City of Rockford Community Development Department

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "City of Rockford Community Development Department"

Transcription

1 City of Rockford Community Development Department Revised July 2005

2 GENERAL ELIGIBILITY REQUIREMENTS (For West Side Alive and Homestead Partnership programs ONLY) 1. Applicant must be an U.S. Citizen or registered alien (hold an Alien Registration or Receipt Card 1551 Green Card). 2. Applicant must be at least 18 years of age. 3. Applicant must be a first-time homebuyer i.e. not own a residential property within the last three (3) years, or be displaced/forced to move. 4. Applicant must have had stable monthly income for the last two (2) years. 5. Applicant must be credit worthy: a) All collections, judgments, etc. must be paid or households with small collections may be referred to the lease purchase program. b) It must be at least two (2) years or more since a Chapter 13 or Chapter 7 Bankruptcy has been discharged. 6. Applicant s monthly income must support the mortgage payment, which consists of principal, interest, property taxes, and homeowner s insurance. 7. If married, the loan must be applied for jointly or absent spouse will be required to sign Homestead Waiver waiving any rights to the property. 8. Total annual household income must be at or below 80% of median: Family *Income Family *Income Size Size 1 $33,900 or less 5 $52,250 or less 2 $38,700 or less 6 $56,150 or less 3 $43,550 or less 7 $60,000 or less 4 $48,400 or less 8 $63,900 or less * Subject to change annually. Income is based on the total current gross income of all persons that are going to be living in the home. 9. Applicant must attend and complete the homebuyer s training seminar offered through Rockford Area Affordable Housing Coalition (RAAHC) PRIOR to purchasing a property. For further information call The Rockford Housing Authority s Buying a Home Workshop is considered an acceptable substitute. As of 3/1/03, a certificate is only valid for three (3) years. Applicants with a certificate over 3 years old must attend a free one on one refresher course with RAAHC prior to closing. 10. At closing, Homebuyers must provide evidence of paid homeowner s insurance and pay for a water service hookup fee. 11. Properties purchased must remain a single-family, owner-occupied dwelling for the term of affordability (HELP! Program ONLY - will assist 1-4 unit owner-occupied units), 5-15 years as determined by the Department of Housing and Urban Development (HUD). Page 1

3 Application Process 1. Applications may be obtained via website or by contacting: City of Rockford Community Development Department Neighborhood Development Division 425 E. State Street, Rockford, IL (815) Application(s) must be submitted with an application fee: Married = $20.00 Unmarried = $20.00 application fee per applicant 3. An interview for applicants who meet the pre-application requirements will be scheduled. Those who do not meet the pre-application requirements will also be notified. The following must be brought to the interview: a) Two (2) years of tax returns or three (3) years, if self-employed. b) Documentation of income i.e., one (1) month of most recent check stubs, social security statement, child support, pension, etc. c) Six (6) most recent checking bank statements and one (1) most recent for all other deposit accounts. d) ID or driver s license e) Resident Alien card, if not a U.S. Citizen f) Divorce Decree or legal separation papers (if applicable) Applications are processed on a first-come, first-serve basis, with the exception of the West Side Alive! Program. The West Side Alive! Program is required to serve a certain number of very-low income households. Applicants of very low income or already residing in the focus areas may be brought to the top of the waiting list. Page 2

4 WEST SIDE ALIVE! PROGRAM The West Side Alive Program makes financing available for applicant(s) to purchase newly constructed homes built on city-owned lots. The purchase price varies depending upon the home selected and the location. The West Side Alive! Program provides the following: A conventional loan through a local participating lender at their current market rate. A 30 year balloon loan through the Illinois Housing Development Authority (IHDA) at a zero percent (0%) interest rate. Various deferred mortgages for downpayment and closing costs. Deferred mortgage loans are forgiven within 5 to 15 years. Other Requirements: 1. Homebuyers must provide $500 or $1,000 (depending on homebuyer s income) as a NON- REFUNDABLE down payment. This cannot be a gift. 2. Homebuyers must maintain the property as their principal residence for the term of affordability. The term of affordability, which is 5 to 15 years, is determined by the Department of Housing and Urban Development (HUD). The monthly mortgage payment is approximately between $480 - $520. This payment includes principal, interest, taxes and insurance. Page 3

5 HOMESTEAD PARTNERSHIP PROGRAM 50/50 & Lease Purchase HOMESTEAD 50/50 The City of Rockford purchases and rehabilitates homes that are then sold through the Homestead 50/50 Program. Through this program, funds are provided for the purchase of these homes. The sales price of each home is the after-rehabilitation appraised value. Financing for the purchase will be provided as follows: 50% of the purchase price plus closing costs will be provided in the form of a loan through a local participating lender at the current interest rate. The remaining 50% of the purchase price will be provided in the form of a loan through the City of Rockford at zero percent (0%) interest rate plus a grant for the closing costs. All costs to rehabilitate the property over and above its after-rehab value will be provided in the form of a grant and no repayment is required. Homestead 50/50 Program Example: Appraised Value $50,000 Lender: $25,000 at current interest rate $500 closing costs (included in loan amount) City: $25,000 at 0% interest rate $500 grant for closing costs The City of Rockford may also sell a limited number of rehabilitated homes through a Lease Purchase Program. Those that do not qualify for the Homestead Program 50/50 may be eligible for the Homestead Lease Purchase Program. The Applicant(s) may lease to purchase the property for a term up to two (2) years. A certain portion of the lease payments will be applied to reduce the purchase price of the property. At the end of the lease period, the applicant must obtain financing through a lender or through the City of Rockford s Homestead Partnership Program, as previously described. Page 4

6 OTHER HOMEBUYER PROGRAMS: Public Safety Officers & Teachers Program The City of Rockford offers to home buyers who are public safety officers and teachers assistance to purchase homes being sold by the Department of Housing and Urban Development (HUD). This program is being offered in an effort to ensure that homeownership opportunities are made available to those charged with the responsibility of ensuring the safety and well-being of residents in Rockford and to help promote safe neighborhoods within the City of Rockford s Community Development Block Grant area by furthering the community law enforcement efforts. Properties available through HUD via Golden Feather Realty Service will be made available and discounted to eligible program participants. Eligible participants are public safety officers or teachers who intend to occupy the property as their primary residence for at least three years. The purchase price of the property may be discounted by 10%, 30% or even 50% or more depending upon the location of the property and current employment (police officer, fire fighter or teacher) of the program participant. Other restrictions may apply. Who qualifies as a public safety officer or teacher? Public Safety Officer. A Public Safety Officer is defined as an individual who is (1) employed full time by a Federal, State, county or municipal government; (2) sworn to uphold the law or public safety and includes law enforcement officers and fire fighters, (3) law enforcement officers must have the general power of arrest not just arrest authority limited to a building or facility. Officers also qualify if they are a college or university police officer with general power of arrest; (4) personnel are required to purchase a home in the city of Rockford and (5) must be in good standing with the department. Teacher. A teacher is defined as an individual employed full time by a public school district, private school, or Federal, State, county or a educational agency, who is in good standing, and holds a current State-level certification, as a classroom teacher or administrator in grades K through 12. Page 5

7 HELP! HOMEOWNERSHIP PROGRAM HELP! is offered through Illinois Housing Development Authority (IHDA). IHDA provides a gift of 3% of the purchase price as down payment for 1-4 unit properties with one (1) unit owneroccupied and must be located in the Mid Town North, South Main, or Seventh St. TIF area (see maps located in back of brochure). IHDA s loan is a 30-year fixed rate loan at below market interest rates, currently 6.15%. In addition, if eligible, the City of Rockford may provide rehabilitation assistance for exterior improvements and interior health and safety improvements for properties located in the Mid Town North and South Main areas (see Need to Repair Your Home or Rental Property brochure for further details). Apply through one of the following local lenders: Alpine Bank Patricia Brown Amcore Bank Dave Conroy National City Mortgage Tammy McNeany Riverside Community Bank US Bank Dawn Schmidt Union Savings Bank Nick Gill The following qualifications apply: If you are a first-time homebuyer: 1. The property must be located within the South Main, Mid Town North, or 7 th St TIF area. 2. Total household income must be at or below IHDA income limits noted below: Properties located in an IHDA Qualified Census Tract 1 or 2 Person Households 3 or More Person Households 1 or 2 Person Households Properties not located in an IHDA Qualified Census Tract 3 or More Person Households $75,480 $88,060 $62,900 $72,335 Page 6

8 3. The purchase price must be at or below: Properties located in an IHDA Qualified Census Tract New Construction & Existing One Unit Properties NOT located in an IHDA Qualified Census Tract New Construction & Existing One Unit $231,830 $189,680 If you are NOT a first-time homebuyer: 1. The property must be located within the South Main, Mid Town North, or 7 th St TIF area AND the IHDA s Qualified Census Tract. 2. Total household income must be at or below IHDA income limits noted below: 1 or 2 Person Households 3 or More Person Households $75,480 $88, The purchase price for new construction or existing homes must be at or below: One Unit Two Units Three Units Four Units (Existing Only) (Existing Only) (Existing Only) $231,830 $296,750 $358,690 $445,770 Page 7

9 ADDI PROGRAM American Dream Downpayment Initiative The ADDI Program helps 1 st time homebuyers purchase a home located within a specific area of the City of Rockford by making available a 2 nd mortgage loan for six percent of the purchase price. No repayment is required unless loan terms are not met. Apply through a lender at a financial institution of your choice for the 1 st mortgage. The lender should contact the City of Rockford, Community Development Department at for further information. The ADDI program cannot be used in conjunction with any other City of Rockford program. Besides being approved by the Lender, the following qualifications apply: 1. The property must be located within the area bounded by Central Avenue on the west, Riverside on the north, the Rock River on the east, and Whitman/School Street on the south as shown on the attached map. 2. The maximum value of the property cannot exceed $172,632 which must be supported by an appraisal completed by an Illinois State Certified residential appraiser. The home must be a single family (one-unit), detached dwelling and become the principle residence of the family. 3. The homebuyer s household projected income (over the next year), cannot exceed eighty percent (80%) of median income, as defined by HUD and revised annually. 4. Funds are provided in the form of a mortgage forgiven 1/5th per year. Also, if the home is sold within the first (5) five years, sharing of the net proceeds is required. 5. The homebuyer must attend and complete the homebuyer s training seminar offered through Rockford Area Affordable Housing Coalition Neighborhood Institute PRIOR to purchasing the property. For further information contact the office at (815) The Rockford Housing Authority s Buying a Home Workshop is considered an acceptable substitute. A valid Certificate (3 years within issuance) of completion must be submitted with the request for financial assistance. If the certificate has expired, a one-on-one refresher course is required. 6. An inspection by a Community Development Construction Specialist is required prior to assistance being provided. The property MUST meet Minimum Property Standards which includes NOT HAVING ANY INTERIOR OR EXTERIOR DETERIORATED PAINT. Deteriorated paint is paint that is chipping, peeling, chalking, or cracking. If the house was built before 1978, deteriorated paint must be repaired using safe work methods by a State Licensed Lead Contractor or a Contractor who has successfully completed a HUD approved course. A Lead-based paint clearance inspection will also be required of the work site, if containment is used, after the painted surface has been repaired. If containment is not used, the entire home will require a clearance inspection. The ADDI funds will pay for one clearance. 7. Closing costs (not including prepaid charges and reserves, i.e. interest, and escrows) cannot exceed 5% of the first mortgage loan amount, as verifiable by RESPA, to participate. A copy of the executed RESPA is required as cost verification directly after closing. Lenders will be financially responsible for any discrepancies. 8. This transaction shall not result in cash back to the borrower, with exception to costs paid by homebuyer outside of closing and property tax credits over and above the required reserves. Page 8

10 Page 9

11 Page 10

12 Page 11

13 Page 12

14 Racial Discrimination in housing of any size is a violation of the Civil Rights Act of In addition, the Civil Rights Act of 1966 contains a Federal Fair Housing Law (Title VII) which established fair housing as the policy of the United States. This prohibits discrimination on the basis of race, color, religion, national origin, handicap or family status. SUMMARY We hope this brochure has answered some of the questions you have about the homebuyer programs available through the City of Rockford. Information has been included regarding programs available as of February Because possible program revisions could affect the information contained herein, please contact Neighborhood Development for the latest on program guidelines and availability. Other programs are available for persons interested in home ownership programs and for those interested in improving their rental property. For further information please contact: NEIGHBORHOOD DEVELOPMENT a division of the City of Rockford COMMUNITY DEVELOPMENT DEPARTMENT 425 East State Street City Hall Building Rockford, Illinois TDD

Vacant Properties Rehabilitation Program

Vacant Properties Rehabilitation Program City of Columbus Department of Development Housing Division Vacant Properties Rehabilitation Program Redevelopment for Homeownership/ Lease-Purchase Guidelines Old Oaks City of Columbus Department of Development

More information

CDBG HOMEOWNERSHIP ASSISTANCE PROGRAM INFORMATION AND APPLICATION INSTRUCTIONS

CDBG HOMEOWNERSHIP ASSISTANCE PROGRAM INFORMATION AND APPLICATION INSTRUCTIONS PROGRAM DESCRIPTION CDBG HOMEOWNERSHIP ASSISTANCE PROGRAM INFORMATION AND APPLICATION INSTRUCTIONS The Homeownership Assistance Program ( Program ) is funded through the City of Boca Raton s Community

More information

Vacant Properties Rehabilitation Program

Vacant Properties Rehabilitation Program City of Columbus Department of Development Housing Division Vacant Properties Rehabilitation Program Redevelopment for Homeownership/ Lease-Purchase Guidelines Capital Bond Funds Home Funds NSP 1, 2, 3

More information

The City of Kenner Community Development Department

The City of Kenner Community Development Department The City of Kenner Community Development Department First Time Homebuyers Training Program Description and Objectives The homebuyer education class explains the home-buying process to prospective homeowners,

More information

CITY OF MURFREESBORO AFFORDABLE HOUSING ASSISTANCE PROGRAM POLICIES AND PROCEDURES

CITY OF MURFREESBORO AFFORDABLE HOUSING ASSISTANCE PROGRAM POLICIES AND PROCEDURES CITY OF MURFREESBORO AFFORDABLE HOUSING ASSISTANCE PROGRAM POLICIES AND PROCEDURES 100. Purpose The Murfreesboro Affordable Housing Assistance Program (the Program) encourages homeownership for low-income,

More information

CALHOME MORTGAGE ASSISTANCE PROGRAM GUIDELINES

CALHOME MORTGAGE ASSISTANCE PROGRAM GUIDELINES PLANNING AND DEVELOPMENT DEPARTMENT HOUSING AND COMMUNITY DEVELOPMENT DIVISION CALHOME MORTGAGE ASSISTANCE PROGRAM GUIDELINES PROGRAM OVERVIEW The CalHome Mortgage Assistance Program is a program funded

More information

City of New Bedford, Massachusetts

City of New Bedford, Massachusetts Patrick Sullivan Director ELIGIBLE PROPERTIES ELIGIBLE ACTIVITIES City of New Bedford, Massachusetts OFFICE OF HOUSING & COMMUNITY DEVELOPMENT 608 Pleasant St, New Bedford, Massachusetts 02740 Telephone:

More information

City of Elyria, Ohio First-Time Homebuyer Assistance Program

City of Elyria, Ohio First-Time Homebuyer Assistance Program Revised 10/07 City of Elyria, Ohio First-Time Homebuyer Assistance Program Location: City-wide (No Target Area for this program) Description/Purpose: This program is designed to provide assistance with

More information

Provo City Redevelopment Agency Home Purchase Plus Down-Payment Assistance (DPA) Program Guidelines

Provo City Redevelopment Agency Home Purchase Plus Down-Payment Assistance (DPA) Program Guidelines Provo City Redevelopment Agency Home Purchase Plus Down-Payment Assistance (DPA) Program Guidelines Effective 24-January-2014 THE PROVO CITY REDEVELOPMENT AGENCY RESERVES THE RIGHT TO CHANGE THIS PROGRAM

More information

TOWN OF AMHERST First-Time Homebuyers Program

TOWN OF AMHERST First-Time Homebuyers Program Amherst Town of Amherst Planning Department Erie County, New York Barry A. Weinstein, MD Supervisor Eric W. Gillert, AICP Planning Director Gary Black, AICP Assistant Planning Director TOWN OF AMHERST

More information

PALM BEACH COUNTY Workforce Housing Homebuyer/Renter Information (2015)

PALM BEACH COUNTY Workforce Housing Homebuyer/Renter Information (2015) PALM BEACH COUNTY Workforce Housing Homebuyer/Renter Information (2015) What is the Workforce Housing Program? The Workforce Housing Program provides for the development of workforce housing units in all

More information

City of Champaign Neighborhood Services Department Neighborhood Programs Division 102 N. Neil St. Champaign, Illinois 61820 (217) 403-7070

City of Champaign Neighborhood Services Department Neighborhood Programs Division 102 N. Neil St. Champaign, Illinois 61820 (217) 403-7070 City of Champaign Neighborhood Services Department Neighborhood Programs Division 102 N. Neil St. Champaign, Illinois 61820 (217) 403-7070 Acquisition-Rehabilitation Program SCOPE INCOME LIMIT The program

More information

Lake County Homebuyer Programs Lender Guidelines as of 1/22/2014

Lake County Homebuyer Programs Lender Guidelines as of 1/22/2014 Lake County Homebuyer Programs Lender Guidelines as of 1/22/2014 ABOUT THE AFFORDABLE HOUSING CORPORATION OF LAKE COUNTY AHC is a nonprofit agency that increases and preserves affordable housing opportunities

More information

APPLICATION PACKET. Union County Affordable Housing Fund. First Time Homebuyers Program

APPLICATION PACKET. Union County Affordable Housing Fund. First Time Homebuyers Program APPLICATION PACKET Union County Affordable Housing Fund First Time Homebuyers Program This packet includes Preliminary Application Rules and Procedures Income Limits Union County Government Center 155

More information

CITY OF HUNTSVILLE, ALABAMA. DOWNPAYMENT ASSISTANCE PROGRAM - DAP Program Description & Guidelines

CITY OF HUNTSVILLE, ALABAMA. DOWNPAYMENT ASSISTANCE PROGRAM - DAP Program Description & Guidelines CITY OF HUNTSVILLE, ALABAMA DOWNPAYMENT ASSISTANCE PROGRAM - DAP Program Description & Guidelines Contact information: Community Development, 120 E. Holmes Ave, Huntsville, Ala. 35801, 256-427-5400, fax.

More information

Orlando Housing Authority

Orlando Housing Authority Orlando Housing Authority Orlando Housing Authority Primary Business Address Your Address Line 2 Your Address Line 3 Your Address Line 4 Phone: 555-555-5555 Fax: 555-555-5555 E-mail: someone@example.com

More information

Welcome Home! Program

Welcome Home! Program Welcome Home! Program PRE-APPLICATION PACKAGE Note: We cannot process your Homeownership Application if required documentation is missing. Qualifying individuals and families purchasing homes in Gwinnett

More information

The City of MIDWEST CITY GRANTS MANAGEMENT DEPARTMENT Terri L. Craft, Grants Manager. MIDWEST CITY Homebuyer Assistance Program

The City of MIDWEST CITY GRANTS MANAGEMENT DEPARTMENT Terri L. Craft, Grants Manager. MIDWEST CITY Homebuyer Assistance Program The City of MIDWEST CITY GRANTS MANAGEMENT DEPARTMENT Terri L. Craft, Grants Manager Grant Amount: $5,000.00 MIDWEST CITY Homebuyer Assistance Program The Homebuyer Assistance Program promotes homeownership

More information

City of Lansing Down Payment Assistance (DPA) Program Manual

City of Lansing Down Payment Assistance (DPA) Program Manual City of Lansing Down Payment Assistance (DPA) Program Manual Effective October 2013 THE CITY OF LANSING RESERVES THE RIGHT TO CHANGE REQUIRED DOCUMENTATION AS NECESSARY. PROGRAM ADMINISTRATION A. General

More information

OWN IN OGDEN PROGRAM GUIDELINES

OWN IN OGDEN PROGRAM GUIDELINES CITY OF OGDEN, UTAH COMMUNITY AND ECONOMIC DEVELOPMENT OWN IN OGDEN PROGRAM GUIDELINES I. PROGRAM SUMMARY Own in Ogden is an Ogden City program designed to increase home ownership in specific target neighborhoods.

More information

TOWN OF AMHERST Federal Home Loan Bank HomeBuyers Assistance Grant Program

TOWN OF AMHERST Federal Home Loan Bank HomeBuyers Assistance Grant Program TOWN OF AMHERST Federal Home Loan Bank HomeBuyers Assistance Grant Program The Town of Amherst, through the Federal Home Loan Bank's Affordable Housing Program, is offering loans for first-time homebuyers

More information

City of Alameda First-Time Homebuyer Program

City of Alameda First-Time Homebuyer Program - City of Alameda First-Time Homebuyer Program Down Payment Assistance Loan for Low to Moderate Income Households The City of Alameda is now accepting applications for its down payment assistance loan.

More information

Residential Rehabilitation Loan Program Guidelines

Residential Rehabilitation Loan Program Guidelines Residential Rehabilitation Loan Program Guidelines City of Middletown Department of Planning, Conservation and Development Community Development Division February 1999 Table of Contents Purpose 1 General

More information

The Following Programs are administered by: For these Broward County Municipalities:

The Following Programs are administered by: For these Broward County Municipalities: The Following Programs are administered by: Community Redevelopment Associates of Florida, Inc. For these Broward County Municipalities: Coconut Creek Cooper City Coral Springs Mi r a m a r Pembroke Pines

More information

HOMEBUYER PROGRAM MANUAL (Existing & New Construction) AMENDED DECEMBER, 2008

HOMEBUYER PROGRAM MANUAL (Existing & New Construction) AMENDED DECEMBER, 2008 HOME INVESTMENT PARTNERSHIP PROGRAM HOMEBUYER PROGRAM MANUAL (Existing & New Construction) AMENDED DECEMBER, 2008 ADMINISTERED BY: HARLINGEN COMMUNITY DEVELOPMENT CORPORATION 518 E. HARRISON Harlingen,

More information

DeKalb County First-Time Homebuyers Program. For the Provision of Down Payment Assistance with the use of HOME Investment Partnerships Program funds

DeKalb County First-Time Homebuyers Program. For the Provision of Down Payment Assistance with the use of HOME Investment Partnerships Program funds DeKalb County First-Time Homebuyers Program For the Provision of Down Payment Assistance with the use of HOME Investment Partnerships Program funds First Time Homebuyer Program A. Program Overview: The

More information

PROGRAM GUIDELINES THE ONE MORTGAGE PROGRAM

PROGRAM GUIDELINES THE ONE MORTGAGE PROGRAM PROGRAM GUIDELINES THE ONE MORTGAGE PROGRAM The objective of this program is to provide down payment and closing cost assistance for those who are participating in the State approved One Program. The One

More information

Tri-Valley Down Payment Assistance Program Guidelines

Tri-Valley Down Payment Assistance Program Guidelines Tri-Valley Down Payment Assistance Program Guidelines The Tri-Valley Down Payment Assistance (DPA) Program is a regional program that provides secondary down payment and closing cost assistance to income

More information

HOUSING. Community Housing Development Organizations (CHDOs) Apartment Living

HOUSING. Community Housing Development Organizations (CHDOs) Apartment Living HOUSING City Home Repair Programs Emergency Repair and Weatherization Programs Cowtown Brush Up Lead Hazard Control Program Model Blocks Home Improvement Loans Housing Trust Fund (HTF) Community Housing

More information

CITY OF YOUNGSTOWN HOME BUYER PROGRAM. Community Development Agency Housing Division CITY OF YOUNGSTOWN Mayor Jay Williams. Revised 3/2008 (LH)

CITY OF YOUNGSTOWN HOME BUYER PROGRAM. Community Development Agency Housing Division CITY OF YOUNGSTOWN Mayor Jay Williams. Revised 3/2008 (LH) CITY OF YOUNGSTOWN HOME BUYER PROGRAM Community Development Agency Housing Division CITY OF YOUNGSTOWN Mayor Jay Williams Revised 3/2008 (LH) PROGRAM SUMMARY HOMEBUYER PROGRAM Purpose: To provide low and

More information

City of Perris First Time Homebuyer Homebuyer Assistance Program (HAP) Lender Training

City of Perris First Time Homebuyer Homebuyer Assistance Program (HAP) Lender Training City of Perris First Time Homebuyer Homebuyer Assistance Program (HAP) Lender Training 2010 Agenda Staff Introductions HAP Program Summary HAP Program Requirements HAP Program Procedures Becoming an Approved

More information

NEIGHBORHOOD STABILIZATION PROGRAM (NSP) APPLICATION FOR NSP LOAN. Program Guidelines

NEIGHBORHOOD STABILIZATION PROGRAM (NSP) APPLICATION FOR NSP LOAN. Program Guidelines APPLICATION FOR NSP LOAN Income limits per household Program Guidelines Maximum Income 1 48,150 2 55,000 3 61,900 4 68,750 5 74,250 6 79,750 7 85,250 8 90,750 Homebuyer Requirements Home Education Minimum

More information

OCEAN COUNTY CONSORTIUM FIRST TIME HOMEBUYER PROGRAM REQUIREMENTS

OCEAN COUNTY CONSORTIUM FIRST TIME HOMEBUYER PROGRAM REQUIREMENTS OCEAN COUNTY CONSORTIUM FIRST TIME HOMEBUYER PROGRAM REQUIREMENTS The Ocean County Consortium receives HOME Investment Partnership Program funding each year from the U.S. Department of Housing and Urban

More information

City of Wichita s HOMEownership 80 Program First-Time Homebuyer Assistance

City of Wichita s HOMEownership 80 Program First-Time Homebuyer Assistance City of Wichita s HOMEownership 80 Program First-Time Homebuyer Assistance The City of Wichita offers a program that assists persons/families with low- to moderate-incomes in buying their first home. First-time

More information

CITY OF BAY VILLAGE DEPARTMENT OF COMMUNITY SERVICES DOWN PAYMENT ASSISTANCE PROGRAMS

CITY OF BAY VILLAGE DEPARTMENT OF COMMUNITY SERVICES DOWN PAYMENT ASSISTANCE PROGRAMS CITY OF BAY VILLAGE DEPARTMENT OF COMMUNITY SERVICES DOWN PAYMENT ASSISTANCE PROGRAMS Cuyahoga County Loan and Grant Programs for Residents For application forms or more information on the programs below,

More information

CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES

CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES Program Overview: BUYERS EARNING 100% OR LESS OF AREA MEDIAN INCOME (AMI) The 3% Interest Deferred Loan Program is a homeownership program

More information

Workforce Homebuyer. Down Payment Loan Program. Program Orientation Packet. Housing Trust Fund of Santa Barbara County

Workforce Homebuyer. Down Payment Loan Program. Program Orientation Packet. Housing Trust Fund of Santa Barbara County Housing Trust Fund of Santa Barbara County Workforce Homebuyer Down Payment Loan Program Program Orientation Packet 2013 Housing Trust Fund of Santa Barbara County P. O. Box 60909 Santa Barbara, CA 93160-0909

More information

DOWN PAYMENT ASSISTANCE PROGRAM Frequently Asked Questions

DOWN PAYMENT ASSISTANCE PROGRAM Frequently Asked Questions I need help with a down payment to buy a home. Where do I start? Register for a home buyer education course by calling 512/974-3100 or go to http://www.austintexas.gov/department/housing-smarts-counseling

More information

City of Somerville Closing Cost and Down Payment Assistance Programs

City of Somerville Closing Cost and Down Payment Assistance Programs City of Somerville Closing Cost and Down Payment Assistance Programs WHAT DO THESE PROGRAMS OFFER? The City of Somerville can provide assistance in purchasing a home through two different programs. You

More information

OWNER OCCUPIED REHABILITATION PROGRAM SPONSORED BY CALHOME Revised Jan 2015

OWNER OCCUPIED REHABILITATION PROGRAM SPONSORED BY CALHOME Revised Jan 2015 OWNER OCCUPIED REHABILITATION PROGRAM SPONSORED BY CALHOME Revised Jan 2015 POLICY AND PROCEDURES MANUAL CITY OF SOUTH EL MONTE 1 P a g e BACKGROUND/HISTORY The City of South El Monte has an allocation

More information

Insert Product Photograph Here

Insert Product Photograph Here Pitt County Community Development Down Payment Assistance Program Insert Product Photograph Here Overview The HOME Down payment Assistance Program is designed to assist potential low income, first-time

More information

Mercer County HOME Investment Partnerships Program

Mercer County HOME Investment Partnerships Program Mercer County HOME Investment Partnerships Program First Time Homebuyer Program Policies & Procedures Manual OFFICE OF ECONOMIC DEVELOPMENT & SUSTAINABILITY HOUSING & COMMUNITY DEVELOPMENT 640 SOUTH BROAD

More information

Davis Community Housing Authority Down Payment Assistance Program Summary

Davis Community Housing Authority Down Payment Assistance Program Summary Davis Community Housing Authority Down Payment Assistance Program Summary The Davis Community Housing Authority (DCHA) will be administering American Dream Down Payment Assistance Initiative (ADDI) funds.

More information

City of Miramar. Neighborhood Stabilization Program (NSP)

City of Miramar. Neighborhood Stabilization Program (NSP) City of Miramar Neighborhood Stabilization Program (NSP) Q. What type of assistance is available? HOME BUYERS Frequently Asked Questions The City will assist with the purchase and qualified repairs of

More information

ReNew Grant Guidelines

ReNew Grant Guidelines Brooklyn Center ReNew Buyer Incentive Program Greater Metropolitan Housing Corporation Program Summary The Economic Development Authority (EDA) of Brooklyn Center, Minnesota (EDA) has partnered with the

More information

Home Buying Seminar. A presentation by The Summit Federal Credit Union

Home Buying Seminar. A presentation by The Summit Federal Credit Union Summit Branches are located in Rochester (7), Seneca Falls (1), Buffalo (3), Syracuse (5) and Cortland (2) Home Buying Seminar A presentation by The Summit Federal Credit Union What We Will Cover Today

More information

West Valley City Grants Department Down Payment Assistance Policy & Information Packet

West Valley City Grants Department Down Payment Assistance Policy & Information Packet West Valley City Grants Department Down Payment Assistance Policy & Information Packet Current Revision: 9/09 1 CONTENTS DOWN PAYMENT ASSISTANCE (DPA) POLICY: Section I Section II Section III Section IV

More information

Forsyth County Housing & Community Development Homeownership Program (FCHP) AHOP / HOME PROGRAM

Forsyth County Housing & Community Development Homeownership Program (FCHP) AHOP / HOME PROGRAM Forsyth County Housing & Community Development Homeownership Program (FCHP) AHOP / HOME PROGRAM I. Program Purpose: The Forsyth County Homeownership Program (FCHP) provides funds to assist with the down

More information

Affordable, fixed rate mortgages

Affordable, fixed rate mortgages First Home Program Affordable, fixed rate mortgages Dear Future Homeowner, MaineHousing s First Home Program makes it easier and more affordable to buy a home of your own. There are many reasons to consider

More information

Red Wing Housing and Redevelopment Authority Homebuyer Assistance Program

Red Wing Housing and Redevelopment Authority Homebuyer Assistance Program RED WING HOUSING & REDEVELOPMENT AUTHORITY 428 WEST FIFTH STREET, RED WING, MN 55066 TE L E P H O N E (651) 388-7571 FAX (651) 385-0551 TDD/TTY 711 W W W.RE D W I N G H R A.ORG Red Wing Housing and Redevelopment

More information

Hallandale Beach Community Redevelopment Agency First Time Homebuyers Program

Hallandale Beach Community Redevelopment Agency First Time Homebuyers Program Hallandale Beach Community Redevelopment Agency First Time Homebuyers Program Program Overview Under the First Time Homebuyer Program, the Hallandale Beach CRA will provide up to $50,000 in assistance

More information

Critical Home Repair Application Process

Critical Home Repair Application Process Critical Home Repair Application Process The Critical Home Repair (CHR) Program is a home preservation program that provides needed interior and exterior repairs for low-income homeowners, so that they

More information

Rialto Housing Authority Mortgage Assistance Program Application

Rialto Housing Authority Mortgage Assistance Program Application Rialto Housing Authority Mortgage Assistance Program Application Congratulations on taking steps towards homeownership. The Rialto Housing Authority, through its Mortgage Assistance Program, offers up

More information

HouseCharlotte Homeowner Assistance Loan Submission City of Charlotte Housing Subsidy Program

HouseCharlotte Homeowner Assistance Loan Submission City of Charlotte Housing Subsidy Program HouseCharlotte Homeowner Assistance Loan Submission City of Charlotte Housing Subsidy Program Please fill in all information completely Date: Lender Name: Lender Address: Contact Name(s): Phone Number:

More information

Single Family Bond Program Lender Training PROGRAM OVERVIEW

Single Family Bond Program Lender Training PROGRAM OVERVIEW Single Family Bond Program Lender Training PROGRAM OVERVIEW What this program ISN T NOT A DOWN PAYMENT ASSISTANCE PROGRAM NOT FOR BUYERS WITH POOR CREDIT DOES NOT PROVIDE A SUBPRIME PRODUCT NOT FOR LOW

More information

Bridge Closing Cost Assistance Loan Program Application

Bridge Closing Cost Assistance Loan Program Application Bridge Closing Cost Assistance Loan Program Application Congratulations on taking the steps towards Bridging" the Gap to Sustainable Homeownership. NPHS, through its partnership with the High Desert Association

More information

AVAILABLE DOWN PAYMENT ASSISTANCE PROGRAMS IN CLARK COUNTY

AVAILABLE DOWN PAYMENT ASSISTANCE PROGRAMS IN CLARK COUNTY WISH Program with Housing For Nevada (HFN) To be eligible for WISH funds, the homebuyer must meet the following criteria: Homebuyer must successfully complete 8 hour Homebuyer education class and one on-one-counseling

More information

FY15 REGIONAL CDBG HOUSING REHABILITATION GRANT

FY15 REGIONAL CDBG HOUSING REHABILITATION GRANT Creating opportunities for people to live, work, & thrive on the Lower Cape FY15 REGIONAL CDBG HOUSING REHABILITATION GRANT Serving year-round low-moderate income residents of Dennis, Harwich Eastham,

More information

CITY OF PASSAIC DEPARTMENT OF COMMUNITY DEVELOPMENT 330 PASSAIC STREET PASSAIC, NEW JERSEY 07055

CITY OF PASSAIC DEPARTMENT OF COMMUNITY DEVELOPMENT 330 PASSAIC STREET PASSAIC, NEW JERSEY 07055 CASE NUMBER enter number (office use only) CITY OF PASSAIC DEPARTMENT OF COMMUNITY DEVELOPMENT 330 PASSAIC STREET PASSAIC, NEW JERSEY 07055 FIRST TIME HOMEBUYER ASSISTANCE PROGRAM AGREEMENT HUD # APPLICANT

More information

CITY OF WEST JORDAN Down Payment Assistance Program Application FY 2011-2012 CDBG/HOME Program. Program Information/Requirements

CITY OF WEST JORDAN Down Payment Assistance Program Application FY 2011-2012 CDBG/HOME Program. Program Information/Requirements CITY OF WEST JORDAN Down Payment Assistance Program Application FY 2011-2012 CDBG/HOME Program Program Information/Requirements ELIGIBLE APPLICANTS All applicants must meet income guidelines, debt ratio

More information

City of Eden Prairie First Time Homebuyer Program

City of Eden Prairie First Time Homebuyer Program Part I: GENERAL PROGRAM DESCRIPTION Program Overview City of Eden Prairie First Time Homebuyer Program The Eden Prairie Office of Housing & Community Services (OHCS) offers a financial assistance program

More information

City of Garland First Time Homebuyer Program 2013-2014 Client Information FTHP Down Payment Assistance

City of Garland First Time Homebuyer Program 2013-2014 Client Information FTHP Down Payment Assistance City of Garland First Time Homebuyer Program 2013-2014 Client Information FTHP Down Payment Assistance Program Overview The City of Garland Housing and Community Services is implementing the new First

More information

Dear Future Homeowner:

Dear Future Homeowner: Dear Future Homeowner: Thank you for your interest in the invaluable First Home Club program offered through Astoria Federal Savings, HSBC Bank USA, N.A, First Niagara and M & T Bank. We are so happy to

More information

Brooklyn Park Economic Development Authority

Brooklyn Park Economic Development Authority Brooklyn Park Economic Development Authority Neighborhood Stabilization Program NSP HOMEBUYER ASSISTANCE PROGRAM FOR CITY/PARTNER ACQUISITION AND REHAB Program Description & Guidelines July 2011 TABLE

More information

Native American Homeownership Initiative 2013 Program Guidelines As Amended June 19, 2013

Native American Homeownership Initiative 2013 Program Guidelines As Amended June 19, 2013 1. Program Summary Effective January 2, 2013, the Bank will allocate $300,000 of its annual required AHP contribution to provide down payment, closing cost, counseling, or rehabilitation assistance to

More information

2004, 2005, 2010 & 2011

2004, 2005, 2010 & 2011 City of Pasadena, Texas Home Investment Partnerships Program DRAFT Substantial Amendments 2004, 2005, 2010 & 2011 The Community Development Department proposes a Substantial Amendment to reallocate funds

More information

Down Payment & Closing Cost Assistance Programs & Primary Mortgage Lender Guidelines

Down Payment & Closing Cost Assistance Programs & Primary Mortgage Lender Guidelines 437 S. Jackson St. Green Bay, WI 54301 920-448-3075 www.nwgreenbay.org Down Payment & Closing Cost Assistance Programs & Primary Mortgage Lender Guidelines Housing Counselors: Jeff Van Rens Belinda Pynenberg

More information

CITY OF PERRIS HOUSING DIVISION 135 N. D STREET, PERRIS, CA 92570-220 TEL: (951) 943-5003 FAX: (951) 956-2179

CITY OF PERRIS HOUSING DIVISION 135 N. D STREET, PERRIS, CA 92570-220 TEL: (951) 943-5003 FAX: (951) 956-2179 CITY OF PERRIS HOUSING DIVISION 135 N. D STREET, PERRIS, CA 92570-220 TEL: (951) 943-5003 FAX: (951) 956-2179 HOMEBUYERS ASSISTANCE PROGRAM F.A.Q S for Buyers What is the Homebuyer Assistance Program (HAP)?

More information

Application For Housing Rehabilitation Assistance Stellar Communities Program

Application For Housing Rehabilitation Assistance Stellar Communities Program Application For Housing Rehabilitation Assistance Stellar Communities Program Forgivable Loans Northeast Indiana Housing Partnership, Inc. 217 Fairview Boulevard Kendallville, IN 46755 (260) 347-4714 (260)

More information

First-Time Homebuyer Programs in Portland

First-Time Homebuyer Programs in Portland First-Time Homebuyer Programs in Portland PDC s Neighborhood Housing Program 10/2008 PDC s Vision and Mission Our Mission is to bring together resources to achieve Portland s vision of a diverse, sustainable

More information

Affordable Homeownership

Affordable Homeownership Housing and Human Services Division Affordable Homeownership Program Guidelines The City s Affordable Homeownership Program (also referred to as the Inclusionary Housing Program) provides homeownership

More information

Client Document Checklist

Client Document Checklist Client Document Checklist Bank (Circle Choice): First Niagara M&T Pioneer SEFCU CapComFCU Sunmark FCU NBT Capital Bank Branch: Name(s): 1. Completed FHC Registration Form (enclosed) If unsure of a question,

More information

CITY OF HAZEL PARK, MI. Neighborhood Stabilization Program. OVERVIEW and GUIDELINES

CITY OF HAZEL PARK, MI. Neighborhood Stabilization Program. OVERVIEW and GUIDELINES CITY OF HAZEL PARK, MI Neighborhood Stabilization Program OVERVIEW and GUIDELINES HAZEL PARK HOMEBUYER PROGRAM FOR VACANT FORECLOSED PROPERTIES OVERVIEW OVERVIEW and GUIDELINES 2009-2010 The City of Hazel

More information

REALTORS AND FHA WORKING TOGETHER TO HELP PEOPLE FULFILL THE AMERICAN DREAM

REALTORS AND FHA WORKING TOGETHER TO HELP PEOPLE FULFILL THE AMERICAN DREAM Shopping for a Mortgage? FHA Improvements Benefit You FHA Insured Mortgages Realtors and FHA: Partners in Homeownership National Association of REALTORS FHA REALTORS AND FHA WORKING TOGETHER TO HELP PEOPLE

More information

Arkansas Development Finance Authority

Arkansas Development Finance Authority Arkansas Development Finance Authority ADFA S MORTGAGE BOND PROGRAM Arkansas Development Finance Authority P.O. Box 8023 Little Rock, AR 72203 www.arkansas.gov/adfa Home ToOwn Staff Murray Harding-Manager

More information

LIVE NEWARK DEPARTMENT OF ECOMONIC AND HOUSING DEVELOPMENT DIVISION OF HOUSING AND REAL ESTATE HOME FACADE PROGRAM (HFP) APPLICATION

LIVE NEWARK DEPARTMENT OF ECOMONIC AND HOUSING DEVELOPMENT DIVISION OF HOUSING AND REAL ESTATE HOME FACADE PROGRAM (HFP) APPLICATION LIVE NEWARK DEPARTMENT OF ECOMONIC AND HOUSING DEVELOPMENT DIVISION OF HOUSING AND REAL ESTATE HOME FACADE PROGRAM (HFP) APPLICATION Please PRINT and complete ALL pages of this application in its entirety

More information

CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES BUYERS EARNING 80% OR LESS OF AREA MEDIAN INCOME (AMI)

CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES BUYERS EARNING 80% OR LESS OF AREA MEDIAN INCOME (AMI) CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES BUYERS EARNING 80% OR LESS OF AREA MEDIAN INCOME (AMI) Program Overview: The 3% Interest Deferred Loan Program is a homeownership program

More information

Estes Valley Workforce Housing Assistance Down Payment Assistance Loan Program PROGRAM GUIDELINES

Estes Valley Workforce Housing Assistance Down Payment Assistance Loan Program PROGRAM GUIDELINES Estes Valley Workforce Housing Assistance Down Payment Assistance Loan Program PROGRAM GUIDELINES Eligible Borrowers: Income: Employment: Borrowers must be First Time Homebuyers as defined as not having

More information

Community Development Department. City of Kenner

Community Development Department. City of Kenner The City of Kenner Community Development Department Michael S. Yenni, Mayor City of Kenner Arleeta O. Terrell DIRECTOR FIRST-TIME HOMEBUYERS ASSISTANCE PROGRAM The FIRST TIME HOMEBUYERS (FTHB) ASSISTANCE

More information

City of Victorville Mortgage Assistance Program Application (80% AMI)

City of Victorville Mortgage Assistance Program Application (80% AMI) City of Victorville Mortgage Assistance Program Application (80% AMI) Congratulations on taking steps towards homeownership. The City of Victorville, through its Mortgage Assistance Program, offers up

More information

BUYER'S DISCLOSURE STATEMENT

BUYER'S DISCLOSURE STATEMENT BUYER'S DISCLOSURE STATEMENT CITY OF WALNUT CREEK INCLUSIONARY HOUSING PROGRAM ADMINISTRATIVE COVER SHEET (Remove Upon Completion) BLANK LINES: CHECKLIST Eligible Purchaser Income Level, p. 3, Section

More information

The Homebuyer s Team Program Information

The Homebuyer s Team Program Information The Homebuyer s Team Program Information For loan closings in the St. Louis, City, St. Louis County, City of Florissant, unincorporated St. Charles County, Wentzville, O Fallon, the City of St. Charles,

More information

City of Gainesville Community Development Department Housing Division

City of Gainesville Community Development Department Housing Division City of Gainesville Community Development Department Housing Division DOWNPAYMENT ASSISTANCE PROCEDURES Application Process Applications are mailed to prospective homebuyers in response to telephone requests

More information

APPENDIX D: HOUSING PROGRAM DIRECTORY

APPENDIX D: HOUSING PROGRAM DIRECTORY APPENDIX D: HOUSING PROGRAM DIRECTORY Table D-1 Housing Rehabilitation Programs 1. HOME MAINTENANCE AND IMPROVEMENT PROGRAM (HMIP) To provide loans to correct health and safety violations, abate code deficiencies

More information

CITY OF SOUTH EL MONTE

CITY OF SOUTH EL MONTE CITY OF SOUTH EL MONTE FIRST TIME HOMEBUYER LOAN PROGRAM GUIDELINES (CalHome Program) Revised April 2013 City of South El Monte Housing Department 1415 North Santa Anita Avenue South El Monte, CA. 91733

More information

Mortgage Credit Certificate (MCC) Procedural Guide

Mortgage Credit Certificate (MCC) Procedural Guide The Homeownership Department Mortgage Credit Certificate (MCC) Procedural Guide Revised February, 2010 The Illinois Housing Development Authority 401 N. Michigan Avenue Suite 700 Chicago, IL 60611 1-877-456-2656

More information

BELOW MARKET RATE HOME OWNERSHIP PROGRAM APPLICATION PACKET

BELOW MARKET RATE HOME OWNERSHIP PROGRAM APPLICATION PACKET BELOW MARKET RATE HOME OWNERSHIP PROGRAM APPLICATION PACKET Applicant Household Qualifications Below Market Rate Home Ownership Program QUALIFICATION STANDARDS AND PROGRAM REQUIREMENTS The following table

More information

Delaware State Housing Authority. DSHA Homeownership Loan Programs

Delaware State Housing Authority. DSHA Homeownership Loan Programs Delaware State Housing Authority DSHA Homeownership Loan Programs DSHA is committed to following all aspects of the Fair Housing Act in our efforts to promote responsible homeownership and obtaining competitive

More information

APPLICATION NUMBER MSC-20 PART I: The following information is optional and is used for statistical purposes only

APPLICATION NUMBER MSC-20 PART I: The following information is optional and is used for statistical purposes only APPLICATION FOR HOME IMPROVEMENT LOAN LEELANAU COUNTY HOUSING REHABILITATION PROGRAM EQUAL HOUSING OPPORTUNITY: BUSINESS CONDUCTED IN ACCORDANCE WITH THE FEDERAL FAIR HOUSING ACT OF 1988 FOR OFFICE USE

More information

HomeTown: Portsmouth s First Time Homebuyer Program Information & Guidelines

HomeTown: Portsmouth s First Time Homebuyer Program Information & Guidelines HomeTown: Portsmouth s First Time Homebuyer Program Information & Guidelines The HomeTown Program is a partnership of the City of Portsmouth and RBS Citizens, N.A. Overview The HomeTown Program provides

More information

AFFORDABLE HOMEOWNERSHIP PROGRAM an Equal Housing Opportunity

AFFORDABLE HOMEOWNERSHIP PROGRAM an Equal Housing Opportunity CITY OF FULTON, NEW YORK AFFORDABLE HOMEOWNERSHIP PROGRAM an Equal Housing Opportunity The City of Fulton Affordable Homeownership Program is funded by the U.S. Dept. of Housing and Urban Development's

More information

SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)

SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP) CITY OF OCALA SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP) FISCAL YEARS COVERED 2013/2014, 2014/2015 AND 2015/2016-1 - Table of Contents Title Page #. Section I. Program Description: 3 Section II. Strategies:

More information

CITY OF HUNTSVILLE, ALABAMA DOWNPAYMENT ASSISTANCE PROGRAM - DAP. 2009-2010 Program Description & Guidelines. Contact information:

CITY OF HUNTSVILLE, ALABAMA DOWNPAYMENT ASSISTANCE PROGRAM - DAP. 2009-2010 Program Description & Guidelines. Contact information: CITY OF HUNTSVILLE, ALABAMA DOWNPAYMENT ASSISTANCE PROGRAM - DAP 2009-2010 Program Description & Guidelines Contact information: Community Development 120 E. Holmes Ave, Huntsville, AL P.O. Box 308 Huntsville,

More information

41 W. Lancaster Ave. Downingtown, PA 19335 (610)518-1522. Nancy J. Frame-Executive Director, Housing Partnership of Chester County

41 W. Lancaster Ave. Downingtown, PA 19335 (610)518-1522. Nancy J. Frame-Executive Director, Housing Partnership of Chester County 41 W. Lancaster Ave. Downingtown, PA 19335 (610)518-1522 To: From: Homeowner Nancy J. Frame-Executive Director, Housing Partnership of Chester County RE: HOUSING REHABILITATION PROGRAM APPLICATION Enclosed

More information

FIRST TIME HOMEBUYERS PROGRAM GUIDELINES (for Market Rate Units) Last Revised October 3, 2013

FIRST TIME HOMEBUYERS PROGRAM GUIDELINES (for Market Rate Units) Last Revised October 3, 2013 FIRST TIME HOMEBUYERS PROGRAM GUIDELINES (for Market Rate Units) Last Revised October 3, 2013 I. Applicant Eligibility a. The total household income can be no greater than 120% of area median, adjusted

More information

COEUR D ALENE TRIBAL HOUSING AUTHORITY HOUSING REHABILITATION POLICY (CDTHA REHAB)

COEUR D ALENE TRIBAL HOUSING AUTHORITY HOUSING REHABILITATION POLICY (CDTHA REHAB) COEUR D ALENE TRIBAL HOUSING AUTHORITY HOUSING REHABILITATION POLICY (CDTHA REHAB) Adopted by the Housing Board May 25, 2005 CDTHA HOUSING REHAB POLICY Programs Available... 3 Reconstruction... 3 Relocation/Displacement...

More information

CITY OF WESTMINSTER MOBILE HOME GRANT PROGRAM

CITY OF WESTMINSTER MOBILE HOME GRANT PROGRAM CITY OF WESTMINSTER MOBILE HOME GRANT PROGRAM ELIGIBILITY REQUIREMENTS Thank you for your interest in Westminster s Mobile Home Grant Rehabilitation Program. The Mayor and City Council have approved this

More information

APPLICATION FOR EMERGENCY RESIDENTIAL REHABILITATION ASSISTANCE

APPLICATION FOR EMERGENCY RESIDENTIAL REHABILITATION ASSISTANCE APPLICATION FOR EMERGENCY RESIDENTIAL REHABILITATION ASSISTANCE Office of Housing and Neighborhood Development Keefe Community Center, 11 Pine Street, Hamden, Connecticut 06514-4924 Telephone (203) 776-5978

More information

Dear Future Homeowner:

Dear Future Homeowner: Dear Future Homeowner: Thank you for your interest in the invaluable First Home Club program offered through HSBC Bank USA, N.A. We are so happy to have the opportunity to help you make the American Dream

More information

HOMEOWNER REHABILITATION

HOMEOWNER REHABILITATION Department of Community Development P.O. Box 550 Brunswick, GA 31521 (912)267 5530 www.brunswick ga.gov HOMEOWNER REHABILITATION ASSISTANCE PROGRAM (CHIP) Community HOME Investment Program The intent of

More information