Approved Annuity and Insurance Carriers



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Approved Annuity and Insurance Carriers Revised February, 2010 - Internal Use Only

*Top Companies * Underwriting * Products * Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART Level Term 5-10-15-20-25-30 ROP Term Fixed Annuities Long Term Care Med Sup and Critical Illness Impaired Risk Disability Income Property Causality and Commercial

Permanent Insurance Accumulation Universal Life Indexed Universal Life Second-To-Die Universal Life Sun Life (Current Assumption) Allianz (Current Assumption) Transamerica American General Life American General Life AXA Equitable United of Omaha American National Life Americo Columbus Life West Coast Life AXA Equitable American National Life ING-ReliaStar Life of NY Bankers Life of NY Aviva Life John Hancock Universal Life w/guarantees to Age Columbus Life Aviva Life & Annuity Co. of NY New York Life 100 Companion Life of NY Bankers Life of NY Allianz Genworth Life and Annuity Columbus Life Simplified/Guaranteed Issue Allstate Life Insurance Co. of NY Insurance Company Life of the Southwest American National Life American General Life Genworth Life Insurance Company Lincoln Benefit Life Americo American National Life Genworth Life Insurance Co. of NY Lincoln National Life Assurity Life Assurity Life Hartford Life Minnesota Life AXA Equitable ((Multi Life) Aviva Life ING-ReliaStar Life North American Fidelity Life Aviva Life & Annuity Co. of NY ING-ReliaStar Life of NY Old Mutual Foresters Bankers Life of NY Jackson National Life Old Mutual of NY Lafayette Life Banner Life John Hancock Pacific Life Lincoln National Life (Multi Life) Columbus Life Kansas City Life Phoenix Life Nationwide Companion Life of NY Life of the Southwest RBC/Liberty Life Old Mutual Foresters Lincoln Benefit Life Union Central Presidential Genworth Life and Annuity Lincoln Life and Annuity Co. of NY United States Life of NY Transamerica Insurance Company Lincoln National Life Western Reserve Life United Home Life Genworth Life Insurance Company Nationwide United of Omaha Genworth Life Insurance Co. of NY New York Life Limited Pay Whole Life Hartford Life North American John Hancock Single Premium Universal Life Illinois Mutual Pacific Life Lafayette Life Allstate Life Insurance Co. of NY ING-ReliaStar Life Phoenix Life RBC/Liberty Life Nationwide ING-ReliaStar Life of NY Principal Life Savings Bank Life of MA Transamerica Jackson National Life Protective Life United of Omaha John Hancock Prudential Financial Non-Par Whole Life Kansas City Life Security Mutual Life of NY American General Life Single Premium Whole Life Life of the Southwest Sun Life Americo (Simplified Issue available) Assurity Life Lincoln Benefit Life Transamerica Assurity Life (Simplified Issue) John Hancock Lincoln Life and Annuity Co. of NY Union Central AXA Equitable Lafayette Life Lincoln National Life United of Omaha Bankers Life of NY Protective Life MetLife Investors USA United States Life of NY Foresters (Simplified Issue) Savings Bank Life of MA Metropolitan Life West Coast Life Hartford Life Nationwide John Hancock Survivorship Universal Life w/ New York Life High Early Cash Value UL Kansas City Life Guarantees to Age 100 North American Allianz Pacific Life Allstate Life Insurance Co. of NY Pacific Life Aviva Life Protective Life (conversions only) Aviva Life Phoenix Life AXA Equitable RBC/Liberty Life Aviva Life & Annuity Co. of NY Principal Life John Hancock Transamerica Columbus Life Protective Life Lincoln National Life United Home Life (Simplified Issue avail.) Companion Life of NY Prudential Financial Minnesota Life United of Omaha (Simpl ified Issue) Genworth Life and Annuity RBC/Liberty Life West Coast Life Insurance Company Sun Life Par Whole Life Genworth Life Insurance Co. of NY Transamerica High Early Cash Value SUL American National Life Hartford Life Union Central AXA Equitable Assurity Life John Hancock United of Omaha John Hancock Lafayette Life Lincoln Benefit Life United States of Life NY Life of the Southwest Lincoln Life and Annuity Co. of NY West Coast Life Indexed Survivorship Universal Life MetLife Investors USA Lincoln National Life William Penn Life Insurance Co. of NY American General Life Metropolitan Life New York Life Aviva Life New York Life Pacific Life Bankers Life of NY Savings Bank Life of MA Phoenix Life United States Life of NY Security Mutual Life of NY Principal Life Union Central Protective Life

Term Insurance Allianz Life Allstate Life Insurance Co. of NY American General Life American National Life Americo Ameritas Assurity Life Aviva Life Aviva Life & Annuity Co. of NY AXA Equitable Banner Life Columbus Life Companion Life of NY Fidelity Life Foresters Genworth Life and Annuity Insurance Company Genworth Life Insurance Company Genworth Life Insurance Co. of NY Hartford Life Illinois Mutual ING-ReliaStar Life ING-ReliaStar Life of NY Jackson National Life John Hancock Kansas City Life Life of the Southwest Lincoln Benefit Life Lincoln Life and Annuity Co. of NY Lincoln National Life MetLife Investors USA Minnesota Life Nationwide New York Life North American Old Mutual Pacific Life Phoenix Life Principal Life Protective Life Prudential Financial RBC/Liberty Life Savings Bank Life of MA Security Mutual Life of NY Transamerica Union Central United of Omaha United States Life of NY West Coast Life Western Reserve Life William Penn Life Insurance Co. of NY

Variable Universal Life American General Life Allstate Life Insurance Co. of NY American National Life AXA Equitable Hartford Life John Hancock Lincoln Benefit Life Lincoln Life and Annuity Company of NY Lincoln National Life MetLife Investors USA Metropolitan Life (NY) Nationwide New York Life Principal Life Protective Life Prudential Financial Security Life of Denver Sun Life Financial Transamerica United States Life of NY Western Reserve Life

Annuity Top Rated Carriers Expanded Product Portfolio Available Expert Analysis on Complex Annuity Cases Detailed Case Management (including 1035 tracking) Support for Sales Presentations and Product Comparisons Tools Available on Internet (forms, product information and status) Competitive Compensation Carriers Represented * Allstate Life Insurance Co. of NY American General Life Allianz Life American Equity American National Life Americo Annuity Investors Assurity EquiTrust Genworth Life and Annuity Insurance Company Genworth Life Insurance Company of New York Great American Life Illinois Mutual ING-Reliastar Life ING-Reliastar Life of NY ING USA Integrity Kansas City Life Lafayette Life Life of the Southwest Lincoln Benefit Life Lincoln National Life National Integrity North American North American of NY Old Mutual Old Mutual of NY Presidential Principal Life RBC Insurance (BMA) Reliance Standard Reliastar Life of NY Standard Life of OR Sun Life Financial/Keyport Transamerica United of Omaha West Coast Life Western National Life (formerly AIG Annuity) Credit Union/Bank Programs ** American General Life Lincoln Benefit Life Rated Age Annuities American General Life United of Omaha * Additional carriers available upon request ** Private Label products available

Long Term Care Insurance Long Term Care insurance is provided through GoldenCare USA and AIM marketing alliances. Individual and Multi-Life Access to Multiple Carrier Product Lines Efective Product Training Pre-underwriting Support Quotes, Illustrations, Marketing Materials Top Notch Sales Support and Case Management Timely and Comprehensive Live Service 24 Hour On-line Status and Access to Forms, Licensing, and Marketing Materials Best Commissions L TC Carriers Represented Equitable Life & Casualty Genworth Life Insurance Company John Hancock Lincoln Financial Group/MoneyGuard Mass Mutual MedAmerica MetLife Mutual of Omaha Prudential Financial United of Omaha Critical Illness/Emergency Care Carriers Represented Mutual of Omaha American General Life Assurity Life Medicare Supplement American Continental Continental Life Mutual of Omaha United of Omaha United World Medicare Part D Coven try Health (Advantra Rx)

Disability Disability insurance is provided through our alliance with Disability Resource Group. Product Portfolio Individual DI Business Overhead Expense Buy- Sell Disability Blue Collar Impaired Risk High Limit Coverage Pension Supplement Key Person Disability Guarantee/Guarantee to Issue Multi-Life Discounts Individual/Group Combo Carriers Represented Assurity Berkshire/Guardian (CT, IL, IN, NJ, NY, OH, and WI only) Fidelity Security Life Illinois Mutual MassMutual MetLife Mutual of Omaha Petersen International Principal Life Standard Life of OR Union Central

Property, Causality and Commercial Insurance Property, Causality (Personal lines) and Commercial Insurance provided through GFAI, LLC our P&C Agency. AAA AIG Affirmative America First American Modern Appalachian Underwriters Bristol West Church Underwriters Commercial Insurance Underwriters Cornerstone Dairyland Fidelity National First Comp Foremost Guarantee Insurance Company Hartford International Placement Services Kemper KF&B Insurance Metlife Minico Missouri Employers Mutual PersonalUmbrella.com Progressive Safeco Sports and Fitness Insurance State Auto Traders Travelers United Marine Underwriters Unitrin Specialty Zurich