Financial Aid Glossary

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2 Financial Aid Glossary Award Letter - The document you receive from a college that explains the terms of the financial aid that the college is offering you. The information includes the types and amounts of financial aid offered, what you re expected to do to keep the award and a deadline for accepting the award. College Credit - When a college grants credit for a course, it means that passing that course counts toward a degree. Colleges may also grant degree credit for scores on exams. Cost of Attendance (COA) - The total amount of college expenses before financial aid. Cost of attendance includes money spent on tuition and fees, room and board, books and supplies, and living expenses. CSS/Financial Aid PROFILE - A financial aid application used by more than 400 colleges, universities and private scholarship programs to award their financial aid funds. The College Board offers this service. Read more about the CSS/Financial Aid PROFILE. Demonstrated Need - The difference between your expected family contribution (EFC) and the total cost of attendance for a particular college. Enrollment Status - A classification based on the number of credit-hours you're taking; for example, your enrollment status may be full-time or half-time. Some loans or aid may be available only to students with a certain enrollment status, usually half-time or more. Expected Family Contribution (EFC) - A measure of your family s financial strength. States and colleges use this number to help determine your financial aid award. The EFC is calculated using information you supply about your family s financial circumstances. Read about the EFC. Financial Aid - Money given or loaned to you to help pay for college. Financial aid can come from federal and state governments, colleges, and private and social organizations. Learn about financial aid options. Financial Aid Office - A college office that serves as a resource for students who need help paying for college costs. Financial aid officers can help you to apply for and receive grants, loans, scholarships and work-study employment. The financial aid office may also offer programs to help you manage your money. Financial Aid Package - The total amount of financial aid a student is eligible to receive. It might include scholarships, grants, work-study and loans. It is prepared by the college s financial aid office. Financial Aid Officer - College employees trained to help students and families apply for and receive grants, loans, scholarships and work-study employment. They can answer questions about ways to make college more affordable. 59 Savings Plans - State-sponsored investment plans officially called qualified tuition programs (QTP) that help families save money for college. The plans have tax benefits so your savings can grow faster. The money in the accounts can be used only for education expenses. Free Application for Federal Student Aid (FAFSA) - The free application form you submit to apply for federal financial aid. It is required for all students seeking federal student grants, work-study programs and loans. Most colleges require it as well. The FAFSA may also qualify you for state-sponsored financial aid. Read more about the FAFSA. Grant - A kind of "gift aid" financial aid that doesn t have to be paid back. Grants are usually awarded based on need. Learn more about gift aid. 74

3 Loan - Money you borrow from the government, a bank or another source. Loans need to be paid back, usually over an agreed period of time. You will most likely also have to pay interest on a loan a fee for borrowing the money. Learn about Your College Loan Options. Master Promissory Note - To borrow under the federal loan programs, a student or parent must sign this common form. The MPN allows borrowers to receive loans for a single academic year, or for multiple academic years (up to 0 years) without having to sign a new note. Merit Aid - Financial aid given to students based on their personal achievements. Most scholarships are considered merit aid, as they are generally awarded for success in school, the arts, athletics or another area. Need-Based Financial Aid - Financial aid (grants, scholarships, loans and work-study opportunities) given to students because they and their families are not able to pay the full cost of attending a certain college. This is the most common type of financial aid. Need-Blind Admission - A policy of making college admission decisions without looking at applicants financial circumstances. Colleges that use this policy may not offer enough financial aid to meet a student s full need. Net Price - Net price is the true amount a student will pay for a college. It is the full cost of attendance at a college (including room and board, supplies, and other expenses) minus the gift aid and education tax benefits. Net Price Calculator - An online tool that gives you a personalized estimate of what it will cost to attend a specific college. Most colleges are required by law to post a net price calculator on their websites. Outside Scholarship - Also called private scholarship. A scholarship offered by a private organization not the government or a college. Outside scholarships are offered by all kinds of groups, individuals, corporations and nonprofit organizations. Priority Date - The date by which your application whether it s for college admission, student housing or financial aid must be received to be given the strongest consideration. Since financial aid is often limited, meeting the priority date is important to be eligible to receive funds. Residency Requirements - The amount of time a student has to live in a state before he or she is eligible for in-state tuition prices and state aid. Scholarship - A kind of "gift aid" financial aid that doesn t have to be paid back. Scholarships may be awarded based on merit or partially on merit. That means they re given to students with certain qualities, such as proven academic or athletic ability. Learn more about gift aid. Student Aid Report (SAR) - The report sent to your family after you submit the FAFSA that tells you what your expected family contribution (EFC) is. Transcript - The official record of your course work at a school or college. Your high school transcript is usually required as part of your college application and for some financial aid packages. Undergraduate - A college student working toward an associate degree or a bachelor's degree. Unmet Need - The amount of need remaining after Expected Family Contribution (EFC), grant aid, and self-help are subtracted from Cost of Attendance (COA). Verification - The process colleges use to ensure the accuracy of the information reported on the FAFSA. You may be required to provide the college with a copy of your tax return or other additional documentation. Work-Study - A program that allows students to take a part-time campus job as part of their financial aid package. To qualify for the Federal Work-Study Program, which is funded by the government, you must complete the Free Application for Federal Student Aid (FAFSA). Some colleges have their own work-study programs. 75

4 05-6 Standard Student Budgets for Oregon Postsecondary Institutions (all figures provided by institutions) OREGON PUBLIC UNIVERSITIES (8) Dorm or Offcampus? Tuition & fees Books & supplies Room & board Personal expenses Transportat ion Total Other Costs Eastern Oregon University Both 7,884,45 9,64,758,97 4,0,906 Oregon Health & Science University Off-campus, ,447,377,50 7,44 38,590 Oregon Institute of Technology Off-campus 8,684,00 9,059,788,007 3,954,638 Oregon State University Both 0,008,950,874,484 incl w pers 6,308 6,36 Portland State University Both 8,4,63,88, ,608 4,73 Southern Oregon University Both 8,00 999,033 3,5 incl w pers 6,84 4,94 University of Oregon Both 0,87,068,430,38 incl w pers 4,880 5,67 Western Oregon University Both 9,0,350 9,963, ,95 3,397 OREGON COMMUNITY COLLEGES (7) Dorm or Offcampus? Tuition & fees Books & supplies Room & board Personal expenses Transportat ion Total Other Costs Blue Mountain CC Off-campus 5,39,364 8,50,305,398,37 7,709 Central Oregon CC Off-campus 4,433,800 0,55,84,73 5,348 9,78 Chemeketa CC Off-campus 4,30,350 8,0,500,500,37 6,60 Clackamas CC Off-campus 4,69,800 7, ,800 9,000 6,69 Clatsop CC Off-campus 4,995,404 7,449,7,890 3,04 8,009 Columbia Gorge CC Off-campus 4,770,500 9,7,500,608 3,75 8,495 Klamath CC Off-campus 5,303,800 6,83,8 600,495 6,798 Lane CC Off-campus 4,95,39 7,974,60 990,93 6,88 Linn-Benton CC Off-campus 4,677,60 7,43,43,69,075 6,75 Mt Hood CC Off-campus 4,49,560 7,380,575,590,05 6,54 Oregon Coast CC Off-campus 4,770,689 7,865,695,54,79 7,56 Portland CC Off-campus 4,69,689 7,865,695,54,79 7,40 Rogue CC Off-campus 4,905,00 8,63,43,770 3,03 7,937 Southwestern Oregon CC Off-campus 5,655,500 7, ,00,640 7,95 Tillamook Bay CC Off-campus 4,75,46 7, ,65 4,340 Treasure Valley CC Both 5,30,983 7,07,30,30,504 7,84 Umpqua CC Off-campus 5,004,800 8,550,00,800 3,350 8,354 TOTAL TOTAL OREGON INDEPENDENT COLLEGES (8) Dorm or offcampus? Tuition & fees Books & supplies Room & board Personal expenses Transportat ion Total Other Costs Birthingway Off-campus 0, ,6 3,309,940,04 3,653 Concordia University Both 8, ,00,800,000,70 40,0 Corban University Both 9, ,40,500,500 3,40 4,780 George Fox University Both 3, ,5, ,5 45,938 Lewis & Clark College Both 45,04,050, ,48 59,35 Linfield College Both 38, ,850, ,500 5,54 Linfield, Portland Campus Off-campus 38,989,00 0,700,700,000 5,600 54,589 Marylhurst University Off-campus 0,835,475 0,500,950,500 6,45 37,60 Mount Angel Seminary Dorm 0,77,000,44 incl w trans,000 3,44 33,69 Northwest Christian University Both 7, ,400,70,70,640 38,90 Oregon College of Art and Craft Off-campus 9,580,800 8,000,00 800,700 4,80 Pacific Northwest College of Art Both 33,0,000,47, ,4 48,54 Pacific University Both 39,858,050, ,78 54,036 Reed College Dorm 49,940,050, ,400 64,340 University of Portland Dorm 40,50 960, ,63 54,88 University of Western States Off-campus 9,906,30 8,550,575,50 3,505 3,4 Warner Pacific College Both,460,006 8,560,8 900,748 33,08 Willamette University Both 45,76 950,00,30 incl w pers 3,380 59,096 NOTE: These "standard" undergraduate student budgets are for informational purposes only. They are based on full-time enrollment at 5 credit-hours/term and do not include insurance, loan fees, nonmandatory fees, or special program-specific fees. Actual budgets will vary from these "standard" budgets, depending upon program of study, courseload, dependency status, and housing situations. (For certain programs, courseloads may be restricted to less than 5 credit-hours per term.) TOTAL August 05 76

5 FAFSA Primer The Free Application for Federal Student Aid (FAFSA) is the form used by the government to determine an amount of money called the Expected Family Contribution (EFC) which you should be able to provide toward the cost of higher education. The EFC is based on parent s income & assets, family size, number in college, state of residency, and student s income & assets. You may not agree with the amount of the EFC, but remember that in the United States, you are guaranteed a free education up through high school. After that point, it is your responsibility to pay for additional schooling. On the FAFSA, you direct the FAFSA processors to send the EFC to the colleges you want to have that information. After establishing their Cost of Attendance (COA), they subtract your EFC to arrive at your financial need. Your need varies from school to school depending on the individual school s COA. The level of institutional grants/scholarships will determine the true cost of your attendance at a specific school so don t assume that the one with the highest sticker price will end up being the most expensive at the end of the financial aid process. You have the choice of 3 filing methods for the FAFSA (online, PDF, paper) but almost everyone files online. You can also sign your form electronically using a PIN which you obtain at You can still complete the FAFSA on-line, but without a PIN, you ll have to print out a signature page and send it in. This does slightly slow down the processing time. Note that the student will also need a PIN. When you file, make sure you select the FAFSA for the upcoming year since the previous year s form may still be available for those students still filing for this current school year. For 05-6 (college year 06-7) you can file your FAFSA beginning on January. From 06-7 and beyond, you will file your FAFSA as early as October of the student s senior year. No matter which filing date, you always use the last full calendar year s tax information. You want to file ASAP. It is quite acceptable and even advised to use estimates on the FAFSA. Just recognize that any changes you make are likely to change your EFC. Also note that 30% of all FAFSA filers will be flagged for verification. This means that a school you re applying to will ask you for supporting tax forms to verify the accuracy of what you submitted on the FAFSA. Random FAFSA info: If you are in a divorced situation, the parent who housed the student more than 50% of the year is the one who s name must appear on the FAFSA. When determining EFC, the parent s assets are partially protected but the student s are not. The parent s income is protected based on size of family and state of residence, but only about,500 of the student s income is protected. The reason the FAFSA asks for the age of the older parent is that the older the parent, the more assets and income are protected. 77

6 What is the FAFSA? Why fill out a FAFSA? The Free Application for Federal Student Aid (FAFSA) is the first step in the financial aid process. You use the FAFSA to apply for federal student aid, such as grants, work-study, and loans. In addition, most states and colleges use information from the FAFSA to award nonfederal aid. Why all the questions? The questions on the FAFSA are required to calculate your Expected Family Contribution (EFC). The EFC measures your family s financial strength and is used to determine your eligibility for federal student aid. Your state and the colleges you list may also use some of your responses. They will determine if you may be eligible for school or state aid, in addition to federal aid. How do I find out what my Expected Family Contribution (EFC) is? Your EFC will be listed on your Student Aid Report (SAR). Your SAR summarizes the information you submitted on your FAFSA. It is important to review your SAR to make sure all of your information is correct and complete. Make corrections or provide additional information, as necessary. How much aid will I receive? Using the information on your FAFSA and your EFC, the financial aid office at your college will determine the amount of aid you will receive. The college will use your EFC to prepare a financial aid package to help you meet your financial need. Financial need is the difference between your EFC and your college s cost of attendance (which can include living expenses), as determined by the college. If you or your family have unusual circumstances that should be taken into account, contact your college s financial aid office. Some examples of unusual circumstances are: unusual medical or dental expenses or a large change in income from last year to this year. When will I receive the aid? Any financial aid you are eligible to receive will be paid to you through your college. Typically, your college will first use the aid to pay tuition, fees and room and board (if provided by the college). Any remaining aid is paid to you for your other educational expenses. If you are eligible for a Federal Pell Grant, you may receive it from only one college for the same period of enrollment. How can I have more colleges receive my FAFSA information? If you are completing a paper FAFSA, you can only list four colleges in the school code step. You may add more colleges by doing one of the following:. After your FAFSA has been processed, go to FAFSA on the Web at gov. Click the Login button on the home page to log in to FAFSA on the Web, then click Make FAFSA Corrections.. Use the Student Aid Report (SAR), which you will receive after your FAFSA is processed. Your Data Release Number (DRN) verifies your identity and will be listed on the first page of your SAR. You can call and provide your DRN to a customer service representative, who will add more school codes for you. 3. Provide your DRN to the financial aid administrator at the college you want added, and he or she can add their school code to your FAFSA. Note: Your FAFSA record can only list up to ten school codes. If there are ten school codes on your record, any new school codes that you add will replace one or more of the school codes listed. Where can I receive more information on student aid? The best place for information about student financial aid is the financial aid office at the college you plan to attend. The financial aid administrator can tell you about student aid available from your state, the college itself and other sources. You can also visit our web site StudentAid.gov. For information by phone you can call our Federal Student Aid Information Center at TTY users (for the hearing impaired) may call You can also check with your high school counselor, your state aid agency or your local library s reference section. Information about other nonfederal assistance may be available from foundations, religious organizations, community organizations and civic groups, as well as organizations related to your field of interest, such as the American Medical Association or American Bar Association. Check with your parents employers or unions to see if they award scholarships or have tuition payment plans. Information on the Privacy Act and use of your Social Security Number We use the information that you provide on this form to determine if you are eligible to receive federal student financial aid and the amount that you are eligible to receive. Sections 483 and 484 of the Higher Education Act of 965, as amended, give us the authority to ask you and your parents these questions, and to collect the Social Security Numbers of you and your parents. We use your Social Security Number to verify your identity and retrieve your records, and we may request your Social Security Number again for those purposes. State and institutional student financial aid programs may also use the information that you provide on this form to determine if you are eligible to receive state and institutional aid and the need that you have for such aid. Therefore, we will disclose the information that you provide on this form to each institution you list in questions 03a - 03h, state agencies in your state of legal residence and the state agencies of the states in which the colleges that you list in questions 03a - 03h are located. If you are applying solely for federal aid, you must answer all of the following questions that apply to you: -9, 4-6, 8, -3, 6, 8-9, 3-37, 39-59, 6-68, 70, 73-86, 88-0, If you do not answer these questions, you will not receive federal aid. Without your consent, we may disclose information that you provide to entities under a published routine use. Under such a routine use, we may disclose information to third parties that we have authorized to assist us in administering the above programs; to other federal agencies under computer matching programs, such as those with the Internal Revenue Service, Social Security Administration, Selective Service System, Department of Homeland Security, Department of Justice and Veterans Affairs; to your parents or spouse; and to members of Congress if you ask them to help you with student aid questions. If the federal government, the U.S. Department of Education, or an employee of the U.S. Department of Education is involved in litigation, we may send information to the Department of Justice, or a court or adjudicative body, if the disclosure is related to financial aid and certain conditions are met. In addition, we may send your information to a foreign, federal, state, or local enforcement agency if the information that you submitted indicates a violation or potential violation of law, for which that agency has jurisdiction for investigation or prosecution. Finally, we may send information regarding a claim that is determined to be valid and overdue to a consumer reporting agency. This information includes identifiers from the record; the amount, status and history of the claim; and the program under which the claim arose. State Certification By submitting this application, you are giving your state financial aid agency permission to verify any statement on this form and to obtain income tax information for all persons required to report income on this form. The Paperwork Reduction Act of 995 According to the Paperwork Reduction Act of 995, no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. The valid OMB control number for this information collection is Public reporting burden for this collection of information is estimated to average two hours per response, including time for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of information. The obligation to respond to this collection is voluntary. If you have comments or concerns regarding the status of your individual submission of this form, please contact the Federal Student Aid Information Center, P.O. Box 84, Washington, D.C directly. [Note: Please do not return the completed form to this address.] We may request additional information from you to process your application more efficiently. We will collect this additional information only as needed and on a voluntary basis. Page 0 78

7 About the FAFSA complete the fafsa it s important! Students are required to complete the FAFSA to determine their eligibility for all federal student aid. Many people do not complete the FAFSA because they assume they will not be eligible for federal aid, or they feel the process is too confusing or complicated. Here s what s wrong with that thinking: Don t assume you won t qualify for financial aid. Virtually every student is eligible for at least one type of federal student aid. It s very simple if you do not apply for federal student aid by filing the FAFSA, you will not receive any federal student aid. Eligibility for many state aid programs is determined by your FAFSA data. If you don t complete the FAFSA, you simply won t be considered for state aid, in many cases. Many colleges use FAFSA data to determine eligibility for institutional aid (or aid the college offers.) Additional forms may be required as part of the application process; contact each college s financial aid office to find out. Many private scholarship programs use FAFSA data to determine who qualifies for their scholarships. You will need to file the FAFSA each year you will be in college to be considered for aid. Regardless of whether you qualify for federal student aid, if you fail to file the FAFSA you will miss out on being considered for state and institutional aid. Assuming you are not eligible can be costly. Filing the FAFSA is free. Remember the first word in FAFSA is Free. There are companies that will charge you a fee to help you complete the FAFSA, but there shouldn t be a need to pay for this service. what the fafsa does Your eligibility for federal financial aid is calculated using the Federal Need Analysis Methodology, a formula mandated by Congress. The formula takes into account your (and your parents if you are a dependent student) financial condition. When you complete the FAFSA, you are answering a series of questions to provide this information. You may find it helpful to first complete the FAFSA on the Web Worksheet available at: default/files/05-6-fafsa-worksheet.pdf. This worksheet provides a preview of the questions that you may be asked while completing the FAFSA online. The questions on the FAFSA on the Web Worksheet are ordered as they appear on the online FAFSA, although some may be skipped online based on your answers to earlier questions. To complete the FAFSA, you (and your parents if you are considered dependent) must provide certain information regarding your financial assets, liabilities, and income for the year directly preceding the year you apply for aid. You might need to refer to the following documents: Income tax returns (student, parent, and spouse) although in some circumstances, you may be able to transfer income tax data from the IRS directly into the FAFSA W- forms and other income records Current bank statements Records of benefits from federal and state agencies It is essential that you provide correct information and follow all instructions for filing the FAFSA. Mistakes and incomplete information can lead to delays in receiving aid. the student aid report (sar) After you file a FAFSA, you will receive a Student Aid Report (SAR) from Federal Student Aid (FSA) that contains information provided on your FAFSA along with your Expected Family Contribution (EFC). Your EFC is not the amount of money your family is expected to pay. Rather, you should think of the EFC as an index colleges use to calculate the amount of financial aid you may qualify to receive. While your family is expected to contribute toward your cost of education, the amount of this contribution will be determined by the financial aid office at your college. When you complete the FAFSA, you indicate the code numbers for the colleges you are interested in attending. These colleges receive the information you provided on the FAFSA. Based on this information, each college will determine the amount and types of aid for which you are eligible. You will receive an award letter from each college that accepts you for admission. The letter outlines the total financial aid package (grants, scholarships, work-study, and loans) for which you are eligible. Financial aid officers at the colleges can answer questions regarding the SAR and award letters. See pages -3 for more information about award letters. file the fafsa online Go to This is the fastest and most accurate way to file and get results your application is automatically edited for errors as you complete it to ensure your information is as accurate as possible When your FAFSA information is transmitted over the Internet, it is completely secure Easy to navigate and extensive online help, including live chat, and phone options, are available In recent years, more than 98 percent of FAFSA filers have applied online. It s the fastest, the easiest, and simply the best way to file your FAFSA. 3 79

8 Financial Aid Estimator There are quite a few websites where you can enter information about your specific financial situation and get an accurate estimate of what your Expected Family Contribution will be when you complete the FAFSA. The EFC is what each college receives from the FAFSA processing organization. What they do with this information in regard to offering a financial aid is totally their decision. Colleges are not under any obligation to create a package which makes up the difference between your EFC and their Cost of Attendance (COA). Since the formula is federally mandated, you should find the results of the estimators to be fairly consistent. Some estimators can be found on the following websites: FAFSA4caster FinAid.org College Board ACT.org 80

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10 Page of DO YOU NEED MONEY FOR COLLEGE? Federal Student Aid at a Glance 05 6 WHAT is federal student aid? Federal student aid comes from the federal government specifically, the U.S. Department of Education. It s money that helps a student pay for higher education expenses (i.e., college, career school, or graduate school expenses). Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also can help pay for a computer and for dependent care. There are three main categories of federal student aid: grants, work-study, and loans. Check with your school s financial aid office to find out which programs the school participates in. Details about the federal student aid programs are on page of this document. WHO gets federal student aid? Our most basic eligibility requirements are that you must demonstrate financial need (for most programs to learn more, visit StudentAid.gov/how-calculated); be a U.S. citizen or an eligible noncitizen; have a valid Social Security number; register (if you haven t already) with Selective Service, if you re a male between the ages of 8 and 5; show you re qualified to obtain a college or career school education by - having a high school diploma or an equivalent such as a General Educational Development (GED) certificate or - completing a high school education in a home-school setting approved under state law; and maintain satisfactory academic progress in college or career school. Find more details about eligibility criteria at StudentAid.gov/eligibility. HOW do you apply for federal student aid?. Complete the Free Application for Federal Student Aid (FAFSA ) at If you need a paper FAFSA, you can get one from our website at where you can download a PDF, or our ED Pubs distribution center at or toll-free at For the 05 6 award year, the FAFSA is available from Jan., 05, to June 30, 06. But you need to apply as soon as you can! Schools and states often use FAFSA information to award nonfederal aid. Their deadlines are usually early in the year. You can find state deadlines at or on the paper FAFSA. Check with the schools you re interested in for their deadlines.. Review your Student Aid Report. After you apply, you ll receive a Student Aid Report, or SAR. Your SAR contains the information reported on your FAFSA and usually includes your Expected Family Contribution (EFC). The EFC is an index number used to determine your eligibility for federal student aid. Review your SAR information and make any corrections or changes, if necessary. The school(s) you list on your FAFSA will get your SAR data electronically. 3. Contact the school(s) you might attend. Make sure the financial aid office at each school you re interested in has all the information needed to determine your eligibility. If you re eligible, each school s financial aid office will send you an aid offer showing the amount and types of aid (from all sources) the school will offer you. You can compare aid offers from the schools to which you applied and see which school is the most affordable once financial aid is taken into account. HAVE QUESTIONS? Contact or visit the following: StudentAid.gov a college financial aid office studentaid@ed.gov FED-AID ( ) toll-free (toll-free TTY for the hearing impaired) 8

11 Federal Student Aid Programs 05 6 DO YOU NEED MONEY FOR COLLEGE? Page of Program Type of Aid Program Details Annual Amount Federal Pell Grant Grant: does not have to be repaid For undergraduates with exceptional financial need who have not earned bachelor s or professional degrees; in some cases, however, a student enrolled in a postbaccalaureate teacher certification program might receive a Federal Pell Grant. A student can receive a Federal Pell Grant for no more than semesters or the equivalent (roughly six years). Up to 5,730 For details and updates, visit StudentAid.gov/pell-grant Federal Supplemental Educational Opportunity Grant (FSEOG) Teacher Education Assistance for College and Higher Education (TEACH) Grant Grant: does not have to be repaid Grant: does not have to be repaid unless student fails to carry out service obligation, in which case student must repay TEACH Grant as Direct Unsubsidized Loan with interest accrued (accumulated) from date grant was disbursed (paid out to student) For undergraduates with exceptional financial need; Federal Pell Grant recipients take priority; funds depend on availability at school. For undergraduate, postbaccalaureate, and graduate students who plan to become teachers; recipient must sign Agreement to Serve saying he or she will teach full-time in a high-need field for four complete academic years (within eight years of completing the academic program) at an elementary school, secondary school, or educational service agency serving children from low-income families. Up to 4,000 For details and updates, visit StudentAid.gov/fseog Up to 4,000 For details and updates, visit StudentAid.gov/teach Iraq and Afghanistan Service Grant Grant: does not have to be repaid For students who are not Pell-eligible due only to having less financial need than is required to receive Pell funds; whose parent or guardian died as a result of military service in Iraq or Afghanistan after the events of 9/; and who, at the time of the parent's or guardian's death, were less than 4 years old or were enrolled at least part-time at an institution of higher education. A student can receive an Iraq and Afghanistan Service Grant for no more than semesters or the equivalent (roughly six years). Up to 5,3.7 For grants first disbursed on or after Oct., 04, and before Oct., 05 For details and updates, visit StudentAid.gov/Iraq-Afghanistan Federal Work-Study Money earned while attending school; does not have to be repaid For undergraduate and graduate students; jobs can be on campus or off campus; students are paid at least federal minimum wage; funds depend on availability at school. No annual minimum or maximum amounts For details and updates, visit StudentAid.gov/workstudy Federal Perkins Loan Loan: must be repaid with interest For undergraduate and graduate students with exceptional financial need; must be repaid to school that made the loan; 5% interest rate. Undergraduate students: up to 5,500; graduate and professional students: up to 8,000 For details and updates, visit StudentAid.gov/perkins Direct Subsidized Loan Direct Unsubsidized Loan Direct PLUS Loan Loan: must be repaid with interest Loan: must be repaid with interest Loan: must be repaid with interest For undergraduate students who have financial need; U.S. Department of Education pays interest while borrower is in school and during grace and deferment periods; student must be at least half-time; 4.66% interest rate for loans first disbursed on or after July, 04, and before July, 05; visit StudentAid.gov/interest for latest information on interest rates. First-time borrowers may not receive this type of loan for more than 50% of the length of their program of study; U.S. Department of Education may stop paying interest if student who received loans for maximum period continues enrollment. For undergraduate and graduate students; borrower is responsible for all interest; student must be at least half-time; financial need is not required; 4.66% (undergraduate) and 6.% (graduate or professional) interest rates for loans first disbursed on or after July, 04, and before July, 05; visit StudentAid.gov/interest for latest information on interest rates. For parents of dependent undergraduate students and for graduate or professional students; borrower is responsible for all interest; student must be enrolled at least half-time; financial need is not required; 7.% interest rate for loans first disbursed on or after July, 04, and before July, 05. Up to 5,500 depending on grade level For details and updates, visit StudentAid.gov/sub-unsub Up to 0,500 (less any subsidized amounts received for same period), depending on grade level and dependency status For details and updates, visit StudentAid.gov/sub-unsub Maximum amount is cost of attendance minus any other financial aid student receives For details and updates, visit StudentAid.gov/plus Note: The information in this document was compiled in summer 04. For updates or additional information, visit StudentAid.gov. LOOKING FOR MORE SOURCES OF FREE MONEY? Try StudentAid.gov/scholarships for tips on where to look and for a link to a free online scholarship search. Printed: October 04 83

12 July, 05 June 30, 06 Step One (Student):. Last name Your permanent mailing address 4. Number and street (include apt. number) For questions -3, leave any questions that do not apply to you (the student) blank.. First name FAFSA FREE APPLICATION for FEDERAL STUDENT AID OMB # Your full name (exactly as it appears on your Social Security card) If your name has a suffix, such as Jr. or III, include a space between your last name and suffix. 3. Middle initial 5. City (and country if not U.S.) 6. State 7. ZIP code 8. Your Social Security Number See Notes page. 9. Your date MONTH DAY YEAR 0. Your telephone number of birth ( ) Your driver s license number and driver s license state (if you have one). Driver s license number. Driver s license state 3. Your address. If you provide your address, we will communicate with you electronically. For example, when your FAFSA has been processed, you will be notified by . Your address will also be shared with your state and the colleges listed on your FAFSA to allow them to communicate with you. If you do not have an address, leave this field blank. 4. Are you a U.S. citizen? Mark only one. See Notes page. Yes, I am a U.S. citizen (U.S. national). Skip to question No, but I am an eligible noncitizen. Fill in question No, I am not a citizen or eligible noncitizen. Skip to question Alien Registration Number A 6. What is your marital status as of today? See Notes page. I am single I am married/remarried I am separated I am divorced or widowed Month and year you were married, remarried, separated, divorced or widowed. See Notes page. MONTH YEAR 8. What is your state of legal residence? STATE 9. Did you become a legal resident of this state before January, 00? Yes No 0. If the answer to question 9 is No, give month and year you became a legal resident of that state. MONTH YEAR. Are you male or female? See Notes page. Male Female. If female, skip to question 3. Most male students must register with the Selective Service System to receive federal aid. If you are male, age 8-5 and not registered, fill in the circle and we will register you. See Notes page. Register me 3. Have you been convicted for the possession or sale of illegal drugs for an offense that occurred while you were receiving federal student aid (such as grants, loans or work-study)? Answer No if you have never received federal student aid or if you have never had a drug conviction for an offense that occurred while receiving federal student aid. If you have a drug conviction for an offense that occurred while you were receiving federal student aid, answer Yes, but complete and submit this application, and we will mail you a worksheet to help you determine if your conviction affects your eligibility for aid. If you are unsure how to answer this question, call for help. No Yes 3 Some states and colleges offer aid based on the level of schooling your parents completed. 4. Highest school completed by Parent 5. Highest school completed by Parent Middle school/jr. high Middle school/jr. high High school 3 4 High school College or beyond College or beyond Other/unknown Other/unknown When you begin college in the school year, what will be your high school completion status? High school diploma. Answer question Homeschooled. Skip to question General Educational Development (GED) certificate or state equivalent test. Skip to question 8. For Help Page 3 None of the above. Skip to question Step One CONTINUED on page

13 7. What is the name of the high school where you received or will receive your high school diploma? Enter the complete high school name, and the city and state where the high school is located. Step One CONTINUED from page 3 8. Will you have your first bachelor s degree before July, 05? High School Name High School City STATE Yes No 9. When you begin the school year, what will be your grade level? Never attended college and st year undergraduate Attended college before and st year undergraduate.... nd year undergraduate/sophomore rd year undergraduate/junior... 4th year undergraduate/senior th year/other undergraduate st year graduate/professional When you begin the school year, what degree or certificate will you be working on? st bachelor s degree... nd bachelor s degree Associate degree (occupational or technical program) Associate degree (general education or transfer program) Certificate or diploma (occupational, technical or education program of less than two years) Certificate or diploma (occupational, technical or education program of two or more years) Teaching credential (nondegree program) Graduate or professional degree... 7 Continuing graduate/professional or beyond... Other/undecided Are you interested in being considered for work-study? Yes No Don t know Step Two (Student): Answer questions 3 58 about yourself (the student). If you were never married or are separated, divorced or widowed, answer only about yourself. If you are married or remarried as of today, include information about your spouse. 3. For 04, have you (the student) completed 33. What income tax return did you file or will you file 34. For 04, what is or will be your tax filin g your IRS income tax return or another tax for 04? status according to your tax return? return listed in question 33? IRS Single I have already completed my return... Head of household IRS 040A or 040EZ... Married filed joint return I will file but have not yet completed my A foreign tax return. See Notes page return... Married filed separate return A tax return with Puerto Rico, another U.S. territory, Qualifying widow(er) I m not going to file. Skip to question or Freely Associated State. See Notes page Don t know If you have filed or will file a 040, were you eligible to file a 040A or 040EZ? See Notes page. Yes No Don t know 3 For questions 36 45, if the answer is zero or the question does not apply to you, enter 0. Report whole dollar amounts with no cents. 36. What was your (and spouse s) adjusted gross income for 04? Adjusted gross income is on IRS Form 040 line 37; 040A line ; or 040EZ line Enter your (and spouse s) income tax for 04. Income tax amount is on IRS Form 040 line 56; 040A line 3 ; or 040EZ line 0., 38. Enter your (and spouse s) exemptions for 04. Exemptions are on IRS Form 040 line 6d or Form 040A line 6d. For Form 040EZ, see Notes page.,,, Questions 39 and 40 ask about earnings (wages, salaries, tips, etc.) in 04. Answer the questions whether or not a tax return was filed. This information may be on the W- forms, or on IRS Form 040 lines Box 4 (Code A) of IRS Schedule K- (Form 065); on 040A line 7; or on 040EZ line. If any individual earning item is negative, do not include that item in your calculation. 39. How much did you earn from working in 04?,, 40. How much did your spouse earn from working in 04?,, 4. As of today, what is your (and spouse s) total current balance of cash, savings and checking accounts? Don t include student financial aid. 4. As of today, what is the net worth of your (and spouse s) investments, including real estate? Don t include the home you live in. Net worth means current value minus debt. See Notes page., 43. As of today, what is the net worth of your (and spouse s) current businesses and/or investment farms? Don t include a family farm or family business with 00 or fewer full-time or full-time equivalent employees. See Notes page. For Help Page 4 Step Two CONTINUED on page 5,,, 85

14 Step Two CONTINUED from page Student s 04 Additional Financial Information (Enter the combined amounts for you and your spouse.) a. Education credits (American Opportunity Tax Credit and Lifetime Learning Tax Credit) from IRS Form 040 line 50 or 040A line 33. b. Child support paid because of divorce or separation or as a result of a legal requirement. Don t include support for children in your household, as reported in question 95. c. Taxable earnings from need-based employment programs, such as Federal Work-Study and need-based employment portions of fellowships and assistantships. d. Taxable student grant and scholarship aid reported to the IRS in your adjusted gross income. Includes AmeriCorps benefits (awards, living allowances and interest accrual payments), as well as grant and scholarship portions of fellowships and assistantships. e. Combat pay or special combat pay. Only enter the amount that was taxable and included in your adjusted gross income. Don t include untaxed combat pay. f. Earnings from work under a cooperative education program offered by a college. 45. Student s 04 Untaxed Income (Enter the combined amounts for you and your spouse.) a. Payments to tax-deferred pension and retirement savings plans (paid directly or withheld from earnings), including, but not limited to, amounts reported on the W- forms in Boxes a through d, codes D, E, F, G, H and S. Don t include amounts reported in code DD (employer contributions toward employee health benefits). b. IRA deductions and payments to self-employed SEP, SIMPLE, Keogh and other qualified plans from IRS Form 040 line 8 + line 3 or 040A line 7. c. Child support received for any of your children. Don t include foster care or adoption payments. d. Tax exempt interest income from IRS Form 040 line 8b or 040A line 8b. e. Untaxed portions of IRA distributions from IRS Form 040 lines (5a minus 5b) or 040A lines (a minus b). Exclude rollovers. If negative, enter a zero here. f. Untaxed portions of pensions from IRS Form 040 lines (6a minus 6b) or 040A lines (a minus b). Exclude rollovers. If negative, enter a zero here. g. Housing, food and other living allowances paid to members of the military, clergy and others (including cash payments and cash value of benefits). Don t include the value of on-base military housing or the value of a basic military allowance for housing. h. Veterans noneducation benefits, such as Disability, Death Pension, or Dependency & Indemnity Compensation (DIC) and/or VA Educational Work-Study allowances. i. Other untaxed income not reported in items 45a through 45h, such as workers compensation, disability, etc. Also include the untaxed portions of health savings accounts from IRS Form 040 line 5. Don t include extended foster care benefits, student aid, earned income credit, additional child tax credit, welfare payments, untaxed Social Security benefits, Supplemental Security Income, Workforce Investment Act educational benefits, on-base military housing or a military housing allowance, combat pay, benefits from flexible spending arrangements (e.g., cafeteria plans), foreign income exclusion or credit for federal tax on special fuels. j. Money received, or paid on your behalf (e.g., bills), not reported elsewhere on this form. This includes money that you received from a parent whose financial information is not reported on this form and that is not part of a legal child support agreement. See Notes page. Answer the questions in this step to determine if you will need to provide parental information. Once Step Three (Student): you answer Yes to any of the questions in this step, skip Step Four and go to Step Five on page Were you born before January, 99? Yes 47. As of today, are you married? (Also answer Yes if you are separated but not divorced.) Yes No 48. At the beginning of the school year, will you be working on a master s or doctorate program (such as an MA, MBA, MD, JD, PhD, EdD, graduate certificate, etc.)? Yes No 49. Are you currently serving on active duty in the U.S. Armed Forces for purposes other than training? See Notes page.... Yes No 50. Are you a veteran of the U.S. Armed Forces? See Notes page.... Yes No 5. Do you now have or will you have children who will receive more than half of their support from you between July, 05 and June 30, 06? Yes No 5. Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now and through June 30, 06? Yes No 53. At any time since you turned age 3, were both your parents deceased, were you in foster care or were you a dependent or ward of the court? See Notes page Yes No 54. As determined by a court in your state of legal residence, are you or were you an emancipated minor? See Notes page Yes No 55. As determined by a court in your state of legal residence, are you or were you in legal guardianship? See Notes page Yes No 56. At any time on or after July, 04, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless? See Notes page Yes No 57. At any time on or after July, 04, did the director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless? See Notes page Yes No 58. At any time on or after July, 04, did the director of a runaway or homeless youth basic center or transitional living program determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless? See Notes page Yes No For Help Page 5 No 86

15 If you (the student) answered No to every question in Step Three, go to Step Four. If you answered Yes to any question in Step Three, skip Step Four and go to Step Five on page 8. (Health professions students: Your college may require you to complete Step Four even if you answered Yes to any Step Three question.) If you believe that you are unable to provide parental information, see Notes page 9. Step Four (Parent): Complete this step if you (the student) answered No to all questions in Step Three. Answer all the questions in Step Four even if you do not live with your legal parents (biological, adoptive, or as determined by the state [for example, if the parent is listed on the birth certificate]). Grandparents, foster parents, legal guardians, widowed stepparents, aunts and uncles are not considered parents on this form unless they have legally adopted you. If your legal parents are married to each other, or are not married to each other and live together, answer the questions about both of them. If your parent was never married or is remarried, divorced, separated or widowed, see Notes page 9 for additional instructions. 59. As of today, what is the marital status of your legal parents? 60. Month and year Never married Unmarried and both parents living together Married or remarried Divorced or separated... Widowed they were married, remarried, separated, divorced or widowed. What are the Social Security Numbers, names and dates of birth of the parents reporting information on this form? If your parent does not have a Social Security Number, you must enter If the name includes a suffix, such as Jr. or III, include a space between the last name and suffix. Enter two digits for each day and month (e.g., for May 3, enter 05 3). Questions 6-64 are for Parent (father/mother/stepparent) 6. SOCIAL SECURITY NUMBER 6. LAST NAME, AND 63. FIRST INITIAL 64. DATE OF BIRTH Questions are for Parent (father/mother/stepparent) 65. SOCIAL SECURITY NUMBER 66. LAST NAME, AND 67. FIRST INITIAL 68. DATE OF BIRTH 69. Your parents address. If you provide your parents address, we will let them know your FAFSA has been processed. This address will also be shared with your state and the colleges listed on your FAFSA to allow them to electronically communicate with your parents. 3 4,, MONTH YEAR What is your parents state of legal residence? STATE 7. Did your parents become legal residents of this state before January, 00? Yes No 7. If the answer to question 7 is No, give the month and year legal residency began for the parent who has lived in the state the longest. MONTH YEAR 73. How many people are in your parents household? Include: yourself, even if you don t live with your parents, your parents, your parents other children if (a) your parents will provide more than half of their support between July, 05 and June 30, 06, or (b) the children could answer No to every question in Step Three on page 5 of this form, and other people if they now live with your parents, your parents provide more than half of their support and your parents will continue to provide more than half of their support between July, 05 and June 30, How many people in your parents household (from question 73) will be college students between July, 05 and June 30, 06? Always count yourself as a college student. Do not include your parents. Do not include siblings who are in U.S. military service academies. You may include others only if they will attend, at least half-time in 05-06, a program that leads to a college degree or certificate. In 03 or 04, did you, your parents or anyone in your parents household (from question 73) receive benefits from any of the federal programs listed? Mark all that apply. Answering these questions will not reduce eligibility for student aid or these programs. TANF may have a different name in your parents state. Call to find out the name of the state s program. 75. Supplemental Security Income (SSI) For Help Supplemental Nutrition Assistance Program (SNAP) 83. If your parents have filed or will file a 040, were they eligible to file a 040A or 040EZ? See Notes page Free or Reduced Price Lunch A foreign tax return. See Notes page Yes No Don t know 3 Page Temporary Assistance for Needy Families (TANF) 84. As of today, is either of your parents a dislocated worker? See Notes page Special Supplemental Nutrition Program for Wo men, Infants, and Children (WIC) If your answer to question 59 was Unmarried and both parents living together, contact for assistance with answering questions For 04, have your parents completed their IRS income tax return or another tax return listed in question 8? My parents have already completed their return... My parents will file but have not yet completed their return My parents are not going to file. Skip to question What income tax return did your parents file or will they file for 04? IRS IRS 040A or 040EZ A tax return with Puerto Rico, another U.S. territory or Freely Associated State. See Notes page For 04, what is or will be your parents tax filing status according to their tax return? Single Head of household Married filed joint return Married filed separate return Qualifying widow(er) Don t know... Yes No Don t know Step Four CONTINUED on page

16 For questions 85 94, if the answer is zero or the question does not apply, enter 0. Report whole dollar amounts with no cents. 85. What was your parents adjusted gross income for 04? Adjusted gross income is on IRS Form 040 line 37; 040A line ; or 040EZ line Enter your parents income tax for 04. Income tax amount is on IRS Form 040 line 56; 040A line 3 ; or 040EZ line Enter your parents exemptions for 04. Exemptions are on IRS Form 040 line 6d or on Form 040A line 6d. For Form 040EZ, see Notes page. Step Four CONTINUED from page 6 Questions 88 and 89 ask about earnings (wages, salaries, tips, etc.) in 04. Answer the questions whether or not a tax return was filed. This information may be on the W- forms, or on IRS Form 040 lines Box 4 (Code A) of IRS Schedule K- (Form 065); on 040A line 7; or on 040EZ line. If any individual earning item is negative, do not include that item in your calculation. 88. How much did Parent (father/mother/stepparent) earn from working in 04? 89. How much did Parent (father/mother/stepparent) earn from working in 04? 90. As of today, what is your parents total current balance of cash, savings and checking accounts? 9. As of today, what is the net worth of your parents investments, including real estate? Don t include the home in which your parents live. Net worth means current value minus debt. See Notes page. 9. As of today, what is the net worth of your parents current businesses and/or investment farms? Don t include a family farm or family business with 00 or fewer full-time or full-time equivalent employees. See Notes page. 93. Parents 04 Additional Financial Information (Enter the amounts for your parent[s].) a. Education credits (American Opportunity Tax Credit and Lifetime Learning Tax Credit) from IRS Form 040 line 50 or 040A line 33. b. Child support paid because of divorce or separation or as a result of a legal requirement. Don t include support for children in your parents household, as reported in question 73. c. Your parents taxable earnings from need-based employment programs, such as Federal Work-Study and need-based employment portions of fellowships and assistantships. d. Your parents taxable student grant and scholarship aid reported to the IRS in your parents adjusted gross income. Includes AmeriCorps benefits (awards, living allowances and interest accrual payments), as well as grant and scholarship portions of fellowships and assistantships. e. Combat pay or special combat pay. Only enter the amount that was taxable and included in your parents adjusted gross income. Do not enter untaxed combat pay. f. Earnings from work under a cooperative education program offered by a college. 94. Parents 04 Untaxed Income (Enter the amounts for your parent[s].) a. Payments to tax-deferred pension and retirement savings plans (paid directly or withheld from earnings), including, but not limited to, amounts reported on the W- forms in Boxes a through d, codes D, E, F, G, H and S. Don t include amounts reported in code DD (employer contributions toward employee health benefits). b. IRA deductions and payments to self-employed SEP, SIMPLE, Keogh and other qualified plans from IRS Form 040 line 8 + line 3 or 040A line 7. c. Child support received for any of your parents children. Don t include foster care or adoption payments. d. Tax exempt interest income from IRS Form 040 line 8b or 040A line 8b. e. Untaxed portions of IRA distributions from IRS Form 040 lines (5a minus 5b) or 040A lines (a minus b). Exclude rollovers. If negative, enter a zero here. f. Untaxed portions of pensions from IRS Form 040 lines (6a minus 6b) or 040A lines (a minus b). Exclude rollovers. If negative, enter a zero here. g. Housing, food and other living allowances paid to members of the military, clergy and others (including cash payments and cash value of benefits). Don t include the value of on-base military housing or the value of a basic military allowance for housing. h. Veterans noneducation benefits, such as Disability, Death Pension, or Dependency & Indemnity Compensation (DIC) and/or VA Educational Work-Study allowances. i. Other untaxed income not reported in items 94a through 94h, such as workers compensation, disability, etc. Also include the untaxed portions of health savings accounts from IRS Form 040 line 5. Don t include extended foster care benefits, student aid, earned income credit, additional child tax credit, welfare payments, untaxed Social Security benefits, Supplemental Security Income, Workforce Investment Act educational benefits, on-base military housing or a military housing allowance, combat pay, benefits from flexible spending arrangements (e.g., cafeteria plans), foreign income exclusion or credit for federal tax on special fuels. For Help Page 7 88

17 Step Five (Student): Complete this step only if you (the student) answered Yes to any questions in Step Three. 95. How many people are in your household? Include: yourself (and your spouse), your children, if you will provide more than half of their support between July, 05 and June 30, 06, and other people if they now live with you, you provide more than half of their support and you will continue to provide more than half of their support between July, 05 and June 30, How many people in your (and your spouse s) household (from question 95) will be college students between July, 05 and June 30, 06? Always count yourself as a college student. Include others only if they will attend, at least half-time in 05-06, a program that leads to a college degree or certificate. In 03 or 04, did you (or your spouse) or anyone in your household (from question 95) receive benefits from any of the federal programs listed? Mark all that apply. Answering these questions will not reduce eligibility for student aid or these programs. TANF may have a different name in your state. Call to find out the name of the state s program. 97. Supplemental Security Income (SSI) 98. Supplemental Nutrition Assistance Program (SNAP) 99. Free or Reduced Price Lunch 0. As of today, are you (or your spouse) a dislocated worker? See Notes page Temporary Assistance for Needy Families (TANF) Step Six (Student): Indicate which colleges you want to receive your FAFSA information. 03. a 03. c 03. e 03. g ST FEDERAL SCHOOL CODE ND FEDERAL SCHOOL CODE 3RD FEDERAL SCHOOL CODE 4TH FEDERAL SCHOOL CODE OR OR OR OR NAME OF COLLEGE ADDRESS AND CITY NAME OF COLLEGE ADDRESS AND CITY NAME OF COLLEGE ADDRESS AND CITY NAME OF COLLEGE ADDRESS AND CITY Step Seven (Student and Parent): Read, sign and date. Yes 0. Special Supplemental Nutrition Program for W ome n, Infants, and Children (WIC) No STATE STATE STATE STATE Don t know 3 Enter the six-digit federal school code and your housing plans. You can find the school codes at or by calling If you cannot obtain the code, write in the complete name, address, city and state of the college. The information you report on the FAFSA is sent to each college listed, including the names of the other colleges listed. If you do not want this information sent to a particular college, do not list that school. For federal student aid purposes, it does not matter in what order you list your selected schools. For state aid, you may want to list your preferred college first. To find out how to have more colleges receive your FAFSA information, read What is the FAFSA? on page 0. If you are the student, by signing this application you certify that you () will use federal and/or state student financial aid only to pay the cost of attending an institution of higher education, () are not in default on a federal student loan or have made satisfactory arrangements to repay it, (3) do not owe money back on a federal student grant or have made satisfactory arrangements to repay it, (4) will notify your college if you default on a federal student loan and (5) will not receive a Federal Pell Grant from more than one college for the same period of time. If you are the parent or the student, by signing this application you certify that all of the information you provided is true and complete to the best of your knowledge and you agree, if asked, to provide information that will verify the accuracy of your completed form. This information may include U.S. or state income tax forms that you filed or are required to file. Also, you certify that you understand that the Secretary of Education has the authority to verify information reported on this application with the Internal Revenue Service and other federal agencies. If you sign any document related to the federal student aid programs electronically using a personal identification number (PIN), username and password, and/or any other credential, you certify that you are the person identified by that PIN, username and password, and/or other credential, and have not disclosed that PIN, username and password, and/or other credential to anyone else. If you purposely give false or misleading information, you may be fined up to 0,000, sent to prison, or both. 04. Date this form was completed MONTH DAY 05. Student (Sign below) HOUSING PLANS 03. b on campus with parent off campus 03. d on campus with parent off campus 03. f on campus with parent off campus 03. h on campus with parent off campus 05 or 06 Parent (A parent from Step Four sign below.) If you or your family paid a fee for someone to fill out this form or to advise you on how to fill it out, that person must complete this part. Preparer s name, firm and address 06. Preparer s Social Security Number (or 07) 07. Employer ID number (or 06) 08. Preparer s signature and date COLLEGE USE ONLY D/O FAA Signature DATA ENTRY USE ONLY: Homeless Youth Determination 4 FEDERAL SCHOOL CODE P * L E For Help Page 8 89

18 06-7 WHITWORTH ACADEMIC SCHOLARSHIPS FOR INCOMING FRESHMEN (49, 80) Mind & Heart Scholarship:,000 per year for four years 3.75 GPA* AND 00 SAT/30 ACT Presidential Scholarship: 0,000 per year for four years 4.0 GPA* regardless of test scores OR 3.75 GPA* AND 870 SAT/8 ACT Trustee Scholarship: 8,000 per year for four years 3.9 GPA* regardless of test scores OR 3.6 GPA* AND 800 SAT/7 ACT Whitworth Scholarship: 6,000 per year for four years 3.5 GPA* regardless of test scores OR 70 SAT/5 ACT Founder's Scholarship: 4,000 per year for four years GPA* regardless of test scores OR 650 SAT/4 ACT *Whitworth uses weighted GPAs (either from transcripts or calculated internally) to determine academic scholarships. If a weighted GPA is not available on a student's high school transcript, Whitworth will weight all honors, AP and IB classes on a 4.5 scale. Whitworth Academic Scholarships for Incoming 06-7 Transfer Students The following scholarships are determined at the time a student is accepted to Whitworth University. Transfer scholarships will be awarded to students who have been enrolled full time, who have completed one or more terms at an accredited college or university, and who are working toward their first bachelor's degree. The scholarship amount will be determined from the student's official college transcript; if the student has attended more than one university, Whitworth will calculate a combined cumulative GPA. If the student has completed less than one full term of college work, the scholarship will be determined based on the student's high school cumulative GPA. PROVOST'S SCHOLARSHIP: 8,000 WITH A 3.75 OR HIGHER CUMULATIVE GPA DEANS' SCHOLARSHIP: 6,000 WITH A CUMULATIVE GPA FACULTY SCHOLARSHIP: 4,000 WITH A CUMULATIVE GPA PIRATE SCHOLARSHIP:,000 WITH A CUMULATIVE GPA 90

19 Azusa Pacific University (4,734) Academic scholarships are based on a combination of GPA and test scores at the time of admittance; only average qualifications are listed below. SAT or ACT writing section scores are not considered. Recipients will be granted the single highest award for which they qualify and will receive official notification of their award shortly after acceptance to the university. All academic scholarships are renewable for up to four years. Amount Class Standing Qualifications Renewability Trustees Scholarship* Full tuition Incoming Freshman President s Scholarship* 6,000 per year Incoming Freshman Deans Scholarship* 3,500 per year Incoming Freshman Director s Scholarship,500 per year Founder s Award 0,000 per year Incoming Freshman Incoming Freshman Transfer I Scholarship 0,000 per year Transfer II Scholarship 8,000 per year Transfer Student 3.5+ GPA Transfer Student GPA 3.9+ GPA; 300+ on SAT I or 30+ on ACT 3.9 GPA; 300 on SAT I or 30 on ACT 3.7 GPA; 00 on SAT I or 7 on ACT 3.5 GPA; 00 on SAT I or 5 on ACT 3.3 GPA; 050 on SAT I or 3 on ACT Up to four years Up to four years Up to four years Up to four years Up to four years Up to four years Up to four years *Honors College students may qualify for an additional,000 Honors College Scholarship. 9

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