A Hero rate or Zero fees at selected ATMs.

A Hero rate or Zero fees at selected ATMs. It s easy to open your Bankwest Hero Transaction account or Bankwest Zero Transaction account. Here s how: Now that you have downloaded the Bankwest Hero Transaction and Bankwest Zero Transaction Application form, complete the privacy statement and application form and place them into an envelope addressed to: Bankwest New Accounts Team Reply Paid 2072 PERTH WA 6846 If you are a new Bankwest customer you will need to take the Bank@Post 100 Point ID Check form to your nearest Bank@Post Australia Post outlet, along with your completed Application Form (in the envelope as described above). Australia Post will process your 100 Point ID Check forms (and any opening deposit), and then forward all documents to Bankwest so we can open your account/s. Your account/s could take up to 15 days to open, depending on where you live, and how long it takes us to get your documents. If you are an existing Bankwest customer who has completed a 100 point ID check, you can simply return your application directly to us at the above address. Please note that if you only hold a Bankwest Smart esaver, TeleNet Saver and/or Bankwest tddirect account with us, you will need to complete a 100 Point ID Check as described above. It s that simple! If you have any questions, just call us on 13 17 18. What you need: What you need to enclose with the application form: Tax File Number Employer phone number, as listed in White Pages (or Accountant phone number if self-employed) Income details Asset details (value of property/ car/ household effects/ savings/ other) Liability details (for debts such as home loans and credit cards, the lender/ monthly repayments/ balance/ limit of each debt) If you re new to Bankwest, complete the 100 Point Identification Check and attach it to your application. What you need to enclose with the application form: Evidence of ability to deposit 2,000 per month into the account (e.g. 2 recent consecutive payslips or a recent bank statement showing sufficient credits to the account) Application Form Bankwest Hero Transaction Account & Bankwest Zero Transaction Account

Application form Bankwest Hero Transaction Account & Bankwest Zero Transaction Account Bank Use Only BSB Service Ctr Account Number LendNetNumber ABN 22 050 494 454 This account is for customers 18 years of age or older who do not already hold a Bankwest Hero Transaction Account or a Bankwest Zero Transaction Account. There is a limit of one Bankwest Hero Transaction OR Bankwest Zero Transaction Account per person, whether as a single or joint account holder. Please complete all the details in BLOCK CAPITALS using an ink or ball point pen and tick where applicable. Part 1: Personal Details Fin Inst 12 Title & Family Name (Applicant 1) Title & Family Name (Applicant 2 - if applicable) Given Names in full Given Names in full Gender Gender Postal Postal Postcode Postcode Residential Residential Postcode Postcode Previous Previous Postcode Postcode Time at Current Time at Previous Time at Current Time at Previous Years Months Years Months Years Months Years Months Home Telephone Work Telephone Home Telephone Work Telephone Mobile Phone Email Mobile Phone Email CIF Keys (Bank use only) CIF Keys (Bank use only) Part 2: Further Information Applicant 1 Existing Bankwest customer? Yes No If you are not an existing Bankwest customer, please specify a password for your account (between 6 and 10 characters) Password - 1st Applicant (can contain alpha-numeric and/or punctuation characters. Same characters cannot be repeated consecutively e.g. aa 11) Applicant 2 (if applicable) Existing Bankwest customer? Yes No If you are not an existing Bankwest customer, please specify a password for your account (between 6 and 10 characters) Password - 1st Applicant (can contain alpha-numeric and/or punctuation characters. Same characters cannot be repeated consecutively e.g. aa 11) This password is important for identification purposes This password is important for identification purposes Please note that you are required to deposit a minimum of 2,000 into your Bankwest Hero Transaction Account/Bankwest Zero Transaction Account per calendar month. You must submit evidence of your ability to meet this deposit requirement with this application (e.g. 2 recent pay slips or bank statements). If this evidence is not provided, this application will be rejected. Because this account has a credit component, please also note that you will be subject to a credit check as part of this application. Bankwest reserves the right to reject this application on the basis of the credit check. Please select a product - Hero or Zero (tick one box only): Bankwest Hero Transaction Account (interest paid on balances up to 5,000) If you haven t already supplied us with your Tax File Number (TFN), please fill in the below section. Bankwest Zero Transaction Account (no interest and no ATM fees at selected ATMs) Tax File Number* or Exemption Applicant 1 Title First Name/s Tax File Number- Applicant 2 (If applicable) Title First Name/s Tax File Number-

Part 3: Financial Information Residential Status (Applicant 1) Residential Status (Applicant 2) Owner Mortgage Living with parents Owner Mortgage Living with parents Renting Boarding Other Renting Boarding Other Employment Details (Applicant 1) Employment Details (Applicant 2 - if applicable) Occupation Employer Occupation Employer Employment Status Full Time Part Time Casual Self Employed Unemployed Student Time with current employer Years Months If less than 2 years, time with previous employer Years Months Employer Phone Number (if self employed provide phone no. of Accountant) (As listed in the White Pages) You agree that we may contact your Employer/Accountant to confirm details Income (Applicant 1) Annual Gross Income Other Regular Income Partner s Annual Gross Income Dependents supported by this income (don t forget yourself!) Employment Status Full Time Part Time Casual Self Employed Unemployed Student Time with current employer Years Months If less than 2 years, time with previous employer Years Months Employer Phone Number (if self employed provide phone no. of Accountant) (As listed in the White Pages) You agree that we may contact your Employer/Accountant to confirm details Income (Applicant 2 - if applicable) Annual Gross Income Other Regular Income Partner s Annual Gross Income Dependents supported by this income (don t forget yourself!) Number of Adults Number of Children Number of Adults Number of Children Assets (Applicant 1) Assets (Applicant 2 - if applicable) Property Car Household Effects Other Savings Liabilities (Applicant 1) Property Car Household Effects Other Savings Liabilities (Applicant 2 - if applicable) Lender Monthly Repayments Balance Limit Lender Monthly Repayments Balance Limit Housing Loans Housing Loans Other Loans Other Loans Credit Cards/ Store Cards/ Charge Cards Monthly Rent/ Board Payable Monthly Family Maintenance Credit Cards/ Store Cards/ Charge Cards Monthly Rent/ Board Payable Monthly Family Maintenance * Collection of Tax File Number information is authorised and its use and disclosure are strictly regulated by the tax laws and the Privacy Act. You don t have to provide your Tax File Number ( TFN ) or exemption, but if you don t, tax may be taken out of your interest at the highest marginal tax rate plus the Medicare levy. This section will be securely destroyed immediately after your account has been opened. It is the customer s responsibility to provide a valid TFN. If an invalid TFN is provided, Bankwest is under no obligation to investigate the issue nor refund any subsequent tax deducted from the customer s account as a result of the error.

Part 4: Facilities Applicant 1 Applicant 2 (if applicable) MasterCard Debit Card or Colour Choice MasterCard Debit Card or Colour Choice (Black, Blue, Green, Orange, Pink, Red) (Black, Blue, Green, Orange, Pink, Red) Bankwest Debit Card Bankwest Debit Card Cheque Book Cheque Book Part 5: Privacy Statement & Consent to Use Your Information This statement explains how the Bank ( we/us ) collects, uses and discloses personal information. Personal information is information about, and which identifies, an individual, including information about credit worthiness, standing, history and capacity. When you give us personal information about another person, you represent that you are authorised to do so and agree to inform that person who we are, that we will use and disclose that information for the relevant purposes set out below and that they can access the information we hold about them. A) Purposes for which we collect and use personal information You agree that personal information about you provided to us at any time in regard to a facility may be held and used by us to assess and process the application for the facility, establish, provide and administer the facility, execute your instructions and, as relevant, comply with legislative/regulatory requirements, consider other applications you make, perform administrative tasks including systems development, testing, credit scoring and training, manage our rights/obligations regarding external payment systems, conduct market/customer satisfaction research, develop and administer arrangements with organisations for the promotion, administration and use of our and their products/services, develop and identify products/services that may interest you, and tell you about them (unless you ask us not to). You also consent to our collection of sensitive personal information (e.g. about health, religion or criminal record). You agree that in assessing your application we may seek and obtain personal information about you from a credit reporting agency, other financial institutions or credit providers and may give personal information about you to other financial institutions or credit providers. We are required by law to collect information to identify and verify you. Also, without your information, we may not be able to provide a facility. B) Disclosure of personal information You agree we may collect personal information about you from, and disclose it to, as appropriate, credit reporting agencies, debt collecting agencies, our related bodies corporate, assignees, agents, contractors and external advisers, organisations for verifying your identity, your agents, advisers, referees, executor, administrator, trustee, guardian or attorney, law enforcement, regulatory and government bodies, anyone who introduces you to us, your franchisor, payment systems operators, your and our insurers or prospective insurers and their underwriters, your current and prospective coborrowers and guarantors, any person we consider necessary to execute your instructions, other organisations with whom we have arrangements (including our related bodies corporate) and their agents for the supply and (unless you tell us not to) marketing of our respective products and services and any person considering purchasing the loan and their advisers and representatives. You also agree to such disclosure to an organisation overseas which is not subject to privacy obligations equivalent to those applying to us. C) Access to your personal information, contacting us and contacting you You may access information we hold about you at any time in accordance with the Privacy Act 1988. Unless you ask us, by calling 13 17 18, not to contact you about products and services and not to disclose your information to others for that purpose, you consent to us contacting you by telephone while you hold any facility with us notwithstanding registration at any time of your telephone number on the Do Not Call Register. D) Receiving commercial electronic messages You consent to us sending commercial electronic messages (including messages about our products and services and the products and services of any third party) to any electronic address which you provide or for which you are responsible. You warrant that you have authority, either as or on behalf of the electronic account holder, to provide this consent and agree that until you withdraw your consent by providing written notice to us or using an unsubscribe facility in the message, we may continue to send commercial electronic messages to those addresses. Part 6: Acceptance of conditions I/We agree to the conditions of the Bankwest Hero Transaction Account / Bankwest Zero Transaction Account which are contained in the relevant Product Disclosure Statement. Unless I/we agree otherwise, I/we confirm that the postal address of the first applicant will be the nominated address for the issue of all written correspondence. This document forms part of my/our agreement with Bankwest in relation to the account I/we open. I/We confirm I am/we are 18 years of age or older. I/We agree to the terms of the Privacy Statement and Consent to Use Your Information in Part 5 of this form. I/We acknowledge this is an application for credit and consent to a credit check as part of this application. Signature - 1st Applicant Date Signature - 2nd Applicant (if applicable) Date Once complete, place all pages into an envelope addressed to: Bankwest New Accounts Team Reply Paid 2072 PERTH WA 6846

Bank of Western Australia ltd. ABN 22 050 494 454 AFSL 236872 Customer Identification Check for Bankwest Personal Accounts If you are a new Customer to Bank of Western Australia Ltd. (Bankwest) you will need to provide identification. This is a legislative requirement that needs to be completed when accounts are opened or when certain designated services are requested. You can visit your local Bankwest Customer Service Centre or alternatively an Australia Post Bank@PostTM outlet in person to be identified. Using your local Australia Post Bank@Post outlet Step 1: Take your completed form along with your original documentation to an Australia Post Bank@Post outlet. Step 2: The Australia Post outlet will confirm your details and forward the form to us. Step 3: Once the form is received and verified we will send you your account details. Documents used must be current, contain your full name and either, or both of, your residential address &/or date of birth. Types of Identification It is a legislative requirement that signatories obtaining a designated service are fully identified. The information we collect from you will be verified by the information contained in the documents you produce in support of your application. To verify the details you have provided through Australia Post you will need to achieve 100 points of identification. The ID documents which may be used are listed below. Please Note: One Primary Document must be provided and/or a secondary document with a photograph and supported with secondary documents to total 100 points. Primary Documents 70 Australian Passport (Current or less 2 Years Expired) Current Foreign (International) Passport Birth Certificate Australian Birth Certificate or Extract Australian Citizenship Certificate * If you are a child under the age of 18 (non-signatory), you need only provide a birth certificate to reach 100 points. Secondary Documents with a photograph 40 Current Australian Driver s Licence Secondary Documents 40 Current Interim Australian Driver s Licence / Learners Permit (without photo) Secondary Documents 25 Current Australian Government issued Benefits Card (eg Social Security, Health Care or Pension Card) Government Authority ID Card (e.g. Government issued Proof of Age Card or NSW Photocard) Council Rates Notice (e.g. Shire) (less than 12 months old) Utility Bill (e.g. Electricity, Gas, Water, Telephone) (less than 3 months old) The documents you provide must be valid and clearly show your full name plus either, or both of, your residential address and/or date of birth. Your signature and photograph (as applicable to the document type) will also be clearly shown. If you have any questions about completing this form please call 13 17 18

Bank of Western Australia Ltd. ABN 22 050 494 454 AFSL 236872 1 Customer Details (BLOCK LETTERS PLEASE) PLEASE USE BLACK INK Applicant Name Dr Mr Mrs Ms Miss emantsr if 100 100 Point Identification Check for for BankWest Bankwest Personal Accounts Applicant 1 emanelddim Bank@Post TM Agency Banking (DOB) / / Gender M F Residential Unit/Street Number Mailing (if different) Unit/Street/PO Box Number Telephone Numbers Home Work Fax No. Work 2 Customer Identification Details - Sight original documents only - not copies. All documents must be in the current name of the applicant. Document Type Document Issued by: Document No. Date of Issue Place of Issue Expiry Date Photo or Signature on ID Primary or First Document tnemucoddnoces tnemucoddr iht tnemucodhtruof 20 20 20 20 Yes No Yes No Yes No Yes No If shown, does DOB match above? Does Residential match above? (if shown) Australia Post Use Only Where shown, the must be the same across all documents Where shown, the Residential must be the same across all documents Total 3 Customer Signature I certify the above particulars to be correct Applicant's Signature Date Australia Post Use Only Please check each of the boxes to indicate that all actions have been completed: 100 Point Identification Check completed (if 100 points are not scored, do not accept application) Customer's signature above matches signature on ID documents Deposit slip has been completed Record details of application under *977 012 Give the customer a copy of the EPOS receipt Amount deposited Attach the other EPOS transaction receipt and the deposit slip to this application form and mail to BankWest as per address on the receipt Name of Checking Officer (BLOCK LETTERS) Signature Name of Postal Outlet (BLOCK LETTERS) *977 012 Date Postcode Australia Post Disclaimer Australia Post is acting as an agent for BankWest to identify you under requirements set out by the Financial Transaction Reports Act. Your application will be forwarded to BankWest who will determine whether an account will be established. BankWest is required to provide account holders with certain information. This information will be sent to you when and if your application is approved. BankWest Customer Reference Number

Bank of Western Australia Ltd. ABN 22 050 494 454 AFSL 236872 1 Customer Details (BLOCK LETTERS PLEASE) PLEASE USE BLACK INK Applicant Name Dr Mr Mrs Ms Miss emantsr if 100 100 Point Identification Check for for BankWest Bankwest Personal Accounts Applicant 2 emanelddim Bank@Post TM Agency Banking (DOB) / / Gender M F Residential Unit/Street Number Mailing (if different) Unit/Street/PO Box Number Telephone Numbers Home Work Fax No. Work 2 Customer Identification Details - Sight original documents only - not copies. All documents must be in the current name of the applicant. Document Type Document Issued by: Document No. Date of Issue Place of Issue Expiry Date Photo or Signature on ID Primary or First Document tnemucoddnoces tnemucoddr iht tnemucodhtruof 20 20 20 20 Yes No Yes No Yes No Yes No If shown, does DOB match above? Does Residential match above? (if shown) Australia Post Use Only Where shown, the must be the same across all documents Where shown, the Residential must be the same across all documents Total 3 Customer Signature I certify the above particulars to be correct Applicant's Signature Date Australia Post Use Only Please check each of the boxes to indicate that all actions have been completed: 100 Point Identification Check completed (if 100 points are not scored, do not accept application) Customer's signature above matches signature on ID documents Deposit slip has been completed Record details of application under *977 012 Give the customer a copy of the EPOS receipt Amount deposited Attach the other EPOS transaction receipt and the deposit slip to this application form and mail to BankWest as per address on the receipt Name of Checking Officer (BLOCK LETTERS) Signature Name of Postal Outlet (BLOCK LETTERS) *977 012 Date Postcode Australia Post Disclaimer Australia Post is acting as an agent for BankWest to identify you under requirements set out by the Financial Transaction Reports Act. Your application will be forwarded to BankWest who will determine whether an account will be established. BankWest is required to provide account holders with certain information. This information will be sent to you when and if your application is approved. BankWest Customer Reference Number