Equipment Finance & Lease

How to get Started Arranging an equipment lease for your business is fast and easy through ACG Equipment Finance. Select the equipment you want from your equipment supplier. Complete the simple, one page credit application, then fax it to us: 800-830-9855. When the application is approved ~ usually within 24 working hours of our receiving the necessary information ~ we will send you our one page contract for your signature. We will even contact your equipment supplier to arrange for payment and delivery of your selected equipment. Equipment Finance & Lease Benefits of using ACG Equipment Finance Conserve Working Capital: Cash isn't tied up in overhead, its free for income producing investments. Or, your cash savings may be reinvested in your business to create earnings which may reduce the net cash cost of leasing. Flexibility: A typical contract involves payments of 24-60 months. But, a unique plan may be better for you. We can customize a lease to fit your particular situation. If you choose to upgrade or replace the equipment during the lease term, we'll help. Low Initial Investment: Financing and leasing with ACG Equipment Finance is easy and covers 100% of the equipment cost. A large down payment isn't necessary. Typically, the first & last payment is all that is required. Preserve bank credit lines: Your loan doesn't affect your existing borrowing limits with your bank. You still have 100% of your credit available for other needs. Rapid turnaround: Our same day approvals and fundings allow you to take advantage of opportunities as they present themselves. The founders of ACG Equipment Finance have been providing financing and leasing since 1992. Since our initial beginnings we have funded over $500,000,000 of commercial equipment and have taken a leadership position in the industry by providing exceptional service with a firm commitment to our customer base. ACG Equipment Finance LLC 9436 Hamilton Dr. Mentor, OH 44060 Phone: 800-830-0084 440-579-0400 Fax: 800-830-9855 440-579-0447 Email: info@1acg.com www.1acg.com

offers leasing and financing of capital equipment to companies ranging from the Fortune 500 to the family store. Virtually any equipment you are considering to acquire can be leased or financed through ACG Equipment Finance. For companies seeking to acquire equipment, the decision presents both an opportunity and a challenge in today's constantly changing economic environment. The opportunity is the possibility to increase productivity and profits through the use of new or updated equipment. The challenge is to choose the best method of paying for the equipment. Because the acquisition involves a large capital commitment, many businesses are choosing to work with ACG Equipment Finance as the prudent alternative. ACG Equipment Finance provides leasing for equipment, costing as little as $3,000 all the way up to $500,000. ACG Equipment Finance generally requires no more than a simple one page application on transactions under $150,000. We look forward to working with you and are always available to discuss any opportunities. Product Features Along with the standard lease and finance terms we offer many types of flexible payment schedules. Contract terms Include: 12-72 month terms Equipment Finance Agreements, $1.00 Purchase Option Leases, 10% -20% Purchase Option Leases. 30 day to 120 day deferred payment plans. Seasonal payment schedules designed to meet the CUSTOMER'S cash flow patterns. Step Up or Step Down payment plans designed to meet the cash flows generated by the equipment over the life of the term. ACG Equipment Finance 9436 Hamilton Dr. Mentor, OH 44060 Phone 800-830-0084 Fax 800-830-9855 COMPANY PROFILE: Legal Name: Address: City: State: Zip: Phone: Fax: Years in Business PRINCIPALS: Officers, Owners, Partners (please list ownership percentage) Full Legal Name & Title Home Address Social Security # BANK INFORMATION: Business checking information Bank: Phone: Account# Contact: DESCRIPTION OF EQUIPMENT: Amount: Term Requested (months): Purchase Option: I authorize ACG Equipment Finance LLC to perform a standard credit investigation as it applies to this credit application. Customer Signature: Date:

Fax application to 800-830-9855 Credit Application Scott Hirz 440-360-7275 Ph 800-830-9855 Fax scotthirz@1acg.com 9436 Hamilton Drive Mentor, OH 44060 BUSINESS INFORMATION Company Name: Please fill out application completely Physical Address: City: State: Zip Code: Company Web Site Address: Type of Business (Check One): Corporation Partnership Proprietorship LLC Business Phone: Fax Number: County: Contact Name: Federal Tax ID# Years of Ownership: Annual Sales: Number of Employees: OWNERSHIP INFORMATION Include all owners to account for 100% of company ownership 1. Owner Title: Ownership % SSN: Home Address: City: State: Zip Code: Home Phone: Cell Phone: Email Address: 2. Owner Title: Ownership % SSN: Home Address: City: State: Zip Code: Home Phone: Cell Phone: Email Address: EQUIPMENT INFORMATION Please include Yr., Make, & Model #. Please attach the equipment quote and/or picture if available YEAR MAKE MODEL 1 2 Qty: Price: Description: DEALER/ SUPPLIER: Contact Person: Telephone Number: Fax Number: *What additional equipment or vehicle purchases are you considering in the next 3-6 months? Each undersigned individual does hereby authorize the release of any and all credit information pertaining to the above credit application to ACG Equipment Finance LLC and/or its assignees. Such authorization shall extend to obtaining credit information including personal credit bureau s as well as bank and trade references. A fax copy of this form shall be valid as an original. Signature Title Date Signature Title Date

Credit Application Contact: Eric King Fax back to: 954-934-0469 LESSEE COMPANY INFORMATION Allstate Capital, LLC 3665 Park Central Blvd North Pompano Beach, FL 33064 800-949-0018 ext. 421 E-mail: EricK@allstatecapital.com Type of Business: Non-Profit Proprietorship Partnership Corporation LLC Legal Business Name: dba: Contact Email: Federal Tax ID #: Best Contact # (cell): Business Telephone: Business Fax: Business Address (No PO Boxes): City: County: State: Zip: Equipment Location: Current Location New Additional Location Move of Current Location to a New Location Equipment Address (if different from above): City: County: State: Zip: Signer Name (please print): Title: No. Years in Business: Nature of Business: PERSONAL INFORMATION ON OFFICERS, PARTNERS, OR GUARANTORS Name: Title: No. Years in Business Under Current Ownership: Social Security Number: Home Address : City: State: Zip: Home Phone No.: Are you a U.S. Citizen? Yes No Name: % Bus. Owner: Title: Rent/Own Home: Social Security Number: Home Address : City: State: Zip: Home Phone No.: Are you a U.S. Citizen? Yes No % Bus. Owner: Rent/Own Home: COMPANY BANK REFERENCES -- TWO YEAR HISTORY Name of Bank/Branch Name of Bank/Branch How Long? How Long? TRADE REFERENCES -- TWO YEAR HISTORY Name of Supplier: City/State: Chkg Acct #: Loan Acct #: Chkg Acct #: Loan Acct #: Telephone No.: Telephone No.: Telephone No.: Contact: Contact: Contact: Name of Supplier: City/State: Telephone No.: Contact: VENDOR & EQUIPMENT INFORMATION Vendor Name: Telephone: Fax: Vendor Address: City: State: Zip: Equipment Description: Equipment Cost: Term: Contact: By signing below, the undersigned individual who is either a principal of the credit applicant or a guarantor of its obligations, provides this true and correct written instruction to Allstate Capital, LLC, its nominees or assigns, authorizing review of his/her personal credit profile from a national credit bureau and any bank and trade references as required. Such authorization shall extend to obtaining a credit profile in consideration of the application and subsequently for the purpose of update, renewal or the extension of such credit or additional credit and/or for reviewing and collecting the resulting account. I/we agree that the security deposit is not refundable if information is found to be incorrect. Security deposit will be refunded if application is rejected by lessor. A Photostat or facsimile copy of this authorization shall be as valid as the original. By signature below, I/we affirm our identity as the respective individuals identified in the related application. All terms, conditions, rates, and programs are subject to credit approval. X X Signature Signature ** Please include the last 3 months business bank statements, first page only **

Your 1 st Call for Equipment Financing/Leasing In the Drilling and Septic Industries WE OFFER YOU Prompt, Personal Service Fast, efficient approvals and fundings Aggressive rate structures 25 years serving vendors and customers One page credit application easy! A wide range of credit quality accepted Startup Business Programs Municipal/Government Programs New and Used Equipment 24 to 72 month terms 100% Financing Drilling and Boring Trenchless Pipe Bursting Trucks/Trailers Specialty Vehicles Rental Equipment Inspection Equipment Construction Hydro-Excavation Waste...and Much More Let us help you acquire the equipment you need! Joe Fiore 973-582-3400 Fax 973-577-6909 jfiore@oakmontfinance.com

Our simple one-page application can provide you up to $150,000 in just hours! COMPETITIVE. FAST. EFFECTIVE. EFFICIENT. With lease rates as low as 3.99%, we can t be beat when it comes to providing competitive, effective, efficient, and fast solutions for your business. Providence Capital Funding, Inc. 2013 Apply via Fax! (714) 986-1225 Apply Online! www.providencecapitalfunding.com The solution for your unique equipment financing needs. 3020 Saturn Street, Suite 203, Brea, CA 92821 (800) 341-1288 www.providencecapitalfunding.com

The Providence Advantage At Providence Capital, we are here to offer you unique and effective solutions to help your business get started, grow, and gain a competitive edge. We have one of the highest approval ratios in the industry and our leasing specialists work with you from start to finish to guarantee you receive the satisfaction you deserve. We take a make sense approach to creating solutions: each of our expert analysts reviews your company s profile and makes a human, holistic decision in moving forward. Unlike many of our competitors, we don t use a computer-generated scoring system to evaluate your business. Our in-depth analysis of your company and the information you provide allows us to get you approved for more, faster, and more efficiently. Solutions for Small Business Owners Solutions for Vendors Financing a new company is always a challenge, but working with Providence helped to make things easier. Our rep walked us through each step quickly and professionally, and our equipment was funded within just a few weeks. I found them honest, straightforward, and a pleasure to do business with. I would recommend Providence to anyone seeking financing. -Bob S., President, Footprints USA Equipment Financing When today s equipment is likely to meet long-term needs, purchasing is often the most cost-effective acquisition choice. If, however, your needs are likely to change within the next few years, leasing may be the smarter alternative. Leasing allows you to acquire the equipment you need today and use it cost-effectively until it no longer meets your needs, then upgrade without dealing with outdated items. We can finance anything your company needs from tractors to computers to medical equipment valued anywhere from $5,000 to $5,000,000. Leasing equipment conserves cash, protects you from obsolescence, and gives you customized payment plans. Business Financing When money is tight, a working capital loan from Providence Capital can be a quick and easy solution. We ll provide you with leverage for short-term creditors and enable you to cover your company s debt. We can provide from $5,000 to $100,000 within 48 to 72 hours. Call us toll-free for a free consultation! (800) 341-1288 www.providencecapitalfunding.com Our Vendor Leasing Program is a way for us to assist your sales staff in selling equipment to prospective customers. The program provides your sales representative with a financing package at the time of the sale, when their customer is most interested in acquiring equipment. Our financing program can help you with providing customers with an alternative to large cash expenditures. It can also eliminate frustration your customer may have with their local bank. This can make the difference between facilitating the sale or losing the client. Closing More Sales A prospective customer s ability to handle the capital expenditure is often as much of a consideration as the equipment itself. Since sales are usually time-sensitive, the ability to offer a customer an immediate financing option will help you close more sales and close them more quickly. High Approval Ratios for Customers We have one of the highest approval ratios in the industry, meaning more customers will be able to buy your equipment. Selling Up The ability to provide a potential customer with the option of a few more dollars on a monthly lease payment as compared to thousands more on the invoice is a very powerful sales tool. Increased Profit Margins By allowing us to provide the equipment financing required to close a sale, your sales staff will have more time to focus on new clients, while we remain in constant contact with the client. You ll be able to increase product sales and reduce sales costs.

Your Lease Guide For additional information, please contact Jonathan Nery Phone: (800) 341-1288 x103 Fax: (714) 985-6253 Benefits of Financing There are many benefits of equipment financing including the following: 100% Financing. Leasing covers 100% of the equipment cost with room to add soft costs including training, installation, and maintenance. No Down Payment. A security deposit equal to two months rental payments is usually all that is required. Possible tax savings*. If a company is in the 34% tax bracket and has a lease with a monthly payment of $500, the payment may be reduced to $330 - that's a monthly savings of $170 ($500 x 34%) or $2040 annually. *Consult your tax advisor. Flexibility. Customize a lease to fit your particular situation with skip payments or seasonal payments. Use inflation to your advantage. If you pay cash for your equipment, you pay with today s dollars at today s value. Through leasing, you pay with next year s inflated dollars, and the next, and the next. Increase profits immediately. With leasing, you only need to cover the monthly payment for the new equipment to be profitable from the first month. Example of the cost effectiveness of a lease: A monthly payment of $500 divided by 30 days = a daily cost of only $16.67! Divide $16.67 by 8 workday hours to get an hourly cost of $2.36! Preserve bank credit lines. Leasing doesn t affect your bank borrowing limits. You still have 100% of your credit available. Avoid obsolescence. Upgrade Leases are easy with most modern equipment always available. Conserve working capital. Cash isn t tied up in overhead; it s free for income producing investments. Leases may have accounting benefits. Monthly payments may be deductible as operating expenses rather than accounting for the equipment as an asset. Commonly Financed Equipment Assist a company s growth through the acquisition and financing of nearly any equipment used for business purposes including: Automobile lifts Oil & Petroleum Equipment Tanks, Pumps, Trailers & Trucks Automotive maintenance equipment Emissions testing equipment Cash registers Computer hardware Sanitation/ Janitorial Services Software Construction equipment Photography equipment Packaging and folding equipment Food service equipment Glass cutting machinery Graphic design equipment Heating and cooling equipment IT equipment Landscaping equipment Laundry equipment Lighting equipment Office equipment and furniture Telecommunication equipment Point of sale equipment Portable buildings Printers and laminators Test and measurement equipment Scanning machines Screen print systems Sign industry machines Stone cutting machinery Surveying Equipment

Payment Type & Features Cash Flow Line of Credit Equipment Risk Asset Liability Rate Risk Soft Costs Upgrade Cash Loan Lease Buying has an immediate impact on cash flow by diminishing cash reserves. Liquid assets are depleted and may affect credit. The owner bears all the risk of equipment devaluation. Obsolescence must be tracked by the owner. Owners must manage asset liability on their books. Financial accounting requires owned equipment to appear as an asset with a corresponding liability on the balance sheet. Cash should be used for income producing investments since you pay with today s dollars at today s value. Soft costs such as installation, training can erode cash reserves. Owners must manage disposal/selling of outdated equipment. This can slow down the upgrade process. Down payment required and loan payments are generally higher than lease payments. Taps the line of credit. The owner bears all the risk of equipment devaluation. Obsolescence must be tracked by the owner. Owners must manage asset liability on their books and are required to have equipment appear as an asset with a corresponding liability on the balance sheet. Banks prefer to loan money on a floating or variable rate tied to prime. Rate risk is on the customer, not the bank. Banks rarely finance soft costs. Cash is usually needed. Owners must manage the disposal/selling of outdated equipment. This can slow down the upgrade process. No down payment required. Leasing usually has less impact on cash flow due to lower payments. Does not affect line of credit. In many leases, the burden of taxes and insurance is managed by the lessor. Operating lease assets are expensed. Such assets do not appear on the balance sheet, which can improve financial ratios. Payments are fixed for the lease term. Pay with next year s inflated dollars - take advantage of inflation. Leasing may cover all soft costs including maintenance and software. Leasing allows for easy upgrades or additions and keeps the same payment by simply extending the lease term. $1 Buyout or Lease to Own This non-tax lease allows the customer to own the equipment for $1 at the end of the lease. This lease will have the highest monthly payment. The following options are available at the end of the lease: Purchase the equipment for $1 Upgrade the lease This is a good option for equipment with a long useful life. Also called a capital lease and may be depreciated on the balance sheet.* 10% Purchase Upon Termination (PUT) Under this non-tax lease, the customer must purchase the equipment at the end of the lease at 10% of the original equipment cost. The following options are available at the end of the lease: Purchase the equipment for 10% of the original cost Upgrade or renew the lease This lease is also called a Capital Lease and may be depreciated on the balance sheet.* Fair Market Value (FMV) This lease provides the lowest monthly payment and has three options at the end of the lease: Purchase the equipment for the fair market value Return the equipment Upgrade or renew the lease This is a good option for companies that upgrade to new equipment every few years. Also called a Tax Lease or True Lease because it usually qualifies as a tax deductible business expense. *

Acquisition Options CLEAR CHOICE IS LEASING So, you ve evaluated your equipment options and made a choice. Many people think the most important decision has been made, but they often overlook another important question: How are we going to pay for this? At TAMCO, we offer options so you can absorb the acquisition without breaking the bank. Why Leasing? Truth be told, cash is always an option, but there are other ways. Before you spend your capital, consider this: Technology depreciates at an amazing rate. Do you really want to use your cash for a depreciating asset? Remember the rule of thumb: Buy things that appreciate, lease or rent things that depreciate. Borrowing from your bank can be complex and time consuming. Tapping your banking resource uses up borrowing power--tying up credit you may need for a more important or unexpected use in the future. What are your options? Rather than pay cash or take out a loan from your bank, leasing may be the answer: Cash Flow Lease Almost always better for company cash flow. Leasing frees up cash to use for other purposes. Company can generate income to pay for the lease. Buy Sometimes the overall cost seems less (cash price is less than the payment multiplied by the term) but this is often deceiving. Consumes capital, thereby limiting your working capital and your ability to respond to business needs and growth. Tax / Book Treatment In many cases, a well structured lease will provide better--or at minimum, the same--write-offs than an outright purchase. For 2013, Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment. In other words, you can take the full deduction upfront, while paying the lease over time. Tax savings from purchased equipment come in the form of depreciation of asset based IRS codes. Of course, you have already laid out the full cash price. CONTACT: Rich DeMartin (813) 319-2528 rich.demartin@tamcocorp.com www.tamcocorp.com You should speak with a qualified advisor about the benefits of leasing and the impact on your books and taxes. While leasing can provide tax benefits, every situation is different and laws vary by state and country.

APPLICATION FOR CREDIT Date Company s Full Legal Name Company Website Equipment Supplier / Partner Chief Executive Office Address City State Zip Code Sales Representative Physical Address of Equipment City State Zip Code Federal Tax ID # Name of Contact (all information REQUIRED) Title Phone Fax Email Equipment Description Type of Business Date Established Business Structure Non-Profit Proprietorship Sub S (Please select one): Corporation Partnership LLC Program Type (Please select one): Shield FMV Lease $1 Out Lease Maintenance information if applicable: Equipment Cost Term Payment Annual Maintenance Amount Warranty Period $ months $ / month $ months Note: A non-refundable processing fee will be due at contract execution PERSONAL DATA: (PRINCIPALS OR OFFICERS) GUARANTOR INFORMATION REQUESTED FOR ALL BUSINESSES WHICH ARE SUB S CORPORATIONS, PARTNERSHIPS, PROPRIETORSHIPS, AND PROFESSIONAL CORPORATIONS. Principal / Officer 1: Full Legal Name Social Security # Home Phone Email Date of Birth Home Address City State Zip Principal / Officer 2: Full Legal Name Social Security # Home Phone Email Date of Birth Home Address City State Zip REFERENCES: LIST BUSINESS BANK, PREVIOUS BANK REQUIRED IF APPLICANT HAS BEEN AT PRESENT BANK LESS THAN TWO YEARS Present Bank of Applicant: Previous or Second Bank of Applicant: Branch Phone Branch Phone Bank Officer Account Number Bank Officer Account Number Lender References Name and Address: 1. Phone Contact Person 2. Phone Contact Person I hereby authorize TAMCO or any of TAMCO S designated agents or assigns ( Creditor ) to investigate my credit report and to establish and maintain a file of personal information about me. Signature, Principal / Officer 1: Title: Signature, Principal / Officer 2: Title: GENERAL CREDIT GUIDELINES (Additional information may be requested if deemed necessary by credit officer) Applicants must be able to demonstrate that the business applying for credit has been established for 2 or more years. Transactions for Sole Proprietorships, Partnerships, Professional Corporations and Sub-S will require personal guaranty of the majority shareholders. Transactions < $50,000: Completed credit application, last 2 years accountant prepared financial statements or tax returns and current period interim statements if deemed necessary by credit officer, first and last month payments due at contract execution. Transactions > $50,000: Completed credit application, last 2 years accountant prepared financial statements or tax returns and current period interim statements are required, first and last month payments due at contract execution. NOTICE: IF YOUR APPLICATION FOR BUSINESS CREDIT IS DENIED, YOU HAVE THE RIGHT TO A WRITTEN STATEMENT OF THE SPECIFIC REASONS FOR THE DENIAL. TO OBTAIN THE STATEMENT, PLEASE CONTACT THE LESSOR NAMED HEREIN WITHIN 60 DAYS FROM THE DATE YOU ARE NOTIFIED OF OUR DECISION. WE WILL SEND YOU A WRITTEN STATEMENT OF REASONS FOR THE DENIAL WITHIN 30 DAYS OF RECEIVING YOUR REQUEST FOR THE STATEMENT. THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICANTS ON THE BASIS OF RACE, COLOR, RELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THE APPLICANT HAS THE CAPACITY TO ENTER INTO A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANT S INCOME DERIVES FROM ANY PUBLIC ASSISTANCE PROGRAM; OR BECAUSE THE APPLICANT HAS IN GOOD FAITH EXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT. THE FEDERAL AGENCY THAT ADMINISTERS COMPLIANCE WITH THIS LAW CONCERNING THIS CREDITOR IS FEDERAL TRADE COMMISSION, ECOA COMPLIANCE, WASHINGTON, DC 20581. PLEASE REMIT TO: TAMCO * 4830 W. Kennedy Blvd, Suite 650 * Tampa, FL USA 33609 * T 1.888. 350.1842 * F 1.813. 472.1610 * www.tamcocorp.com

U. S. B A N K E Q U I P M E N T F I N A N C E S M A L L B U S I N E S S G R O U P Now offering Financing, your way. 5.25% for 36 months 5.5% for 48 months 5.75% for 60 months Minimum transaction of $50,000 Together, we can take your business to the next level. At U.S. Bank Equipment Finance, we know you work hard to grow your business. We d like to offer you an easy, quick and convenient way to acquire the equipment you need. Apply now to take advantage of this limited time offer. Ability to finance up to 125% with soft costs One page application for requests up to $150,000 New or used equipment Flexible financing terms Offer not valid for trucking, construction and restaurant industries For more information, contact: usbank.com Terms: Subject to credit approval. Rates will vary for other terms and conditions. Rate offer may change without notice. Applies to applications received by August 31, 2013 with transaction funded by September 30, 2013. Member FDIC.

Equipment/Vendor Information 36 months 48 months 60 months $ Other: Amount requested Term Equipment Description Vendor Name Vendor Address Vendor Phone Yes No Will the equipment be subleased? If so, to whom? Customer Information Company name ( Applicant ) Street address, City, State, Zip County Contact e-mail address Address of physical location of equipment Federal Tax ID # Phone Cell Phone Fax Corporation Proprietorship Partnership LLC Yes No Business type Sales tax exempt? If yes, attach exemption certificate. Company website In business since Nature of business Current ownership since Fiscal year end Insurance agent Agent phone Business Banking Relationship Bank name Bank officer Account number Telephone number Bank fax number Principal Information 1. Name/title % of ownership SSN Home address Home phone 2. Name/title % of ownership SSN Home address Home phone 3. Name/title % of ownership SSN Home address Home phone Are there any suits, judgments or tax liens against the Applicant or any of the above principals, or has the Applicant or any of the above principals ever declared bankruptcy? Yes No If yes, explain on a separate page. Authorization Applicant hereby authorizes U.S. Bank Equipment Finance, Inc. ( Equipment Finance ) and its agents (1) to obtain more credit information, including credit reports, about Applicant and its principals and/or co-owners and to make inquiries in connection with this Application; (2) to share credit information with Equipment Finance affiliates and agents, as well as Applicant s other creditors, bureaus and persons who have or expect to have financial dealings with the Applicant or its principals named above; (3) to share collection information with Applicant s other creditors. All the information in this Application is true, complete and correct. The person signing below on behalf of Applicant is authorized to make this Application on its behalf and to agree to the foregoing, and also has the authority to act for Applicant s principals and co-owners in instructing Equipment Finance and its agents to obtain credit reports on them. X Signature Title Date X Signature Title Date Office use only Banker Pref. ID Phone Branch # U.S. Bank Customer U.S. Bank Prospect Walk-in COI Source Fax complete application to