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1 Pantaenius BENEFITS Only available at Pantaenius Get a quote now! Pantaenius Australia Pty Ltd. is an insurance broking business and agency specialising in Sail & Motor Yacht Insurance.

2 Contents Pantaenius your first choice insurance provider 3 Yacht insurance benefits 4 Yacht hull insurance benefits 6 Yacht liability insurance benefits 8 Pantaenius in your area 10 What to do in the case of an incident / 11 Pantaenius 24-hours emergency claims helpline 2

3 Pantaenius your first choice insurance provider. Now also in Australia. Our insurance schemes are designed at the drawing board of practical experience. The majority of our employees are water sports enthusiasts, whether under sail or under power. From quotation to settlement of your claim, you ll receive only expert advice. Pantaenius has been operating successfully in the insurance market for over 100 years and today is a global market leader for yacht insurance. We offer tailor-made insurance solutions for: Sailing yachts Motor yachts Superyachts Bluewater Sail & Motor Contact us now to get your personal quote: Phone +61-(02) Or use the quote request form on our website 3

4 Your benefits from Pantaenius yacht insurance Market leader With over 70,000 owners trusting us for their insurance, Pantaenius is the largest yacht insurance provider in Europe and its network of nine offices extends across the Atlantic to the States and over the Indian Ocean to Australia. Our international teams provide local advice and service in several national languages. Claims service Claims are managed by Pantaenius own, in-house, claims department of yacht claims specialists and carefully recruited marine surveyors. We have an international network of over 35,000 trusted partners on whom we can call for timely intervention and assistance in the event of damage to your yacht. When necessary, Pantaenius claims handlers will initiate on-the-spot damage limitation measures and will be there to advise and assist you. 4

5 Customer service Personal service is our forte, whether you need a quote for insuring your yacht, or wish to discuss your policy. Call us on +61-(02) ; Monday to Friday, 9 am to 5 pm. In emergencies you can contact us 24/7 on our claims helpline: +61-(02) Advice By employing water sports enthusiasts and then ensuring they are technically proficient in the field of insurance we know that any advice you get from Pantaenius will not be limited just to helping with your insurance policy. We know and understand the needs of yacht and motor boat owners and users and are able to provide tips on preventing damage, safety, salvage, maintenance and much more. Our expertise is often sought by the press. 5

6 Your benefits from Pantaenius yacht hull insurance Agreed fixed value Pantaenius has set new standards with the development and introduction of fixed values in the water sports sector. We agree a fixed sum insured, which is reimbursed in full for total loss, rather than the current market value as is the case with many other yacht insurers. New for old Damaged parts being replaced with new ones as part of the repair? No problem. If selected, Pantaenius settles partial losses up to the insured value without any deductions new for old. Salvage and wreck removal Salvage and wreck removal costs are covered by the Pantaenius policy without any limitation even if the costs exceed the insured value! And salvage is covered even if unsuccessful. Inspection costs Had a grounding? The Pantaenius policy will pay for necessary inspection costs, whether any damage is found or not, and you won t have to pay the policy deductible. No deductible The list of claims where the deductible doesn t apply just gets better and better. No deductible for total loss or costs, such as salvage and wreck removal, towing and assistance, inspection costs and many more. Breakdown assistance For assistance in emergency situations, e.g. towage to the nearest dock, delivery of fuel, oil, batteries and replacement parts, Pantaenius covers up to 5,000 AUD (excluding the cost of the parts or fuel). Force majeure Pantaenius yacht hull insurance covers damage caused by force majeure, e.g. natural disasters. 6

7 Sinking and flooding All damage caused by sinking or flooding is covered, including machinery damage. Grounding and collision Damage caused by grounding or collision with floating objects is insured, including damage to the propeller and rudder. Latent defects If an insured risk happens as a result of wear and tear through normal use, all the repair costs will be covered, except for the defective part! If the option is selected. Cruising area A worldwide cruising area is available at any time. Your cruising area can easily be changed on request, but if you need to briefly leave your cruising area, you are automatically covered. Transport and storage Your yacht remains insured during transportation overland or on waterways within your designated cruising area. It s also covered whilst being hauled, launched, when in winter storage or in a shipyard. Gear Your yacht s inventory and equipment is still covered, even when away from the yacht during storage, in a secured location temporarily. 7

8 Your benefits from Pantaenius yacht liability insurance Uninsured Boater If crew or guests get hurt by the negligence of a third party but they are unable to meet their liabilities for the injury, your Pantaenius policy will automatically provide cover. The damage to your yacht will be covered under the hull insurance. Activation of rescue systems Unintentionally activated your EPIRB distress system? If you incur any liabilities for search and rescue costs, they are covered by your Pantaenius policy. Vessel arrest Pantaenius will cover security payments of up to 150,000 AUD if your yacht is arrested by order of the authorities. Skipper liability If you have a Pantaenius third party liability policy, it will automatically cover you worldwide to use a borrowed or chartered yacht (does not apply to Companies or Clubs). Regattas With Pantaenius, participation in regattas is covered up to 250 nm as standard under your liability policy. Additional sports equipment Liabilities arising from the use of dinghies and water sports equipment in association with your yacht are automatically insured. Water skiing and wakeboarding included. Scope of cover Your liability policy covers death or personal injury of third parties, damage to property belonging to third parties and financial losses of third parties, caused by your negligence. 8

9 Unjustified claims If a third party unjustly blames you for damage or injury, your Pantaenius policy will pay the costs of your defence. Claims of crew and passengers Claims between unpaid crew members or passengers are also insured, e.g. a crew member injured due to the negligence of the skipper. Water pollution Your legal liability for damage arising from water pollution up to 1,000,000 AUD including ground water are covered. 9

10 Pantaenius in your area Australia Pantaenius Australia Pty Ltd. Shop 6 / 83 Parriwi Rd, The Spit, Mosman Sydney, NSW 2029 Australia Phone +61-(02) Germany Hamburg Phone Austria Vienna Phone Great Britain Plymouth Phone Spain Palma de Mallorca Phone Monaco Monaco Phone Sweden Malmö Phone Denmark Skive Phone USA New York Phone Newport Phone

11 What to do in case of an incident? Accident Collision Burglary Theft Fire In the event of an incident which may give rise to a claim please act as if you were uninsured. At the earliest safe opportunity please report the incident to us so that we may provide you with appropriate advice. If you wish to speak to us, please call our Emergency Helpline number. The check list below is not exhaustive but please follow it as best you can in the circumstances: Do what you can to minimise the damage. Notify us as soon as possible, providing a contact phone/fax number and address. Take photographs and notes of any damage or material evidence and send them to us. In cases of theft, vandalism, explosion or fire, notify the Police as well as ourselves and you must get a Police Incident number. Don t agree on any fixed costs for salvage. Please use the Lloyds Open Form which offers you and the insurers some legal protection against unscrupulous Salvagers. In cases of collision, provide us with the name and address of the other party and their insurers. Collect all invoices and forward them to us as soon as possible to achieve a prompt settlement. Pantaenius has a reputation for settling claims fairly and quickly which we are proud of, so please help us to help you and safeguard your investment. Pantaenius 24-hours Emergency Claims Helpline: For urgent claims you can reach us on the following number: +61-(02) Agent stamp 11

12 Do you have questions about your insurance cover? Would you like a personal quote? You can reach us from Monday to Friday between 9 am and 5 pm Service number +61-(02) AUS /2012 Pantaenius Australia Pty Ltd. is an insurance broking business and agency specialising in Sail & Motor Yacht Insurance.

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