Financial Services Guide. Part 2 Authorised Representative Disclosure Statement (Adviser Profile)

Transcription

1 Financial Services Guide Part 2 Authorised Representative Disclosure Statement (Adviser Profile)

2 Financial Services Guide Part 2 (version 6.0) Adviser Profile This Adviser Profile forms part of the Financial Services Guide and provides you with additional information about Alps Network Pty Ltd which is a Corporate Authorised Representative (no ) of Australian Financial Services Limited (AFS). Adviser Lance Meikle, Authorised Representative Number: Education MBA Adv. Dip. FS (Financial Planning) Diploma of Marketing ASX Accredited Listed Products Adviser Self- Managed Superannuation Fund (SMSF) Accredited Memberships Financial Planning Association Financial Services Institute of Australasia Experience Lance Meikle is a CERTIFIED FINANCIAL PLANNER practitioner Lance Meikle is a Fellow of Finsia The Financial Services Institute of Australasia Lance Meikle has been working as a Financial Planner in the finance industry since November Adviser Peter Larkin, Authorised Representative Number: Education Diploma of Financial Planning Diploma in Financial Markets Certificate of Superannuation Management Certificate in Self-Managed Superannuation Funds ASX Accredited Listed Products Adviser Experience Peter has over 36 years experience in the financial services industry and his working career has included various positions in both management and financial planning at both State and National levels with major financial institutions. Page 2 of 7

3 Financial Services Guide Part 2 (version 6.0) Areas of authorisation Lance Meikle and Peter Larkin are authorised by AFS to provide financial product advice and deal in the following areas: Financial services Product types Is your adviser authorised to Investments Basic Deposit Products provide this advice? Superannuation and retirement planning Managed Investments Debentures Investment Bonds Direct Shares Margin Lending / Gearing Self Managed Superannuation Funds Annuities Corporate Superannuation Personal Superannuation Employer Sponsored Superannuation Account Based Pensions Retirement Savings Accounts Risk insurance Insurance within Superannuation Total and Permanent Disability Insurance Income Protection Insurance Trauma Insurance Life/Term Insurance Key Person Insurance Business Expense Insurance Page 3 of 7

4 Financial Services Guide Part 2 (version 6.0) Fees Fees for advice Initial consultation Free of charge. A telephone interview will be conducted to discuss your requirements. Situation analysis report If both parties wish to proceed past the initial consultation, we will provide a report outlining your current situation, options available to you and a conclusion of our findings. The fee for this report is $660 (incl. GST). There are no recommendations in this report. Advice preparation and implementation Having provided you with a Situation analysis report and gained an understanding of your financial needs, we produce a personalised Statement of Advice that will outline options, recommended strategies and investments/insurance we propose. Once it is established what entities we are providing advice to, we will be in a position to provide you with a fixed fee for the preparation and presentation of your Statement of Advice. Underpinning our expertise and experience, we also utilise professional and comprehensive research to compare various investment and/or insurance options. A Statement of Advice does differ in the level of complexity depending on each individual s circumstances. Person (investment advice) $4,180 (incl. GST) Person (insurance advice) $2,893 Person (investment and insurance advice) $6,160 (incl. GST) Business (insurance advice) $15,444 per entity Couple (investment advice) $6,160 (incl. GST) per couple Couple (insurance advice) $4,180 per couple Couple (investment and insurance advice) $8,360 (incl. GST) per couple Trusts (i.e. Family or SMSF) Investment advice $6,160 (incl. GST) Investment and insurance advice $8,360 (incl. GST) Page 4 of 7

5 Financial Services Guide Part 2 (version 6.0) Ongoing fee Investment Option A Ongoing advice and management of your financial affairs will be $8,767 (incl. GST) per annum. If you require your review/s and/or education out of our office, the fee will be $10,681 (incl. GST) per annum. Fee is payable yearly in advance and CPI adjusted. Fee includes: Face-to-face, verbal and/or electronic access to Alps Network Pty Ltd as and when required (during normal business hours). Financial planning roadmap quarterly meetings either face-to-face, electronic or a combination of both; AND Advice (via our research) on Australian shares (if you are trading via a platform we have recommended, we will conduct the trade of our recommended shares on your behalf). Annual (or quarterly if required) investment portfolio review/s. The review will be face-to-face, electronic or a combination of both. Invitation to our annual Boardroom Briefing. Invitation to our quarterly Investment markets & strategies update client seminars. Placement of additional investments. Rebalancing, switching or replacing investments. Withdrawals both pension and non-pension. Account modifications (Changes to; name, address, beneficiaries etc.). E-newsletters and bulletins. Option B Ongoing advice and management of your financial affairs will be $5,445 (incl. GST) per annum. If you require your review/s and/or education out of our office, the fee will be $7,689 (incl. GST) per annum. Fee is payable yearly in advance and CPI adjusted. Fee includes: Face-to-face, verbal and/or electronic access to Alps Network Pty Ltd as and when required (during normal business hours). Financial planning roadmap quarterly meetings either face-to-face, electronic or a combination of both; OR Advice (via our research) on Australian shares (if you are trading via a platform we have recommended, we will conduct the trade of our recommended shares on your behalf). Annual (or quarterly if required) investment portfolio review/s. The review will be face-to-face, electronic or a combination of both. Invitation to our annual Boardroom Briefing. Invitation to our quarterly Investment markets & strategies update client seminars. Placement of additional investments. Rebalancing, switching or replacing investments. Withdrawals both pension and non-pension. Account modifications (Changes to; name, address, beneficiaries etc.). E-newsletters and bulletins. Page 5 of 7

6 Financial Services Guide Part 2 (version 6.0) Option C Ongoing advice and management of your financial affairs will be $3,740 (incl. GST) per annum. If you require your review out of our office, the fee will be $4,356 (incl. GST) per annum. Fee is payable yearly in advance and CPI adjusted. Fee includes: Annual investment portfolio review. The review will be face-to-face, electronic or a combination of both. Invitation to our annual Boardroom Briefing Invitation to our quarterly Investment markets & strategies update client seminars. Placement of additional investments. Rebalancing, switching or replacing investments. Withdrawals both pension and non-pension. Account modifications (Changes to; name, address, beneficiaries etc.). E-newsletters and bulletins. Ongoing fee Insurance (risk) A comprehensive review will be offered to you on a yearly basis (within 30 days of your policy anniversary review date). This review is $0 or 0%. Project management of personal insurance claims is $5,940 (incl. GST) and CPI adjusted. Any Fee for Advice Tax Invoice must be paid within seven (7) days of the date of the Tax Invoice being issued to you. Payment must be made payable to Australian Financial Services Limited. Salary Lance Meikle and Peter Larkin receive a salary as employees of Alps Network Pty Ltd Lance Meikle and Peter Larkin receive a share of profits in their capacity as Directors and shareholders of Alps Network Pty Ltd Benefits, Incentives, Interests or Associations Where we place sufficient volume of business within master trusts, wraps and platforms ('Platforms'), AFS may forward to us 100% of all ongoing fees which relate to investments in those Platforms. Neither Alps Network Pty Ltd nor any of its advisers: Hold any shareholding in any other company that could be capable or might reasonably be seen to be capable of influencing us in the provision of advice. Alps Network Pty Ltd may receive sponsorship and non-cash benefits in relation to certain financial products. Page 6 of 7

7 Financial Services Guide Part 2 (version 6.0) Currently, Alps Network Pty Ltd: Do not receive any soft dollar benefits from and have no material interest in or associations with any issuers of financial products that may be capable or might reasonably be expected to be capable of influencing my advice. Acknowledgement I/We acknowledge that Lance Meikle / Peter Larkin of Alps Network Pty Ltd has provided me with the Financial Services Guide and Adviser Profile. Client Name Client Name Signature Signature Date Date Page 7 of 7