed diversified portfolio of debt and money market inruments Invement in a portfolio of debt and money market inruments Low Moderately Moderately High Low Moderately Moderately High Low Low High High LOW HIGH Inveors underand at eir principal will be at moderately high risk LOW HIGH Inveors underand at eir principal will be at moderately low risk *Inveors should consult eir financial advisers if ey are not clear about e suitability of e product. **For experience of Fund Managers refer page no. 15. $ name changed from CNX Midcap Index 1 Mirae Asset Global Invements

3 FUND FACTS Key Features Mirae Asset India-China Consumption Fund Mirae Asset Global Commodity Stocks Fund Mirae Asset China Advantage Fund Mirae Asset Cash Management Fund Type of Scheme Invement Objective Fund Manager** Minimum Invement Amount Syematic Invement Plan (SIP) Load Structure Plans Available Options Available Monly Average AUM ( ` Cr.) as on Jan 29, 2016 MonlyAvg.ExpenseRatio Regular Plan: 2.98% (IncludingServicesTax) Direct Plan: 1.84% as on 29 January, 2016 Product Labelling Riskometer An open ended equity oriented scheme The invement objective of e scheme is to generate long term capital appreciation rough an actively managed portfolio inveing in equity and equity related securities of companies at are likely to benefit eier directly or indirectly from consumption led demand in India / China. The Scheme does not guarantee or assure any returns S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index An open ended equity fund The invement objective of e scheme is to generate long term capital appreciation rough an actively managed portfolio inveing in equity and equity related securities of companies at are engaged in commodity and commodities related sectors/sub sectors/ induries, wi at lea 65% of e corpus inveed overseas in Asia Pacific and Emerging Markets.There is no assurance or guarantee of returns. Neelesh Surana managing Gopal Agrawal is managing is fund since inception, is fund since inception & Sumit Agrawal (Domeic Bharti Sawant (Overseas Invements) managing Invements) managing is is fund since Augu fund since Augu and Bharti Sawant (Overseas Invements) managing is fund since Augu March, Augu, 2008 S&P Global Natural Resources Index & Monly: `1,000/- (multiples of `1/- ereafter), minimum 6 inallments Quarterly: `1,500/- (multiples of `1/- ereafter), minimum 4 inallments Entry load: NA Exit load : If redeemed wiin 6 mons (182 days) from e date of allotment : 2.00%. If redeemed after 6 mons (182 days) but wiin 1 year (365 days) from e date of allotment: 1.00%. If redeemed after 1 year (365 days) from e date of allotment : NIL Regular Plan: 2.88% Direct Plan: 1.78% An open ended fund of funds scheme The invement objective of e scheme is to generate long-term capital appreciation by inveing predominantly in units of Mirae Asset China Sector Leader Equity Fund and/or units of oer mutual fund schemes, units of exchange traded schemes at focus on inveing in equities and equity related securities of companies domiciled in or having eir area of primary activity in China and Hong Kong. The Scheme may also inve a certain portion of its corpus in debt and money market securities and/or units of debt/liquid schemes of Domeic Mutual Funds, in order to meet liquidity requirements from time to time. The Scheme does not guarantee or assure any returns. China and Hong Kong. The Scheme may also inve a certain portion of its corpus in debt and money market securities and/or units of debt/liquid schemes of Domeic Mutual Funds, in order to meet liquidity requirements from time to time. The Scheme does not guarantee or assure any returns. Bharti Sawant managing is fund since Augu November, 2009 MSCI China (in INRTerms) Regular Plan and Direct Plan Grow Option and (Payout & Re-invement) Regular Plan: 2.51% Direct Plan: 1.70% The invement objective of e scheme is to generate consient returns wi a high level of liquidity in a judicious portfolio mix comprising of money market and debt inruments. The Scheme does not guarantee any returns. Mr. Yadnesh Chavan, managing is fund since December January, 2009 CRISILLiquid Fund Index `5,000/- and in multiples of `1/-ereafter. MinimumAdditionalApplicationAmount: `1,000/- per application and in multiples of `1/- ereafter. This product is suitable for inveors who are seeking*: Long-term capital appreciation Invement in equity and, equity related securities of companies benefiting directly or indirectly from consumption led demand in india / china. This product is suitable for inveors who are seeking*: Long-term capital appreciation Invement in equity and, equity related securities of companies at are engaged in commodity and commodities related sectors / sub sectors / induries, wi at lea 65% of e corpus inveed overseas in Asia Pacific and Emerging Markets. Low Moderately This product is suitable for inveors who are seeking*: Long - term capital appreciation Invement predominantly in units of MACSLEF (Mirae Asset China Sector Leader Equity Fund) and / or units of oer mutual fund schemes, ETFs, at focus on inveing in equities and equity related securities of companies domiciled in or having ere area of primary activity in China and Hong Kong. Moderately High Entry Load: NA Exit Load: Nil Regular Plan: 0.17% Direct Plan: 0.02% An open ended Liquid scheme Thisproductis suitable for inveors whoare seeking*: optimal returns over short term Invement in portfolio of short duration money market and debt inruments Low Moderately Moderately High Low Low High High LOW Inveors underand at eir principal will be at high risk HIGH LOW HIGH Inveors underand at eir principal will be at low risk *Inveors should consult eir financial advisers if ey are not clear about e suitability of e product. & **For experience of Fund Managers refer page no. 15 ( Wi effect from December ) 2 Mirae Asset Global Invements

4 MIRAE ASSET INDIA OPPORTUNITIES FUND - (MAIOF) (An open ended equity oriented scheme) Monly Factsheet as on January 2016 Fund Managers Mr. Neelesh Surana and Mr. Sumit Agrawal 4 April, 2008 S&P BSE 200 1, Regular Plan Grow Option ` ` Direct Plan Grow Option ` ` (Annualised) Volatility 13.98% Beta 0.92 R Squared 0.94 Sharpe Ratio # 0.74 Information Ratio 2.31 Portfolio Turnover Ratio^ 0.56 Please refer la page for details. Dividend Hiory Record Date Dividend Face Cum (`) Value (`) NAV (`) 13-Feb per unit Jan per unit Mar per unit Mar per Unit Dec per Unit Sep per Unit Pa Performance may or may not suained in future. Pursuant to payment of dividend e NAV of e dividend option of e scheme will fall to e extent of payout and atutory levy (if applicable). Dividend hiory is for MAIOF - Regular Plan - 120% 100% 80% 60% 40% 20% 0% -20% -40% -60% -33% -37% -39% 104% 84% 76% 22% 17% 15% MAIOF S&P BSE 200 S&P BSE SENSEX Pa Performance may or may not be suained in future. * Since inception of e fund. Portfolio Top 10 holdings % Allocation Allocation - Top 10 Sectors^ Equity Shares HDFC Bank Ltd 7.34% Banks 22.87% Infosys Ltd 5.76% Software 10.21% ICICI Bank Ltd 4.85% Pharmaceuticals 10.13% Reliance Induries Ltd 4.46% Sun Pharmaceuticals Induries Ltd 4.11% IndusInd Bank Ltd 3.47% Maruti Suzuki India Ltd 3.42% Hinduan Petroleum Corporation Ltd 3.27% Kotak Mahindra Bank Ltd 2.83% Zee Entertainment Enterprises Ltd 2.51% Oer Equities 55.38% Equity Holding Total 97.41% Cash & Oer Receivables 2.59% Fund Performance - 20% - 25% - 27% 33% 31% 25% 8% 8% 3% 52% 35% 30% 4% - 2% - 5% - 6% - 5% - 6% CY 2008* CY2009 CY 2010 CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 (YTD) Petrol Products Cons. N-Durables Auto Auto Ancillaries Finance Con Project Media & Ent. Oer Sectors 6.03% 5.26% 3.95% 3.32% 3.07% 7.86% 7.45% 17.27% 0% 10% 20% 30% ^Indurywise classification as recommended by AMFI Performance Report NAV (` per unit) MAIOF S&P BSE 200 S&P BSE Sensex** % -1.48% -5.03% % 35.47% 29.89% % 4.38% 8.98% % 7.72% 7.10% ,349 17,790 17,022 Index Value of S&P BSE 200 is and Index value of S&P BSE SENSEX is 26, April, 2008 Scheme Benchmark S&P BSE 200 SIP Performance SIP Invement Since Inception 5 Years 3 Years 1 Year Total Amount Inveed 92,000 60,000 36,000 12,000 Mkt Value as of 31 December, ,97,705 97,289 49,042 11,971 Fund Return (CAGR)*(%) 19.45% 19.42% 21.15% -0.44% Benchmark Return (CAGR)*(%) (S&P BSE 200) 11.05% 11.37% 11.40% -5.92% Add. Benchmark Return (CAGR)*(%) (S&P BSE Sensex) 9.66% 9.22% 7.60% -9.18% Pa Performance may or may not suained in future. Note : For computation of since inception returns (%) e allotment NAV has been taken as ` The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No.13 & 14 ~Value of Invement of `10,000/- Inveed in e Scheme.**Additional Alternate Benchmark. *The SIP returns are calculated by XIRR approach assuming invement of `1000/- on e 1 working day of every mon. All e performances shown on is page are for MAIOF - Regular Plan - Grow Option 3 Mirae Asset Global Invements

5 MIRAE ASSET EMERGING BLUECHIP FUND - (MAEBF) (An open ended equity fund) Monly Factsheet as on January 2016 Fund Manager Mr. Neelesh Surana 9 July, 2010 Nifty Midcap 100 1, Regular Plan Grow Option ` ` Direct Plan Grow Option ` ` (Annualised) Volatility 15.65% Beta 0.79 R Squared 0.89 Sharpe Ratio # 1.42 Information Ratio 2.44 Portfolio Turnover Ratio^ 0.71 Please refer la page for details. Dividend Hiory Record Date Dividend Face Cum (`) Value (`) NAV (`) 05-Jan per Unit Dec per Unit Mar per Unit Oct per Unit Pa Performance may or may not suained infuture. Pursuant to payment of dividend e NAV of e dividend option of e scheme will fall to e extent of payout and atutory levy (if applicable). Dividend hiory is for MAEBF - Regular Plan - 100% 80% 60% 40% 20% 0% -20% -40% 13% 15% 7% - 16% - 25% - 31% 46% 40% 25% 8% - 6% 8% 84% 55% 30% 14% 6% - 5% - 7% - 5% - 8% CY 2010* CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 (YTD) Pa Performance may or may not be suained in future. * Since inception of e fund. Portfolio Top 10 holdings % Allocation Allocation - Top 10 Sectors^ Equity Shares Kotak Mahindra Bank Ltd 4.17% Pharmaceuticals 12.50% Hinduan Petroleum Corporation Ltd 3.52% Banks 10.76% Torrent Pharmaceuticals Ltd 3.26% Finance 8.39% Natco Pharma Ltd 3.03% Auto Ancillaries 8.25% Sundaram Finance Ltd 2.85% Software 7.60% Gateway Diriparks Ltd 2.63% Cons. N-Durables 7.22% Voltas Ltd 2.61% Ind Products 7.04% Zee Entertainment Enterprises Ltd 2.55% Petrol Products 4.74% The Federal Bank Ltd 2.30% ICICI Bank Ltd 2.25% Chemicals 3.94% Oer Equities 66.95% Media & Ent. 3.70% Equity Holding Total 96.13% Oer Sectors 21.98% Cash & Oer Receivables 3.87% Fund Performance MAEBF NIFTY MIDCAP 100 S&P BSE SENSEX 0% 10% 20% 30% ^Indurywise classification as recommended by AMFI Performance Report NAV (` per unit) MAEBF Nifty Midcap 100 S&P BSE Sensex** % 6.46% -5.03% % 55.91% 29.89% % -5.10% 8.98% % 9.12% 7.21% ,796 16,138 14,645 Index Value of Nifty Midcap 100 is 13, and Index value of S&P BSE SENSEX is 26, July, 2010 Scheme Benchmark Nifty Midcap 100 SIP Performance SIP Invement Since Inception 5 Years 3 Years 1 Year Total Amount Inveed 65,000 60,000 36,000 12,000 Mkt Value as of 31 December, ,43,732 1,29,454 61,319 12,721 Fund Return (CAGR)*(%) 29.60% 31.35% 37.85% 11.33% Benchmark Return (CAGR)*(%) ( Nifty Midcap 100) 15.94% 17.49% 22.62% 3.57% Add. Benchmark Return (CAGR)*(%) (S&P BSE Sensex) 8.70% 9.22% 7.60% -9.18% Pa Performance may or may not suained in future. Note : For computation of since inception returns (%) e allotment NAV has been taken as ` The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No. 13 & 14 ~Value of Invement of `10,000/- Inveed in e Scheme.**Additional Alternate Benchmark. *The SIP returns are calculated by XIRR approach assuming invement of `1000/- on e 1 working day of every mon. All e performances shown on is page are for MAEBF - Regular Plan - Grow Option 4 Mirae Asset Global Invements

6 MIRAE ASSET PRUDENCE FUND - (MAPF) (An open ended equity oriented scheme) Monly Factsheet as on January 2016 Fund Managers Mr. Neelesh Surana (Equity Portion) & Mr. Yadnesh Chavan (Debt Portion) Grow Option Regular Plan Grow Option Direct Plan 29 July, 2015 CRISIL Balanced Fund Index Quantitative Data: Debt Portion ` ` ` ` Weighted Average Maturity 7.00 Years Modified Duration 5.01 Yield to Maturity 7.98% Invement Philosophy: The portfolio will comprise of Equity & Equity related inruments and Debt and Money market inruments. The portfolio will be mix of Equity for grow and Debt for ability, e asset allocation between Equity and Debt will be function of Valuation, Earnings Grow and Intere Rate Outlook. The portfolio will be a large cap biased. We will follow bottom-up Stock selection process and ere will be no bias towards any sector/emes. Invement Strategy For e equity portion We will inve in larger companies which may provide ability to e fund Diversified portfolio of rong grow companies at reasonable price May not have bias towards any eme or yle For e debt portion Portfolio will be actively managed Top down approach for taking intere rate view and sector allocation view Bottom up approach for security/inrument selection Majorly to inve in Certificate of Deposits, Commercial Papers, Corporate and Government Securities of varying maturities Portfolio Top 10 holdings Equity Shares (Domeic & International Equities) % Allocation HDFC Bank Ltd 6.52% Infosys Ltd 5.39% Reliance Induries Ltd 4.93% ICICI Bank Ltd 3.61% Sun Pharmaceuticals Induries Ltd 3.38% Maruti Suzuki India Ltd 2.96% Hinduan Unilever Ltd 2.78% Hinduan Petroleum Corporation Ltd 2.73% Zee Entertainment Enterprises Ltd 2.62% Kotak Mahindra Bank Ltd 2.61% Oer Equities 36.52% Total Equity Allocation 74.05% Government Bond 8.40% GOI (28/07/2024) 8.62% 7.72% GOI (25/05/2025) 2.78% 7.68% GOI (15/12/2023) 2.78% Government Bond Total 14.18% Corporate Bond 8.40% Power Grid Corp STRP B (27/05/2020) 2.81% 8.61% LIC Hous Fin Ltd (11/12/19) P11/12/ % 8.30% RECL Ltd (10/04/2025) 2.76% Corporate Bond Total 8.36% Certificate of Deposit Indusind Bank Ltd (05/02/2016) 1.65% Certificate of Deposit Total 1.65% Total Debt Holdings 24.18% Cash & Oer Receivables 1.77% Overall Asset Allocation 24.18% 1.77% 74.05% Allocation - Top 10 Sectors^ Banks 17.23% Pharmaceuticals 9.23% Cons. N-Durables 7.79% Software 7.72% Petrol Products 7.67% Auto 5.56% Auto Ancillaries 2.66% Media & Ent. 2.62% Transportation 2.08% Finance 2.04% Oer Sectors 9.45% 0% 10% 20% 30% ^Indurywise classification as recommended by AMFI Equity Holdings Debt Holdings Cash & Oer Receivables 5 Mirae Asset Global Invements

7 MIRAE ASSET TAX SAVER FUND - (MATSF) (An open ended equity linked saving scheme wi a 3 year lock-in period) Monly Factsheet as on January 2016 Fund Managers Mr. Neelesh Surana (Equity Portion) & Mr. Yadnesh Chavan (Debt Portion) 28 December, 2015 S&P BSE Grow Option Regular Plan Grow Option Direct Plan ` ` ` ` Invement Philosophy: The invement objective of e scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related inruments. The Scheme does not guarantee or assure any returns. Portfolio Top 10 holdings % Allocation Equity Shares HDFC Bank Ltd 7.74% Kotak Mahindra Bank Ltd 5.23% Infosys Ltd 5.17% Reliance Induries Ltd 4.50% Sun Pharmaceuticals Induries Ltd 4.24% Hinduan Unilever Ltd 4.21% ICICI Bank Ltd 3.85% Hinduan Petroleum Corporation Ltd 3.48% Zee Entertainment Enterprises Ltd 3.38% Maruti Suzuki India Ltd 3.23% Oer Equities 45.71% Equity Holding Total 90.73% Cash & Oer Receivables 9.27% Allocation - Top 10 Sectors^ Banks 19.26% Pharmaceuticals 12.49% Software 10.91% Petrol Products 9.02% Auto 7.29% Auto Ancillaries 6.47% Media & Ent. 4.51% Finance 4.45% Cons. N-Durables 4.21% Power 3.63% Oer Sectors 8.50% 0% 10% 20% 30% ^Indurywise classification as recommended by AMFI Invement Strategy Diversified portfolio of rong grow companies at reasonable price. No bias towards any eme or yle. Portfolio will comprise of companies: Having robu busines models Enjoying suainable competitive advantage Having high return ratios 6 Mirae Asset Global Invements

8 MIRAE ASSET INDIA CHINA CONSUMPTION FUND - (MAICCF) (An open ended equity oriented scheme) Monly Factsheet as on January 2016 Fund Managers NetAUM ( ` Cr.) Mr. Neelesh Surana, Mr. Sumit Agrawal and Ms. Bharti Sawant 29 March, 2011 S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index Grow Option Regular Plan Grow Option Direct Plan ` ` ` ` Ratios (Annualised) Volatility 13.20% Beta 0.91 R Squared 0.69 Sharpe Ratio 0.58 Portfolio Turnover Ratio^ 0.61 Please refer la page for details. Dividend Hiory Record Date Dividend Face Cum (`) Value (`) NAV (`) 11-Dec per Unit Mar per Unit Mar per Unit Jan per Unit Pa Performance may or may not suained infuture. Pursuant to payment of dividend e NAV of e dividend option of e scheme will fall to e extent of payout and atutory levy (if applicable). Dividend hiory is for MAICCF - Regular Plan - Invement Philosophy: The fund gives inveors a chance to inve in two of e world s fae growing countries in one go, wi India portion being more an 65% of e total portfolio. The fund inves in sectors which may benefit directly or indirectly from consumption led demand in India and China. The invement is focused on businesses which have suainable competitive advantages as is reflected in e return on invement, grow profile, etc. Portfolio Top 10 holdings Equity Shares (Domeic & International Equities) % Allocation HDFC Bank Ltd 7.88% ICICI Bank Ltd 4.95% Maruti Suzuki India Ltd 4.52% IndusInd Bank Ltd 4.50% Hinduan Unilever Ltd 4.40% Tencent Holdings 4.26% Asian Paints Ltd 4.15% Zee Entertainment Enterprises Ltd 3.85% Hinduan Petroleum Corporation Ltd 3.60% Amara Raja Batteries Ltd 3.25% Oer Equities 54.92% Equity Holding Total 98.87% Cash & Oer Receivables 1.13% 20.81% Country Allocation 1.13% 78.05% India China Cash & Oer Receivables Allocation - Top Holdings Domeic Equities Sectoral Allocation^ (Top 5 holdings) Cons. N-Durables Banks Auto Auto Ancillaries Transportation Oer Sectors 3.93% 6.78% 4.19% 19.92% 19.21% ^Indurywise classification as recommended by AMFI Allocation - Top Holdings International Equities Sectoral Allocation^ (Top 5 holdings) Internet & Services Life & Heal Ins. Luxury Goods Pharmaceuticals Computer Hardware 0% 5% 10% 15% 20% 25% Oer 2.23% 1.40% 1.16% 2.85% 5.47% 24.02% 7.70% 0% 2% 4% 6% 8% 10% ^Indurywise classification as recommended by AMFI Performance Report NAV at e end of e period MAICCF Scheme Benchmark # S&P BSE Sensex** % -1.72% -5.03% % 24.70% 29.89% % 16.55% 8.98% Since Inception(CAGR)- 31 December % 15.03% 6.77% ,829 19,479 13,659 Index Value of benchmark is and Index value of S&P BSE Sensex is 26, March, 2011 Scheme Benchmark # S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index Pa Performance may or may not suained in future. Note : For computation of since inception returns (%) e allotment NAV has been taken as ` The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No. 13 & 14 ~ Value of Invement of `10,000/- Inveed in e Scheme.**AdditionalAlternate Benchmark. All e performances shown on is page are for MAICCF - Regular Plan - Grow Option 7 Mirae Asset Global Invements

9 MIRAE ASSET GLOBAL COMMODITY STOCKS FUND - (MAGCSF) (An open ended equity fund) Monly Factsheet as on January 2016 Fund Managers Mr. Gopal Agrawal and Ms. Bharti Sawant 20 Augu, 2008 S&P Global Natural Resources Index 6.29 Grow Option Regular Plan Grow Option Direct Plan ` ` ` ` Ratios (Annualised) Volatility 17.04% Beta 0.95 R Squared 0.81 Sharpe Ratio# Portfolio Turnover Ratio^ 0.00 Please refer la page for details. Portfolio Top 10 holdings Equity Shares (Domeic & International Equities % Allocation Reliance Induries Ltd 14.49% Oil & Natural Gas Corporation Ltd 8.63% Cnooc Ltd 6.87% BHP Billiton Ltd 6.68% China Petroleum -H- 5.99% Petrochina Company Ltd 5.52% AMCOR Ltd 5.03% Woodside Petroleum Ltd 4.91% Coal India Ltd 4.83% Rio Tinto Ltd 3.88% Oer Equities 32.75% Equity Holding Total 99.58% Cash & Oer Receivables 0.42% Domeic Equities Sectoral Allocation ^ Petrol Products Oil Minerals/Mining Non - Ferrous Metals 4.83% 3.51% 10.44% 17.89% 0% 5% 10% 15% 20% ^Indurywise classification as recommended by AMFI Invement Philosophy: Country Allocation International Equities Sectoral Allocation ^ The Fund offers inveors access to commodity as an asset class by way of invements into commodity ocks of leading global companies involved directly or indirectly wi e commodities business. The fund primarily inves in ocks in Asia Pacific markets and emerging markets us offering inveors an avenue to diversify beyond local boundaries. 6.57% 2.90% 2.50% 3.49% 36.68% Oil & Gas Integrated Oil & Gas Metals & Mining 17.37% 12.98% 11.86% 20.98% Paper Packaging 5.83% Commodity Chemicals 4.98% 26.46% Oers 9.87% India Auralia Hong Kong Korea 0% 5% 10% 15% 20% China Papua New Guinea Oers ^Indurywise classification as recommended by GICS. Performance Report NAV at e end of e period MAGCSF Scheme Benchmark # S&P BSE Sensex** % % -5.03% % -2.88% 29.89% % % 8.98% % -2.30% 8.14% ,620 8,428 17,793 Index Value of benchmark is and Index value of S&P BSE Sensex is 26, Augu, 2008 Scheme Benchmark # S&P Global Natural Resources Index Pa Performance may or may not suained in future. Note : For computation of since inception returns (%) e allotment NAV has been taken as ` The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No. 13 & 14 ~ Value of Invement of `10,000/- Inveed in e Scheme.**AdditionalAlternate Benchmark. All e performances shown on is page are for MAGCSF - Regular Plan - Grow Option 8 Mirae Asset Global Invements

10 MIRAE ASSET CHINA ADVANTAGE FUND - (MACAF) (An open ended fund of fund scheme) Monly Factsheet as on January 2016 Fund Manager Ms. Bharti Sawant Grow Option Regular Plan Grow Option Direct Plan 05 November, 2009 MSCI China (in INR Terms) ` ` ` ` Ratios (Annualised) Volatility 21.26% Beta 0.92 R Squared 0.89 Sharpe Ratio# Please refer la page for details. Invement Philosophy: The Fund inves in an underlying fund, which inves in equities of sector leading companies domiciled in, or exercising a large portion, of eir economic activity in China and Hong Kong. The fund gives inveors an opportunity to inve in China companies wi high invement potential. The emphasis on market leaders gives e fund a bias towards large/mid-cap names. Fund is positioned to take advantages of e grow opportunities related to e secular and ructural changes in China. Portfolio Top 10 holdings Mutual Fund Units & ETF % Allocation Mirae Asset China Sector Leader Equity Fund 99.28% Total Alocation to International Mutual Fund Units 99.28% Cash & Oer Receivables 0.72% Equity Share holding of e underlying fund As on 31 December, 2015 Ping An Insurance 8.30% Tencent 6.80% Xinyi Solar Holdings Ltd. 5.90% Great Wall Motor Co., Ltd. 5.10% China Life Insurance Co. Ltd. Class H 4.80% Sihuan Pharmaceutical 4.40% Alibaba Group Holding Ltd. Sponsored ADR 3.80% Sinotrans Air Transportation Development Co. Ltd Class A 3.50% ICBC 3.40% Ctrip.com Intertional Ltd Sponsored ADR 3.40% Oers 50.60% The underlying Fund Holdings are given wi a 1 mon lag as per e internal portfolio holding release guidelines for SICAV Funds Allocation - Top 10 Sectors^ (Underlying Fund) Financial 22.60% IT 19.30% Cons. Discretionery 15.10% Healcare 11.90% Indurials 7.20% Consumer Staples 5.60% Utilities 5.10% Energy 1.90% Cash 11.30% 0% 5% 10% 15% 20% 25% ^Indurywise classification as recommended by GICS. Market Capitalization Allocation (Figures in USD Billion) Large Cap: (USD >10Bln) 43.90% Mid Cap: (USD 2-10Bln) 41.10% Small Cap: (USD < 2Bln) 3.60% Cash 11.30% Performance Report NAV at e end of e period MACAF MSCI China(INR) S&P BSE Sensex** % -5.18% -5.03% % 6.63% 29.89% % 13.08% 8.98% % 4.69% 8.22% ,437 13,137 16,259 Index value for benchmark is and Index value of S&P BSE Sensex is 26, November, 2009 Scheme Benchmark MSCI China(INR) Pa Performance may or may not suained in future. Note : For computation of since inception returns (%) e allotment NAV has been taken as ` The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No.13 & 14 ~ Value of Invement of `10,000/- Inveed in e Scheme.**AdditionalAlternate Benchmark. All e performances shown on is page are for MACAF - Regular Plan - Grow Option 9 Mirae Asset Global Invements

11 MIRAE ASSET CASH MANAGEMENT FUND - (MACMF) (An open ended liquid scheme) CRISIL AAAmfs Rated ~ Monly Factsheet as on January 2016 Fund Manager Mr. Yadnesh Chavan 12 January, 2009 Crisil Liquid Fund Index Regular Plan Grow Option ` Direct Plan Grow Option ` Quantitative Data Weighted Average Maturity Days Modified Duration 0.06 Years Yield to Maturity 7.32% Dividend Hiory Record Date Dividend Face Cum (`) Value (`) NAV ( `) 24-Nov Per Unit , Dec Per Unit , Jan Per Unit , Pa Performance may or may not suained infuture. Pursuant to payment of dividend e NAV of e dividend option of e scheme will fall to e extent of payout and atutory levy (if applicable). Dividend hiory is for MACMF - Regular Plan - Portfolio Top 10 holdings % Allocation Rating Profile Certificate of Deposit Canara Bank (04/03/2016) 22.77% Oriental Bank of Commerce (18/02/2016) 11.42% ICICI Bank Ltd (11/02/2016) 5.72% Punjab & Sind Bank (08/02/2016) 5.72% Sou Indian Bank Ltd (22/02/2016) 5.70% Corporation Bank (03/03/2016) 5.69% Certificate of Deposit Total 57.02% Commercial Paper Reliance Capital Ltd (26/02/2016) 11.39% HDFC Ltd (10/03/2016) 11.26% Commercial Paper Total 22.65% Corporate Bond 9.10% HDFC Ltd (22/02/2016) 5.73% Corporate Bond Total 5.73% CBLO / Repo 14.34% Net Receivables / (Payables) 0.27% Cash & Oer Receivables Total 14.60% 5.73% 14.60% Allocation 79.67% A1+ AAA Cash & Oer Receivables 14.60% 5.73% The fund is positioned at e low end of e risk return scale Invement Strategy Product offering wi minimal intere rate risk Maintaining High Liquidity: Since e underlying invements will be in Bank CDs, Overnight inruments / CBLO and oer debt inruments linked to short end rates, e fund manager can redeem inruments at a short notice The fund will try to maintain average maturity of around days. *This scheme is not an assured returns scheme % 22.65% Certificate of Deposits Commercial Paper Cash & Oer Receivables Corporate Bond Performance Report NAV at e end of e period MACMF CRISIL Liquid Fund Index Crisil 1 Year T-Bill** La 7 Days till 31 December % 0.17% 0.11% La 15 Days till 31 December % 0.34% 0.27% La 30 Days till 31 December % 0.60% 0.51% % 8.23% 8.22% % 9.21% 8.56% % 9.03% 5.86% % 7.56% 6.08% Since Inception - 31 December (Value INR)~ , , , Index Value of benchmark is 2, and Index value of Crisil 1 Year T-Bill is 4, January, 2009 Scheme Benchmark CRISIL Liquid Fund Index Pa Performance may or may not suained in future. $ For computation of since inception returns (%) e allotment NAV has been taken as ` (%) for less an 1 year calculated on simple annualized basis. The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No. 15. **AdditionalAlternate Benchmark.* Value of Invement of `10,000/- inveed in e Scheme. All e performances shown on is page are for MACMF - Regular Plan - Grow Option 10 Mirae Asset Global Invements

12 MIRAE ASSET ULTRA SHORT TERM BOND FUND - (MAUSTBF) (An open ended debt scheme) Monly Factsheet as on January 2016 Fund Manager Mr. Yadnesh Chavan 5 March, 2008 Crisil Liquid Fund Index Savings Plan Grow Option ` Direct Plan Grow Option ` Quantitative Data Weighted Average Maturity Days Modified Duration 0.15 Years Yield to Maturity 7.44% Dividend Hiory Record Date Dividend Face Cum (`) Value (`) NAV (`) 24-Nov per unit , Dec per unit , Jan per unit , Pa Performance may or may not suained infuture. Pursuant to payment of dividend e NAV of e dividend option of e scheme will fall to e extent of payout and atutory levy (if applicable). Dividend hiory is for MAUSTBF - Regular Plan - Invement Strategy Portfolio Top 10 holdings Certificate of Deposit Syndicate Bank (26/02/2016) 6.32% Andhra Bank (04/03/2016) 6.31% Canara Bank (04/03/2016) 6.31% Bank of India (09/06/2016) 6.17% Andhra Bank (09/08/2016) 6.09% Axis Bank Ltd (27/10/2016) 6.00% Indusind Bank Ltd (05/02/2016) 1.95% Certificate of Deposit - Total 39.15% Corporate Bond 9.62% Power Fin Corp Ltd (29/06/2016) 6.37% 9.60% HDFC Ltd (07/04/2016) 5.71% Corporate Bond Total 12.08% Commercial Paper % Allocation HDFC Ltd (10/03/2016) 0.13% Commercial Paper Total 0.13% CBLO / Repo 47.22% Net Receivables / (Payables) 1.42% Cash & Oer Receivables Total 48.65% Rating Profile 12.08% 48.65% 39.28% A1+ AAA Cash & Oer Receivables Allocation 0.13% 12.08% 48.65% MAUSTBF is positioned between liquid funds and short-term plans wi respect to e risk-return matrix. In terms of credit quality, e fund aims to primarily inve in a mix of highe rated inruments(i.e A1+ for money market inruments, AAA for corporate bonds category) The fund will try to position itself in e high quality and medium / low intere rate sensitive debt securities. The fund will try to maintain average maturity of around days % Certificate of Deposits Commercial Paper Corporate Bond Cash & Oer Receivables Performance Report NAV at e end of e period Crisil Liquid MAUSTBF Fund Index Crisil 1 Year T-Bill** % 8.23% 8.22% % 9.21% 8.56% % 9.03% 5.86% % 7.72% 6.42% , , , Index Value of benchmark is 2, and Index value of Crisil 1 Year T-Bill is 4, March, 2008 Scheme Benchmark CRISIL Liquid Fund Index Pa Performance may or may not suained in future. $ For computation of since inception returns (%) e allotment NAV has been taken as ` (%) for less an 1 year calculated on simple annualized basis. The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No. 15. **AdditionalAlternate Benchmark.* Value of Invement of `10,000/- inveed in e Scheme. All e performances shown on is page are for MAUSTBF - Savings Plan - Grow Option 11 Mirae Asset Global Invements

13 MIRAE ASSET SHORT TERM BOND FUND - (MASTBF) (An open ended debt fund) Monly Factsheet as on January 2016 Portfolio Top 10 holdings % Allocation Rating Profile Fund Manager 3.94 Mr. Yadnesh Chavan rd 3 Augu, 2009 CRISIL Short Term Debt Index Regular Plan Grow Option ` Direct Plan Grow Option ` Quantitative Data Weighted Average Maturity 9.88 Days Modified Duration 0.02 Years Yield to Maturity 7.30% Corporate Bond 9.60% HDFC Ltd (07/04/2016) 12.68% Corporate Bond - Total 12.68% Certificate of Deposit Indusind Bank Ltd (05/02/2016) 12.67% Certificate of Deposit - Total 12.67% CBLO / Repo 74.16% Net Receivables / (Payables) 0.49% Cash & Oer Receivables Total 74.65% 12.68% 12.67% 74.65% Dividend Hiory Record Date Dividend Face Cum (`) Value (`) NAV (`) 24-Nov per unit Dec per unit Jan per unit Pa Performance may or may not suained infuture. Pursuant to payment of dividend e NAV of e dividend option of e scheme will fall to e extent of payout and atutory levy (if applicable). Dividend hiory is for MASTBF - Regular Plan - Invement Strategy The fund shall endeavor to capture e debt market returns based on evolving rate and macroeconomic environment The fund aims to benefit from current higher yields and potential trending down in yields in medium term. In terms of credit quality, e fund aims to inve in a mix of highe rated (P1+/A1+) debt/money market inruments at e short end and AAA and AA category at long end. The fund will try to position itself in e high quality and medium intere rate sensitive debt securities. The fund management team will primarily use a top down approach for taking intere rate view, sector allocation along wi bottom up approach for security, inrument selection. The bottom up approach will assess e quality of e security/inrument (including e financial heal of e issuer) as well as liquidity of e security. AAA A1+ Cash & Oer Receivables Allocation 12.67% 12.68% 74.65% Corporate Bond Certificate of Deposits Cash & Oer Receivables Performance Report NAV at e end of e period CRISIL Short Term MASTBF Bond Fund Index Crisil 1 Year T-Bill** % 8.66% 8.22% % 10.47% 8.56% % 8.27% 5.86% % 7.92% 6.25% , , , Index Value (31 December, 2015) Index Value of benchmark is 2, and Index value of Crisil 1 Year T-Bill is 4, rd 03 Augu, 2009 Scheme Benchmark CRISIL Short Term Bond Fund Index Pa Performance may or may not suained in future. $ For computation of since inception returns (%) e allotment NAV has been taken as ` (%) for less an 1 year calculated on simple annualized basis. The performance of oer funds managed by e same fund managers are given in e respective page of e schemes and on page No. 15. **AdditionalAlternate Benchmark.* Value of Invement of `10,000/- inveed in e Scheme. All e performances shown on is page are for MASTBF - Regular Plan - Grow Option 12 Mirae Asset Global Invements

14 FUND PERFORMANCE For all Equity Funds Monly Factsheet as on January 2016 Performance of funds managed by Gopal Agrawal, Neelesh Surana, Sumit Agrawal & Bharti Sawant (Overseas Invements) Mirae Asset India Opportunities Fund (MAIOF) - Fund Manager - Neelesh Surana & Sumit Agrawal NAV (` per unit) MAIOF S&P BSE 200 S&P BSE Sensex** % -1.48% -5.03% % 35.47% 29.89% % 4.38% 8.98% % 7.72% 7.10% ,349 17,790 17,022 Index Value of S&P BSE 200 is and Index value of S&P BSE Sensex is 26, April, 2008 Scheme Benchmark S&P BSE 200 Mirae Asset India Opportunities Fund (MAIOF) - SIP Performance SIP Invement Since Inception 5 Years 3 Years 1 Year Total Amount Inveed 92,000 60,000 36,000 12,000 Mkt Value as of 31 December, ,97,705 97,289 49,042 11,971 Fund Return (CAGR)*(%) Benchmark Return (CAGR)*(%) (S&P BSE 200) Add. Benchmark Return (CAGR)*(%) (S&P BSE Sensex) 19.45% 11.05% 9.66% 19.42% 11.37% 9.22% 21.15% 11.40% 7.60% -0.44% -5.92% -9.18% Mirae Asset Emerging Bluechip Fund (MAEBF) - Fund Manager - Neelesh Surana NAV (` per unit) MAEBF Nifty Midcap 100 S&P BSE Sensex** % 6.46% -5.03% % 55.91% 29.89% % -5.10% 8.98% % 9.12% 7.21% ,796 16,138 14,645 Index Value of Nifty Midcap 100 is 13, and Index value of S&P BSE Sensex is 26, July, 2010 Scheme Benchmark Nifty Midcap 100 Mirae Asset Emerging Bluechip Fund (MAEBF) - SIP Performance SIP Invement Since Inception 5 Years 3 Years 1 Year Total Amount Inveed 65,000 60,000 36,000 12,000 Mkt Value as of 31 December, ,43,732 1,29,454 61,319 12,721 Fund Return (CAGR)*(%) 29.60% 31.35% 37.85% 11.33% Benchmark Return (CAGR)*(%) ( Nifty Midcap 100) 15.94% 17.49% 22.62% 3.57% Add. Benchmark Return (CAGR)*(%) (S&P BSE Sensex) 8.70% 9.22% 7.60% -9.18% Mirae Asset India-China Consumption Fund (MAICCF) - Fund Manager - Neelesh Surana, Sumit Agrawal & Bharti Sawant (Overseas Invements) NAV at e end of e period MAICCF Scheme Benchmark # S&P BSE Sensex** % -1.72% -5.03% % 24.70% 29.89% % 16.55% 8.98% % 15.03% 6.77% ,829 19,479 13,659 Index Value of benchmark is and Index value of S&P BSE Sensex is 26, March, 2011 Scheme Benchmark # S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index 13 Mirae Asset Global Invements

15 FUND PERFORMANCE For all Equity Funds (contd...) Monly Factsheet as on January 2016 Performance of funds managed by Gopal Agrawal, Neelesh Surana, Sumit Agrawal & Bharti Sawant (Overseas Invements) Mirae Asset Global Commodity Stocks Fund (MAGCSF) - Fund Manager - Gopal Agrawal & Bharti Sawant (Overseas Invements) NAV at eend of e period MAGCSF Scheme Benchmark # S&P BSE Sensex** % % -5.03% % -2.88% 29.89% % % 8.98% % -2.30% 8.14% ,620 8,428 17,793 Index Value of benchmark is and Index value of S&P BSE Sensex is 26, Augu, 2008 Scheme Benchmark # S&P Global Natural Resources Index Mirae Asset China Advantage Fund (MACAF) - Fund Manager - Bharti Sawant NAV at e end of e period MACAF Scheme Benchmark # S&P BSE Sensex** % -5.18% -5.03% % 6.63% 29.89% % 13.08% 8.98% % 4.69% 8.22% ,437 13,137 16,259 Index value for benchmark is and Index value of S&P BSE Sensex is 26, November, 2009 Scheme Benchmark # MSCI China(INR) Pa Performance may or may not suained in future. $ For computation of since inception returns (%) e allotment NAV has been taken as ` In case, e art / end date of e concerned period is a non-business date (NBD), e NAV of e previous date is considered for computation of returns. Load is not considered for computation of return. The calculations of returns shall assume reinvement of all payouts at e en prevailing NAV. provided are for Regular Plan-Grow Option. Return(%) for less an 1 year are calculated on simple annualized basis. CAGR - Compounded Annualised Grow returns. *As per SEBI andard on performance disclosure, returns in INR terms based on a andard invement of `10,000/- have been shown only for Schemes at have been in exience for more an ree years. NAV (per unit) is at e end of e period. **Alternate Scheme - Benchmark. SIP Invement Amount per Mon = `1,000/-. SIP Valuation Date = 31 December, The returns are calculated by XIRR approach assuming invement of `1000/- on e 1 working day of every mon S&P Disclaimer: S&P BSE 200 (65%) & S&P Asia Pacific Emerging BMI (35%) Index (e Index ) are e exclusive property of S&P Opco. LLC, a subsidiary of S&P Dow Jones Indices LLC ( S&P Dow Jones Indices ) and / or its affiliates. MiraeAsset Global Invements (India) Pvt. Ltd. has contracted wi S&P Down Jones Indices to calculate and maintain e Index. Neier S&P Dow Jones Indices nor any of its affiliates shall be liable to MiraeAsset Global Invements (India) Pvt. Ltd. for any loss or damage, direct, indirect or consequential, arising from (i) any inaccuracy or incompleteness in, or delays, interruptions, errors or omission in e delivery of, e Index or any data related ereto or (ii) any decision made or action taken by Mirae Asset Global Invements (India) Pvt Ltd in reliance upon such Index and / or data. Neier S&P Dow Jones Indices nor its affiliates shall be liable to Mirae Asset Global Invements (India) Pvt. Ltd. for loss of business revenues, lo profits or any punitive, indirect, consequential, special or similar damages whatsoever, wheer in contract, tort or oerwise, even if advised of e possibility of such damages. MiraeAsset Global Invements (India) Pvt. Ltd. expressly acknowledges at S&P Dow Jones Indices and its affiliates do not make any warranties, express or implied, wi respect to e Index and / or its related data, including, wiout limitation, (i) any warranties wi respect to e timeliness, sequence, accuracy, completeness currentness, merchantability, quality or fitness for a particular purpose of such Index and / or data or (ii) any warranties as to e results to be obtained by e MiraeAsset Global Invements (India) Pvt. Ltd. or any oer person or entity in connection wi use of such Index and / or data. 14 Mirae Asset Global Invements

16 FUND PERFORMANCE For all Debt Funds Monly Factsheet as on January 2016 Performance of funds managed by Mr. Yadnesh Chavan Mirae Asset Cash Management Fund (MACMF) NAV at e end of e period MACMF Crisil Liquid Fund Index Crisil 1 Year T-Bill** La 7 Days till 31 December % 0.17% 0.11% La 15 Days till 31 December % 0.34% 0.27% La 30 Days till 31 December % 0.60% 0.51% % 8.23% 8.22% % 9.21% 8.56% % 9.03% 5.86% % 7.56% 6.08% Since Inception - 31 December (Value INR)~ , , , Index Value of benchmark is 2, and Index value of Crisil 1 Year T-Bill is 4, January, 2009 Scheme Benchmark CRISIL Liquid Fund Index Mirae Asset Ultra Short Term Bond Fund (MAUSTBF) NAV at e end of e period MAUSTBF CRISIL Liquid Fund Index Crisil 1 Year T-Bill** % 8.23% 8.22% % 9.21% 8.56% % 9.03% 5.86% % 7.72% 6.42% , , , Index Value of benchmark is 2, and Index value of Crisil 1 Year T-Bill is 4, March, 2008 Scheme Benchmark CRISIL Liquid Fund Index Mirae Asset Short Term Bond Fund (MASTBF) NAV at e end of e period MAUSTBF Crisil Short Term Bond Fund Index Crisil 1 Year T-Bill** % 8.66% 8.22% % 10.47% 8.56% % 8.27% 5.86% % 7.92% 6.25% , , , Index Value (31 December, 2015) Index Value of benchmark is 2, and Index value of Crisil 1 Year T-Bill is 4, rd 03 Augu, 2009 Scheme Benchmark CRISIL Short Term Bond Fund Index Pa Performance may or may not suained in future. $ For computation of since inception returns (%) e allotment NAV has been taken as `10.00 for MASTBF and ` for MACMF & MAUSTBF. In case, e art / end date of e concerned period is a non-business date (NBD), e NAV of e previous date is considered for computation of returns. (%) for less an 1 year calculated on simple annualized basis. The calculations of returns shall assume reinvement of all payouts at e en prevailing NAV. provided are for Regular Plan-Grow Option. CAGR - Compounded Annualised Grow returns. *As per SEBI andard on performance disclosure, returns in INR terms based on a andard invement of `10,000/- have been shown only for Schemes at have been in exience for more an ree years. NAV (per unit) is at e end of e period. **Alternate Scheme - Benchmark. For MAUSTBF e returns are for Savings Plan - Grow Option. Fund Manager Experiences** GopalAgrawal has over 14 years of experience in Fund Management Neelesh Surana has over 18 years of experience in Financial Services including Fund Management. Yadnesh Chavan has over 9 years of experience in Invement Indury. SumitAgrawal has over 10 years of experience in invement analysis and research including fund management. Bharti Sawant has 6 years of experience in Equity ResearchAnalysis 15 Mirae Asset Global Invements

17 DISCLAIMERS For Equity Funds: Current Expense Ratio for Grow Option (#) (Effective Date 01 October, 2012) Regular Plan: On e fir 100 crores daily net assets 2.50% On e next 300 crores daily net assets 2.25% On e next 300 crores daily net assets 2.00% On e balance of e net assets 1.75% In addition to e above a charge of 20 bps on e daily net assets; Plus, a proportionate charge in respect sales beyond T-15 cities subject to maximum of 30 bps on daily net assets may also be charged Excluding service tax on Invement Management Fee. For Direct Plans (Effective Date 01 January, 2013)#: The above expense ratio will also be applicable for Direct Plans except at e Direct Plan shall have a lower expense ratio excluding diribution expenses, commission, etc. and no commission for diribution of Units will be paid / charged under Direct Plan. (#) Any change in e expense ratio will be updated on AMC Website. For Liquid / Debt Funds: Current Expense Ratio for Grow Option (#) (Effective Date 01 October, 2012) Regular / Initutional Plan On e fir 100 crores daily net assets 2.25% On e next 300 crores daily net assets 2.00% On e next 300 crores daily net assets 1.75% On e balance of e net assets 1.50% In addition to e above a charge of 20 bps on e daily net assets; Plus, a proportionate charge in respect ales beyond T-15 cities subject to maximum of 30 bps on daily net assets may also be charged Excluding service tax on Invement Management Fee. For Direct Plans (Effective Date 01 January, 2013)#: The above expense ratio will also be applicable for Direct Plans except at e Direct Plan shall have a lower expense ratio excluding diribution expenses, commission, etc. and no commission for diribution of Units will be paid / charged under Direct Plan. (#) Any change in e expense ratio will be updated on AMC Website. For Fund of Funds: Current Expense Ratio for Grow Option (#) (Effective Date 1 October, 2012 is 2.50%) In addition to e above a charge of 20 bps on e daily net assets; Plus, a proportionate charge in respect sales beyond T-15 cities subject to maximum of 30 bps on daily net assets may also be charged *Excluding Service Tax on Invement Management Fees, if any. ** includes expenses charged by e underlying fund as well. For Direct Plans (Effective Date 01 January, 2013)#: The above expense ratio will also be applicable for Direct Plans except at e Direct Plan shall have a lower expense ratio excluding diribution expenses, commission, etc. and no commission for diribution of Units will be paid / charged under Direct Plan. **The inveors, in addition to e above recurring expense shall also bear e recurring expense of e underlying scheme. However e total recurring expenses (including e recurring expense of e underlying scheme) will not exceed 2.7% p.a. (#) Any change in e expense ratio will be updated on AMC Volatility, Beta, R Squared, Sharpe Ratio & Information Ratio are calculated on returns from la ree years Monly data points. # Risk free rate: FBILOVERNIGHT MIBOR as on 29 Jan ^Basis la rolling 12 mon. Dividend is gross dividend. As per current Income Tax Rules, for financial year dividend under equity scheme is tax free in e hands of inveors, whereas for Dividend under Debt schemes applicable dividend diribution tax, if any, needs to be adjued by e AMC. The fiscal rules / tax laws are subject to change. For furer details, please refer to e section titled Taxation in e Statement of Additional Information of Mirae Asset Mutual Fund. In view of e individual nature of tax consequences, each inveor is advised to consult his / her professional tax advisor. For complete dividend hiory details please refer to our website Statutory Details: Sponsor: MiraeAsset Global Invements Company Limited. Truee: MiraeAsset Truee Company Private Limited; Invement Manager: MiraeAsset Global Invements (India) Private Limited. Mirae Asset India Opportunities Fund (MAIOF) Inruments Indian Equities and Equity Related Securities* Money market inruments/debt securities Inruments** (Including upto 25% of corpus in securitized debt) Mirae Asset Emerging Bluechip Fund (MAEBF) Inruments Indian Equities and Equity Related Securities* of companies, which are not part of e top 100 ocks by market capitalization and have market capitalization of atlea Rs.100 Crores at e time of invement Oer Indian Equities and Equity Related Securities.* Money market inruments (including CBLO)/debt securities Inruments** (Including upto 20% of corpus in securitized debt) Mirae Asset Prudence Fund (MAPF) Inruments Equityand EquityRelated Inruments* Companies which are among e top 100 companies by market capitalization at e time of invement Companies which are not among e top 100 companies by market capitalization at e time of invement Debt & Money Market Inruments Mirae Asset India-China Consumption Fund (MAICCF) Inruments Indian Equities and Equity Related Securities of companies at are likely to benefit eier directly or indirectly from consumption led demand.* Chinese Equities and Equity Related Securities of companies at are likely to benefit eier directly or indirectly from consumption led demand* Money market inruments (including CBLO)/debt securitiesinruments and/or units of debt/liquid schemes of domeic Mutual Funds " Mirae Asset Short Term Bond Fund (MASTBF) Inruments "Money Market Inruments and debt inruments wiresidual maturity and repricing tenor not exceeding 18 mons Debt Inruments wi residual maturity and repricingtenor exceeding 18 mons Asset Allocation 65% 100% High 0% 35% Low to Medium 65% 100% High 0% 35% Low 0% 35% Low to Medium 65% 80% High 65% 80% 0% 15% 20% 35% Medium 65% 90% High 10% 35% High 0% 25% Low to Medium 20% 100% Low 0% 80% Low to Medium Transparency: The NAVs of all e above funds will be calculated at e close of every working day and shall be published in two daily newspapers and on e AMC / AMFI website. ~ Crisil Disclaimer: ACrisil credit quality rating on a bond fund reflects Crisil s current opinion on e degree of protection offered by e rated inrument from losses related to credit defaults. It does not conitute an audit by Crisil of e fund house, e scheme, or companies in e scheme s portfolio. Crisil ratings are based on information provided by e issuer or obtained by Crisil from sources it considers reliable. Crisil does not guarantee e completeness or accuracy of e information on which e rating is based.acrisil rating is not a recommendation to buy, sell or hold e rated scheme. It does not comment on e market price or suitability for a particular inveor.all Crisil ratings are under surveillance.the assigned rating CrisilAAAmfs is valid only for MiraeAsset Cash Management Fund.The rating of Crisil is not an opinion on easset Management Company s willingness or ability to make timely payments to e inveor.the rating is also not an opinion on e ability of e NAV of e Fund, which could vary wi market developments. Crisil reserves e right to suspend, widraw or revise its rating at any time, on e basis of any new information or unavailability of information or any oer circumances, which Crisilbelieves may have an impact on e rating. Mutual Fund invements are subject to market risks, read all scheme related documents carefully Mirae Asset China Advantage Fund (MACAF) Inruments Units of Mirae Asset China Sector Leader Equity Fund and/or units of oer mutual fund schemes, units of ETFs inveing in equities and equity related securities of companies domiciled in or having eir area of primary activity in China and Hong Kong* Money market inruments/debt securities Inruments** and/or units of debt/liquid schemes of domeic Mutual Funds. Mirae Asset Global Commodity Stocks Fund (MAGCSF) Inruments "Asia Pacific and/or Emerging Markets Equities and Equity Related Securities (excluding Indian equities and equities related securities) of companies at are engaged in commodity and commodities related sectors/sub sectors/induries *" Indian Equities and Equity Related Securities, including but not limited to ose at are engaged in commodity and commodities related sectors/ sub sectors/induries * Money market inruments/debt securities Inruments**(Including upto 25% of corpus in securitized debt)" Mirae Asset Ultra Short Term Bond Fund (MAUSTBF) Inruments "Money Market Inruments and debt inruments wiresidual maturity and repricing tenor not exceeding1 year." Debt Inruments wi residual maturity and repricingtenor exceeding 1 year* (including Securitized Debt upto 50% of net assets)." Mirae Asset Cash Management Fund (MACMF) Inruments "Money Market Inruments (including Cash, Reverse Repo,CBLO) MIBOR & MIBOR linked inruments." Debt Inruments wi residual maturity upto 91 days only MIRAE ASSET TAX SAVER FUND - (MATSF) Inruments Equity and Equity Related Inruments* Debt Inruments, Money Market Inruments, G-Secs, Cash, CBLO, Reverse Repo etc. 80% 100% High 0% 20% Low to Medium 65% 100% High 0% 35% High 0% 35% Low to Medium 50% 100% Low 0% 50% Low to Medium 20% 100% Low 0% 80% Medium 80% 100% High 0% 20% Low to Medium (Mon to Fri am to 5.30 pm) Unit No. 606, 6 Floor, Windsor Building, Off C.S.T. Road, Kalina, Santacruz (Ea) - Mumbai Mirae Asset Global Invements