Hands on Banking Adults and Young Adults Test Packet



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ATTENTION: SUBJECT: Hands on Banking Instructors Pre- and Post-tests for Adults and Young Adults If you use the Hands on Banking Adults or Young Adults courses with a group, we invite you to use the attached Pre- and Post-tests and report your results to us. The Pre-test will help you to determine what topics to emphasize with your group. The Post-test will help you to assess participant progress. Informing us of the anonymous results will help us continue to improve the Hands on Banking program. Here are the simple steps to take: 1. On the first day of your class, administer the Pre-test. Make sure each participant signs his/her name. Tally the scores. 2. Teach the Hands on Banking Adults or Young Adults course to the group, according to your own schedule. 3. On the last day of your class, administer the Post-test. Again, make sure each participant signs his/her name. Tally the scores. 4. Match up the Pre- and Post-tests for every participant who took both tests. Note how many participants who took both tests improved their scores on the Post-test. 5. Send an email to hobinfo@handsonbanking.org. In your email, list three items: which course you taught, how many participants took both the Pre- and Post-tests, and how many improved their scores. Here s an example: To: hobinfo@handsonbanking.org Subject: Test results 1. Hands on Banking course: Young Adults 2. # participants who took both Pre- and Post- tests: 20 3. # participants whose Pre-test score improved on the Post-test: 18 Thank you very much for making use of the Pre-and Post-tests and reporting your results to us. Please include any other suggestions and comments about Hands on Banking we value your feedback!

Hands on Banking Pre-test Name The interest rate, how long you keep the money in your account, and how the financial institution pays the interest. It is the minimum to keep your account in good standing. You should always pay the minimum, but it s much better to pay the entire balance if possible; that will help you avoid interest charges too. A measurement used to compare different loans, that takes into account the interest rate, term, and fees to illustrate the total cost of the loan. Hands on Banking Pre-Test 2003, 2012 Wells Fargo Bank, N.A. All rights reserved. Member FDIC www.handsonbanking.org

Name Hands on Banking Post-test The interest rate, how long you keep the money in your account, and how the financial institution pays the interest. It is the minimum to keep your account in good standing. You should always pay the minimum, but it s much better to pay the entire balance if possible; that will help you avoid interest charges too. A measurement used to compare different loans, that takes into account the interest rate, term, and fees to illustrate the total cost of the loan. Hands on Banking Post-Test 2003, 2012 Wells Fargo Bank, N.A. All rights reserved. Member FDIC www.handsonbanking.org

Hands on Banking Pre-test Instructor Answer Key The interest rate, how long you keep the money in your account, and how the financial institution pays the interest. It is the minimum to keep your account in good standing. You should always pay the minimum, but it s much better to pay the entire balance if possible; that will help you avoid interest charges too. A measurement used to compare different loans, that takes into account the interest rate, term, and fees to illustrate the total cost of the loan. Hands on Banking Pre-Test

Instructor Answer Key Hands on Banking Post-test The interest rate, how long you keep the money in your account, and how the financial institution pays the interest. It is the minimum to keep your account in good standing. You should always pay the minimum, but it s much better to pay the entire balance if possible; that will help you avoid interest charges too. A measurement used to compare different loans, that takes into account the interest rate, term, and fees to illustrate the total cost of the loan. Hands on Banking Post-Test