Lease Guide Turns dreams into reality.

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1 Lease Guide Turns dreams into reality.

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3 Leasing. An innovative approach. There are times when you want to acquire a new car and pay for only its use. Leasing makes this dream come true. And if you wish to drive a Star, you can do that with Mercedes-Benz Financial s STAR Lease. When you lease a Star through STAR Lease, you only pay for what you use. You optimally preserve your financial flexibility too. Leasing a Star through STAR Lease is simple. All you have to do is choose your desired vehicle, the repayment period and your anticipated contract kilometre limit and you can drive home your Star. When you lease your car through STAR Lease, you are also protected against unexpected depreciation of your vehicle. Structuring your finance through leasing also allows you to drive a Mercedes-Benz and make low payments than expected. It also gives you the advantage of upgrading your vehicle to a new model every three to four years. Benefits of STAR Lease: At the end of the lease period the vehicle is simply returned and you do not need to bear the risk of reselling the vehicle. On-road funding of the car ensures that there is no large initial deposit. Competitive comprehensive motor insurance which includes maintenance package. Predictable running costs. Tax benefits. Off balance sheet financing*. Free up your capital and improve your cash flow. Change cars every 3 / 4 years. * Terms and condition applied

4 Operating Lease FAQs about leasing What is STAR Lease? A flexible business solution whereby the vehicle is leased to you for your chosen period and mileage, with the option of including insurance, registration and maintenance in the monthly rental. The ownership remains with Mercedes-Benz Financial and so does the liability. Your monthly outflows are significantly lower than making an outright purchase or taking a loan. What happens during your agreement? Simply pay your monthly rentals and enjoy driving your Mercedes-Benz. Read your enclosed wear and tear guide. It tells you in what condition your Mercedes-Benz needs to be in when you return it, in order to avoid paying additional charges. What happens at the end of your agreement? Near the end of your agreement, we will remind you that it is about to end. We will arrange for the collection of your Mercedes-Benz at your convenience, or you can deliver it yourself. Please be aware, excess mileage and damage charges may apply. You can lease another Mercedes-Benz after closing the exiting contract. Total value of Mercedes-Benz Monthly rentals calculated based on only a proportion of the Mercedes-Benz s value Return of Mercedes-Benz

5 Lease Product Options Benefits to business owners Off Balance Sheet transaction. Eliminates capital expense Tax Benefits on the entire rental amount Seamless disposal of car after end of tenure, without worry of resale value Rental amount can be inclusive of expenses like insurance, maintenance and RTO charges for the tenor Zero down payment option Option to structure your monthly rentals as per tenor and annual mileage usage Benefits to individuals Reduction in monthly outflow Vehicle can be changed more often Savings on rentals can be further invested for better returns Income Tax benefits in case payment is done by employer Increase in cash in hand Who can avail Tenure Kilometers Other Charges Insurance Registration / Road Tax Car Models covered Individual, Business Owners, (SME), Corporates 12 to 36 months, 48 months for corporate customers 10,000/15,000/20,000 per year Option to include in rentals Option to pay in PDC s Option to include in rentals Option to pay in PDC s A-Class, B-Class, C-Class, E-Class, ML-Class, GL-Class, GLA- Class, S-Class Payment mode ECS / PDC s Security Deposit / Advance EMI s will be applicable as per credit guidelines. Credit at sole discretion of DFSI

6 Lease Compared with other options Car Model Tenure C-Class 36 months Loan STAR Lease 90% Funding 100% Coverage Insurance and Registration upfront in both scenarios C 220 CDI Loan Outright STAR Lease Benefits of STAR Lease Outflow Down Payment 1,321,536 50,26,818 0 No Down Payment Per month EMI / Rental 1,19, ,18,939 Lower Monthly Outflow Tenor (months) Total EMI / Rental / Investments 42,97, ,81,800 (a) Total Outflow ( EMI + DP ) 56,19,453 50,26,818 42,81,800 Tax Gains Depreciation 5,34,736 5,34,736 0 Interest 1,99, Rentals ,41,254 (b) Total - Tax Gains 7,34,211 5,34,736 14,41,254 Higher Tax Benefits (*c) Interest Loss on Down 10% 3,96,461 15,08,045 0 (a + c - b) Net Outflow 52,81,685 60,00,127 28,40,546 Lower Net Outflow Estimated value of the car at end of tenure 21,22,532 21,22,532 0 Cost of ownership after 3 years 31,59,153 38,77,595 28,40,546 STAR Lease benefit over 3 years 3,18,607 10,37,050 Total Savings for 3 years * Indicative rentals. Conditions apply. Other Benefits: 1. Lower outflow resulting in higher cashflow savings. 2. No risk on resale of the car. 3. Easy upgrade every 3 years. For detailed comparison on total cost of ownership under both options please speak to our representatives.

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8 The illustrations in this brochure can also include accessories and special equipment that are not part of the standard scope of delivery. Colour deviations are possible due to printing techniques. The stated financing offers are based on the current capital market interest rates. They are subject to change, and do not obligate any party to conclude a contract. To know about the current offers, please ask your Mercedes-Benz Financial representative or visit Dealer Name & Address Daimler Financial Services India Private Limited, RMZ Millenia Business Park, Campus 3B, Unit 202, 2nd floor, 143, Dr. M.G.R. Road, Perungudi, Chennai , India. Phone: DFSI (3374) Fax: starfinanceindia@daimler.com,