WWW.HSFPP.ORG. NEFE High School Financial Planning Program 2013



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WWW.HSFPP.ORG 1 NEFE High School Financial Planning Program 2013

The National Endowment for Financial Education is... A nonprofit, noncommercial, independent, 501(c)(3), selffunded, private foundation based in Denver, Colorado. NEFE inspires empowered financial decision-making for individuals and families through every stage of life. 2 NEFE High School Financial Planning Program 2013

NEFE Overview NEFE Serves youth up to retired adults particularly underserved people in difficult or unusual life circumstances NEFE Partners with Financial educators and practitioners Other nonprofits NEFE Provides Grants for research about the field of financial literacy Resources for consumers, educators, and facilitators 3 NEFE High School Financial Planning Program 2013

NEFE REACHES CONSUMERS 4 NEFE High School Financial Planning Program 2013

What Every Teen Should Know NEFE s High School Financial Planning Program equips students in Grades 8-12 with fundamental personal finance skills to prepare them for financial independence and mindful money management decisions and behaviors 5 NEFE High School Financial Planning Program 2013

Program Goals Equip students will skills for financial independence: Build confidence Apply sound financial principles Exhibit mindful money management behaviors: Spend less than you earn Grow your money Protect what you have 6 NEFE High School Financial Planning Program 2013

HSFPP Program Features Fundamental concepts: Personal finance basics Turnkey teaching materials: Flexible and easy to use Performance-based learning: Apply what is learned Teacher training: In person and online Teacher community: Forum and Facebook Suite of resources: Growing collection on website 7 NEFE High School Financial Planning Program 2013

5 Transferable Skills Integrated Throughout the HSFPP Act upon goals. Be informed when making decisions. Analyze how personal values impact behaviors. Gather information from trustworthy resources. Organize personal records for easy access. 8 NEFE High School Financial Planning Program 2013

6 Program Modules Module Topics Learning Outcomes 1. Money Management Manage your spending. 2. Borrowing Control your credit and debt. 3. Earning Potential Boost your earning capacity. 4. Investing Make the most of your financial resources. 5. Financial Services Choose financial services that are right for you. 6. Insurance Protect your financial resources. 9 NEFE High School Financial Planning Program 2013

Components Online instructional resources Teacher lesson plans Student Guide booklets 10 NEFE High School Financial Planning Program 2013

Student Guide Series One booklet per module (6 total) Use one, some, or all Content is relevant to teen lives, Grades 8-12 Activities are mixed with basic personal finance theory 11 NEFE High School Financial Planning Program 2013

Student Guide Style 12 NEFE High School Financial Planning Program 2013

Instructor Materials Online resources, www.hsfpp.org Continually growing collection of lessons and resources Teacher Forum and Facebook to share ideas Instructor Packet, option to order Sampling of lesson plans Complete set of six Student Guides Color-coded 3-ring binder dividers for each module Teachers add what they want to manual 13 NEFE High School Financial Planning Program 2013

Teacher Pack Lesson Plan 14 NEFE High School Financial Planning Program 2013

Teacher Pack - Student Learning Plan 15 NEFE High School Financial Planning Program 2013

Teacher Pack - PowerPoint Print out notes pages to view presenter notes (same as in Teacher Lesson Plan) 16 NEFE High School Financial Planning Program 2013

Teacher Pack Activity Handouts 17 NEFE High School Financial Planning Program 2013

Performance Assessments aka Challenges Designed for students to show what they know and can do One performance assessment included in each lesson pack Examples: - Set financial goals - Create a spending plan - Outline a career plan - Use a checking account 18 NEFE High School Financial Planning Program 2013

Public Home Page www.hsfpp.org How to use the program How to get involved How to order or download News about HSFPP Financial literacy news Link to State Info map for contact and training info Links to other NEFE resources Portal for educators and students to access materials 19

Educator Page Must register to access Same log-in info as in past Order or download materials News for educators Training resources for trainers State map for contact and training info Discussion forum 20 NEFE High School Financial Planning Program 2013

Download Teacher Packs Lesson Plans Handouts PowerPoint presentations Performance assessments 21 NEFE High School Financial Planning Program 2013

Student Page Registration required Access learning materials Find resources 22 NEFE High School Financial Planning Program 2013

Download Student Materials Students and teachers must register for authorized access Select desired lessons, activities, assessments 23 NEFE High School Financial Planning Program 2013

How HSFPP Fits PF Programs 45-minute lessons to fit class/workshop timeframe Pick and choose lessons based on audience and purpose SMART Goals + Spending Plan + Investing (3-hour workshop) Plug and play to supplement existing programs Investing module: integrate with stock study or stock simulation Earnings module: integrate with IRS.gov tax unit 24 NEFE High School Financial Planning Program 2013

HSFPP National Partners & Alliances 25 NEFE High School Financial Planning Program 2013

Jump$tart Coalition www.jumpstart.org/clearinghouse Clearinghouse of personal finance resources Select by grade and type Free or low-cost resources Reality Check calculator/budget simulator 26 NEFE High School Financial Planning Program 2013

State Extension Services http://extension.osu.edu/topics/family http://realmoneyrealworld.osu.edu/ 27 NEFE High School Financial Planning Program 2013

extension Resources www.extension.org 28 NEFE High School Financial Planning Program 2013

Personal Finance Common Core www.moneyasyoulearn.gov 29 NEFE High School Financial Planning Program 2013

Add l NEFE Resources for Teens The CashCourse website helps high school students prepare financially for college. The site includes worksheets, calculators, and an interactive Budget Wizard at www.cashcourse.org under Other. 40 Money Management Tips Every College Student Should Know.pdf documents is available for download at www.smartaboutmoney.org 30 NEFE High School Financial Planning Program 2013

OnYourOwn.org Blogs: Young adults sharing real lessons learned 31 NEFE High School Financial Planning Program 2013

Spendster.org Assess spending habits and consider strategies to control spending. Your Stuff: consumer polls, stats, and resources More Stuff: spending tips blog Spendster Calculator: calculate value of wasted money Join the Conversation: talk to others about spending habits 32 NEFE High School Financial Planning Program 2013

NEFE Evaluation Toolkit http://toolkit.nefe.org Track and evaluate program outcomes Judge program effectiveness Guide adjustments Establish accountability 33 NEFE High School Financial Planning Program 2013

Question Options 34 NEFE High School Financial Planning Program 2013

Ready Set Get Started Now Order Online (and/or) Download files www.hsfpp.org 35 NEFE High School Financial Planning Program 2013