Merchant Category Codes

Merchant Category Codes This document contains lists of valid Merchant Category Codes (MCCs). MCCs are used to identify the type of business in which a merchant is engaged. Treasury and Trade Solutions

Merchant Category Codes Table of Contents Table of Contents Overview...2 About This Manual...2 General Merchant Category Codes MCCs 0001 1499 (Agricultural Services)... 3 MCCs 1500 2999 (Contracted Services)... 3 MCCs 4000 4799 (Transportation Services)... 4 MCCs 4800 4999 (Utility Services)... 5 MCCs 5000 5599 (Retail Outlet Services)... 5 MCCs 5600 5699 (Clothing Stores)... 7 MCCs 5700 7299 (Miscellaneous Stores)... 8 MCCs 7300 7999 (Business Services)... 11 MCCs 8000 8999 (Professional Services and Membership Organizations)... 13 MCCs 9000 9999 (Government Services)... 14 Travel and Entertainment (T&E) Merchant Category Codes MCCs 3000 3299 (Airlines)... 15 MCCs 3300 3499 (Car Rental)... 25 MCCs 3500 3999 (Lodging)... 26 Figures 1-1. Payment Brand Abbreviations... 2 2-1. Agricultural Services MCCs... 3 3-1. Contracted Services MCCs... 3 4-1. Transportation Services MCCs... 4 5-1. Utility Services MCCs... 5 6-1. Retail Outlet Services MCCs... 5 7-1. Clothing Stores MCCs... 7 8-1. Miscellaneous Stores MCCs... 8 9-1. Business Services MCCs... 11 10-1. Professional Services and Membership Organizations MCCs... 13 11-1. Government Services MCCs... 14 12-1. Airline MCCs... 15 13-1. Car Rental MCCs... 25 14-1. Lodging MCCs... 26

Merchant Category Codes Overview Overview Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. Payment brands, issuers and acquirers can use MCCs to categorize, track and restrict transactions. MCCs can be used for tax reporting, interchange promotion and gathering information about cardholder purchasing behavior. Often, MCCs are recognized by all payment brands; however, not all codes are recognized by all brands. Payment brands frequently add, eliminate or change the codes with regularly-scheduled enhancements. About This Manual This manual lists MCCs, the descriptions of the codes, and the payment brand(s) for which the codes are valid. The descriptions can differ slightly between payment brands. The following table has information about the abbreviation used for each payment brand. Payment Brand Visa MasterCard TSYS Figure 1-1. Payment Brand Abbreviations Abbreviation V M TSYS (This code is present on TSYS systems; however, other payment brands may no longer support the code.) 2

Merchant Category Codes General Merchant Category Codes General Merchant Category Codes MCCs 0001 1499 (Agricultural Services) The following table includes a list of MCCs in the range 0001 1499 and the description for each code. 0742 Veterinary Services 0763 Agricultural Cooperatives 0780 Horticultural and Landscaping Services Figure 2-1. Agricultural Services MCCs MCCs 1500 2999 (Contracted Services) The following table includes a list of MCCs in the range 1500 2999 and the description for each code. 1520 General Contractors Residential and Commercial 1711 Air Conditioning, Heating and Plumbing Contractors 1731 Electrical Contractors 1740 Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors 1750 Carpentry Contractors 1761 Roofing and Siding, Sheet Metal Work Contractors 1771 Concrete Work Contractors 1799 Contractors, Special Trade Contractors not elsewhere classified 2741 Miscellaneous Publishing and Printing 2791 Typesetting, Plate Making and Related Services 2842 Figure 3-1. Contracted Services MCCs Sanitation, Polishing and Specialty Cleaning Preparations 3

Merchant Category Codes General Merchant Category Codes MCCs 4000 4799 (Transportation Services) The following table includes a list of MCCs in the range 4000 4799 and the description for each code. 4011 Railroads Freight 4111 Transportation Suburban and Local Commuter Passenger, including Ferries 4112 Passenger Railways 4119 Ambulance Services 4121 Taxicabs and Limousines 4131 Bus Lines 4214 Motor Freight Carriers,Trucking Local/Long Distance, Moving and Storage Companies, Local Delivery 4215 Courier Services Air and Ground, Freight Forwarders 4225 Public Warehousing Farm Products, Refrigerated Goods, Household Goods Storage 4411 Cruise Lines 4457 Boat Leases and Boat Rentals 4468 Marinas, Marine Service/Supplies 4511 Air Carriers, Airlines not elsewhere classified 4582 Airports, Airport Terminals, Flying Fields 4722 Travel Agencies and Tour Operators 4723 Package Tour Operators (Germany Only) V 4761 Telemarketing of Travel Related Services and Vitamins TSYS 4784 Bridge and Road Fees, Tolls 4789 Transportation Services Not Elsewhere Classified Figure 4-1. Transportation Services MCCs 4

Merchant Category Codes General Merchant Category Codes MCCs 4800 4999 (Utility Services) The following table includes a list of MCCs in the range 4800 4999 and the description for each code. 4812 4813 4814 Telecommunication Equipment Including Telephone Sales Key-Entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry Telecommunication Services including but not limited to prepaid phone services and recurring phone services M 4816 Computer Network/Information Services 4821 Telegraph Services 4829 4899 Wire Transfer Money Orders (V, D, G, X) Money Transfer (M) Cable, Satellite, and Other Pay Television and Radio Services 4900 Utilities Electric, Gas, Heating Oil, Sanitary, Water Figure 5-1. Utility Services MCCs MCCs 5000 5599 (Retail Outlet Services) The following table includes a list of MCCs in the range 5000 5599 and the description for each code. 5013 Motor Vehicle Supplies and New Parts 5021 Office and Commercial Furniture 5039 Construction Materials Not Elsewhere Classified 5044 5045 Office, Photographic, Photocopy and Microfilm Equipment Computers, Computer Peripheral Equipment, Software 5046 Commercial Equipment Not Elsewhere Classified 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies 5051 Metal Service Centers and Offices 5065 Electrical Parts and Equipment 5072 Hardware Equipment and Supplies 5074 Plumbing and Heating Equipment 5085 Industrial Supplies Not Elsewhere Classified 5094 Precious Stones and Metals, Watches and Jewelry 5

Merchant Category Codes General Merchant Category Codes 5099 Durable Goods Not Elsewhere Classified 5111 Stationery, Office Supplies, Printing and Writing Paper 5122 Drugs, Drug Proprietors and Druggists Sundries 5131 Piece Goods, Notions, and Other Dry Goods 5137 Men s, Women s and Children s Uniforms and Commercial Clothing 5139 Commercial Footware 5169 Chemicals and Allied Products Not Elsewhere Classified 5172 Petroleum and Petroleum Products 5192 Books, Periodicals and Newspapers 5193 Florists Supplies, Nursery Stock and Flowers 5198 Paints, Varnishes and Supplies 5199 Non-Durable Goods Not Elsewhere Classified 5200 Home Supply Warehouse Stores 5211 Building Materials, Lumber Stores 5231 Glass, Paint, Wallpaper Stores 5251 Hardware Stores 5261 Lawn and Garden Supply Stores 5271 Mobile Home Dealers 5299 Warehouse Club Gas TSYS 5300 Wholesale Clubs 5309 Duty Free Stores 5310 Discount Stores 5311 Department Stores 5331 Variety Stores 5399 Miscellaneous General Merchandise Stores 5411 Grocery Stores, Supermarkets 5422 Freezer and Locker Meat Provisioners 5441 Candy, Nut and Confectionery Stores 5451 Dairy Products Stores 5462 Bakeries 5499 5511 Miscellaneous Food Stores Convenience Stores, Markets, Specialty Stores, and Vending Machines Automobile and Truck Dealers Sales, Service, Repairs, Parts and Leasing 5521 Automobile and Truck Dealers (Used Only) Sales 5532 Automotive Tire Stores 5533 Automotive Parts and Accessories Stores 6

Merchant Category Codes General Merchant Category Codes 5541 Service Stations (With or Without Ancillary Services) 5542 Fuel Dispenser, Automated 5551 Boat Dealers 5561 Camper Dealers, Recreational and Utility Trailers 5571 Motorcycle Shops and Dealers 5592 Motor Home Dealers 5598 Snowmobile Dealers 5599 Figure 6-1. Retail Outlet Services MCCs Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers Not Elsewhere Classified MCCs 5600 5699 (Clothing Stores) The following table includes a list of MCCs in the range 5600 5699 and the description for each code. 5611 Men s and Boys Clothing and Accessories Stores 5621 Women s Ready to Wear Stores 5631 Women s Accessory and Specialty Stores 5641 Children s and Infants Wear Stores 5651 Family Clothing Stores 5655 Sports Apparel, and Riding Apparel Stores 5661 Shoe Stores 5681 Furriers and Fur Shops 5691 Men s and Women s Clothing Stores 5697 Alterations, Mending, Seamstresses, Tailors 5698 Wig and Toupee Shops 5699 Accessory and Apparel Stores Miscellaneous Figure 7-1. Clothing Stores MCCs 7

Merchant Category Codes General Merchant Category Codes MCCs 5700 7299 (Miscellaneous Stores) The following table includes a list of MCCs in the range 5700 7299 and the description for each code. 5712 Equipment, Furniture and Home Furnishings Stores (except Appliances) 5713 Floor Covering Stores 5714 Drapery, Upholstery and Window Coverings Stores 5718 Fireplace, Fireplace Screens and Accessories Stores 5719 Miscellaneous House Furnishing Specialty Shops 5722 Household Appliance Stores 5732 Electronics Sales 5733 Music Stores Musical Instruments, Pianos and Sheet Music 5734 Computer Software Stores 5735 Record Shops 5811 Caterers 5812 Eating Places and Restaurants 5813 Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns Drinking Places (Alcoholic Beverages) 5814 Fast Food Restaurants 5815 Digital Goods: Books, Movies, Music 5816 Digital Goods: Games 5817 Digital Goods: Applications (Excludes Games) 5818 Digital Goods: Large Digital Goods Merchant (V) Digital Goods: Multi-Category (M) 5912 Drug Stores and Pharmacies 5921 Package Stores Beer, Wine and Liquor 5931 Second Hand Stores, Used Merchandise Stores 5932 Antique Shops Sales, Repairs and Restoration Services 5933 Pawn Shops 5935 Wrecking and Salvage Yards 5937 Antique Reproduction Stores 5940 Bicycle Shops Sales and Service 5941 Sporting Goods Stores 5942 Book Stores 5943 Office, School Supply and Stationery Stores 5944 Clock, Jewelry, Watch and Silverware Stores 5945 Game, Toy and Hobby Shops 5946 Camera and Photographic Supply Stores 8

Merchant Category Codes General Merchant Category Codes 5947 Card, Gift, Novelty and Souvenir Shops 5948 Leather Goods and Luggage Stores 5949 Fabric, Needlework, Piece Goods and Sewing Stores 5950 Crystal and Glassware Stores 5960 Direct Marketing Insurance Services 5961 Mail Order Houses Including Catalog Order Stores TSYS 5962 Direct Marketing Travel Related Arrangement Services 5963 Door-to-Door Sales 5964 Direct Marketing Catalog Merchants 5965 Direct Marketing Combination Catalog and Retail Merchant 5966 Direct Marketing Outbound Telemarketing Merchants 5967 Direct Marketing Inbound Telemarketing Merchants 5968 Direct Marketing Continuity/Subscription Merchants 5969 Direct Marketing Other Direct Marketers Not Elsewhere Classified 5970 Artist Supply Stores, Craft Shops 5971 Art Dealers and Galleries 5972 Stamp and Coin Stores Philatelic and Numismatic Supplies 5973 Religious Goods Stores 5974 Rubber Stamp Store TSYS 5975 Hearing Aids Sales, Service, Supply Stores 5976 Orthopedic Goods Artificial Limb Stores 5977 Cosmetic Stores 5978 Typewriter Stores Rentals, Sales, Service 5983 Fuel Dealers Coal, Fuel Oil, Liquefied Petroleum, Wood 5992 Florists 5993 Cigar Stores and Stands 5994 News Dealers and Newsstands 5995 Pet Shops, Pet Food and Supplies 5996 Swimming Pools Sales and Supplies 5997 Electric Razor Stores Sales and Service 5998 Tent and Awning Shops 5999 Miscellaneous and Specialty Retail Stores 6010 6011 Member Financial Institution Manual Cash Disbursements Member Financial Institution Automated Cash Disbursements 9

Merchant Category Codes General Merchant Category Codes 6012 Member Financial Institution Merchandise And Services 6050 Quasi Cash Member Financial Institution M 6051 Quasi Cash Merchant 6211 Securities Brokers and Dealers 6236 Aero Servicio Carabobo TSYS 6300 Insurance Sales, Underwriting and Premiums 6381 Insurance Premiums TSYS 6513 Real Estate Agents and Managers Rentals 6529 Remote Stored Value Load Member Financial Institution TSYS 6530 Remove Stored Value Load Merchant TSYS 6535 Value Purchase Member Financial Institution TSYS 6536 MoneySend Intracountry M 6537 MoneySend Intercountry M 6538 MoneySend Funding M 6539 Funding Transaction (Excluding MoneySend) M 6540 POI (Point of Interaction) Funding Transactions (Excluding MoneySend) 6611 Overpayments TSYS 6760 Savings Bonds TSYS 7011 Lodging Hotels, Motels, Resorts not elsewhere classified M 7012 Timeshares 7032 Sporting and Recreational Camps 7033 Campgrounds and Trailer Parks 7210 Cleaning, Garment and Laundry Services 7211 Laundry Services Family and Commercial 7216 Dry Cleaners 7217 Carpet and Upholstery Cleaning 7221 Photographic Studios 7230 Barber and Beauty Shops 7251 Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors 7261 Funeral Service and Crematories 7273 Dating Services 7276 Tax Preparation Service 7277 Debt, Marriage, Personal Counseling Services 7278 Buying/Shopping Clubs, Services 7280 Hospital Patient-Personal Funds Withdrawal TSYS 10

Merchant Category Codes General Merchant Category Codes 7295 Babysitting Services TSYS 7296 Clothing Rental Costumes, Uniforms and Formal Wear 7297 Massage Parlors 7298 Health and Beauty Spas 7299 Other Services Not Elsewhere Classified Figure 8-1. Miscellaneous Stores MCCs MCCs 7300 7999 (Business Services) The following table includes a list of MCCs in the range 7300 7999 and the description for each code. 7311 Advertising Services 7321 Consumer Credit Reporting Agencies 7332 Blueprinting and Photocopying Services TSYS 7333 Commercial Art, Graphics, Photography 7338 Quick Copy, Reproduction and Blueprinting Services 7339 Stenographic and Secretarial Support Services 7342 Exterminating and Disinfecting Services 7349 Cleaning and Maintenance, Janitorial Services 7361 Employment Agencies and Temporary Help Services 7372 Computer Programming, Data Processing and Integrated System Design Services 7375 Information Retrieval Services 7379 7392 7393 7394 Computer Maintenance, Repair And Services Not Elsewhere Classified Consulting, Management and Public Relations Services Detective Agencies, Protective Agencies, Security Services including Armored Cars, Guard Dogs Equipment Rental and Leasing Services, Furniture Rental, Tool Rental 7395 Photo Developing, Photofinishing Laboratories 7399 Business Services Not Elsewhere Classified 7512 Automobile Rental Agency Not Elsewhere Classified 7513 Truck Rental 7519 Motor Home and Recreational Vehicle Rental 7523 Automobile Parking Lots and Garages 7524 Express Payment Service Merchants Parking Lots and Garages TSYS 11

Merchant Category Codes General Merchant Category Codes 7531 Automotive Body Repair Shops 7534 Tire Retreading and Repair Shops 7535 Automotive Paint Shops 7538 Automotive Service Shops 7542 Car Washes 7549 Towing Services 7622 Electronic Repair Shops 7623 Air Conditioning and Refrigeration Repair Shops 7629 Appliance Repair Shops, Electrical and Small 7631 Clock, Jewelry and Watch Repair Shops 7641 Furniture Reupholstery, Repair and Refinishing 7692 Welding Repair 7699 Miscellaneous Repair Shops and Related Services 7800 Government Owned Lottery 7801 Government-Licensed Casinos (Online or Internet Gambling) 7802 Government-Licensed Horse/Dog Racing 7829 Motion Picture and Video Tape Production and Distribution 7832 Motion Picture Theaters 7833 Express Payment Service Motion Picture Theater TSYS 7841 DVD/Video Tape Rental Stores 7911 Dance Halls, Schools and Studios 7922 7929 Theatrical Producers (Except Motion Pictures), Ticket Agencies Bands, Orchestras and Miscellaneous Entertainers Not Elsewhere Classified 7932 Pool and Billiard Establishments 7933 Bowling Alleys 7941 Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters 7991 Tourist Attractions and Exhibits 7992 Golf Courses, Public 7993 Video Amusement Game Supplies 7994 Video Game Arcades and Establishments 7995 7996 Gambling Transactions Betting (Sportsbook, fantasy, social gaming; when regulated and not covered by other MCCs) (D) Amusement Parks, Carnivals, Circuses, Carnivals, Fortune Tellers 12

Merchant Category Codes General Merchant Category Codes 7997 Clubs Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf Courses 7998 Aquariums, Dolphinariums, Zoos and Seaquariums 7999 Recreation Services Not Elsewhere Classified Figure 9-1. Business Services MCCs MCCs 8000 8999 (Professional Services and Membership Organizations) The following table includes a list of MCCs in the range 8000 8999 and the description for each code. 8011 Doctors not elsewhere classified 8021 Dentists and Orthodontists 8031 Osteopathic Physicians 8041 Chiropractors 8042 Optometrists and Ophthalmologists 8043 Opticians, Optical Goods and Eyeglasses 8044 Optical Goods and Eyeglasses TSYS 8049 Chiropodists, Podiatrists 8050 Nursing and Personal Care Facilities 8062 Hospitals 8071 Dental and Medical Laboratories 8099 Health Practitioners, Medical Services Not Elsewhere Classified 8111 Attorneys, Legal Services 8211 Schools, Elementary and Secondary 8220 Colleges, Universities, Professional Schools and Junior Colleges 8241 Schools, Correspondence 8244 Schools, Business and Secretarial 8249 Schools, Trade and Vocational 8299 Schools And Educational Services Not Elsewhere Classified 8351 Child Care Services 8398 Organizations, Charitable and Social Service 8641 Associations Civic, Social and Fraternal 8651 Organizations, Political 8661 Organizations, Religious 8675 Automobile Associations 8699 Organizations, Membership Not Elsewhere Classified 13

Merchant Category Codes General Merchant Category Codes 8734 Testing Laboratories (Non-Medical) 8743 Testing Laboratories (Non-Medical) TSYS 8911 Architectural, Engineering and Surveying Services 8931 Accounting, Auditing and Bookkeeping Services 8999 Professional Services Not Elsewhere Classified Figure 10-1. Professional Services and Membership Organizations MCCs MCCs 9000 9999 (Government Services) The following table includes a list of MCCs in the range 9000 9999 and the description for each code. 9034 I-Purchasing Pilot TSYS 9211 Court Costs Including Alimony and Child Support 9222 Fines 9223 Bail and Bond Payments 9311 Tax Payments 9399 Government Services Not Elsewhere Classified 9401 I-Purchasing Pilot TSYS 9402 Postal Services Government Only 9405 Intra-Government Purchases Government Only 9700 Automated Referral Service V 9701 Visa Credential Server V 9702 GCAS Emergency Services V 9751 UK Supermarkets, Electronic Hot File TSYS 9752 UK Petrol Stations, Electronic Hot File TSYS 9754 Gambling-Horse, Dog Racing, State Lottery M 9950 Intra-Company Purchases V,M Figure 11-1. Government Services MCCs 14

Travel and Entertainment (T&E) Merchant Category Codes MCCs 3000 3299 (Airlines) The following table includes a list of MCCs in the range 3000-3299 and the description for each code. In addition, the following information applies: Visa and MasterCard require specific abbreviations for airline MCCs. Important: The listing in this chapter includes values from Visa and MasterCard since these payment brands have published airline MCCs. MCC Description 3000 United Airlines 3001 American Airlines 3002 Pan American 3003 Eurofly Valid Payment Brand(s) Required Abbreviation (Payment Brand) UNITED AIR (V) UNITED (M) AMERICAN AIR (V) AMERICAN (M) PAN AM AIR (V) PAN AM (M) EUROFLY AIR (V) EUROFLY (M) 3004 Dragon Airlines DRAGONAIR 3005 British Airways 3006 Japan Air Lines 3007 Air France 3008 Lufthansa German Airlines 3009 Air Canada 3010 Royal Dutch Airlines (KLM Airlines) BRITISH AWYS (V) BRITISH A (M) JAL AIRLINE (V) JAL (M) AIR FRANCE (V) AIR FRAN (M) LUFTHANSA (V) LUFTHAN (M) AIR CANADA (V) AIR CAN (M) KLM AIRLINE (V) KLM (M) 3011 Aeroflot AEROFLOT 3012 Qantas QANTAS AIR (V) QANTAS (M) 3013 Alitalia ALITALIA 3014 Saudi Arabian Airlines SAUDI AIR (V) SAUDI AI (M) 15

MCC Description 3015 Swiss International Air Lines Valid Payment Brand(s) 3016 Scandinavian Airline System (SAS) SAS 3017 South African Airways Required Abbreviation (Payment Brand) SWISSINTAIR (V) SWISS (M) 3018 Varig VARIG SAA AIRWAYS (V) SAFRICAN (M) 3019 Germanwings TSYS GRMNWNGSAIR 3020 Air India 3021 Air Algerie AIR-INDIA (V) AIR-INDI (M) AIR ALGERIE (V) AIRALGER (M) 3022 Philippine Airlines PAL AIR 3023 Mexicana MEXICANA 3024 Pakistan International 3025 Air New Zealand Ltd. International PAKISTAN AIR (V) PAKISTAN (M) AIR NZ 3026 Emirates Airlines EMIRATES 3027 Union De Transports Aeriens (UTA/interair) 3028 Air Malta 3029 SN Brussels Airlines 3030 Aerolineas Argentinas 3031 Olympic Airways UTA AIRLINE (V) UTAAIR (M) 3032 El Al EL AL 3033 Ansett Airlines AIR MALTA (V) AIRMALTA (M) SNBRSSLSAIR (V) SNBRU AIR (M) AERO ARGENT (V) AERO ARG (M) OLYMPIC AIR (V) OLYMPICA (M) ANSETT AIR (V) ANSETT (M) 3034 Etihadair ETIHADAIR 3035 TAP Air Portugal (TAP) 3036 Viacao Aerea Sao Pãulo (VASP) TAP AIR (V) TAP (M) VASP AIR (V) VASP (M) 3037 Egyptair EGYPTAIR 16

MCC Description 3038 Kuwait Airways Valid Payment Brand(s) Required Abbreviation (Payment Brand) KUWAIT AIR (V) KUWAIT (M) 3039 Avianca AVIANCA 3040 Gulf Air (Bahrain) GULF AIR 3041 Balkan-Bulgarian Airlines BALKAN AIR (V) BALKAN (M) 3042 Finnair FINNAIR 3043 Aer Lingus AER LINGUS (V) AERLING (M) 3044 Air Lanka AIR LANKA 3045 Nigeria Airways 3046 Cruzeiro Do Sul 3047 Turk Hava Yollari 3048 Royal Air Maroc 3049 Tunis Air 3050 Icelandair 3051 Austrian Airlines NIGERIA AIR (V) NIGERIA (M) CRUZIERO AIR (V) CRUZIERO (M) THY AIRLINE (V) THY (M) AIR MAROC (V) AIRMARO (M) TUNIS AIR (V) TUNIS AI (M) ICELANDAIR (V) ICELANDA (M) AUSTRIAN AIR (V) AUSTRIAN (M) 3052 LAN Airlines LAN AIR 3053 Aviacion Y Comercio (AVIACO) 3054 Linea Aerea Del Cobre (LADECO) 3055 Lloyd Aero Boliviano (LAB) AVIACO AIR (V) AVIACO (M) LADECO AIR (V) LADECO (M) LAB AIR (V) LAB (M) 3056 Jet Airways JET AIR 3057 Virgin America VIR AMER 3058 Delta DELTA AIR (V) DELTA (M) 3059 DBA Airline DBA AIR 3060 Northwest Airlines NWA AIR 17

MCC Description 3061 Continental 3062 Hapag-Lloyd Express 3063 US Airways Valid Payment Brand(s) Required Abbreviation (Payment Brand) CONTINENTAL (V) CONTINEN (M) HLX AIR (V) HLX (M) USAIRWAYS (V) USAIRWYS (M) 3064 Adria Airways ADRIA AIR 3065 Airinter AIRINTER 3066 Southwest Airlines 3067 Vanguard Airlines 3068 Air Astana 3069 Sun Country Airlines 3071 Air British Columbia SOUTHWESTAIR (V) SOUTHWES (M) VANGUARD AIR (V) VANGUARD (M) AIR ASTANA (V) AIRSTANA (M) SUNCTRYAIR (V) SUNCNTRY (M) AIR BC (V) AIR B R C (M) 3072 Cebu Pacific Airlines CEBU PAC 3075 Singapore Airlines 3076 Aeromexico 3077 Thai Airways 3078 China Airlines 3079 Jetstar Airways 3081 NordAir TSYS 3082 Korean Airlines SINGAPOREAIR (V) SINGAPOR (M) AEROMEXICO (V) AEROMEXI (M) THAI AIRWAYS (V) THAIAIRW (M) CHINA AIR (V) CHINAAIR (M) JETSTAR AIR (V) JETSTAR (M) KOREAN AIR (V) KOREAN (M) 18

MCC Description 3083 Air Afrique Valid Payment Brand(s) Required Abbreviation (Payment Brand) AIR AFRIQUE (V) AIR AFRIQ (M) 3084 Eva Airways EVA AIR 3085 Midwest Express Airlines MIDWEST EXP (V) MIDWEST (M) 3086 Carnival Airlines V CARNIVAL AIR 3087 Metro Airlines 3088 Croatia Air METRO AIR (V) METROAI (M) CROATIA AIR (V) CROATIA (M) 3089 Transaero TRANSAERO 3090 Uni Airways Corporation UNIAIR 3094 Zambia Airways 3096 Air Zimbabwe Corp ZAMBIA AIR (V) ZAMBIA A (M) AIR ZIMBABWE (V) AIRZIMBA (M) 3097 Spanair SPANAIR 3098 Asiana Airlines 3099 Cathay Pacific 3100 Malaysian Airline System 3102 Iberia 3103 Garuda 3106 Braathens S.A.F.E. ASIANA AIR (V) ASIANA (M) CATHAYPACAIR (V) CATHAYPA (M) MALAY AIR (V) MALAY AI (M) IBERIA AIR (V) IBERIA (M) GARUDA AIR (V) GARUDA (M) BRAATHENS (V) BRAATHEN (M) 3110 Wings Airways V WINGS AIR 3111 British Midland 3112 Windward Island BRMIDLANDAIR (V) BRITISH M (M) WINDWRDISAIR (V) WINDWARD (M) 3115 Tower Air TOWERAIR 3117 Venezolana International De Aviacion VIASA 3118 Valley Airlines VALLEY AIR 19

MCC Description Valid Payment Brand(s) 3125 Tan Sahsa TAN AIR 3126 Talair PTY Ltd. V TALAIR 3127 Taca International 3129 Surinam Airways 3130 Sunworld International 3131 VLM Airlines 3132 Frontier Airlines Required Abbreviation (Payment Brand) TACAINTL AIR (V) TACA INT (M) SURINAM AIR (V) SURINAM (M) SUNWORLD AIR (V) SUNWORLD (M) VLM AIR (V) VLM (M) FRONTIER AIR (V) FRONTIER (M) 3133 Sunbelt Airlines V SUNBELT AIR 3135 Sudan Airways V SUDAN AIR 3136 Qatar Airways QATAR AIR 3137 Singleton V SINGLETONAIR 3138 Simmons Airlines V SIMMONS AIR 3143 Scenic Airlines V SCENIC AIR 3144 Virgin Atlantic VIRGINATLAIR (V) VIR ATL (M) 3145 San Juan V SAN JUAN AIR 3146 Luxair LUXAIR 3148 Air Littoral S.A. 3151 Air Zaire AIRLITTORAL (V) LITTORAL (M) AIR ZAIRE (V) AIRZAIRE (M) 3154 Princeville V PRINCVLLEAIR 3156 Go Fly Ltd. GOFLY 3159 Provincetown-Boston Airways 3161 All Nipon Airways 3164 Norontair PBA AIRLINE (V) PBA (M) ANA AIR (V) ANAAIR (M) NORONTAIR (V) NORONTAI (M) 3165 New York Helicopter V NY HELI 3167 Aero Continente AEROCONTINEN (V) AERO CONT (M) 3170 Mount Cook V MT COOK AIR 20

MCC Description 3171 Canadian Airlines International 3172 Nationair Valid Payment Brand(s) Required Abbreviation (Payment Brand) CANADIAN AIR (V) CANADIAN (M) NATIONAIR (V) NATIONAI (M) 3174 Jetblue Airways JETBLUE 3175 Middle East Air MIDEAST AIR (V) MIDEASTA (M) 3176 Metroflight Airlines V METROFLT AIR 3177 AirTran Airways AIRTRANAIR (V) AIRTRAN A (M) 3178 Mesa Air MESA AIR 3180 Westjet Airlines 3181 Malev 3182 LOT (Polish Airlines) 3183 Oman Air 3184 LIAT 3185 Linea Aeropostal Venezolana (LAV) 3186 Lineas Aereas Paraguayas (LAP) 3187 LACSA (Costa Rica) 3188 Virgin Express 3190 Jugoslav Air 3191 Island Airlines 3193 Indian Airlines 3196 Hawaiian Air WESTJETAIR (V) WESTJET (M) MALEV AIR (V) MALEV (M) LOT AIR (V) LOT (M) OMANAIR (V) OMAN AIR (M) LIAT AIRLINE (V) LIAT (M) LAV AIR (V) LAV (M) LAP AIR (V) LAP (M) LACSA AIR (V) LACSA (M) VIRGINEXPAIR (V) VIR EXP (M) JUGOSLAV AIR (V) JUGOSLAV (M) ISLAND AIR (V) ISLANDAI (M) INDIAN AIR (V) INDIAN A (M) HAWAIIAN AIR (V) HAWAIIAN (M) 21

MCC Description 3197 Havasu Airlines 3200 Guyana Airways Valid Payment Brand(s) Required Abbreviation (Payment Brand) HAVASU AIR (V) HAVASUAI (M) GUYANA AIR (V) GUYANA A (M) 3203 Golden Pacific Air V GOLDPAC AIR 3204 Freedom Airlines 3206 China Eastern Airlines 3211 Norwegian Air Shuttle 3212 Dominicana De Aviacion 3213 Malmo Aviation FREEDOM AIR (V) FREEDOM (M) CHINAEASTAIR (V) CHINAEAST (M) NORWEGIANAIR (V) NORWEGIAN (M) DOMINICA AIR (V) DOMINICA (M) MALMO AIR (V) MALMO AV (M) 3215 Dan Air Services V DANAIRSERV 3216 Cumberland Airlines V CUMBERLNDAIR 3217 Ceskoslovenske Aerolinie (CSA) CSA AIRLINE (V) CSA (M) 3218 Crown Air V CROWN AIR 3219 Compania Panamena De Aviacion (COPA) 3220 Compania Faucett 3221 Transportes Aeros Militares 3222 Command Airways COPA AIR (V) COPA (M) COMP FAU AIR (V) COMPANIA (M) TAME AIRLINE (V) TAME AIR (M) COMMAND AIR (V) COMMAND (M) 3223 Comair COMAIR 3226 Skyways SKYWAYS AIR (V) SKYWAYS (M) 3228 Cayman Airways CAYMANAIR 3229 3231 SAETA (Sociedad Ecuatorianos De Transportes Aereos) SAHSA (Servicio Aero De Honduras) SAETA AIR (V) SAETAAIR (M) SAHSA AIR (V) SAHSA (M) 3233 Capitol Air V CAPITOL AIR 22

MCC Description 3234 Caribbean Airlines Valid Payment Brand(s) Required Abbreviation (Payment Brand) CARIBBEANAIR (V) CARIBBEAN (M) 3235 Brockway Air V BROCKWAY AIR 3236 Air Arabia Airline AIR ARABIA (V) AIR ARAB (M) 3238 Bemidji Aviation V BEMIDJI AIR 3239 Bar Harbor Airlines 3240 Bahamasair 3241 Aviateca 3242 Avensa 3243 Austrian Air Service 3245 Easyjet Air BARHARBORAIR (V) BARHARBO (M) BAHAMASAIR (V) BAHAMASA (M) AVIATECA AIR (V) AVIATECA (M) AVENSA AIR (V) AVENSA (M) AUST AIRSERV (V) AUSTRAIR (M) EASYJET AIR (V) EASYJET (M) 3246 Ryanair RYANAIR 3247 Gol Airlines 3248 Tam Airlines GOL AIR (V) GOL (M) TAM AIR (V) TAM (M) 3251 Aloha Airlines V ALOHA AIR 3252 Antilean Airlines (ALM) ALM AIRLINE (V) ALM (M) 3253 America West M AMERWEST 3254 U.S. Air Shuttle V USAIRSHUTL 3256 Alaska Airlines Inc. ALASKA AIR (V) ALASKA A (M) 3259 American Trans Air V ATA AIR 3260 Spirit Airlines SPIRIT AIR (V) SPIRIT (M) 3261 Air China AIR CHINA 3262 Reno Air V RENO AIR 3263 Aero Servicio Carabobo ASC AIRLINE (V) ASERCA (M) 23

MCC Description 3266 Air Seychelles 3267 Air Panama International 3273 Rica Hotels TSYS 3274 Inter Nor Hotels TSYS 3280 Air Jamaica 3281 Air Djibouti TSYS 3282 Air Djibouti Valid Payment Brand(s) Required Abbreviation (Payment Brand) AIR SEYCH (V) AIR SEYC (M) AIR PANAMA (V) AIR PANA (M) AIR JAMAICA (V) AIR JAMA (M) AIR DJIBOUTI (V) AIR DJIB (M) 3284 Aero Virgin Islands V AERVIRGINIS 3285 Aero Peru AEROPERU 3286 Aero Nicaraguensis 3287 Aero Coach Aviation 3292 Cyprus Airways 3293 Ecuatoriana 3294 Ethiopian Airlines 3295 Kenya Airways 3296 Air Berlin AERONICARAG (V) AERO NIC (M) AEROCOACH AV (V) AEROCOAC (M) CYPRUS AIR (V) CYPRUSA (M) ECUATORIANA (V) ECUATORI (M) ETHIOPIAN AIR (V) ETHIOPIA (M) KENYA AIR (V) KENYAAIR (M) AIR BERLIN (V) AIRBERLIN (M) 3297 Tarom Romanian Air Transport TAROM AIR 3298 Air Mauritius AIRMAURITIUS (V) AIRMAURI (M) 3299 Wideroes Flyveselskap WIDEROES Figure 12-1. Airline MCCs 24

MCCs 3300 3499 (Car Rental) The following table includes a list of MCCs in the range 3300-3499 and the description for each code. Important: The listing in this chapter includes values from Visa and MasterCard since these payment brands have published car rental MCCs. 3351 Affiliated Auto Rental 3352 American International 3353 Brooks Rent-A-Car 3354 Action Auto Rental 3355 Sixt Car Rental 3357 Hertz 3359 Payless Car Rental 3360 Snappy Car Rental 3361 Airways 3362 Altra Auto Rental 3364 Agency Rent-A-Car 3366 Budget Rent-A-Car 3368 Holiday Rent-A-Car 3370 Rent-A-Wreck 3374 Accent Rent-A-Car 3376 Ajax Rent-A-Car 3380 Triangle Rent-A-Car 3381 Europcar 3385 Tropical Rent-A-Car 3386 Showcase Rental Cars 3387 Alamo Rent-A-Car 3388 Merchants Rent-A-Car 3389 Avis Rent-A-Car 3390 Dollar Rent-A-Car 3391 Europe By Car 3393 National Car Rental 3394 Kemwell Group 3395 Thrifty Car Rental 3396 Tilden Rent-A-Car 3398 Econo-Car Rent-A-Car 3400 Auto Host Rental Cars 3405 Enterprise Rent-A-Car 3409 General Rent-A-Car 3412 A1 Rent-A-Car 25

3414 Godfrey National V 3420 Ansa International 3421 Allstate 3423 AVCAR 3425 Automate 3427 Avon Rent-A-Car 3428 Carey 3429 Insurance Rent-A-Car 3430 Major Rent-A-Car 3431 Replacement Rent-A-Car 3432 Reserve Rent-A-Car 3433 Ugly Duckling Rent-A-Car 3434 USA 3435 Value Rent-A-Car 3436 Autohansa 3437 Cite V 3438 Interent 3439 Milleville 3441 Advantage Rent A Car Figure 13-1. Car Rental MCCs MCCs 3500 3999 (Lodging) The following table includes a list of MCCs in the range 3500-3999 and the description for each code. Important: The listing in this chapter includes values from Visa and MasterCard since these payment brands have published lodging MCCs. 3501 Holiday Inns 3502 Best Western 3503 Sheraton 3504 Hilton 3505 Trusthouse Forte 3506 Golden Tulip 3507 Friendship Inns International 3508 Quality International 3509 Marriott 3510 Days Inns Of America 3511 Arabella Hotels 3512 Intercontinental 26

3513 Westin Hotels 3514 Amerisuites 3515 Rodeway Inns International 3516 La Quinta Motor Inns 3517 Americana Hotels Corporation 3518 Sol Hotels 3519 PLM/ETAP International 3520 Meridien 3521 Crest Hotels 3522 Tokyo Group 3523 Peninsula Hotels 3524 Welcomgroup 3525 Dunfey Hotels 3526 Prince Hotels 3527 Downtowner Passport 3528 Thunderbird/Red Lion 3529 CP (Canadian Pacific) 3530 Renaissance Hotels 3531 Kauai Coconut Beach Resort 3532 Royal Kona Resort 3533 Park Inn by Radisson 3534 Southern Pacific Hotel 3535 Hilton International 3536 AMFAC Hotels 3537 Ana Hotels 3538 Concorde Hotels 3539 Summerfield Suites Hotel 3540 Iberotel 3541 Hotel Okura 3542 Royal Hotels 3543 Four Seasons 3544 Cigahotels 3545 Shangri-La International 3546 Hotel Sierra 3547 Breakers Resort M 3548 Hotels Melia 3549 Auberge Des Governeurs 3550 Regal 8 Inns 27

3551 Mirage Hotel and Casino 3552 Coast Hotels 3553 Parks Inns International 3554 Pinehurst Resort 3555 Treasure Island Hotel and Casino 3556 Barton Creek Resort 3557 Manhattan East Suite Hotels 3558 Jolly Hotels 3559 Candlewood Suites 3560 Aladdin Resort and Casino 3561 Golden Nugget 3562 Comfort Hotel International 3563 Journeys End Motels 3564 Sams Town Hotel and Casino 3565 Relax Inns 3566 Garden Place Hotel 3567 Soho Grand Hotel 3568 Ladbroke Hotels 3569 Tribeca Grand Hotel 3570 Grand Met Forum Hotels 3571 Grand Wailea Resort 3572 Miyako Hotel/Kintetsu 3573 Sandman Hotels 3574 Venture Inn 3575 Vagabond Hotels 3576 La Quinta Resort 3577 Mandarin International 3578 Frankenmuth Bavarian 3579 Hotel Mercure 3580 Hotel Del Coronado 3581 Delta Hotels 3582 California Hotel and Casino 3583 Radisson BLU 3584 Princess Hotels International 3585 Hungar Hotels 3586 Sokos Hotel 3587 Doral Hotels 3588 Helmsley Hotels 28

3589 Doral Golf Resort 3590 Fairmont Hotels Corporation 3591 Sonesta International Hotels 3592 Omni International 3593 Cunard Hotels 3594 Arizona Biltmore 3595 Hospitality Inns 3596 Wynn Las Vegas 3597 Riverside Resort and Casino 3598 Regent Hotels 3599 Pannonia Hotels 3600 Saddlebrook Resort Tampa 3601 Tradewinds Resort 3602 Hudson Hotel 3603 Noahs Hotel (Melbourne) 3604 Hilton Garden Inn 3605 Jurys Doyle Hotel Group M 3606 Jefferson Hotel M 3607 Fontainebleau Resort 3608 Gaylord Opryland 3609 Gaylord Palms 3610 Gaylord Texan M 3611 C MON INN M 3612 Moevenpick 3613 Microtel Inn and Suites 3614 AmericInn 3615 Travelodge Motels 3616 Hermitage Hotels M 3617 America s Best Value Inn 3618 Great Wolf 3619 Aloft 3620 Binions Horseshoe Club 3621 Extended Stay 3622 Merlin Hotel (Perth) 3623 Dorint Hotels 3624 Lady Luck Hotel and Casino 3625 Hotel Universal 3626 Studio Plus 29

3627 Extended Stay America 3628 Excalibur Hotel and Casino 3629 Dan Hotels 3630 Extended Stay Deluxe 3631 Sleep Inn 3632 The Phoenician 3633 Rank Hotels 3634 Swissotel 3635 Reso Hotels 3636 Sarova Hotels 3637 Ramada Inns 3638 Howard Johnson 3639 Mount Charlotte Hotels 3640 Hyatt Hotels/International 3641 Sofitel Hotels 3642 Novotel Sieh (Accor) 3643 Steigenberger 3644 Econo-Travel Motor Hotel 3645 Queens Moat Houses 3646 Swallow Hotels 3647 Grupo Hotels HUSA SA 3648 De Vere Hotels 3649 Radisson 3650 Red Roof Inns 3651 Imperial London Hotels 3652 Embassy Hotels 3653 Penta Hotels 3654 Loews Hotels 3655 Scandic Hotels 3656 Sara Hotels 3657 Oberoi Hotels 3658 New Otani Hotels 3659 Taj Hotels Intl 3660 Knights Inn 3661 Metropole Hotels 3662 Circus Circus Hotel and Casino 3663 Hoteles El Presidente 3664 Flag Inns 30

3665 Hampton Inns 3666 Stakis Hotels 3667 Luxor Hotel and Casino 3668 Maritim 3669 Eldorado Hotel and Casino 3670 Arcade 3671 Arctia 3672 Campanile 3673 Ibusz Hotels 3674 Rantasipi Hotels 3675 Interhotel Cedok 3676 Monte Carlo Hotel and Casino 3677 Climat De France 3678 Cumulus Hotels 3679 Silver Legacy Hotel and Casino 3680 Hoteis Othan 3681 Adams Mark 3682 Sahara Hotel and Casino 3683 Bradbury Suites 3684 Budget Host Inns 3685 Budgetel 3686 Suisse Chalet 3687 Clarion Hotel 3688 Compri Hotel 3689 Consort 3690 Courtyard by Marriott 3691 Dillon Inn 3692 Doubletree 3693 Drury Inn 3694 Economy Inns Of America 3695 Embassy Suites 3696 Excel Inn 3697 Fairfield Hotel 3698 Harley Hotel 3699 Midway Motor Lodge 3700 Motel 6 3701 La Mansion Del Rio 3702 Registry Hotels 31

3703 Residence Inn 3704 Royce Hotel 3705 Sandman Inn 3706 Shilo Inn 3707 Shoneys Inn 3708 Virgin River Hotel and Casino 3709 Super 8 Motel 3710 Ritz-Carlton 3711 Flag Inns (Australia) 3712 Buffalo Bills Hotel and Casino 3713 Quality Pacific Hotel 3714 Four Seasons (Australia) 3715 Fairfield Inn 3716 Carlton Hotels 3717 City Lodge Hotels 3718 Karos Hotels 3719 Protea Hotels 3720 Southern Sun Hotels 3721 Conrad Hotels 3722 Wyndham 3723 Rica Hotels 3724 Inter Nor Hotels 3725 Sea Pines Resort 3726 Rio Suites 3727 Broadmoor Hotel 3728 Ballys Hotel and Casino 3729 John Ascuagas Nugget 3730 MGM Grand Hotel 3731 Harrah s Hotels and Casinos 3732 Opryland Hotel 3733 Boca Raton Resort M 3734 Harvey Bristol Hotels 3735 Masters Economy Inns 3736 Colorado Belle Edgewater Resort 3737 Riviera Hotel and Casino 3738 Tropicana Resort and Casino 3739 Woodside Hotels and Resorts 3740 Towneplace Suites 32

3741 Millennium Broadway Hotel 3742 Club Med 3743 Biltmore Hotel and Suites 3744 Carefree Resorts 3745 St. Regis Hotel 3746 The Eliot Hotel 3747 Club Corporation/Club Resorts 3748 Wellesley Inns 3749 Beverly Hills Hotel 3750 Crowne Plaza Hotels 3751 Homewood Suites 3752 Peabody Hotels 3753 Greenbriar Resorts 3754 Amelia Island Plantation 3755 Homestead 3757 Canyon Ranch TSYS 3758 Kahala Mandarin Oriental Hotel 3759 Orchid At Mauna Lai 3760 Halekulani Hotel/Waikiki Parc 3761 Primadonna Hotel and Casino 3762 Whiskey Pete s Hotel and Casino 3763 Chateau Elan Winery and Resort 3764 Beau Rivage Hotel and Casino 3765 Bellagio 3766 Fremont Hotel and Casino 3767 Main Street Station Hotel and Casino 3768 Silver Star Hotel and Casino 3769 Stratosphere Hotel and Casino 3770 Springhill Suites 3771 Caesars Hotel and Casino 3772 Nemacolin Woodlands 3773 Venetian Resort Hotel and Casino 3774 New York-New York Hotel and Casino 3775 Sands Resort 3776 Nevele Grande Resort and Country Club 3777 Mandalay Bay Resort 3778 Four Points Hotels 3779 W Hotels 33

3780 Disneyland Resorts 3781 Patricia Grand Resort Hotels 3782 Rosen Hotel and Resorts 3783 Town and Country Resort and Convention Center 3784 First Hospitality Hotels 3785 Outrigger Hotels and Resorts 3786 Ohana Hotels of Hawaii 3787 Caribe Royal Resort Suite and Villas 3788 Ala Moana Hotel 3789 Smugglers Notch Resort 3790 Raffles Hotels 3791 Staybridge Suites 3792 Claridge Casino Hotel 3793 The Flamingo Hotels 3794 Grand Casino Hotels 3795 Paris Las Vegas Hotel 3796 Peppermill Hotel Casino 3797 Atlantic City Hilton 3798 Embassy Vacation Resort 3799 Hale Koa Hotel 3800 Homestead Suites 3801 Wilderness Hotel and Resort 3802 The Palace Hotel 3803 The Wigwam Golf Resort and Spa M 3804 The Diplomat Country Club and Spa M 3805 The Atlantic M 3806 Princeville Resort M 3807 Element 3808 LXR (Luxury Resorts) 3809 Settle Inn M 3810 La Costa Resort M 3811 Premier Travel Inns 3812 Hyatt Place 3813 Hotel Indigo 3814 The Roosevelt Hotel NY 3815 Nickelodeon Family Suites by Holiday Inn 3816 Home2Suites 3817 Affinia M 34

3818 Mainstay Suites 3819 Oxford Suites 3820 Jumeirah Essex House 3821 Caribe Royal 3822 Crossland 3823 Grand Sierra Resort 3824 Aria 3825 Vdara 3826 Autograph 3827 Galt House 3828 Cosmopolitan of Las Vegas 3829 Country Inn By Carlson 3830 Park Plaza Hotel 3831 Waldorf Figure 14-1. Lodging MCCs 35