Home Loan Documents Checklist Malaysians Working In Malaysia A. EMPLOYMENT NRIC (copy) Vendor /New Sales & Purchase Agreement Latest 3 months pay slip (for Basic Salary)/Latest 6 months pay slip (for Basic + Commission Earner) Latest 3 months personal bank statement (for Basic Salary)/Latest 6 months pay slips (for Basic + Commision Earner) (to show salary credited as per pay slip) Latest EA form Latest KWSP statement Income Tax Latest Form B/BE with payment receipt acknowledgement Name Card (if any) Diploma/Degree Certificate (for longer repayment period) applicable to Graduate Home Loan Latest 6 months Housing Loan statement (ONLY applicable for Refinancing) Deposit statement eg. Fixed Deposit, ASB or Bonds (if any) - to show saving habit
B. SELF EMPLOYMENT ( Sole Proprietor / Partnership / Company Director ) NRIC (copy) Vendor /New Sales & Purchase Agreement Income Tax Latest Form B/BE with payment receipt acknowledgement Latest 6 months Company Bank statement Latest 6 months Personal Bank statement Deposit statement eg. Fixed Deposit, ASB or Bonds (if any) - to show saving habit Business Registration : a) Sdn Bhd Company Form 24 & 49 Latest Profit & Loss statement Memorandum of Article Company Profile Form 9 12 Months Bank Statement Latest Audited Report b) Sole Proprietor or Partnership
Form A and Form D Name Card Diploma/Degree Certificate (for Graduate Loan) Latest 6 months Housing Loan statement (ONLY Applicable for Refinancing) Utility Bill (ONLY Applicable for Refinancing)
Home Loan Documents Checklist Malaysians Working Abroad A. EMPLOYMENT Working Permit (if any) Latest 3 months pay slip Latest 3 months personal bank statement (to show salary credited as per pay slip) Employment Letter/Latest KWSP statement/latest CPF statement Latest income tax declaration form with payment receipt acknowledgement (preferably 2 years) Latest 6 months Housing Loan statement (ONLY Applicable for Refinancing) Letter of Offer from previous bank (ONLY Applicable for Refinancing) Deposit Statement e.g Fixed Deposit, ASB or Bonds (if any)
B. SELF - EMPLOYMENT Working Permit (if any) / PR card with validity more than 6 months Latest 6 months Company bank statement Latest 6 months Personal bank statement Latest income tax declaration form with payment receipt acknowledgement (preferably 2 years) Business Registration (to show ownership of the company) Latest Profit & Loss statement Latest 6 months Housing Loan statement (ONLY Applicable for Refinancing) Letter Offer from previous bank (ONLY Applicable for Refinancing) Deposit Statement e.g Fixed Deposit, ASB or Bonds (if any)
Home Loan Documents Checklist Foreigners A. EMPLOYMENT Working Permit (if any) / PR card with validity more than 6 months Latest 3 months pay slip Latest 3 months personal bank statement (to show salary credited as per pay slip) Employment Letter / Latest KWSP statement / Latest CPF statement Latest income tax declaration form with payment receipt acknowledgement Latest 6 months Housing Loan statement (ONLY applicable for Refinancing) Letter of Offer from previous bank (ONLY applicable for Refinancing) Deposit statement e.g Fixed Deposit, ASB or Bonds (if any)
B. SELF EMPLOYMENT (Sole Proprietor / Partnership / Company Director) Working Permit (if any) / PR card with validity more than 6 months Latest 6 months Company bank statement Latest 6 months Personal bank statement Deposit Statement e.g Fixed Deposit, ASB or Bonds (if any) Latest income tax declaration form with payment receipt acknowledgement (preferably 2 years) Business Registration (to show ownership of the company) Latest Profit & Loss statement Memorandum of Article and Company Profile Form 24, 49 Latest 6 months Housing Loan statement (ONLY applicable for Refinancing) Letter Offer from previous bank (ONLY applicable for Refinancing)