Survival 401k, LLC. The Solo 401k Solution. Wise Decisions For Perilous Times. Phone:

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1 Survival 401k, LLC The Solo 401k Solution Wise Decisions For Perilous Times Phone:

2 THE PREMIER INVESTING TOOL FOR ENTREPRENEURS Our Solo 401k plan is approved by the IRS and is perfect for self employed individuals who do not have any employees, other than their spouse. You know how important it is for a self employed business owner to maintain financial security for yourself and your family. A Solo 401(k) designed by Survival 401k is a powerful tool that will give you the opportunity to reach your desired retirement goals. It gives freedom simply not found in the traditional 401(k) or other retirement plans. This wonderful tool enables you to make investments into what you want and when you want. As a flexible and tax efficient solution, the Solo 401(k) is amazing. It will allow you to make annual pretax contributions up to $53,000 and $59,000 if you are over 50. If you are a couple that means you have up to $118,000 annually that could go into a plan that gives you instant checkbook control over your investments. Benefits Over Other Plans One of the advantages the 401(k) has over traditional plans is that you can borrow up to $50,000 or 50% of your account value which ever is less. The term of the loan can be up to 5 years and if you are using the funds to buy a personal residence, the loan term can be up to 15 years. Think about that, defer money from taxes, then borrow it to buy a residence! The investment freedom that you will experience as a Trustee in charge of the Survival is truly inspiring. You can make any type of investment; while the earnings accumulate tax-free. Some of these investments include real estate, rural land, private entities and precious metals, which can be held at home.

3 CUSTOM SOLUTIONS Everyone's story is different. We won't try to force you into an equities only plan like most plan providers. Your investments are only limited by your imagination. Some of our most successful plan owners invested in what they already know from their life experience and current efforts. ON-GOING SUPPORT From your initial inquiry to investment questions 3 years later, Survival 401k never forgets you. We will always be by your side, making sure you are compliant, have solid ideas and know where you are going. Failure is not an option. RETURN OF INVESTMENT Wealth preservation is one of key attributes of our Solo 401k. It's not how much you make, it is how much you keep! THE SOLO 401K IS THE PERFECT SOLUTION Alternative and Traditional Investments Our Solo 401k Plan offers self-employed business owners the freedom to use their retirement funds to make nearly any type of investment including rental properties, rural land, precious metals stored at home and keep their traditional investments in equities. With our Solo 401k plan, you have the best of Wall Street and Main Street at your fingertips. Higher Contribution Limits Additionally our Solo 401k Plan allows you to make high contributions up to $53,000 per participant ($59,000 for over 50). That means if your spouse is involved you could possibly sock away $106,000 per year and be able to invest it any way you wish. Borrow from your Plan You and your spouse may borrow up to $50,000 each for a total of $100,000 to pay for practically anything. College tuition, a new roof, medical bills, even an anniversary trip around the world are all perfectly legitimate loan reasons.

4 ADDIITIONAL BENEFITS OF THE SOLO 401K Your Plan is Tax Deductible: Alternative Investments Through our concierge services, we are able to introduce you to alternative investments including precious metals, real estate, private equity, private loans, tax liens and a litany of other investments outside of traditional equities. When you pay the setup costs for your Solo 401(k) plan from business funds; your costs are deductible on your tax return. Annual maintenance fees are also deductible when paid for by your business. Taking advantage of this available tax deduction for the adoption of the plan can help offset your start up costs. Roth Contributions are Available: Due to income limitations, many earners may not be allowed to contribute to a Roth IRA. However, the Solo 401(k) plan allows a Roth sub-account which can be contributed to regardless of your income. For the year 2015 you re allowed to contribute up to $18,000 if you re under 50, and $24,000 if you re over 50. For many business owners this allows them to take advantage of the tax-free earnings of a Roth IRA account. Easy Record Keeping: Our non-standardized prototype Solo 401(k) is not subject to most of the headache inspiring record keeping requirements of most other 401(k) plans. As the Trustee and Plan Administrator, you will be able to handle the record keeping yourself, and not have to pay anyone else to do it for you. Until your plan exceeds $250,000 dollars in assets there is no annual filing requirement. Once you exceed that asset value limitation, we can help file the necessary forms by with the IRS, for a nominal fee. Combine the Retirement of Spouses: It is very difficult due to IRA restrictions, for spouses to coinvest their retirement accounts. However, with the Solo 401(k) plan, the owner and their spouse may both be participants in the same plan. Their funds can be combined for an investment or invested separately.

5 OUR SOLO 401K PLAN INCLUDES: Solo 401k Adoption Agreement Solo 401k Trust Agreement and Basic Plan Document Solo 401k Plan Documents (Electronic Version/ Hard Copy Version) IRS Opinion/Determination Letter Beneficiary Designation Trustee Appointments Successor Trustee Designation Entity Type Adoption Solo 401k Participant Loan Forms and Procedures Transfer/Rollover Forms Consultation on opening Bank Account Consultation on Rollover/Transfer Process Unlimited Phone and Support Founders: Ross and Jill Powell Survival 401k, LLC San Antonio, Texas ph fax