Santa Clara County Housing Resource Guide

Transcription

1 Santa Clara County Housing Resource Guide Habitat for Humanity East Bay/Silicon Valley Broadway, Oakland, CA Valley Way, Milpitas, CA (510) Habitat for Humanity East Bay/Silicon Valley selects families on an impartial and non -discriminatory basis. Race, color, gender, national origin, marital status, family status, sexual orientation, age, and religious affiliation are not part of the decisionmaking process. Equal Housing Opportunity.

2 About Us Habitat for Humanity East Bay/Silicon Valley revitalizes neighborhoods, builds affordable and sustainable solutions, and empowers families through successful homeownership. Since 1986, we have partnered with volunteers, the community, and qualified families with limited incomes to strengthen communities in Alameda, Our Mission Putting faith into action, Habitat for Humanity brings people together to build homes, communities and hope. Our Vision To be the pre-eminent affordable home builder for hard-working, responsible families with limited income in Alameda, Contra Costa, and Santa Clara Counties wanting the stability and security of long-term home ownership About This Resource Guide This housing resource guide focuses on programs available in Santa Clara County. For a resource guide focusing on Alameda and Contra Costa counties please visit our website at to download a pdf file. Habitat for Humanity East Bay/Silicon Valley makes no warranties or recommendations about any of the services or information contained in this guide. As programs sometimes change, check with the individual organization for updates on the services they offer. Emergency Shelters/Transitional Housing Shelter Network Administrative Office 1450 Chapin Avenue, 2nd Floor, Burlingame, CA Phone: Website: Description: Shelter Network provides safe, clean, and moder n shelter, nutritious food, comprehensive counseling services, programs for children, and job and housing searches. The programs ensure that the community's most vulnerable members have the opportunity to return to self sufficiency and a place they can call "home". To access our services, you will first need to contact one of Shelter Network's referral agencies. Please speak to a social worker at one of the referral agencies, and ask about Shelter Network's programs. They can arrange a referral at the appropriate program. If there are no current openings, or if you do not qualify for Shelter Network's programs, they will be able to suggest temporary resources or other programs that can help you. For a list of referral agencies visit index.php Shelter Network Locations Family Shelters First Step for Families 325 Villa Terrace, San Mateo Phone: Haven Family House 260 Van Buren, Menlo Park Phone: Redwood Family House 110 Locust Street. Redwood City Phone: Family Crossroads 50 Hillcrest Drive, Daly City Phone: Shelter Network Locations Single Adult Shelters Maple Street Shelter 1580A Maple Street, Redwood City Phone: The Vendome 415 E. 2nd Avenue, San Mateo Phone: Page 12

3 Emergency Shelters/Transitional Housing Innvision & Shelter Network... Description: InnVision the Way Home and Shelter Network have unified as a single nonprofit dedicated to ending homelessness. Innvision the Way Home South Bay Administrative Office 297 Commercial Street Tel: Description: Silicon Valley s largest non-profit provider of housing, shelter, and services to the homeless, operating at over 25 sites from San Jose to Red- Innvision Emergency Shelters Julian Street Inn Description: Shelter and r ehabilitation ser vices for men & women diagnosed with mental illness. Montgomery Street Inn N. Montgomery Street. San Jose, CA Description: Shelter for men, both shor t & long-term, includes job development programs Commercial Street Inn or Commercial Street, Description: Shelter for women and childr en, includes after school tutorial program Innvision Transitional/Supportive Housing Stevens House, San Jose x210 Description: Shared housing for men and women diagnosed with mental illness. Table of Contents Pages Santa Clara County Housing Programs 1-3 City of Campbell 4 City of Cupertino 4 City of Los Gatos 5 City of Mountain View 5 City of Morgan Hill 6 City of Palo Alto 6 City of San Jose 7 City of Sunnyvale 8 City of Santa Clara 8 Home Buyer Education Programs 9 Emergency Shelters/Transitional Housing InnVision Villa, San Jose Description: Shar ed housing for women and childr en in a multi-unit com- HomeSafe, San Jose Santa Clara Description: Shared housing for survivors of domestic violence Page 11

4 Santa Clara County Housing Programs Visit www. scchousingsearch.org for a list of available and affordable housing in Santa Clara County. 70 W. Hedding Street, E. Wing, 7th Floor San Jose, CA 95110, Phone: Or contact: tracy.cunningham@pln.sccgov.org Phone: (408) Website: Description: Pr ovides decent affor dable housing to lower income households in the Urban County. Offers a Mortgage Credit Certificate Program (MCC) which provides financial assistance to first-time homebuyer's. Also offers a Down Payment Assistance, Closing Cost Assistance, and Interest Rate Buydown programs. Housing Authority of the County of Santa Clara Below Market Rate Rental Programs & Rental Assistance 505 West Julian Street San Jose, CA (408) TDD: (408) Website: Description: Offers a Section 8 Housing Choice Voucher Program which provides rental subsidies for very low-income households who reside in privately owned rental units and pay 30% of their income towards rent. The Housing Authority owns numerous affordable multi-family rental apartments throughout Santa Clara County. For more information on renting these properties, visit the PMI website at Neighborhood Housing Services of Silicon Valley 1156 N. 4th Street Phone: Website: Description: Offers homebuyer education seminars, credit and mortgage counseling and many other services to encourage homeownership within Santa Clara County. These include programs for first-time home buyers, foreclosure prevention, and down payment assistance. NHSVV originates 30 year, fixed rate loans. Emergency Shelters/Transitional Housing Community Solutions Church Street # 103 Morgan Hill, CA Phone: Website: Description: Community Solutions provides shelter to those in emergency situations; such as domestic violence cases and single parenting teenagers. Runaway Youth Shelter/ Brian Wilson Center 3490 The Alameda Santa Clara, CA Phone: Help Line: Website: Description: Short-term housing for runaways, homeless and other troubled youth ages Baccardo Regional Reception Center - EHC LifeBuilders 2011 Little Orchard Street, SJ, Phone: Valley Way, Milpitas, Phone: Website: Description: Extensive network of shelters in Santa Clara County for homeless men, women and children. Their programs provide immediate needs assistance and effective self-sufficiency strategies to break the cycle of poverty. Page 1 Page 10

5 Home Buyer Education Programs National Hispanic Organization of Real Estate Associates (NHORA) Home Buyer Go! 1000 Valencia Street San Francisco, CA Phone: Description: NHORA provides free financial literacy and education based workshops on available down payment assistance programs for first time homebuyers N. 4th Street Phone: Website: Description: HomeBuyer Go helps you understand the finances behind a home purchase with clear and intuitive calculators for clarifying mortgage payments, amortization, interest and principal, mortgage points, PITI, and much more. Project Sentinel Santa Clara Locations Gilroy Office 7800 Arroyo Circle, Bldg. A Gilroy, CA Phone (408) Fax (408) gilroy@housing.org Sunnyvale Office 298 S. Sunnyvale Ave., Ste. 209 Sunnyvale, CA Phone (408) Fax (408) mediate4us@housing.org San Jose Fair Housing Consortium 152 North Third Street, 3rd Floor Phone (408) Fax (650) info@housing.org Description: A HUD approved Housing Counseling agency. Offers First Time Home Buyer and Individual Home Buyer classes. To register visit their website at Santa Clara County Housing Programs Sacred Heart Community Services Catholic Charities MidPen Housing Corporation 1381 South First Street San Jose, CA Phone: Fax: (408) Website: Description: The SHCS Housing program offers assistance with: past due rent and rent deposit, utilities (PG&E), and Section 8 rent deposit for the following zip codes: the following zip codes: 95110, 95117, 95125, 95126, 95128, 95008, 95111, 95113, 95118, and Zanker Road San Jose, CA Tel: (408) Fax: (408) Description: Helps the homeless, very low-income families, and the working poor find and keep safe, stable, and appropriate housing. 303 Vintage Park Dr., Ste 250 Foster City, CA Phone: info@midpen-housing.org Website: Description: MidPen owns, and manages high-quality affordable housing. They currently own properties in Campbell, Cupertino, Los Gatos, Milpitas, Mountain View, Palo Alto, San Jose, Santa Clara, Saratoga, and Sunnyvale. Visit the website to search properties and find individual property contact information. Page 9 Page 2

6 Santa Clara County Housing Programs Housing for Independent People 481 Valley Way, Milpitas, CA Phone: or Website: Description: Housing for Independent People, Inc. (HIP) is a collaborative provider of housing for people with special needs.hip serves very lowincome people with developmental disabilities, psychiatric disabilities, people with AIDS/HIV+, and the elderly. The Housing Trust of Silicon Valley: First-time Homebuyer Loans 95 S. Market Street, Suite 610 San Jose, CA Phone: (F) Website: Description: Provides loans to low and moderate income homebuyers in Santa Clara County in the form of low-interest, second mortgages and down payment assistance. Some of the programs the housing trust offers are purchase assistance loans, closing costs assistance, mortgage assistance, and equity share co-investment. Innvision South Bay Administrative Office 297 Commercial Street Description: Individuals seeking per manent low-income housing, who have not journeyed through InnVision programs, may call to inquire or apply for Permanent Housing at one of our South Bay locations. City of Sunnyvale City of Sunnyvale First -Time Homebuyer Loan Program 456 W. Olive Avenue Sunnyvale, CA Phone: housing@ci.sunnyvale.ca.us Website: fthb.insunnyvale.com Description: The First-Time Home Buyer (FTHB) Loan Program provides silent second down payment assistance of up to $50,000 for eligible first-time home buyers. Assistance may be used to purchase market-rate or below-market rate homes in Sunnyvale. The program is available to first-time home buyers City of Sunnyvale Below Market Rate Housing Program Description: The City of Sunnyvale requires developers of large housing projects to sell a percentage of the homes at below market prices to low- to moderate-income households. City of Santa Clara City of Santa Clara Below Market Purchase Program 1156 North Fourth Street Phone: Website: Description: The City of Santa Clar a par tner s with Neighbor hood Housing Services to help low to moderate income first time homebuyers purchase their first homes. This program connects residents with below market rate homeownership assistance resources City of Santa Clara First Time Homeowner Financing Program 1500 Civic Center Drive, Santa Clara, CA Phone: Website: Description: The Housing Authority of the City of Santa Clara offers a First Time Home Buyer's Financing Program that can provide you with financial assistance in purchasing your first home. Secondary mortgage loans up to $75,000 (0% interest, deferred payments for first five years) offered by participating primary lenders. Page 3 Page 8

7 City of San Jose City of San Jose Building Equity & Growth in Neighborhoods (BEGIN) 200 East Santa Clara Street San Jose, CA Phone: Website: Description: The BEGIN pr ogr am offer s down payment assistance pr o- gram in specific new construction developments for low- and moderate-income first-time homebuyer. City of San Jose Neighborhood Stabilization Program (NSP) Description: The NSP homebuyer program offers mortgage assistance to income-eligible homebuyers of designated single-family homes in San Jose. City of San Jose Teacher Homebuyer Program (THP) Description: This program is available full-time public-school teacher and credential staff. The goal is to attract and retain public school teachers and credentialed staff who are needed to provide equality education for San José youth. To assist in achieving this goal, the THP offers deferred-payment loan of $35,000 or$50,000 depending on applicants income. City of San Jose Welcome HOME Description: Down payment assistance program offers a loan up to $25,000 at 3% simple interest for first-time homebuyers. City of Campbell City of Campbell Below Market rate Housing Program (BMR) Phone: Website: Description Campbell mandates that 15% of developments with 10 or more residential units be affordable to low and moderate income households. Contact the City s Planning Department for an update on any new residential developments that may include BMR units. City of Campbell Mortgage Credit Certificate Program (MCC) Description: The Mortgage Credit Certificate Program (MCC) provides financial assistance in the form of a tax credit to first-time homebuyers for the purchase of single-family homes, townhomes and condominiums. A first-time homebuyer is defined as a person who has not owned a principal residence within the last three years in Santa Clara County. City of Cupertino West Valley Community Services Below Market rate Rental Program (BMR) Vista Drive Cupertino, CA Phone: wvcs@wvcommunityservices.org Website: Description: Offers affordable rental units to very low and low-income households and ownership units affordable to median and moderate-income households. The City of Cupertino contracts with West Valley Community Services (WVCS) to screen and place qualified households in most of the city's BMR units. WVCS maintains a waiting list of interested persons. Page 7 Page 4

8 City of Los Gatos City of Los Gatos Below Market Price Housing Program (BMP) City of Morgan Hill City of Morgan Hill Below Market Rate Purchase Program (BMR) 505 West Julian Street San Jose, CA Phone: Website: Peak Avenue Morgan Hill, CA Phone: Website: Description: The Town s Below Market Price Housing Program allows low and moderate income households the opportunity to become homeowners. It has a limited number of homes which are sold at a price below the current market value. The BMP Program also has a limited number of rental units available. The Housing Authority of the County of Santa Clara administers the BMP Program on behalf of the Town. City of Mountain View City of Mountain View Mountain View Below Market Rate Housing Lisa Caldwell 505 W. Julian Street San Jose, CA Phone: Website: City of Mountain View Website: Description: Mountain View requires that developers set aside 10% of all new housing units for low and moderate income persons. BMR ownership housing and BMR rental housing are available. If interested, contact the Santa Clara County Housing Authority City of Mountain View Subsidized Rental Housing Description: There are ten housing complexes in the City of Mountain View that have been subsidized by the City or have received financial assistance from Federal subsidy programs in exchange for providing affordable housing. Some of these apartments also participate in the Section 8 rental subsidy program and accept tenants with Section 8 rental vouchers or certificates. Description: The City of Morgan Hill s Below Market Rate (BMR) Purchase program assists low to moderate income first-time homebuyers purchase their first home at below market rate prices. City of Morgan Hill Down Payment Assistance Program Description: The City of Morgan Hill s Down Payment Assistance Program (DAP) assists first-time homebuyers who meet the income qualifications to buy their first home within the City by offering payment assistance of up to $50,000 ($75,000 within downtown boundary). City of Palo Alto City of Palo Alto Below Market rate Housing 725 Alma Street Palo Alto, CA Phone: Website: Description: Their goals are to provide decent, safe and sanitary housing for low-income people who live or work in Palo Alto, subsidize the rent to the greatest degree possible and attend to the human needs tenants may have through our resident service program. For a list of affordable housing properties in Palo Alto visit Page 5 Page 6