Total Control IRA 1. Elite Pensions, LLC. How To. Available Assets

Size: px
Start display at page:

Download "Total Control IRA 1. Elite Pensions, LLC. How To. Available Assets"

Transcription

1 How To Wish you could invest in real estate with your retirement account to earn tax-deferred or tax-free income? Using Real Estate Investors Find Ways to Put Pension Money Into Real Estate Last year, tax laws allowing individuals to set up single-participant 401(k) plans went into effect allowing these plans to invest in real estate, an activity single-participant IRA plans had long been doing. Why the lack of knowledge about retirement account investing options? The Wall Street Journal May 21, 2003 Available Assets The reason you haven t t heard about them [these investment alternatives] is that there is little profit incentive for financial institutions, which primarily sell stocks and bonds to IRA accounts. January 26, 2003 $3.4 Trillion in Retirement Assets Less than 2% is Invested in Real Estate. (LA Times May 20, 2003) Total Control IRA 1

2 Stock Market The Federal Reserve Estimates about $1 Trillion Dollars has been Lost in Retirement Assets Due to Stock Market Losses. Fact: No one cares more about your money than you do! Question: Would you rather give your retirement money to a company back East to invest in the stock market, or be able to invest it yourself locally in Real Estate? Are You Currently Earning 12% in Your Retirement Account? How about 18%? If you are able to earn 12% to 18% or more investing in real estate while earning tax free or tax deferred income using your Retirement account would you want to know how? The Structure is the Key You Must Have the Right Structure for Your Retirement Account Total Control IRA 2

3 Total Control IRA Current Custodian IRA, SEP, 401K, etc. rollover New Self Directed Custodian IRA, SEP, 401K, etc. Total Control IRA Your IRA can invest in Businesses Financial Markets LLC You act as Mgr. of LLC Account at any bank Real Estate IRA owns LLC Checkbook Control Financial Paper Businesses Professional Personal Service Start-ups Franchises Retail Public Financial Markets Stocks Mutual Funds Options REITS Annuities Covered Calls Futures Commodities Financial Paper Loans Mortgages Charitable Entities Discounted Notes Tax Liens Factoring and Real Estate Real Estate Investments Residential Real Estate Commercial Real Estate Mortgage Loans Hard Money Loans Flips Development Construction Loans Foreclosures More, More, More You Can Invest Your Retirement Account in Anything Except! Life Insurance Contracts Collectibles Disqualified Parties Related Party An IRA cannot engage in any transaction with anybody or anything considered related to the IRA IRA/ Retirement Plan Owner Ancestors of the Owner Offspring of the Owner Spouses of the above Business entities where the Owner is a 50% or greater shareholder Total Control IRA 3

4 Allowable Examples Your IRA loans you $100,000. Allowable? Your IRA loans your brother $100,000. Allowable? Your IRA loans your step son $100,000. Allowable? Contribution v. Returns Contribution Limits to IRAs are $4,000/yr ($5,000/yr if over 50 years old) KEY No limit to how much can be earned inside of an IRA Asset Protection In a huge victory for managed and self- directed IRA owners everywhere, the Supreme Court ruled unanimously that IRAs should join pensions, 401(k)s. Social Security and other benefits tied to age, illness or disability, that are afforded protection under federal bankruptcy law and thus shielded from creditors in bankruptcy proceedings. IRS Protection The mere fact that the LLC entity is disregarded for federal tax purposes does not entitle the IRS (Service) to disregard the entity for purposes of collection. (IRS Internal Legal Memoranda ) 1031 Exchange? Forget About all the Wizardry and Complexities of 1031 Exchanges Retirement Accounts Grow Tax Free Without Capital Gains or any Other Tax No More Having to Reinvest Within a Certain Time Frame No More Having to Reinvest in the Same Type of Asset Retirement Roth s Never Pay Tax Again Create Your Own Bank Utilize Someone Else s s Retirement Account to Fund Your Real Estate Deals Show Others How They Can Earn a Good Tax Free ROI Lending You Their Money Secured by Real Estate Create a Hassle-Free, Never Ending Supply of Money For Your Deals Reciprocate and Get Great Growth With Your Own Retirement Account Total Control IRA 4

5 Example 1 Buy and Hold Buy and Hold Dr. Ross Wants to Invest in Real Estate with His Retirement Account Dr. Ross Teams Up with Jack Daniels Dr. Ross Invests $100K with Jack Daniels on a Property that is Earning 18% Buy and Hold Buy and Hold Year 5 $228,776 Year 10 $523,384 Year 15 $1,197,375 Year 20 $2,739,303 $100,000 Total Investment Assumptions Interest rate: 18% Compounding: annual Example 2 Short Sales and Loans Short Sales and Loans Joe Broke Wants to Invest in Real Estate Short Sales but Doesn't Have Money for a Down Payment Dr. Ross Wants to Invest in Real Estate but Doesn t t Want too Much Risk Joe Broke and Dr. Ross Team up Joe Broke is the Point Guard on the Short Sale and Creates an Opportunity for a Great Return Dr. Ross Facilitates a Loan from His IRA for the Down Payment which Provides a High Fixed Return Fully Collateralized by Real Estate Total Control IRA 5

6 The Loan Dr. Ross Provides 8 Loans a Year to Joe Broke The Loan Year 5 $86,408 Year 10 $373,317 Year 15 $1,612,880 Year 20 $6,968,286 Assumptions Loan Amount: $20,000 Interest rate: 18% Points: 2 Turns per Year : 8 Compounding: annual $20,000 Total Investment $20,000 Total Investment The Short Sale Joe Broke and Dr. Ross Buy & Sell 8 Properties a Year Year 1 $120,960 Assumptions Purchase Price $220,000 Sales price $260,000 All fees and fix up costs $24,880 Compounding 18% annual Year 10 $2,834,788 Year 15 $7,347,534 $0.00 Initial Investment Tax Free Growth Year 20 $17,671,603 Who Gets What? Joe Broke Invests $0.00 Initially in Real Estate Dr. Ross Gets %18 Annual Return on Retirement Account Investment Secured by Real Estate with Tax Deferred or Tax Free Growth The Short Sale Example 3 Buy and Hold Plus Annual Contributions Total Control IRA 6

7 Buy and Hold Plus Annual Contributions Buy & Hold With Annual Contributions Year 5 $371,447 Year 10 $1,221,226 Year 15 $3,165,317 Year 20 $7,612,924 $44,000 Annual Investment Assumptions Interest rate: 18% $44,000 annual contribution Compounding: annual The High Cost of Waiting 5% vs 18% Why Elite Pensions? Elite works with the largest and best financial managers Charles Schwab LPL Elite uses top ERISA attorneys around country to benefit you at 1/4 th the cost No Annual Percentage of Asset Fees (expensive) No Transaction Fees Convenience Ability to Make Time Sensitive Investments (Real Estate, tax Liens Foreign Currency Exchange, Day-Trading, etc.) Benefits of Elite s Total Control IRA Buy and Sell Real Estate Unlimited Investment Opportunities Tax Free Growth Asset Protection Truly Diversify Your Retirement Plan Checkbook Control You don t have to ask anyone s permission or approval for investments You just write a check Plus The Best Benefit of All What More Could You Ask For? Total Control IRA 7

8 Supercharge Your IRA 1) Complete the Order Form 2) Select Your Method of Payment 3) Choose the Name of Your LLC We ll Take it from There Total Control IRA 8

The Advantages Of A Self Directed IRA For Investment Real Estate. Presented By Bob Malecki

The Advantages Of A Self Directed IRA For Investment Real Estate. Presented By Bob Malecki The Advantages Of A Self Directed IRA For Investment Real Estate Presented By Bob Malecki Contents Facts and History Benefits of Self Directed IRAs SDIRA Types & Setup Investment Options Guidelines My

More information

Self-Directed IRAs Made Easy

Self-Directed IRAs Made Easy Self-Directed IRAs Made Easy All information provided is for discussion purposes only. Please consult your tax advisor before entering into any financial transactions. About Advanta IRA As the nation s

More information

The Checkbook IRA - Welcome to Freedom

The Checkbook IRA - Welcome to Freedom The Checkbook IRA - Welcome to Freedom Contents Self directed IRA accounts Benefits and Guidelines IRA LLC Structure How can it benefit me? Creative Investment Possibilities How Much does it cost? What

More information

10 Steps to a Self Directed IRA LLC

10 Steps to a Self Directed IRA LLC FREE REPORT!! Learn the Process Necessary to Setup and Operate a Self Directed IRA LLC with Checkbook Control 10 Steps to a Self Directed IRA LLC What YOU Need to Know About Setting Up a Self Directed

More information

Invest your IRA in Non-Traditional Assets

Invest your IRA in Non-Traditional Assets Invest your IRA in Non-Traditional Assets Security Trust Company Security Trust Company is a retirement plan administrator only and does not provide legal, tax, or investment advice. Security Trust Company

More information

Self-Directed IRAs & 401(k)s. What Your Stock Broker Never Told You

Self-Directed IRAs & 401(k)s. What Your Stock Broker Never Told You Self-Directed IRAs & 401(k)s What Your Stock Broker Never Told You 2015 Your Stock Broker or Mutual Fund Company says! You can buy what?! Stocks! Mutual Funds! Bonds! Maybe options, commodities or other

More information

What types of retirement accounts can be moved into Check Book IRA accounts?

What types of retirement accounts can be moved into Check Book IRA accounts? Check Book IRA Put the "I" back in your IRA FAQ Frequently Asked Questions What is a Self-Directed IRA Custodian? A self-directed IRA custodian is approved by the IRS but you are allowed to direct the

More information

The Checkbook IRA Invest Like a Billionaire www.premieroffshore.com

The Checkbook IRA Invest Like a Billionaire www.premieroffshore.com The Checkbook IRA Invest Like a Billionaire Contents Offshore Checkbook IRA LLCs Benefits and Guidelines How it Works Tax Benefits of Going Offshore Invest Like a Pro How Much does it cost? Summary What

More information

How to Setup a Self-Directed IRA

How to Setup a Self-Directed IRA How to Setup a Self-Directed IRA You may have an IRA, or may have heard a lot about IRA s. They are pretty common nowadays, where you can walk into just about any bank or credit union and open one. But

More information

MULTI FAMILY FUND Investing in US Real Estate in a Self-directed IRA

MULTI FAMILY FUND Investing in US Real Estate in a Self-directed IRA MULTI FAMILY FUND Investing in US Real Estate in a Self-directed IRA Marc Mathys, Attorney-at Law An estimated 3 trillion dollars are investing in stocks, bonds, mutual funds and CD s with tax deferred

More information

USING YOUR IRA TO BUY REAL ESTATE

USING YOUR IRA TO BUY REAL ESTATE USING YOUR IRA TO BUY REAL ESTATE (a.k.a. Self Directed IRA) Frequently Ask Questions Page 1 Contents How do I use my IRA to buy Real Estate?... 3 What is a Self-Directed IRA?...3 Why haven t I heard of

More information

5 REASONS TO RECONSIDER YOUR SDIRA IN 2014

5 REASONS TO RECONSIDER YOUR SDIRA IN 2014 5 REASONS TO RECONSIDER YOUR SDIRA IN 2014 BY, CLINT COONS, ESQ Self Directed IRA Soo Easy Fund your account Find the investment Request funds to purchase We do the rest You manage the investment SDIRA

More information

SELF-DIRECTED REAL ESTATE DEALS

SELF-DIRECTED REAL ESTATE DEALS SELF-DIRECTED REAL ESTATE DEALS 1 THE SELF DIRECTED IRA Using an investment tool called a Self-Directed IRA, you can move beyond stocks, bonds, and mutual funds and create a portfolio that truly works

More information

Self-Direct Your Retirement with Real Estate!

Self-Direct Your Retirement with Real Estate! Self-Direct Your Retirement with Real Estate! Brought to you by: Presented By: Michael McNair Trust Officer IRA Services Trust Company Silicon Valley REIG Webinar Tuesday, March 5, 2013 DISCLAIMER This

More information

4. My (CPA, attorney, broker, friend) said that buying and selling real estate in my self-directed retirement plan was illegal. Why?

4. My (CPA, attorney, broker, friend) said that buying and selling real estate in my self-directed retirement plan was illegal. Why? Got questions? We have answers. FAQ's 1. Is it legal to purchase non-traditional assets using my self-directed IRA? The answer is yes! The Employee Retirement Income Security Act (ERISA) of 1974 passed

More information

Learn to Become a More Profitable Investor! Real Estate & IRAs Don t Miss Out

Learn to Become a More Profitable Investor! Real Estate & IRAs Don t Miss Out Learn to Become a More Profitable Investor! Real Estate & IRAs Don t Miss Out By Rich & Jeff Desich Most real estate investors aren t aware that they can use retirement savings, such as IRAs, 401(K) and

More information

In Roth We Trust Investing Tax Free with a Self Directed Roth IRA May 30, 2012

In Roth We Trust Investing Tax Free with a Self Directed Roth IRA May 30, 2012 Presents In Roth We Trust Investing Tax Free with a Self Directed Roth IRA May 30, 2012 Disclaimer: This presentation is intended only as a general discussion of these issues. It is not considered to be

More information

Really Take Charge of Your IRA Investments

Really Take Charge of Your IRA Investments Really Take Charge of Your IRA Investments with Self-Directed IRAs By Scott Reed Invest. Here. Now. http://invest-here-now.org Investment prospects Investing Locally Equity investments in local businesses

More information

AMERICAN IRA. The Time to Take Control is Now. Contact us: (P) IRA (472) (E) AmericanIRA.

AMERICAN IRA. The Time to Take Control is Now.  Contact us: (P) IRA (472) (E) AmericanIRA. The Key to Your Financial Future Is Available. Investing with self-directed retirement plans is easy. Our team is looking forward to serving you. The Time to Take Control is Now Contact us: (P) 866.7500.IRA

More information

Presented by: DMITRIY FOMICHENKO. President 949-228-9393. Dmitriy@SenseFinancial.com. Sense Financial Services LLC

Presented by: DMITRIY FOMICHENKO. President 949-228-9393. Dmitriy@SenseFinancial.com. Sense Financial Services LLC Presented by: 1 Presented by: DMITRIY FOMICHENKO President Sense Financial Services LLC 949-228-9393 Dmitriy@SenseFinancial.com Sense Financial Services LLC is not a fiduciary and does not provide legal,

More information

What You Should Know About AES & Self-Directed IRA Investing

What You Should Know About AES & Self-Directed IRA Investing What You Should Know About AES & Self-Directed IRA Investing It s not how much you have in your retirement but how you grow the assets in the account! Asset Exchange Strategies, LLC (AES) National Advisors

More information

Self-Directed Retirement Accounts. Tax Lien Investing

Self-Directed Retirement Accounts. Tax Lien Investing Self-Directed Retirement Accounts & Tax Lien Investing Security Trust Company & Paul Vojchehoske of the Real Estate Resource Institute Security Trust Company Security Trust Company is a retirement plan

More information

Self-Directed IRA Rules and Regulations. Your Blueprint for Building Continued Success

Self-Directed IRA Rules and Regulations. Your Blueprint for Building Continued Success Self-Directed IRA Rules and Regulations Your Blueprint for Building Continued Success Knowing the Rules is the Foundation for Success While a self-directed IRA offers nearly limitless investment options,

More information

Retirement Options: guide to Individual Retirement Accounts through Lending Club

Retirement Options: guide to Individual Retirement Accounts through Lending Club Retirement Options: guide to Individual Retirement Accounts through Lending Club This material is provided for informational purposes only. Information in this brochure is not directed to the specific

More information

Traditional IRA s Contribution rules-

Traditional IRA s Contribution rules- A Traditional IRA is a retirement plan that allows you to save money for retirement. In the case of a traditional IRA, you may also be offered an immediate tax shelter for the contributions that you make

More information

Your Guide to Real Estate in an IRA

Your Guide to Real Estate in an IRA Louisville Realty Associates Robert Kelly 815 Walnut Street A Louisville, CO 80027 720-284-9211 www.louisvillerealtyassociates.com Your Guide to Real Estate in an IRA Information is provided by New Direction

More information

Survival 401k, LLC. The Solo 401k Solution. Wise Decisions For Perilous Times. Phone: 844-650-5733 www.survival401k.com

Survival 401k, LLC. The Solo 401k Solution. Wise Decisions For Perilous Times. Phone: 844-650-5733 www.survival401k.com Survival 401k, LLC The Solo 401k Solution Wise Decisions For Perilous Times Phone: 844-650-5733 www.survival401k.com THE PREMIER INVESTING TOOL FOR ENTREPRENEURS Our Solo 401k plan is approved by the IRS

More information

THE SELF-DIRECTED PLAN FOR BUSINESSES, SELF-EMPLOYED INDIVIDUALS, AND MORE.

THE SELF-DIRECTED PLAN FOR BUSINESSES, SELF-EMPLOYED INDIVIDUALS, AND MORE. SOLO 401(K) OVERVIEW THE SELF-DIRECTED PLAN FOR BUSINESSES, SELF-EMPLOYED INDIVIDUALS, AND MORE. The Solo 401(k) works much the same as traditional 401(k) plans offered by large companies, as well as SEP

More information

Real Estate IRAs Made Easy

Real Estate IRAs Made Easy Real Estate IRAs Made Easy About Advanta IRA As the nation s premier self-directed individual retirement arrangement (IRA) administrator, the regional offices of Advanta IRA have over 25 years of experience

More information

Presents: The Solo 401(k) Plan The Ultimate Retirement Solution for the Self Employed January 2012

Presents: The Solo 401(k) Plan The Ultimate Retirement Solution for the Self Employed January 2012 Presents: The Solo 401(k) Plan The Ultimate Retirement Solution for the Self Employed January 2012 Disclaimer: The information provided in this presentation/document is not legal advice, but general information

More information

SELF DIRECTED IRA PERSONAL LOANS

SELF DIRECTED IRA PERSONAL LOANS SELF DIRECTED IRA PERSONAL LOANS Self directed ira personal loan Self-Directed IRA Loans. At Merchants. We now have a portfolio product for investors looking to do rehab property loans utilizing their

More information

BUYER S GUIDE TO FIXED DEFERRED ANNUITIES

BUYER S GUIDE TO FIXED DEFERRED ANNUITIES BUYER S GUIDE TO FIXED DEFERRED ANNUITIES Prepared by the National Association of Insurance Commissioners The National Association of Insurance Commissioners is an association of state insurance regulatory

More information

Using Your Retirement Accounts for Private Lending. American IRA, LLC

Using Your Retirement Accounts for Private Lending. American IRA, LLC Using Your Retirement Accounts for Private Lending American IRA, LLC Declare independence from Wall Street! Self-directed IRAs and other retirement accounts let you take personal control of your assets.

More information

JPMorgan INVEST. You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. IRA Decision Guide

JPMorgan INVEST. You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. IRA Decision Guide IRA Decision Guide JPMorgan INVEST You work hard for your money. Now keep it working for you with a JPMorgan Invest IRA. JPMorgan Invest One Beacon Street, Boston, MA 0208 (800) 776-606 jpmorganinvest.com

More information

WELCOME!!! Bakersfield Investment Club

WELCOME!!! Bakersfield Investment Club WELCOME!!! Bakersfield Investment Club Bakersfield Investment Club Retire Earlier & Better Than You Ever Expected Buy Houses & Notes on a Weekly Basis Earn Consistent Net Returns of 21%+ Double Your Money

More information

The Basics. Self-Directed IRAs. Understand the Simplicity of an Entrust Self-Directed IRA. > TheEntrustGroup.com/IRABasics

The Basics. Self-Directed IRAs. Understand the Simplicity of an Entrust Self-Directed IRA. > TheEntrustGroup.com/IRABasics The Basics Self-Directed IRAs Understand the Simplicity of an Entrust Self-Directed IRA What is a self-directed IRA? A self-directed IRA has the same tax advantages as any other IRA, and is unique because

More information

Fixed Deferred Annuities

Fixed Deferred Annuities Buyer s Guide to: Fixed Deferred Annuities National Association of Insurance Commissioners 2301 McGee St Suite 800 Kansas City, MO 64108-2604 (816) 842-3600 1999, 2007 National Association of Insurance

More information

BUYER S GUIDE TO FIXED DEFERRED ANNUITIES

BUYER S GUIDE TO FIXED DEFERRED ANNUITIES BUYER S GUIDE TO FIXED DEFERRED ANNUITIES IT IS IMPORTANT that you understand the differences among various annuities so you can choose the kind that best fits your needs. This guide focuses on fixed deferred

More information

IRA / Retirement Plan Accounts

IRA / Retirement Plan Accounts IRA / Retirement Plan Accounts Retirement plans are tax advantaged savings plans that have been created by the US government to encourage investors to save for their retirement. Some investments selected

More information

INVESTMENT BANKING S T R A T E G I E S I N H I G H Y I E L D T A X L I E N S A N D R E A L E S T A T E D E E D S

INVESTMENT BANKING S T R A T E G I E S I N H I G H Y I E L D T A X L I E N S A N D R E A L E S T A T E D E E D S INVESTMENT BANKING S T R A T E G I E S I N H I G H Y I E L D T A X L I E N S A N D R E A L E S T A T E D E E D S Legally Conveniently Inexpensively Anonymously make a personal fortune investing in unsold

More information

A Quick Guide to Real Estate IRAs. American IRA, LLC

A Quick Guide to Real Estate IRAs. American IRA, LLC A Quick Guide to Real Estate IRAs American IRA, LLC Declare independence from Wall Street! Self-directed IRAs and other retirement accounts let you take personal control of your assets. YES! You CAN Own

More information

Basic Investment Terms

Basic Investment Terms Because money doesn t come with instructions.sm Robert C. Eddy, CFP Margaret F. Eddy, CFP Matthew B. Showley, CFP Basic Investment Terms ANNUITY A financial product sold by financial institutions pay out

More information

Build Your Business with Self- Directed IRAs

Build Your Business with Self- Directed IRAs 1 Build Your Business with Self- Directed IRAs Connection Wednesday, August 29 th, 11:30 CST objectives 2 WHAT are self-directed IRAs WHEN can retirement accounts own real estate WHY real estate make sense

More information

Real Opportunity. Purchase Real Estate With Your IRA THE KINGDOM TRUST CO. www.kingdomtrustco.com

Real Opportunity. Purchase Real Estate With Your IRA THE KINGDOM TRUST CO. www.kingdomtrustco.com Real Opportunity Purchase Real Estate With Your IRA THE KINGDOM TRUST CO. inside part 1 Introduction Poor performance and a volatile stock market leave some investors wanting to take more control over

More information

Your Retirement Plan Distribution. How Your Decisions Today Affect Your Future. Retirement Plans

Your Retirement Plan Distribution. How Your Decisions Today Affect Your Future. Retirement Plans Your Retirement Plan Distribution How Your Decisions Today Affect Your Future Retirement Plans About Stifel Nicolaus Stifel Nicolaus is a full-service Investment firm with a distinguished history of providing

More information

Rollover IRAs. Consider the advantages of consolidating your retirement savings

Rollover IRAs. Consider the advantages of consolidating your retirement savings Rollover IRAs Consider the advantages of consolidating your retirement savings Consider the Advantages of Consolidating Your Retirement Savings If you have changed jobs, left the workforce or plan to

More information

THE SELF- DIRECTED SOLO 401(K) RETIREMENT PLAN

THE SELF- DIRECTED SOLO 401(K) RETIREMENT PLAN THE SELF- DIRECTED SOLO 401(K) RETIREMENT PLAN www.navbrs.com PH: 888-801-2336 By: Mat Sorensen & Kevin Kennedy, Attorneys KKOS Lawyers ~ Navigator Business & Retirement Services Disclaimer & About Us

More information

Full Investment Control

Full Investment Control A qualified retirement plan ("QRP") offers one of the most attractive tax shelters available today. If you are self-employed or have your own business entity and you want to create tax advanataged planning

More information

AN INVESTOR S GUIDE: Tax-Advantaged Private Equity Investing

AN INVESTOR S GUIDE: Tax-Advantaged Private Equity Investing AN INVESTOR S GUIDE: Tax-Advantaged Private Equity Investing Tax-Advantaged Private Equity Investing Institutions and financial professionals have long realized that private equity can deliver significant

More information

Real Estate Info Packet

Real Estate Info Packet Real Estate Info Packet Dear Investor, Thank you for your interest in a CamaPlan for your self-directed investment needs. If you are someone looking to take control of your financial future and invest

More information

Rollover IRAs. Maximize the potential of your retirement savings

Rollover IRAs. Maximize the potential of your retirement savings Rollover IRAs Maximize the potential of your retirement savings Consolidate Your Retirement Savings With a Rollover IRA If you have changed jobs, left the workforce or plan to retire, you likely have

More information

REAL ESTATE IRAS. Ò Presented by Mark Gannon

REAL ESTATE IRAS. Ò Presented by Mark Gannon REAL ESTATE IRAS Presented by Mark Gannon Gannon Real Estate has helped persons with IRA funded farm real estate purchases but does not recommend certain companies or receive compensation for referring

More information

WHAT IS A ROBS? (Rollovers as Business Start-ups)

WHAT IS A ROBS? (Rollovers as Business Start-ups) WHAT IS A ROBS? (Rollovers as Business Start-ups) Legal Arrangement involving a C-Corporation Utilized Prohibited Transaction Exemptions (in Employment Retirement Income Securities Act (ERISA) and Internal

More information

Self-Directed IRA s Made Easy

Self-Directed IRA s Made Easy Self-Directed IRA s Made Easy Entrust Freedom, LLC 4560 Via Royale#1 Fort Myers, FL. 33919 Phone: (239) 333-1031 Toll Free: (866) 839-0429 www.entrustfreedom.com About Entrust Freedom, LLC Principal Expertise

More information

PRIVATE BANKING CREATE YOUR OWN PRIVATE BANK. Legally Quickly Conveniently Inexpensively Anonymously

PRIVATE BANKING CREATE YOUR OWN PRIVATE BANK. Legally Quickly Conveniently Inexpensively Anonymously PRIVATE BANKING CREATE YOUR OWN PRIVATE BANK Legally Quickly Conveniently Inexpensively Anonymously Why Pay Someone Else To Manage Your Retirement? Proven Secrets To Wealth The National Commission on Retirement

More information

Creating Wealth with your IRA and Real Estate. Summary Guide

Creating Wealth with your IRA and Real Estate. Summary Guide Creating Wealth with your IRA and Real Estate Summary Guide The Self Direct IRA and its Connection to Real Estate Investment While some busy professionals may choose to invest every extra penny they have

More information

Understanding the. Safe Harbor -Directed IRA TM

Understanding the. Safe Harbor -Directed IRA TM Understanding the Safe Harbor -Directed IRA TM The Solution for Using Your IRA to Support the Purchase of Real Estate You Can Occupy What is Lasaii? Lasaii offers an alternative method for using your IRA

More information

Coverdell Educational Savings Account

Coverdell Educational Savings Account Investor Insights Series Coverdell Educational Savings Account Stop Worrying about Paying for College! Save for your Childs Education Tax-Free, Investing in What You Know College Tuition is on the Rise,

More information

Annuities. Introduction 2. What is an Annuity?... 2. How do they work?... 3. Types of Annuities... 4. Fixed vs. Variable annuities...

Annuities. Introduction 2. What is an Annuity?... 2. How do they work?... 3. Types of Annuities... 4. Fixed vs. Variable annuities... An Insider s Guide to Annuities Whatever your picture of retirement, the best way to get there and enjoy it once you ve arrived is with a focused, thoughtful plan. Introduction 2 What is an Annuity?...

More information

Structured Settlements

Structured Settlements Introduction The Stock Market is inherently risky CDs are paying low interest rates Money Market Accounts aren t much better Government Bonds also have low returns In today s uncertain environment, what

More information

SECURITY BENEFIT. Advisor Program. MUTUAL FUNDS FOR IRA SEP/SIMPLE IRA 403(b)(7)

SECURITY BENEFIT. Advisor Program. MUTUAL FUNDS FOR IRA SEP/SIMPLE IRA 403(b)(7) SECURITY BENEFIT Advisor Program MUTUAL FUNDS FOR IRA SEP/SIMPLE IRA 403(b)(7) Security Benefit Advisor Program SAVE AND CONSOLIDATE DIVERSIFY YOUR PORTFOLIO CREATE DYNAMIC STRATEGIES Security Benefit

More information

Lifetime Income Financial Evaluation

Lifetime Income Financial Evaluation Lifetime Income Financial Evaluation Client Name We will hold in the strictest confidence the information collected and entered in this document, other documents, and computerized software programs. We

More information

Self-Directed Real Estate IRA 101: How Does a Real Estate IRA Investment Actually Work?

Self-Directed Real Estate IRA 101: How Does a Real Estate IRA Investment Actually Work? Self-Directed Real Estate IRA 101: How Does a Real Estate IRA Investment Actually Work? PART I Self-Directed Real Estate IRA 101: How does a real estate IRA actually work? gets into the nittygritty details

More information

Guide To Wealth Management

Guide To Wealth Management Guide To Wealth Management There are many financial issues that impact our lives. Many people never formally address important concerns with their advisors because the conversations may be difficult to

More information

Why a Self-Directed IRA?

Why a Self-Directed IRA? Growing Wealth For investors ready to manage their own money in a tax-advantaged vehicle, nothing makes as much sense as a self-directed IRA. And no other self-directed IRA plan makes as much sense as

More information

Self-Directed Real Estate IRA 101: How Does a Real Estate IRA Investment Actually Work? EQUITY TRUST COMPANY

Self-Directed Real Estate IRA 101: How Does a Real Estate IRA Investment Actually Work? EQUITY TRUST COMPANY Self-Directed Real Estate IRA 101: How Does a Real Estate IRA Investment Actually Work? EQUITY TRUST COMPANY 1 PART I Self-Directed Real Estate IRA 101: How does a real estate IRA actually work? gets into

More information

PURCHASING REAL ESTATE IN A SELF DIRECTED IRA OR QUALIFIED PENSION PLAN. By Maurice M. Glazer, CEO GLAZER FINANCIAL NETWORK

PURCHASING REAL ESTATE IN A SELF DIRECTED IRA OR QUALIFIED PENSION PLAN. By Maurice M. Glazer, CEO GLAZER FINANCIAL NETWORK PURCHASING REAL ESTATE IN A SELF DIRECTED IRA OR QUALIFIED PENSION PLAN By Maurice M. Glazer, CEO GLAZER FINANCIAL NETWORK In today s market or lack of market, most baby boomers have most of their retirement

More information

Use of Retirement Accounts to Finance Investment Real Estate Acquisition. Jeff O BrienO Mansfield Tanick & Cohen, P.A.

Use of Retirement Accounts to Finance Investment Real Estate Acquisition. Jeff O BrienO Mansfield Tanick & Cohen, P.A. Use of Retirement Accounts to Finance Investment Real Estate Acquisition Jeff O BrienO Mansfield Tanick & Cohen, P.A. What is an IRA? An individual retirement account (IRA) is the blanket term for a form

More information

Introduction. In today s uncertain environment, what can. high yield, low risk alternative:

Introduction. In today s uncertain environment, what can. high yield, low risk alternative: Structured t Settlements t A Safe New Way to Double Your Return The Wealth Preservation Institute 3260 S. Lakeshore Dr. St. Joseph, MI 49085 269-216-9978 www.thewpi.org info@thewpi.org 2010 All Rights

More information

How 401k Plans & ROTH IRAs Work.docx. Excerpts from http://money.howstuffworks.com/personal-finance/retirement-planning/401k.htm

How 401k Plans & ROTH IRAs Work.docx. Excerpts from http://money.howstuffworks.com/personal-finance/retirement-planning/401k.htm How 401k Plans Work Excerpts from http://money.howstuffworks.com/personal-finance/retirement-planning/401k.htm 401(k) plans are part of a family of retirement plans known as defined contribution plans.

More information

Real Estate IRA Frequently Asked Questions

Real Estate IRA Frequently Asked Questions Real Estate IRA Frequently Asked Questions Simply put, a self-directed individual retirement account (IRA) gives you the freedom, flexibility, and choice of how to invest your hard-saved dollars. A real

More information

Don't Get Stiffed By The Rules of the Self Directed IRA

Don't Get Stiffed By The Rules of the Self Directed IRA Don't Get Stiffed By The Rules of the Self Directed IRA By Watson CPA Group (Google+) While the traditional IRA is the path many take to fund their retirement, some people like the option of paving their

More information

Part VI Retirement Accounts for Small Businesses and the Self-Employed

Part VI Retirement Accounts for Small Businesses and the Self-Employed Part VI Retirement Accounts for Small Businesses and the Self-Employed While employees of most large companies have access to 401(k) plans or traditional pension plans, those employed by small firms often

More information

Susan & David Example

Susan & David Example Personal Retirement Analysis for Susan & David Example Asset Advisors Example, LLC A Registered Investment Advisor 2430 NW Professional Drive Corvallis, OR 97330 877-421-9815 www.moneytree.com IMPORTANT:

More information

Retirement Plans for Small Businesses and the Self-Employed

Retirement Plans for Small Businesses and the Self-Employed Retirement Plans for Small Businesses and the Self-Employed Retirement Planning Void Just 28% of companies with 10 or fewer employees offer any type of retirement plan. 51% of companies with 10 to 24 workers

More information

Grow Your Wealth and Achieve Financial Freedom

Grow Your Wealth and Achieve Financial Freedom Grow Your Wealth and Achieve Financial Freedom Guide to Self-Directed Retirement Investing Table of Contents Introduction 3 Why an IRA? 4 Self-Directed IRA: Total Control 6 Individual Self-Directed IRAs

More information

How to evaluate Alternative Investment Opportunities

How to evaluate Alternative Investment Opportunities How to evaluate Alternative Investment Opportunities Mike Zlotnik Managing Director, Tempo Funding, LLC Co-manager, Inspire Investment Fund I, LLC Mike@TempoFunding.com Mobile: 917-806-5029 May 2014 Disclaimer

More information

The SIMPLE IRA Plan. Savings Made Simple For Your Employees. Retirement Plans

The SIMPLE IRA Plan. Savings Made Simple For Your Employees. Retirement Plans The SIMPLE IRA Plan Savings Made Simple For Your Employees Retirement Plans About Stifel Nicolaus Stifel Nicolaus is a full-service Investment firm with a distinguished history of providing securities

More information

PRELIMINARY FACT FINDER

PRELIMINARY FACT FINDER CLIENT INFORMATION Family Information Client Spouse Full Name (First, MI, Last) Date of Birth (MM/DD/YYYY) Social Security # Drivers License # / State Address City / State / Zip Home Phone # Business Phone

More information

Standard 6: The student will explain and evaluate the importance of planning for retirement.

Standard 6: The student will explain and evaluate the importance of planning for retirement. TEACHER GUIDE 6.1 RETIREMENT PLANNING PAGE 1 Standard 6: The student will explain and evaluate the importance of planning for retirement. Planning for Your Retirement Priority Academic Student Skills Personal

More information

Personal Retirement Analysis. Jim Sample. for. New Scenario (5/26/2014 4:04:47 AM) Prepared By Neal Frankle Sample Financial Plan

Personal Retirement Analysis. Jim Sample. for. New Scenario (5/26/2014 4:04:47 AM) Prepared By Neal Frankle Sample Financial Plan Personal Retirement Analysis for Jim Sample Prepared By Neal Frankle Sample Financial Plan IMPORTANT: The illustrations or other information generated by this report regarding the likelihood of various

More information

Fixed Deferred Annuities

Fixed Deferred Annuities Buyer s Guide to: Fixed Deferred Annuities with Appendix for Equity-Indexed Annuities National Association of Insurance Commissioners 2301 McGee St Suite 800 Kansas City, MO 64108-2604 (816) 842-3600 1999,

More information

Real Estate IRAs: Secrets Revealed by Dick Desich

Real Estate IRAs: Secrets Revealed by Dick Desich Real Estate IRAs: Secrets Revealed by Dick Desich EQUITY TRUST COMPANY Thank you for requesting my free mini-course, Real Estate IRAs: Secrets Revealed. Now that we re in the second decade of the century,

More information

Individual Retirement Plans Investor guide to traditional and Roth IRAs. Individual Retirement Plans: Investor Guide

Individual Retirement Plans Investor guide to traditional and Roth IRAs. Individual Retirement Plans: Investor Guide Individual Retirement Plans Investor guide to traditional and Roth IRAs a Individual Retirement Plans: Investor Guide Individual Retirement Plans An individual retirement plan may be a beneficial addition

More information

Understanding. What You Will Learn

Understanding. What You Will Learn Understanding IRA and Retirement Plan Distributions Michael A. Simon, Esq. Law Offices of Michael A. Simon 4425 Jamboree Road, Suite 190 Newport Beach, California 92660 (949) 954-6999 msimon@simon-lawfirm.com

More information

ROTH 401(K) PLANS FOR PRIVATE EQUITY POSITIONS

ROTH 401(K) PLANS FOR PRIVATE EQUITY POSITIONS ROTH 401(K) PLANS FOR PRIVATE EQUITY POSITIONS By: Jonathan H. Porter, Esq. CEO, Three Bell Capital On January 1, 2007, a sweeping piece of legislation called the Pension Protection Act of 2006 (the PPA

More information

INVESTMENT STRATEGIES. 10 Tax-Wise Strategies That May Reduce Your Taxes in the Future

INVESTMENT STRATEGIES. 10 Tax-Wise Strategies That May Reduce Your Taxes in the Future INVESTMENT STRATEGIES 10 Tax-Wise Strategies That May Reduce Your Taxes in the Future 10 TAX-WISE STRATEGIES 1. Make tax-deferred investments Take full advantage of tax-deferred investment opportunities,

More information

Retire from work, not life..

Retire from work, not life.. Retire from work, not life.. Program Features and Highlights The South Carolina Deferred Compensation Program (Program) is a powerful tool to help you reach your retirement dreams. As a supplement to other

More information

Distributions from Individual Retirement Arrangements (IRAs)

Distributions from Individual Retirement Arrangements (IRAs) Department of the Treasury Internal Revenue Service Contents What's New for 2014 1 Publication 590-B What's New for 2015 1 Cat No 66303U Reminders 2 Distributions from Individual Retirement Arrangements

More information

Your pension benefit options

Your pension benefit options 2 Your pension benefit options Traditional pension plans generally provide the option of a lump-sum payment or a fixed monthly payment for life through an annuity. The fixed monthly payment amount is usually

More information

Saving and Investing. Being an educated investor will help enable you to become financially sound. Chapters 30 and 31

Saving and Investing. Being an educated investor will help enable you to become financially sound. Chapters 30 and 31 Saving and Investing Being an educated investor will help enable you to become financially sound Chapters 30 and 31 Essential Questions How do you know when to save and when to invest? What are some reasons

More information

Financial Planning Basics Financial Planning Fundamentals

Financial Planning Basics Financial Planning Fundamentals Financial Planning Basics Financial Planning Fundamentals An Overview of the Financial Planning Process The Ground to Cover Setting goals Budgeting Emergency fund Insurance Using credit Investing Tax planning

More information

COMMONLY USED CALIFORNIA EXEMPTIONS (Updated January 2013)

COMMONLY USED CALIFORNIA EXEMPTIONS (Updated January 2013) COMMONLY USED CALIFORNIA EXEMPTIONS (Updated January 2013) NOTE: Nothing in this document should be construed to be legal advice, or advice specific to any one person s particular situation. This listing

More information

PERSI. It s Your Choice to Go Now, Go BIG! Plan Highlights. Learn about your PERSI Choice 401(k) Plan. Ready, Set, Go: the PERSI Base Plan.

PERSI. It s Your Choice to Go Now, Go BIG! Plan Highlights. Learn about your PERSI Choice 401(k) Plan. Ready, Set, Go: the PERSI Base Plan. PERSI PERSI Choice 401(k) Plan It s Your Choice to Go Now, Go BIG! Plan Highlights Learn about your PERSI Choice 401(k) Plan Ready, Set, Go: the PERSI Base Plan The PERSI Base Plan gets you into the game,

More information

What s a fee-only financial advisor? Steve Juetten, CFP November 7, 2011

What s a fee-only financial advisor? Steve Juetten, CFP November 7, 2011 What s a fee-only financial advisor? Steve Juetten, CFP November 7, 2011 Introduction Someone giving personal financial advice may use a variety of titles: financial adviser, financial consultant, financial

More information

Retirement Products Changes to Annual Account Maintenance Fee

Retirement Products Changes to Annual Account Maintenance Fee Retirement Products Changes to Annual Account Maintenance Fee Effective December 11, 2015, the annual account maintenance fee (Fee) for OppenheimerFundssponsored retirement products will change and will

More information

Real Property for a Real Retirement.

Real Property for a Real Retirement. Real Property for a Real Retirement. Rent or Flip - Using your IRA or 401k to the fullest. Know the Right Time to Use Your Retirement Account and Get the Most From Your Real Estate Investments. 2011 CompleteIRA

More information

Private Money Blueprint Coaching Program. Communicate With Us. My Background. Module 6 Using IRA Money and Pooling Funds

Private Money Blueprint Coaching Program. Communicate With Us. My Background. Module 6 Using IRA Money and Pooling Funds Private Money Blueprint Coaching Program Module 6 Using IRA Money and Pooling Funds Communicate With Us Susan susan@theinvestorinsights.com Trevor trevor@thereibrain.com Patrick patrick@mustknowinvesting.com

More information

ESOPs in Business Succession and Estate Planning

ESOPs in Business Succession and Estate Planning 2009 NCEO/Beyster Institute Employee Ownership Conference ESOPs in Business Succession and Estate Planning Bob Gross Senior Managing Director Oakbrook Terrace, Illinois 630-443-9933 Marc Schechter Attorney

More information

Planning for Your Retirement

Planning for Your Retirement STUDENT MODULE 6.1 RETIREMENT PLANNING PAGE 1 Standard 6: The student will explain and evaluate the importance of planning for retirement. Planning for Your Retirement Lindzi and Lezli will attend retirement

More information