ASSETS UNDER MANAGEMENT (US$BN) 44.8. US$94bn* Equity Bond Others



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FIXED INCOME CAPABILITIES OVERVIEW OCTOBER 2013 All data as at 30 September 2013 unless otherwise stated ABOUT EASTSPRING INVESTMENTS Eastspring Investments, part of Prudential plc^, is an Asian investment specialist with on-the-ground Asian knowledge and insights from across the region. Our regional investment hub based in Singapore currently manages assets across a broad range of investment strategies for both Asian and non-asian institutions, and works in conjunction with local offices to provide solutions for institutional clients. ASSETS UNDER MANAGEMENT (US$BN) 7.1 US$94bn* 44.8 41.8 Equity Bond Others WHY EASTSPRING INVESTMENTS REGIONAL FIXED INCOME TEAM** Experienced, centralised team with an Asian focus & G7 capabilities A significant scale of operation which offers access and strong positioning with counterparties Dynamic and multi-factorial investment approach Rigorous credit research process that emphasizes on proprietary research Established track record INVESTMENT STRATEGIES Eastspring Investments Regional Fixed Income team manages US$17.7bn* of assets. Below highlights some of the flagship strategies: ASIAN BOND ASIAN LOCAL BOND ASIAN HY BOND SINGAPORE BOND Focus on Asian US$denominated bonds Value add from 2 key sources: US interest rate management and credit allocation / selection Focus on Asian local currency denominated bonds Value add from 3 key sources: Asian local interest rate, currency and credit management Focus on the fast-growing opportunities in the Asian high yield bond market Credit selection as the key source of value add Single-country strategy, focusing on SG$ interest rate market Value add from Singapore duration / yield curve management and credit allocation / selection 1 Source: Eastspring Investments (Singapore) Limited. *AUM as at 30 June 2013; refers to AUM of all asset management business in Asia. **Based in Singapore. ^Prudential plc is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America. For Professional Investors Only

ASIAN BOND ASIAN LOCAL BOND ASIAN HY BOND SINGAPORE BOND BENCHMARK JP Morgan Asia Credit Customised HSBC Asian Local Bond (excl China & Taiwan) JPMorgan Asia Credit Non-Investment Grade 50% HSBC SG Govt+ 50% HSBC SG Non- Govt ASSET CLASS Primarily US$ denominated: Corporate Government Quasi-government Primarily local currency denominated: Government Quasi-government Moderate exposure to Corporate Primarily US$ denominated: Corporate Government Quasi-government SG Government Investment Grade SG$ non-gov bonds Non-SG$ Corp bonds INTEREST RATES STRATEGY SIZE LEAD PORTFOLIO MANAGER Primarily US interest rate Over eight Asian interest rate markets Primarily US interest rate Primarily SG$ interest rate (hedged to SG$) US$2,036m US$835m US$198m US$2,008m David Lai Guan Yi Low Wai Mei Leong Wei Ming Cheong 2 PERFORMANCE ASIAN BOND 1 YEAR 3 YEARS P.A. 5 YEARS P.A. S.I. P.A. COMPOSITE GROSS US$ (%) -1.02 4.40 8.97 7.66 COMPOSITE NET US$ (%) -1.37 4.03 8.59 7.29 BENCHMARK (%) -0.72 4.39 9.09 7.28 GROSS RELATIVE RETURN (%) -0.30 0.00-0.12 0.39 The Asian Bond composite (C049) includes separately managed portfolios that primarily invest in Asian fixed incomes securities and managed to JP Morgan Asia Credit. Prior to Aug 2006, the benchmark was Chase Asia Bond Total Return Composite. Inception: July 2002. ASIAN LOCAL BOND 1 YEAR 3 YEARS P.A. 5 YEARS P.A. S.I. P.A. COMPOSITE GROSS US$ (%) -4.26 3.03 7.35 5.81 COMPOSITE NET US$ (%) -4.60 2.66 6.97 5.44 BENCHMARK (%) -4.82 2.15 6.09 5.37 GROSS RELATIVE RETURN (%) 0.55 0.87 1.26 0.44 The Asian Local Bond composite (C128) comprises of a single portfolio that primarily invests in Asian fixed incomes securities and managed to customised ALBI with Government & Corporate bonds. Inception: September 2006 ASIAN HIGH YIELD BOND 1 YEAR 3 YEARS P.A. 5 YEARS P.A. S.I. P.A. COMPOSITE GROSS US$ (%) 1.48 N.A. N.A. 10.22 COMPOSITE NET US$ (%) 1.12 N.A. N.A. 9.84 BENCHMARK (%) 2.95 N.A. N.A. 10.87 GROSS RELATIVE RETURN (%) -1.47 - - -0.65 The Asian High Yield Bond (C219) comprises of a single portfolio that invests primarily in Asian High Yield fixed Income and managed to JACI Non-Investment Grade. Inception: December 2011 SINGAPORE BOND 1 YEAR 3 YEARS P.A. 5 YEARS P.A. S.I. P.A. COMPOSITE GROSS SG$ (%) -1.36 2.51 4.65 3.59 COMPOSITE NET SG$ (%) -1.70 2.16 4.29 3.23 BENCHMARK (%) -2.04 1.60 3.34 3.18 GROSS RELATIVE RETURN (%) 0.69 0.91 1.31 0.41 The Singapore Bond composite (C078)comprises of a single portfolio that invests primarily in Singapore fixed income securities managed to 50% HSBC Non-Govt + 50% HSBC All Govt. Prior to 1 Mar 2013, the benchmark of the strategy was the UOB SG Government Bond index. Inception: September 2005 Source: Eastspring Investments (Singapore) Limited. All data as at 30 September 2013 unless otherwise stated. Past performance is not indicative of future returns.

WHY ASIAN BONDS Asian bond market size is growing Asian fiscal fundamentals remain relatively sound Relatively attractive Asian bond yields Potential appreciation of Asian currencies Longer-term asset allocation shift into emerging market assets INVESTMENT PHILOSOPHY The team s investment philosophy is based on the following beliefs: Adopt an investment style based on Fundamental, Valuation and Technical analysis Follow a disciplined, medium-term approach Seek to identify value opportunities created by cyclical extremities in interest rate and credit markets, or shifts in investor risk perception which result in the mispricing of assets relative to fundamentals INVESTMENT PROCESS A four-stage fixed income investment process is employed, which combines both top-down and bottom-up investment analyses to identify value opportunities. Analysis of macroeconomic and market conditions across Asian and global markets Identify mis-priced opportunities by comparing market pricing to what is deemed to be equilibrium levels Formulate investment strategies in three key areas of value add: interest rates, credit and currencies Determine appropriate investment strategies taking into consideration portfolio s objectives / guidelines Ongoing feedback and risk controls to ensure integrity of investment process (4) Risk Control & Review (1) Investment Outlook & Fair value analysis (3) Portfolio Construction (2) Strategy Formulation 3

THE TEAM IN DEPTH The Regional Fixed Income team has extensive investment experience managing both single-country and regional Asian bond assets. The entire team averages 13 years of industry experience. Boon Peng Ooi CIO, Fixed Income CFA, BSc Years In Financial Industry: 26 David Lai Investment Director CFA, CPA, MBA, BBA Years In Financial Industry: 19 Guan Yi Low Investment Director CFA, B.Bus Years In Financial Industry: 15 Wei Ming Cheong Assistant Director M.Fin, B.Acc Years In Financial Industry: 17 Danny Tan Assistant Director CFA, B.Bus Years In Financial Industry: 13 Wai Mei Leong Assistant Director CPA, B.Acc Years In Financial Industry: 14 Hui Hui Ang Assistant Manager B.Bus Years In Financial Industry: 5 4

FOR MORE INFORMATION PLEASE CONTACT: The Americas Australia institutional-americas@eastspringinvestments.com institutional_australia@eastspringinvestments.com Europe gordon.hogarth@eastspringinvestments.com piers.wheeler@eastspringinvestments.com Middle East gordon.hogarth@eastspringinvestments.com piers.wheeler@eastspringinvestments.com gaurav.babbar@eastspringinvestments.ae North Asia South East Asia institutional_northasia@eastspringinvestments.com mark.yuen@eastspringinvestments.com IMPORTANT NOTES: Eastspring Investments claims compliance with Global Investment Performance Standards (GIPS ) and has prepared and presented this report in compliance with the GIPS standards. The Firm is defined as all portfolios, except those that are predominantly Private Equity portfolios, of Eastspring Investments (Singapore) Limited and Eastspring Investments (Hong Kong) Limited (collectively referred to as "Eastspring Investments"), which are business units within the Prudential Plc Group. To receive a complete list and description the composites and/or a presentation that adheres to the GIPS standards, contact the relevant sales representatives or write to Eastspring Investments (Singapore) Limited, 10 Marina Boulevard #32-01 Marina Bay Financial Centre Tower 2 Singapore 018983 5

DISCLAIMER FOR INVESTMENT PROFESSIONALS ONLY This document is solely for information and may not be published, circulated, reproduced or distributed in whole or part to any other person without the prior written consent of Eastspring Investments (Singapore) Limited ( Eastspring Investments Singapore ) (Company Reg. No: 199407631H). This information is not an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such an offer or solicitation. It should not be construed as an offer, solicitation of an offer, or a recommendation to transact in any securities mentioned herein. The information contained herein does not have any regards to the specific investment objectives, financial situation or particular needs of any person. Investors may wish to seek advice from a financial adviser before any making investment decision. Any prediction, projection, or forecast on the economy, securities markets or the economic trends of the markets is not necessarily indicative of the future performance of Eastspring Investments Singapore or any funds managed by Eastspring Investments Singapore. Whilst we have taken all reasonable care to ensure that the information contained in this document is not untrue or misleading at the time of publication, we cannot guarantee its accuracy or completeness. Past performance is no guide to future performance and the value of investments and income from them can fall as well as rise. Where included, benchmark and index data included in this document are provided for illustrative purposes only. The portfolio and/or services mentioned do not formally track any such benchmarks or indices and no representation is made as to relative future performance or tracking deviation. You should note that investing in financial instruments carries with it the possibility of losses and that a focus on above-market returns exposes the portfolio to above-average risk. Performance aspirations are not guaranteed and are subject to market conditions. Higher yielding investments can produce income at the expense of capital growth or the capital value of the investment. High volatility investments may be subject to sudden and large falls in value, and there could be a large loss on realization which could be equal to the amount invested. The performance of the composites shown herein reflects the deduction of standardized management fees and brokerage commissions. You should note that expenses incurred may be different in character and amount from those that will be incurred by the portfolio in the future. Note also that the performance reflects the reinvestment of interest and other earnings. The performance illustrations have not been audited. These materials are for informational and discussion purposes only. The financial data included in these materials is based upon information derived from public sources that are believed to be reliable, but Eastspring Investments Singapore does not guarantee its accuracy or completeness. Eastspring Investments Singapore does not undertake to update this information, and the portfolio composition shown as well as the results discussed may change without notice. The reference to specific securities herein does not constitute a recommendation that you should invest in those securities. Eastspring Investments Singapore and others associated with it may make markets or specialize in, have positions in and effect transactions in the securities that are now or may hereafter be included in the portfolio and may also perform or seek to perform investment banking services for the issuers of those securities. There is no assurance that these other activities will not adversely affect the performance of the investment strategies described in these materials. These materials do not constitute an offer to buy or sell any financial instrument or participate in any trading strategy. Eastspring Investments Singapore and/or its affiliates and employees have or may have a long or short position or holding in the securities, options on securities, or other related investments of issuers mentioned herein and may be providing or may have provided significant advice or investment services, including investment banking services, for any issuer mentioned in this report. Should you wish to receive further explanation or clarification on any of the content of this presentation including assumptions and methodology involved in the portfolio and benchmark construction and the results shown, please do not hesitate to ask your advisor. Eastspring Investments Singapore is an ultimately wholly-owned subsidiary of Prudential plc of the United Kingdom. Eastspring Investments Singapore and Prudential plc are not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America. 6 1696/EASTSPRING/1013