We re not a typical lender because you re not a typical client.

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1 We re not a typical lender because you re not a typical client.

2 Bespoke Loans for High Net Worth Individuals You deserve be+er than the one size fits all model that many conforming lenders demand. That s why we are here. Insignia Mortgage delivers custom- tailored loan solu@ons that are carefully aligned with your financial profile. What makes Insignia an ideal loan choice for you? We focus on large transac@ons for high net- worth clients. Most have significant assets but fluctua@ng incomes. We also work with foreign na@onals who earn income outside of the United States, or are buying in the United States for the With over $600 million in loan origina@ons since our incep@on in 2012, we understand your requirements and meet them precisely. I have done business with Chris Furie for over 20 years, and, look to Chris and Damon to source financing on my most complex transaceons that require an out of the box lending solueon. Kurt Rappaport, Westside Estate Agency Wall Street Journal #4 Ranked Realtor 2013 As Seen In: The Wall Street Journal >

3 About the Founders Chris Furie - Co- Founder CA BRE: NMLS: While many mortgage brokers tout experience, few can deliver a track record as accomplished as Chris Furie. Over the past 25 years, Chris has successfully secured some of the largest and most complex mortgage loans in Southern California while maintaining an unyielding commitment to each of his client s needs. His first- class service, exper@se and deep market knowledge have become a hallmark for clients and referral sources alike. Ranked #6 for all Mortgage Origina@ons in the US Damon Germanides - Co- Founder CA BRE: NMLS: For over ten years, Damon has been an industry leader in crabing mortgage loan solu@ons for high net- worth and high profile clients at CS Financial. Most recently, he partnered with Chris Furie to launch Insignia Mortgage. Aber receiving his MBA from the University of Southern California, Damon began his career in mortgage banking at Meridias Capital, a privately owned mortgage lender. Ranked #32 for all Mortgage Origina@ons in the US

4 California is Our Market

5 What Insignia Can Offer You Flexible Lending No tax return jumbo loans up to $4 million, or 60% loan to value Loan products for Foreign up to $25 million ARM rates, Interest Only up to $15 million Turn key for family and bridge loans Tailor Made for High Net Worth Complex structures: Irrevocable trusts, revocable trusts, LLC s and Limited Partnerships Cross collateraliza@on of single family dwellings Excep@onal team (including CPA and MBA) with proven track record of success in cash flow analysis, balance sheet underwri@ng and mul@- layered tax structure A Loan Origina@on Leader in Southern California Proprietary, long standing rela@onships with senior management of regional private banks and credit unions Each partner named in 2015 Sco+sman Guide s top loan originators Access to jumbo appraisers who have area specific exper@se

6 The Ideal Mix of Products and Core for the Self Employed No Tax Return Loans For the self employed and real estate investor For primary, and investment Loans up to $4 million and loan to values up to of 60% Revocable, irrevocable, LLC, and LP structures

7 The Ideal Mix of Products and Core for Foreign Foreign Loans Custom programs for foreign buyers seeking jumbo loans No US credit required, foreign assets are allowed Loan amounts up to $15 million with loan to value of up to 60% Interest Only available

8 Access a Wide Range of Interest Only & Amor@zing Loans Interest Only & Amor@zing Loans Loans up to $15 with loan to value up to 75% Access to government, regional and large New York money center pricing Special programs for high net worth borrowers

9 Apartment & Commercial Loans Niche Family and Commercial Property Program Offerings throughout Southern California Interest only family financing available up to 60% loan to value; 5/1 and 7/1 ARM Lines of Credit (LOC) up to $5 million Bank sourced financing for short term bridge of family and owner user; rates start at Prime +2% Access to regional banks and credit unions with local market

10 & Land Loans New Loans, Commercial & Family Developer financing for high end single family to $10 million financing for primary and second home ground up to $15 million family interest only up to $15 million Commercial bridge loans up to $20 million with loan to value up to 65%

11 Bridge Loans High Leverage High- End Developer Financing and Bridge Loans Loans from $500,000 up to $10 million Up to 80% loan to value, or, up to 100% with cross No tax returns required to qualify Hour Le+er of Intent (LOI); 14 day close Interest rates from 7.99% Access to professionally managed real estate hedge funds with local market knowledge

12 Access to Lenders Who Will Say OK No tax returns required to qualify Loans to Foreign up to $25 million Business funds for down payment LLC Irrevocable Trust Limited Partnership loans for new home up to $15 million Single family Investment property loans up to $5 million Jumbo loans for borrowers with 10 plus investment

13 Selected Recently Closed BEVERLY HILLS $4,100,000 Loan Amount 50% LTV Refinance No Tax Returns; Irrevocable Trust BEVERLY PARK $13,000,000 Loan Amount 50% LTV Refinance Interest Only; Foreign PACIFIC PALISADES $25,000,000 Loan Amount 30% LTV Purchase No Tax Returns; Blind Trust; Large Bank Turn Down BEVERLY HILLS $6,750,000 Loan Amount 70% LTV/90% CLTV Purchase Down Payment from $3 Million Unsecured Line of Credit MALIBU $6,900,000 Loan Amount 30% LTV Purchase Foreign Loan; Borrower Signed as Guarantor

14 A Five Star Team Ready to Work for You Chris Furie CA BRE: NMLS: Damon Germanides CA BRE: NMLS: Neil Patel, CPA CA BRE: NMLS: Rhonda Ramirez Richard Cadiente For 24 Hour Response: , Toll Free: For Fastest Response: Insignia Mortgage Corporate NMLS # and BRE #