How To Get A Credit Card From A Credit Union



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Client Initial Fact Find / Meeting tes Date: Meeting Location Credit Advisor Clint / Bertrand / Colin Meeting Type Person / Telephone / Skype Credit Guide Sent: E / F / M CLIENT DETAILS: Full name (Client 1): Full name (Client 2): If company and/or Trust: Company/Trust name: ABN/ACN Registered address: State P/code YOUR REQUIREMENTS AND OBJECTIVES: For example: purchase home, buy land, building, investment property, refinance, renovate, relocation, debt consolidation, study, holiday, car, boat, extra cash etc What are the primary reasons for seeking credit (how will the funds be used) or the reasons for a review of an existing credit contract? 1. Loan Amount Estimate 2. 3. 1 info@

YOUR DETAILS: CLIENT 1: New Client CRM Review CLIENT 2: New Client CRM Review Title: Mr Mrs Ms Miss Other Title: Mr Mrs Ms Miss Other Surname: Surname: Given Names: Given Names: Date of Birth: Sex: Male Female Date of Birth: Sex: Male Female Marital Status: Number of Dependants: Current Address: Single Married De Facto Marital Status: Single Married De Facto Widow Separated Divorced Widow Separated Divorced Ages: Number of Ages: Dependants Current Address: State P/Code State P/Code Date Moved in: Current Residential Status: Date Moved in: Current Residential Status: Own Home Mortgaged Renting Boarding Own Home Mortgaged Renting Boarding Live with Family Other Living with Family Other If under 2 years, please provide previous address details: If under 2 years, please provide previous address details: State P/Code State P/Code Postal address (if different from residential address): Postal address (if different from residential address): State: P/Code: State: P/Code: Email Address: Email Address: Home Phone Number: Home Phone Number: 2 info@

Work Phone Number: Work Phone Number: Mobile Number: Mobile Number: Fax Number: Fax Number: YOUR EMPLOYMENT & INCOME DETAILS: Employment Status: CLIENT 1: CLIENT 2: PAYG Employee Self Employed Family Business PAYG Employee Self Employed Full Time Part Time Casual Full Time Part Time Casual Family Business Contractor Temporary Home Duties Contractor Temporary Home Duties Retired Student t Employed Retired Student t Employed Employer/Company name and address: Occupation: Employment Start Date If employed or in business for less than 2 years, please provide previous employment details: Previous occupation and industry (if different from current): Previous employment Status: Previous employers name and address: Start & End Dates YOUR INCOME AND EXPENDITURE YOUR INCOME IF PAYG APPLICANTS: CLIENT 1 CLIENT 2 ANNUAL GROSS INCOME: ANNUAL GROSS INCOME: ANNUAL NET INCOME: ANNUAL NET INCOME: Rental income: Rental income: 3 info@

Investment income: Investment income: Government allowances: Government allowances: Other: Other: YOUR FINANCIAL POSITION: ASSET TYPE VALUE LIABILITY TYPE LIMIT MONTHLY REPAYMENT: Principle Home Home Loan Int. Rate % AMOUNT OWING: Investment Property 1 Investment Loan 1 Int. Rate % Rental Income: Investment Property 2 Address: Investment Loan 2 Int. Rate % Rental Income: Motor Vehicle 1 Type: Motor Vehicle Loan 1 Motor Vehicle 2 Type: Motor Vehicle Loan 2 Savings Bank: Bank: Line of Credit Int. Rate % Investments (e.g. shares, Credit Cards 4 info@

managed funds, term deposits) Superannuation Estimated Living Expenses: Contents (insured value) HECS/HELP: Other Assets Rent: YOUR FINANCIAL SECURITY: Have you had any difficulties in meeting your financial commitments in the past 2 years? If yes, provide details below. Have you received advice from an accountant, solicitor or financial planner regarding your financial objectives? If yes, provide details below. CHANGES TO YOUR CURRENT CIRCUMSTANCES: Do you anticipate any material changes to your financial situation? For example, change in employment, income or expenditure? If yes, what are the reasons for the changes and what is the expected impact? PROTECTING YOUR LIFESTYLE / ASSETS: Do you have insurance to protect your lifestyle e.g. life, total permanent disablement, income protection etc? How would your lifestyle needs be maintained if you and / or your partner were (a) Temporarily unable to earn an income through sickness / illness? (b) Permanently unable to earn income e.g. through death / permanent disability? Recommended clients to review options with qualified planner to ensure at least minimum level of risk coverage Are you a smoker? Do you have Home and Contents insurance? If no, would you like someone to contact you regarding Home and Contents insurance? 5 info@

Client acknowledgement and authorisation I acknowledge that I have had a discussion with my mortgage broker in relation to my/our Risk Insurance needs. I/We would like to review these risks with a licensed financial adviser. I consent to the collection and exchange of my personal information between AXTON Finance and one of AXTON Finance s trusted financial advisor partners, for the purposes of providing advice on my insurance and other financial needs, as well as keeping us informed of any recommendations. Client Signature: Client Signature: Date: Date: I acknowledge that I have had a discussion in relation to my insurance needs and I have elected not to speak with a licensed financial adviser. I accept full responsibility for my circumstances in the event of death, disability, critical illness, or accident and injury, which prevents me from working and meeting my financial commitments. Client Signature: Client Signature: Date: Date: SKETCHES / NOTES 6 info@

SKETCHES / NOTES 7 info@

8 info@