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1 The aim of the site is to provide an ever-growing range of tools, including the popular Power Portfolio and calculators, to help readers to make their own choices about their money. This is Money is also a consumer champion, battling for individual victories and campaigning for wider justice. Each year, hundreds of questions are answered via the Ask an Expert service has been an incredible year for This is Money and its writers. The site was named Personal Finance Website of the Year for the second year running at the Santander Personal Finance Media Awards and Financial Website of the Year in the Headline Money Awards last year. Traffic has soared with the number of UK users up 41% in October on a last year, stepping up from an annual rise of 39% in September and 32% in August. *All Site Profile data from Audience 1,465,336 unique users per month 7,538,464 page views per month

2 The News channel combines all the latest financial stories as well as breaking news headlines with indepth special reports and thought provoking opinion pieces from financial experts. Analysis, comment and opinion is provided by the Daily Mail City Desk and Financial Mail. Special features include the 30 second finance guide : an archive of clear explanations to some of the most baffling financial terminology, presented in clear and accessible format. Quick links to the latest info on the pillars of financial news (interest rates, the economy, the pound, stock markets and house prices) keep users hooked to TIM s clear and concise financial reporting. The comment function on all article pages inspires debate and increases user engagement, encouraging them to have their say. 270,036 unique users per month 666,395 page views per month

3 The Markets channel not only keeps TIM users updated daily on key stocks and share positions, the price of gold, oil and the FTSE 100 live blog, it also boasts an extensive depth of market reporting and prediction. The Market diary (detailing some of the most important dates likely to affect markets) and the stock screener are two key features that keep driving users to the market pages, again providing an unparalleled service for our users. Special features on the Markets channel include Midas Extra, TIM s exclusive new weekly markets supplement packed with share tips, expert views from industry insiders and musthave tips for both the experienced and novice investor. 206,149 unique users per month 1,980,030 page views per month

4 The Investing channel gives its readers access to information on the latest investing stories as well as comprehensive advice into what to invest in and how to do so. Special links on gold, oil, food prices and commodities as well as emerging markets provide a focal point for many users, maintaining trust and user engagement with TIM s strong specialist editorial. This is Money promotes audience contact with independent financial advisers in association with unbiased.co.uk, helping them to search in confidence for details of independent financial advisers close to where they live or work from 8,000 locations across the country. This channel encourages user interaction through such features as the investment discussion page. With the latest share prices and charts, company a-z share breakdowns and a wealth of investment tools, this channel provides a definitive investor advice forum. 137,090 unique users per month 402,615 page views per month

5 Safe saving is ensured for our users with extensive information on premium bonds, national savings, cash ISAs as well as other ways to save with peace of mind. Info on how to protect against ID fraud as well as guides on how to get compensation empower our users to safeguard themselves from crime and corporate misinformation, helping them to make the right decisions about their money. This channel also provides its users with it s unique ask an expert service, as well as extensive advice on child accounts, child trust funds as well as accounts for older savers. These features guarantee that our users are equipped with a broad spectrum of the most up-to-date specialist information. 338,109 unique users per month 1,055,027 page views per month

6 Credit & Loans is a channel filled with essential articles on debt management, fraud, how to improve your credit rating as well as the latest news on commercial card and loan rates. Credit Card and loan rate comparison, powered by beat that quote helps our users to find the best deals on their finances with convenient shortcuts for quick and simple applications. This is Money has been defending Victims of payment protection insurance (PPI) mis-selling since 2006, claiming refunds from banks and lenders with great success. With advice and template letters available in this section and a TiM reclaim guide, users are guided to success. 72,950 unique users per month 134,884 page views per month

7 TIM is frequently updated to keep our users thoroughly up to date on all the latest homes and mortgage related stories. In-depth articles provide incisive editorial content, ensuring our users loyalty. TIM s Mortgages and Homes channel has everything from buying to let, stamp duty and mortgages to rate predictions and homes abroad. Similarly the property blog keeps users completely up to date on market fluctuations, interest rates and the impact of inflation on the market. This channel also provides info on the latest deals on mortgages with a mortgage finder, mortgage protection info, mortgage tables and equity release advice. 246,809 unique users per month 588,253 page views per month

8 This channel offers an extensive variety of info and advice on insurance of every kind, with individual links on: Household, Car, Life, Travel, Pet and Health. The Ask an expert service, available to all users, contains many examples of insurance issues. The Ask an expert service, available to all users, contains many examples of insurance issues. It proves an invaluable tool to all wanting to discover which companies have sparked complaints as well as TIM s response to them. The Insurance pages reveal many independent victories spearheaded by TIM against insurers refusing to pay out. Special features of the site include insurance comparison tools powered by Moneysupermarket. com, ensuring our users find the right deals for them. 41,808 unique users per month 79,587 page views per month

9 From its Pension Protection Fund calculator to a Will and Testament advice page, the Pensions channel provides users with extensive tips, tools and advice. Equity release guides and articles also guide our users to the correct decisions. Useful advice guides, like the How to plan for a richer retirement link to pension plan information ensuring simple navigation for users. TIM makes sure its users individual needs are met through the forum, where specific questions can be solved and experiences exchanged amongst our users. This feature is linked through the Pensions channel and promotes user loyalty. The Annuities explained/beat your annuities pages provided through William Burrows Annuities offer individualised advise to clients on all aspects of annuities and pension drawdown. 111,416 unique users per month 317,616 page views per month

10 Championing consumers is a central concern of TIM and with extensive insider knowledge on comparative company customer service, as well as intelligence on how to get the best out of your bank, cheaper utility bills and mobile phone network providers, users are put back in the driving seat. Tips on reclaiming unfair bank, credit card, mortgage-exit and loan-insurance charges as well as numerous articles on cheaper travel, weekly food bills and how to protect your pension makes bargains and rip-offs the natural channel of choice for prudent users. Articles are level-headed and show in black and white poor rates and service while bringing to light the best deals. This combination ensures the success and popularity of TIM making it Personal Finance Website of the Year for the second year running at the Santander Personal Finance Media Awards. 222,774 unique users per month 411,663 page views per month

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