A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees.
|
|
- Lenard Walters
- 8 years ago
- Views:
Transcription
1 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 1 VENTURE PLUS Summary of Cover A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees. Cover is available for a wide range of trades, including those working at third party sites or locations and where payments to temporary employees or Bona Fide Sub-Contractors is less than 25% of turnover. Why choose AXA s Venture Plus Policy? Tailor-made for Your Business Venture Plus provides as standard and the ability to select a range of optional covers to best meet your needs. Someone to Help You When You Need It We realise that accidents and incidents don t only happen between 9 and 5. That s why we have set up a FREE 24 hour Emergency and Legal helpline to ensure there s someone to help you when you need it most. A FREE Tax helpline is also available Monday to Friday between the hours of 9am to 5pm. Expert Claims Management We take on the burden of negotiating with third parties on your behalf, allowing you to concentrate on running your business. Spreading Your Cost You can take up the option to pay your annual premium by monthly direct debit helping you to manage your cashflow. There may be a charge associated with this. Please speak to your Insurance Adviser for details No Claims Discount In recognition of you making no claims under the Policy whilst held with AXA we offer a no claims discount of 10% after the first year rising to 25% after year four.
2 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 2 Policy Summary This document is a summary of the insurance cover provided by the Venture Plus Insurance and, as such, it does not contain the full terms and conditions of your insurance. You can find the full terms and conditions of the product in the Policy document. This summary is provided to you for information purposes only and does not form part of your insurance contract. Features and Benefits 2 Cover Offered Legal Liability (and associated legal costs) for accidental injury, damage to material property, nuisance or wrongful arrest in respect of the activities of persons employed by you on a permanent basis Legal Liability (and associated legal costs) for accidental injury, damage to material property, nuisance or wrongful arrest in respect of the activities of persons employed by you on a temporary basis Cover applies to Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. Also to member countries of the European community by people who normally reside in Great Britain and elsewhere in the world for non manual business visits Legal Liability for work carried out by bona-fide subcontractors working for you Cover for legal costs under the Health and Safety at Work etc Act 1974 or similar safety legislation, Part II of the Consumer Protection Act 1987, Part II of the Food Safety Act 1990 or Part II of the Food Safety (Northern Ireland) Order 1991 Indemnity to Principal Contingent motor liability in respect of vehicles used in connection with the business not owned or provided by the Insured Legal liability arising from the movement of third party vehicles to allow free movement of your own vehicles Cover for leased or rented premises where there is not a responsibility to effect insurance for fire and perils Legal Liability for damage to vehicles or personal effects in your custody or control provided the property is not to be worked upon or a charge made for storage etc Liability arising under the Data Protection Act 1998 Legal Liability arising out of Section 3 of the Defective Premises Act 1972 Cover for pollution which is sudden, identifiable and unintended Standard Optional Policy Cover Cover Ref 1m any one event 250,000 any one period of insurance Up to 5m any one event As per limit for permanent employees Up to requested Limit of Indemnity Page 8 Page 8 Page 7 Page 11 Page 8 Page 4 Page 9 Page 9 Page 10 Page 10 Page 10 Page 11 Page 13
3 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 3 Venture Plus POLICY SUMMARY Features and Benefits Employers Liability Cover Offered Standard Optional Policy Cover Cover Ref Legal Liability in respect of injury to persons employed by you on a temporary basis arising out of employment and associated costs Cover applies on the same geographical basis as the cover and in addition manual work anywhere in the world is included Indemnity to Principal Cover for legal costs incurred in respect of the Health and Safety at Work etc Act 1974 or similar safety legislation Compensation for unsatisfied court judgements All Risks on tools and phones Up to 10m any one event Page 15 Page 15 Page 4 Page 16 Page 16 Cover applies to hand tools, mobile phones and hand held portable power tools the property of you or your permanent employees Max 350 per item and 1500 per person Page 17 Page 17 Plant and temporary buildings hired in on site and in transit or in store within Great Britain Additional plant hire charges following damage Reinstatement of Sum Insured Costs incurred in recovering immobilised plant Costs of re-drawing plans following damage Own plant tools, tools and equipment and temporary buildings on site and in transit or in store within Great Britain Stock in trade Automatic reinstatement of Sum Insured Costs incurred in recovering immobilised property Personal effects of Employees Hired In Plant Own Plant Max 50,000 any one claim Up to 20,000 any one hire agreement Up to 25,000 any one claim Maximum of 20,000 any one claim Max 2,500 any one claim 500 any one person 3
4 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 4 Features and Benefits Contract Works Cover Offered Standard Optional Policy Cover Cover Ref Contract and materials on site and in transit in Great Britain Showhouses and Contents Debris Removal, architects and surveyors fees Waiver of subrogation rights against sub-contractors Indemnity to Principals Automatic reinstatement of Sum Insured Extension to include additional costs to comply with Government or local government bye laws Cover for property built or erected other than under a contract Off Site storage of materials within Great Britain Cover for an increase in the value of a contract Cost of re-drawing plans following damage Extra costs for expediting repairs to property such as overtime, nightwork etc Max 250,000 any one loss 5000 any one showhouse Max 20% of Sum Insured Up to 25,000 any one claim Page 21 Page 21 Cover for directors, principals or partners only Death or permanent disablement Temporary Total Disablement Max 2000 Max of 250 per week for a maximum of 104 weeks Page 26 Page 26 Page 26 4
5 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 5 Venture Plus POLICY SUMMARY Use of heat condition applies (See Page 14) Fines and penalties imposed Damage to property owned or in your custody or control Liability for which compulsory motor insurance is required Cost of recalling, altering or making refunds in respect of services supplied Advice design or specification provided separately for a fee or under a separate contract Liability assumed by agreement or contract condition Liability arising from work on aircraft / watercraft or at airports in areas with aircraft access The Limit of Indemnity in respect of Legal Liability arising out of the supply of food and drink will be in the aggregate for all claims in the period of insurance You must ensure that all Bona fide Sub-Contractors engaged hold a current insurance and you should retain documentary evidence in this regard Loss due to unexplained disappearance, inventory shortage or theft by person or persons employed by you Theft or attempted theft from an unattended vehicle where all security devices have not been put into operation and all keys removed from the vehicle Theft or attempted theft from an unattended vehicle between 9pm and 6am unless in a securely locked building or guarded security park Loss or damage whilst left unattended on any site or premises where you are working unless stored in a securely locked building when not in use Existing property (including that being worked upon) Rectifying or replacing defective workmanship Completed where a certificate of completion has been issued Shortages and unexplained disappearances Loss or damage in any form due to terrorism Loss or damage due to occupation by a third party of part of the premises that represent the contract, Hired in Plant, Own Plant and Contract Employers and Applies to 5
6 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 6 Mechanical or electrical breakdown of vehicles or plant No cover for anyone over the age of 75 No payment will be made for the first 14 days of any temporary total disablement Self inflicted injury, suicide, injury due to the influence of alcohol or non prescribed drugs Existing physical or mental illness not advised to us Pregnancy Weekly benefits shall not exceed 75% of insureds persons average weekly income You must notify us immediately if the number of people upon which cover is based changes All Sections Applies to Excesses Policy Excesses Third Party Property Damage All Risks on tools and phones Hired In Plant, Own Plant and Contract Theft and malicious damage Hire in Plant, Own Plant and Contract Works All other claims Personal accident weekly benefit 250 (increasing to 1000 as standard for certain trades) days 6
7 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 7 Policy Duration This is an annually renewable Policy. Sums Insured Correct values at risk must be advised to us. If the Sums Insured you request are not adequate this will result in the amount that we pay you in the event of a claim being reduced. Law Applicable You are free to choose the law applicable to this Policy. Your Policy will be governed by the law of England and Wales unless you and we have agreed otherwise. Making Yourself Heard Any complaint you may have should in the first instance be addressed to your Insurance Adviser, then claim office or helpline as applicable. If you are not satisfied with the way in which your complaint has been dealt with, you should write to the Customer Care Department of AXA Insurance. If the complaint is still not resolved, you can approach the Financial Ombudsman Service. The Ombudsman will only consider complaints if: We have provided you with written confirmation that our internal complaints procedure has been exhausted Your business has a turnover of less than 1,000,000 Referral to the Financial Ombudsman will not affect your right to take legal action. Full details of addresses and contact numbers can be found within the Policy Wording. Financial Services Compensation Scheme (FSCS) AXA Insurance is covered by the FSCS, which is triggered when an authorised firm goes out of business. In this unlikely event you may be entitled to compensation from the scheme. Compensation under the scheme for: Compulsory insurance is covered in full. Non compulsory insurance is protected in full for the first 2,000 and 90% of any amount above the threshold. Full details are available at Financial Services Authority Regulation AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. This can be checked on the FSA s website at or by contacting them on WLI354N/Z (11/04) (6758) AXA Insurance UK plc Registered in England No Registered Office: 107 Cheapside, London EC2V 6DU A member of the AXA Group of Companies. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. In order to maintain a quality service, telephone calls may be monitored or recorded.
An insurance package suitable for small to medium sized businesses in the construction industry with a:-
Contractors Choice Summary of Cover An insurance package suitable for small to medium sized businesses in the construction industry with a:- Turnover up to 1.5m at new business and 2m at renewal Maximum
More informationThe Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.
TRADESMEN Summary of Cover The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Tradesmen policy? Tailor-made
More informationThe Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.
TRADESMEN Summary of Cover The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Tradesmen policy? Tailor-made
More informationTradesmen Insurance. Summary of cover
Tradesmen Insurance Summary of cover December 2013 Why choose AXA s Tradesmen Insurance policy? Tailor-made for your business The Tradesmen Insurance is available to self employed people whose business
More informationThe Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less.
PROFESSIONALS Summary of Cover The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Professionals policy? Tailor-made for your
More informationProfessionals Insurance. Summary of cover
Professionals Insurance Summary of cover December 2013 Why choose AXA s Professionals Insurance policy? Tailor-made for your business The Professionals Insurance is available to self employed people whose
More informationAn Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.
OFFICE INSURANCE Summary of Cover June 2005 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices
More informationpolicy summary document tradesmen insurance
policy summary document tradesmen insurance The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of _750,000 or less Why choose AXA s Tradesmen
More informationWORKING FROM HOME. Summary of Cover
WORKING FROM HOME Summary of Cover An insurance package for your business available for many occupations where the business is home based. Why choose AXA s Working From Home Insurance Package? Tailor-made
More informationAn Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.
Office Insurance Summary of Cover September 201 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices
More informationSummary of Cover September 2013 Edition
Surgeries Insurance Policy Summary Surgeries Insurance Summary of Cover September 201 Edition An insurance package for doctors, dentists and vets. Why choose AXA s Surgeries Insurance Package? AXA s Surgeries
More informationMotor Fleet Insurance
Motor Fleet Insurance Summary of Cover A commercial motor insurance package available for Partnerships or Companies who require more than four vehicles to be insured under the one Policy. Why choose the
More informationAn insurance package designed for flat owners and residents of blocks of flats.
Flats Insurance Summary of Cover An insurance package designed for flat owners and residents of blocks of flats. Why choose AXA s Flats Insurance? AXA s Flats Insurance Policy offers you comprehensive
More informationTo ensure that this Policy continues to meet your needs you should review and update your cover periodically.
Summary of Cover iprism Tradesman & Contractor Policy This document provides a summary of the cover provided by the iprism Tradesman & Contractor policy. This summary is provided to you for information
More informationWORKING FROM HOME. Summary of Cover
WORKING FROM HOME Summary of Cover An insurance package for your business available for many occupations where the business is home based. Why choose AXA s Working From Home Package? Tailor-made for Your
More informationShops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package?
Shops Insurance Summary of Cover September 201 Edition An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? AXA s Shops Insurance Package offers you generous levels
More informationAXA s Flats Insurance Policy brought to you by Property UK offers you comprehensive standard cover plus optional extras.
Flats Insurance Summary of Cover March 2014 AXA s Flats Insurance Policy brought to you by Property UK offers you comprehensive standard cover plus optional extras. Someone to Help You When You Need It
More informationSUMMARY OF COVER. Max 10/10 Liability and Construction
SUMMARY OF COVER Max 10/10 Liability and Construction Liability & Construction Max 10/10 Policy Summary of Cover This leaflet provides a summary of the significant features, benefits and of the cover provided
More informationTradesman Essential Per Capita Liability Insurance Summary of Cover
Tradesman Essential Per Capita Liability Insurance www.towergate.co.uk This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by your Tradesman Essentials
More informationLandlord Insurance. Summary of cover
Landlord Insurance Summary of cover March 2013 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for a variety of customers, from individuals who own
More informationLandlord Insurance. Summary of cover. October 2013. 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20
Landlord Insurance Summary of cover October 2013 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for
More informationMOTOR FLEET INSURANCE
MOTOR FLEET INSURANCE Summary of Cover A commercial motor insurance package available for Partnerships or Companies who require more than four vehicles to be insured under the one Policy. Why choose the
More informationRESTAURANTS, WINE BARS AND PUBLIC HOUSES INSURANCE
RESTAURANTS, WINE BARS AND PUBLIC HOUSES INSURANCE Summary of Cover June 2005 Edition An insurance package for Restaurants, Wine Bars and Public Houses. Why choose AXA s Restaurants, Wine Bars and Public
More informationOPTIMA TRADE PLUS SUMMARY OF COVER
ABC OPTIMA TRADE PLUS SUMMARY OF COVER This document provides a guide to the cover provided. It is however only a summary of the terms of cover and does not contain full details of the insurance policy
More informationAXA Third Party Fire & Theft Car Insurance Policy Summary
AXA Third Party Fire & Theft Car Insurance Policy Summary This policy summary does not contain full details and conditions of your insurance these are located in your policy wording. This insurance is
More informationPublic and Products Liability
Zurich contractors combined insurance This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by the Zurich policy. The full terms, conditions and exclusions
More informationYou should read this Summary of Cover in conjunction with your Policy Schedule and Policy Wording.
Summary of Cover iprism Retail Policy About Your Policy This document provides a summary of the cover provided by the iprism Retail Policy. This summary is provided to you for information purposes only
More informationVan Insurance Summary of cover
Van Insurance Summary of cover About this document This document is a summary of the insurance provided by our Van insurance policy. Therefore it does not contain the full terms and conditions of your
More informationContractors Policy Summary UK General - Contractors Insurance Policy Summary 06.2014
Introduction This document provides a summary only of the significant aspects of cover (including restrictions) provided by the UK General Contractors Insurance Policy. For full details, please refer to
More informationRetailers summary of cover
Retailers summary of cover September 2015 Why choose AXA s Retailers Insurance policy? The Retailers Insurance offers a range of covers and caters for customers who operate retail premises or other retail
More informationContractors Liability Policy Summary. Key Facts Statement
Contractors Liability Policy Summary Key Facts Statement Contractors Liability Policy Summary Key facts statement Thank you for choosing Build Assure for your Contractors Liability Insurance. We work
More informationR&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover
R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover June 2012 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About
More informationPublic and Product Liability - General
Section 3E Public and Product Liability - General Definitions Business The business stated in the specification to this section and includes: a) the provision and management of canteen, sports, social,
More informationSIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet:
Motor Trade Policy Summary Some important facts about your Motor Trade Insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please take time to
More informationNAME OF INSURER: Chaucer Insurance - a trading name of an authorised Lloyd's syndicate managed by Chaucer Syndicates Limited.
Motor Trade Policy Summary Some important facts about your Motor Trade Insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please take time to
More informationR&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover
R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover March 2014 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About R&Q This Insurance product
More informationMAKING MUSIC INSURANCE SCHEME Policy Summary
MAKING MUSIC INSURANCE SCHEME This is a policy summary only and does not contain the full terms and conditions of the policy. Full terms and conditions can be found in the policy document, a copy of which
More informationSummary of Cover September 2013 Edition
Hotels Insurance Policy Summary Hotels Insurance Summary of Cover September 201 Edition A business insurance package for hotels, motels, inns and guest houses. Why choose AXA s Hotels Insurance Package?
More informationHow To Get A Police Mutual Car Insurance Policy
Police Mutual Car insurance Policy Summary Police Mutual Car insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms
More informationLIABILITY Policy Summary
LIABILITY Policy Summary 2 Liability Policy Summary LIABILITY Policy Summary This policy is an annually renewable Liability insurance, underwritten by Royal & Sun Alliance Insurance plc. which may be renewed
More informationYou should read this Summary of Cover in conjunction with the Policy Schedule and Policy Wording.
Summary of Cover iprism Office Policy About Your Policy This document provides a summary of the cover provided by the iprism Office policy. This summary is provided to you for information purposes only
More informationBusiness Insurance RICS - compliant professional indemnity section only Summary of cover
Business Insurance RICS - compliant professional indemnity section only Summary of cover About this document This document is a summary of the insurance provided and does not contain the full terms and
More informationChurchill Tradesman Insurance Summary
Churchill Tradesman Insurance Summary Please read this document carefully. Full terms and conditions can be found within the Policy Booklet. The Tradesman policy is underwritten by U K Insurance Limited
More informationPolicy Summary. About this Document. About CHI. Key Features include. Duration of Portfolio. Policy Cover
Policy Summary About this Document Please note that this is a policy summary. It does not contain the full terms and conditions of the contract of insurance. These can be found in the policy document,
More informationCOMMERCIAL COMBINED POLICY SUMMARY OF COVER
COMMERCIAL COMBINED POLICY SUMMARY OF COVER The Commercial Combined policy is an annual policy, which has been designed to meet the insurance needs of business today and is delivered to you by Bluefin
More informationLiabiLity insurance. Policy Summary
LiabiLity insurance Policy Summary 2 Liability Insurance Policy Summary LiabiLity insurance Policy Summary this is an annually renewable Liability insurance underwritten by Royal & Sun alliance insurance
More informationFull details of what you have chosen are shown in your personal quotation and policy schedule.
CAR INSURANCE SUMMARY μ Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You
More informationOFFICE POLICY SUMMARY
Of OFFICE POLICY SUMMARY This is a summary of the standard cover available under the UK General Office Policy. The summary does not include all the policy benefits, limits and exclusions; full terms and
More informationMINI FLEET. Policy Summary
MINI FLEET Policy Summary 2 Mini Fleet Policy Summary MINI FLEET Policy Summary Your RSA Mini Fleet Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.
More informationHSBC Private Car Insurance. Summary of cover
HSBC Private Car Insurance Summary of cover 2 HSBC Private Car Insurance This is a generic summary of cover and does not contain the full terms and conditions of the cover which can be found in the policy
More informationHow To Get A Car Insurance From Tesco Bank Value Car Insurance
Policy Summary Inside you ll find a summary of your Value car insurance tescobank.com Tesco Bank Value Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Value Car Insurance.
More informationCAR INSURANCE POLICY SUMMARY
CAR INSURANCE SUMMARY μ Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You
More informationPhotographic Alliance of Great Britain Clubs Public/Products Liability
Underwritten by Photographic Alliance of Great Britain Clubs Public/Products Liability Policy Summary Arranged by 2 Photographic Alliance of Great Britain Public/Products Liability Policy Summary Photographic
More informationPolicy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance
Policy Summary Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Car Insurance. It does
More informationCountrywide Insurance Services. Home protection plan. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co.
Countrywide Insurance Services Home protection plan Exclusive to Countrywide Proud to be associated with www.countrywideinsurance.co.uk Information booklet Home protection plan information booklet Rebuilding
More informationHomeworkers. Policy Summary
Homeworkers Policy Summary 2 Homeworkers Policy Summary Homeworkers Policy Summary Your RSA Homeworkers Policy is an annual contract which may be renewed each year subject to your needs and our terms and
More informationDrive. Policy Summary
1 Drive Policy Summary Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable.
More informationFLEETSHIELD. Policy Summary
FLEETSHIELD Policy Summary FleetShield Policy Summary FleetShield Policy Summary Your Tower Insurance FleetShield Policy is an annual contract which may be renewed each year subject to your needs and our
More informationPublic Liability Insurance for Start Ups. Policy Details (including Policy Summary pages 1-2)
Public Liability Insurance for Start Ups Policy Details (including Policy Summary pages 1-2) Policy Summary This is a Policy Summary only and does not contain full terms and conditions of the contract
More informationContractors All Risks
Allianz Insurance plc Contractors All Risks Product Information This information is for intermediaries only Contractors All Risks Insurance Policy Wherever there is the construction of buildings or civil
More informationProperty Owner s Summary of Cover
Property Owner s Summary of Cover The following is a summary of the policy and does not contain the full terms and conditions, which can be found in the policy. It is important that you read the policy
More informationTRADESMAN KEY FACTS INSURANCE...FIXED!
TRADESMAN KEY FACTS INSURANCE...FIXED! Product Summary This document provides a summary of cover for the Tradesman Insurance Policy Tradesman Insurance Policy Please read this document carefully. Full
More informationAXA Car Insurance. Policy summary. April 2015 edition
AXA Car Insurance Policy summary April 2015 edition Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore it does not contain the full terms and conditions
More informationAXA Car Insurance. Policy summary. June 2014 edition
AXA Car Insurance Policy summary June 2014 edition 35372_APLD0144ZF_SUM_A5.indd 1 17/06/2014 13:36 Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore
More informationHiscox Professional Indemnity Insurance for IT Consultants and Suppliers Policy Summary
Hiscox Professional Indemnity Insurance for IT Consultants and Suppliers What is a? This document provides key information about Hiscox Professional Indemnity (PI) Insurance for IT consultants and suppliers.
More informationPollution or contamination unless arising from a defined peril. Malicious damage in Northern Ireland
Owners This document is a guide to the cover provided under your Owners policy. It is only a summary and does not contain the full terms and conditions of the contract. For full of your cover please read
More informationComplete. Contractor. Policy Details (including Policy Summary pages 1-7)
Complete Contractor Policy Details (including Policy Summary pages 1-7) Allianz Insurance plc Commercial Policy Summary This is a Policy Summary only and does not contain full terms and conditions of
More informationPolicy Summary. Inside you ll find a summary of your car insurance. tescobank.com
Summary Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Summary This is a summary of cover available under Tesco Bank Car Insurance. It does not include all the
More informationtowergate commercial fleet
POLICY SUMMARY About this Document: Please note that this is a policy summary. It does not contain the full terms and conditions of the contract of insurance. These can be found in the policy document,
More informationDrivology Car Insurance - Policy Summary
Drivology Car Insurance - Policy Summary Your Policy Key Facts July 2015 edition Drivology Car Insurance - Policy Summary This policy summary does not contain full details and conditions of your insurance
More informationCommercial Property Owners
Commercial Property Owners Policy Summary The Commercial Property Owners product is designed to meet the demands and needs of the majority of commercial landlords who wish to ensure their businesses are
More informationStudent Product Insurance. Policy Summary
Student Product Insurance Policy Summary Student Product Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and
More informationInsurer Thistle Underwriting acting in an underwriting capacity on behalf of those Lloyd s Underwriters subscribing to the above policy.
CONTRACTORS & ENGINEERS POLICY Please read this document carefully This is a summary of the cover provided by your Policy. It contains references to the key features and benefits of the Policy as well
More informationBusiness. Policy Summary
Business Policy Summary 2 Business Policy Summary Business Policy Summary Your RSA Business Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.
More informationKey Policy Information
Key Policy Information Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Key Policy Information This is a summary of cover available under Tesco Bank Car
More informationPolicy document. Employers Liability
Policy document Employers Liability Contents Employers Liability 4 The cover 5 Exclusions 8 Conditions 9 Complaints procedure 10 A warm welcome to Zurich Thank you for taking out your Employers Liability
More informationSPECIAL EVENTS INSURANCE Special Events Insurance for charities, church groups and voluntary groups
SPECIAL EVENTS INSURANCE Special Events Insurance for charities, church groups and voluntary groups Special Events Insurance is a flexible package designed for the charities, church groups, non-profit
More informationCENTRAL. Hire Car Cover Comprehensive
ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been
More informationHome Insurance. Your policy summary AXA ABC
Home Insurance Your policy summary AXA ABC February 2014 Policy summary This policy summary does not contain full details and conditions of your insurance these are located in your policy booklet. This
More informationOptima Property Blocks of flats (all risks)
Optima Blocks of flats (all risks) This document is a guide to the cover provided under your Optima Blocks of Flats (All Risks) policy. It is only a summary and does not contain the full terms and conditions
More informationComplete. Contractor. Policy Summary
Complete Contractor Policy Summary Allianz Insurance plc Commercial Policy Summary This is a Policy Summary only and does not contain full terms and conditions of the contract of insurance. Some of the
More informationHome Household Insurance
Home Household Insurance Policy Summary The insurance cover for sections A-D is provided by Covéa Insurance plc, Norman Place, Reading, Berkshire, RG1 8DA. The insurance cover for section E Legal Protection
More informationPolicy Summary. Holiday Home
Policy Summary Holiday Home Leisuredays Holiday Home Insurance is underwritten by Royal & Sun Alliance Insurance Plc (RSA). The Legal Expenses optional cover is arranged by LawShield UK Limited with UK
More informationKey Policy Information
Key Information Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Key Information This is a summary of cover available under Tesco Bank Car Insurance. It does not
More informationLIABILITY. Policy Summary
LIABILITY Policy Summary 2 Liability Policy Summary LIABILITY Policy Summary This policy is an annually renewable Liability insurance, underwritten by Tower Insurance Company Limited which may be renewed
More informationProperty Owners Insurance Policy Summary
Property Owners Insurance Policy Summary This is a Policy Summary only and does not contain full terms and conditions of the contract of insurance. These can be found in the Policy document, a copy of
More informationAXA Car Insurance. Policy summary. April 2016 edition
AXA Car Insurance Policy summary April 2016 edition Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore it does not contain the full terms and conditions
More informationAllianz Insurance plc. Erection All Risks. Product Information. This information is for intermediaries only
Allianz Insurance plc Erection All Risks Product Information This information is for intermediaries only Erection All Risks Insurance Policy Wherever there is the erection or installation of machinery
More informationLandlord s Household Insurance Policy Summary
Landlord s Household Insurance Policy Summary This document is a guide to the cover provided under Your Landlords Household policy. It is only a summary and does not contain the full terms and conditions
More informationAXA Buy to Let Policy Summary
AXA Buy to Let Policy Summary This policy summary does not contain full details and conditions of your insurance - these are located in your policy booklet. This policy is underwritten by AXA Insurance
More informationTo ensure that this Policy continues to meet your needs you should review and update your cover periodically.
Summary of Cover iprism Retail Policy About Your Policy This document provides a summary of the cover provided by the iprism Retail Policy. This summary is provided to you for information purposes only
More informationDrive Policy Summary. You can select the cover that suits your needs, from:
Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You can select
More informationConstruction Project All Risks
Allianz Insurance plc Construction Project All Risks Product Information This information is for intermediaries only Construction Project All Risks Insurance Policy Wherever there is the construction of
More informationVAN CHOICE INSURANCE POLICY SUMMARY
BUSINESS VAN CHOICE INSURANCE POLICY SUMMARY µ BUSINESS Van Choice Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the
More informationDASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on
DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor
More informationMotor Trade Road Risks
Motor Trade Road Risks Policy Summary The Motor Trade Road Risks Insurance policy is for full or part-time motor traders, working from commercial premises or from home, who require road risk cover for
More informationRESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY
RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY RESIDENTIAL PROPERTY OWNERS INSURANCE POLICY SUMMARY This document is a summary of your Policy and other key information about the insurance cover that
More informationDASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW
DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation
More informationCommercial Property Owners
Commercial Property Owners Policy Summary The Commercial Property Owners product is designed to meet the demands and needs of the majority of commercial landlords who wish to ensure their businesses are
More informationCHURCH FELLOWSHIP INSURANCE. Insurance for churches meeting in hired or rented premises
CHURCH FELLOWSHIP INSURANCE Insurance for churches meeting in hired or rented premises Church Fellowship Insurance is especially designed for the needs of churches who meet in hired or rented premises
More information