POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE

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1 POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE The PPF Scheme is an additional safety net that protects the interest of life insurance policyholders in the very unlikely event that an insurer fails. The PPF Scheme provides policyholders with 100% protection of the guaranteed benefits subject to applicable limits and caps under their life insurance policies. Coverage for the policies is automatic and no further action is required by the policyholders. The PPF Scheme is administered by an independent body, Singapore Deposit Insurance Corporation (SDIC). All life insurers registered by the Monetary Authority of Singapore (MAS), including Great Eastern Life Assurance Co Ltd and The Overseas Assurance Corporation Ltd, are members of PPF Scheme. The PPF Scheme protects all life insurance policies (including riders) issued by PPF scheme members. This would include policies issued to non-singapore residents. Insured policies shall be classified into one of the following 4 categories: Category 1 insured policies, comprising any of the following types of policies or riders: - Any individual accident and health policy - Any rider to an individual policy, with the exception of a term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) - Any group health policy - Any group personal accident policy - The part of any insured policy comprising the accumulated values (including accrued interest) of coupon deposits, advance premium payments and unclaimed moneys Category 2 insured policies, comprising any of the following types of policies or riders: - Any individual policy or rider (other than Category 1 or 3 insured policy) - Any voluntary group term policy - Any voluntary group whole life policy - Any voluntary group endowment policy - Any term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) except that any accident and health benefit (other than those benefits that accelerate the payment of part or all of the sum assured stated in the policy) payable under any such policy, will be classified as a Category 1 insured policy Category 3 insured policies, comprising any annuity where the policy owner is an individual and any voluntary group annuity policy Category 4 insured policies, comprising any non-voluntary group insurance policy (such as nonvoluntary group term/ whole life/ endowment/ annuity policy) For more information on the types of benefits that are covered under the scheme, please contact us or alternatively, you can visit the LIA website ( or SDIC website (

2 CATEGORY 1 PRODUCTS 1 ACCIDENTAL DEATH AND DISMEMBERMENT 2 ACCIDENTAL DEATH BENEFIT 3 COMPREHENSIVE PERSONAL ACCIDENT 4 DOUBLE INDEMNITY 5 FAMILY INCOME BENEFIT 6 HOSPITAL AND SURGICAL 7 HOSPITALISATION & SURGICAL RIDER 8 HOSPITALIZATION BENEFIT 9 MAXHEALTH PLAN 10 MAXHEALTH VANTAGE PLAN 11 PERSONAL ACCIDENT BENEFIT (PACKAGE 1) 12 PERSONAL ACCIDENT BENEFIT (PACKAGE 2) 13 PERSONAL ACCIDENT BENEFIT (PACKAGE 3) 14 PREMIER MEDICASH TERM ASSURANCE WITHOUT PROFITS 15 PREMIUM WAIVER (CI) 16 PREMIUM WAIVER (OWN LIFE) 17 PREMIUM WAIVER BENEFIT 18 PREMIUM WAIVER RIDER 19 PREMIUM WAIVER RIDER (SPP) 20 PREMIUM WAIVER CRITICAL ILLNESS RIDER (PAYER) 21 PREMIUM WAIVER DREAD DISEASE 22 PREMIUM WAIVER DREAD DISEASE BENEFIT 23 PREMIUM WAIVER RIDER (OWN LIFE) 24 PREMIUM WAIVER RIDER (PAYER) 25 UNEMPLOYMENT COVER (RP) 26 WAIVER OF PREMIUM 27 WAIVER OF PREMIUM BENEFIT RIDER

3 1 05 YEARS MAXTERM 2 05 YEARS MAXTERM (CI) 3 06 YEARS MAXTERM 4 06 YEARS MAXTERM (CI) 5 07 YEARS MAXTERM 6 07 YEARS MAXTERM (CI) 7 08 YEARS MAXTERM 8 08 YEARS MAXTERM (CI) 9 09 YEARS MAXTERM YEARS MAXTERM (CI) YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE

4 53 12 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM (CI) - LEVEL YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS

5 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS

6 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS

7 YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS

8 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS

9 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS

10 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS MAXTERM

11 YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM (CI) - LEVEL YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS MAXTERM YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS MAXTERM (CI) YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL

12 477 7 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS YEARS MAXTERM - CONVERTIBLE YEARS MAXTERM - LEVEL YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 506 ANTICIPATED ENDOWMENT 15 YEARS WITH PROFITS 507 ANTICIPATED ENDOWMENT 20 YEARS WITH PROFITS 508 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 15 YEARS 509 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 18 YEARS 510 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 20 YEARS 511 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 21 YEARS 512 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 24 YEARS 513 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 30 YEARS 514 ANTICIPATED ENDOWMENT SPECIAL 15 YEARS WITH PROFITS 515 ANTICIPATED ENDOWMENT SPECIAL 18 YEARS WITH PROFITS 516 ANTICIPATED ENDOWMENT SPECIAL 21 YEARS WITH PROFITS 517 ANTICIPATED ENDOWMENT SPECIAL 24 YEARS WITH PROFITS 518 ANTICIPATED ENDOWMENT SPECIAL 30 YEARS WITH PROFITS 519 ASSETLINK 520 BIRTHDAY VOUCHER 521 CAPITAL PROTECTED SAVER 522 CAPITAL PROTECTED SAVER ENHANCED 523 CONVERTIBLE TERM RIDER 524 CPL SHIELD 525 CRITICAL ILLNESS - FIB 526 CRITICAL ILLNESS RIDER (MAXLIFE JUNIOR) 527 CRITICAL ILLNESS RIDER (MAXSAVE PLUS) 528 CRITICAL ILLNESS RIDER (MAXSAVE) 529 CRITICAL ILLNESS RIDER (WHOLE LIFE)

13 530 DIRECT - OAC 5YR CRITICAL CARE 531 DIRECT - OAC 5YR TERM 532 DIRECT - OAC CRITICAL CARE 533 DIRECT - OAC CRITICAL CARE DIRECT - OAC CRITICAL CARE DIRECT - OAC LIFE DIRECT - OAC LIFE DIRECT - OAC TERM 538 EASICASH SAVER 539 ENDOWMENT FOR 10 YEARS WITH PROFITS 540 ENDOWMENT FOR 15 YEARS WITH PROFITS 541 ENDOWMENT FOR 20 YEARS WITH PROFITS 542 ENDOWMENT FOR 25 YEARS WITH PROFITS 543 ENDOWMENT FOR 30 YEARS WITH PROFITS 544 ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE EXTENDED TERM 550 FORTUNE POLICY (WHOLE LIFE WITH PROFITS) 551 GOOD FORTUNE (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 552 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 24 YEARS 553 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 28 YEARS 554 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 32 YEARS 555 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 36 YEARS 556 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 40 YEARS 557 JUNIOR 88 PLUS (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 558 JUNIOR 88 PLUS (WHOLE LIFE WITH ESCALATING REVERSIONARY BONUS) 559 JUNIOR HERITAGE (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 560 JUNIOR LIVING PLUS - WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS 561 L.I.F.E. JUNIOR 562 L.I.F.E. MAN 563 L.I.F.E. SENIOR 564 L.I.F.E. WOMAN 565 LIFE 88 - WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS 566 MAJOR CANCER 567 MAXASSURE LINK PROTECTOR STAFF 568 MAXASSURE LINK SAVER 569 MAXASSURE LINK SAVER STAFF 570 MAXCAPITAL SAVER 571 MAXCARE 572 MAXCARE JUNIOR 573 MAXCARE PLUS - PREMIUM PAYING 574 MAXEDU CARE 575 MAXEDU CHOICE 576 MAXFAMILY COVER 577 MAXFAMILY PROTECTOR 578 MAXFAMILY PROTECTOR (CI) 579 MAXFAMILY PROTECTOR (CI) STAFF 580 MAXFAMILY PROTECTOR (STAFF) 581 MAXGROWTH 582 MAXGROWTH ENHANCED 583 MAXGROWTH PLUS 584 MAXLIFE MAXLIFE 15

14 586 MAXLIFE MAXLIFE CARE (MAN/LADY) 588 MAXLIFE CARE MAXLIFE GUARD 590 MAXLIFE JUNIOR 591 MAXLIFE LEGACY 592 MAXLIFE PROTECTOR MAXLIFE REWARDS 594 MAXLINK PROTECTOR 595 MAXLINK PROTECTOR OCBC STAFF 596 MAXLINK SAVER 597 MAXLINK SAVER OCBC STAFF 598 MAXPROTECTOR 100% STAFF 599 MAXPROTECTOR 50% STAFF 600 MAXSAVE ENHANCED 601 MAXSAVE PLUS 602 MAXSAVE PLUS MAXSAVE PLUS MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXSAVE MAXTERM ENHANCED 626 MAXTERM ENHANCED (CI) 627 MAXTERM SPECIAL 628 MAXTRIPLE CARE 629 MAXWEALTH PREMIER 630 MAXWEALTH PREMIER MAXWEALTH SAVER 632 MORTGAGE PROTECTOR 633 MORTGAGE PROTECTOR (RP) 634 MORTGAGE PROTECTOR (SP) 635 MORTGAGE PROTECTOR ADVANTAGE 636 NON-PAR ENDOWMENT - 10 YEARS 637 NON-PAR ENDOWMENT - 11 YEARS 638 NON-PAR ENDOWMENT - 12 YEARS 639 NON-PAR ENDOWMENT - 13 YEARS 640 NON-PAR ENDOWMENT - 14 YEARS

15 641 NON-PAR ENDOWMENT - 15 YEARS 642 NON-PAR ENDOWMENT - 16 YEARS 643 NON-PAR ENDOWMENT - 17 YEARS 644 NON-PAR ENDOWMENT - 18 YEARS 645 NON-PAR ENDOWMENT - 19 YEARS 646 NON-PAR ENDOWMENT - 20 YEARS 647 NON-PAR ENDOWMENT - 21 YEARS 648 NON-PAR ENDOWMENT - 22 YEARS 649 NON-PAR ENDOWMENT - 23 YEARS 650 NON-PAR ENDOWMENT - 24 YEARS 651 NON-PAR ENDOWMENT - 25 YEARS 652 NON-PAR ENDOWMENT - 26 YEARS 653 NON-PAR ENDOWMENT - 27 YEARS 654 NON-PAR ENDOWMENT - 28 YEARS 655 NON-PAR ENDOWMENT - 29 YEARS 656 NON-PAR ENDOWMENT - 30 YEARS 657 NON-PAR ENDOWMENT - 45 YEARS 658 NON-PAR ENDOWMENT - 5 YEARS 659 NON-PAR ENDOWMENT - 6 YEARS 660 NON-PAR ENDOWMENT - 7 YEARS 661 NON-PAR ENDOWMENT - 8 YEARS 662 NON-PAR ENDOWMENT - 9 YEARS 663 NON-PAR ENDOWMENT - CEASING AT AGE NON-PAR ENDOWMENT - CEASING AT AGE NON-PAR ENDOWMENT - CEASING AT AGE NON-PAR ENDOWMENT - CEASING AT AGE PREMIER 88 PLUS (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 668 PREMIER 88 PLUS (WHOLE LIFE WITH ESCALATING REVERSIONARY BONUS) 669 PREMIER CANCERGUARD 670 PREMIER CONVERTIBLE RIDER 671 PREMIER HERITAGE (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 672 PREMIER LIVING ASSURANCE RIDER 673 PREMIER SAVER 674 PREMIER SAVER PLUS 675 PREMIER TERM RIDER 676 REDUCING MORTGAGE ASSURANCE 10 YEARS NON-PARTICIPATING PLAN 677 REDUCING MORTGAGE ASSURANCE 11 YEARS NON-PARTICIPATING PLAN 678 REDUCING MORTGAGE ASSURANCE 12 YEARS NON-PARTICIPATING PLAN 679 REDUCING MORTGAGE ASSURANCE 13 YEARS NON-PARTICIPATING PLAN 680 REDUCING MORTGAGE ASSURANCE 14 YEARS NON-PARTICIPATING PLAN 681 REDUCING MORTGAGE ASSURANCE 15 YEARS NON-PARTICIPATING PLAN 682 REDUCING MORTGAGE ASSURANCE 16 YEARS NON-PARTICIPATING PLAN 683 REDUCING MORTGAGE ASSURANCE 17 YEARS NON-PARTICIPATING PLAN 684 REDUCING MORTGAGE ASSURANCE 18 YEARS NON-PARTICIPATING PLAN 685 REDUCING MORTGAGE ASSURANCE 19 YEARS NON-PARTICIPATING PLAN 686 REDUCING MORTGAGE ASSURANCE 20 YEARS NON-PARTICIPATING PLAN 687 REDUCING MORTGAGE ASSURANCE 21 YEARS NON-PARTICIPATING PLAN 688 REDUCING MORTGAGE ASSURANCE 22 YEARS NON-PARTICIPATING PLAN 689 REDUCING MORTGAGE ASSURANCE 23 YEARS NON-PARTICIPATING PLAN 690 REDUCING MORTGAGE ASSURANCE 24 YEARS NON-PARTICIPATING PLAN 691 REDUCING MORTGAGE ASSURANCE 25 YEARS NON-PARTICIPATING PLAN 692 REDUCING MORTGAGE ASSURANCE 26 YEARS NON-PARTICIPATING PLAN 693 REDUCING MORTGAGE ASSURANCE 27 YEARS NON-PARTICIPATING PLAN 694 REDUCING MORTGAGE ASSURANCE 28 YEARS NON-PARTICIPATING PLAN 695 REDUCING MORTGAGE ASSURANCE 29 YEARS NON-PARTICIPATING PLAN

16 696 REDUCING MORTGAGE ASSURANCE 30 YEARS NON-PARTICIPATING PLAN 697 REDUCING MORTGAGE ASSURANCE 5 YEARS NON-PARTICIPATING PLAN 698 REDUCING MORTGAGE ASSURANCE 6 YEARS NON-PARTICIPATING PLAN 699 REDUCING MORTGAGE ASSURANCE 7 YEARS NON-PARTICIPATING PLAN 700 REDUCING MORTGAGE ASSURANCE 8 YEARS NON-PARTICIPATING PLAN 701 REDUCING MORTGAGE ASSURANCE 9 YEARS NON-PARTICIPATING PLAN 702 REDUCING TERM RIDER 703 SCHOOL PROTECTION PLAN I 704 SCHOOL PROTECTION PLAN II 705 SCHOOL PROTECTION PLAN III 706 TERM REFUND 100% MAXPROTECTOR 707 TERM REFUND 50% MAXPROTECTOR 708 TERM RIDER TERM RIDER DREAD DISEASE 710 TERM WITH REFUND PREM WAIVER 711 TERM WITH REFUND TPD BENEFIT 712 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 60) 714 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 65) 715 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 85 WITH TERM RIDER) 716 THE VIP PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 85) 717 TOTAL PERMANENT DISABILITY RIDER 718 TPD FOR FIB 719 USD CAPITAL PROTECTED SAVER 720 USD MAXSAVE USD MAXSAVE WEALTHLINK 723 WHOLE LIFE - PAID UP 724 WHOLE LIFE - PAID UP WHOLE LIFE ASSURANCE WITH PROFITS 726 WHOLE LIFE WITH LIMITED PAYMENT FOR 20 YEARS WITH PROFITS

17 1 DEFERRED ANNUITY AGE 60 2 LIFECARE ANNUITY (NON-PARTICIPATING) 3 LIFECARE ANNUITY (PARTICIPATING) 4 LIFECARE PARTICIPATING ANNUITY 5 MAXGOLD ANNUITY AGE 60 6 MAXGOLD ANNUITY AGE 62 7 MAXLIFE ANNUITY AGE 55 8 SECUREWISE CATEGORY 3 PRODUCTS

18 1 GROUP MORTGAGE REDUCING TERM POLICY CATEGORY 4 PRODUCTS

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