SPECIAL OFFERS FOR GOOD CITIZENS. great ways to help you save and look ahead.

Size: px
Start display at page:

Download "SPECIAL OFFERS FOR GOOD CITIZENS. great ways to help you save and look ahead."

Transcription

1 SPECIAL OFFERS FOR GOOD CITIZENS. great ways to help you save and look ahead.

2 credit card Good banking for Good Citizens. twelve months. one low rate. We believe in treating our customers the way we d like to be treated: as fellow citizens and neighbors. Enjoy 0% intro APR on balance transfers for 12 months, then a variable APR as low as 11.99%. That s why we strive to make banking fit your life. So you can do your day-to-day banking anytime online, via mobile banking, or at any of our 3,700 ATMs. And when you need to talk with a banker, we make that easy, too, with more than 1,400 branches, including a network of supermarket branches open seven days a week. Plus, our 24/7 phone bank support makes it easy to talk to a banker when you need to even at three in the morning. We even do our best to make sure you re getting the most out of banking with us. Just ask for a free financial review. In just a few minutes, your banker can help you examine your financial situation in order to make the right choices for your priorities and goals. Enroll your card in our Green$ense program and earn $1 for every qualifying card purchase over $25 through March 31.* You can save hundreds of dollars by transferring balances from higher rate credit cards to a new Citizens Bank credit card. Whatever you re looking for in a credit card, there s a Citizens Bank credit card that s right for you. Each has its own unique set of benefits to give you extra flexibility with your finances. Choose from: Accelerator Rewards Platinum MasterCard CashBack Platinum MasterCard Platinum MasterCard Green$ense Platinum MasterCard Talk with a banker today! * Offer good for purchases made through 3/31/11 when you open a new credit card account by 3/15/ citizensbank.com citizensbank.com

3 Borrowing Borrowing EVERYONE REMEMBERS THEIR FIRST HOMe. Earn 1/8% off your loan rate with our Citizens Circle Gold Mortgage Advantage Program. MAKE YOUR HOUSE A HOME. AND YOUR PANTRY A BREAKFAST NOOK. Apply for a Citizens home equity loan or line of credit at our low rates and pay no closing costs! Citizens for Homes means making it a We can help you save for Most Citizens Bank Owning a home is great, but making it yours priority to put more roofs over the heads of a home. Ask about our home equity loans or lines with a new kitchen, rumpus room or man more citizens. As one of the fastest-growing HomeBuyer Savings SM close in as little as two to cave can be even better. As a leading lender mortgage lenders in our markets, we re Program that rewards you three weeks, and there in our region, we can guide you to the right championing cohesive neighborhoods and with a $1,000 bonus. are no closing costs. loan at a good rate. We re for sensible lending, solid communities. clear terms and manageable debt. That s what Our expertise and guidance are helping make Citizens for Homes is all about. the dream of home ownership a reality for more people than any other bank around. We re lending at good rates, with clear terms and manageable payments. That s what Citizens for Homes is all about. 4 citizensbank.com citizensbank.com

4 Savings SAVINGS we ll help you save. Saving money isn t always easy. We can help you create a plan and stick to it. BUILD A SECURE FUTURE with OUR IRA SAVINGS PLAN. Open a new IRA Savings Plan and we ll deposit a $10 bonus into your account.* Citizens can help you find the independence However you save, Competitive interest plus An Individual Retirement Account can help and peace of mind that comes from having Citizens makes it easier tax benefits add up to you build the savings you need for a secure money in the bank. Your goal is closer than with Steady Save, the one of the best savings retirement, with potential tax deductions** you think. Just $3 a day adds up to more than convenient service that vehicles you ll find. that can help your savings grow faster. $1,000 of savings in a year. Our easy savings plans can help you reach your goals home ownership, a child s education or just being prepared for a rainy day. automatically transfers funds from a deposit account on a schedule that you set up. The Citizens Bank IRA Savings Plan helps you make the commitment to saving by combining an IRA Savings account with Steady Save, our automatic account transfer feature. Steady GoalTrack Savings SM Set your savings goal Save automatically transfers the amount you and your monthly contribution. Once you meet choose from your checking account to your IRA your goal, you can choose your reward. savings account as often as you choose CollegeSaver Save for a child s SM education and watch your balance grow. so you can put your saving contributions on automatic and watch your balance grow. Plus, earn a $1,000 bonus when you make the minimum monthly contributions until your child s 18th birthday. *$10 bonus deposited into non-ira account at account opening. ** Consult your tax advisor for IRA eligibility rules and your individual circumstances. Citizens Bank does not offer tax advice. IRA distributions may be subject to state taxation depending on the tax law of your state. 6 citizensbank.com citizensbank.com

5 protection services investments help safeguard yourself from identity theft. Try CitizensSecure Complete for 30 days risk-free. After that it s just $14.99 a month. NOW IS THE TIME TO PLAN FOR RETIREMENT. Roll over your IRA or 401(k) to Citizens Investment Services and get up to $150 for each eligible account.* CitizensSecure Complete helps you monitor Introducing a simple, Make an appointment Helping you stay on track to reach your retirement your credit report to protect your identity affordable identity with a Citizens Investment goals is an essential part of good banking. We and your credit. It can help you guard against protection program Services Financial can help you make decisions to keep your plan internet fraud, the sale or trade of your that can help safeguard Consultant for a up-to-date with changing economic conditions. financial information, even unwanted mail and telemarketing solicitations. For details or to enroll, talk to a banker at any Citizens Bank branch or visit citizenssecure.com. your identity and your wallet: CitizensSecure Complete. personalized retirement income plan aligned with your unique goals. Call for details or visit citizensbank.com/investing * One should consider the potential costs and fees associated with rolling over a 401(k) to Citizens Investment Services, in addition to any features or benefits one may lose as a result of this action. IRA or 401(k) rollover offer is applicable to rollovers initiated between 1/1/11 3/31/11 and valued at $20,000 in assets or more excluding insurance products. You will be eligible to receive up to $150 in reimbursement for transfer fees on each eligible rollover. Any cash payments made under this offer will be credited to your Citizens Bank checking account. Investing may involve risk. Please speak with a Citizens Investment Services Financial Consultant before making any investment decisions. Securities, Insurance and Investment Advisory Services offered through CCO Investment Services Corp. Member FINRA, SIPC. 28 State Street, MS1310, Boston, MA (800) CCO Investment Services Corp. is an affiliate of RBS Citizens, N.A. and Citizens Bank of Pennsylvania BK The insurance offered is: NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY GOVERNMENT AGENCY Securities and Insurance Products are: NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY 8 citizensbank.com citizensbank.com

6 Business Business 0% APR for six months with a new platinum BUSINESS CREDIT CARD. take two. 2% discount on business lines. Receive an introductory APR of 0% on purchases for the first six months with a new business credit card. Get 2% off our business line of credit rates with automatic payments from your Citizens Bank business checking account. Optimize your business cash flow and Get expense tracking, Now, for a limited time, Whether your business needs financing for make it easy to track purchases with the enhanced security and we re offering 2% off our working capital or other short-term uses a Business Platinum MasterCard from Citizens special benefits like standard business lines business line of credit from Citizens can help. Bank. You ll benefit from low competitive rates. The Business Assistant of credit up to $50,000 And there s no annual fee. concierge service. when you set up automatic payments through your Citizens Bank business checking account. Citizens Bank awarded #1 Customer Experience in its markets by ath Power 2010 Business Banking Study Citizens Bank awarded #1 Customer Experience in its markets by ath Power 2010 Business Banking Study 10 citizensbank.com citizensbank.com

7 Business merchant services GET up to $100 with a new business CHECKING Account. * $100 off card processing from WorldPay. Open a new qualifying business checking account by 3/25/11 and we ll pay you up to $100. $50 off payment processing for qualified new WorldPay merchants, plus another $50 off with a new or existing Citizens Bank business checking account.* Citizens makes banking do more for you, so Our business checking As a Citizens Bank Trust your debit and credit card processing to you can concentrate on running your business. accounts make managing customer, you ll get next- a leader with WorldPay, a premier provider of And now, when you open a new qualifying business checking account with a $5,000 minimum opening balance, we ll pay you $50. Make five payment transactions and we ll pay you another $50. cash flow easier, with conveniences like online banking and bill pay. day funding of credit and debit card transactions for faster access to funds. electronic payments processing services and a top ten merchant acquirer in the U.S. As your singlesource processor, WorldPay manages the entire payment processing cycle, from card authorization to settlement of funds. Businesses across the country rely on WorldPay to handle their most important transactions. To learn more, talk with a banker today! * When you open a new Business Partners III or Business Partners Plus Checking account. Citizens Bank awarded #1 Customer Experience in its markets by ath Power 2010 Business Banking Study * Offers are only available to new WorldPay merchants. Terms and conditions defined on offer addendum apply. All discounts offered will apply as a single one-time payment in the form of a statement credit. Credits will be processed after merchant s first full month of processing. Processing amount must be at least $ citizensbank.com citizensbank.com

8 disclosures Member FDIC. Equal Housing Lender. Limited time offers available from 2/19/11 to 3/25/11 and may be withdrawn without notice. Accounts, loans and services subject to individual credit approval. Citizens Bank is RBS Citizens, N.A. and Citizens Bank of Pennsylvania. #1 Customer Experience: ath Power 2010 Business Banking Study. Citizens Financial Group ranked #1 against competitors in its markets and #2 nationally. *Credit Card: The 0% fixed APR for 12 months on balance transfers only is available for Citizens Bank checking account customers on new credit card accounts. The 0% APR on balance transfers will remain in effect for the first 12 billing cycles, as long as your account remains in good standing. The 0% APR does not apply to purchases or cash advances. A Balance Transfer fee of 3% of the amount ($10 min) will apply to all balance transfers. After the Introductory Period, a variable APR from 11.99% to 19.99% (as of 2/1/11) will apply. Higher rates apply in the event of default up to 29.99%. Minimum Finance Charge: $1.50. Foreign Transaction Fee: 3% of the transaction amount. Upon approval an Important Terms and Disclosure brochure will be sent with your credit card providing more specific details on applicable rates, fees, and offer expiration dates. Unless otherwise disclosed, balance transfers and cash advances do not earn Reward points. Green$ense Debit Card Program: Minimum 10 eligible transactions in a month to receive 10 cents per transaction. Earnings will be reported to the IRS for income tax purposes. Patent Pending. Green$ense Credit Card Program: Green$ense Credit Card customers must have a checking account enrolled in the Green$ense Rewards program and make a minimum of 10 eligible transactions from an enrolled checking account in a month to receive $.30 for each credit card transaction. $30 maximum monthly Green$ense earnings. Green$ense credit card customers must also enroll in credit card online services and credit card online statements in order to be eligible to receive their rewards. GoalTrack Savings SM : To remain bonus eligible, minimum monthly balance requirements must be met. Bonus varies based on amount and length of time selected for savings. Bonus will be reported to the IRS whether claimed or not. Must be enrolled in online banking. For other terms, conditions and restrictions, go to goaltrackterms or talk to a banker. Patent Pending. CollegeSaver SM : Variable-rate Annual Percentage Yield (APY). As of 1/14/11 APY by tier is 0.25% for $25+, $1,000+, $2,500+, $10,000+, $25,000+, $50,000+, $75,000+, $250,000+ and $1,000,000+. APY may change after account opening. Minimum balance for the bonus at beneficiary s 18th birthday varies. We can end this program without notice; if so we will prorate the bonus and interest for eligible beneficiaries. Interest will be reported to the IRS for the account owner (e.g., a parent or a child for UTMA). Please consult a tax advisor. Patent Pending. IRA Savings Plan: $10 offer will be credited to a non-ira account. Existing IRA Savings Plan accounts not eligible for this offer. See a banker for prior-year contributions. Home Equity Line of Credit: Variable APR based on The Wall Street Journal Prime Rate (Prime) published on the last day of the month, 3.25% as of 12/31/10. Maximum APR 21% (18% in NJ and PA). Minimum APR 2.5% 1 to 4-family owner-occupied properties, condominiums, and 2nd/ vacation home owner occupied properties. Rates and terms may change at any time and vary by property type, loan amount, credit history, lien position, and LTV ratio. Not available for homes currently for sale or intended to be sold within six months of closing. Property insurance required. Flood insurance may be required. Trust review fees may apply. No annual fee for first year, $50 per year thereafter ($25 for Circle Gold customers) Pre-payment penalty $300 if closed within first 24 months, except in NJ and PA. Mortgage Rate Offer: Circle Gold Checking with automatic payment deduction required for rate discount. Not applicable to Bond, CRA or Jumbo loans. Exclusions and restrictions apply. Home borrowing offers cannot be combined. HomeBuyer Savings SM : Minimum to open $100. Terms, conditions and withdrawal limitations apply. This does not represent a formal commitment for and participation in this savings plan does not guarantee that we will provide you with a mortgage loan. To obtain the $1,000 credit you must separately qualify, be approved and close on a mortgage with us within 3 years after the end of the 3-year savings period. Your account must remain open until you close on a mortgage loan with us. One credit per mortgage loan. Patent Pending. Business Line of Credit: 2% discount on new lines of credit with autopay up to a maximum of $50,000 when you apply on or before 3/25/11. Subject to approval. Eligibility dependent upon autopay from a Citizens business checking account. Business Credit Card: New Business Platinum MasterCard customers receive an introductory APR of 0% on purchases for the first six months. On the first day of the 7th billing cycle, APR will be set to either 6.99%, 10.99%, 14.99% or 17.99% (variable, as of 1/3/11), based on a review of your credit. See Terms and Conditions for details. Credit card is issued by RBS Citizens, N.A. MasterCard is a registered trademark of MasterCard International Incorporated. Business Checking: Accounts subject to credit approval. To qualify for $50 cash bonus, new business checking account must be opened by 3/25/2011 with a minimum opening balance of $5,000. A minimum of 5 payment transactions are required for the additional $50 bonus and must be made by 4/30/11. Payment transactions include online bill payments, checks, debit card purchases, ATM withdrawals and automatic bill payments, in any combination. Cannot be combined with any other checking offers. Bonuses will be paid by 6/30/2011 into the checking account and will be labeled as Balance Builder Bonus. Earnings will be reported to the IRS for income tax purposes. Checking account must remain open for at least 6 months or the amount of the banking bonus will be debited from the account at closing. Offer may be withdrawn without notice. WorldPay: Offers available only to new WorldPay merchants. Terms and conditions defined on offer addendum apply. All discounts offered will apply as a one-time payment in the form of a statement credit. Credits will be processed after merchant s first full month of processing, and processing amount must be at least $20. CitizensSecure Complete : 1 Daily monitoring will notify members of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to their credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. 2 The federal Fair Credit Billing Act gives you the right to dispute billing errors, such as unauthorized charges, on your credit card by notifying your credit card company in writing within 60 days after the first bill containing the error was sent to you. The credit card company must resolve the dispute within two billing cycles (not to exceed 90 days) after receiving your notification. You may withhold payment on the disputed amount (and related charges) during the investigation. You must pay the amount not in dispute. You will be informed in writing whether your bill is correct or contains an error. If your bill contains an error, it will be corrected. Your liability for unauthorized charges is limited to $50 per credit card. You are not required to enroll in CitizensSecure Complete to maintain your credit card. 3 CitizensSecure Complete and CitizensSecure monitors your personal information and up to ten registered credit/debit cards on the Internet, based on an extensive search of directories and Internet chat rooms; however, it is impossible to ensure that all directories and Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all of your personal information that is publicly available or that may have been compromised. CitizensSecure is a service provided by Trilegiant Corporation. Citizens Bank is not affiliated with, nor is it responsible or liable for, the services provided by Trilegiant Citizens Financial Group. All rights reserved. 14 citizensbank.com citizensbank.com

9 for next time: Appointment with: Branch: Date: Time: AM / PM Call Click citizensbank.com VISIT any Citizens Bank branch Q12011 C CIT CIT

SPECIAL OFFERS FOR GOOD CITIZENS. great ways to help you save and look ahead.

SPECIAL OFFERS FOR GOOD CITIZENS. great ways to help you save and look ahead. SPECIAL OFFERS FOR GOOD CITIZENS. great ways to help you save and look ahead. credit card Good banking for Good Citizens. twelve months. one low rate. We believe in treating our customers the way we d

More information

2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.

2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender. 2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender. OK CN 4000 Rev. 11/14 Personal and Business Checking and Savings Solutions TABLE OF CONTENTS Personal Checking 02 Personal

More information

ADDENDUM TO THE DEPOSIT ACCOUNT DISCLOSURE AND SCHEDULE OF FEES AND CHARGES For Personal Accounts (All States*) Effective April 13, 2015

ADDENDUM TO THE DEPOSIT ACCOUNT DISCLOSURE AND SCHEDULE OF FEES AND CHARGES For Personal Accounts (All States*) Effective April 13, 2015 ADDENDUM TO THE DEPOSIT ACCOUNT DISCLOSURE AND SCHEDULE OF FEES AND CHARGES For Personal Accounts (All States*) Effective April 13, 2015 This Addendum, together with the applicable Schedule of Fees and

More information

Consumer Pricing Information

Consumer Pricing Information Consumer Pricing Information Checking Package Options Minimum Opening Deposit Requirement to Waive ACCOUNT INFMATION 1. U.S. Bank Packages Prior to August 12, 2013: To maintain Package benefits, a Silver,

More information

U.S. Bank Checking Account Update

U.S. Bank Checking Account Update U.S. Bank Checking Account Update U.S. Bank checking account customers in Idaho, Kansas, Missouri and Nevada may experience an account update on the dates noted below. Updated account features many of

More information

Personal and Business Checking and Savings Solutions

Personal and Business Checking and Savings Solutions 2015 Bank of Texas, a division of BOKF, NA. Member FDIC. Equal Housing Lender. TX CN 4000 Rev. 3/15 Personal and Business Checking and Savings Solutions Call our 24-Hour ExpressBank TABLE OF CONTENTS Personal

More information

Consumer & Business Pricing Addendum

Consumer & Business Pricing Addendum Consumer & Business Pricing Addendum This addendum contains important product and pricing information. Please retain for your records. Effective June 29, 2012 1, 2, 3, 4 Overdraft Item Paid $15.00 or less

More information

elcome to Webster Personal Banking. For Your Convenience Our Customer Care Center is open 7 am - 10 pm, 7 days a week.

elcome to Webster Personal Banking. For Your Convenience Our Customer Care Center is open 7 am - 10 pm, 7 days a week. For Your Convenience Our Customer Care Center is open 7 am - 0 pm, 7 days a week. Call -888-4WEBSTER (-888-493-2783) We also have over 65 branches and almost 500 ATMs so that you can bank on your schedule.

More information

CMA Affinity Program Offers

CMA Affinity Program Offers CMA Affinity Program Offers Union Bank is proud to partner with the California Medical Association to serve the unique financial needs of your practice, your staff, and yourself. We approach our customer

More information

Putting You First. A guide to your new accounts and services

Putting You First. A guide to your new accounts and services Putting You First A guide to your new accounts and services FirstMerit is committed to putting you first. For more than 165 years, we ve delivered solutions that help our customers finance homes, pay for

More information

Wondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing

Wondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing Wondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing We understand you have questions about home borrowing. We can help. At Citizens Bank, we

More information

Wealth Management Investing in your life. Banking. Investing. Retirement. Lending.

Wealth Management Investing in your life. Banking. Investing. Retirement. Lending. Wealth Management Investing in your life. Banking. Investing. Retirement. Lending. Welcome to the place where banking and investing meet. The place where wealth management goes beyond stocks, bonds and

More information

Managing your checking account.

Managing your checking account. We re here for you We hope you have found this guide helpful. In the future, anytime you have a question about your account, visit a Webster branch or call us. You can rely on Webster for whatever assistance

More information

BankAmericard Privileges with Cash Rewards Program Rules

BankAmericard Privileges with Cash Rewards Program Rules BankAmericard Privileges with Cash Rewards Program Rules It s simple: Cash back on every purchase. Use your card for everyday spending and put your purchases to work for you and redeem for cash back. There

More information

MasterCard Frequently Asked Questions Platinum Class Credit Cards

MasterCard Frequently Asked Questions Platinum Class Credit Cards MasterCard Frequently Asked Questions Platinum Class Credit Cards Account Maintenance Can I view my MasterCard transactions online? Yes. Login to your RBFCU account and go to the MasterCard menu. Click

More information

Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently.

Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently. Benefit Summary Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you

More information

Connecting ALL Your Banking Needs. How do I become a Member? Smart savings, made simple. SAVINGS

Connecting ALL Your Banking Needs. How do I become a Member? Smart savings, made simple. SAVINGS Connecting ALL Your Banking Needs. SAVINGS We all have multiple financial needs. Whenever you need to bank, borrow or plan and grow, Align is here to help you every step of the way in one of our branches,

More information

Consumer Deposits Products Disclosure

Consumer Deposits Products Disclosure Private Banking Consumer Deposits Products Disclosure Table of Contents General Private Banking PMA Package PMA Private Banking Interest Checking PMA Money Market Checking 5 Private Banking Consumer Checking

More information

DEPOSIT PRODUCTS & SERVICES

DEPOSIT PRODUCTS & SERVICES DEPOSIT PRODUCTS & SERVICES CHASE PRIVATE CLIENT Chase Private Client brings you concierge banking from Chase, combined with the guidance and world-class investment expertise of J.P. Morgan. As a Private

More information

+ Checking & Savings + Smart choices for managing Your money.

+ Checking & Savings + Smart choices for managing Your money. + Checking & Savings + Smart choices for managing Your money. Checking that fits your life. Choosing the right checking account can be downright confusing. At Align, we make it easy to build an account

More information

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards BENEFIT SUMMARY Platinum Plus Business Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you re

More information

VISA: % This APR will vary with the market based on the Prime Rate. VISA Gold: % This APR will vary with the market based on the Prime Rate.

VISA: % This APR will vary with the market based on the Prime Rate. VISA Gold: % This APR will vary with the market based on the Prime Rate. KEMBA CREDIT UNION, INC P O BOX 14090 CINCINNATI, OH 45250 (800) 825-3622 FAX (513) 762-1619 (513) 762-5070 CREDIT CARD AGREEMENT AND FEDERAL DISCLOSURE STATEMENT THIS IS YOUR CREDIT CARD AGREEMENT AND

More information

Personal Schedule of Fees

Personal Schedule of Fees Personal Schedule of Fees Effective May 6, 2016 bankofamerica.com Applies in all states. Bank of America, N.A. Member FDIC. 2016 Bank of America Corporation. 91-11-3000B 00-14-9299 29898 Table of Contents

More information

Putting You and Your Business First

Putting You and Your Business First Putting You and Your Business First A guide to your new business accounts and services FirstMerit puts you and your business first. FirstMerit can make a true difference when it comes to helping you build

More information

BankAmericard Cash Rewards Program Rules

BankAmericard Cash Rewards Program Rules BankAmericard Cash Rewards Program Rules It s simple: Cash back on every purchase. Use your card for everyday spending and put your purchases to work for you and redeem for cash back. There s no additional

More information

Signature Advantage. Our best financial management account for your most complex financial needs.

Signature Advantage. Our best financial management account for your most complex financial needs. Signature Advantage Our best financial management account for your most complex financial needs. Simplify your financial life. Imagine being able to manage all your finances in a single account, with

More information

Loan Disclosure Statement

Loan Disclosure Statement ab Loan Disclosure Statement Risk Factors You Should Consider Before Using Margin or Other Loans Secured by Your Securities Accounts This brochure is only a summary of certain risk factors you should consider

More information

CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT

CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT THIS IS YOUR CREDIT CARD AGREEMENT AND IT INCLUDES NECESSARY FEDERAL TRUTH-IN- LENDING DISCLOSURE STATEMENTS, WORLD MASTERCARD, MASTERCARD PLATINUM, MASTERCARD

More information

Details of Rate, Fee, and Other Cost Information

Details of Rate, Fee, and Other Cost Information BankAmericard Cash Rewards Visa Signature Card Earn 3% cash back on gas, grocery and drugstore purchases for the first 6 months Introductory 0% APR only for Purchases for your first 12 billing cycles.

More information

Personal Checking & Savings Options

Personal Checking & Savings Options Personal Checking & Savings Options Smart solutions for individuals and families Many Flexible Options to Fit Any Lifestyle. Checking Account Comparison Find the right checking account for you by using

More information

Conversion at a Glance. Important Dates and Information. Legend

Conversion at a Glance. Important Dates and Information. Legend Conversion at a Glance Midland States Bank will be converting Heartland Bank accounts over the April 17 weekend. After the close of business on Friday, April 17, your accounts held at Heartland Bank will

More information

Jeanne D Arc CREDIT UNION

Jeanne D Arc CREDIT UNION Credit Cards PLATINUM VISA CREDIT CARDS Jeanne D Arc CREDIT UNION PUT SOME CREDIT BUILDING POWER IN YOUR POCKET WITH A JEANNE D ARC VISA. It s the best of both worlds. You get a credit card that s accepted

More information

Program Overview. Preferred Premier Platinum

Program Overview. Preferred Premier Platinum Program Overview Picatinny Relationship Rewards is everything you would expect from a financial rewards program and more. The program is designed to reward members for achieving their goals through a full

More information

C O N V E R S I O N G U I D E

C O N V E R S I O N G U I D E CONVERSION GUIDE The Independent Way Independent Bank s origins extend back to 93 when it first formed a local bank to serve the needs of its community. Independent Bank pledges to deliver unparalleled

More information

Personal Banking 101 Interested in learning about how to manage your money? Personal Banking 101 will help you understand the financial fundamentals.

Personal Banking 101 Interested in learning about how to manage your money? Personal Banking 101 will help you understand the financial fundamentals. Personal Banking 101 Interested in learning about how to manage your money? Personal Banking 101 will help you understand the financial fundamentals. Checking Account If you need a safe place to keep your

More information

CHG Companies, Inc. Employee 401(k) Plan

CHG Companies, Inc. Employee 401(k) Plan CHG Companies, Inc. Employee 401(k) Plan There are many great benefits to being part of the CHG Companies, Inc. Employee 401(k) Plan. Among those benefits is exceptional customer service online, by phone,

More information

This material is derived from sources believed to be reliable, but its accuracy and the opinions based thereon are not guaranteed.

This material is derived from sources believed to be reliable, but its accuracy and the opinions based thereon are not guaranteed. Using Debt Wisely INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED NOT A BANK DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NO BANK GUARANTEE MAY LOSE VALUE Disclosures The information provided

More information

Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule

Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule (Effective August 20, 2015) REGIONS CHECKING With any Regions checking account, you get extra services to make banking

More information

PRICING INFORMATION ADDENDUM CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT

PRICING INFORMATION ADDENDUM CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT Interest Rate and Interest Charges For Purchases P.O. Box 419001 Melbourne, FL 32941-9001 (321) 752-2222 FAX (321) 729-8161 PRICING INFORMATION ADDENDUM CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE

More information

Your 401(k) Quick tips

Your 401(k) Quick tips Your 401(k) Quick tips The 401(k) plan offers you an easy way to prepare for retirement, and provides great benefits that help you boost your savings, including: Company matching contribution of up to

More information

DEPOSIT ACCOUNT TERMS AND CONDITIONS AND PRIVACY POLICY

DEPOSIT ACCOUNT TERMS AND CONDITIONS AND PRIVACY POLICY DEPOSIT ACCOUNT TERMS AND CONDITIONS AND PRIVACY POLICY Note that the privacy policy applies to all personal accounts, not just deposit accounts. WELCOME TO M&T A GUIDE TO THE TERMS OF YOUR PERSONAL DEPOSIT

More information

Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule

Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule (Effective November 6, 2015) REGIONS CHECKING With any Regions checking account, you get extra services to make banking

More information

Becoming. A Family Member

Becoming. A Family Member Becoming A Family Member Are you an employee of one of our Community Partners? Do your children attend school in one of our partnering schools in Jackson and Ingham counties? Are you involved with any

More information

CARDMEMBER AGREEMENT AND DISCLOSURE STATEMENT Part 1 of 2: Agreement ABOUT THIS AGREEMENT Part 1 and 2 together make your Cardmember Agreement and

CARDMEMBER AGREEMENT AND DISCLOSURE STATEMENT Part 1 of 2: Agreement ABOUT THIS AGREEMENT Part 1 and 2 together make your Cardmember Agreement and CARDMEMBER AGREEMENT AND DISCLOSURE STATEMENT Part 1 of 2: Agreement ABOUT THIS AGREEMENT Part 1 and 2 together make your Cardmember Agreement and Disclosure Statement ( Agreement ) and govern your Credit

More information

Assist. Financial Calculators. Technology Solutions. About Our Financial Calculators. Benefits of Financial Calculators. Getting Answers.

Assist. Financial Calculators. Technology Solutions. About Our Financial Calculators. Benefits of Financial Calculators. Getting Answers. Assist. Financial s Technology Solutions. About Our Financial s. Helping members with their financial planning should be a key function of every credit union s website. At Technology Solutions, we provide

More information

Bill Payment and Electronic Funds Transfer Service Agreement

Bill Payment and Electronic Funds Transfer Service Agreement ab Bill Payment and Electronic Funds Transfer Service Agreement For more information Call ResourceLine, our interactive voice response telephone unit, 24 hours a day, 7 days a week at 800-762-1000, Option

More information

Small Business. Banking Reference Guide YOU RE THE BOSS, WE RE YOUR BANK. Put us to work for you. www.bankofamerica.

Small Business. Banking Reference Guide YOU RE THE BOSS, WE RE YOUR BANK. Put us to work for you. www.bankofamerica. Small Business Banking Reference Guide YOU RE THE BOSS, WE RE YOUR BANK Put us to work for you Welcome to the #1 Small Business Bank in America 1. We re here to give you easy, convenient and accessible

More information

TELLERThird Quarter 2015

TELLERThird Quarter 2015 the TELLERThird Quarter 2015 INSIDE 2 Tips to Protect Your Personal Account Information 3 Drive Happy off the Lot 4 Mobile Check Deposit is on the Way Student Loans Can Help Fill the Gap 5 Picture Your

More information

Understanding your cash sweep options

Understanding your cash sweep options M914471105 Understanding your cash sweep options The following information is being provided so that you can review your cash sweep option(s) with your Merrill Lynch financial advisor ( financial advisor

More information

DEPOSIT ACCOUNT DISCLOSURE

DEPOSIT ACCOUNT DISCLOSURE DEPOSIT ACCOUNT DISCLOSURE FIRST NATIONAL BANK OF LAYTON Main Office P.O. Box 248 12 South Main Street Layton, UT 84041 February 18, 2015 Thank you for your interest in a First National Bank of Layton

More information

Highlights of our more popular offerings include:

Highlights of our more popular offerings include: Highlights of our more popular offerings include: Wealth Accumulation positions you for a better tomorrow through Profit Sharing, Company match on 401(k) contributions, plus a match on the Employee Stock

More information

Fees and Charges Effective 17 April 2016

Fees and Charges Effective 17 April 2016 Effective 17 April 2016 Contents Saving money on your banking...1 Everyday accounts...2 Savings accounts... 3 Term Deposits and Foreign Currency Term Deposits...4 ANZ Freedom Years Package... 4 ANZ Migrant

More information

Bank of Nebraska 7223 South 84th Street La Vista, NE 68128 (402) 331-8550 ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE

Bank of Nebraska 7223 South 84th Street La Vista, NE 68128 (402) 331-8550 ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE Bank of Nebraska 7223 South 84th Street La Vista, NE 68128 ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE For purposes of this disclosure and agreement the terms "we", "us" and "our" refer to Bank of

More information

Service, value, and convenience for your business

Service, value, and convenience for your business Service, value, and convenience for your business Alaska USA for your business. It makes great business sense! To learn more about Business Checking Visit any branch Go to alaskausa.org Call (800) 525-9094

More information

Get in touch. Personal banking support for your personal economy

Get in touch. Personal banking support for your personal economy Get in touch Visit HSBC s Premier Centre Call 1300 131 605 or +61 2 9005 8114 (overseas), Monday Friday, 8am 8pm (AEST) hsbcpremier.com.au Personal banking support for your personal economy Issued by HSBC

More information

Products and Services

Products and Services Products and Services Enjoy Life s Journey 401.233.4700 navigantcu.org Federally insured by the National Credit Union Administration. Products and Services Navigant Credit Union provides you with the products

More information

+ Credit Cards & Personal Loans + Lending a hand when you need it.

+ Credit Cards & Personal Loans + Lending a hand when you need it. + Credit Cards & Personal Loans + Lending a hand when you need it. Banking that is truly rewarding. Shouldn t banking be a rewarding experience? We think so. With Align s CURewards, automatically earn

More information

CONVERSION GUIDE. independent-bank.com

CONVERSION GUIDE. independent-bank.com CONVERSION GUIDE independent-bank.com The Independent Way Independent Bank s origins extend back to 93 when it first formed a local bank to serve the needs of its community. Independent Bank pledges to

More information

Personal Banking. Welcome to Provident Bank! We re teaming up to offer you more.

Personal Banking. Welcome to Provident Bank! We re teaming up to offer you more. Personal Banking Welcome to Provident Bank! We re teaming up to offer you more. Count on great personal service, important new opportunities, and an expanded team by your side. When your Team Capital Bank

More information

OPENING DOORS WITH OUR RESIDENTIAL LENDING

OPENING DOORS WITH OUR RESIDENTIAL LENDING OPENING DOORS WITH OUR RESIDENTIAL LENDING We offer a wide range of options for homebuyers and homeowners looking to refinance. OPENING DOORS WITH OUR RESIDENTIAL LENDING THE FINANCING SOLUTION YOU SEEK.

More information

Checking Account Options September 1st, 2013 (rates are subject to change)

Checking Account Options September 1st, 2013 (rates are subject to change) Checking Account Options Earn with Eco-Checking. Good for you. Good for us all. Point West Credit Union is rooted in the cooperative nature of credit unions - we are all about people helping people. And

More information

Marketplace Addendum

Marketplace Addendum Marketplace Addendum Effective May 20, 2014 Welcome to Citibank and thank you for choosing us for your banking needs. This Marketplace Addendum is a supplement to the Client Manual Consumer Accounts. This

More information

Home Loans made easy

Home Loans made easy Home Loans made easy Finding the information you need in this brochure 03 Your own Home Loan Specialist 04 Why Suncorp Bank 06 Home loan options explained 6 Variable Rate 8 Fixed Rate 8 Line of Credit

More information

Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure

Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure Effective November 2, 2015, HSBC Bank USA, N.A. no longer issues official bank checks in foreign currency.

More information

0% introductory APR for the first 12 billing cycles following

0% introductory APR for the first 12 billing cycles following PNC POINTS VISA / PNC POINTS VISA SIGNATURE IMPORTANT INFORMATION ABOUT RATES AND FEES Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases APR for Balance Transfers 0% introductory

More information

Business Checking & Savings Options

Business Checking & Savings Options Business Checking & Savings Options Solutions for businesses of all sizes and types Smart, Tailored Solutions Select the business banking package, stand-alone checking, or savings account that best fits

More information

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable.

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable. It s important that you understand exactly how your Choice Checking account works. We ve created this summary to explain the fees and some key terms of your account. ELIGIBILITY The Choice Checking account

More information

Checking Account Options January 1st, 2013 (rates are subject to change)

Checking Account Options January 1st, 2013 (rates are subject to change) Checking Account Options Earn with Eco-Checking. Good for you. Good for us all. Point West Credit Union is rooted in the cooperative nature of credit unions - we are all about people helping people. And

More information

Huntington 5 Interest Checking Account PERSONAL ACCOUNT CHARGES FORM

Huntington 5 Interest Checking Account PERSONAL ACCOUNT CHARGES FORM Huntington 5 Interest Checking Account PERSONAL ACCOUNT CHARGES FORM 1 EVERYDAY TRANSACTIONS Monthly Maintenance Fee $5.00 Fee waived for each monthly statement period where your Total Relationship Balance

More information

Offering Real Value To Our Members

Offering Real Value To Our Members strength knowledge trust care listen strength knowledge trust care ten strength eal knowledge Interest trust care listen strength knowledge trust listen strength knowledge trust care listen strength knowledge

More information

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS from. First National Bank 729 W 7th (Home Office) SPEARMAN, TX 79081 (806)659-5544

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS from. First National Bank 729 W 7th (Home Office) SPEARMAN, TX 79081 (806)659-5544 IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS from First National Bank 729 W 7th (Home Office) SPEARMAN, TX 79081 (806)659-5544 ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES Indicated below

More information

Credit Card Agreement for Teamsters Cards in Capital One, N.A.

Credit Card Agreement for Teamsters Cards in Capital One, N.A. Credit Card Agreement for Teamsters Cards in Capital One, N.A. There are two parts to this Credit Card Agreement: Capital One Pricing Information and the Capital One Customer Agreement. The Pricing Information

More information

Signature Advantage Checking. $25,000 or more None $24,999.99 or less $25.00

Signature Advantage Checking. $25,000 or more None $24,999.99 or less $25.00 Minimum Daily Total Deposit Balance Signature Advantage Checking $25,000 or more None $24,999.99 or less $25.00 - Minimum Opening Deposit: $00 - Minimum Total Deposit Balance: The sum of balances in the

More information

Everyone Benefits. How BB&T@Work Can Benefit You and Your Business: What We Provide To You:

Everyone Benefits. How BB&T@Work Can Benefit You and Your Business: What We Provide To You: Everyone Benefits. For more than 140 years, BB&T has built a reputation for strength and stability through our commitment to our clients success. This commitment includes serving as a true financial partner,

More information

1. Responsibility: 2. Lost Card Notification: 3. Liability for Unauthorized Use: 4a. Credit Line:

1. Responsibility: 2. Lost Card Notification: 3. Liability for Unauthorized Use: 4a. Credit Line: In this Agreement the words you and your mean each and all of those who apply for the card or who sign this Agreement. Card means the VISA Credit Card and any duplicates and renewals we issue. Everyone

More information

Addendum to HSBC Advance Terms & Charges Disclosure

Addendum to HSBC Advance Terms & Charges Disclosure Addendum to HSBC Advance Terms & Charges Disclosure Effective May 23, 2016, the Eligibility and Monthly Maintenance Fee provisions of the HSBC Advance checking account are amended to read as follows: ELIGIBILITY

More information

Credit cards explained

Credit cards explained Credit cards explained What is a credit card? As its name suggests, a credit card lets you buy things on credit meaning that you don t need to have the money upfront to pay for your purchases. If large,

More information

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program Over $1,700 in total value and savings! TABIA Business and Personal Banking Program July 27, 2012 Program Overview RBC Royal Bank is pleased to provide TABIA members with a special banking program for

More information

Traditional and Roth IRAs. Invest for retirement with tax-advantaged accounts

Traditional and Roth IRAs. Invest for retirement with tax-advantaged accounts Traditional and Roth IRAs Invest for retirement with tax-advantaged accounts Your Retirement It is your ultimate reward for a lifetime of hard work and dedication. It is a time when you should have the

More information

First Federal s Services and Products

First Federal s Services and Products Personal Banking Checking & Saving First Federal s Services and Products Evergreen Checking No First Federal fees for ATM use at any MoneyPass ATMs Free Online Banking and Bill Pay No minimum balance No

More information

Kitsap Credit Union Membership

Kitsap Credit Union Membership Membership Benefits Kitsap Credit Union Membership Kitsap Credit Union is your local, not for profit financial co-op. As a co-op, we work towards the best interest of our members. Since 1934 we ve been

More information

Huntington 5 Interest Checking Account PERSONAL ACCOUNT CHARGES FORM

Huntington 5 Interest Checking Account PERSONAL ACCOUNT CHARGES FORM Huntington 5 Interest Checking Account PERSONAL ACCOUNT CHARGES FORM 1 EVERYDAY TRANSACTIONS Monthly Maintenance Fee $5.00 Fee waived for each monthly statement period where your Total Relationship Balance

More information

JPMorgan INVEST. You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. IRA Decision Guide

JPMorgan INVEST. You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. IRA Decision Guide IRA Decision Guide JPMorgan INVEST You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. JPMorgan Invest One Beacon Street, Boston, MA 0208 (800) 776-606 jpmorganinvest.com

More information

Contact Center 630.276.5555 800.942.0158 (toll-free) 8:30 am 4:00 pm. Learn more about your credit union at. hacu.org

Contact Center 630.276.5555 800.942.0158 (toll-free) 8:30 am 4:00 pm. Learn more about your credit union at. hacu.org Membership hacu.org Contact Center 630.276.5555 800.942.0158 (toll-free) Monday Wednesday Tues.,Thurs. & Fri. 8:30 am 5:00 pm 8:30 am 1:00 pm 8:30 am 4:00 pm Learn more about your credit union at hacu.org

More information

Personal Services. Product and Pricing Guide. Effective March 23, 2015

Personal Services. Product and Pricing Guide. Effective March 23, 2015 Personal Services Product and Pricing Guide Effective March, 05 Please note: The pricing in this guide applies only to BB&T accounts converting from Citibank branches in Texas. For pricing of new accounts,

More information

Apply Today. Fax application to 1-866-526-5777

Apply Today. Fax application to 1-866-526-5777 PNC points Visa Credit Card Application Apply Today Fax application to 1-866-526-5777 Earn points through PNC points on your everyday purchases. The PNC points Visa credit card automatically earns 4 points

More information

Home and Investment Loans

Home and Investment Loans Head Office 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Branch Office 687 Mt Alexander Road Moonee Ponds VIC 3039 PO Box 210 Moonee Ponds VIC 3039 victeach.com.au 1300 654

More information

HOME BUYING101. 701.255.0042 www.capcu.org i

HOME BUYING101. 701.255.0042 www.capcu.org i HOME BUYING101 701.255.0042 www.capcu.org i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended,

More information

WE RE GLAD YOU RE HERE!

WE RE GLAD YOU RE HERE! WE RE GLAD YOU RE HERE! Your New Georgia United Account information Online & Mobile We offer Access and Convenience services that are simple, convenient and set us apart from other financial institutions.

More information

UMB Discover Cardholder Agreement

UMB Discover Cardholder Agreement UMB Discover Cardholder Agreement 1. Your Agreement to these Terms and Conditions; Definitions. The terms and conditions in this Agreement govern your Card and all credit extended to you under this Agreement.

More information

3.99% Introductory APR for a period of 12 billing cycles.

3.99% Introductory APR for a period of 12 billing cycles. This Addendum is incorporated into and becomes part of your LOANLINER Consumer Credit Card Agreement. Please keep this attached to your LOANLINER Consumer Credit Card Agreement. Interest Rates and Interest

More information

Opening a Bank Account

Opening a Bank Account Opening a Bank Account Section Objectives A basic component in establishing financial independence is Opening a Bank Account. Banking services are essential tools for managing personal finances and building

More information

You Can Buy a Home The keys to Homeownership

You Can Buy a Home The keys to Homeownership You Can Buy a Home The keys to Homeownership The keys to homeownership Buying a home is one of the most important purchases you ll ever make. Owning your own home helps you build wealth, save on taxes

More information

Your Guide to All Things Quorum

Your Guide to All Things Quorum Your Guide to All Things Quorum QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE, SUITE 411, PURCHASE, NY 10577 QUORUMFCU.ORG (800) 874-5544 BELONG TO BETTER. People seem to have a lot of questions

More information

Guide to online withdrawals

Guide to online withdrawals Streamlined withdrawal processing The online withdrawal process on the secure My TIAA-CREF website has the same easy-to-use navigation and functionality as other websites that you visit regularly to shop,

More information

anz@work Exclusive banking benefits while you work

anz@work Exclusive banking benefits while you work anz@work Exclusive banking benefits while you work 1 2 We re making work more rewarding. Thanks to our relationship with your employer, you can enjoy a range of exclusive benefits and discounts, simply

More information

Interest Checking Earn interest on higher checking balances and pay no monthly service fee as long as minimum balance is maintained. $100.

Interest Checking Earn interest on higher checking balances and pay no monthly service fee as long as minimum balance is maintained. $100. Today, more than ever, managing your personal finances can be a challenging experience whether it s covering your day-to-day living expenses, buying a home, or saving for your retirement. At BankFinancial,

More information

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) $2,500 or more.01%.01% $5 or more but less than $2,500.01%.

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) $2,500 or more.01%.01% $5 or more but less than $2,500.01%. It s important that you understand exactly how your HSBC Advance checking account works. We ve created this summary to explain the fees and some key terms of your account. ELIGIBILITY The HSBC Advance

More information

Local Small Business Banking

Local Small Business Banking Local Small Banking Directions Credit Union 3 types of small business checking accounts: -Free: Great for businesses with very low transaction volumes and those who don t want to keep a minimum balance.

More information

$1,000 minimum Ledger Balance each day in this Account. One direct deposit of at least $250 or more per statement cycle to this Account

$1,000 minimum Ledger Balance each day in this Account. One direct deposit of at least $250 or more per statement cycle to this Account Michigan: Central & West Market Personal Services and Charges Effective: February 19, 2016 comerica.com SM Personal Deposit Accounts This Personal Account Services Charges and information Brochure for

More information