The Canadian Cancer Society predicts 1 in 3 Canadians will develop cancer in their lifetime
|
|
- Lee Lawrence
- 8 years ago
- Views:
Transcription
1 The Canadian Cancer Society predicts 1 in 3 Canadians will develop cancer in their lifetime The Heart and Stroke Foundation of Canada estimates that 1 in 4 Canadians has some form of heart disease, disease of the blood vessels or is at risk for stroke Despite the increase of serious illnesses like cancer and heart disease in Canada, many people survive years after their diagnosis. That s the good news. The bad news is the unexpected costs that come with surviving a serious illness when provincial health care plans fall short. Even the most generous group benefit plans also fail to completely cover the soaring costs of specialized drugs, full-time nursing care, wheelchairs, and transportation and accommodation at out-of-town treatment centres. In 1996, Canada Life introduced critical illness insurance in Canada as a way of paying those kinds of expenses. Given the uncertainty of the Canadian health care system and an aging population, Canada Life had been trying to spread the word through the trade media with limited success about the need for Canadians to take charge of their healthcare needs. Then in September 2001 Canada Life added a new medical service to critical illness insurance called Best Doctors. With Best Doctors built into the plan, a policyholder could now get a lump sum payment and automatically access a second medical opinion from Harvard-based physicians about their condition following diagnosis. Further, Best Doctors would provide the names of 3 top medical specialists (as ranked by other physicians) for treating their condition locally, in the nearest urban center or with the top ranked physician in the world. As the first insurer to bring this comprehensive package of services to Canada, Canada Life now had an opportunity to finally break through into mainstream media. It was also a chance to demonstrate to Canada Life senior management how vital and persuasive the media can be as a third-party endorsement to the public. Until then, senior managers were not convinced of the media s value as a channel through which to inform the public about a new service. Media Objectives To raise awareness among key audiences about the chances of developing a critical illness and the potentially large and unexpected financial costs associated with illnesses. Target all Canadian top tier print and broadcast media and obtain at least 10 hits in the top tier media in the general news or health sections of media across Canada To help increase awareness among key audiences that their health benefits may not cover all their needs if they become critically ill in Canada. Develop a media kit that outlines these details and serves as quality reference for top tier media in the general news or health beats across Canada. To increase awareness in the financial services; industry and the broker community that Canada Life is a leader in providing innovative critical illness insurance that protects Canadians in the target market audiences. Obtain coverage in all key industry trade publications covering the financial services area, including Advisors Edge (online or print) and The Insurance Journal. 1
2 To help convince Canada Life senior management about the benefits of channeling important health information through the media to Canadian target audiences. Ensure senior executives participate as experts or attend the media conference launching the product. Target Audiences Male and female Canadians ages who have standard group benefit plans and know very little or nothing about the benefits of a comprehensive critical illness package with Best Doctors and/or think they re adequately covered Male and female Canadians ages who have no group coverage and know very little or nothing about the benefits of a comprehensive critical illness package and Best Doctors Insurance brokers who remained unconvinced of the benefits of CI coverage and do not present it as an essential part of their clients financial/risk management portfolio Insurance brokers who are convinced of the benefits but want consumer awareness to grow before pitching the product Our Approach In the summer of 2001, polls consistently ranked health care as the top concern of Canadians. Our approach to the Critical Illness/Best Doctors program fed into that interest with eye-opening information about gaps in health care coverage and the vulnerability of some Canadians if they were diagnosed with a critical illness. With the addition of Best Doctors, Canada Life s new critical illness product offered an unprecedented way for Canadians to combine financial coverage with access to medical specialists at home and around the world. Key to our approach was to turn the spotlight on renowned medical specialists who endorsed and spoke compellingly about the need for the program. Harvard-affiliated physicians, as well as experts in health care systems around the world, brought credibility to our message that Canadians need to be proactive in taking charge of their health needs. The Campaign Media conference A short media conference announcing the new partnership was slated to take place from the Canada Life head office. A conference in which media could meet face to face with critical illness experts and senior management from Canada Life, and Harvard-affiliated doctors from Best Doctors, reinforced the combined financial and medical dimension of the new critical illness product. Co-branded media kit Each press kit folder (enclosed) contained strong, factual Canadian information on critical illness trends, health costs and gaps in insurance coverage along with new research conducted by Statistics Canada, the Heart and Stroke Foundation of Canada, the Canadian Cancer Society and original case histories from Best Doctors. Our kit stressed the value of information over promotional corporate backgrounders. Contents of the kit were picked up and featured prominently in media coverage. 2
3 Creating a buzz Leading up to the announcement, our objective was to secure attendance at the press conference without disclosing the exact nature of the announcement. A media advisory was written and sent to all mainstream GTA media promising to feature commentary by Harvard-based and Canada Life medical and product experts. National press release by Canada Life A press release was disseminated nationally by Canada Newswire in English and French immediately following the announcement at the press conference. Our Role Selling the concept to management Our client at Canada Life recognized the great potential of using the media as a communications channel. Our first role, as external media specialists, was to help her spread that enthusiasm to upper management levels with a solid media strategy. The strategy highlighted Canadians thirst for health care news and concerns surrounding declining quality of care. We also highlighted examples of other successful media campaigns that supported product launches, including the tremendous success that Best Doctors had had with media around the world. Also included were Canadian statistics that could be worked into key messages and picked up by the media. Finally, the strategy emphasized that a media campaign would demonstrate to brokers, a key distribution channel of critical illness insurance, the high priority Canada Life was placing on the new comprehensive product. Plan and orchestrate the press conference, including setting the agenda, date and time, program content writing media advisory, prepping participants and experts from Canada Life/ Best Doctors to ensure our messages were crystal clear. Create solid key messages that highlight the products benefits to Canadians for our experts to use as reference along with a series of tough Q&As that prepped them for challenges in front of cameras. Plan and write all media materials, including national press release, contents of press kit, media advisory and additional materials as requested by the media. Pitch the campaign directly to key mainstream and trade media in the Toronto area over the phone the day before the press conference. Our pitch clearly highlighted the benefits and need for the product and backed it up with strong statistics and factual information. Many media were averse to promoting a product but were sold on our story once we provided them with our solid, factual information. Limitations Budget and personnel resources The budget and allocation of internal support reflected management s lukewarm buy-in to the media campaign. The budget was capped at $10,000 for all aspects of the campaign (outlined above), excluding the costs of disseminating the release via Canada Newswire. Assistance inside Canada Life was limited to basic graphic design for materials, internal support in corporate communications to help shepherd content approvals, and AV support for the press conference. 3
4 Risks Bad publicity This is a risk to any campaign, but perhaps more to an organization like Canada Life that s wary of media exposure. The program was at risk of being perceived as an American pay for health care solution, which it clearly is not. Our U.S. medical experts were briefed on Canada s strongly held value of universal health care access. Using Best Doctors success stories from the U.K. where universal health care is offered -- we sought to deflect comparison away from the United States. All spokespeople - Canadian and American were briefed by us on how to address the issue head on. Indeed, the Toronto Star was prepared to cover the story as an example of two-tier health care, but questions were effectively answered and the issue was contained. Poor attendance at press conference While the costs of the press conference were minimal, the internal stakes were high. Canada Life had never called a press conference and tapped the knowledge of senior managers and experts as participants. They were not comfortable exposing themselves to the outside world. Internal reputations were at stake, and strong attendance and a successful campaign were a must. Sept 11th Two weeks before the Sept 26 th launch, this attack threw countless personal and professional lives into crisis. One week passed before any semblance of stability resumed in Boston, where the Best Doctors head office is situated. Ongoing uncertainty in the weeks and days leading up to the press conference placed great pressure on the campaign. Reports of terrorist activity dominated all media. Several contingency plans were developed in the event of new terrorist developments and travel restrictions for U.S. participants. We needed to be ready to pull the plug on the media conference up until the final minutes, while still ensuring some level of coverage for the program. Measuring program success Strong press coverage 21 top tier media and the two critical trade media picked up the story and, more importantly, supported our messages and covered it from the angle we developed. We overwhelmingly surpassed our objectives. Taken as a whole, more than 3 million Canadians across Canada heard the Critical Illness/Best Doctors story. It was the most widespread, positive media coverage Best Doctors had seen with a single product launch in any country. Excellent conference attendance representatives of 13 news organizations attended the conference, including Global News, which ran a 5-minute evening news segment, which ran across Canada and the Toronto Star, which ran an article on page 3 of the front section. The key senior managers of the Canadian Division, including the executive vice-president, attended and/or participated in the media conference. Internal recognition Our client, a critical illness product specialist with 22-years at Canada Life, received a direct call from the president and CEO of Canada Life expressing his congratulations and personal interest in the program. This was the first call our contact ever received by the president. She has since been promoted to lead a new subsidiary of Canada Life that offers critical illness insurance and other enhancements to group benefit plans. Broker Awareness - 4
5 Client: Joanne Regan-Scott, former Project Manager, Critical Illness Phone: (416) ,
HEALTH INSURANCE. Family, Home, Career... and your Health. You have it all and want to protect it
HEALTH INSURANCE Family, Home, Career... and your Health You have it all and want to protect it Does this sound like you? More than ever before women are: Leaders, fully in-charge of their dreams and destinies
More informationThe Actuarial Society of Hong Kong Product Development Case Studies and Food for Thought
The Actuarial Society of Hong Kong Product Development Case Studies and Food for Thought Andy Hui 6 November 2014 Why Product Development? Key Partners and Enablers Direct Insurance Co. Value Proposition
More informationCritical Illness Insurance
Advances in lifestyle and medical technology have greatly increased your chances of surviving a critical illness. But can you survive financially? Keep in mind that your regular bills, loans, tuition,
More informationLiving benefits. Oasis. A look at critical illness insurance claims
Living benefits solutions Oasis A look at critical illness insurance claims People are living longer. If you experience a critical illness, you re now more likely to survive it and live for many years.
More informationOptional Group Critical Illness. Financial support at a critical time
Optional Group Critical Illness Financial support at a critical time Medical advances have greatly increased the ability of Canadians to survive a critical illness. However, few of us are prepared for
More informationInsurance: an important part of your financial plan
CREDIT INSURANCE Insurance: an important part of your financial plan As an entrepreneur, you need a solid financial plan for your business so that you can focus on the big picture. Are you self-employed?
More informationACCIDENT & HEALTH. Risk BRiefing. Changing Consumer. financial protection
ACCIDENT & HEALTH ACe european Risk BRiefing Changing Consumer perceptions of personal financial protection ReseARCh BACkgRound And methodology ACe group commissioned orc international to undertake research
More informationMortgage protection and your money back!
Mortgage protection and your money back! Benefits of Critical Illness mortgage protection through BMO Insurance Both premiums and coverage are fully guaranteed Coverage is fully portable stays in place
More informationChoosing Health Care Insurance Medicare Supplements
Choosing Health Care Insurance By Steve Meinhardt http://yumainsurancehealth.com Office: 928-217-3621 Mobile: 928-580-7102 Fax No: 928-344-3507 Email: steve@yumainsurancehealth.com Or - Fill out the contact
More informationHead of Marketing & Communications. Job pack August 2015. 1 P a g e
Head of Marketing & Communications Job pack August 2015 1 P a g e Dear Applicant Recruitment of Head of Marketing & Communications Thank you for your interest in this position at Bowel Cancer UK. This
More informationIf I were no longer around, who would pay my mortgage?
If I were no longer around, who would pay my mortgage? Let us help you create a mortgage protection plan to protect you and your most valuable asset. Mortgage life insurance protection Your house is your
More informationProtection for you, your finances & your future!
Group Critical Illness Insurance Protection for you, your finances & your future! AGENDA Who is ACE BCCA s new AD&D The Need for Critical Illness The BCCA CI Program How is the product different Policy
More informationWhy CI? Critical Illness Protection from Transamerica for a Broader Spectrum of Coverage
Why CI? Critical Illness Protection from Transamerica for a Broader Spectrum of Coverage What is Critical Illness Protection? Critical Illness Protection is a form of insurance that provides you with a
More informationCritical Illness Insurance. Second Chance for Children 30 days to 17 years
Critical Illness Insurance Second Chance for Children 30 days to 17 years Second Chance for Children Protect your children in case of critical illness so you can afford to stay by their bedside If one
More informationMEDICAL CERTAINTY WITHIN YOUR REACH
For sales enquiries, please contact: Phone: 1-855-66-4028 Email: insurance@bestdoctorscanada.com MEDICAL CERTAINTY WITHIN YOUR REACH Best Doctors Canada Insurance Services 145 King Street West Suite 00
More informationCritical Illness Insurance Essential protection for a new era
Specialists in tax advantaged benefit plans for small business owners & key individuals Long Term Care Disability CI Health/HSA s Dental Supplemental Life Annuities Critical Illness Insurance Essential
More informationStep-By-Step Guide - Prostate Cancer
Step-By-Step Guide - Prostate Cancer Order the Men s Health Initiative Prostate Cancer Kit from the North American Federation of Temple Brotherhoods, six to eight weeks prior to your event. Advertising
More informationCritical Illness Insurance. Simplified Second Chance 6 covered illnesses and surgeries
Critical Illness Insurance Simplified Second Chance 6 covered illnesses and surgeries Simplified Second Chance Covers added expenses that come along with a critical illness Being diagnosed with cancer,
More informationJelf Employee Benefits White Paper on Cancer
Jelf Employee Benefits White Paper on Cancer Edition 1, September 2013 Wellbeing at Work Cancer, covered. 250,000 people are diagnosed with cancer in England every year** Cancer Research UK states that
More informationCritical Illness Fit for the Elderly?
No. 31, October 2014 Critical Illness Fit for the Elderly? by Tim Eppert + Critical illness (CI) insurance provides a financial lifeline to people facing the consequences of being diagnosed with a severe
More informationManagement Strategy of Neo First Life. Yuji TOKUOKA, President, The Neo First Life Insurance Company, Limited
Management Strategy of Neo First Life Yuji TOKUOKA, President, The Neo First Life Insurance Company, Limited About Neo First Life Became wholly owned subsidiary of Dai-ichi Life in August 2014 Launched
More informationYour Guide to Living Benefits
Easy to read, understandable, and timely... Charlie Denholm Your Guide to Living Benefits THE BEST KEPT SECRET IN AMERICA By Richard Drazien, CLU, SRM Chapter 6 OK, You Have My Attention. Show Me The Money!
More informationINNOVATIVE 5-STAR SERIOUS ILLNESS COVER
INNOVATIVE 5-STAR SERIOUS ILLNESS COVER FROM VITALITYLIFE VITALITY.CO.UK/LIFE YOU RE UP TO TWICE 1 AS LIKELY TO GET A PAYOUT FROM OUR SERIOUS ILLNESS COVER THAN YOU ARE FROM A TYPICAL CRITICAL ILLNESS
More informationAflac Group Critical Illness Insurance Frequently Asked Questions
Aflac Group Critical Illness Insurance Frequently Asked Questions Table of Contents I. General Information II. Eligibility III. Applying for Coverage IV. Coverage Specifics V. Premiums/Rates VI. Claims
More informationebusiness in Canada: Pushing beyond Good Enough How Canadian ebusinesses can better prepare to meet global competition SUMMARY
ebusiness in Canada: Pushing beyond Good Enough How Canadian ebusinesses can better prepare to meet global competition SUMMARY Table of Contents: 2 Background 3 Summary 4 Creating the Management Conditions
More informationSymbility Health Adjudicare Group Insurance Plan Outline
Symbility Health Adjudicare Group Insurance Plan Outline 2013 Symbility Solutions Inc. Who is Eligible? All Eligible Employees under the age of 65, working a minimum average of 15 hours per week are Eligible
More informationYour critical illness protection plan
Your critical illness protection plan It could happen to you It is estimated there are over 70,000 heart attacks in Canada each year. There are between 40,000-50,000 strokes in Canada each year. An estimated
More informationSummer 2015. Mind the gap. Income protection gap study Western Europe
Summer 2015 Mind the gap Income protection gap study Western Europe Foreword There is growing awareness of the pension gap, but most people underestimate an even greater risk to their standard of living:
More informationKea Influencer Relations and Marketing for High-Tech & Technology Providers
Kea Analyst Relations Industry analysts play a key role in defining markets and educating buyers. We work with clients to identify and track the most influential and relevant industry analysts, and advise
More informationProtecting your family with insurance: How RBC Royal Bank can help
Insurance Protecting your family with insurance: How RBC Royal Bank can help At RBC Royal Bank, we know that you ve worked hard to get here and build a new life. Insurance helps protect what you have from
More informationCritical Illness Insurance. Second Chance for Children 30 days to 17 years
Critical Illness Insurance Second Chance for Children 30 days to 17 years Second Chance for Children Protect your children in case of critical illness so you can afford to stay by their bedside If one
More informationCritical Illness Insurance. Simplified Second Chance 6 covered illnesses and surgeries
Critical Illness Insurance Simplified Second Chance 6 covered illnesses and surgeries Simplified Second Chance Covers added expenses that come along with a critical illness Being diagnosed with cancer,
More informationADVERTISING VALUE EQUIVALENCY (AVE)
THE INSTITUTE FOR PUBLIC RELATIONS COMMISSION ON PR MEASUREMENT AND EVALUATION University of Florida * PO Box 118400 * Gainesville, FL 32611-8400 (352) 392-0280 * (352) 846-1122 (fax) www.instituteforpr.com
More informationNEW FEATURES. consumers are asking for in Critical Illness insurance
LISTENING TO CONSUMERS NEW FEATURES consumers are asking for in Critical Illness insurance As a company that offers several types of voluntary benefits, including critical illness insurance, Trustmark
More informationLifeFund. Life s biggest financial. questions answered. in one LifeFund. Now, go live. A living life plan. Equity Index. Life Insurance Policy M3413
Life s biggest financial questions answered in one LifeFund. Now, go live. Equity Index LifeFund A living life plan. SM M343 Page of 2 Equity Index LifeFund Life insurance for the 2st century. Traditional
More information> The Role of Insurance in Wealth Planning
> The Role of Insurance in Wealth Planning Insurance solutions for funding a buy-sell agreement A S S A N T E E S T A T E A N D I N S U R A N C E S E R V I C E S I N C. Insurance solutions for funding
More informationAdvisor Sales Guide. insurenow insurenow Plus. Fast. Flexible. Forward thinking. FOR ADVISOR USE ONLY
Advisor Sales Guide insurenow insurenow Plus Fast. Flexible. Forward thinking. FOR ADVISOR USE ONLY TABLE OF CONTENTS Introduction...1 Target market...2 It s Fast...2 It s Flexible...2 It s Forward Thinking...4
More informationUnderstanding Critical Illness Insurance Health insurance that provides a lump-sum payment should you become seriously ill.
Financial Services Commission of Ontario Understanding Critical Illness Insurance Health insurance that provides a lump-sum payment should you become seriously ill. What is critical illness insurance?
More informationWealth protection for Australian Small and Medium Business Owners
Wealth protection for Australian Small and Medium Business Owners Unexpected issues In business life, as in daily life, unexpected issues can and do occur. Business owners can be temporarily or permanently
More informationLine of Credit Critical Illness Insurance Claim Creditor Insurance Policy no. 57904
Line of Credit Critical Illness Insurance Claim Creditor Insurance Policy no. 57904 BMO Bank of Montreal Representative: First name Last name Branch Domicile Stamp Signature Fax number What information
More informationCritical Illness Claims Report 2006
This communication is intended for qualified financial advisers only and must not be relied upon by anyone else. This is the Critical Illness Claims Report 2006 from Assurance Limited Hello. This report
More informations u p p l e m e n t a l s o l u t i o n s s c h e d u l e o f b e n e f i t s p l a n
s u p p l e m e n t a l s o l u t i o n s s c h e d u l e o f b e n e f i t s p l a n c o v e r a g e f o r : c a n c e r h e a r t at t ac k s t r o k e w i t h 1 0 0 % r e t u r n o f p r e m i u m ava
More informationPost Budget At Retirement Market - A Report
Post Budget At Retirement Market - Qualitative Consumer Research Commissioned by syndicate members: This report is for media use only and may not be reproduced or circulated in its entirety. Any quotes
More informationBest Doctors, helping you take control of your healthcare
Best Doctors, helping you take control of your healthcare Best Doctors helps Canadians navigate the healthcare system through one-on-one coaching and support and connects seriously ill individuals and
More informationUnbreak my heart: The crippling effect of health struggles on your finances
April 10th, 2013 by Ardent Financial Group Unbreak my heart: The crippling effect of health struggles on your finances The critical role of critical illness insurance in protecting your finances during
More informationIMPLEMENTING THE TRIPLE AIM: A SENIOR LEADERSHIP PERSPECTIVE 1
IMPLEMENTING THE TRIPLE AIM: A SENIOR LEADERSHIP PERSPECTIVE 1 Rafael BENGOA Patricia ARRATIBEL I. BACKGROUND There are numerous health care systems in the world undertaking the most important reforms
More informationia Excellence Lifeline
INSURANCE ia Excellence Lifeline A simpler way of getting life, cancer and disability insurance Everyone needs a lifeline. 2 Insurance access for all You already probably know the importance of life insurance
More informationWOMEN AND RISK MADE SIMPLE
WOMEN AND RISK MADE SIMPLE Working with the profession to simplify the language of insurance UNDERSTANDING WOMEN AND RISK Risk is part of life. At home, at work, on the road, on holiday, you re at risk
More informationPatient Services Pharma s Best Kept Secret
Accenture Life Sciences Rethink Reshape Restructure...for better patient outcomes Patient Services Pharma s Best Kept Secret Accenture Research Note: Key findings from a survey of 10,000 patients around
More informationIntegrating media relations into your BtoB marketing communications plan
Integrating media relations into your BtoB marketing communications plan Media relations, a subset of public relations, should play an important role in your overall marketing communications plan. Utilizing
More informationHow to Increase Sales for Your Moving Company White Paper From SalesPath by Moveboxer
How to Increase Sales for Your Moving Company White Paper From SalesPath by Moveboxer Increase Sales Today for Your Moving Company One of the biggest questions in running any company, and particularly
More informationMaking PR and social media work for your business. 1 st February 2015
Making PR and social media work for your business 1 st February 2015 Why we re here today How we came to work with RYA Attract new participants to the three-in-one taster sessions Developing and delivering
More informationWhen should you call Best Doctors?
When should you call Best Doctors? YOU CAN CALL BEST DOCTORS if you or your eligible dependents have been diagnosed with a serious illness, or if a serious illness is supected. Your medical condition will
More informationEMPLOYEE WELLNESS KEY ELEMENTS FOR A SUCCESSFUL PROGRAM
EMPLOYEE WELLNESS KEY ELEMENTS FOR A SUCCESSFUL PROGRAM 1 ABOUT THIS DOCUMENT Many employers have launched employee wellness programs in recent years with different degrees of success or failure. What
More informationPersonal Insurance. Do I need Trauma cover? a safety. to help get you back on track
Personal Insurance Do I need Trauma cover? a safety to help get you back on track Being able to focus on your recovery after suffering a traumatic event is going to be your primary concern. Having trauma
More informationFlorida Clinical Trials Agreement
Florida Clinical Trials Agreement Agreement to Reduce Cancer Morbidity and Mortality in Florida The undersigned parties to this Florida Clinical Trials Agreement (Agreement) acknowledge that Florida ranks
More informationStrategic Communications Plan
Communications Infrastructure Strategic Communications Plan Staff of 3 communications graduate students and ancillary staff at partner organizations. Project is being completed as part of coursework for
More informationRecruiting for Diversity
GUIDE Creating and sustaining patient and family advisory councils Recruiting for Diversity Let s make our health system healthier WHO IS HEALTH QUALITY ONTARIO Health Quality Ontario is the provincial
More informationA CONSUMER'S GUIDE TO CANCER INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE
A CONSUMER'S GUIDE TO from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE IMPORTANT INFORMATION WHAT IS? Cancer insurance provides benefits only if you are diagnosed with cancer, as defined
More informationYour guide to UnitedHealthcare
Your guide to UnitedHealthcare Face the future with confidence The benefits environment remains challenging. Uncertainty reigns as a wave of new regulation sweeps across the industry. Costs continue to
More informationIn our current competitive climate, all public schools should be building their brand Stacy Tapp
In our current competitive climate, all public schools should be building their brand Stacy Tapp I t s no secret. Many public school districts in Wisconsin are facing declining enrollment. Competition
More informationSo what are these various insurances and when might you need them? A brief summary of the main types of cover is as follows.
Report No. 6 September 2013 IN THIS REPORT: We research & rate the suite of life insurance products to determine who offers the best value from the 13 companies specializing in this market. IT CAN HAPPEN
More informationTransamerica Layered Insurance Strategy. It doesn t matter where your story begins
Transamerica Layered Insurance Strategy It doesn t matter where your story begins it only matters where you re going. Imagine your life if things never changed. If everything stayed exactly as it is today.
More informationA guide to your retirement options
A guide to your retirement options I have been looking forward to my retirement but now I am worried about making the right choice See your options page 4. Cathy has stood by me through the good times
More informationHow To Get A Line Of Credit Insurance Policy From Sun Life Of Canada
Line of Credit Critical Illness Insurance Claim Creditor Insurance Policy no. 57904 BMO Bank of Montreal Representative: First name Last name Branch Domicile Stamp Signature Fax number What information
More informationChild LifeAdvance. Critical illness insurance for children
Child LifeAdvance Critical illness insurance for children You may not want to even think about the possibility of your child becoming critically ill, but what if it does happen? Would you want financial
More informationA Greater Understanding. A Practical Guide to Clinical Trials
A Greater Understanding A Practical Guide to Clinical Trials Solving Insurance and Healthcare AccessProblems I since 1996 A Greater Understanding Patient Advocate Foundation MISSION STATEMENT Patient Advocate
More informationPHYSICIAN RECRUITMENT STRATEGY
PHYSICIAN RECRUITMENT STRATEGY Introduction Physicians play a vital role in health care. Working along side other health care professionals, they diagnose illnesses, prescribe medication and treatments,
More informationThe Leading Information Source for Financial Advisers
The Leading Information Source for Financial Advisers SOCIAL MEDIA IS NO LONGER OPTIONAL Unlike other industries that began experimenting with social media as it emerged, the wealth management business
More informationThe Role of Media Influencers is Changing. The Media s Appetite for Digital Content is Strong
The Role of Media Influencers is Changing The role of media influencers has changed dramatically in the last few years. These changes are not just challenges, they are opportunities. As the D S Simon Media
More informationTake our Fraud Quiz and see what you know about frauds and scams in Canada. Test yourself on
Take our Fraud Quiz and see what you know about frauds and scams in Canada. Test yourself on Are you a Target? On-Line Scams Credit/Debit Card Investment Identity Theft Frauds Scams Mark the following
More informationCritical Illness Protection Rider Product Overview
Critical Illness Protection Rider Product Overview Whether it s a young family with a mortgage to pay and other financial commitments, or a couple who is close to retirement and who want to protect their
More informationFinal Expense Whole Life Insurance
Final Expense Whole Life Insurance FE 300 1/05 BC Life & Health Insurance Company An important part of your financial strategy Final Expense Whole Life Insurance Rates are Guaranteed and fixed for life
More informationChambers Plan Renewal April 1st, 2014
Volume 20 Number 2 March 2014 Chambers Plan Renewal April 1st, 2014 April 1st marks the annual renewal of your Chambers Plan coverage. At renewal, premiums are generally adjusted for the coming year to
More informationKMH Cardiology & Diagnostic Centres www.kmhlabs.com
KMH Cardiology & Diagnostic Centres www.kmhlabs.com CB KMH Cardiology and Diagnostic Centres Keeping Me Healthy 02 CB HEALTHCARE 4 HEALTHCARE KMH Cardiology & Diagnostic Centres Specializing in cardiology
More informationYour Social Media Starter Kit For Content Marketing
Your Social Media Starter Kit For Content Marketing L et s assume you ve created a white paper or some other form of content. Doing so involves research, writing, editing, rewriting and design. The cost
More informationHealth, Wealth and Retirement SM study
Health, Wealth and Retirement SM study October 2014 Abstract Countless unknowns accompany planning for retirement. Economic conditions, long-term market performance and inflation are all uncertainties
More informationFulfil your potential with a career in medical communications
Fulfil your potential with a career in medical communications What is a medical writer? Medical writers combine their knowledge of science and their research skills to write scientific copy, which is used
More informationMedical Innovation Bill
Medical Innovation Bill Response to the Department of Health Consultation, April 2014 Kingsley Napley LLP are a firm of solicitors. We have a team that specialises in clinical negligence, acting exclusively
More informationAmerican General LTC SM Insurance and Critical Illness PlusSM
Bob Clancy, CLTC National Director Sales Development LTCi & A&H American General LTC SM Insurance and Critical Illness PlusSM FOR AGENT USE ONLY NOT FOR DISSEMINATION TO THE PUBLIC 0 It s not your classic
More informationPlanning For a Critical Illness. Benefits Need to Evolve. 800-672-7202 www.criticalillnessplanning.com
Planning For a Critical Illness Why Your Employee Benefits Need to Evolve 800-672-7202 www.criticalillnessplanning.com After the 2008 recession in the U.S., many people know how devastating an economic
More informationMEDICAL CODING CAREER
MEDICAL CODING CAREER WHAT IS MEDICAL CODING AND HOW TO CHOOSE THE BEST MEDICAL CODING COURSES Curious about a career in medical coding? Look no further! A medical coding career provides a flexible and
More informationReal People Real Discoveries: Precision Cancer Treatment Social Media Campaign
Real People Real Discoveries: Precision Cancer Treatment Social Media Campaign Social Media Background Cancer Treatment Centers of America (CTCA) has done an excellent job overall on social media. To take
More informationgroup insurance plans for small business
group insurance plans for small business Presented by: Stephen Cragg Financial Security Advisor Group Broker table of contents About me Group broker services Additional services I provide Fifteen advantages
More informationHow to Maximize Your News Releases for B2B Lead Generation
How to Maximize Your News Releases for B2B Lead Generation Do your company s news releases just sit on your website, slowly fading into obscurity? A news release can be a powerful tool for creating product
More informationHow To Pay For Critical Illness Insurance From The Ihc Group
You ve protected your family s financial future by purchasing life and health insurance. Critical Illness Insurance It s cash when you need it. You choose how to spend it. So you can focus on getting well.
More informationPricing the Critical Illness Risk: The Continuous Challenge.
Pricing the Critical Illness Risk: The Continuous Challenge. To be presented at the 6 th Global Conference of Actuaries, New Delhi 18 19 February 2004 Andres Webersinke, ACTUARY (DAV), FASSA, FASI 9 RAFFLES
More informationHANDLING INCOME PROTECTION CLAIMS AND ADVISER S ROLE
HANDLING INCOME PROTECTION CLAIMS AND ADVISER S ROLE Are you, as a licensed insurance adviser, providing an appropriate level of service to your clients when a claim arises? Training Your Clients In my
More informationQuestions to Ask My Doctor About My Cancer
Questions to Ask My Doctor Being told you have cancer can be scary and stressful. You probably have a lot of questions and concerns. Learning about the disease, how it s treated, and how this information
More informationThe Purpose of PR 2016
The Purpose of PR 2016 Research Report Contents Introduction Key findings Purpose of PR Tactics Budget Social media, SEO Media Relevance and importance of PR INTRODUCTION FROM XANTHE VAUGHAN WILLIAMS PR
More informationAGENDA ITEM 8. COLLEGE ILLINOIS! 529 PREPAID TUITION PROGRAM MARKETING REPORT
AGENDA ITEM 8. COLLEGE ILLINOIS! 529 PREPAID TUITION PROGRAM MARKETING REPORT Submitted for: Summary: Action requested: Information For your review is a synopsis of past marketing strategy, the current
More informationRemarks by. Carolyn G. DuChene Deputy Comptroller Operational Risk. at the
Remarks by Carolyn G. DuChene Deputy Comptroller Operational Risk at the Bank Safety and Soundness Advisor Community Bank Enterprise Risk Management Seminar Washington, D.C. October 22, 2012 Good afternoon,
More informationThe Financial Services Industry
The Financial Services Industry AN INTRODUCTION TO SOCIAL MEDIA The Challenge The Financial Services industry is one of the most established and complex around. Many of its key processes and systems have
More informationGroup Critical Illness Insurance
Group Critical Illness Insurance 145 Wellington Street West Toronto, Ontario, M5J 1H8 www.chartisinsurance.com Overview Chartis Insurance is happy to bring you this versatile Group Critical Illness plan
More informationCanadian Health Insurance
Case study Canadian Health Insurance tax Guide Critical illness insurance in a disability buy-sell agreement December 2013 Life s brighter under the sun Sun Life Assurance Company of Canada, 2013. Sun
More informationMarketing Guide for Authors
Marketing Guide for Authors About Marketing at Wolters Kluwer Wolters Kluwer has a reputation for delivering authoritative content that delivers vital insights and guidance from subject matter experts.
More informationHow to Avoid Overpaying For Your:
How to Avoid Overpaying For Your: Mortgage Life Insurance and Mortgage Critical Illness Insurance By: Terry Bialek Congratulations! You ve just bought a new house or condominium and you ve arranged a mortgage
More informationHow internal communications saved lives.
How internal communications saved lives. The story of the West of Scotland Cancer Awareness Project Bowel Cancer Campaign 31 January 2007 Authors Lisa Cohen, Project Manager, West of Scotland Cancer Awareness
More informationGroup Benefits Effective February 1, 2013
Group Benefits Effective February 1, 2013 Benefit Solutions for Your Organization What s in it for you? A Blue Chip TM Benefits Plan from Saskatchewan Blue Cross is a solid investment. Your Group Benefits
More information