The Manufacturers Life Insurance Company. Health & Dental Insurance for CARP Members. Monthly Premiums Per Person British Columbia

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1 Sample Premium Calculations EXTENDED HEALTH CARE PLAN Doug $30.80 Fran $28.40 TOTAL $59.20 DENTAL ENHANCED PLAN Doug $94.70 Fran $87.80 Rachel 5 20 $31.70 Jason 5 20 $31.70 TOTAL $ THREE STAR PLAN Doug $72.30 Fran $68.80 TOTAL $ FOUR STAR PLAN Doug $ Fran $ Sean 5 20 $41.20 TOTAL $ FIVE STAR PLAN Doug $ Fran $ TOTAL $ Health & Dental Insurance for CARP Members Monthly Premiums Per Person British Columbia The Manufacturers Life Insurance Company CARP.RS.BC (03/15)

2 Monthly Premiums Per Person British Columbia Residents of Quebec, please call toll-free to discuss your coverage options. Age Group EXTENDED HEALTH CARE PLAN No Medical Questionnaire Required DENTAL ENHANCED PLAN Medical Questionnaire Required THREE STAR PLAN FOUR STAR PLAN FIVE STAR PLAN Single Under age 45 $25.80 $79.80 $68.60 $ $ $32.00 $98.70 $80.30 $ $ $34.70 $ $84.20 $ $ $34.70 $ $85.80 $ $ $36.90 $ $90.70 $ $ $41.70 $ $ $ $ $47.10 $ $ $ $ $56.00 $ $ $ $ Couple Under age 45 $22.70 $69.90 $58.20 $90.70 $ $28.40 $87.80 $68.80 $ $ $30.80 $94.70 $72.30 $ $ $30.80 $ $74.10 $ $ $32.90 $ $78.10 $ $ $37.50 $ $88.30 $ $ $42.40 $ $98.70 $ $ $51.00 $ $ $ $ to 2 children Under age 5 $6.80 $20.60 $17.90 $26.80 $ $10.40 $31.70 $31.20 $41.20 $ or more children Under age 5 $6.20 $18.40 $15.80 $24.00 $ $9.50 $28.50 $28.00 $37.30 $64.80 Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license The Manufacturers Life Insurance Company. All rights reserved. Product may not be available in all provinces. Plans offered by The McLennan Group Life Insurance Inc.

3 Sample Premium Calculations EXTENDED HEALTH CARE PLAN Doug $37.50 Fran $33.80 TOTAL $71.30 DENTAL ENHANCED PLAN Doug $ Fran $ Rachel 5 20 $36.10 Jason 5 20 $36.10 TOTAL $ THREE STAR PLAN Doug $86.00 Fran $80.00 TOTAL $ FOUR STAR PLAN Doug $ Fran $ Sean 5 20 $47.10 TOTAL $ FIVE STAR PLAN Doug $ Fran $ TOTAL $ Health & Dental Insurance for CARP Members Monthly Premiums Per Person Alberta The Manufacturers Life Insurance Company CARP.RS.AB (03/15)

4 Monthly Premiums Per Person Alberta Residents of Quebec, please call toll-free to discuss your coverage options. Age Group EXTENDED HEALTH CARE PLAN No Medical Questionnaire Required DENTAL ENHANCED PLAN Medical Questionnaire Required THREE STAR PLAN FOUR STAR PLAN FIVE STAR PLAN Single Under age 45 $29.40 $90.50 $76.70 $ $ $37.60 $ $91.80 $ $ $41.60 $ $98.80 $ $ $41.60 $ $ $ $ $35.80 $ $99.40 $ $ $40.10 $ $ $ $ $43.30 $ $ $ $ $48.90 $ $ $ $ Couple Under age 45 $25.90 $80.10 $65.50 $ $ $33.80 $ $80.00 $ $ $37.50 $ $86.00 $ $ $37.50 $ $96.70 $ $ $32.00 $98.70 $86.30 $ $ $35.90 $ $97.70 $ $ $39.10 $ $ $ $ $44.40 $ $ $ $ to 2 children Under age 5 $7.80 $24.50 $21.30 $31.80 $ $11.70 $36.10 $34.80 $47.10 $ or more children Under age 5 $7.20 $22.00 $19.20 $28.50 $ $10.60 $32.30 $31.30 $42.20 $73.60 Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license The Manufacturers Life Insurance Company. All rights reserved. Product may not be available in all provinces. Plans offered by The McLennan Group Life Insurance Inc.

5 Sample Premium Calculations EXTENDED HEALTH CARE PLAN Doug $30.60 Fran $27.80 TOTAL $58.40 DENTAL ENHANCED PLAN Doug $94.60 Fran $85.20 Rachel 5 20 $30.80 Jason 5 20 $30.80 TOTAL $ THREE STAR PLAN Doug $74.80 Fran $69.60 TOTAL $ FOUR STAR PLAN Doug $ Fran $ Sean 5 20 $39.80 TOTAL $ FIVE STAR PLAN Doug $ Fran $ TOTAL $ Health & Dental Insurance for CARP Members Monthly Premiums Per Person Prairies The Manufacturers Life Insurance Company CARP.RS.PR (03/15)

6 Monthly Premiums Per Person Prairies Residents of Quebec, please call toll-free to discuss your coverage options. Age Group EXTENDED HEALTH CARE PLAN No Medical Questionnaire Required DENTAL ENHANCED PLAN Medical Questionnaire Required THREE STAR PLAN FOUR STAR PLAN FIVE STAR PLAN Single Under age 45 $24.50 $75.00 $67.60 $97.50 $ $31.30 $96.20 $81.20 $ $ $34.50 $ $86.50 $ $ $34.50 $ $89.30 $ $ $38.90 $ $98.30 $ $ $44.10 $ $ $ $ $48.80 $ $ $ $ $55.70 $ $ $ $ Couple Under age 45 $21.30 $65.70 $57.30 $85.20 $ $27.80 $85.20 $69.60 $ $ $30.60 $94.60 $74.80 $ $ $30.60 $ $77.30 $ $ $35.00 $ $85.20 $ $ $39.70 $ $96.70 $ $ $44.40 $ $ $ $ $51.00 $ $ $ $ to 2 children Under age 5 $6.90 $21.10 $18.50 $27.20 $ $10.10 $30.80 $29.50 $39.80 $ or more children Under age 5 $6.20 $18.70 $16.70 $24.40 $ $9.10 $27.40 $26.40 $35.50 $60.20 Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license The Manufacturers Life Insurance Company. All rights reserved. Product may not be available in all provinces. Plans offered by The McLennan Group Life Insurance Inc.

7 Sample Premium Calculations EXTENDED HEALTH CARE PLAN Doug $38.80 Fran $34.70 TOTAL $73.50 DENTAL ENHANCED PLAN Doug $ Fran $ Rachel 5 20 $36.70 Jason 5 20 $36.70 TOTAL $ THREE STAR PLAN Doug $83.60 Fran $77.10 TOTAL $ FOUR STAR PLAN Doug $ Fran $ Sean 5 20 $47.80 TOTAL $ FIVE STAR PLAN Doug $ Fran $ TOTAL $ Health & Dental Insurance for CARP Members Monthly Premiums Per Person Ontario The Manufacturers Life Insurance Company CARP.RS.ON (03/15)

8 Monthly Premiums Per Person Ontario Residents of Quebec, please call toll-free to discuss your coverage options. Age Group EXTENDED HEALTH CARE PLAN No Medical Questionnaire Required DENTAL ENHANCED PLAN Medical Questionnaire Required THREE STAR PLAN FOUR STAR PLAN FIVE STAR PLAN Single Under age 45 $29.60 $91.40 $74.50 $ $ $38.50 $ $89.10 $ $ $43.00 $ $96.20 $ $ $43.00 $ $99.60 $ $ $42.30 $ $ $ $ $47.20 $ $ $ $ $52.90 $ $ $ $ $59.30 $ $ $ $ Couple Under age 45 $26.20 $81.00 $63.30 $ $ $34.70 $ $77.10 $ $ $38.80 $ $83.60 $ $ $38.80 $ $87.00 $ $ $37.90 $ $90.90 $ $ $42.60 $ $98.20 $ $ $48.00 $ $ $ $ $54.30 $ $ $ $ to 2 children Under age 5 $8.20 $25.60 $21.30 $33.40 $ $11.90 $36.70 $34.30 $47.80 $ or more children Under age 5 $7.50 $23.30 $19.20 $30.20 $ $10.80 $33.40 $30.80 $43.20 $77.10 Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license The Manufacturers Life Insurance Company. All rights reserved. Product may not be available in all provinces. Plans offered by The McLennan Group Life Insurance Inc.

9 Sample Premium Calculations EXTENDED HEALTH CARE PLAN Doug $33.10 Fran $30.00 TOTAL $63.10 DENTAL ENHANCED PLAN Doug $ Fran $92.60 Rachel 5 20 $34.00 Jason 5 20 $34.00 TOTAL $ THREE STAR PLAN Doug $81.40 Fran $76.10 TOTAL $ FOUR STAR PLAN Doug $ Fran $ Sean 5 20 $43.90 TOTAL $ FIVE STAR PLAN Doug $ Fran $ TOTAL $ Health & Dental Insurance for CARP Members Monthly Premiums Per Person Atlantic & the Territories The Manufacturers Life Insurance Company CARP.RS.ATL&TER (03/15)

10 Monthly Premiums Per Person Atlantic & the Territories Residents of Quebec, please call toll-free to discuss your coverage options. Age Group EXTENDED HEALTH CARE PLAN No Medical Questionnaire Required DENTAL ENHANCED PLAN Medical Questionnaire Required THREE STAR PLAN FOUR STAR PLAN FIVE STAR PLAN Single Under age 45 $26.20 $81.20 $73.00 $ $ $33.80 $ $88.00 $ $ $36.90 $ $93.60 $ $ $36.90 $ $96.60 $ $ $39.90 $ $ $ $ $45.30 $ $ $ $ $50.80 $ $ $ $ $59.80 $ $ $ $ Couple Under age 45 $23.20 $71.50 $62.40 $93.00 $ $30.00 $92.60 $76.10 $ $ $33.10 $ $81.40 $ $ $33.10 $ $84.50 $ $ $35.80 $ $90.20 $ $ $41.00 $ $ $ $ $46.10 $ $ $ $ $54.90 $ $ $ $ to 2 children Under age 5 $7.40 $22.80 $20.30 $29.50 $ $10.90 $34.00 $32.70 $43.90 $ or more children Under age 5 $6.80 $20.40 $18.30 $26.40 $ $10.10 $30.60 $29.50 $39.70 $67.30 Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license The Manufacturers Life Insurance Company. All rights reserved. Product may not be available in all provinces. Plans offered by The McLennan Group Life Insurance Inc.

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