Ontario Lawn Bowls Association
|
|
- Wilfrid Caldwell
- 8 years ago
- Views:
Transcription
1 COMMERCIAL INSURANCE PROGRAM FOR: November 1, 2015 January 1, 2017 PRESENTED BY: Dan Lawrie Insurance Brokers Brenda McClung, CIP Associate Broker
2 Sport Liability Insurance- an Overview Why Liability Insurance? Because no matter how careful we are, accidents happen. You can be sued by anyone who claims injury or damages resulting from your activities. You may not be liable, but you will need to be defended in court. A liability policy will pay for his defense as well as any cost awarded against you. Who is Covered? All Members of including Officers, Employees, Directors, Coaches, Instructors, Referees, Managers, Trainers, Club officials, Participants and Volunteers, while acting on behalf of the association. Activities Covered? Sanctioned or approved activities governed under the Constitution and By-Laws of Ontario Lawn Bowls Association.
3 Commercial General Liability Insurance Types of Coverage This policy will pay those sums that the insured becomes legally obligated to pay as compensatory damages because of bodily injury to or damage to property of others, such as spectators, passers-by, property of lessors and others resulting from your operations or actions. The policy includes blanket additional insureds endorsement to cover parties such as Municipalities, Sponsors, and Facility owners. Highlights of coverage Commercial General Liability / per occurrence Participant Liability $5,000,000 Personal Injury and Advertising Injury Limited World Wide Coverage Liability$5,000,000 Products and Completed Operations 60 Day Cancellation Clause $5,000,000 Broad Form Tenants Legal Liability -$1,000,000 OEF 96- Contractual Liability Non-Owned Automobile OEF 94-Physical Damage to Non Owned Automobile Contingent Employers Liability Blanket Additional insureds- Host Liquor Liability Exclusion ( Expect for AGM Cross Liability and awards banquets Directors and Officers Liability This Policy covers the directors and officers of the for their exposure to legal action arising from actual or alleged wrongful acts while performing their duties as officials of the organization. Sport Accident Insurance This policy covers members of who have sustained an injury while participating in a sanctioned activity. This policy will cover for accidental Death and Dismemberment as well as medical bills for a member or, who has sustained an injury while participation in a sanctioned activity. This policy is secondary to any other health care plan.
4 (OLBA) Summary of Coverage Description of Operations: Provincial Sport Organization Policy Number: E2SA Effective Date: November 1, 2015 January 1, 2017 Location: 3 Concord Gate, Suite 208, Toronto, ON M3C 3N7 LIABILITY COMMERCIAL GENERAL LIABILITY $ 5,000,000 Bodily Injury & Property Damage & Expense deductible $1,000 Occurrence Form Personal Injury & Advertising Injury $ 5,000,000 Personal Injury & Advertising Injury Aggregate $ 5,000,000 Products and Completed Operations $ 5,000,000 Products and Completed Operations Aggregate $ 5,000,000 Broad Form Tenants Legal Liability, $1,000 deductible $ 1,000,000 Non-Owned Automobile $ 2,000,000 Errors & Omissions Liability $ 1,000,000 Directors & Officers Liability $ 1,000,000 OEF 98B - Reduction of Coverage for Lessees or Drivers of Leased Vehicles Broad Form Extensions as follows; Medical Payments, per person $ 2,500 Occurrence Property Damage Broad Form Contractual Liability Contingent Employers Liability Incidental Medical Malpractice Employees as Additional Insureds Cross Liability Owners/Contractors Protective Voluntary Compensation Extensions: OEF 96 - Contractual Liability OEF 94 - Physical Damage to Hired Automobiles, $ 50,000 $1,000 All Perils Deductible OEF 99 - Excluding Long Term Lease Employers Bodily Injury Extension Employee Benefits, Claims Made, $1,000 Deductible $ 1,000, Day Cancellation Clause Limited World Wide Host Liquor Liability Exclusion Abuse Limitation Endorsement $ 250,000 IMPORTANT: This "Summary of Coverage" is intended for use as evidence that the insurance coverage described herein is in force. It is subject to the standard terms, definitions and conditions of the policy issued by the insurer(s) for this type of insurance, the conditions, and limitations and replaced by the actual policy, whichever occurs first. The insurer(s) agree to notify Dan Lawrie Insurance Brokers Ltd. in writing, if the policies issued do not conform to the coverages outlined in this Summary of Coverage. CANCELLATION CLAUSE: It is hereby understood and agreed that the Cancellation Clause of this insurance is amended as indicated above within this "Summary of Coverage". In the event the insurer(s) initiate cancellation, they must do so in writing, by Registered Letter stating the above noted notice period, with the exception of cancellation for non-payment when the Statutory Conditions of the policy(ies) shall apply. E. & O. E.
5 PARTICIPANT ACCIDENT SCHEDULE OF BENEFITS This policy is secondary to any other health care plan BENEFIT MAXIMUM AMOUNT PAYABLE Principal Sum $ 10,000 Dismemberment, Some Loss of Use of Limbs, Loss of Speech, Hearing and Paralysis (as Per Schedule) $ 20,000 Accident Medical and Hospital Reimbursement Expenses $15,000 overall maximum payment Services of a Nurse $ 10,000 Hospital Services & Prescriptions $ 10,000 Licensed Physiotherapist Class I $150 per accident to a maximum of $350 per policy term $250 per accident to a maximum of $600 Class II & Class III per policy year Class IV Licensed Chiropractor Class I Class II & Class III not applicable $150 per accident to a maximum of $200 per policy year $250 per accident to a maximum of $350 per policy year Class IV not applicable Overuse Benefit: Licensed practitioner per specialty, for any of the following: Osteopath, Chiropodist, Podiatrist, Massage Therapist, Athletic Therapist, Physiotherapist, Chiropractor Class II $600 per accident Class I, Class III & Class IV Not applicable Orthotic Inserts for Footwear Class II $600 per accident Class I, Class III & Class IV Not applicable Licensed Ambulance Service $5,000 for air ambulance $300 for ground Rental of Wheelchair, Iron Lung $ 10,000 Cost of Splints, Trusses, Braces $ 10,000 Hearing Aids, Crutches & Miscellaneous Expenses Claim Validation $40 per accident Accident Dental Reimbursement Expenses $5,000 per accident Dentures $ 250 Weekly Accident Indemnity Class I & Class IV not applicable 2/3 of gross weekly income to a maximum Class II & Class III of $350 per week for 26 weeks, subject to 7 day waiting period Fracture, Dislocation and Surgery Indemnity $ 400 Eyeglasses or Contact Lenses Benefit $100 per accident Home Alteration and Vehicle Modification Benefit $ 10,000 Rehabilitation Expenses Benefit $ 10,000 Repatriation Benefit $ 10,000 Special Transportation Benefit $ 10,000 Emergency Transportation Benefit $ 75 Occupational Training Benefit $ 3,000 Tutorial Benefit $20 per hour to a maximum of $2,000 per accident
6 Important Terms Participant Liability This coverage protects and its members from claims arising from bodily Injury and Property Damage in the event an injured athletic participant files a lawsuit. It also protects the participant in the event that one player is sued by another player as a result of an injury. Most General Liability policies excludes Sports Participants Liability Tenants Legal Liability- Covers legal liability for damage to property leased to or rented by the Insured where the damage is caused by the Insured's operations and the Insured is held legally liable. Non-Owned Automobile Coverage- Indemnifies the insured for the legal liability arising out of the operation of non-owned vehicles used in the Insured's business (e.g. an employee using his own car on a business errand). It is a general rule of law that an employer is responsible for the negligent acts or omissions of an employee in the course of employment and hence could be involved in claims arising from the employee's negligent operation of the employee's own vehicle. Incidental Medical Malpractice- Protects you against claims for injury or sickness arising from your arrangements to provide treatment and/or facilities (e.g., the operation of first aid facilities). This coverage is not intended to replace any Professional Malpractice insurance that may be carried by any medical or paramedical practitioners employed by you. Directors' and Officers' Liability -Covers directors and officers of corporations and institutions for the personal liability they incur based on some allegation of negligence, error or omission and defined as a "wrongful act" in managing corporate affairs and where the injured party has suffered loss. Payment under the policy may be made directly to directors and officers for their personal liability or to corporations when they reimburse directors and officers for liability incurred. Exposure to directors and officer s liability applies to large conglomerates, smaller operations and non-profit organizations including entities such as condominium corporations. Cross Liability Clause- This clause allows for additional insured s to sue, if necessary within the policy. Contractual Liability-this provides coverage for the insured when he/she signs a contract, which stipulates the legal responsibility of the insured.
7 CLAIMS PROCEDURES Liability Claims: All Liability Claims, Notice of Claims, Notice of Potential Legal action, must be reported to Ontario Lawn Bowls Association who in turn will submit them to Dan Lawrie Insurance Brokers. Accident Claims Instructions: Everest Insurance Company of Canada must receive your completed claim forms within thirty (30) days of the accident occurring. Complete the attached Sport Accident Claims Form (found on OLBA website) and have your physician complete the Attending Physician Statement. If your claim is for dental injury have your dentist complete the Attending Physician Statement. Forward original forms along with copies of expense receipts and statements of reimbursements from your personal insurers to: Laurie Hawdon Claims Department 130 Bloor Street W. Suite 602 Toronto, ON M5S 1N5 Phone: x 259 or PDF copies to laurie.hawdon@everstcanada.com If you intend to make a claim but have not had out of pocket expenses to date, complete and submit the claim form indication that receipts are to follow. Should you have any questions regarding submission of these forms, contact Laurie Hawdon at the above.
8 Request for Certificate of Insurance A member club of the may require certificate of insurance adding an additional insured. One can be obtained by ing olbacertificates@danlawrie.com Please be sure to include the following information in your Your club name and address Name of the additional insured including the full mailing address Dates of the use of Facility- If applicable. If certificate is required by a contract, please forward copy of contract for our reference.
9 Optional Commercial Property Coverage Dan Lawrie Insurance Brokers is pleased to provide the (OLBA) an optional Club Property Policy for This program will provide members to a low-cost option for their insurance needs.. Highlights of coverage: Included All Risks Property Wordings EDP Equipment Data & Media $50,000 Flood - $10,000 deductible Money $ Securities (Destruction/Disappearance) $10,000 Coverage available Replacement Cost Sewer backup- Full Property Limits Earthquake- $50,000 Deductible Extra Expense-$25,000 Building Equipment(including Tenants Improvements) Stock Business Interruption Office Contents Crime (Dishonesty Liquor Liability for Licensed clubs (Additional Underwriting required) Eligibility Policy Period: OLBA member clubs, subject to a completed and accepted insurance application and payment in full to DLIB office January 1, 2016 January 1, 2017-following the underwriting and acceptance of a completed application and payment in full to DLIB office. Proof of Coverage: A Certificate of Insurance will be issued to each member club. The Master Policy is issued to the OLBA office. Cost: Premiums start as low as $450 (Prorated for part year) For more information or to apply for additional coverages please completed application form (found on website) to: bmcclung@danlawrie.com or contact at: Brenda McClung, CIP Associate Broker (905) (800) bmcclung@danlawrie.com E. &O.E
General Information Sport Manitoba Insurance Program
General Information Sport Manitoba Insurance Program The Sport Manitoba Insurance Program offers the following types of Insurance. By having the following Sport Group Insurance Policies, extensive coverage
More informationSport INSURANCE PROGRAM PREPARED FOR ONTARIO UNDERWATER COUNCIL & MEMBER CLUBS TERM: JANUARY 1, 2015 TO JANUARY 1, 2016
INSURANCE PROGRAM PREPARED FOR ONTARIO UNDERWATER COUNCIL & MEMBER CLUBS TERM: JANUARY 1, 2015 TO JANUARY 1, 2016 INTRODUCTION The following is a Summary of the Insurance Coverage which provides you with
More informationINSURANCE PROGRAM PROPOSAL
INSURANCE PROGRAM PROPOSAL MAY 1, 2015 TO MAY 1, 2016 IMPORTANT: This report contains proprietary and original material which, if released, could be harmful to the competitive position of Pearson Dunn
More informationPURPOSE OF THE INSURANCE PROGRAM
Hockey Canada Insurance Program PURPOSE OF THE INSURANCE PROGRAM The Insurance Program must ensure that adequate financial resources are in place to compensate those who are injured or who have suffered
More informationCommercial General Liability Policy
Commercial General Liability Policy SUMMARY OF POLICY The following is a brief summary of the Commercial General Liability Policy currently in place for the Sport Manitoba Group Associations currently
More informationThe Air Cadet League of Canada. Insurance Coverage. Understanding our Policies 2014-15
The Air Cadet League of Canada Insurance Coverage Understanding our Policies 2014-15 INSURANCE COVERAGE TO THE AIR CADET PROGRAM General WHY INSURANCE COVERAGE? The Canadian Cadet Movement (CCM) is a uniquely
More informationONTARIO SOCCER ASSOCIATION
ONTARIO SOCCER ASSOCIATION INSURANCE PROGRAM OVERVIEW + FAQs Prepared By: Partner: Alan Hollingsworth Account Manager: Amanda Shyhinskyj HUB International HKMB Insurance Brokers 595 Bay Street, Suite 900
More informationCANADIAN AQUAFITNESS LEADERS ALLIANCE INC. LIABILITY INSURANCE PROGRAM
CANADIAN AQUAFITNESS LEADERS ALLIANCE INC. LIABILITY INSURANCE PROGRAM Exclusive to: Certified CALA Fitness Instructors and Personal or Group Trainers. Dan Lawrie Insurance working for you! Dan Lawrie
More informationSUMMARY OF INSURANCE COVERAGE FOR ISI HOCKEY MEMBERS Policy Year 9/1/14 to 8/31/15
SUMMARY OF INSURANCE COVERAGE FOR ISI HOCKEY MEMBERS Policy Year 9/1/14 to 8/31/15 A. GENERAL LIABILITY Provides comprehensive general liability insurance with a $1,000,000 occurrence limit, with a $2,000,000
More informationINSURANCE 101 YOUR USER FRIENDLY HANDBOOK A CO-OPERATIVE EFFORT BETWEEN THE ORGANIZATION FOR PARENT PARTICIPATION IN CHILDCARE AND EDUCATION, ONTARIO
INSURANCE 101 YOUR USER FRIENDLY HANDBOOK A CO-OPERATIVE EFFORT BETWEEN THE ORGANIZATION FOR PARENT PARTICIPATION IN CHILDCARE AND EDUCATION, ONTARIO AND TABLE OF CONTENTS Introduction...Page 3 The Basic
More informationInsurance Summary. Produced by : B. F. Lorenzetti & Assoc. (Ontario) Inc. 1565, Carling Avenue, bureau 606 Ottawa (Ontario) K1Z 8R1
Insurance Summary Produced by : B. F. Lorenzetti & Assoc. (Ontario) Inc. 1565, Carling Avenue, bureau 606 Ottawa (Ontario) K1Z 8R1 September 2006 NATIONAL INSURANCE PROGRAM THE NAVY LEAGUE OF CANADA The
More informationStudent Accident Insurance for Ontario Pharmacists Association
Student Accident Insurance for Ontario Pharmacists Association JMT/CGD 1. PLAN DESIGN Coverage Coverage is applicable to any injury sustained while participating in the work experience program sponsored
More informationUSA Volleyball, United States Volleyball Association, United States Volleyball, Inc. ( USAV ), USA Volleyball Foundation
INSURANCE PROGRAM USA Volleyball administers a medical and liability insurance program customized specifically for the sport of volleyball. It is designed to respond specifically to the inherent hazards
More informationI N S U R A N C E P R O G R A M October 1, 2015 October 1, 2016
I N S U R A N C E P R O G R A M October 1, 2015 October 1, 2016 PREPARED BY: BRENT BRANDHAM i n s u r a n c e s u m m a r y 2 Y o u r I n s u r a n c e P r o g r a m This summary is intended to give you
More informationNonProfit 101. Notes: Session 1B: Insurance, What you do not know can hurt you! From Survivability to Sustainability. June 10, 2015 Session 1B page 1
Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 1 Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 2 June 10,
More informationVolunteers Insurance Service Association, Inc. (VIS )
Volunteers Insurance Service Association, Inc. (VIS ) CONTENTS Message To Volunteers Excess Accident Medical Coverages Accidental Death and Dismemberment Coverage Exclusions and Limitations Volunteer Liability
More informationGreenwich Insurance Company (American Specialty) - General Liability National Union Fire Insurance Company Sport Accident
II. INSURANCE RECAP Entertainment & Sports Insurance Experts, Inc. 2727 Paces Ferry Road Building Two, Suite 1500 Atlanta, GA 30339 Phone: 678-324-3300 Fax: 678-324-3303 # # # #!$%&'(&)&*&)+,+-& (.&/0*0/01(2)'1/&/,1+)'/+(*,)3&+'0%(,1/,4&)'5&6/,130+0,1('13&7/%2(0,1(8!
More informationEVEREST INSURANCE COMPANY OF CANADA ACCIDENT CLAIM FORM INSTRUCTIONS
ACCIDENT CLAIM FORM INSTRUCTIONS Everest Insurance Company of Canada must receive your completed claim forms within thirty (30) days of the accident occurring. Complete the attached Sport Accident Claims
More informationPROVINCIAL C.G.L D&O ACCIDENT PROPERTY CLUB LEVEL. C.G.L (premises) D&O PROPERTY
PROVINCIAL C.G.L D&O ACCIDENT PROPERTY CLUB LEVEL C.G.L (premises) D&O PROPERTY A CGL is the major liability policy for Canadian businesses and nonprofit organizations. The CGL provides coverage for a
More informationAll Risks of physical loss or damage including Earthquake, Flood and Sewer Back-up, subject to the Policy exclusions
Insurance Summary Property Renewal August 1, 2012 to August 1, 201 Insurer Aon Protection Plus Policy- # RAP4001426 Perils Insured All Risks of physical loss or damage including Earthquake, Flood and Sewer
More informationEXHIBIT C CONSULTANT INSURANCE REQUIREMENTS SACRAMENTO AREA FLOOD CONTROL AGENCY
EXHIBIT C CONSULTANT INSURANCE REQUIREMENTS SACRAMENTO AREA FLOOD CONTROL AGENCY Revised: February 23, 2008 EXHIBIT C INSURANCE REQUIREMENTS Without limiting Consultant s indemnification, Consultant shall
More informationCouncil Compensation
j brampionco BRAMPTON Flower City Council Compensation and Benefits Introduction Council Compensation Committee July 21st, 2015 Council Compensation Committee i. _. ~^ir- Date: J
More informationVolunteers Insurance Service Association, Inc.
Volunteers Insurance Service Association, Inc. CONTENTS Message To Volunteers Excess Accident Medical Coverages Accidental Death and Dismemberment Coverage Exclusions to Accident Insurance Personal Liability
More informationThe Accident Insurance Plan Supporting Training Participants
The Accident Insurance Plan Supporting Training Participants Policy Number: SCG 10 28 45 BASIC ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE PLAN Every year in Ontario, over 100,000 people are involved
More informationJunior Volleyball Association Insurance Review
Junior Volleyball Association Insurance Review The Junior Volleyball Association (JVA) offers a medical and liability insurance program specifically for the participants of JVA volleyball. It is designed
More informationMAIN CIVIL WORKS CONTRACT SCHEDULE 13 INSURANCE TABLE OF CONTENTS
MAIN CIVIL WORKS CONTRACT SCHEDULE 13 INSURANCE TABLE OF CONTENTS 1 INTERPRETATION... 1 1.1 Definitions... 1 2 CONTRACTOR PROVIDED INSURANCE COVERAGE... 1 3 BC HYDRO PROVIDED INSURANCE COVERAGE... 2 4
More informationHEALTH CONTRACTOR INSURED CONSTRUCTION PROJECTS
HEALTH CONTRACTOR INSURED CONSTRUCTION PROJECTS Insurance and Indemnification Clauses (to be included in Supplementary Conditions to the CCDC 2 2008 Contracts for Health projects with an Estimated Project
More informationOverview of Cycling Canada s Program 2015
Overview of Cycling Canada s Program 2015 This document summary is intended to give clubs and members an overview of the coverages included within your membership and optional coverages available to you.
More informationGeneral Liability Insurance
General Liability Insurance Insurance Company: Alberta School Boards Insurance Exchange (ASBIE) Insuring Agreement ASBIE agrees to pay on behalf of the Subscriber all sums that they are legally obligated
More informationInsurance basics for nonprofit organizations
Insurance basics for nonprofit organizations Updated: July 2012 This document is intended as general and abbreviated guidance for nonprofit organizations. Because every organization s insurance needs are
More informationOPTION ONE DRUG 1 & DENTAL 1
OPTION ONE DRUG & DENTAL An ideal plan for occasional prescriptions dental visits Highlights of Option One: Basic prescription drug coverage (70%) Basic dental coverage (70%) No medical questionnaire is
More information2015-16 Insurance Information Insurance coverage
2015-16 Insurance Information Insurance coverage At USA Wrestling, our top priorities are safety and security. That's why we make sure you're covered by General Liability, Accidental Medical Expense, and
More informationNLC Pools Liability Coverage Documents Volunteer Coverage Definitions
NLC Pools Liability Coverage Documents Volunteer Coverage Definitions Pool 1 The program may at their option provide additional coverage, as provided under this Program, for extraterritorial activities
More informationGULF SWIMMING HANDBOOK NOVEMBER 1, 2012
Membership Protection GULF SWIMMING SECTION 4 - SAFETY INSURANCE SUMMARY 2012-2013 USA Swimming's stated policy for membership protection is: To provide safety education for its membership; To provide
More informationMINNESOTA STATE COLLEGES AND UNIVERSITIES General Insurance Requirements for Contractors & Vendors
Certificate of Liability Insurance, Form ACORD25: Following are the insurance requirements of the State of Minnesota acting through its Board of Trustees of the Minnesota State Colleges and Universities,
More informationSECTION 3 AWARD AND EXECUTION OF CONTRACT
SECTION 3 AWARD AND EXECUTION OF CONTRACT 3.01 CONSIDERATION OF BIDS: After the Proposals are opened and read, the approximate estimated quantity of each item multiplied by the unit price bid for that
More informationCOMPREHENSIVE INSURANCE PROGRAM
COMPREHENSIVE INSURANCE PROGRAM A Group Program Designed Exclusively For Canadian IABC Members* Underwritten by: AXA Insurance Company of Canada 24 Hour Claims Response Hot Line Toll Free 1-800-268-8865
More informationMaximum Skating. Sports Injury Insurance Cover for Junior Members. Closer to clients Closer to communities
Closer to clients Closer to communities Insurance Program Summary Dear Members, We are pleased to present this quick guide to the 2013-2014 Maximum Skating Sports Injury Insurance Program. The purpose
More informationWhat s Covered What s Not
What s Covered What s Not Standard Youth Soccer Insurance Coverage US Youth Soccer Risk Management Committee REMEMBER: Every policy is individual know your policy! This presentation is only a representation
More informationPREPARED BY: 2560 RIVER PARK PLAZA, SUITE 300 FORT WORTH, TEXAS (866) 738-6100 PULLENINS.COM
WYOMING YOUTH SOCCER 2013 / 2014 INSURANCE PROPOSAL PREPARED BY: 2560 RIVER PARK PLAZA, SUITE 300 FORT WORTH, TEXAS (866) 738-6100 PULLENINS.COM 2013 / 2014 Coverage Highlights Summary Player Medical and
More informationAIG Insurance Company of Canada having issued POLICY NO. SRG 902 9942-A
HEAD OFFICE : TORONTO BRANCHES: MONTREAL, VANCOUVER ACCIDENT INSURANCE PLAN AIG Insurance Company of Canada having issued POLICY NO. SRG 902 9942-A General The Accidental Death and Dismemberment Plan provides
More informationINSURANCE REQUIREMENTS FOR ALL CITY CONTRACTS
INSURANCE REQUIREMENTS FOR ALL CITY CONTRACTS 1. GENERAL PROVISIONS A. Indemnification. The Contractor shall indemnify and save harmless the City of Lincoln, Nebraska from and against all losses, claims,
More informationHENDRY, SWINTON, MCKENZIE INSURANCE SERVICES INC. CANADIAN RED CROSS
HENDRY, SWINTON, MCKENZIE INSURANCE SERVICES INC. CANADIAN RED CROSS INDIVIDUAL INSTRUCTOR / MASTER TRAINER LIABILITY INSURANCE APPLICATION (Non Aquatics) FOR CANADIAN RED CROSS INSTRUCTORS AND MASTER
More informationGROUP PERSONAL ACCIDENT POLICY SCHEDULE
QBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035 GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: AN A044726 PAD Policy Wording: The Insured: The Business: Period of Insurance: QBE QM 360-0312
More informationCANADIAN RED CROSS INSTRUCTORS / TRAINERS (FOR INDIVIDUALS)
CANADIAN RED CROSS INSTRUCTORS / TRAINERS (FOR INDIVIDUALS) NON AQUATICS INSURANCE PROGRAM for ERRORS & OMISSIONS LIABILITY INSURANCE and COMMERCIAL GENERAL LIABILITY INSURANCE We are pleased to enclose
More informationHighlights of the PDAC Insurance Program for Consulting Geoscientists. Professional Liability Insurance (E&O Errors and Omissions Insurance)
Highlights of the PDAC Insurance Program for Consulting Geoscientists The PDAC Insurance Program for Consulting Geoscientists provides a full range of general insurance products specifically designed to
More informationINSURANCE PROGRAM. Accidental Medical and Dental coverage Coverage. late fees. or
Why As someone a high-risk do I else, need sport, being Hockey there injured Insurance? are HOCKEY while chances playing. of you or INSURANCE PROGRAM CARHA player injure someone. on Hockey player provides
More informationUSA RUGBY CIPP ACCIDENT AND LIABILITY INSURANCE INFORMATION
USA RUGBY CIPP ACCIDENT AND LIABILITY INSURANCE INFORMATION https://www.usarugby.org USA Rugby members automatically receive two forms of insurance when they register, liability insurance and accident
More informationOverview of NICA Insurance Policy
Overview of NICA Insurance Policy Clubs: General Liability (includes coverage for trail maintenance and repair by the club. Club rides, training rides/races and other club functions such as meetings and
More information2014 / 2015 Insurance Manual
Prepared by: Terry Berryman Account Executive OAMPS Insurance Brokers P: (07) 3367 5010 M: 0438 596 939 E: terry.berryman@oamps.com.au Closer to clients Closer to communities Table of Contents Executive
More informationSUMMARY OF INSURANCE COVERAGE
SUMMARY OF INSURANCE COVERAGE CITY OF OTTAWA FACILITY USER GROUP INSURANCE PROGRAM POLICY # AL3622 2 Who is Eligible? Any person or organization that does not have access to an insurance program. Depending
More informationINSURANCE REQUIREMENTS FOR MASTER AGREEMENT CONTRACTORS
INSURANCE REQUIREMENTS FOR MASTER AGREEMENT CONTRACTORS Without limiting CONTRACTOR's indemnification of COUNTY, and in the performance of this Contract and until all of its obligations pursuant to this
More informationFrequently Asked Questions
Overview of NICA Insurance Policy National Interscholastic Cycling Association 2414 Sixth Street Berkeley CA 94710 (510) 524-5464 www.nationalmtb.org Clubs: General Liability (Includes coverage for Trail
More informationDecember 31, 2011 to April 1, 2012
December 31, 2011 to April 1, 2012 1 1 December 31, 2011 to April 1, 2012 2 2 Canadian Cycling Association Insurance Program January 1, 2011 to January 1, 2012 Medical Payments: Non Members Exclusion Endorsement:
More informationUSSA CROSS COUNTRY ONLY CLUB LIABILITY INSURANCE PROGRAM SUMMARY
USSA CROSS COUNTRY ONLY CLUB LIABILITY INSURANCE PROGRAM SUMMARY All insurance coverage information contained herein is for descriptive purposes only. Actual policy language determines coverage. 2015-2016
More informationHanover Human Services Advantage. Professional Liability, General Liability, and Abuse & Molestation Coverage
Hanover Human Services Advantage Professional Liability, General Liability, and Abuse & Molestation Coverage HANOVER HUMAN SERVICES ADVANTAGE Avoid being blind-sided by the unforeseen. Your job is to help
More information(817) 738-6100 FAX (817) 738-2993 www.pullenins.com
FREQUENTLY ASKED ACCIDENT AND LIABILITY INSURANCE QUESTIONS 6300 Ridglea Place, Suite 614 Fort Worth, Texas 76116 (817) 738-6100 FAX (817) 738-2993 www.pullenins.com GENERAL QUESTIONS WHO IS COVERED? 1.
More informationGUIDELINES FOR PURCHASING INSURANCE ELCA LEADERS
GUIDELINES FOR PURCHASING INSURANCE For ELCA LEADERS Developed By Willis is pleased to provide the following information to help ELCA congregations and synods in evaluating different insurance programs
More informationNational Baseball Congress 2015 General Liability and Accident Insurance Program
National Baseball Congress 2015 General Liability and Accident Insurance Program About NBC Team Insurance Since 1931, the National Baseball Congress has thrilled baseball fans throughout the United States
More informationHealth and dental coverage that begins when your group health benefits end.
Health and dental coverage that begins when your group health benefits end. Gain the security that individual healthcare coverage can provide. Regardless of what path in life you take. Life is full of
More informationEXTENDED HEALTH CARE - BENEFITS AT A GLANCE
CARE - BENEFITS AT A GLANCE SEMI-PRIVATE HOSPITAL - Inside Canada Daily Limit Overall No Semi-Private Hospital Coverage No Semi-Private Hospital Coverage PAY-DIRECT DRUG CARD FOR PRESCRIPTION DRUGS (Drugs
More informationDon t let the loss of your group benefits take away your peace-of-mind. Call 1-877-COVER ME (1-877-268-3763) For more information,
For more information, Call 1-877-COVER ME (1-877-268-3763) Our Customer Service Representatives will be glad to assist you. Or visit our website at www.coverme.com FollowMe is offered through Manulife
More informationD3 Bus Wash Rehabilitation AC Transit Contract #2016-1372 SECTION 007316 INSURANCE REQUIREMENTS
SECTION 007316 INSURANCE REQUIREMENTS PART 1 - INSURANCE REQUIREMENTS 1.01 GENERAL A. Any person, firm or corporation Contractor authorizes to work upon the Property, including any subcontractor, shall
More informationOFFICE OF INSURANCE REGULATION Property and Casualty Product Review
OFFICE OF INSURANCE REGULATION Property and Casualty Product Review NOTIFICATION OF PERSONAL INJURY PROTECTION BENEFITS YOUR PERSONAL INJURY PROTECTION RIGHTS AND BENEFITS UNDER THE FLORIDA MOTOR VEHICLE
More informationUS Lacrosse Member Insurance Plans: Frequently Asked Questions
US Lacrosse Member Insurance Plans: Frequently Asked Questions The US Lacrosse Member Insurance Plans are designed to provide blanket insurance protection to all registered members of US Lacrosse during
More informationBCACC Insurance Program Summary of Insurance. Professional Liability (Errors & Omissions) Insurance
BCACC Insurance Program Summary of Insurance Benefits & Features 2012 2013 TERM Professional Liability (Errors & Omissions) Insurance This coverage protects the member &/or their legal entity private practice
More informationH. The Contractor shall not begin work under the contract until the required insurance has been obtained and approved by the Contracting Agency.
Insurance Requirements (1) General Requirements A. The Contractor shall obtain the insurance described in this section from insurers approved by the State Insurance Commissioner pursuant to RCW Title 48.
More information"P" INSURANCE CONDITIONS CONSULTING AND PROFESSIONAL SERVICES
"P" INSURANCE CONDITIONS P_insur_conditions.pdf Issued on May 7, 2013 I N D E X PART I GENERAL INSURANCE CONDITIONS (GIC)... 3 GIC 2 CONSULTANT... 3 GIC 3 INSURANCE PROCEEDS... 4 GIC 4 CONSULTANTS RESPONSIBILITY
More informationSUB-SECTION 1 ENDORSEMENTS APPLICABLE TO ONTARIO POLICY CHANGE FORM (OPCF)
FACILITY ASSOCIATION Section S Standard Endorsement Forms Notes: 1.No endorsements, no special wordings and no changes to standard forms are permissible except as approved by or on behalf of the Superintendent(s)
More informationLEASE AGREEMENT INSURANCE AND INDEMNIFICATION LANGUAGE
LEASE AGREEMENT INSURANCE AND INDEMNIFICATION LANGUAGE Tenant assumes the liability for damage to its improvements, fixtures, partitions, equipment and personal property therein, and all appurtenances
More informationMUNICIPALITY OF THAMES CENTRE RECREATION
MUNICIPALITY OF THAMES CENTRE COMMUNITY SERVICES & DEVELOPMENT RECREATION REPORT NO. PR- 01-15 TO: Mayor and Members of Council FROM: Liz Murray DATE: January 12, 2015 SUBJECT: Facility User Group Liability
More informationClub Manual & Guidelines
Club Manual & Guidelines The following document is provided to the owner/operators of member clubs. Throughout this document the acronym CSC will be used for the Combative Sports Canada Incorporated. The
More information-1- -2- -3- -4- -5- INSURANCE REQUIREMENTS FOR DEVELOPER EXTENSION AGREEMENTS 1.1 The developer shall obtain and keep in force during the term of the contract, Commercial General Liability insurance policies
More informationTools Conference Toronto November 26, 2014 Insurance for NFP s. Presented by Paul Spark HUB International HKMB Limited
Tools Conference Toronto November 26, 2014 Insurance for NFP s Presented by Paul Spark HUB International HKMB Limited Topics Insurance Policies Basics Directors and Officers Liability Insurance Commercial
More informationOPIP HEALTH & HEALTH PLUS Plan Details and Cost Comparisons
& HEALTH PLUS Plan Details and Cost Comparisons With the OMA Priority Insurance Program (OPIP), you have the opportunity to enhance your existing government subsidized OPIP Health Plan with optional self-funded
More informationNORTHERN CALIFORNIA SCHOOLS INSURANCE GROUP
NORTHERN CALIFORNIA SCHOOLS INSURANCE GROUP Insurance Recommendations for Consultant Contracts For contracts providing professional services by Accountants, Architects, Attorneys, Counselors, Consultants,
More informationNational Baseball Congress 2016 General Liability and Accident Insurance Program
National Baseball Congress 2016 General Liability and Accident Insurance Program About NBC Team Insurance Since 1931, the National Baseball Congress has thrilled baseball fans throughout the United States
More informationUM Insurance Language Guide Standard Clauses and Insurance Language
UM Insurance Language Guide Standard Clauses and Insurance Language May 2015 University of Missouri Risk & Insurance Management Table of Contents Key Components Checklist... 3 Red Flags for Insurance Language...
More information1070, 3.02 INSURANCE REQUIREMENTS: Add the following sentence at the end of 1, 2, and 3: Waiver of Subrogation in favor of CITY is required.
INSURANCE REQUIREMENTS FOR CONSTRUCTION PROJECTS Effective Date: April 6, 2015 The contract documents for each construction project will identify the standards specifications to be used for that specific
More informationExhibit D CRANE AUCTION INDEMNIFICATION AND INSURANCE REQUIREMENTS
Exhibit D CRANE AUCTION INDEMNIFICATION AND INSURANCE REQUIREMENTS The insurance requirements below are dependent on the actions to be taken by the successful vendor(s) following the Port of Los Angeles
More informationLMCIT Service Contract Insurance Recommendations
LMCIT Service Contract Insurance Recommendations The type and amount of insurance should be determined on a case-by case basis dependent upon various factors such as the scope of work and the potential
More informationEDUCATION (K-12) OWNER INSURED CONSTRUCTION PROJECTS
EDUCATION (K-12) OWNER INSURED CONSTRUCTION PROJECTS Insurance and Indemnification Clauses (to be included in Supplementary Conditions to the CCDC 2 2008 Contracts for Education (K-12) projects insured
More informationinternational coverage summary
At CNA International we provide innovative, flexible and comprehensive insurance solutions for your Insured s expanding global needs. CNA International capabilities: CNA offers foreign coverage for your
More informationName of Insured Organization: Name of Insured Organization: Policy Number: Policy Number:
Name of Insured Organization: Name of Insured Organization: Policy Number: Policy Number: Please note that this is not a credit card or medical insurance card. Please note that this is not a credit card
More informationCANADIAN KINESIOLOGY ALLIANCE and ITS PROVINCIAL MEMBER ASSOCIATIONS
CANADIAN KINESIOLOGY ALLIANCE and ITS PROVINCIAL MEMBER ASSOCIATIONS 2013 to 2014 Renewal Proposal Presented by: Joseph V McCabe, FCIP Chief Executive Officer LMS PROLINK Ltd. 480 University Avenue, Suite
More informationBRITISH SOCCER CAMP A G R E E M E N T
THE STATE OF TEXAS * COUNTY OF CORYELL * KNOW ALL MEN BY THESE PRESENTS: BRITISH SOCCER CAMP A G R E E M E N T This agreement is made and entered into this the 20th day of January, 2015 by and between
More informationOVERVIEW OF HNO, PHYSICAL DAMAGE, CASE STUDY. Presented by: Alliant Insurance
OVERVIEW OF HNO, PHYSICAL DAMAGE, CASE STUDY Presented by: Alliant Insurance Session Overview At the end of this presentation, participants should be able to: 1. Define what HNO means 2. Understand how
More informationExtended Health Care Dental Care Life Insurance Disability Insurance. Benefits Information for Executives
Extended Health Care Dental Care Life Insurance Disability Insurance Benefits Information for Executives SICKKIDS BENEFITS PLAN This brochure provides a brief description of the benefits plan offered by
More informationMidwives Association of British Columbia
Midwifery Practice Insurance Program Midwives Association of British Columbia Prepared by: Lee Fulsher, BA, CAIB Account Manager Direct Line: 604-699-2266 Email: lfulsher@shawsabey.com November 13, 2015
More informationBlanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services
Who is Eligible? Blanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services Full-time students of the Policyholder under
More informationGROUP PERSONAL ACCIDENT POLICY SCHEDULE
QBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035 GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: AN A043307 PAD Policy Wording: The Insured: The Business: Period of Insurance: QBE QM 360-0312
More informationPERSONAL INJURY CLAIM FORM
Office use only Policy Number: Claim Number: 01PO527349 PERSONAL INJURY CLAIM FORM INSURANCE BROKER FOR V-Insurance Group Pty Ltd Authorised Representative No. 432898 an authorised representative of Willis
More informationINDEPENDENT CONTRACTORS AGREEMENT
INDEPENDENT CONTRACTORS AGREEMENT THIS AGREEMENT entered into by and between (hereafter the Contractor ) and the Park District of Highland Park (hereafter Park District ). WHEREAS, Contractor will be performing
More informationCHANGE HIGHLIGHTS COMMERCIAL GENERAL LIABILITY POLICY IBC 2100 COMPARISON BETWEEN 2000-2010 FORMS (Refer to Policies for details)
CHANGE HIGHLIGHTS COMMERCIAL GENERAL LIABILITY POLICY IBC 2100 COMPARISON BETWEEN 2000-2010 FORMS (Refer to Policies for details) CHG. # PAGE # IN NEW CHANGE MODE 1 General All Exclusions now contain descriptive
More informationThe Ontario Nurses Association Benefi t Program
The Ontario Nurses Association Benefi t Program VOLUNTARY EXTENDED HEALTH CARE PLAN with Optional Hospital Coverage Available to ONA Members without Employer, Spousal, or Retiree Coverage ONA Benefi t
More informationIf I had a $1,000,000,000. USATF Annual Meeting St. Louis, MO December 2, 2011 Atlanta, GA
If I had a $1,000,000,000 USATF Annual Meeting St. Louis, MO December 2, 2011 Atlanta, GA What can be worse than listening to a guy talk about insurance on a Friday afternoon? You get a call from your
More informationThe Nuts & Bolts of Insurance for Nonprofits
The Nuts & Bolts of Insurance for Nonprofits www.steelbridgeins.com 888.647.4777 It s more than what you need. It s what you deserve. Purchasing insurance for a nonprofit organization can be a confusing
More informationATTACHMENT A.6 INSURANCE REQUIREMENTS ROUTINE CONSTRUCTION, MAINTENANCE AND REPAIR PROJECTS
ATTACHMENT A.6 INSURANCE REQUIREMENTS ROUTINE CONSTRUCTION, MAINTENANCE AND REPAIR PROJECTS Contractor shall obtain insurance of the types and in the amounts listed below. A. COMMERCIAL GENERAL AND UMBRELLA
More informationOFFICE OF INSURANCE REGULATION Property and Casualty Product Review
OFFICE OF INSURANCE REGULATION Property and Casualty Product Review NOTIFICATION OF PERSONAL INJURY PROTECTION BENEFITS YOUR PERSONAL INJURY PROTECTION RIGHTS AND BENEFITS UNDER THE FLORIDA MOTOR VEHICLE
More information