BCJ Capital Management

Transcription

1 BCJ Capital Management Our Benchmark is Your Life. Wealth Management BCJ CAPITAL MANAGEMENT REGISTERED INVESTMENT ADVISORY FIRM

2 Wealth doesn t just happen. It is grown with hard work and determination. You probably have goals for your future -stable retirement, second home, family legacy- and getting to those goals is important not just for you, but your family. Our foundation is built by hard work, patience and persistence. We are here to help you plan for your financial future.

3 WHY INVEST IN We can help you create a custom wealth management strategy. YOUR FUTURE? We know preparing for your future can be a complicated and overwhelming task and avoiding complexity could be avoiding financial security. As economic conditions change, so will your financial outlook. Financial management will not only help you prepare for the future, it gives you the opportunity to work with a knowledgeable and experienced advisor who knows how to navigate through the tough terrain of fluctuating markets and an ever-changing economy DISCOVERY. DECISIONS. RESULTS. CONFIDENCE. DEVELOP A PLAN. In order to develop a plan that fits your goals, we will work with you to create a custom financial management strategy. We will discover what type of investment style you have, what your goals are, and create a custom strategy to help you reach those goals. OUR APPROACH. We take a different approach to what is an acceptable level of risk. Traditional firms base their investment recommendations entirely upon your risk tolerance, taking the maximum amount of risk that you can tolerate within your portfolio in an attempt to generate maximum returns. This is like asking How much pain can you tolerate? and then building a portfolio that will ensure you experience that level of pain. We never look at investment risk this way. Risk cannot be avoided, but we take only the amount of risk necessary to achieve your financial goals. We will help you build confidence and we will never take unnecessary risk.

4 OUR PROCESS Investing in confidence. Investing with trust. DISCOVERY. Your investment profile is the key to a well-designed portfolio. We want to know who you are and what you care about most. Where are you now? Where do you want to be? Are you still accumulating wealth or are you in a distribution phase? Our first objective is to discover these things, and more about you. DECISIONS. To start down the road to a successful financial journey, we will determine what your goals are and what type of outcome you want to achieve with your financial investments. With your client questionnaire results in hand we will start to develop an investment strategy that aligns with you and your financial goals. RESULTS. Fundamental to achieving your financial objectives is constructing an investment program that not only manages your wealth in conjunction with your life, but also adjusts over time to keep you on track. We are actively involved in monitoring and tracking your investments to keep them in-line with your goals. CONFIDENCE. We will help you overcome obstacles that may get in the way of your financial dreams. We will help you navigate the development and maintenance of a well-designed portfolio. We will be by your side every step of the way through your financial journey. We strive to gain and maintain a high level of confidence from our clients.

5 Your Plan. Your Goals. Your Future. Our philosophy is simple. We build a financial strategy around your goals and your timeline. No matter what your investment style is, what your goals are, or what your time table is, we never put you into a pre-designed financial plan. We build that plan around you.

6 INVESTING FOR Create portfolios that help you achieve your goals. YOUR GOALS For anyone looking to invest, they need to understand where they are and where they want to be. It is important for you to be sure about your goals and always keep in mind that investing takes patience. Your advisor will be with you every step of the way to make sure your investments remain aligned with your goals. QUESTIONS. What are your goals? Are you preparing for retirement? Do you need to provide for family? Are you preparing for a major purchase? Do you need access to your money sooner or later in life? How much risk are you willing to take? YOU CHOOSE. Asset allocation refers to the way in which you weight investments in your portfolio in order to try and meet a specific objective. For instance, if your goal is to pursue growth (and you re willing to take risk in order to do so), you may decide to place 20% of your assets in bonds and 80% in stocks. The asset classes you choose, and how you weight your investment in each, will hinge on your investment time frame and how that matches with the risks and rewards of each asset class. MANAGING YOUR ALLOCATIONS. When prices of different types of assets do not move in tandem, combining these investments in a portfolio can help manage the variability of returns, commonly referred to as market risk. The asset allocation that is right for you depends on your investment time frame, goals, and your tolerance for risk. As your investment time frame and goals change, so might your asset allocation. We will be there to help you re-evaluate your allocations periodically or whenever you experience a milestone event in your life such as marriage, birth of a child, or retirement.

7 A Well-Designed Financial Plan will help you plan for your professional and personal goals. It will help you protect your business, your family and your legacy. Understanding your goals and making sound investment decisions are critical. Why make those decisions alone. We will help you create a strategy and give you knowledgeable advice to create and maintain your plan.

8 BCJ CAPITAL MANAGEMENT REGISTERED INVESTMENT ADVISORY FIRM Our Benchmark is Your Life. Scan here to learn more about BCJ. BCJ Capital Management is an SEC registered investment adviser with offices in Scottsdale and Tucson, AZ, Boise, ID, Salt Lake City and Orem UT, Davis, Irvine and San Diego, CA, and Houston, TX. BCJ may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. BCJ