Evidence of Insurability



Similar documents
Evidence of Insurability

Evidence of Insurability

Group Term Life Insurance Portability Election Form

Voluntary Group Term Life Insurance

Group Term Life Insurance Portability Election Form

NEXT PAGE. Applicant information (Please print or type) Name. Are you a: Member Spouse Domestic Partner* If Spouse/Domestic Partner, Name of Member

APPLICATION FOR GROUP TERM LIFE INSURANCE Underwritten by The United States Life Insurance Company in the City of New York (Herein called the Company)

Group Term Life Insurance Continuation Form

TOURO COLLEGE. To: Full-Time Staff. From: Rosie Kahan./!J! Director of Hluman Resources SUPPLEMENTAL LIFE INSURANCE. Date: August 31, 2007

A Guide for Successfully Completing the Group Life Insurance Evidence of Insurability Form

USLIFE Group Voluntary Term Life Insurance Coversheet

ADA-Sponsored Disability Income Protection Plan Application for Insurance

Metropolitan Life Insurance Company Statement of Health Form

Continued Dependent Life Insurance for a Disabled Child Instructions

Disability Insurance Claim Packet Instructions

SI of 6 (12/04)

DISABILITY INCOME/OFFICE OVERHEAD EXPENSE CLAIM INSTRUCTIONS (PLEASE KEEP THIS NOTICE FOR FUTURE REFERENCE)

ACCIDENT CLAIM FORM. 5. Was patient hospitalized? Yes No NAME OF HOSPITAL CITY STATE

Group Term Life Insurance Portability Election Form

Act Now! GIVE YOUR FAMILY PEAK PROTECTION. Group Long Term Disability Insurance Conversion Plan Enrollment Kit

2 SPOUSE COVERAGE: Add Drop Increase Decrease Note: Spouse coverage amount may not exceed the employee coverage amount under this program.

Metropolitan Life Insurance Company Statement of Health Form

Voluntary Term Life Insurance Program for RIO HONDO COMMUNITY COLLEGE Contract Number: AG CA

Date of Change: If marriage, divorce or birth of a child, please provide copy of document. Social Security Number. Address City State Zip

First Name MI Last Name. Relationship to Employee Employee Spouse Child Other. Date of Accident (m m d d yyyy) First Name MI Last Name

A Guide for Successfully Completing the Group Life Insurance Evidence of Insurability Form

Act Now! GIVE YOUR FAMILY PEAK PROTECTION. Group Long Term Disability Insurance Conversion Plan Kit

OUTPATIENT PHYSICIAN S TREATMENT CLAIM FORM

Sun Life and Health Insurance Company (U.S.)

Disability Insurance Claim Packet Instructions

COMBINED INSURANCE COMPANY OF AMERICA INSTRUCTIONS FOR FILING ACCIDENT AND HEALTH CLAIMS

Leaders Life Insurance Accident Claim Filing Instructions

APPLICATION FOR GROUP TERM LIFE INSURANCE Underwritten by The United States Life Insurance Company in the City of New York (Herein called the Company)

Transamerica Premier Life Insurance Company

Accident Claim Filing Instructions

CLAIM FORM. List all dates unemployment benefits are being or have been paid: From: To ; From: To

Member s Name Social Security # First Middle Last. Member s Address Number Street City State Zip Code. Name and Address of Member s Physician

The United States Life Insurance Company in the City of New York Home Office: One World Financial Center, 200 Liberty Street, New York, New York 10281

*87503* Group Insurance. Group Life Claim for Total Disability Benefits Employee Statement

Disability Insurance Claim Packet Instructions. Your Disability Benefit Claim. The Standard Benefit Administrators. How To Apply For Benefits

Date of Change: If marriage, divorce or birth of a child, please provide copy of document. Social Security Number

NATIONWIDE LIFE INSURANCE COMPANY NATIONAL CASUALTY COMPANY NATIONWIDE SPECIALTY INSURANCE CLAIM FORM INSTRUCTIONS

State of Louisiana All Employees

Policy Owner Address: Street City State ZIP Code

First Name MI Last Name. City State ZIP Code. Male Female Unmarried Married Divorced Widowed. Spouse s Date of Birth (MM DD YYYY)

COMBINED INSURANCE COMPANY OF AMERICA INSTRUCTIONS FOR FILING CLAIMS

Voluntary Group Accidental Death & Dismemberment Insurance

A Guide for Successfully Completing the Group Disability Insurance Evidence of Insurability Form

Monumental Life Insurance Company

Columbia Alumni Association (CAA) Group Term Life Insurance Application

GROUP LIFE CLAIM KIT FOR PROCESSING LIFE INSURANCE AND ACCIDENTAL DEATH BENEFITS BY A THIRD PARTY ADMINISTRATOR

The forms must be completed by a qualified person and signed with their occupational title as per its respective form.

A Guide for Successfully Completing the Group Disability Insurance Evidence of Insurability Form

A Guide for Successfully Completing the Group Life Insurance Evidence of Insurability Form

APPLICATION FOR GROUP TERM LIFE INSURANCE Underwritten by The United States Life Insurance Company in the City of New York (Herein called the Company)

NADA Dealer Life Insurance Program and Accidental Death & Dismemberment Simplified Issue Insurance Request Form

DISABILITY CLAIM FORM

To file a claim: If you have any questions or need additional assistance, please contact our Claim office at

INSURANCE EXCLUSIVELY for ABA Members

NATIONWIDE LIFE INSURANCE COMPANY NATIONAL CASUALTY COMPANY NATIONWIDE SPECIALTY INSURANCE CLAIM FORM

Virginia Association of Counties Group Self Insurance Risk Pool Disability Insurance Claim Packet Instructions

Portability Option for Group Term Life Insurance

ACCIDENT INSURANCE CLAIM

Accident Claim Filing Instructions

May 29, Dear Injured Camper or Staff Member and Family:

ACCIDENT CLAIM FORM. Daytime telephone No. Patient s full name Date of birth Relationship to policyowner

INDIVIDUAL LIFE CLAIM KIT FOR PROCESSING LIFE INSURANCE AND ACCIDENTAL DEATH BENEFITS INSTRUCTIONS FOR FILING A LIFE CLAIM

A Guide for Successfully Completing the Group Life Insurance Evidence of Insurability Form

USLIFE Group Voluntary Term Life Insurance Coversheet

Your Critical Care policy is supplemental health insurance to help cover the additional expenses associated with a critical illness diagnosis.

GROUP TERM LIFE INSURANCE APPLICATION FOR MEMBERS OF THE PENNSYLVANIA BAR ASSOCIATION

MEMBER S FULL NAME CERTIFICATE # SOCIAL SECURITY NO. MM / DD / YYYY r FEMALE WORK PHONE #

You also may have purchased the Hospital Cash Rider and/or the Disability Income Benefit Rider. Refer to your policy for detail information.

Short Term Disability Claim Statement

Hospital Indemnity Insurance Claim Form

Address: _ Pre-Disability Earnings: $ City: State: Zip Code: Beneficiary Print full name & relationship to you

TRUSTMARK INSURANCE COMPANY

Civil Service Employees Benefit Association Address City State Zip. Place of Birth Home/Cell Phone # Work Phone # Address

MAIL TO: AIG Benefit Solutions P.O. Box M, Beattyville, KY FAX: (888)

City of Los Angeles Disability Insurance Claim Packet Instructions

Y O U R E N R O L L M E N T K I T. Long Term Disability Insurance. Issued by The Prudential Insurance Company of America

IMPORTANT: WHAT TO KNOW ABOUT FILING YOUR SPECIFIED ILLNESS POLICY CLAIM

What to Expect Whe n Yo u Ha v e A Cl a i m

Evidence/Proof of Insurability for Group Life Insurance

Metropolitan Life Insurance Company Statement of Health Form

You may apply for up to $2,000,000. Your spouse may apply for up to $1,000,000

AMERICAN NATIONAL INSURANCE COMPANY CREDIT INSURANCE DIVISION P. O. BOX * SAN ANTONIO, TEXAS

Long Term Disability Insurance Conversion Plan

INSTRUCTIONS FOR FILING GROUP VOLUNTARY STD / LTD / WAIVER OF PREMIUM CLAIMS

CRITICAL ILLNESS CLAIMS

First Name MI Last. Street Address (P.O. Boxes cannot be accepted) City State Zip. First Name MI Last

Continue your Aetna life insurance coverage with these options.

POLICYHOLDER. Policy No.(s): Waiver of Premium (include life policies) Routine Pregnancy

Application Group Senior Life Insurance

If your claim is within the policy s contestability period, we may request additional information.

*10001* Group Disability Insurance. Disability Claim Instructions. Submitting a Claim

Metropolitan Life Insurance Company Statement of Health Form

CLAIM FORM FOR ACCELERATED DEATH BENEFITS

The United States Life Insurance Company in the City of New York

Claimant Section: Insured s Name: Relationship to Insured: Self Child. Policy #: Phone Number: ( ) Check if this is a new address

Transcription:

GROUP INSURANCE The Prudential Insurance Company of America Evidence of Insurability Instructions for Employer/Association 1. Complete the form below. 2. Also complete all sections of the form noted PART A including product related information as applicable to the plan(s) requiring medical evidence of insurability. 3. The entire package should then be given to your employee or member for completion of PART B. For Employer/Association Use Only: In the space below, insert mailing address to which the notice of action should be sent. Employee/Member Name: Employer/Association Name & Address: Group Contract.: Branch.: Submitting Location: Submitted by: Name Title Telephone Number E-mail Address Date GL.98.602 MN Ed. 4/2013 Page 1 of 8

Part A Employer/Association Information Complete this page as applicable to the plans requiring evidence of insurability, then give this package to the employee/member. Employee/Member First Name MI Last Name Date of Birth Social Security Number Sex Male Female Street Apt. City State ZIP Code Date individual first became eligible for coverage(s)/amount(s) of insurance this form applies to: Employee/Member Annual Earnings: $ Is application being made for amounts above the life non-medical maximum? Is application being made as a late entrant? Is application being made for dependents? Complete only for those coverages and persons requiring evidence of insurability. (For example: Employee only, spouse only, or employee and spouse.) Life/AD&D Total n-medical Maximum $ Current Amount Inforce + Addt l or Initial Amount Requested = Total Amount Employee/Member $ + $ = $ Spouse (Life Only) $ + $ = $ Long Term Disability Current Amount Inforce + Addt l or Initial Amount Requested = Total Amount Employee/Member $ + $ /mo = $ Survivor Benefits Life Current Amount Inforce + Addt l or Initial Amount Requested = Total Amount Spouse $ /mo + $ /mo = $ Child $ /mo + $ /mo = $ Weekly Disability Income/Accident & Sickness Benefit Amount $ GL.98.602 MN Ed. 4/2013 Page 2 of 8

Instructions for Employee/Member (Complete the required sections as noted below.) 1. If you are providing evidence of insurability for: a) Employee/Member coverage only Complete Sections 1, 2, 4, and 5. b) Dependent coverage only Complete Sections 1, 3, 4, and 5. c) Employee/Member and Dependent coverage Complete all sections of this form. (te: Evidence of insurability is not required for children.) 2. Please complete the form in blue or black ink. Sign and date Sections 4 and 5. 3. Please read and tear off the Important Medical Information tice that accompanies these instructions and retain for your records. Please retain a copy of your completed application for your own records. 4. Mail the completed PART A and PART B forms to: The Prudential Insurance Company of America Group Medical Underwriting P.O. Box 8796, Philadelphia, PA 19176 The evaluation of your request for coverage may be delayed if you do not follow these instructions, if you and/or your dependent do not answer all questions on the PART B form, if you do not give complete details for any answers requiring details, or if you do not provide complete names and addresses of doctors and hospitals. NOTE: Coverage is not effective until this request has been approved. You will be notified whether or not coverage has been approved. If you have questions regarding the completion of these forms, please contact Prudential Customer Service at 888-257-0412 or e-mail us at medical.uw@prudential.com. Read this tice before Completing the Health Statement Questionnaire The applicant does not have to disclose any HIV (AIDS Virus) tests which were administered: (1) to a criminal offender or crime victim as a result of a crime that was reported to the police; (2) to a patient who received the services of emergency medical services personnel at a hospital or medical care facility; (3) to emergency medical services personnel who were tested as a result of performing emergency medical services. The term emergency medical personnel includes individuals employed to provide pre-hospital emergency services: licensed police officers, firefighters, paramedics, emergency medical technicians, licensed nurses, rescue squad personnel, other individuals who serve as volunteers of an ambulance service who provide emergency medical services, crime lab personnel, correctional guards (including security guards at the Minnesota security hospital who experience a significant exposure to an inmate who is transported to a facility for emergency medical care), and other persons who render emergency care or assistance at the scene of an emergency, or while an injured person is being transported to receive medical care and who would qualify for immunity under the good samaritan law. Part B Employee/Member Information Section 1 1. Employee/Member First Name MI Last Name 2. Employee/Member Social Security Number 3. Employee/Member Phone Number Daytime Evening 4. Street Apt. City State ZIP Code 5. E-mail address GL.98.602 MN Ed. 4/2013 Page 3 of 8

Section 2 6. Date of Birth 7. Birth Place Month Day Year City State 8. Sex 9. Height 10. Weight Male Female ft. in. lbs. 11. Name and address of current doctor: Physician First Name MI Last Name Street Suite City State ZIP Code 12. Are you currently able to perform all the duties of your job? If, provide full details in item 17. 13. Have you during the last five years: a. had any surgery or been advised to have surgery and have not done so? b. been in a hospital, sanitarium, or other institution for observation, rest, diagnosis, or treatment? c. regularly used, or are now using, cocaine, barbiturates, amphetamines, marijuana or other hallucinatory drugs, heroin, opiates, or other narcotics, except as prescribed by a doctor? d. been treated or counseled for alcoholism? e. been treated or counseled by a psychologist or psychiatrist? f. applied for or received disability income benefits or pension benefits on account of sickness or injury? g. had life, disability, or health insurance declined, postponed, changed, rated-up, cancelled, or withdrawn? h. been diagnosed as having, or treated by a member of the medical profession for, Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC)? 14. Within the last five years, have you been treated for, or had any trouble with, any of the following: a. Heart or chest pain? g. Nervous or mental disorders? m. Urinary system? b. High blood pressure? h. Arthritis or rheumatism? n. Goiter or glands? c. Abnormal pulse? i. Ulcers or stomach disorders? o. Pleurisy or asthma? d. Cancer or tumors? j. Intestines or kidneys? p. Chronic diarrhea? e. Diabetes? k. Liver or gallstones? q. Neuritis or sciatica? f. Lungs? l. Genital disorder? r. Back or spinal disorders? 15. Do you currently have any disorder, condition (including pregnancy), disease, or defect not shown above, and/or are you currently taking medication prescribed or provided by a medical or other practitioner for any disorder, condition (including pregnancy), disease, or defect? 16. Have you smoked cigarettes or used another tobacco product (including cigars or chewing tobacco) or used nicotine gum within the past year? If, which product? GL.98.602 MN Ed. 4/2013 Page 4 of 8

Section 2 (continued) 17. What are the full details of all answers to each part of 13 through 15? Attach additional pages if needed. Question Number and Letter Specify illness or condition. Include reason for any checkup, doctor s advice, treatment, and/or medication Date illness or condition began Month Year Time lost from normal activities Full recovery (if applicable) Month Year Print full names, addresses, and telephone numbers of doctors and/or hospitals Section 3 1. Employee/Member s eligible dependent that requires evidence of insurability. Full Name Social Security Number Relationship to You Date of Birth Place of Birth Height Weight 2. Address of your dependent (if different from address in Section 1): 3. Is the person named above unable to perform all of the duties of his/her job or home-confined? 4. Has the person named above during the last five years: a. had any surgery or been advised to have surgery and has not done so? b. been in a hospital, sanitarium or other institution for observation, rest, diagnosis, or treatment? c. regularly used, or is now using, cocaine, barbiturates, amphetamines, marijuana or other hallucinatory drugs, heroin, opiates, or other narcotics, except as prescribed by a doctor? d. been treated or counseled for alcoholism? e. been treated or counseled by a psychologist or psychiatrist? f. applied for or received disability income benefits or pension benefits on account of sickness or injury? g. had life, disability, or health insurance declined, postponed, changed, rated-up, cancelled, or withdrawn? h. been diagnosed as having, or treated by a member of the medical profession for, Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC)? 5. Within the last five years, has the person named above been treated for, or had any trouble with, any of the following: a. Heart or chest pain? g. Nervous or mental disorders? m. Urinary system? b. High blood pressure? h. Arthritis or rheumatism? n. Goiter or glands? c. Abnormal pulse? i. Ulcers or stomach disorders? o. Pleurisy or asthma? d. Cancer or tumors? j. Intestines or kidneys? p. Chronic diarrhea? e. Diabetes? k. Liver or gallstones? q. Neuritis or sciatica? f. Lungs? l. Genital disorder? r. Back or spinal disorders? GL.98.602 MN Ed. 4/2013 Page 5 of 8

Section 3 (continued) 6. Does the person named above currently have any disorder, condition (including pregnancy), disease, or defect not shown above, and/or are they currently taking medication prescribed or provided by a medical or other practitioner for any disorder, condition (including pregnancy), disease, or defect? 7. What are the full details of all answers to each part of 3 through 6 above? Attach additional pages if needed Dependent s Name Question Number and Letter Specify illness or condition. Include reason for any checkup, doctor s advice, treatment, and/or medication Date illness or condition began Month Year Time lost from normal activities Full recovery (if applicable) Month Year Print full names and addresses, and telephone numbers of doctors and/or hospitals Section 4 Important tice: For residents of all states except: Alabama, District of Columbia, Florida, Kentucky, Maryland, New Jersey, New York, Pennsylvania, Rhode Island, Utah, Vermont, Virginia and Washington; WARNING: Any person who knowingly and with intent to injure, defraud, or deceive any insurance company or other person, or knowing that he is facilitating commission of a fraud, submits incomplete, false, fraudulent, deceptive or misleading facts or information when filing an insurance application or a statement of claim for payment of a loss or benefit commits a fraudulent insurance act, is/may be guilty of a crime and may be prosecuted and punished under state law. Penalties may include fines, civil damages and criminal penalties, including confinement in prison. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant or if the applicant conceals, for the purpose of misleading, information concerning any fact material thereto. ALABAMA RESIDENTS Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution fines or confinement in prison, or any combination thereof. DISTRICT OF COLUMBIA AND RHODE ISLAND RESIDENTS Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. FLORIDA RESIDENTS Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. KENTUCKY RESIDENTS Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime. MARYLAND RESIDENTS Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. NEW JERSEY RESIDENTS Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. NEW YORK RESIDENTS Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. This notice ONLY applies to accident and disability income coverage. GL.98.602 MN Ed. 4/2013 Page 6 of 8

Section 4 (continued) PENNSYLVANIA and UTAH RESIDENTS Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any material fact thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. VERMONT RESIDENTS Any person who knowingly presents a false or fraudulent claim for payment of a loss or knowingly makes a false statement in an application for insurance may be guilty of a criminal offense under state law. VIRGINIA RESIDENTS Any person who knowingly and with intent to injure, defraud, or deceive any insurance company or other person, or knowing that he is facilitating commission of a fraud, submits incomplete, false, fraudulent, deceptive or misleading facts or information when filing a statement of claim for payment of a loss or benefit may have violated state law, is guilty of a crime and may be prosecuted and punished under state law. Penalties may include fines, civil damages and criminal penalties, including confinement in prison. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant or if the applicant conceals, for the purpose of misleading, information concerning any fact material thereto. WASHINGTON RESIDENTS Any person who knowingly provides false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company commits a crime. Penalties include imprisonment, fines, and denial of insurance benefits. I declare that, to the best of my knowledge and belief, the statements made in this application are complete and true. I agree that the coverage applied for is subject to the terms of the plan and shall become effective on the date or dates established by the plan, provided the evidence of good health is satisfactory. Signature of Employee/Member Date Section 5 AUTHORIZATION For the Release of Information To: (1) Any licensed physician, medical practitioner, hospital, clinic, or other medically related facility; (2) any insurance company or health maintenance organization (or similar type organization or institution); and (3) the MIB Inc., formerly known as Medical Information Bureau. So that eligibility for life or disability coverage can be determined, I authorize you to give any data or records you may have about me or my mental or physical health to The Prudential Insurance Company of America and/or its subsidiaries and, through it, to its reinsurers, authorized agents, and the MIB Inc., formerly known as Medical Information Bureau. This also applies to any dependent proposed for coverage in the application. This authorization is valid for the lesser of (1) two years after the effective date of any coverage issued in connection with it or (2) 30 months after the date it is signed. A photocopy of this form will be as valid as the original. The person(s) who signed this form (1) have received a copy of the Medical Information tice and (2) may have a copy of this authorization if they wish. Signature of Employee/Member Employee/Member Social Security. Date Signature of Spouse (if applicable) Date GL.98.602 MN Ed. 4/2013 Page 7 of 8

Medical Information tice When we evaluate your request for insurance, the state of health of the person(s) for whom insurance is requested is, of course, extremely important to us. Consequently, we need to ask you questions about the health and medical history of each person. In addition, you are also requested to authorize any physician or hospital to provide us with reports, if necessary, about the health of each person. In some instances, we may require a physical examination. Information regarding your insurability will be treated as confidential. We may, however, make a brief report thereon to the MIB, Inc., formerly known as Medical Information Bureau, a not-for-profit membership organization of insurance companies, which operates an information exchange on behalf of its members. If you apply to another MIB member company for life, disability, or health insurance coverage, or a claim for benefits is submitted to such a company, MIB, upon request, will supply such company with the information about you in its file. We may reveal this information as necessary, to a doctor, if we find a serious health problem that you do not know about. We may also reveal this information to persons conducting mortality or morbidity studies. We will, if you ask, give you a description of other circumstances when we disclose information about you without your prior authorization. You have the right to see any of the information we collect about you and to make corrections if necessary. If you ask, we will furnish you with instruction on how to exercise this right. In addition, upon receipt of a request from you, MIB will arrange disclosure of any information in your file. Please contact MIB at 866-692-6901. If you question the accuracy of the information in MIB s file, you may contact MIB and seek a correction in accordance with the procedures set forth in the Federal Fair Credit Reporting Act. The address of MIB s information office is 50 Braintree Hill Park, Suite 400, Braintree, Massachusetts 02184-8734. Information for consumers about MIB may be obtained on its website at www.mib.com. It is required that you be given this notice. Please read it carefully and keep it for your records. Group Life coverage is issued by The Prudential Insurance Company of America, a New Jersey company, 751 Broad Street, Newark, NJ 07102. 2013 The Prudential Insurance Company of America. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. GL.98.602 MN Ed. 4/2013 Page 8 of 8 56308

Group Life and Disability Income Medical Underwriting NOTICE Thank you for choosing The Prudential Insurance Company of America (Prudential) for your insurance needs. Before we can issue coverage we must review your application/enrollment form. To do this, we need to collect and evaluate personal information about you. This notice is being provided to inform you of certain information practices Prudential engages in, and your rights, with regard to your personal information. We would like you to know that: Personal information may be collected from persons other than yourself or other individuals, if applicable, proposed for coverage; This personal information as well as other personal or privileged information subsequently collected by us may in certain circumstances be disclosed to third parties without authorization; You have a right of access and correction with respect to personal information we collect about you; and Upon request from you, we will provide you with a more detailed notice of our information practices and your rights with respect to such information. Should you wish to receive this notice, please contact: The Prudential Insurance Company of America Group Medical Underwriting P.O. Box 8796 Philadelphia, PA 19176 Information regarding your insurability will be treated as confidential. We may, however, make a brief report thereon to the MIB, Inc., formerly known as Medical Information Bureau, a non-for-profit membership organization of life insurance companies, which operates an information exchange on behalf of its members. If you apply to another MIB member company for life, disability, or health insurance coverage, or a claim for benefits is submitted to such a company, MIB, upon request, will supply such company with the information about you in its file. In addition, upon receipt of a request from you, MIB will arrange disclosure of any information in your file. Please contact MIB at 866-692-6901. If you question the accuracy of the information in MIB s file, you may contact MIB and seek a correction in accordance with the procedures set forth in the Federal Fair Credit Reporting Act. The address of MIB s information office is 50 Braintree Hill Park, Suite 400 Braintree, Massachusetts 02184-8734. Information for consumers about MIB may be obtained on its website at www.mib.com. Please keep this notice for your records.