MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

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1 Scan QR Code with your mobile and learn more. If you don t have the QR reader, simply download one of the many free applications available for your handset!!! Factsheet February 2013 Discover the 5 advantages of ELSS. Invest in ELSS - An open-ended Equity Linked Savings Scheme to get tax benefits and harness the potential upside of investing in the equity market. For more information, please refer page 2 MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

2 Don't wait. The time will never be just right - Napoleon Hill Why wait till the last minute to do tax management. An Equity Linked Savings Scheme (ELSS) presents an easy way to obtain tax benefits and an opportunity to harness the potential upside of investing in the equity market. Discover the 5 advantages of ELSS. Invest in ELSS - An open-ended Equity Linked Savings Scheme to get tax benefits and harness the potential upside of investing in the equity market. 5 advantages of ELSS 1. Tax saving benefits up to `1 lakh under section 80C of Income Tax Act, Tax-free dividends (during the period, if any ) and tax-free profits on redemption of units (after the lock-in period) 3. Shortest lock-in period of 3 years as compared to traditional tax-saving options like PPF, NSC etc, under section 80C 4. Seeks long term capital appreciation by investing in equity and equity related instruments 5. Follows a Quant-based portfolio modeling process a systematic approach to stock picking based on Growth, Quality, Valuation and Performance. Also makes the most of the market opportunities with an investment universe of securities which are constituents of CNX 500 Index Why ELSS versus other investment options? Particulars Lock - in Period Min. Investment (`) Max Investment for 80C benefit (`) (%) Yearly Taxation of Income Public Provident (PPF)* 15 years 500 1,00,000 Fixed Tax Free *Source: Who should invest in ELSS? Who should invest in ELSS? National Saving Certificate(NSC)* 5-10 years 100 1,00,000 Fixed Taxable Tax Saving Term Deposit with Bank Unit Linked Insurance Plan (ULIP) Equity Linked Savings Scheme (ELSS) 5 years 5 years 3 years 10,000 Premium 500 dependent 1,00,000 1,00,000 1,00,000 Fixed Market Linked Market Linked Taxable Variable as per Tax Free (dividend & long Income Tax Law term capital gains) 1. Investors looking for tax deductions under Section 80C 2. Investors having an investment horizon of 3 years or more 3. Investors looking for wealth creation over a long period STP / SIP Options Scheme Details Frequency Daily Weekly / Monthly Minimum Investment Amount `300/- & in multiples of `1/- thereafter `500/- & in multiples of `1/-thereafter Minimum Application Amount / Minimum Additional Investment Amount Minimum of `500/- and in multiples of `500/- thereafter MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

3 Index Markets & Beyond Equity Market Outlook Debt Market Outlook PAGE NO. 4 5 Equity s Absolute Return * An Open-ended Equity Scheme (*The Scheme is an equity-oriented Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns) Diversified Growth Equity Top 100 (E.D.G.E. Top 100) An Open-ended Equity Scheme ELSS An Open-ended Equity Linked Savings Scheme Select Midcap An Open-ended Equity Scheme Equity Enhancer An Open-ended Equity Scheme PAGE NO Fixed Income s Liquid An Open-ended Liquid Scheme Ultra Short Term Bond An Open-ended Debt Scheme Short Term Income An Open-ended Income Scheme Gilt An Open-ended Gilt Scheme Monthly Income Plan An Open-ended Income Scheme Monthly income is not assured and is subject to availability of distributable surplus. PAGE NO

4 Markets & Beyond EQUITY MARKET OUTLOOK WHAT WE SAID LAST TIME MACRO-ECONOMIC INDICATORS The remainder of the earnings season as well as the budget session will be December IIP was weaker at -0.6% YoY vs. -0.1% YoY in November closely watched. With elections coming closer, market is anticipating the indicating slow down. government to give a populist budget in the month. January WPI inflation dropped to 6.62% YoY vs. 7.18% in December Despite decrease in jobless claims, US economy is finding it difficult to Repo rate and CRR remained flat at 7.75% and 4.00% respectively maintain its momentum with growing trade imbalances. China's improving manufacturing sector is likely to impact commodity prices. Eurozone January exports increased to 0.8% YoY while imports were at 6.1% YoY, continues to be a cause of concern in the coming month with Italy's political slightly improving CAD uncertainty and the increasing deficits in Spain forcing Government to stop pensions. UK just barely managed to avoid a triple-dip recession, post the disappointing third quarter GDP. MARKET ACTIVITY AND VALUATION We lower the range /5750 to 6000/6150 for the coming month, Performance of Nifty Sectors: barring tail event. CYTD 2013 February 2013 WHAT HAPPENED? Markets corrected in the month of February, starting at 6000 and ending below This was led in parts by disappointing earnings season, concerns over US sequestration cuts to check fiscal deficits, Italian political unrest, lower than expected quarterly India GDP growth (4.5%) and disappointing FY 14 Budget. Industrial Production saw contraction Y-o-Y by 0.60% in December, further substantiating the slowdown in growth. Finance Ministry, chasing fiscal consolidation, had little room to incentivize growth in the FY13 Budget presented in February end. Though the budget curtailed next year's fiscal deficit projection to 4.8% from 5.2% this fiscal, it disappointed with no major pro growth reform to support the investment Top Performers Bottom Performers climate. Also, it fell short in taking any firm step on tax reforms. Flows: Performance of Size Indices: Index Nifty Nifty Junior CNX Midcap IT (21.7%) Telecom (1.8%) Industrial Manufacturing (-14.6%) Metals (-19.3%) CYTD % -7.1% -11.3% IT (6.6%) Textiles (-1.7%) Industrial Manufacturing (-14.2%) Metals (-15.0%) February % -6.6% -9.8% Globally, the US government failed to reach any consensus to replace the sequestration cuts and announced spending cuts across Government programs. A sequential drop in US PMI in February reflected industries' 30,000 25,000 FII Flows concerns over slowing growth. After few months of improvement, China's 20,000 manufacturing sector also saw a slowdown in growth in February with a lower than expected PMI of 50. Eurozone worries came to the fore again, with Italy's elections resulting in a hung parliament and thus creating Rs. (Cr.) 15,000 10,000 uncertainty over the future of currently running austerity programs. 5,000 0 OUTLOOK FOR THE COMING MONTH Due to concerns over Government's optimistic borrowing estimates of Rs. - 5,000 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb Trillion in the budget, the interest rates would likely remain on the higher side, impacting private sector investments. Market is now looking up to RBI to aid growth recovery via policy rates in its March month review. Valuation and earnings estimates: The US government spending cuts are likely to result in slower growth. Fed's ongoing discussion on how and when to bring an end to QE has led to a slight quiver in the bond markets in US. Euro zone woes can re surface in the current environment where the market has taken a beating in the previous month. Nifty is currently trading at 15.5X/16.0X forward 1Y PE multiple which is in line with its long term average. Source: Bloomberg, SEBI, Internal research as of March 4, 2013 We lower the range /5650 to 5850/6000 for the coming month, barring tail event. 4

5 Markets & Beyond DEBT MARKET OUTLOOK WHAT WE SAID LAST TIME As we said last month, the major focus will be on the FY Budget, the liquidity scenario due to the advance tax outflow from the corporate and the upcoming RBI policy meet. WHAT HAPPENED? 10 year benchmark yield closed for the month of February at 7.87 against 7.91 for the month of January. The 10-year benchmark yield witnessed heavy volatility for the month and closed at 7.87 from 7.80 on the budget day. 8.10% 8.05% 8.00% 7.95% 7.90% 7.85% 7.80% 7.75% 7.70% 7.65% India Government Actives 3 Month 6 Month 1 Year 3 Year 5 Year 10 Year 31-Jan Feb-13 The liquidity crises continued to be in the system for the month as the Liquidity Adjusted Facility (LAF) was above Rs. Bn throughout even after RBI injected Rs Crs. in the system. The March effect started affecting the money markets yields in the month of February. 3M segment The money market segment was more active for the month than the >1 year yield inched up sharply from 8.60 to M yield was between 8.80 and segment, with yields increasing due to advance tax outflows. The AAA credit 9.45 and 12M yield was between 9.05 and 9.35 levels. spread saw decline in money market segment whereas >1 year segment saw The budget did not see any big bang reforms and the market saw some disappointment with that. The Government expects FY2014E taxation revenues to grow 19%, overall revenues 21% and expenditure, 16%. The FM estimated the current year borrowing at Rs. 4.8 Tn. While the FM did keep up with his promise of containing the fiscal deficit, the market did not take too kindly to the revenue assumptions and the 10 year yield rose 7 bps on the budget day. Focus will now shift to the RBI to see how the rates pan out this year. The Wholesale Price Index based inflation stood at 6.62% for the month of January against last month's reported figure of 7.18% (provisional) and same period last year's figure of 7.23%. This is the fourth consecutive month of decline and indicates a downward trend going forward. Primary articles group inflation decreased to 10.31% Y o Y against last month's Y o Y figure of 10.61%. Vegetable prices increased by 28.45% compared to previous month's increase of 23.25% and food articles inflation increased to 11.88% increase in the spread due to decline in liquidity. against last month's Y o Y figure of 11.16%. The fuel & power index fell to March 2013 being the end of FY , money market segment will feel 7.06% against last month's reported figure of 9.38%. This is the fourth the liquidity crunch. To combat the same, RBI has announced the OMO of Rs. consecutive month of decline after peaking up at 12.00% in September, 10000Crs early march Also mid-quarter review of Monetary Policy for is awaited in the The industrial output for December remained in negative terrain and stood coming month where all eyes will be on whether RBI will cut the repo rate or at ( ) 0.6% on a Y o Y basis against last month's revised figure of ( ) 0.8%. The not. cumulative growth for the period of April December stood at 0.7% against 3.7% recorded in the corresponding period last year. This is the fourth consecutive month when CPI increased but WPI has decreased. This has resulted in increased divergence over the period of time. Consumer prices climbed 10.79% in January from a year earlier, while the figure stood at 10.56% in December. This is mostly on account of higher food prices. The food articles inflation rose to 11.88%, the third consecutive month of increase. India's retail inflation is the highest among the BRICS group of emerging economies Brazil, Russia, China, and South Africa. CREDIT SPREADS 1.20% 1.00% 0.80% 0.60% 0.40% 0.20% 0.00% India Corporate Spread Curve 3 Month 6 Month 1 Year 3 Year 5 Year 10 Year 31-Dec-12 OUTLOOK FOR THE COMING MONTH 31-Jan-13 5

6 ABSOLUTE RETURN * (* The Scheme is an equity - oriented Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns.) Mr. Absolute seeks to personify the characteristics of Absolute Return : generate absolute returns with low volatility over a longer tenure of time. FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary objective of the Scheme will be to generate absolute returns with low volatility over a longer tenure of time. The Scheme will accordingly invest in arbitrage opportunities and debt and money market instruments on the one hand and in pure equity investments and equity derivative strategies on the other. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Ltd. Software 5.39 Infosys Ltd. Software 4.58 ITC Ltd. Consumer Non Durables 3.92 Liberty Phosphate Ltd. Fertilizers 3.89 Axis Bank Ltd. Banks 3.22 HDFC Bank Ltd. Banks 3.13 Mahindra & Mahindra Ltd. Auto 2.76 Colgate Palmolive (India) Ltd. Consumer Non Durables 1.95 Housing Development Finance Corporation Ltd. Finance 1.89 HCL Technologies Ltd. Software 1.67 Notes: Fixed Deposit placed under margin : `200 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 28/02/2013 : ` Lakhs. Excluding reversed positions. INDUSTRY ALLOCATION Banks Software Consumer Non Durables Finance Fertilizers 6.31% Pharmaceuticals 6.17% Auto 4.47% Oil 2.49% Cement 2.46% Petroleum Products 2.11% Auto Ancillaries 1.99% Industrial Products 1.68% Construction Project 0.83% Retailing 0.59% Construction 0.39% Services 0.37% Chemicals 0.33% Power 0.09% Consumer Durables 0.06% 10.83% 18.89% 18.36% 21.57% Type of the Scheme An Open-ended Equity Scheme Date of Allotment : August 20, 2009 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: February 04, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil W.e.f. October 1, 2012 the entire exit load shall be credited to the Scheme net of service tax, if any Plan: The Scheme also offers Direct Plan DIVIDEND HISTORY Record Date Option Name NAV on Record Date (`) Amount of Dividend (`) 27/07/2012 Dividend Option per unit 29/10/2012 Dividend Option per unit 24/01/2013 Dividend Option per unit INDICATIVE ASSET ALLOCATION (as per SID) Looking to invest in a Scheme that manages market volatility? The solution lies here. Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Asset Class Indicative allocation (% of total assets) Risk Profile Min. Max. Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CRISIL MIP Blended Index Ratios as on February 28, 2013 Standard deviation 4.45% Sharpe ratio 1.81 Portfolio beta 0.32 R squared 0.59 Portfolio Turnover Ratio^ 4.41 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.66% Direct Plan: 2.46% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. Equity, Equity related instruments & Derivatives 65% 100% Medium to High Debt and Money Market Instruments including Securitized Debts 0% 35% Low to Medium FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period ARF Plan EDELWEISS ABSOLUTE RETURN FUND ( ARF) Crisil Balanced Scheme Benchmark (Crisil MIP Blended Index) NAV as on February 28, 2013 Growth Option Dividend Option Direct Plan - Growth Option Direct Plan - Dividend Option Alternate Benchmark (CNX Nifty) Dec 30, Dec 31, 2012^ 12.03% 11, % 12, % 11, % 12,770 Dec 31, Dec 30, 2011^ -2.26% 9, % 8, % 10, % 7,538 Dec 31, Dec 31, 2010^ 13.33% 11, % 11, % 10, % 11,795 Since Inception (CAGR) 7.03% 12, % 13, % 12, % 13,260 6 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Since Inception returns are calculated on `10/- invested at inception of the scheme Co - Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme.

7 DIVERSIFIED GROWTH EQUITY TOP 100 (E.D.G.E. Top 100 ) Edge Master seeks to personify the characteristics of E.D.G.E Top 100 : to convey that it s a large cap focusing on 100 largest listed corporates by market capitalization. FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE An open ended diversified equity Scheme that seeks to generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of the 100 largest corporates by market capitalization, listed in India. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Ltd. Software 5.16 ITC Ltd. Consumer Non Durables 4.96 Infosys Ltd. Software 4.64 Mahindra & Mahindra Ltd. Auto 3.61 HDFC Bank Ltd. Banks 3.47 Axis Bank Ltd. Banks 3.47 Colgate Palmolive (India) Ltd. Consumer Non Durables 3.18 HCL Technologies Ltd. Software 3.16 Housing Development Finance Corporation Ltd. Finance 2.66 Bajaj Finserv Ltd. Finance 2.16 Notes: Fixed Deposit placed under margin : `50 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 28/02/2013 : ` Lakhs. DIVIDEND HISTORY Record Date Plan/ Option NAV on Record Amount of Name Date (`) Dividend (`) 19/07/ /05/2012 Plan A & Plan C - Div (Plan A) (Plan C) 1.00 per unit Plan C - Div (Plan C) 0.75 per unit 29/10/2012 Dividend option per unit INDICATIVE ASSET ALLOCATION (as per SID) Asset Class FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period E.D.G.E. Top 100 (Existing Plan) INDUSTRY ALLOCATION Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Plan A - Dividend Option has been renamed as Dividend Option vide addendum dated October 19, 2012 EDELWEISS DIVERSIFIED GROWTH EQUITY TOP 100 (E.D.G.E. TOP 100) FUND E.D.G.E. Top 100 Plan B Allocation(% of Corpus) Risk Profile Equity & Equity related instruments of the % 100% Medium to High largest corporates by market capitalisation, listed in India. Equity & Equity related instruments of other companies 0% 20% Medium to High Debt & Money Market Instruments 0% 35% Low to Medium Banks Consumer Non Durables Software Finance Pharmaceuticals E.D.G.E follows an ABCD investment approach. A = Adaptive Multifactor Approach B = Beat the market endeavor C = Consistent track record D = Diversified Portfolio E.D.G.E. Top 100 Plan C Scheme Benchmark (CNX Nifty) Type of the Scheme An Open-ended Equity Scheme Date of Allotment: May 20, 2009 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: February 04, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 3.00% If the Units are redeemed / switched out after 365 days and upto 730 days from the date of allotment 2.00% If the Units are redeemed / switched out after 730 days and upto 870 days from the date of allotment 1.00% If the Units are redeemed / switched out after 870 days from the date of allotment Nil W.e.f October 1, 2012 the entire exit load shall be credited to the Scheme net of service tax, if any Plan *: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CNX Nifty Ratios as on February 28, 2013 Standard deviation 9.56% Sharpe ratio 1.17 Portfolio beta 0.86 R squared 0.92 Portfolio Turnover Ratio^ 3.19 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.45%, Plan B*: 2.39%, Plan C*: 2.41%, Direct Plan: 2.16% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Dividend Option Plan B* - Growth Option Plan B* - Dividend Option Plan C* - Growth Option Plan C* - Dividend Option Direct Plan - Growth Option Direct Plan - Dividend Option Alternate Benchmark (S&P BSE SENSEX) Dec 30, Dec 31, 2012^ 29.77% 12, % 12, % 12, % 12, % 12,570 Dec 31, Dec 30, 2011^ % 8, % 8, % 8, % 7, % 7,536 Dec 31, Dec 31, 2010^ 15.97% 11, % 11, % 11, % 11, % 11,743 Since Inception (CAGR) 13.95% 16, % 16, % 15, % 13, % 13,816 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of return. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Since Inception returns are calculated on `10/- invested at inception of the Scheme. Co - Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Plan B & Plan C & addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options Auto Cement Auto Ancillaries Oil Petroleum Products Construction Project Retailing Construction Chemicals Services Power 1.25% 0.89% 0.64% 0.56% 0.55% 0.03% 3.68% 2.97% 2.42% 2.28% 4.88% 4.63% 16.65% 15.00% 20.52% 23.05% 7

8 THE POWER OF HOLDING HIGH VALUE STOCKS THROUGH YOUR MUTUAL FUND INVESTMENTS The hypothetical illustrations below show the shares (top 10) that will be notionally held by an investor, investing `10 lakhs in each Scheme Absolute Return * (An Open Ended Equity scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Diversified Growth Equity Top 100* (E.D.G.E. Top 100) (An Open Ended Equity scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Stocks % to Net Assets of the Scheme Shares notionally held by an investor Stocks % to Net Assets of the Scheme Shares notionally held by an investor Tata Consultancy Services Ltd Tata Consultancy Services Ltd Infosys Ltd ITC Ltd ITC Ltd Infosys Ltd Liberty Phosphate Ltd Mahindra & Mahindra Ltd Axis Bank Ltd HDFC Bank Ltd HDFC Bank Ltd Axis Bank Ltd Mahindra & Mahindra Ltd Colgate Palmolive (India) Ltd Colgate Palmolive (India) Ltd HCL Technologies Ltd Housing Development Finance Corporation Ltd Housing Development Finance Corporation Ltd HCL Technologies Ltd Bajaj Finserv Ltd * Absolute Return (A.R.F.) and Diversified Growth Equity Top 100 (E.D.G.E. Top 100) are equity - oriented Schemes. Investors in the Schemes are not being offered any guaranteed / assured returns. Past performance may or may not be sustained in the market. The above hypothetical illustrations assume a sum of `10 lakhs invested in each Scheme as on February 28, No. of shares notionally held are calculated as per the percentages of Top 10 holdings by the Scheme under each stock as on February 28, Market Price of each Share as on February 28, 2013 are as follows: Axis Bank ` Bajaj Finserv `810.2 Colgate Palmolive (India) ` HCL Technologies `723.4 HDFC Bank ` Housing Development Finance Corporation ` Infosys `2907 ITC `294.8 Liberty Phosphate ` Mahindra & Mahindra `873.7 Tata Consultancy Services ` Mutual investments are subject to market risks, read all scheme related documents carefully.

9 ELSS FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Ltd. Software 5.49 ITC Ltd. Consumer Non Durables 5.42 Infosys Ltd. Software 4.36 HDFC Bank Ltd. Banks 4.08 Mahindra & Mahindra Ltd. Auto 3.68 Colgate Palmolive (India) Ltd. Consumer Non Durables 3.53 Axis Bank Ltd. Banks 3.12 Housing Development Finance Corporation Ltd. Finance 2.92 Reliance Industries Ltd. Petroleum Products 2.65 HCL Technologies Ltd. Software 2.57 DIVIDEND HISTORY Record Date Option Name NAV on Record Date (`) Amount of Dividend (`) 22/03/2012 Dividend Option /01/2013 Dividend Option per unit 1.50 per unit 22/02/2013 Dividend Option per unit 22/02/2013 Direct Plan-Dividend Option per unit INDICATIVE ASSET ALLOCATION (as per SID) FUND PERFORMANCE AS ON DECEMBER 31, 2012 INDUSTRY ALLOCATION Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Asset Class Allocation (% of Corpus) Risk Profile Equity & Equity related instruments 80% 100% High Short Term Debt & Money Market instruments 0% 20% Low to Medium Banks Consumer Non Durables Finance Software Cement Pharmaceuticals Auto Ancillaries Auto A smart investment solution for tax-saving and long-term capital gains Oil Petroleum Products Construction Project Construction Retailing Media & Entertainment Chemicals Consumer Durables Services Power 0.90% 0.79% 0.75% 0.71% 0.62% 2.71% 2.68% 1.49% 1.18% 1.17% 4.66% 4.34% 3.97% 3.73% 13.14% 15.22% 19.22% 22.71% Type of the Scheme An Open-ended Equity Linked Savings Scheme Date of Allotment: December 30, 2008 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: February 04, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: NIL W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option,Dividend Reinvestment Facility Benchmark: CNX 500 Ratios as on February 28, 2013 Standard deviation 9.02% Sharpe ratio 1.51 Portfolio beta 0.75 R squared 0.77 Portfolio Turnover Ratio^ 3.06 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.66%, Direct Plan: 2.46% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Dividend Option Direct Plan - Growth Option Direct Plan - Dividend Option Period ELSS EDELWEISS ELSS FUND Scheme Benchmark (CNX 500) Alternate Benchmark (S&P BSE SENSEX) Dec 30, Dec 31, 2012^ 29.75% 12, % 13, % 12,770 Dec 31, Dec 30, 2011^ % 8, % 7, % 7,538 Dec 31, Dec 31, 2010^ 17.81% 11, % 11, % 11,795 Since Inception (CAGR) 20.88% 21, % 20, % 19,819 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Co - Since Inception returns are calculated on `10/- invested at inception of the scheme Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. 9

10 SELECT MIDCAP FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary investment objective of the Scheme is to generate long term capital appreciation from a portfolio predominantly comprising of equity and equity related securities of MidCap Companies. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Motherson Sumi Systems Ltd. Auto Ancillaries 6.44 Madras Cements Ltd. Cement 5.30 Amara Raja Batteries Ltd. Auto Ancillaries 4.68 Emami Ltd. Consumer Non Durables 3.68 ING Vysya Bank Ltd. Banks 3.50 Pantaloon Retail (India) Ltd. Retailing 3.47 Sundaram Finance Ltd. Finance 2.91 Aditya Birla Nuvo Ltd. Services 2.62 Century Textiles & Industries Ltd. Cement 2.52 Mahindra & Mahindra Financial Services Ltd. Finance 2.50 Notes: Fixed Deposit placed under margin : `10 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 28/02/2013 : `18.32 Lakhs. INDICATIVE ASSET ALLOCATION (as per SID) FUND PERFORMANCE AS ON DECEMBER 31, 2012 INDUSTRY ALLOCATION Consumer Non Durables Asset Class Indicative allocation (% of total assets) Risk Profile Equity and equity related securities of companies falling in Top 101 to 300 companies by market capitalization, listed in India 80% 100% Medium to High Equity and equity related securities of other companies listed in India 0% 20% Medium to High Debt and money market instruments 0% 20% Low to Medium Min. Finance Banks Auto Ancillaries Cement Pharmaceuticals Retailing Construction Services Media & Entertainment Chemicals Software Construction Project Looking to invest in stocks which may be future large caps? The solution lies here. Oil Power Max. 1.22% 0.87% 0.60% 2.49% 2.26% 1.53% 4.12% 3.86% 3.11% 9.29% 8.49% 14.70% 13.22% 17.25% 16.97% Type of the Scheme An Open-ended Equity Scheme Date of Allotment: August 25, 2011 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: August 25, 2011 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: S&P BSE Mid-cap Index Ratios as on February 28, 2013 Standard deviation 10.83% Sharpe ratio 1.89 Portfolio beta 0.80 R squared 0.61 Portfolio Turnover Ratio^ 3.03 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.64%, Direct Plan: 2.45% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Dividend Option Direct Plan - Growth Option Direct Plan - Dividend Option Period Select Midcap EDELWEISS SELECT MIDCAP FUND Scheme Benchmark (S&P BSE Midcap Index) Alternate Benchmark (S&P BSE SENSEX) Dec 30, Dec 31, 2012^ 33.56% 13, % 13, % 12,770 Since Inception (CAGR) 11.45% 11, % 11, % 12,202 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Co - Since Inception returns are calculated on `10/- invested at inception of the scheme Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. 10

11 THE POWER OF HOLDING HIGH VALUE STOCKS THROUGH YOUR MUTUAL FUND INVESTMENTS The hypothetical illustrations below show the shares (top 10) that will be notionally held by an investor, investing `10 lakhs in each Scheme ELSS * (An Open-ended Equity Linked Savings Scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Select Midcap * (An Open Ended Equity scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Stocks % to Net Assets of the Scheme Shares notionally held by an investor Stocks % to Net Assets of the Scheme Shares notionally held by an investor Tata Consultancy Services Ltd Motherson Sumi Systems Ltd ITC Ltd Madras Cements Ltd Infosys Ltd Amara Raja Batteries Ltd HDFC Bank Ltd Emami Ltd Mahindra & Mahindra Ltd ING Vysya Bank Ltd Colgate Palmolive (India) Ltd Pantaloon Retail (India) Ltd Axis Bank Ltd Sundaram Finance Ltd Housing Development Finance Corporation Ltd Aditya Birla Nuvo Ltd Reliance Industries Ltd Century Textiles & Industries Ltd HCL Technologies Ltd Mahindra & Mahindra Financial Services Ltd * Investors in the Schemes are not being offered any guaranteed / assured returns. Past performance may or may not be sustained in the market. The above hypothetical illustrations assume a sum of `10 lakhs invested in each Scheme as on February 28, No. of shares notionally held are calculated as per the percentages of Top 10 holdings by the Scheme under each stock as on February 28, Market Price of each Share as on February 28, 2013 are as follows: Aditya Birla Nuvo ` Amara Raja Batteries ` Axis Bank ` Century Textiles & Industries `324.5 Colgate Palmolive (India) ` Emami `593.9 HCL Technologies `723.4 HDFC Bank ` Housing Development Finance Corporation ` Infosys `2907 ING Vysya Bank ` ITC `294.8 Madras Cements `243.1 Mahindra & Mahindra Financial Services `99.91 Mahindra & Mahindra `873.7 Motherson Sumi Systems `196.9 Pantaloon Retail (India) `176.2 Reliance Industries ` Sundaram Finance ` Tata Consultancy Services `1517. Mutual investments are subject to market risks, read all scheme related documents carefully. 11

12 EQUITY ENHANCER FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary objective of the is to generate capital appreciation and income distribution by investing in a portfolio that endeavours to outperform the S & P CNX Nifty Index. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets ITC Ltd. Consumer Non Durables 8.96 Infosys Ltd. Software 7.74 Housing Development Finance Corporation Ltd. Finance 7.10 Reliance Industries Ltd. Petroleum Products 6.71 Tata Consultancy Services Ltd. Software 6.01 HDFC Bank Ltd. Banks 6.01 ICICI Bank Ltd. Banks 5.63 Larsen & Toubro Ltd. Construction Project 5.34 Oil & Natural Gas Corporation Ltd. Oil 4.47 State Bank of India Banks 4.09 Notes: Fixed Deposit placed under margin : `0 Lakhs. Total Exposure to derivative instruments(excluding reversed positions) as on 28/02/2013 : `0 Lakhs. INDICATIVE ASSET ALLOCATION (as per SID) INDUSTRY ALLOCATION Asset Class Allocation (% of Corpus) Risk Profile Equity & Equity related instruments 65% 100% Medium to High Debt & Money Market instruments 0% 35% Low to Medium Banks Software Consumer Non Durables Auto Finance Petroleum Products Construction Project Oil Pharmaceuticals Power Telecom - Services Cement Minerals/Mining Ferrous Metals Industrial Capital Goods Gas Non - Ferrous Metals 0.79% 0.64% 0.56% 2.28% 1.90% 1.57% 1.15% 1.10% 5.42% 5.31% 4.69% 8.02% 7.21% 6.81% 14.17% 16.28% 22.09% Type of the scheme An Open-ended Equity scheme Date of Allotment: Plan A: August 12, 2009, Plan B: June 16, 2009, Plan C: August 16, 2011 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: June 29, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: NIL W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options : Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CNX Nifty Ratios as on February 28, 2013 Standard deviation 7.12% Sharpe ratio Portfolio beta 0.60 R squared 0.80 Portfolio Turnover Ratio^ 3.23 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratio : Equity Enhancer (Existing Plan): 2.30%, Plan B: 2.32%, Plan C: 2.30%, Direct: 2.08% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Equity Enhancer Growth Option Dividend Option Plan B - Growth Option Plan B - Dividend Option Plan C - Growth Option Direct Plan - Growth Option Direct Plan - Dividend Option FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period Equity Enhancer (Existing Plan) EDELWEISS EQUITY ENHANCER FUND Equity Enhancer - Plan B Equity Enhancer - Plan C Scheme Benchmark (CNX NIFTY) Alternate Benchmark (S&P BSE SENSEX) Dec 30, Dec 31, 2012^ 20.55% 12, % 12, % 12, % 12, % 12,570 Dec 31, Dec 30, 2011^ % 7, % 7,551 N.A. N.A % 7, % 7,536 Dec 31, Dec 31, 2010^ 18.91% 11, % 11,886 N.A. N.A % 11, % 11,743 Since Inception (CAGR) Plan A 7.45% 12,730 N.A. N.A. N.A. N.A. 8.65% 13, % 12,934 Since Inception (CAGR) Plan B N.A. N.A. 6.64% 12,560 N.A. N.A. 7.85% 13, % 12,988 Since Inception (CAGR) Plan C N.A. N.A. N.A. N.A. 6.88% 10, % 11, % 11,611 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Co - Since Inception returns are calculated on `10/- invested at inception of the Scheme. Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. 12 *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Plan B & Plan C & addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options

13 LIQUID FACTSHEET Liquid February 2013 INVESTMENT OBJECTIVE The objective of the Scheme is to provide optimal returns, commensurate with low risk and high degree of liquidity, through a portfolio constituted of money market & short term debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. DIVIDEND HISTORY % to Net Assets MONEY MARKET INSTRUMENTS Certificate of Deposit** CRISIL A1+ IDBI Bank ICRA A1+ Punjab National Bank Canara Bank Canara Bank 5.34 Commercial Paper** ICRA A1+ Aditya Birla Finance Ltd OTHERS Cash & Cash Equivalents CBLO / Reverse Repo Investments Net Receivable/Payable 0.10 GRAND TOTAL Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Super Institutional Plan - Dividend Option has been renamed as Dividend Option vide addendum dated October 19, 2012 RATING PROFILE Sector / Rating Percent ICRA A CRISIL A Cash & Equivalent Total FUND PERFORMANCE AS ON DECEMBER 31, 2012 LF Retail ASSET ALLOCATION Record Date Plan/ Option Name NAV on Amount of Amount of Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 31/12/2012 Dividend(Monthly) per unit per unit 31/01/2013 Dividend(Monthly) per unit per unit 28/02/2013 Dividend(Monthly) per unit per unit Money Market Instruments Cash & Cash Equivalent 86.92% EDELWEISS LIQUID FUND ( LF) LF (Existing Plan) LF Institutional Alternate Benchmark (Crisil 1 Year T bill) Period Last 7 days@ 7.29% 10, % 10, % 10, % 10, % 10,019 Last 15 days@ 7.29% 10, % 10, % 10, % 10, % 10,031 Last 30 days@ 7.29% 10, % 10, % 10, % 10, % 10, Dec-2011 to 31-Dec-2012^ 8.76% 10, % 10,968 Not Available* 8.54% 10, % 10, Dec-2010 to 31-Dec-2011^ 7.93% 10,793 Not Available* Not Available* 8.15% 10, % 10, Dec-2009 to 31-Dec-2010^ 4.47% 10,447 Not Available* Not Available* 5.12% 10, % 10,281 Since Inception ELF(CAGR) 6.51% 13, Not Available* 6.90% 13, % 12,871 Since Inception -SIP(CAGR) % 11,356 Not Available* 8.48% 11, % 11,091 Since Inception -Inst(CAGR) % 10,563 Type of the scheme An Open-ended Liquid Scheme Date of Allotment Retail: September 9, 2008 Institutional: May 14, 2012 Super Institutional: August 12, 2011 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched-out on or before 3 days from the date of allotment : 0.10% If the Units are redeemed/ switched-out after 3 days from the date of allotment : Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options: Growth and Dividend Option Default Option/Facility Dividend Option, Daily Dividend Reinvestment Facility Benchmark: CRISIL Liquid Index Modified Duration: Years Average Maturity: Years Total Expense Ratio : Retail Plan*: 1.08% Institutional Plan*: 0.30% Existing Plan: 0.15% Direct Plan: 0.26% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Daily Dividend Option Weekly Dividend Option Fortnightly Dividend Option^ - Monthly Dividend Option Retail Plan* Growth Option Daily Dividend Option Weekly Dividend Option Fortnightly Dividend Option^ - Monthly Dividend Option Institutional Plan* Growth Option^ - Daily Dividend Option Weekly / Fortnightly / Monthly Dividend Option^ - Direct Plan Growth Option Weekly / Fortnightly / Monthly Dividend Option^ - ^ There were no investors under this option Scheme Benchmark (Crisil Liquid Index) *As there was no investor under these Plans during certain intervals returns for the investment under the plans. shown above are for Growth Option only. specified Period / since inception is not provided. Performance of the Dividend Option for the investor would be net of DDT, as applicable. Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, In case ^Absolute. Annualized /end date of the relevant period is a non-business Day, the NAV of the previous Business Past performance may or may not be sustained in future and should not be used as a Day is considered for computation of returns. basis for comparison with other investments. Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - Since Inception returns are calculated on `10/- invested at Inception/ date of the initial Manager of all Equity Schemes. For the performance of the same, please refer to the relevant Scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Retail & Institutional Plan and addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options %

14 ULTRA SHORT TERM BOND FACTSHEET Debt February INVESTMENT OBJECTIVE The objective of the Scheme is to provide reasonable returns, commensurate with moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the scheme will be realized and the scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. DIVIDEND HISTORY % to Net Assets MONEY MARKET INSTRUMENTS Certificate of Deposit** ICRA A1+ Punjab National Bank Canara Bank Commercial Paper** ICRA A1+ Aditya Birla Finance Ltd BONDS & NCDs CRISIL AAA LIC Housing Finance Ltd LIC Housing Finance Ltd CRISIL AA+ Mahindra & Mahindra Financial Services Ltd 4.86 OTHERS Cash & Cash Equivalents CBLO / Reverse Repo Investments Net Receivable/Payable 1.28 GRAND TOTAL Record Date Plan/ Option NAV on Amount of Amount of Name Record Date Dividend -Retail Dividend -Corporate (`) (`) (`) 31/12/2012 Dividend (Monthly) /01/2013 Dividend (Monthly) /02/2013 Dividend (Monthly) RATING PROFILE Sector / Rating Percent ICRA A CRISIL AAA 8.60 CRISIL AA Cash & Equivalent Total ASSET ALLOCATION per unit per unit per unit per unit per unit per unit Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Institutional Plan has been renamed as Dividend Option vide addendum dated October 19, 2012 FUND PERFORMANCE AS ON DECEMBER 31, 2012 EDELWEISS ULTRA SHORT TERM BOND FUND ( USTBF) USTBF Retail Money Market Instruments Cash & Cash Equivalent 72.56% USTBF (Existing Plan) Bonds and NCDs Period Scheme Benchmark (Crisil Liquid Index) Type of the Scheme An Open-ended Debt Scheme Date of Allotment September 9, 2008 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: If the Units are redeemed/switched-out on or before 30 days from the date of allotment : 0.25% If the Units are redeemed/switched-out after 30 days from the date of allotment : Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CRISIL Liquid Index Modified Duration: Years Average Maturity: Years Total Expense Ratio : Retail Plan*: 1.00%, Existing Plan: 0.35% Direct Plan: 0.35% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Daily Dividend Option Weekly Dividend Option Fortnightly Dividend Option Monthly Dividend Option Retail Plan* Growth Option Daily Dividend Option Weekly Dividend Option Fortnightly Dividend Option Monthly Dividend Option Direct Plan Growth Option Daily Dividend Option Weekly / Fortnightly / Monthly Dividend Option^ - Alternate Benchmark (Crisil 1 Year T bill) 30-Dec-2011 to 31-Dec-2012^ 8.79% 10, % 10, % 10, % 10, Dec-2010 to 31-Dec-2011^ 8.68% 10, % 10, % 10, % 10, Dec-2009 to 31-Dec-2010^ 5.59% 10, % 10, % 10, % 10,281 Since Inception 7.42% 13, % 13, % 13, % 12,871 Based on standard investment of `10,000 made at the beginning of the relevant period. distribution tax, as applicable. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, Past performance may or may not be sustained in future and should not be used as a In case start /end date of the relevant period is a non-business Day, the NAV of the basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - shown above are for Growth Option only. Manager of all Equity Schemes. For the performance of the same, please refer to the Performance of the Dividend Option for the investor would be net of the dividend relevant Scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Retail Plan addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 13.98% 13.46% ^ There were no investors under this option

15 SHORT TERM INCOME FACTSHEET Debt February 2013 INVESTMENT OBJECTIVE The investment objective of the Scheme is to generate regular income through investments in Debt & Money Market Instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. Period % to Net Assets MONEY MARKET INSTRUMENTS 8.76 Commercial Paper** ICRA A1+ Aditya Birla Finance Ltd 8.76 BONDS & NCDs Listed / awaiting listing on the stock exchanges CARE AA Tata Motors Ltd 6.39 CARE AA+ Shriram Transport Finance Ltd 6.35 CARE AAA LIC Housing Finance Ltd 6.41 CRISIL AA+ Mahindra & Mahindra Financial Services Ltd 0.64 CRISIL AAA Rural Electrification Corporation Ltd 6.47 Exim Bank Ltd 6.41 NABARD 6.41 Power Finance Corporation Ltd Power Finance Corporation Ltd HDFC Ltd Power Grid Corporation of India Ltd 6.34 Rural Electrification Corporation Ltd 6.33 LIC Housing Finance Ltd 2.54 ICRA AA- Tata Motors Finance Ltd ICRA AAA Infrastructure Development Finance Company Ltd 6.31 OTHERS 5.13 Cash & Cash Equivalents CBLO / Reverse Repo Investments 1.52 Net Receivable/Payable 3.61 GRAND TOTAL DIVIDEND HISTORY FUND PERFORMANCE AS ON DECEMBER 31, 2012 STIF (Existing Plan) EDELWEISS SHORT TERM INCOME FUND ( STIF) STIF Institutional ASSET ALLOCATION Bonds and NCDs Cash & Cash Equivalent 86.11% RATING PROFILE Record Date Plan/ Option Name NAV on Amount of Amount of Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 23/02/2011 Dividend (Monthly) per unit per unit 23/03/2011 Dividend (Monthly) per unit per unit 25/04/2011 Dividend (Monthly) per unit per unit Sector / Rating Percent CRISIL AAA ICRA A CARE AAA 6.41 CARE AA 6.39 CARE AA ICRA AA ICRA AAA 6.31 CRISIL AA Cash & Equivalent 5.13 Total Money Market Instruments Scheme Benchmark (Crisil Short-Term Bond Index) Type of the Scheme An Open-ended Income Scheme Date of Allotment Retail: September 26, 2008 Institutional: March 3, 2009 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 140 days from the date of allotment % If the Units are redeemed / switched out after 140 days from the date of allotment - Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Options: Growth and Dividend option Default Option/Facility Dividend option, Reinvestment Facility Benchmark: CRISIL Short Term Bond Index Modified Duration: Years Average Maturity: Years Total Expense Ratio : Existing Plan: 0.75% Institutional Plan*: 0.72% Direct Plan: 0.84% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Dividend Option Institutional Plan Growth Option Dividend Option Direct Plan Growth Option Dividend Option^ - Alternate Benchmark (Crisil 1 Year T bill) 30-Dec-2011 to 31-Dec-2012^ 7.44% 10, % 10, % 10, % 10, Dec-2010 to 31-Dec-2011^ 7.84% 10, % 10, % 10, % 10, Dec-2009 to 31-Dec-2010^ 4.97% 10, % 10, % 10, % 10,281 Since Inception (Inst) % 12, % 12, % 12,079 Since Inception (Reg) 7.00% 13, % 13, % 12,774 Based on standard investment of `10,000 made at the beginning of the relevant period. distribution tax, as applicable. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, Past performance may or may not be sustained in future and should not be used as a In case start /end date of the relevant period is a non-business Day, the NAV of the basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - shown above are for Growth Option only. Manager of all Equity Schemes. For the performance of the same, please refer to the Performance of the Dividend Option for the investor would be net of the dividend relevant Scheme. 5.13% 8.76% Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Retail Plan - Dividend Option has been renamed as Dividend Option vide addendum dated October 19, 2012 Plan*: The Scheme also offers Direct Plan ^ There were no investors under this option *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Institutional Plan and addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 15

16 GILT FACTSHEET Debt February 2013 INVESTMENT OBJECTIVE The investment objective of the scheme is to generate income and capital appreciation by investing predominantly in securities issued by the Government of India or State Governments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument % to Net Assets CENTRAL GOVERNMENT SECURITIES Sovereign Rated Securities 8.15% CGL OTHERS Cash & Cash Equivalents CBLO / Reverse Repo Investments 5.56 Net Receivable/Payable 5.39 GRAND TOTAL ASSET ALLOCATION Sovereign Rated Securities RATING PROFILE Sector / Rating Percent Sovereign Rated Securities Cash & Cash Equivalent Total Cash & Cash Equivalent Type of the Scheme An Open-ended Gilt Scheme Date of Allotment: July 6, 2009 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: NIL W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility 10.95% 89.05% Benchmark: I-Sec Composite Gilt Index Modified Duration: Years Average Maturity: Years Total Expense Ratio : Existing Plan: 1.29% Direct Plan: 1.37% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Dividend Option Direct Plan Growth Option Dividend Option^ - ^ There were no investors under this option FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period Gilt EDELWEISS GILT FUND Scheme Benchmark (I-Sec Composite Gilt Index) 30-Dec-2011 to 31-Dec-2012^ 9.28% 10, % 11, % 11, Dec-2010 to 31-Dec-2011^ 3.10% 10, % 10, % 10, Dec-2009 to 31-Dec-2010^ 7.28% 10, % 10, % 10,311 Since Inception 5.09% 11, % 12, % 11,836 Based on standard investment of `10,000 made at the beginning of the relevant period. distribution tax, as applicable. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, Past performance may or may not be sustained in future and should not be used as a In case start /end date of the relevant period is a non-business Day, the NAV of the basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - shown above are for Growth Option only. Manager of all Equity Schemes. For the performance of the same, please refer to the Performance of the Dividend Option for the investor would be net of the dividend relevant Scheme. Alternate Benchmark (Crisil 10 year dated GOI Security) 16

17 MONTHLY INCOME Plan* *Monthly income is not assured and is subject to availability of distributable surplus. FACTSHEET Debt February 2013 INVESTMENT OBJECTIVE The investment objective of the scheme is to generate returns that are consistent with the moderate levels of risk and liquidity through active management of a diversified portfolio constituted of debt and money market instruments, securitized debt, government securities, and equity & equity related instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets ITC Ltd. Consumer Non Durables 2.20 Infosys Ltd. Software 1.97 Reliance Industries Ltd. Petroleum Products 1.90 ICICI Bank Ltd. Banks 1.68 Housing Development Finance Corporation Ltd. Finance 1.58 HDFC Bank Ltd. Banks 1.57 Tata Consultancy Services Ltd. Software 1.09 Larsen & Toubro Ltd. Construction Project 1.04 Oil & Natural Gas Corporation Ltd. Oil 0.77 Tata Motors Ltd. Auto 0.71 OTHERS Name of Instrument DIVIDEND HISTORY Record Date Plan/ Option NAV on Amount of Amount of Name Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 31/12/2012 Monthly Dividend /01/2013 Monthly Dividend /02/2013 Monthly Dividend ASSET ALLOCATION per unit per unit per unit per unit per unit per unit Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. RATING PROFILE Sector / Rating Equity &Equity Related % to Net Assets Cash & Cash Equivalents CBLO / Reverse Repo Investments Net Receivable/Payable Percent Cash & Cash Equivalent Total FUND PERFORMANCE AS ON DECEMBER 31, 2012 Equity &Equity Related Cash & Cash Equivalent 19.07% 80.93% Type of the Scheme An Open-ended Income Scheme Date of Allotment: February 24, 2010 Managers/Co- Manager Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Debt portion of the Scheme since: January 23, 2012 Co- Manager: Mr. Paul Parampreet Experience: 6 years Managing the Equity portion of the Scheme since: December 20, 2010 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 180 days from the date of allotment % If the Units are redeemed / switched out after 180 days and upto 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil * W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options Growth and Monthly Dividend Option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CRISIL MIP Blended Index Modified Duration: Years Average Maturity: Years Total Expense Ratio : 2.28% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option Dividend Option Direct Plan - Growth / Dividend Option^ - ^ There were no investors under this option Period EDELWEISS MONTHLY INCOME PLAN ( MIP) MIP (Growth) Scheme Benchmark (Crisil MIP Blended Index) 30-Dec-2011 to 31-Dec-2012^ 13.98% 11, % 11, % 10, Dec-2010 to 31-Dec-2011^ 2.85% 10, % 10, % 10,642 Since Inception 7.19% 12, % 12, % 11,798 Alternate Benchmark (Crisil 1 Year T bill) Based on standard investment of `10,000 made at the beginning of the relevant distribution tax, as applicable. period. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, Past performance may or may not be sustained in future and should not be used as In case start /end date of the relevant period is a non-business Day, the NAV of the a basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes. For the shown above are for Growth Option only. performance of the same, please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is Performance of the Dividend Option for the investor would be net of the dividend also a Manager of all Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the performance of the same, please refer to the relevant Scheme. 17

18 Equity Schemes February 28, 2013 Absolute Return Diversified Growth Equity Top 100 (E.D.G.E. Top 100) ELSS Select Midcap Equity Enhancer Minimum Investment `1000/- per application & in multiples of `1/- thereafter `1000/- per application & in multiples of `1/- thereafter `500/- per application & in multiples of `500/- thereafter `5000/- per application & in multiples of `1/- thereafter `1000/- per application & in multiples of `1/- thereafter Minimum Redemption Amount Minimum Additional Investment Amount `1/- or any number of units. For demat transactions, minimum redemption would be mandatorily 50 units. For ELSS, redemption of unit can be made only after 3 years of lock-in period from the date of allotment of the Units proposed to be redeemed. `1,000/- and in multiples of `1/- thereafter. `500/- per application & in multiples of `500/-thereafter `1,000/- and in multiples of `1/- thereafter. `1,000/- and in multiples of `1/- thereafter. Debt schemes February 28, 2013 Minimum Investment Minimum Redemption Amount Minimum Additional Investment Amount Liquid `10,000/- & in multiples of `1/- thereafter. Ultra Short Term Bond `5,000/- and in multiples of `1/- thereafter. Minimum of 1 unit or `1,000/- and in multiples of `1/- thereafter. For demat transactions, minimum redemption would be mandatorily 1 unit. In case of the investors / unit holders having available balance less than `1,000/- or less than 1 unit in their respective folio on the day of submission of valid redemption request, the minimum redemption amount would be the available balance. Gilt `5,000/- and in multiples of `1/- thereafter. Minimum of 50 units & in multiples of 1 unit thereafter or `500 & in multiples of `1/- thereafter. `1,000/- and in multiples of `1/- thereafter. Monthly Income Plan `5,000/- and in multiples of `1/- thereafter. `500 & in multiples of `1/- thereafter. Short Term Income `10,000/- and in multiples of `1/- thereafter. Minimum of 50 units & in multiples of 1 unit thereafter or `500 & in multiples of `1/- thereafter. For demat transactions, minimum redemption would be mandatorily 50 units. In case of the investors/ units holders having available balance less than ` 500/- or less than 50 units in their respective folio on the day of submission of valid redemption request, the minimum redemption limit would be the available balance. Direct Plan: Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012, a separate plan for direct investments (i.e. investments not routed through Distributor) has been introduced under the Schemes with effect from January 1, The said Direct Plan is only for investors who purchase /subscribe Units in a Scheme directly with the and is not available for investors who route their investments through a Distributor. All Plans / Options / Facilities offered under the Schemes (other than discontinued plans/options) will also be available for subscription under the Direct Plan. For further details, Investors are requested to refer to addendum dated December 31, For risk factors, please refer last page

19 Risk Return Profile at a Glance Equity R E T U R N Select Midcap E.D.G.E Top 100 Absolute Return Equity Enhancer ELSS RISK Debt R E T U R N Liquid Ultra Short Term Bond Short Term Income Gilt Monthly Income Plan RISK Past performance may or may not be sustained in future. 19

20 Investor Service Centers & Risk Factors Karvy Investor Service Centers Agra: Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra (U.P) Ahmedabad: 201,Shail Building, Opp : Madhusudhan House, Nr. Navrangpura Telephone Exchange, Navrangpura, Ahmedabad Tel: / Ajmer: 1-2, II Floor, Ajmer Tower, Kutchary Road, Ajmer Tel: Aligarh: 1St Floor, Kumar Plaza, Aligarh Uttar Pradesh Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad Ambala: 6349, Nicholson Road, Adjacent Kos Hospital, Ambala Cantt, Ambala Amritsar: 72-A, Taylor'S Road, Aga Heritage Gandhi Ground, Amritsar Anand: F-6, Chitrangana Complex, Opp: Motikaka Chawl, V V Nagar, Anand Tel: / Ankleshwar: L/2, Keval Shopping Center, Old National Highway,Ankleshwar, Gujarat Tel: / Asansol: 114 / 71, G.T. Road Near Sony Centre, Bhanga Pachil, Asansol Tel: , Aurangabad: Ramkunj, Railway Station Road, Near Osmanpura Circle,Aurangabad Tel: / Balasore: M S Das Street, Gopalgaon, Balasore Tel: / / Bangalore: No : 51/25, 1st Floor, Surya Building, Ratna Avenue, Richmond Road, Bangalore Tel: / Bareilly: 1st Floor, 165, Civil Lines, Opp. Hotel Bareilly Palace, Near Rly Station Road, Bareilly Baroda: SB-4&5, Mangaldeep Complex, Opposite Mesonic Hall, Productivity Road, Alkapuri, Vadodara Begusarai: Hotel Diamond Surbhi Complex, Near I.O.C Township Gate, Kapasiya Chowk, Begusarai Tel: Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha ppliances, Club Road, Belgaum Tel: Berhampur (OR): Ramlingam Tank Road, Berhampur Tel: / Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur Bharuch: , Aditya Complex, Near Kasak Circle, Bharuch Bhavnagar: G-11, Gitanjali Complex, Beside Bhavnagar Municipal Corporation & Collector Office, Opposite Galaxy Cinema, Kalanala, Bhavnagar Tel: / 6 Bhilai: Shop No-1,First Floor, Plot NO-1, Old Sada Office Block, Commercial Complex, Near HDFC ATM,Nehru Nagar- East, Post - BHILAI, Pin Bhopal: Kay Kay Busniss Centre, 133 Zone I M P Nagar, Bhopal Tel: Bhubaneswar: Plot No- 104/105(P), Jaydev Vihar, Besides Hotel Pal Heights, Bhubaneswar Tel: / Bokaro: B-1, 1St Floor, Near Sona Chandi Jewellers, City Centre, Sector - 4, Bokaro Steel City Burdwan: 63 G T Road, Birhata, Halder Complex, 1st Floor, Burdwan Tel: / Calicut: Sowbhagya hoping Complex, Areyadathupalam, Mavoor Road, Calicut Tel: / Chandigarh: co , First Floor, Above HDFC Bank, Sector 35B, Chandigarh Tel: / / / Chennai: Flat No F11,First Floor, Akshya Plaza,(Erstwhile Harris Road), Opp Chief City Metropolitan Court, 108, Adhithanar Salai,Egmore,Tel: Cochin: Building Nos.39, Ali Arcade, 1st Floor, Near Atlantis Junction, Kizhvana Road, Panampili Nagar, Cochin Tel: Coimbatore:1057/1058, Jaya Enclave,Avanashi Road,Coimbatore Phone : Cuttack: Dargha Bazar, Opp. Dargha Bazar Police Station, Buxibazar, Cuttack Dehradun: Kaulagarh Road, Near Sirmaur Marg, Above Reliance Webworld, Dehradun Dhanbad: 208, New Market, 2Nd Floor, Katras Road, Bank More, Dhanbad Tel: Dharwad: G7 & 8, Sri Banashankari Avenue, Ramnagar, Opp Nttfpb Road, Dharward Tel: Durgapur: MWAV-16 Bengal Ambuja, 2ndFloor, City Centre, Durgapur Erode: No. 4,KMY Salai, Veerappan Traders Complex, Opp : Erode Bus Stand, Sathy Road, Erode Tel: / / Faridabad: A-2B, 1st Floor, Nehru Ground, Neelam Bata Road, Nit, Faridabad Gandhidham: Office No. 203, Second Floor, Bhagwati Chamber,Plot No. 8, Sector - 1/A, Kutch Kala Road, Gandhidham Tel : Gaya: 1St Floor Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya Tel: Ghaziabad: 1st Floor, C-7, Lohia Nagar, Ghaziabad Gorakhpur: Above V.I.P. House, Ajdacent A.D. Girls Inter College, Bank Road, Gorakpur Guntur: D No , 10/1, Sri Nilayam,Arundelpet, Guntur Tel: , Gurgaon: Shop No. 18, Ground Floor, Sector - 14, Opp. AKD Tower, Near Huda Office, Gurgaon Guwahati: 54 Sagarika Bhawan, R G Baruah Road,(AIDC Bus Stop), Guwahati Gwalior: Shindi Ki Chawani, Nadi Gate Pul, MLB Road, Gwalior Haldwani: Above Kapilaz Sweet House, Opp LIC Building, Pilikothi, Haldwani Uttarakhand Hissar: Sco 71, 1st Floor, Red Square Market, Hissar Hubli: 22 & 23, 2nd Floor, Eurecka Junction, T B Road, Hubli Hyderabad: Karvy Plaza, Avenue 4, Street No.1,Banjara Hills, Hyderabad Indore: 218, City Center, Opp. High Court, M.G. Road, Indore Jaipur: S-16 A, 3rd Floor, Land Mark, Opposite Jaipur Club, Mahavir Marg, C- Scheme, Jaipur Tel: / Jalandhar: Lower Ground Floor, Office No : 3, Arora Prime Tower, Plot No: 28, G T Road, Jalandhar Tel: / / Jalgaon: 113, Baliram Peth, B/H Mahalaxmi Dairy,Jalgaon Tel: Jalpaiguri: D.B.C. Raod, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalapiguri, Jalpaiguri Jammu: 5 A/D Second Extension, Opposite Panama Chowk Petrol Pump, Gandhi Nagar, Jammu , Jamnagar: 108 Madhav Plaza, Opp SBI Bank, Near Lal Bangalow, Jamnagar Tel: Jamshedpur: Kanchan Tower, 3Rd Floor, Chhaganlal Sons, 3-S B Shop Area, (Near Traffic Signal), Main Road, Bistupur, Jamshedpur Tel: / Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi Jodhpur: 203, Modi Arcade, Chupasni Road, Jodhpur Kanpur: 15/46,Ground Floor, Opp: Muir Mills, Civil Lines, Kanpur Karaikudi: Gopi Arcade, 100 Feet Road, Karaikudi Tel: / Karur: No.6, Old No.1304, Thiru-Vi-Ka Road, Near G.R.Kalyan Mahal, Karur Tel: / / / / Kharagpur: Malancha Road, Beside Uti Bank, Kharagpur Tel: Kolhapur: 605/1/4 E Ward, Near Sultane Chambers, Shahupuri 2nd Lane, Kolhapur Kolkata: 166A, Rash behari Avenue, Kolkata Contact Nos : , Kota: H.No. 29, First Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota Tel: / Kottayam: 1st Floor, Csi Ascension Church Complex, Kottayam Karvy Computershare Private Limited,. Tel: / Lucknow: Usha Sadan, 24, Prem Nagar, Ashok Marg, Lucknow Tel: / / 28 Ludhiana: SCO - 136, First Floor, Above Airtel Show Room,Feroze Gandhi Market, Ludhiana Tel: Madurai: Rakesh Towers, 30-C, Bye Pass Road, Ist Floor, Opp Nagappa Motors, Madurai Tel: / 865 / / / Malda: Sahistuli Under Ward, No-6, English Bazar Municipality, No-1 Govt Colony, Malda Tel: / Mangalore: Ground Floor, Mahendra Arcade, Kodial Bail, Mangalore Margoa: 2Nd Floor, Dalal Commercial Complex, Opp: Hari Mandir, Pajifond, Margao, Goa Tel: / Mathura: AMBEY Crown, IInd Floor, In Front Of BSA College, Gaushala Road, Mathura Tel: Meerut: 1St Floor, Medi Centre Complex, Opp. Icici Bank, Hapur Road, Meerut Mehsana: Ul -47, Appolo Enclave, Opp Simandhar Temple, Modhera Char Rasta; Highway, Mehsana Tel: Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Tari Khana Chowk, Moradabad Mumbai: 01/04, 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bombay Stock Exchange, Fort, Mumbai Tel: Muzaffarpur: 1St Floor, Uma Market, Near Thana Gumti, Motijheel, Muzaffarpur, Bihar Mysore: L - 350, Silver Tower, Clock Tower, Ashoka Road, Mysore Tel: / Nadiad: 105 Gf City Point, Near Paras Cinema, Nadiad Tel: Nagpur: Plot No.2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp. Khandelwal Jewellers, Dharampeth, Nagpur Tel: Nasik: S-12, Second Floor, Suyojit Sankul, Sharanpur Road, Nasik Navsari: 1St Floor, Chinmay Arcade, Opp. Sattapir, Tower Road, Navsari Tel: / / New Delhi: 305, 3rd Floor, New Delhi House, Bara Khamba Road, Connaught Place, New Delhi Panipat: 1St Floor, Krishna Tower, Near Hdfc Bank, Opp. Railway Road, G T Road, Panipat Panjim: City Business Centre,Coelho Pereira Building, Room Nos. 18,19 & 20, Dada Vaidya Road, Panjim Tel: /73 Patiala: Sco 27 D, Chhoti Baradari, Patiala Tel: / / Patna: 3A, 3rd Floor, Anand Tower, Beside Chankya Cinema Hall; Exhibition Road, Patna Tel: / Pondicherry: First Floor, No.7, Thiayagaraja Street, Pondicherry Tel: / Pune: Shop No. 16, 17 & 18, Ground Floor, Sreenath Plaza, Dyaneshwar Paduka Chowk, F C Road, Pune Tel: Raipur: Room No. TF 31, 3 RD Floor, Millennium Plaza, Behind Indian Coffee House, G E Road, Raipur Rajahmundry: Dr.No , First Floor, Rangachary Street,Tnagar, Rajahmundry Tel: / 69 / 70 Rajkot: , Siddhi Vinayak Complex, Dr. Yagnik Road,Opp. Ramkrishna Ashram, Rajkot Gujarat Telephone : Ranchi: Commerce Towers, 3rd Floor, Room No. 307, Beside Mahabir Towers, Main Road, Ranchi Tel: / Rohtak: 1St Floor, Ashoka Plaza, Delhi Road, Rohtak Rourkela: 1St Floor, Sandhu Complex, Kanchery Road, Udit Nagar, Rourkela Tel: Saharanpur: 18 Mission Market, Court Road, Saharanpur Uttar Pradesh Salem: No: 40, Brindavan Road, Near Perumal Koil, Fairlands, Salem Tel: / / / / 55 Sambalpur: Quality Massion, 1st Floor, Above Bata Shop / Preeti Auto Combine, Nayapara, Sambalpur Tel: / / Shillong: Mani Bhawan, Thana Road, Lower Police Bazar, Shillong Shimla: Triveni Building, By Pas Chowk, Khallini, Shimla Shimoga: Uday Ravi Complex, LLR Road, Durgi Gudi, Shimoga Tel: Silchar: 1St Floor, Chowchakra Complex, N N Dutta Road, Premtala, Silchar Tel: Siliguri: Nanak Complex, Near Church Road, Sevoke Road, Siliguri Tel: Surat: G-6 Empire State Building, Near Parag House,Udhna Darwaja, Ring Road, Surat Tel: Tirunelveli: Jeney Building, 55/18, S N Road, Near Arvind Eye Hospital, Tirunelveli Tel: / 38 / Tirupur: First Floor, 224 A, S, Selvakumar Departmental Stores, Ist Floor, Kamaraj Road, Opp To Cotton Market Complex,. Tel: Trichur: 2'Nd Floor, Brother'S Complex, Near Dhana Laxmi Bank Head Office, Naikkanal Junction, Trichur Tel: / Trichy: Sri krishna Arcade, 1St Floor; 60 Thennur High Road, Trichy Tel: Trivandrum: 2Nd Floor, Akshaya Towers, Above Jetairways, Sasthamangalam, Trivandrum Tel: / / Udaipur: , Madhav Chambers, Opp. G.P.O, Chetak Circle, Madhuban, Udaipur Tel: / / Valsad: Shop No 2, Phiroza Corner, Opp Next Showroom, Tithal Road, Valsad Tel: Vapi: Shop No-12, Shital Appartment, Opposite K P Tower, Imran Nagar, Silvassa Road, Vapi Tel : Varanasi: D-64/132,KA 1st Floor, Anant Complex, Sigra, Varanasi Vijayawada: Opp. Municipal Water Tank, Labbipet, Vijayawada Tel: / Visakhapatnam: /1 Eswar Paradise, Dwaraka Nagar; Main Road, Visakhapatnam Tel: / / Warangal: , 1st Floor, Opp. B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal Tel: Karvy Computershare Private Limited UNIT : Mutual, 3rd Floor, Karvy Plaza, , Street No 1, Banjara Hills, Hyderabad Tel: / Mutual Investor Service Centers Delhi: 104,1st Floor, Mercantile House, 15 Kasturba Gandhi Marg, New Delhi Tel Kolkata: Savitri Tower, 2nd Floor, 3A Upper Wood Street, Kolkatta Tel Mumbai: House, 6th Floor, Off. C.S.T Road, Kalina, Mumbai Tel Ahmedabad: Madhusudan House, Basement, Near Navrangpura Telephone Exchange, Off CG Road, Navrangpura, Ahmedabad Tel Risk factors Mutual investments are subject to market risks, read all scheme related documents carefully. Disclaimer : The view of the fund managers should not be construed as advice. Investors must make their own investment decisions based on their specific investment objectives and financial positions and using such AMFI qualified advisors as may be necessary. Opinions expressed in various articles are not necessarily those of Asset Management Limited (EAML) or any of its Directors, Officers, Employees and personnel. Consequently, the Asset Management Limited (EAML) or any of its Directors, Officers, Employees and personnel do not accept any responsibility for the editorial content or its accuracy, completeness or reliability and hereby disclaim any liability with regard to the same. Mutual House, 6th Floor, Off. C.S.T Road, Kalina, Mumbai