No additional processing fees will be incurred in opening the foreign trading account.



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WHAT FORMS DO CLIENTS NEED TO SIGN TO ACTIVATE THE ACCOUNT? All clients would need to open a collateralised account with Alliance Investment Bank Berhad (AIBB) for trading in Foreign Share Trading (FST). Existing clients need to sign the following: 1. Supplemental Terms and Conditions for Alliance Foreign Share Trading; 2. Client Declaration Statement in Relation to Investment in Foreign Currency Assets through AIBB; 3. Custody & Nominees Agreement; and 4. W-8BEN form. For new clients: 1. To open a new account at AIBB branch and must fulfill the requirements stated above. ARE THERE ANY PROCESSING FEES INCURRED TO OPEN THE ACCOUNT? No additional processing fees will be incurred in opening the foreign trading account. DO I NEED TO PLACE ANY DEPOSITS FOR TRADING? Yes. Either in the form of cash and/or shares. WHAT IS MY TRADING LIMIT WITH DEPOSITS? 3x for cash. 1x-2x for share deposits. IS THERE A LIMIT OF HOW MUCH I CAN TRADE IN FST? Client's limit would be divided into 70% for local trades and 30% foreign trades. CAN A CLIENT CHANGE THE LIMIT SPLIT? Client would need to call up their respective dealers to request for any changes in the limit split. WHAT ARE THE FOREIGN EXCHANGES THAT AIBB IS TRADING? Stock Exchange (SGX); Stock Exchange (HKEX); New York Stock Exchange*; Nasdaq*; American Stock Exchange*; and n Stock Exchange. Note: * Market; Please click here for summary of issues that are important to the trading and brokerage business practice within the market. This summary is provided by Phillip Securities Pte Ltd.

WHAT ARE THE TRADE SETTLEMENT TERMS AND TRADING HOURS? Country Exchanges Trading Hours - Malaysian Time Settlement: Due Date Stock Exchange 8.30am - 8.59am (Pre-open) 9.00am - 5.00pm Stock Exchange 9.30am - 12.00pm United States New York Stock Exchange Nasdaq American Stock Exchange 5.00pm - 5.05pm (Pre close) (w.e.f. 01 Aug 2011, SGX commenced all-day continuous trading hours) 1.30pm - 4.00pm n Stock Exchange 8.00am - 2.00pm 9.30pm - 4.00am (Summer Time)* 10.30pm - 5.00am (Winter Time)* T + 2 7.00am - 1.00pm (during Daylight Saving Time) All trade settlements will be in Ringgit Malaysia and the foreign exchange rate used will be based on Alliance Bank Malaysia Berhad (ABMB) prevailing board rates. No foreign trading is allowed on Malaysian Public Holidays. The same "no trading" date applies to foreign stock exchanges that trade in different time zones, i.e. Markets. For e.g, if 24 Jan is a holiday in Malaysia, no trades will be carried out on 24 Jan in Markets time zone also. Please note that the schedule below is for normal trading days. Please check with your dealer's representative for eve of holidays and holidays in these overseas markets. * Subject to your dealer representative availability, or by default - overnight orders. HOW DO I KNOW HOW MUCH AND WHEN I NEED TO PAY? AIBB will issue contract notes for all confirmed trades and these will be mailed to you on T+1. Please check contract notes for the settlement amount and settlement date. WHEN DO I MAKE PAYMENT FOR MY PURCHASES? All purchases must be made on the due date stated in the contract note. WHAT WILL HAPPEN IF CLIENT DO NOT SETTLE TRADES ON TIME? AIBB reserves the right to force sell the purchases on Settlement Due Date + 1 day.

CAN I SETTLE MY TRANSACTIONS (TRADES) IN OTHER CURRENCIES BESIDES RINGGIT MALAYSIA? All trades must be settled in Ringgit Malaysia. WHAT IS THE EXCHANGE RATE ED? The exchange rate used will be based on ABMB's prevailing board rate. WHAT WILL HAPPEN TO CLIENT SHARES AFTER PAYMENT HAS BEEN MADE? The shares will be kept in safe custody with AIBB's foreign broker. ARE THERE CTODIAN FEES WITH REGARDS TO THESE FOREIGN SECURITIES? There are no custodian charges on these foreign securities. CAN CLIENTS TRANSFER THE SHARES OUT FROM AIBB'S FOREIGN BROKER TO HIS OWN ACCOUNT? Yes, but transfers are subject to charges as mentioned below: Market Transfer costs charged by 3rd foreign broker Additional transfer costs charged by AIBB SGD20 per counter SGD50 + foreign broker fee (if applicable) per counter SGD50 per counter RM10 per counter IS CONTRA ALLOWED FOR TRADE PURCHASES? Yes. IS SHORT SELLING ALLOWED? No.

WHAT ARE THE BROKERAGE FEES AND CHARGES? Applicable brokerage and charges are: 1. AIBB brokerage as per current "phone-in" order, subject to a minimum charge of RM40 per transaction; 2. Stamp Duty at RM1 for every RM1,000 subject to a maximum of RM200; and 3. Respective foreign markets brokerage and charges as per table below: SGX HKEX Market 0.10% Min SGD25 Clearing Fee: 0.04% (Max. SGD600) SGX Access Fee: 0.0075% 0.15% Min HK$100 Contract Stamp: 0.1% (round up to nearest dollar) HK Levy Fee: 0.003% CCASS Fee: 0.01% (Min HK$3) Trading Fee: 0.005% 0.15% Min D20 per trade (No Amalgamation*) SEC Fee for sell contracts:0.00192% 0.25% Min AUD35 No Amalgamation - trade orders will not be merged even if it is for the same counter on the same day by the same client. Each order for Market will be treated as individual orders. ARE THERE OTHER CHARGES BESIDES THE CHARGES STATED ABOVE? No. However AIBB does not rule out future statutory changes in fees or charges in these respective markets. ARE THERE ANY DIVIDEND AND CORPORATE ACTIONS HANDLING FEE? Yes. Please refer to charges as per table below: Dividend charges table: Market Local market charges Charges by 3rd party foreign broker Collection fee 0.5% of total dividend amount (min. HKD30, max. HKD2,500) & scrip fee HKD2.50/lot Though there are no foreign handling charges, there might be ADR* Fee charges and withholding tax (if any) 1% net dividend (min SGD1, max SGD50) Additional charges by AIBB 1% gross dividend (min RM5, max RM100) * American Depository Receipts

Other Corporate Actions Handling Fee table: Market Local market charges Charges by 3rd party foreign broker Rights Issue: HKD30.00 handling charges & HKD1.20/lot corporate action fee Additional charges by AIBB Cash Offer: HKD30.00 handling charge & HKD1.20/lot corporate action fee & HKD1.00 per HKD1000 transaction amt. Warrant/Covered Warrant Conversion: HKD30.00 handling charge & HKD1.20/lot corporate action fee & HKD2.50/lot scrip fee SGD10 flat fee + any out of pocket expenses RM10 flat fee + any out of pocket expenses Bonus Issue: handling charges: HKD$30.00 & scrip fee: HKD$2.5/lot D10.00 and any withholding tax (if any) IS THERE A CONTACT NUMBER IN AIBB THAT I CAN CONTACT SHOULD I HAVE FURTHER ENQURIES ON AIBB'S FST? Yes. Please contact our helpdesk at 03-2604 3806 for futher assistance.