Retirement Planning. Wealth Solutions For Professional Financial Advisers only

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1 Wealth Solutions For Professional Financial Advisers only Retirement Planning This is not a consumer advertisement. It is intended for Professional Financial Adviser use only and should not be relied upon by private investors or any other persons.

2 Retirement planning with Cofunds Technology that helps you to work smarter and keeps a complete online audit trail of decisions made. A range of pension and investment products from many of the UK s leading providers. A clear online planning process and our high level of user support and training.

3 1 We can help you offer the best service to your clients When it comes to retirement advice, there is no substitute for the knowledge and experience of a financial adviser. But in such a high-pressure market, even the most experienced can benefit from technology that enables you to work smarter and keeps a complete online audit trail of decisions made. Our platform has been specifically designed to give you everything you need all at your fingertips. You d expect us to offer a range of pension and investment products from many of the UK s leading providers. But what really helps is the combination of our online planning process and our user support and training. And our repeatable and auditable process is designed to fit in with the way you and your business evaluate and plan for your clients. The goal is to make financial planning easier.

4 2 Simplifying the process Our Pension Consolidation Tool allows you to review, simplify and streamline your clients existing arrangements.

5 3 Planning for the future Powerful online tools You can choose to use any or all of the components of the financial planning tools: Identify attitude to risk Define investment goals Analyse current arrangements Plan to meet goals in line with suitability using online tools for: - Fund research - Asset allocation - Model portfolios and panels Forecast and report This enables you to benefit from a robust, auditable process that meets the standards set by the Retail Distribution Review and covers Treating Customers Fairly. Pension Consolidation Tool Our Pension Consolidation Tool allows you to review, simplify and streamline your clients existing arrangements. You can use it to: Compare clients pension products to those on Cofunds Compare pensions on cost and qualitative features Compare pensions against a generic stakeholder pension Full reporting Manage it online What s more, we make it easy for you to manage their portfolios on an ongoing basis. In fact, you can build, manage and rebalance them at the touch of a button. Professional documentation When it comes to suitability and providing your clients with regulatory or explanatory information, we ll supply you with up-to-date, professional documentation that s easy to read and, above all, accurate.

6 4 By having a variety of pensions all in one place, we give you a choice in finding one that s suitable for your clients With so many products out there, deciding which options are most suitable for your clients takes time. Cofunds panel of pensions and our easy-to-use platform tools means you have choice, control and visibility.

7 5 Our range of pension products Product Cofunds Pension Account Suffolk Life Master SIPP AJ Bell Investcentre SIPP LV= Flexible Transitions Account Features and Benefits Online application and easy, online investment into over 3,300 funds available on the Cofunds platform Ability to take Flexi-access drawdown, which has no limit on the amount of income which can be taken from the pension Ongoing advice charge can be taken monthly in arrears as either a percentage or a flat fee Allows clients to invest in collectives, property, equities and a whole range of other specialist investments Offers Cofunds platform functionality Able to transfer funds in, as well as make single and regular contributions Online focused Cost-effective, straightforward and flexible A broad range of investment options Clients using Cofunds also benefit from reduced annual charges compared to other platforms or where assets are bought directly via the SIPP Pre-funded tax relief on contributions No VAT on LV= SIPP fees

8 A comprehensive document centre that contains all the literature you need to apply and get quotes online. We can help you to integrate our tools and services into your existing business processes and systems. Going the extra mile...

9 7 It s not just about the tools we offer we can support you in many other ways too While Cofunds is, predominantly, an online resource we know the importance of delivering great service. So, as you use our web-based tools, bear in mind there are a number of other ways we can help make your job easier, including: Technical information on pensions Our Technical Hub is regularly updated with information on pensions, investments, tax and trusts. We have partnered with the experts at Technical Connection to ensure that you can see what s going on with these ever-changing topics at the click of a mouse. The documents you need At Cofunds, we also provide other useful services such as our comprehensive document centre, which contains all the literature you need to apply and get quotes online. Dedicated expertise Want to find out more about the features available on Cofunds? Or maybe you d like to talk through a specific process? Our strategic partnership managers and UK-based adviser support team are here to help you, whenever you need it. Additional support To make sure you get the most out of using the Cofunds platform, we ll help you to integrate our tools and services into your existing business processes and systems. Furthering your knowledge If you prefer face-to-face contact, we run a series of interactive training events and conferences across the UK designed to provide you with insight and ongoing support.

10 8 Today, we re taking the lead with tens of billions of assets under administration. We use our size and knowledge to give you our best service possible. Why choose Cofunds?

11 9 It s simple. Cofunds was set up in 2001 to provide an alternative, platform for financial advisers helping them to do business easily and more efficiently. Today, we re wholly owned by FTSE 100 company Legal & General and lead the way with 76.9 billion* of assets under administration. While we use our knowledge to give you our best service possible, we also have some of the most established names in the industry working as our partners, including FundsLibrary, Morningstar OBSR and Technical Connection. We ve been been awarded a B+ (very strong) financial strength rating from AKG Actuaries & Consultants. *As at 31 December 2015

12 Next steps... If you d like to find out more about how we can help, please visit Or you can contact your strategic partnership manager or call calls may be recorded for training and quality purposes. Call charges will vary. Alternatively, if you d like more information on consolidating your clients retirement plans quickly and effectively, log on to and visit our Pension Consolidation page. Issued and approved by Cofunds Limited One Coleman Street, London, EC2R 5AA Registered in England and Wales under No, Authorised and regulated by the Financial Conduct Authority (FCA). FCA registration No BO17AUB 04/16 H