POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE

Transcription

1 POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE The PPF Scheme is an additional safety net that protects the interest of life insurance policyholders in the very unlikely event that an insurer fails. The PPF Scheme provides policyholders with 100% protection of the guaranteed benefits subject to applicable limits and caps under their life insurance policies. Coverage for the policies is automatic and no further action is required by the policyholders. The PPF Scheme is administered by an independent body, Singapore Deposit Insurance Corporation (SDIC). All life insurers registered by the Monetary Authority of Singapore (MAS), including Great Eastern Life Assurance Co Ltd, are members of PPF Scheme. The PPF Scheme protects all life insurance policies (including riders) issued by PPF scheme members. This would include policies issued to non-singapore residents. Insured policies shall be classified into one of the following 4 categories: Category 1 insured policies, comprising any of the following types of policies or riders: - Any individual accident and health policy - Any rider to an individual policy, with the exception of a term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) - Any group health policy - Any group personal accident policy - The part of any insured policy comprising the accumulated values (including accrued interest) of coupon deposits, advance premium payments and unclaimed moneys Category 2 insured policies, comprising any of the following types of policies or riders: - Any individual policy or rider (other than Category 1 or 3 insured policy) - Any voluntary group term policy - Any voluntary group whole life policy - Any voluntary group endowment policy - Any term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) except that any accident and health benefit (other than those benefits that accelerate the payment of part or all of the sum assured stated in the policy) payable under any such policy, will be classified as a Category 1 insured policy Category 3 insured policies, comprising any annuity where the policy owner is an individual and any voluntary group annuity policy Category 4 insured policies, comprising any non-voluntary group insurance policy (such as nonvoluntary group term/ whole life/ endowment/ annuity policy) For more information on the types of benefits that are covered under the scheme, please contact us or alternatively, you can visit the LIA website ( or SDIC website (

2 CATEGORY 1 PRODUCTS 1 ACC DEATH & DISMEMBERMENT W RCC 2 ACCIDENTAL DEATH BEN 3 ACCIDENTAL DEATH BEN WITH RCC 4 ACCIDENTAL PERMANENT DISABLEMENT 5 ACCIDENTCARE 6 ACCIDENTCARE (ADDD) 7 ACCIDENTCARE (AD&D) 8 ACCIDENTCARE (ADB) 9 ACCIDENTCARE (ADDMB) 10 ACCIDENTCARE (CAB) 11 ACCIDENTCARE II (ACCIDENTAL DEATH AND DISABLEMENT BENEFITS) 12 ACCIDENTCARE II (ACCIDENTAL DEATH BENEFIT) 13 ACCIDENTCARE II (ACCIDENTAL DEATH, DISABLEMENT AND DISABILITY BENEFITS) 14 ACCIDENTCARE II (ACCIDENTAL DEATH, DISABLEMENT AND MEDICAL BENEFITS) 15 ACCIDENTCARE II (COMPREHENSIVE ACCIDENT BENEFIT PLUS) 16 ACCIDENTCARE II (COMPREHENSIVE ACCIDENT BENEFIT) 17 ACCIDENTCARE PLUS 18 ACCIDENTCARE PLUS II 19 ACCIDENTCARE PLUS II RIDER 20 COMPREHENSIVE ACC BEN WITH RCC 21 DOUBLE ACCIDENT PROTECTOR (WALK IN) 22 ELDERSHIELD 23 ELDERSHIELD COMPREHENSIVE PLAN 24 ELDERSHIELD VALUE PLUS 25 ESSENTIAL PROTECTOR 26 ESSENTIAL PROTECTOR PLUS 27 ESSENTIAL PROTECTOR PLUS (PROVISION) - PLAN A 28 ESSENTIAL PROTECTOR PLUS (PROVISION) - PLAN B 29 ESSENTIAL PROTECTOR PLUS (PROVISION) - PLAN C 30 EXTENDED TPD RIDER (5) 31 EXTENDED TPD RIDER 32 EXTENDED TPD RIDER (10 YR DEF'D) 33 EXTENDED TPD RIDER (5 YR DEF'D) 34 FLEXI MATERNITY COVER 35 FOREIGN WORKERS MEDICAL INSURANCE SCHEME 36 GL PAYER BENEFIT (LA) RIDER 37 GLOBAL ADVANTAGE PLAN 38 GOLDEN PROTECTOR 39 GOLDEN PROTECTOR PLUS 40 GREATLINK PAYER BENEFIT (LIVING ASSURANCE) RIDER II 41 GREATLINK PAYER BENEFIT RIDER 42 GROUP DENTAL HEALTH PLAN 43 GROUP HOSPITAL AND SURGICAL POLICY 44 GROUP MAJOR MEDICAL BENEFIT 45 GROUP PERSONAL ACCIDENT POLICY 46 GROUP PRIMECARE CLINICAL INSURANCE

3 CATEGORY 1 PRODUCTS 47 GROUP SUPREMECARE 48 G'TEED INSURABILITY BEN RIDER 49 HER LIVING ASSURANCE RIDER 50 HOSPITAL & SURGICAL INSURANCE POLICY 51 HOSPITAL & SURGICAL PROTECTOR 52 HOSPITAL BENEFIT FOR SPOUSE 53 HOSPITAL CASH PROTECTOR POLICY 54 HOSPITAL INCOME BENEFIT RIDER 55 HOSPITALISATION AND SURGICAL BENEFITS 56 HOSPITALISATION BENEFIT 57 HOSPITALISATION BENEFIT FOR CHILD 58 HOSPITALISATION BENEFIT FOR POLICE AND MILITARY 59 INTERNATIONAL MEDICAL SCHEME 60 JUNIOR LIVING ASSURANCE RIDER 61 JUNIOR LIVING ASSURANCE RIDER PLUS 62 JUNIOR PROTECTOR 63 JUNIOR PROTECTOR PLUS 64 LIFE ACCIDENT PROTECTOR 65 LIFESECURE RIDER : LIFESECURE RIDER : LIFESECURE RIDER : LIFE 68 LIFESECURE : LIFESECURE : LIFESECURE : LIFE 71 LIFETIME HOSPITAL BENEFIT POLICY 72 LIFETIME HOSPITAL BENEFITS RIDER 73 LONG TERM GOLDENCARE POLICY 74 LONG TERM GOLDENCARE SPOUSE RIDER 75 LT DISABILITY BENEFITS INSURANCE 76 MANAGED HEALTHCARE SCHEME 77 MORTGAGE ACCIDENTCARE 78 MAX MATERNITY CARE 79 PARENT ASSURANCE BENEFIT 80 PARENT ASSURANCE BENEFIT (CI) 81 PAYASSURE POLICY 82 PAYASSURE RIDER PAYASSURE RIDER PAYASSURE RIDER PAYCARE POLICY 86 PAYCARE POLICY (CONVERTED) 87 PAYCARE POLICY (ESCALATION) 88 PAYCARE POLICY (LEVEL) 89 PAYCARE RIDER PAYCARE RIDER 55 (ESCALATION) 91 PAYCARE RIDER 55 (LEVEL) 92 PAYCARE RIDER 60

4 CATEGORY 1 PRODUCTS 93 PAYCARE RIDER 60 (ESCALATION) 94 PAYCARE RIDER 60 (LEVEL) 95 PAYCARE RIDER 65 (ESCALATION) 96 PAYCARE RIDER 65 (LEVEL) 97 PAYER BEN W ANN BEN RIDER PLUS 98 PAYER BEN WITH ANNUAL BEN R30 99 PAYER BEN WITH ANNUAL BEN RIDER 100 PAYER BENEFIT (LA) RIDER 101 PAYER BENEFIT (LIVING ASSURANCE) RIDER II 102 PAYER BENEFIT (LIVING ASSURANCE) RIDER III 103 PAYER BENEFIT RIDER 104 PAYER BENEFIT RIDER 105 PAYER BENEFIT RIDER (ILP) (LA) III 106 PAYER BENEFIT RIDER (ILP) III 107 PAYER BENEFIT RIDER PAYER BENEFIT RIDER III 109 PAYER BENEFIT RIDER PLUS 110 PAYSECURE POLICY 111 PAYSECURE RIDER 112 PERSONAL ACCIDENT PROTECTOR PLUS POLICY 113 PERSONAL ACCIDENT PROTECTOR POLICY 114 PERSONAL ACCIDENT STUDENT PA 115 PREGNANCY RISK COVER 116 PREMIER HEALTH PLAN 117 PREMIUM WAIVER RIDER 118 PREMIUM WAIVER RIDER (ILP) 119 PRESTIGE GLOBAL MEDICARE 120 PRESTIGE PACARE 121 ROBINSONCARE 122 SAN[NOTE: SCHEDULE REFLECTS AS SAN INSURANCE] 123 SMART ACCIDENT PROTECTOR 124 SUPREME MEDICASH 125 SUPREMEHEALTH PLAN 126 TAKE-ON ACCIDENT 127 TOTAL SHIELD PLAN 128 TOTALSHIELD PLUS RIDER 129 TRIPLE ACCIDENT PROTECTION PLAN 130 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR FOCAL FINANCE CUSTOMER 131 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR GREAT EASTERN LIFE SHAREHOLDER 132 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR OCBC BANK GROUP ACCOUNT HOLDER 133 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR OCBC FINANCE CUSTOMER 134 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR OCBC VISA/MASTERCARD CARDHOLDER 135 WAIVER OF PREMIUM (DISABILITY) 136 WAIVER OF PREMIUM WAIVER OF PREMIUM 30 II

5 1 10 YEAR NON-PAR SINGLE PREMIUM ENDOWMENT (10 YEAR CASHBACK ENDOWMENT) 2 10 YEAR NON-PAR SP ENDOWMENT 3 17 YR FREQUENT CASH BACK ENDMT 4 18 YR FREQ CASH BACK ENDMT (PUP) 5 18 YR FREQUENT CASH BACK ENDMT 6 20 YR FREQ CASH BACK ENDMT (PUP) 7 20 YR FREQUENT CASH BACK ENDMT 8 21 YR FREQ CASH BACK ENDMT (PUP) 9 21 YR FREQUENT CASH BACK ENDMT 10 3-YEAR CASH SAVER 11 3-YEAR CASH SAVER (SERIES 2) 12 3-YEAR CASH SAVER (SERIES 3) 13 3-YEAR GUARANTEED SAVER 14 5YR R&C LIVING TERM ASSURANCE 15 5YR R&C LIVING TERM ASSURANCE II 16 5YR R&C LIVING TERM WITH TPD 17 5YR R&C TERM ASSURANCE 18 7 YEAR GUARANTEED SAVER 19 ADDITIONAL LIVING BENEFIT 20 ANNUAL CASHBACK ENDMT 18 (PUP) 21 ANNUAL CASHBACK ENDMT 21 (PUP) 22 ANNUAL CASHBACK ENDMT 25 (PUP) 23 ANNUAL CASHBACK ENDOWMENT ANNUAL CASHBACK ENDOWMENT 18 (SERIES 2) 25 ANNUAL CASHBACK ENDOWMENT 18 FULL PAY (SERIES 2) 26 ANNUAL CASHBACK ENDOWMENT ANNUAL CASHBACK ENDOWMENT ANNUAL CASHBACK ENDOWMENT 25 (SERIES 2) 29 ANNUAL CASHBACK ENDOWMENT 25 FULL PAY (SERIES 2) 30 ASSISTED REPRODUCTION PROGRAMME 31 CANCERCARE 32 CASH SAVER 33 CHOICE INVESTMENT WITH RB 34 CHOICE INVESTMENT (V3.0) 35 CHOICE INVESTMENT (V4.0) 36 CHOICE INVESTMENT (V5.0) 37 CHOICE INVESTMENT V5.1 (MR CPF) 38 CHOICE INVESTMENT(VER. 2.1) 39 CHOICE SAVER 40 CHOICE SAVER (MR CPF) 41 CHOICE SAVER (SERIES 2) 42 CHOICE SAVER (SERIES 3) 43 CHOICE SAVER (SERIES 4) 44 CITIZEN EXCLUSIVE WL WITH CB 45 COMPREHENSIVE RETIREMENT PLAN 46 CREDIT LIFE POLICY

6 47 CREDITCARE (LA) POLICY - SP 48 CREDITCARE (LA) SPOUSE RIDER 49 CREDITCARE (LA) POLICY 50 CREDITCARE (LA) POLICY II 51 CREDITCARE (LA) RIDER 52 CREDITCARE (LA) RIDER - SP 53 CREDITCARE (LIVING ASSURANCE) RIDER II 54 CREDITCARE (LIVING ASSURANCE) SPOUSE RIDER II 55 CREDITCARE POLICY 56 CREDITCARE RIDER 57 CREDITCARE SPOUSE RIDER 58 CRITICAL CARE ADVANTAGE 59 CRITICAL CARE ADVANTAGE RIDER 60 CRITICAL ILLNESS PROTECTOR 61 CRITICAL ILLNESS PROTECTOR (SERIES 3) 62 CRITICAL ILLNESS PROTECTOR CRITICAL ILLNESS PROTECTOR CRITICAL ILLNESS PROTECTOR CRITICAL ILLNESS PROTECTOR 20 (SERIES 3) 66 CRITICAL ILLNESS PROTECTOR 60 (CB) 67 CRITICAL ILLNESS PROTECTOR MULTIPLIER CRITICAL ILLNESS PROTECTOR MULTIPLIER CRITICAL ILLNESS PROTECTOR MULTIPLIER DEPENDANT PROTECTION SCHEME 71 DIRECT - GREAT 5YR CRITICAL CARE 72 DIRECT - GREAT 5YR TERM 73 DIRECT - GREAT CRITICAL CARE 74 DIRECT - GREAT CRITICAL CARE DIRECT - GREAT CRITICAL CARE DIRECT - GREAT LIFE DIRECT - GREAT LIFE DIRECT - GREAT TERM 79 DYNAMIC LA WITH CASH BONUS 80 DYNAMIC LIVING ASSURANCE (PUP) 81 DYNAMIC PROLIFE (PAID-UP) 82 DYNAMIC PROLIFE WITH CASH BONUS 83 DYNAMIC PROLIFE (98) (PAID-UP) 84 DYNAMIC PROLIFE(98) WITH CB 85 EARLY-PAYOUT CRITICAL CARE PLUS 86 EARLY-PAYOUT CRITICALCARE 87 EARLY-PAYOUT CRITICALCARE PLUS RIDER 88 EARLY-PAYOUT CRITICALCARE RIDER 89 ENDMT CLASSIC (98) WITH RB 90 ENDMT SPECIAL (98) WITH RB 91 ENDOWMENT 5 92 ENDOWMENT 5 (PAID-UP)

7 93 ENDOWMENT 5 PLUS 94 ENDOWMENT CLASSIC 95 ENDOWMENT CLASSIC WITH RB 96 ENDOWMENT CLASSIC (98) (PAID-UP) 97 ENDOWMENT CLASSIC (PAID-UP) 98 ENDOWMENT SPECIAL (PAID-UP) 99 ENDOWMENT SPECIAL WITH RB 100 ENDOWMENT SPECIAL (1) WITH RB 101 ENDOWMENT SPECIAL (98) (PAID-UP) 102 ENDOWMENT SPECIAL(1) (PAID-UP) 103 ENDOWMENT WITH CRB 104 ENDOWMENT WITH SRB 105 ENDOWMENT WITHOUT PROFITS 106 ESSENTIAL LIVING TERM ASSURANCE 107 ESSENTIAL LIVING TERM ASSURANCE RIDER 108 ESSENTIAL TERM ASSURANCE 109 ESSENTIAL TERM ASSURANCE 110 EXPRESS REWARD (PAID-UP) 111 EXPRESS REWARD WITH RB 112 EXT TERM ASSURANCE W/O PROFITS 113 EXTENDED ENDOWMENT W/O PROFITS 114 EXTENDED TERM RIDER 115 FAMILY PROTECTOR WITH TPD BEN 116 FAMILY3 (10YEAR-PAY) 117 FAMILY3 (10YEAR-PAY) - SERIES FAMILY3 (10YEAR-PAY) - SERIES FAMILY3 (15YEAR-PAY) 120 FAMILY3 (15YEAR-PAY) - SERIES FAMILY3 (15YEAR-PAY) - SERIES FINANCIER (98) (PAID-UP) 123 FINANCIER (98) WITH CASH BONUS 124 FINANCIER WHOLE LIFE WITH CB 125 FLEXI ENDOWMENT 126 FLEXI ENDOWMENT FLEXI ENDOWMENT FLEXILIFE 129 FLEXILIFE (SERIES 2) 130 FLEXILIFE (SERIES 3) 131 FLEXILIFE 10 (SERIES 2) 132 FLEXILIFE 15 (SERIES 2) 133 FLEXILIFE FLEXILIFE 20 (SERIES 2) 135 FLEXILIFE 20 (SERIES 3) 136 FLEXILIFE 20 PAID-UP 137 FLEXILIFE 60 (CB) 138 FLEXILIFE 60 (CB) PAID-UP

8 139 FLEXILIFE 60 (RB) 140 FLEXILIFE 60 (RB) PAID-UP 141 FLEXILIFE MULTIPLIER FLEXILIFE MULTIPLIER FLEXILIFE MULTIPLIER FLEXILIFE PAID-UP 145 FLEXILIFE SP (SERIES 3) 146 GE SPECIAL WL W/O PROFITS 147 GOLDEN LION ENDOWMENT (PAID-UP) 148 GOLDEN LION ENDOWMENT WITH CRB 149 GOLDEN LION WL W/O PROFITS 150 GL WAIVER OF PREMIUM GREATLINK ACHIEVER PLAN 152 GREATLINK CHOICE 153 GREATLINK DYNAMIC SAVER 154 GREATLINK FLEXIPLAN 155 GREATLINK GROWTH PLAN 156 GREATLINK GROWTH PLAN (MR CPF) 157 GREATLINK SUPREMELIFE 158 GREATLINK WAIVER OF PREMIUM BENEFIT 30 II 159 GUARANTEED REWARDS (3+17) 160 GUARANTEED REWARDS (5+10) 161 GUARANTEED REWARDS (5+15) 162 INCREASING TERM RIDER W TPD BEN 163 INVEST ASSURANCE PLAN WITH CRB 164 JOINT LIFE - WHOLE LIFE WITH SRB 165 JOINT LIFE ENDOWMENT WITH CRB 166 JOINT WHOLE LIFE WITH CRB 167 JOINT WHOLE LIFE WITHOUT PROFITS 168 LIFE PERKS 169 LIFE PERKS (PAID-UP) 170 LIFE PERKS LIFE PERKS LIFE PERKS 20 (PAID-UP) 173 LIMTED PAYMENT WL LIFE WITH CRB 174 LION ENDOWMENT (PAID-UP) 175 LION ENDOWMENT WITH CRB 176 LIV ASS ACCELERATOR PLUS END CRB 177 LIV ASSUR ACCELERATOR (WL ERB98) 178 LIV ASSUR ACCELERATOR PLUS 179 LIVING ADVANCE RIDER 180 LIVING ADVANCE RIDER LIVING ADVANCE RIDER 20 II 182 LIVING ADVANCE RIDER 60 ( CB ) 183 LIVING ADVANCE RIDER 60 ( RB ) 184 LIVING ADVANCE RIDER 60 (CB) II

9 185 LIVING ADVANCE RIDER 60 (RB) II 186 LIVING ADVANCE RIDER FOR ENDMT 187 LIVING ADVANCE RIDER FOR ENDOWMENT LIVING ADVANCE RIDER FOR ENDOWMENT II 189 LIVING ADVANCE RIDER II 190 LIVING ASSUR ACCELERATOR R LIVING ASSURANCE BENEFIT 192 LIVING ASSURANCE BENEFIT II 193 LIVING ASSUR POL PLUS (PUP) 194 LIVING ASSUR POL PLUS WITH CRB 195 LIVING ASSUR POLICY W/O PROFITS 196 LIVING ASSURANCE POLICY (PAID-UP) 197 LIVING ASSURANCE POLICY WITH CRB 198 LIVING ASSURANCE RIDER 199 LIVING ASSURANCE RIDER LIVING ASSURANCE RIDER 30 II 201 LIVING ASSURANCE RIDER PLUS 202 LIVING BENEFIT RIDER 203 LIVING JOY RIDER 204 LIVING JOY RIDER (LTD PAYMENT) 205 LIVING REWARD 206 LIVING TERM ASSURANCE 207 LIVING TERM ASSURANCE II 208 LTD PAYMENT WHOLE LIFE WITH SRB 209 LTD PAYMENT WL W/O PROFITS 210 MATERNITY BENEFIT RIDER 211 MAXRETIREMENT (PAYOUT 60) 212 MAXRETIREMENT (PAYOUT 65) 213 MAXRETIREMENT 10 (PAYOUT 60) 214 MAXRETIREMENT 10 (PAYOUT 65) 215 MAXRETIREMENT SP (PAYOUT 60) 216 MAXRETIREMENT SP (PAYOUT 65) 217 MAXRETIREMENT SP (PAYOUT 70) 218 MORTGAGE DECREASING TERM POLICY 219 MORTGAGECARE - SERIES MORTGAGECARE (LA) POLICY 221 MORTGAGECARE (LA) SPOUSE RIDER 222 MORTGAGECARE (LA) JT LIFE POL II 223 MORTGAGECARE (LA) POLICY II 224 MORTGAGECARE (LA) RIDER 225 MORTGAGECARE (LIVING ASSURANCE) RIDER II 226 MORTGAGECARE JOINTLIFE - SERIES MORTGAGECARE JOINTLIFE POLICY 228 MORTGAGECARE JOINTLIFE POL-SP 229 MORTGAGECARE POLICY 230 MORTGAGECARE POLICY

10 231 MORTGAGECARE POLICY - SP 232 MORTGAGECARE RIDER 233 MORTGAGECARE RIDER - SERIES MORTGAGECARE RIDER - SP 235 MORTGAGECARE SPOUSE RIDER 236 MORTGAGECARE SPOUSE RIDER - SP 237 PAID-UP ADDITIONS (OPTION 7) 238 PAID-UP ADDITIONS (OPTION 8) 239 PAYER TERM RIDER 240 PINKLIFE 241 PREFERRED LA POLICY (PUP) 242 PREFERRED LIV ASSSUR SPEC CRB 243 PREFERRED LIVING ASSSUR WITH CB 244 PREFERRED WHOLE LIFE (PAID-UP) 245 PREFERRED WHOLE LIFE WITH CB 246 PREFERRED WL WITH SPECIAL CRB 247 PRESTIGE LIFE 248 PRESTIGE PORTFOLIO (RP) 249 PRESTIGE PORTFOLIO (RSP) 250 PRESTIGE PORTFOLIO (SP) 251 PRESTIGE PROTECTOR 252 PRESTIGE PROTECTOR GOLD 253 PRIME GROWTH REWARDS 254 PRIME REWARDS (3+17) 255 PRIME REWARDS (3+17) (SERIES 2) 256 PRIME REWARDS (5+10) 257 PRIME REWARDS (5+10) (SERIES 2) 258 PRIME REWARDS (5+15) 259 PRIME REWARDS (5+15) (SERIES 2) 260 PRIMEGOLD ADVANTAGE 261 PRIMEGOLD BONUS (15 YEARS) 262 PRIMEGOLD BONUS (20 YEARS I) 263 PRIMEGOLD BONUS (20 YEARS II) 264 PRIMEGOLD BONUS 2 (15 YEARS) 265 PRIMEGOLD BONUS 2 (20 YEARS I) 266 PRIMEGOLD BONUS 2 (2O YEARS II) 267 PRIMEGOLD REGULAR SAVER (15 YEARS) 268 PRIMEGOLD REGULAR SAVER (20 YEARS) 269 PRIMEGOLD SAVER (15YEARS) 270 PRIMEGOLD SAVER (20YEARS I) 271 PRIMEGOLD SAVER (20YEARS II) 272 PRIMESAVER 273 R&C LIVING TERM POLICY 274 R&C LIVING TERM POLICY WITH TPD 275 REDUCING LIVING ASSUR RIDER REDUCING TERM POLICY

11 277 REDUCING TR WITH TPD BENEFITS 278 RENEWABLE LA TERM POLICY 279 SAVERS LION ENDOWMENT (PAID-UP) 280 SAVERS LION ENDOWMENT WITH RB 281 SAVERSLIFE WITH CRB 282 SAVERSLION ENDMT (1) (PUP) 283 SAVERSLION ENDMT (98) WITH RB 284 SAVERSLION ENDOWMENT (1) WITH RB 285 SAVERSLION ENDOWMENT (98) (PUP) 286 SB FOR SAVERSLIFE 287 SINGLE PREMIUM ENDMT WITH CRB 288 SINGLE PREMIUM ENHANCED 289 SINGLE PREMIUM REWARDS 290 SINGLE PREMIUM REWARDS SINGLE PREMIUM SPECIAL 292 SINGLE PREMIUM SPECIAL SMART CRITICAL CARE 294 SMART EARLY CRITICAL CARE 295 SMART EARLY CRITICAL CARE PAYER BENEFIT RIDER 296 SMART EARLY CRITICAL CARE PREMIUM WAIVER RIDER 297 SMART INVEST (RP) 298 SMART INVEST (RSP) 299 SMART INVEST (SP - CPF) 300 SMART INVEST (SP) 301 SMART INVEST (SP) (MR CPF) 302 SMART LIFE ADVANTAGE 303 SMART LIVING TERM ASSURANCE 304 SMART PROTECT (RP) 305 SMART PROTECT (RP) II 306 SMART PROTECT (SP) 307 SMART SAVER RIDER III 308 SMART TERM ASSURANCE 309 SMARTSAVER RIDER 310 SMARTSAVER RIDER WITH RB 311 SMARTSAVER RIDER II 312 SOUND INVESTMENT WITH RB 313 SOUND INVESTMENT (US$) WITH RB 314 SP LIVING ASSURANCE RIDER 315 SP LIVING TERM RIDER PLUS 316 SPOUSE PROTECTION RIDER 317 SUPREME EDUCATION SUPREME EDUCATION 22 (10YEAR-PAY) 319 SUPREME EDUCATION SUPREME EDUCATION 24 (10YEAR-PAY) 321 SUPREME LA WITH RB SUPREME LIFE (PAID-UP)

12 323 SUPREME LIFE WITH RB SUPREME LIVING ASSURANCE (PUP) 325 SUPREME LIVING TERM 326 SUPREME PROTECT 327 SUPREME PROTECT (SERIES 2) 328 SUPREME PROTECT SUPREME PROTECT SUPREME PROTECT SUPREME PROTECT 2O (SERIES 2) 332 SUPREME PROTECT SUPREME PROTECT PLUS 334 SUPREME PROTECT PLUS (SERIES 2) 335 SUPREME PROTECT PLUS SUPREME PROTECT PLUS SUPREME PROTECT PLUS SUPREME PROTECT PLUS 20 (SERIES 2) 339 SUPREME PROTECT PLUS SUPREME RETIREMENT 341 SUPREME RETIREMENT (PAYOUT 60) 342 SUPREME RETIREMENT SUPREME RETIREMENT 10 (PAYOUT 60) 344 SUPREME RETIREMENT SP 345 SUPREME RETIREMENT SP (PAYOUT 60) 346 SUPREME RETIREMENT SP (PAYOUT 70) 347 SUPREME SAVER 348 SUPREME SAVER (MR CPF) 349 SUPREME TERM 350 SUPREME TERM (LIMITED PAY 65) 351 TERM ASSURANCE 352 TERM ASSURANCE POLICY BY SP 353 TERM POLICY W/O TPD BENEFITS 354 TERM POLICY WITH TPD BENEFITS 355 TERM RIDER 356 TERM RIDER WITH TOTAL AND PERMANENT DISABILITY BENEFITS 357 UNIVERSAL LIFE - REGION B 358 UNIVERSAL LIFE - REGION A (PREFERRED LIFE) 359 UNIVERSAL LIFE - REGION A (STANDARD LIFE) 360 UNIVERSAL LIFE - REGION C 361 UNIVERSAL LIFE II - REGION A 362 UNIVERSAL LIFE II - REGION A (PREFERRED LIFE) 363 UNIVERSAL LIFE II - REGION B 364 UNIVERSAL LIFE II - REGION B (PREFERRED LIFE) 365 UNIVERSAL LIFE II - REGION C 366 UNIVERSAL LIFE II - REGION C (PREFERRED LIFE) 367 UNIVERSAL LIFE III - REGION A 368 UNIVERSAL LIFE III - REGION A (PREFERRED LIFE)

13 369 UNIVERSAL LIFE III - REGION B 370 UNIVERSAL LIFE III - REGION B (PREFERRED LIFE) 371 UNIVERSAL LIFE III - REGION C 372 UNIVERSAL LIFE III - REGION C (PREFERRED LIFE) 373 UNIVERSAL LIFE IV - REGION A 374 UNIVERSAL LIFE IV - REGION A (PREFERRED LIFE) 375 UNIVERSAL LIFE IV - REGION B 376 UNIVERSAL LIFE IV - REGION B (PREFERRED LIFE) 377 UNIVERSAL LIFE IV - REGION C 378 UNIVERSAL LIFE IV - REGION C (PREFERRED LIFE) 379 UNIVERSAL LIFE VI - REGION A 380 UNIVERSAL LIFE VI - REGION A (PREFERRED LIFE) 381 UNIVERSAL LIFE VI - REGION B 382 UNIVERSAL LIFE VI - REGION B (PREFERRED LIFE) 383 UNIVERSAL LIFE VI - REGION C 384 UNIVERSAL LIFE VI - REGION C (PREFERRED LIFE) 385 UNIVERSAL LIFE VIII - REGION A 386 UNIVERSAL LIFE VIII - REGION A (PREFERRED LIFE) 387 UNIVERSAL LIFE VIII - REGION B 388 UNIVERSAL LIFE VIII - REGION B (PREFERRED LIFE) 389 UNIVERSAL LIFE VIII - REGION C 390 UNIVERSAL LIFE VIII - REGION C (PREFERRED LIFE) 391 US$ ELITE SAVER 392 WHOLE LIFE (98) WITH ERB 393 WHOLE LIFE (98) (PAID-UP) 394 WHOLE LIFE (PAID-UP) 395 WHOLE LIFE MULTIPLIER (SP) - REGION A 396 WHOLE LIFE MULTIPLIER (SP) - REGION B 397 WHOLE LIFE MULTIPLIER (SP) - REGION C 398 WHOLE LIFE WITH CRB 399 WHOLE LIFE WITH SRB 400 WHOLE LIFE WITH ERB 401 WHOLE LIFE WITHOUT PROFITS 402 WL GE SPECIAL W/O PROFITS 403 YOUNG EXECUTIVE SPECIAL WITH CRB

14 CATEGORY 3 PRODUCTS 1 ANN W G'RANTEED RETURN OF PREM 2 CPF LIFETIME INCOME W/O LB CPF LIFETIME INCOME'95 4 CPF LIFETME INCOME 1994 W/O LB 5 CPF RET. INCOME SCHEME B (1987) 6 CPF RET. INCOME SCHEME B (1989) 7 CPF RETIREMENT INCOME CPF RETIREMENT INCOME CPF RETMT INCOME SCHEME A CPF RETMT INCOME SCHEME A CPF RETMT INCOME W/O LB DEFERRED CERTAIN & LIFE ANNUITY 13 DEFERRED LIFE ANNUITY 14 IMMEDIATE CASH ANNUITY 15 IMMEDIATE CASH ANNUITY IMMEDIATE CERTAIN AND LIFE ANN 17 IMMEDIATE CERTAIN ANNUITY 18 IMMEDIATE LIFE ANNUITY 19 LIFETIME INCOME 20 LIFETIME INCOME 21 LIFETIME INCOME LIFETIME INCOME 2000 (CASH) 23 LIFETIME INCOME LIFETIME INCOME 2001 (MSPS) 25 LIFETIME INCOME 2001 (MSS) 26 LIFETIME INCOME 2001 (CASH) 27 LIFETIME INCOME LIFETIME INCOME LIFETIME INCOME LIFETIME INCOME LIFETIME INCOME LIFETIME INCOME LIFETIME INCOME LIFETIME INCOME 98 (CASH) 35 LIFETIME INCOME 98B 36 LIFETIME INCOME 98B (CASH) 37 LIFETIME INCOME00 AGE LIFETIME INCOME01 AGE LIFETIME INCOME LIFETIME INCOME'96 41 LIFETIME INCOME'97 42 LONG TERM GOLDENCARE ANNUITY 43 LONG TERM GOLDENCARE ANNUITY 44 LONG TERM GOLDENCARE DEFERRED ANNUITY 45 LT GOLDENCARE (MSS) 46 LT GOLDENCARE DEFERRED ANN 2003

15 47 LT GOLDENCARE DEF'D ANN 2002 SR 48 LT GOLDENCARE DEFERRED ANN LT GOLDENCARE DEF'D ANN (CASH) 50 LT GOLDENCARE DEF'D ANN 2002 SR CATEGORY 3 PRODUCTS

16 CATEGORY 4 PRODUCTS 1 GROUP ENDOWMENT POLICY 2 GROUP LONG TERM DISABILITY INSURANCE POLICY 3 GROUP MORTGAGE REDUCING TERM POLICY 4 GROUP TERM LIFE ASSURANCE POLICY 5 GROUP TERM POLICY 6 SUPPLEMENTARY LIVING ASSURANCE BENEFIT