With A Self Directed IRA. From accuplan Accuplan. ALL RIGHTS RESERVED

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1 With A Self Directed IRA From accuplan

2 The Key Role of Self-Directed IRA s in Crowdfunding and the JOBS ACT SDIRA s to Fund your Start Up SDIRA s to Attract Investors SDIRA s to Rebuild America

3 What is a Self-Directed IRA? A Self-Directed IRA or SDIRA is an IRA that is designed to let the IRA holder invest in alternative assets other than stocks, bonds and mutual funds. They are like any IRA in regards to IRS Code 590 in regard to contributions, distributions, rollovers and transfers Self-Directed IRA s are available in Traditional, Roth, SEP s, I-401K s, HSA s, and Coverdell Educational Accounts

4 SDIRA s to Fund your Start Up Consider a Self-Directed 401K or One-K How is this possible? Set up a new Self-Directed 401K Plan funded by a former 401K rollover or IRA monies As Manager of the company, you can act as Trustee for the plan s monies enabling you to self-direct investments on behalf of your company This type of structure enables you to have investment and checkbook control over the 401K

5 SDIRA s to Fund your Start Up Consider a Self-Directed 401K or One-K How is this done? Create the entity LLC or C Corp Create the Plan Trust with Plan documents Rollover Monies from former 401K or IRA Set up checking accounts for the Company/Plan Direct investments by purchasing membership or stock in your entity C Corp

6 What are the benefits? All pre-portal start ups need capital for legal and operational structure, formation and implementation Litigation threats are reduced by isolating the investment inside a title holding company away from the rest of your estate When the entity generates income, salaries can be paid as well as the ability to make annual plan contributions up to $50,000

7 SDIRA s to Attract Investors Consider offering a Self-Directed IRA Maximize the attractiveness of your offering # 1 challenge is reaching investors beyond your own crowd Offer a value differentiation among peers and competitors Be proactive in addressing the goals and objectives of the investor; offer a compelling story and a compelling tax incentive Be proactive in addressing the coming significant tax increases for investors

8 SDIRA s to Attract Investors Consider offering a Self-Directed IRA What is the process to offer SDIRA s? Simply create a link to your site or portal An on-line application generates an account number in 1-2 hours Complete an on-line transfer or direct rollover to fund the new SDIRA Complete an on-line Buy Direction Letter to direct the investment to the offering via wire

9 SDIRA s to Rebuild America How do we fix the coming retirement crisis? 78MM baby boomers will bankrupt Social Security between Retirement portfolios still down 30-40% from crashes of 2001, 2007, 2009 Paltry investments returns in traditional assets of 1.9% from Tax Increases on capital gains from 15% to 23.8% and 15% to 43.4$ on dividend income A 30 year career of 401K and IRA contributions is $650,000 what if?

10 SDIRA s to Rebuild America How do we fix the coming health care crisis? 78MM baby boomers will bankrupt Medicare/Medicaid between Average annual family health insurance is $13,375 (equal to buying new compact car), an increase of 131% from 1999 A healthy couple at age 65 in 2018 will need $511,000 for healthcare A 30 year career of contributing to Health Savings Accounts is $200,000 what if?

11 SDIRA s to Rebuild America How do we fix the growing cost of education? Annual cost of college tuition for 2011 was $13,600 for public and $43,289 for private colleges (another new car every year) Costs have increase 12 fold over the last 30 years, an increase of 4 times the Consumer Price Index 18 years of contributing to Coverdell Education Accounts is $36,000 what if?

12 The Key Role of Self-Directed IRA s in Crowdfunding and the JOBS ACT James A Jones jamesjones@accuplan.net