1 General Liability Insurance Insurance Company: Alberta School Boards Insurance Exchange (ASBIE) Insuring Agreement ASBIE agrees to pay on behalf of the Subscriber all sums that they are legally obligated to pay or assumed under an insured contract. Limits: Part 1 $ 250,000 per Occurrence Part 2 $ 250,000 per Claim Part 1 & 2 $1,000,000 Liability Aggregate Deductibles: Part 1: Coverage A - Property Damage Only $2, per Occurrence Part 2: $2,500. per Claim Endorsements: As per individual endorsement PART 1 GENERAL LIABILITY Key Definitions Subscriber (Who is Insured) Subscriber means any one or more Subscribers to the Alberta School Boards Insurance Exchange to whom individual certificates have been issued and also includes: (i) any person or persons who are directors, officers, trustees, governors, teachers, student teachers, employees (including those employed on a full time, part time or employment under contract basis), volunteers or students (including students on outside training courses authorized by the Subscriber) or members of any duly constituted boards, committees, commissions or administrative assemblies of the Subscriber, all while acting within the scope of their duties as such on behalf of the Subscriber; however, the coverage extended to employees does not apply with respect to: 1. Bodily injury or personal injury to the Subscriber or to a coemployee while in the course of his or her employment; or 2. Bodily injury or personal injury to any person who at the time of injury is entitled to benefits under any workers compensation or disability benefits law or a similar law;
2 (ii) 3. Bodily injury or personal injury arising out of his or her providing or failing to provide professional health care services, with the exception of incidental first aid services; or 4. Property damage to property owned or occupied or rented or loaned to that employee, any of the Subscriber s other employees, or any of the Subscriber s partners or associate Subscribers (if the Subscriber is a partnership or joint venture). Each person, firm, corporation or government body for whom the Subscriber has contracted to provide insurance but only with respect to liability that arises out of the operations of the Subscriber, and only to the extent required by such contract; (iii) Owners of property leased to or managed by the Subscriber where the Subscriber is required to provide insurance on behalf of the owner, and then only with respect to liability that arises out of the operations of the Subscriber; (iv) Joint ventures, partnerships, and co-tenancies, including the individual joint venture, partners and co-tenants thereof where the Subscriber has contracted to provide insurance. The insurance so provided shall apply solely to liability arising out of the operations of the joint venture, partnership or co-tenancy. (v) Any person, committee, board organization or group involved in any recreational activities, charitable organization or other similar activity and their directors, officers, members and active non-members while acting on behalf of such, sponsored and approved by the Named Subscriber; (vi) The interest of all owners, lessors, trustees, mortgagees and/or lessees in property for which the Subscriber has agreed to provide insurance. It is agreed that the said owners, lessors, trustees, mortgagees, and/or lessees shall be included as insured persons where required, but solely with respect to liability arising out of the premises and/or operations referred to in the contract or agreement between the Subscriber and said owners, lessors, trustees, mortgagees and/or lessees. (vii) Any person or organization having proper temporary custody of the Subscriber s property if the Subscriber dies, but only: 1. With respect to liability arising out of the maintenance or use of that property; and 2. Until the Subscriber s legal representative has been appointed; and the Subscriber s legal representative if the Subscriber dies, but only with respect to his or her duties as such. That representative will have all the Subscriber s rights and duties under this agreement. (viii) Any person (other than an employee of the Subscriber) or organization while acting as Real Estate Manager for the Named Subscriber; (ix) unincorporated non-profit educational entities;
3 (x) contract bus drivers of the Subscriber (where an individual certificate has been issued and premium has been indicated on the individual certificate issued hereunder); (xi) further education councils or societies; (xii) school councils. Insured Contract Contract or Agreement means: (i) (ii) Personal Injury a lease of premises, easement agreement, agreement required by municipal ordinance, railway sidetrack agreement, elevator maintenance agreement; and that part of any other contract or agreement under which you assume the tort liability of another, if the contract or agreement is made prior to the bodily injury or property damage. Tort liability means a liability that would be imposed by law even if there were no contract or agreement. Personal Injury means injury, other than bodily injury due to: (iii) (iv) false arrest, malicious prosecution, wilful or wrongful detention or imprisonment; oral or written publication of material that violates a person s right of privacy, wrongful eviction, wrongful entry.
4 Coverage A Bodily Injury Liability Property Damage Liability Bodily Injury means bodily injury, sickness, or disease sustained by a person, including death. Property Damage means (i) physical injury to or destruction of tangible property caused by an occurrence including loss of use thereof at any time resulting there from; or (ii) loss of use of tangible property that has not been injured or physically destroyed provided such loss of use is caused by an occurrence during the Policy Period. Key Coverage Points Coverage under this section is for bodily injury and property damage only Payment is made only for those sums that the Subscriber is legally obligated to pay Insurer is liable for payment of compensatory damages only. Punitive damage awards and other penalties are not covered by the policy Coverage is provided only for losses that occur during the policy period. Coverage applies to injuries and damage occurring during the policy period anywhere in the world. The suit for damages must be brought within Canada or the United States Insurers have the right and duty to defend any action. Subscribers have the obligation to assist and cooperate with the insurers in the settling and enforcing the coverage Insurers reserve the right to (i) investigate any claim and (ii) settle any claim or action at their discretion. Key Exclusions Bodily injury or property damage arising out of the use or operation by or on behalf of the Subscriber of an automobile, aircraft, or watercraft Bodily injury or property damage due to war Bodily injury or property damage due to terrorism Bodily injury or property damage due to pollution Bodily injury or property damage due to intentional acts, alleged criminal acts, Any obligation under Workers Compensation Disability Benefits or unemployment compensation law or similar law Loss of use of property due to delay in or lack of performance by or on behalf of the Subscriber Property damage to property owned, controlled or in the custody of the Subscriber Bodily injury or property damage due to nuclear energy liability Bodily injury or property damage due to fungi and/or mould Bodily injury or property damage due to asbestos.
5 Coverage B Personal Injury Liability Advertising Injury Liability Key Coverage Points Personal Injury and Advertising Injury is defined to mean injury, other than bodily injury, arising out of one or more of the following offences: False arrest, wilful or wrongful detention or imprisonment Malicious prosecution Oral or written publication of material that violates a person s right of privacy Oral or written publication of material that slanders or libels a person or organization or disparages a person s or organization s goods, products or services Infringement of copyright Misappropriation of advertising ideas or style of doing business Key Exclusions Any oral or written publication of material which is known to be false at the time it is made is not insured by the policy. Any wilful violation of a law Liability assumed under contract Coverage C Incidental Medical Malpractice Injury Liability Provides coverage for administering, dispensing, rendering or the failing to administer or render medical, surgical, dental, psychiatric or nursing or other treatment or supplies. By a person who is not engaged in the business or occupation or profession of providing any of the services described.
6 PART 2 EDUCATIONAL ERRORS & OMISSIONS ASBIE agrees to pay on behalf of the Subscriber all sums that they are legally obligated to pay with respect to a Wrongful Act, as defined. Key Definitions Administrative Services means any act, decision or exercise of discretion or prerogative or any service legally rendered by persons elected to the Educational Entity s board or legally appointed to administrative functions or to boards, committees, commissions, or administrative assemblies, as set up by law or under the authority of the Education Entity, when acting within the scope of their functions concerning the general administration of the Educational Entity, including in particular but not limited to the administration of finances and funds, the receiving of revenues and the paying of expenses, the awarding or approval of contracts, submissions, agreements or any other task carried out on behalf of the Educational Entity. Abuse shall mean physical abuse, mental abuse, sexual abuse and assault and battery. Claim means any judicial or administrative proceeding initiated against any Subscriber or institution for Damages or other relief. Educational Entity means the entity named in the Declarations and any subsidiary and / or affiliated entities or associations of the Educational Entity named or endorsed hereto. Educational Services means all services legally provided by the Educational Entity in the fields of culture, education and research. Subscriber means any one or more Subscriber Persons and/or the Educational Entity and also includes: any person or persons who are directors, officers, trustees, governors, teachers, student teachers, employees (including those employed on a full time, part time or employment under contract basis), volunteers or student (including students on outside training courses authorized by the Educational Entity) of the Educational Entity, or Subscriber of any duly constituted boards, committees, commissions or administrative assemblies of the Educational Entity, all while acting within the scope of their duties as such on behalf of the Educational Entity; Wrongful Act means any actual or alleged error or misleading statement or act or omission or neglect or breach of duty by any Subscriber Person, individually or collectively, or any other matter claimed against any Subscriber Person in the discharge of an administrative board or professional decision/duty.
7 Key Coverage Points Coverage is provided only for losses that are reported during the policy period, for wrongful acts committed by and suit for damages brought against you within Canada or the United States The act, error or omission was made by someone whose acts, errors or omissions you are legally responsible for, and Arises from the Professional Services provided If it is an ongoing act, error or omission, the claim is considered to arise when the first claim is made Insurers have the right and duty to defend any action. Subscribers have the obligation to assist and cooperate with the insurers in the settling and enforcing of the coverage Insurers reserve the right to (i) investigate any claim and (ii) settle any claim or action at its discretion There is coverage for Penal Defence Costs, if you successfully defend a criminal action against you Extended reporting period of 60 days Key Exclusions Any person gaining any personal profit or advantage to which they were not legally entitled Anything that falls under personal injury, above, is not covered under this section Breach of fiduciary duties and obligations in connection with employee benefit or pension plans, fringe benefits or retirement programs Fraudulent, dishonest, criminal or other malicious wrongful acts, errors or omissions Failure to maintain insurance Anything that happened before the policy first began or that was known before the policy first began The rendering of or failure to render professional services by any architect, engineer or member of the medical profession Arising from pollution Arising from nuclear energy liability Arising from data problems, including electronic communication of data Arising from terrorism
8 Policy Endorsements The Limits of Liability with respect to these Endorsements shall be part of and not in addition to the Limits of Liability as stated in the Declarations page or in any endorsements and shall not be cumulative with any limits stated elsewhere in the Policy. 1. Employee Benefit Programs Liability ASBIE will pay all sums which you become legally obligated to pay as compensatory damages for claims made against you by an employee or former employee for injury caused by the negligent act, error or omission that you are legally liable for in the administration of Employee Benefits. Limit each claim $ 250,000 Annual aggregate, one or more subscribers $1,000, Tenants Legal Liability ASBIE will pay on your behalf all sums which you become legally obligated to pay because of property damage you cause by accident to premises leased to, rented to, or occupied by you. Limit each claim $ 250,000 Annual aggregate, one or more subscribers $1,000, (1) Direct Employer s Liability and (2) Contingent Employer s Liability ASBIE agrees to pay all sums that you become legally obligated to pay as compensatory damages because of Bodily Injury caused by accident sustained by any person and arising out of and in the course of his employment, if such employee is not covered by any Workers Compensation Act; or if they are normally covered by a Workers Compensation Act but it does not apply. ASBIE will not pay for liability assumed under contract, nor caused intentionally or by a Criminal or alleged Criminal Act, nor by Abuse. Agreement (1) or (2) Limit each claim $ 250,000 - one person or more than one person in any one accident or event - one subscriber or more than one subscriber 4. Medical Payments ASBIE will pay reasonable medical expenses incurred within one year, regardless of fault, for bodily injury caused by an accident on premises you are responsible for, to a person who is not your employee or working for you or on your behalf, or taking part in an athletic activity, or otherwise entitled to Workers Compensation. Limit per person $10,000 Limit per accident $50,000
9 5. Legal Liability for Damage to Hired Automobiles Limit any one accident $75,000 Deductible $ Wrongful Dismissal Liability ASBIE will pay damages you become legally obligated to pay, and defend you in any civil action, arising out of the alleged wrongful dismissal or other employment condition change of an employee. Warranty: You must provide full disclosure of all relevant information to qualified legal counsel, receive a written opinion from that legal counsel, and implement that opinion to effect the change in employment conditions, as a condition precedent to coverage, subject to the exclusions contained herein. Limit each claim $ 250,000 Annual aggregate, one or more subscribers $1,000,000 Deductible (minimum) $10,000 or One month s wages or salary for each year or portion employed, or An amount determined in an agreed settlement with the claimant Whichever is greater. 7. Elevator Collision Liability for liability arising out of accidental collision of the elevator car with another object. Limit any one accident $250, Forest and Prairie Protection Acts Expenses Insurance ASBIE will pay all sums you become legally obligated to pay for (i) expenses incurred by others in controlling and extinguishing fires, as imposed by any forest fire prevention act or similar legislation; or for (ii) expenses incurred by you, where you are not responsible and the expenses are not recoverable from the responsible party. Limit each claim $ 250,000 Annual aggregate, each claim, one or more subscribers $1,000,000 Deductible each accident or occurrence $ 1,000 Please note this is a coverage summary only. The policy may contain limits, warranties and exclusions that will limit the coverage available under the policy. Please refer to the actual contract of insurance for complete terms and conditions.
A Stock Insurance Company, herein called the Company PUBLIC ENTITY POLICY LAW ENFORCEMENT LIABILITY COVERAGE FORM OCCURRENCE COVERAGE Various provisions in this policy restrict coverage. Please read the
COMMERCIAL PROFESSIONAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY PRINTERS ERRORS AND OMISSIONS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: BUSINESSOWNERS LIABILITY
EMPLOYEE BENEFITS LIABILITY COVERAGE FORM THIS FORM PROVIDES CLAIMS MADE COVERAGE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this policy restrict coverage. Read the entire policy carefully
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GENERAL LIABILITY BROADENING ENDORSEMENT This endorsement modifies the insurance provided under the following: COMMERCIAL GENERAL LIABILITY
1 of 5 1. Background: By virtue of the authority delegated to the Department of Administrative Services (DOAS), a Self Insurance Program to provide Broad Form State Employee Liability Coverage has been
POLICY NUMBER: COMMERCIAL AUTO CA 25 34 12 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. "Insurance Services Office, Inc. Copyright" This form has been promulgated by the Virginia State
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIABILITY COVERAGE ENHANCEMENT General Liability Fire and Water Legal Liability Personal Liability This endorsement modifies the insurance
II. INSURANCE RECAP Entertainment & Sports Insurance Experts, Inc. 2727 Paces Ferry Road Building Two, Suite 1500 Atlanta, GA 30339 Phone: 678-324-3300 Fax: 678-324-3303 # # # #!$%&'(&)&*&)+,+-& (.&/0*0/01(2)'1/&/,1+)'/+(*,)3&+'0%(,1/,4&)'5&6/,130+0,1('13&7/%2(0,1(8!
INSURANCE PROGRAM USA Volleyball administers a medical and liability insurance program customized specifically for the sport of volleyball. It is designed to respond specifically to the inherent hazards
THIS IS A LEGAL CONTRACT -- PLEASE READ THIS CAREFULLY -- Individual Pharmacist Professional Liability Insurance Policy Table of Contents Page DEFINITIONS... 1 PROFESSIONAL LIABILITY COVERAGE... 3 SUPPLEMENTAL
HEALTHCARE PROVIDERS WORKPLACE LIABILITY COVERAGE PART OCCURRENCE THIS IS AN OCCURRENCE COVERAGE PART AND, SUBJECT TO ITS PROVISIONS, APPLIES ONLY TO ANY CLAIM WHICH IS THE RESULT OF INJURY OR DAMAGE THAT
Covenants to Insure in Commercial Agreements A Review of the CGL Policy In House Training Seminar Presented by Satinder K. Sidhu March 8, 2013 Introduction & Overview Examples of Covenants to Insure in
Junior Volleyball Association Insurance Review The Junior Volleyball Association (JVA) offers a medical and liability insurance program specifically for the participants of JVA volleyball. It is designed
MANAGEMENT AND COMPANY LIABILITY COVERAGE PART THIS COVERAGE PART PROVIDES CLAIMS MADE COVERAGE WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY. PLEASE READ AND REVIEW THE POLICY CAREFULLY. In
NLC Pools Liability Coverage Documents Volunteer Coverage Definitions Pool 1 The program may at their option provide additional coverage, as provided under this Program, for extraterritorial activities
EDUCATORS LEGAL LIABILITY COVERAGE PART DECLARATIONS (Claims Made Form) Policy No. NAMED INSURED: ITEM 1: POLICY PERIOD: POLICY COVERS FROM: TO: 12:01 A.M. standard time at your mailing address shown above.
INVESTMENT FUND MANAGEMENT AND PROFESSIONAL LIABILITY COVERAGE PART THIS IS A CLAIMS MADE COVERAGE PART WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY. PLEASE READ AND REVIEW THE POLICY CAREFULLY.
Policy Wording Directors and Officers Liability and Company Reimbursement Issued to Eligible Emergency Resource Providers by VMIA For the period date 30 June 2014 to 30 June 2015 Contents Directors and
Policy Wording Professional Indemnity Insurance Issued to Eligible Emergency Resource Providers by VMIA For the period date 30 June 2015 to 30 June 2016 Contents Professional Indemnity Policy... 3 Definitions...
NATIONAL PANHELLENIC CONFERENCE, INC. Summary of Insurance Coverages for College and Alumnae Panhellenic Associations June 1, 2015 June 1, 2016 Insurance Program Presented By: MJ INSURANCE Sorority Division
CH CG 24 03 02 Social Workers' Professional Liability Insurance Endorsement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following:
In consideration of payment of the premium and subject to the Declarations, limitations, conditions, provisions and other terms of this Policy, the Company and the Insureds agree as follows: I. INSURING
Schedule 15A: Insurance Part 1 Required Insurances Sub-part 1 Design and Construction Phase The policies to be taken out by the Contractor, or caused to be taken out by the Major Sub-contractor, and maintained
Insurance Summary Produced by : B. F. Lorenzetti & Assoc. (Ontario) Inc. 1565, Carling Avenue, bureau 606 Ottawa (Ontario) K1Z 8R1 September 2006 NATIONAL INSURANCE PROGRAM THE NAVY LEAGUE OF CANADA The
INDIAN HARBOR INSURANCE COMPANY (herein called the Company) This is a claims made Policy with defense expenses included. Please read and review the Policy carefully. INSURANCE AGENTS AND BROKERS ERRORS
6 Commercial General Liability Insurance I. Overview 6.1 Mark D. Willmarth Deborah A. Hebert II. What Is a CGL Policy? A. Scope of a CGL Policy 6.2 B. Parts of a CGL Policy 6.3 III. The CGL Insuring Agreements
CHANGE HIGHLIGHTS COMMERCIAL GENERAL LIABILITY POLICY IBC 2100 COMPARISON BETWEEN 2000-2010 FORMS (Refer to Policies for details) CHG. # PAGE # IN NEW CHANGE MODE 1 General All Exclusions now contain descriptive
The Solution for General Partnership Liability Coverage Part In consideration of the payment of the premium and subject to the General Terms and Conditions, the Insurer and the Insureds agree as follows:
COMMERCIAL GENERAL LIABILITY POLICY (OCCURRENCE FORM) Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout
B.C. LAWYERS COMPULSORY PROFESSIONAL LIABILITY INSURANCE POLICY NUMBER: LPL 00-01-01 INSURER: THE LSBC CAPTIVE INSURANCE COMPANY LTD. (the Company ) Administrative Offices, 6th Floor, 845 Cambie Street
AUTOMOBILE LIABILITY & PHYSICAL DAMAGE COVERAGE AGREEMENT PART A GENERAL I. The TASB Risk Management Fund (Fund) provides coverage as outlined in this Automobile Liability & Physical Damage Coverage Agreement.
FIDUCIARY LIABILITY COVERAGE PART I. INSURING AGREEMENTS Fiduciary Liability The Insurer shall pay Loss on behalf of the Insureds resulting from a Fiduciary Claim first made against the Insureds during
Liability Insurance Table Of Contents Section Page No. Coverages Coverage 1 Premises/Operations (1A) 4 Incidental Watercraft (1B) 4 Specific Property Of Others-Care, Control Or Custody (1C) 4 Damage To
SANTAM UMBRELLA LIABILITY DEFINED EVENTS 1. Damages, costs, fees and expenses which the insured shall become legally liable to pay consequent upon Injury, Damage, Malice or Negligent Advice which occur
ATTACHED TO AND FORMING PART OF POLICY NUMBER: COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. HEALTH CARE PROFESSIONAL COVERAGE ENDORSEMENT This endorsement
Fiduciary Liability Coverage Part In consideration of the payment of the premium and subject to all terms, conditions and limitations of this Coverage Part and the General Terms and Conditions for Liability
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GENERAL LIABILITY DELUXE ENDORSEMENT: INTEGRATED TECHNOLOGY This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL
This Form Provides Claims-Made Coverage. Please Read The Entire Form Completely. MISCELLANEOUS PROFESSIONAL LIABILITY COVERAGE FORM CLAIMS MADE BASIS Throughout this document, the word Insured means any
Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 1 Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 2 June 10,
Insurance basics for nonprofit organizations Updated: July 2012 This document is intended as general and abbreviated guidance for nonprofit organizations. Because every organization s insurance needs are
Chapter Three - Overview of the CGL Coverage Form We turn now to a brief overview of the CGL coverage form. ISO has actually developed two different CGL coverage forms the Occurrence form, and the Claims-made
FIDUCIARY LIABILITY COVERAGE PART I. INSURING AGREEMENTS Fiduciary Liability The Insurer shall pay Loss on behalf of the Insureds resulting from a Fiduciary Claim first made against the Insureds during
Medical Liability Insurance Related Problems and Damages in Medical Malpractice Lawsuits Stephen Ballantine 3 rd Arab Conference on Medical Liability Workshop 12 November 2014 1 INTRODUCTION 1. Objectives
INSURANCE OVERVIEW Presented by The McLaughlin Company Is the Liability Loss Covered? Was policy in effect for responsible party? Does the allegation trigger coverage? Is the entity that is being asked
Insurance 101 He that scatters thorns, let him not go barefoot -Benjamin Franklin Presented by The McLaughlin Company 1725 DeSales Street, N. W. Suite 900 Washington, D. C. 20036 (202) 293-5566 (800) 233-2258
LMCIT Service Contract Insurance Recommendations The type and amount of insurance should be determined on a case-by case basis dependent upon various factors such as the scope of work and the potential
CLASSIC A-SIDE MANAGEMENT LIABILITY INSURANCE COVERAGE FORM THIS IS A CLAIMS MADE POLICY WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY. PLEASE READ AND REVIEW THE POLICY CAREFULLY. In consideration
"P" INSURANCE CONDITIONS P_insur_conditions.pdf Issued on May 7, 2013 I N D E X PART I GENERAL INSURANCE CONDITIONS (GIC)... 3 GIC 2 CONSULTANT... 3 GIC 3 INSURANCE PROCEEDS... 4 GIC 4 CONSULTANTS RESPONSIBILITY
Garage Liability Policy 8 0 0. 8 3 3. 3 4 2 7 w w w. c o n s t i t u t i o n a l. c o m GARAGE LIABILITY COVERAGE FORM TC-11 QUICK REFERENCE (Ed. 01-06) DECLARATIONS PAGE Name of Insurance Company Policy
Wrap Miscellaneous Professional Liability SM THIS IS A CLAIMS MADE COVERAGE WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY. PLEASE READ ALL TERMS CAREFULLY. I. INSURING AGREEMENTS A. The Company
In consideration of payment of the premium and subject to the Declarations, General Terms and Conditions, limitations, conditions, provisions and other terms of this Policy, the Company and the Insureds
(hereinafter called "the Company") MASSACHUSETTS CUSTOMIZED PRACTICE COVERAGE TITLE INSURANCE AGENT LIABILITY COVERAGE UNIT In consideration of the payment of the premium, in reliance upon the statements
Section 3E Public and Product Liability - General Definitions Business The business stated in the specification to this section and includes: a) the provision and management of canteen, sports, social,
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. STOP GAP EMPLOYERS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE
CORNERSTONE A-SIDE MANAGEMENT LIABILITY INSURANCE COVERAGE FORM THIS IS A CLAIMS MADE POLICY WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY. PLEASE READ AND REVIEW THE POLICY CAREFULLY. In consideration
RLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS NOTE: This document is a general analysis of the coverages, limitations and exclusions applicable to the RLI Home Business Insurance (HBI)
COMMERCIAL GENERAL LIABILITY UI GL 39 04 14 COMMERCIAL GENERAL LIABILITY ENHANCEMENT ENDORSEMENT The Commercial General Liability Enhancement Endorsement is an optional endorsement that provides coverage
ML-9 Ed. 1/87 LIABILITY COVERAGE SECTION PRINCIPAL LIABILITY AND MEDICAL PAYMENTS COVERAGES Coverage L-Personal Liability We pay, up to our limit of liability, all sums for which any insured is legally
MISCELLANEOUS PROFESSIONAL LIABILITY INSURANCE COVERAGE FORM THIS IS A CLAIMS MADE POLICY WITH DEFENSE EXPENSES INCLUDED IN THE LIMIT OF LIABILITY. PLEASE READ AND REVIEW THE POLICY CAREFULLY. In consideration
FREQUENTLY ASKED ACCIDENT AND LIABILITY INSURANCE QUESTIONS 6300 Ridglea Place, Suite 614 Fort Worth, Texas 76116 (817) 738-6100 FAX (817) 738-2993 www.pullenins.com GENERAL QUESTIONS WHO IS COVERED? 1.
PUBLIC AND PRODUCTS LIABILITY INSURANCE SCHEDULE TO THE POLICY INSURED: POLICY NO: BUSINESS: PERIOD OF INSURANCE: From: To: (both dates inclusive) INDEMNITY LIMITS: Section A: Section B: Section C: EXCESS:
COMMERCIAL GENERAL LIABILITY COVERAGE FORM CLAIMS-MADE THIS INSURANCE PROVIDES CLAIMS-MADE COVERAGE. DEFENCE EXPENSES ARE PAYABLE WITHIN, AND ARE NOT IN ADDITION TO, THE LIMITS OF INSURANCE. PAYMENT OF
COMMERCIAL GENERAL LIABILITY CG 00 34 12 07 LIQUOR LIABILITY COVERAGE FORM THIS FORM PROVIDES CLAIMS-MADE COVERAGE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this policy restrict coverage.
HOME WARRANTY Insurance Policy [VICTORIA] In consideration of the payment by the Builder of the premiums specified in the Schedule to this policy, the Insurer will provide insurance cover to the Building
This Form Provides Claims-Made Coverage. Please Read The Entire Form Completely. MISCELLANEOUS PROFESSIONAL LIABILITY COVERAGE FORM CLAIMS MADE AND REPORTED BASIS Throughout this document, the word Insured
ML-9A Ed. 6/99 PERSONAL LIABILITY COVERAGE SECTION This coverage applies to the following insured(s); enter names only when different from those on the Declarations. Named Insured: This endorsement serves
SCHOOL LIABILITY COVERAGE AGREEMENT PART A GENERAL I. The TASB Risk Management Fund (Fund) will pay on behalf of a Covered Person amounts as outlined in this (Coverage Agreement). This coverage is contingent
FMHGL-9 This endorsement changes the Commercial Liability Ed 1.0 Coverage provided by this policy Page 1 of 7 -- PLEASE READ THIS CAREFULLY -- PERSONAL LIABILITY COVERAGE (The information required below
Page 1 of 6 RESIDENT LIABILITY COVERAGE POLICY As part of a rental agreement, your your lease requirement. landlord may require you to carry liability coverage. This policy satisfies Definitions We, Us,
COMMERCIAL GENERAL LIABILITY POLICY Various provisions in this policy restrict coverage. determine rights, duties and what is and is not covered. Read the entire policy carefully to Throughout this policy
PERSONAL LIABILITY INSURANCE POLICY INTRODUCTION Words or phrases which appear in bold type, except for titles and headings, are defined in the DEFINITIONS section of this policy. We encourage you to read
INSURANCE INDUSTRY PROFESSIONAL LIABILITY COVERAGE UNIT THIS IS A CLAIMS MADE POLICY. PLEASE READ CAREFULLY. I. INSURING AGREEMENTS A. INSURANCE OPERATIONS COVERAGE. We will pay on behalf of the insured
CHAPTER 1 Martin J. O Leary Introduction to Directors and Offi cers Liability Insurance The following is a brief, general overview of coverage afforded under the Directors and Officers Liability Insurance
A SUMMARY OF EDUCATORS PROFESSIONAL LIABILITY INSURANCE FOR CONGRESS OF HOUSTON TEACHERS SCHEDULE OF COVERAGE Limits of Liability Coverage A -- $2,000,000 per Insured per occurrence $3,000,000 per occurrence
Please read the schedule to see whether Breach costs, Cyber business interruption, Hacker damage, Cyber extortion, Privacy protection or Media liability are covered by this section. The General terms and
Proudly presents CGL 101 - Understanding Commercial General Liability Policy Maurice Audet, Senior Vice President Aon Reed Stenhouse Inc. email@example.com Tom Ozere, Partner Borden Ladner Gervais LLP
ARCHITECTS AND ENGINEERS PROFESSIONAL LIABILITY TUDOR INSURANCE COMPANY KEENE, NEW HAMPSHIRE (A stock company, herein called the Insurer) THIS IS A CLAIMS MADE AND REPORTED POLICY PLEASE READ CAREFULLY
RISC Rice Insurance Services Company, LLC We put the Experience and Options in E&O programs 4211 Norbourne Blvd., Louisville, KY 40207 Phone: (502) 897-1876/Toll-free: (800) 637-7319 Fax: (502) 897-7174