Very Conservative Conservative Moderate Aggressive Very Aggressive

PRIMARY FUNDS LIST The client may only select funds identified for his/her risk profile. There are no concentration limits on how much a client may invest into a Primary Fund. Very Conservative Conservative Moderate Aggressive Very Aggressive PRIMARY FUNDS (no limits) S$ Money Market: United SGD Fund For client with matching forex needs only: Foreign Currency Money Market: Amundi Funds Euro Reserve C C BNP Paribas L1 Short Term Euro C C BNP Paribas L1 Short Term USD C C JPMorgan Series II - JF EUR JPMorgan Series II - JF GBP JPMorgan Series II - JF USD Global Bonds: Amundi Funds Global Bond C C BNP Paribas L1 Bond World C C Fidelity Funds - International Bond A Franklin Strategic Income A (acc) USD PIMCO GIS Global Bd E USD Acc PIMCO GIS Global Real Return E USD Acc PIMCO GIS Total Return Bd E USD Acc GrowthPath Today Very Conservative risk profile Regional / Global Bonds: Aberdeen Global - Asian Bond A2 Acc Aberdeen Global - Emerging Markets Bond A2 Acc BNP Paribas L1 Bond Euro C C Fidelity Funds - Sterling Bond A GBP Fidelity Funds - US Dollar Bond A USD ING (L) Renta Fund Euromix Bond X Cap PIMCO GIS Emerging Mkts Bd E USD Acc Schroder ISF Asian Bond Abs Ret A Acc Templeton Global TotalReturn A (acc) USD Threadneedle Emerging Market Bd C1 Gross USD Threadneedle Global Bond C1 EUR Gross GrowthPath 2020 AllianceBernstein-Global Conservative Pf A USD Conservative risk profile Foreign Currency Money Market: Amundi Funds Euro Reserve C C BNP Paribas L1 Short Term Euro C C BNP Paribas L1 Short Term USD C C JPMorgan Series II - JF EUR JPMorgan Series II - JF GBP JPMorgan Series II - JF USD EM/Global Bonds: BNP Paribas L1 Bond Best Sel World Emerging C C Templeton Global Total Return A (acc) EUR-H1 Threadneedle Target Return Gross Acc EUR GrowthPath 2030 Moderate risk profile AllianceBernstein-Global Balanced Portfolio A USD Aggressive risk profile

SECONDARY FUNDS LIST The client may only select funds identified for his/her risk profile. For Secondary Funds, the client may only invest up to a specified limit of his/her investable assets. Very Conservative Conservative Moderate Moderate SECONDARY FUNDS (subject to concentration limit) Max: 15% of investable assets: Global Bonds: Amundi Funds Global Bond C C BNP Paribas L1 Bond World C C Fidelity Funds - International Bond A Franklin Strategic Income A (acc) USD PIMCO GIS Global Bd E USD Acc PIMCO GIS Global Real Return E USD Acc PIMCO GIS Total Return Bd E USD Acc AllianceBernstein-Global Balanced Portfolio A USD AllianceBernstein-Global Conservative Pf A USD GrowthPath 2020 GrowthPath 2030 GrowthPath Today Allianz RCM Global Sustainability- A - EUR Max: 25% of investable assets: Regional/Global Bonds Aberdeen Global - Asian Bond A2 Acc Aberdeen Global - Emerging Markets Bond A2 Acc BNP Paribas L1 Bond Euro C C Fidelity Funds - Sterling Bond A GBP Fidelity Funds - US Dollar Bond A USD ING (L) Renta Fund Euromix Bond X Cap PIMCO GIS Emerging Mkts Bd E USD Acc Schroder ISF Asian Bond Abs Ret A Acc Templeton Global Total Return A (acc) USD Threadneedle Emerging Market Bd C1 Gross USD Threadneedle Global Bond C1 EUR Gross AllianceBernstein-Global Balanced Portfolio A USD AllianceBernstein-Global Conservative Pf A USD GrowthPath 2020 GrowthPath 2030 Max: 35% of investable assets: EM/Global Bonds: BNP Paribas L1 Bond Best Sel World Emerging C C Threadneedle Target Return Gross Acc EUR Templeton Global Total Return A (acc) EUR-H1 High Yield Bonds: Aberdeen Global - Euro High Yield Bond A2 Acc EUR Fidelity Funds - European High Yield A EUR Inc PIMCO GIS High Yield Bd E USD Acc Templeton Euro High Yield A (acc) EUR AllianceBernstein-Global Balanced Portfolio A USD GrowthPath 2030 AllianceBernstein-Global Eq Blend Pf A USD AllianceBernstein-Global Value Pf A USD Regional Equity: Aberdeen Global - Asia Pacific Equity A2 Acc Amundi Funds Europe SRI C C Aviva Investors Asia Pacific Equity B Aviva Investors Emerging Markets Equity B Fidelity Funds - Asian Special Sits A Fidelity Funds - Euro Blue Chip A EUR Fidelity Funds - Euro Stoxx 50TM A-EUR MBEI Dis Fidelity Funds - European Growth A EUR Fidelity Funds - Pacific A USD Henderson HF Continental European Equity A2 ING (L) Invest Euro Equity Jupiter JGF European Growth L EUR Legg Mason Batterymarch European Equity Fund Legg Mason Emerging Markets Equity A Ord USD Schroder Asian Growth USD Schroder ISF Emerging Markets A Acc Templeton Asian Growth A (acc) USD Templeton European A (acc) EUR Threadneedle Asia C1 USD Threadneedle Pan European C1 EUR

SECONDARY FUNDS LIST The client may only select funds identified for his/her risk profile. For Secondary Funds, the client may only invest up to a specified limit of his/her investable assets. Aggressive Max: 45% of investable assets: High Yield Bonds: Aberdeen Global - Euro High Yield Bond A2 Acc EUR Fidelity Funds - European High Yield A EUR Inc PIMCO GIS High Yield Bd E USD Acc Templeton Euro High Yield A (acc) EUR AllianceBernstein-Global Balanced Portfolio A USD AllianceBernstein-Global Eq Blend Pf A USD AllianceBernstein-Global Value Pf A USD Regional Equity: Aberdeen Global - Asia Pacific Equity A2 Acc Amundi Funds Europe SRI C C Aviva Investors Asia Pacific Equity B Aviva Investors Emerging Markets Equity B Fidelity Funds - Asian Special Sits A Fidelity Funds - Euro Blue Chip A EUR Fidelity Funds - Euro Stoxx 50TM A-EUR MBEI Dis Fidelity Funds - European Growth A EUR Fidelity Funds - Pacific A USD Henderson HF Continental European Equity A2 ING (L) Invest Euro Equity Jupiter JGF European Growth L EUR Legg Mason Batterymarch European Equity Fund Legg Mason Emerging Markets Equity A Ord USD Schroder Asian Growth USD Schroder ISF Emerging Markets A Acc Templeton Asian Growth A (acc) USD Templeton European A (acc) EUR Threadneedle Asia C1 USD Threadneedle Pan European C1 EUR Very Aggressive Max: 55% of investable assets: High Yield Bonds: Aberdeen Global - Euro High Yield Bond A2 Acc EUR Fidelity Funds - European High Yield A EUR Inc PIMCO GIS High Yield Bd E USD Acc Templeton Euro High Yield A (acc) EUR AllianceBernstein-Global Eq Blend Pf A USD AllianceBernstein-Global Value Pf A USD Regional Equity: Aberdeen Global - Asia Pacific Equity A2 Acc Amundi Funds Europe SRI C C Aviva Investors Asia Pacific Equity B Aviva Investors Emerging Markets Equity B Fidelity Funds - Asian Special Sits A Fidelity Funds - Euro Blue Chip A EUR Fidelity Funds - Euro Stoxx 50TM A-EUR MBEI Dis Fidelity Funds - European Growth A EUR Fidelity Funds - Pacific A USD Henderson HF Continental European Equity A2 ING (L) Invest Euro Equity Jupiter JGF European Growth L EUR Legg Mason Batterymarch European Equity Fund Legg Mason Emerging Markets Equity A Ord USD Schroder Asian Growth USD Schroder ISF Emerging Markets A Acc Templeton Asian Growth A (acc) USD Templeton European A (acc) EUR Threadneedle Asia C1 USD Threadneedle Pan European C1 EUR

SUB-SECONDARY FUNDS LIST The client may only select funds identified for his/her risk profile. For sub-secondary Funds, the client may only invest up to a specified limit of his/her investable assets. The combined allocation to both Secondary and sub-secondary Funds shall not exceed 55%. Very Conservative Conservative Moderate Aggressive Not Applicable Not Applicable Not Applicable Max: 15% of investable assets AND Total for Secondary and sub-secondary Funds shall not exceed 45% SUB-SECONDARY FUNDS (subject to concentration limit) Celsius Investment Legends A USD Narrow Global/Regional Equity: Amundi Funds Emerging Europe C C Aviva Investors European Convergence Equity B BGF Global SmallCap Fund A2 USD BGF Latin American Fund A2 USD CAAM Islamic Bric Quant C C Fidelity Funds - European Aggressive A EUR First State Regional China SGD Franklin European Small-Mid Cap Growth A (acc) EUR JPM EM Europe, Middle East & Africa Eq D Acc USD JPM Emerging Middle East Equity D Acc USD Schroder ISF BRIC A Acc Schroder ISF Middle East A Acc EUR Templeton Latin America A (acc) USD Single Country Equity: Aberdeen Global - Australasian Equity A2 Acc Aberdeen Global - Chinese Equity A2 Acc Aberdeen Global - Indian Equity A2 Acc Aberdeen Thailand Equity USD AllianceBernstein-US Thematic Rsrch Pf A USD BGF United Kingdom Fund A2 GBP BNP Paribas L1 Equity Brazil C C BNP Paribas L1 Equity Russia C C DWS Singapore Equity Fidelity Funds - Korea A USD Fidelity Funds - Taiwan A USD Fidelity Funds - United Kingdom A GBP First State Singapore Growth SGD Franklin Mutual Beacon A (acc) USD Henderson HF Japanese Equity A2 USD JF India D Acc USD JF Taiwan D Acc USD Jupiter JGF India Select L USD Schroder ISF UK Equity A Acc Threadneedle American C1 USD

SUB-SECONDARY FUNDS LIST The client may only select funds identified for his/her risk profile. For sub-secondary Funds, the client may only invest up to a specified limit of his/her investable assets. The combined allocation to both Secondary and sub-secondary Funds shall not exceed 55%. Aggressive Sector/Alternatives: Amundi Funds Aqua Global C C Amundi Funds Dynarbitrage Volatility C C Amundi Funds Volatility World Equities C C Aviva Investors Australian Resources Acc A EUR BGF New Energy Fund A2 USD BGF World Gold Fund A2 USD BGF World Mining Fund A2 USD BNP Paribas L1 Equity World Materials C C BNP Paribas L1 Equity World Utilities C C BNP Paribas L1 Green Future C C Celsius Global Agriculture Delta A USD Celsius Global Commodities Delta B USD DWS Global Agribusiness LC (EUR) DWS Noor Precious Metals Securities A USD Fidelity Funds - Glo Financial Services A EUR Fidelity Funds - Glo Telecommunications A EUR Inc Fidelity Funds - Global Technology A EUR Franklin Biotechnology Discovery A (acc) USD Franklin Global Real Estate A (acc) EUR-H1 Henderson HF Global Property Equities A2 USD Henderson HF Global Technology A2 USD Henderson HF Pan European Property Equities A2 EUR HSBC GIF Climate Change AC USD JPM Global Natural Resources D Acc USD Jupiter JGF Climate Change Solutions L USD Jupiter JGF Global Financials L USD United Commodities Plus Fund Very Aggressive Max: 25% of investable assets: AND Total for Secondary and sub-secondary Funds shall not exceed 55% Celsius Investment Legends A USD Narrow Global/Regional Equity: Amundi Funds Emerging Europe C C Aviva Investors European Convergence Equity B BGF Global SmallCap Fund A2 USD BGF Latin American Fund A2 USD CAAM Islamic Bric Quant C C Fidelity Funds - European Aggressive A EUR First State Regional China SGD Franklin European Small-Mid Cap Growth A (acc) EUR JPM EM Europe, Middle East & Africa Eq D Acc USD JPM Emerging Middle East Equity D Acc USD Schroder ISF BRIC A Acc Schroder ISF Middle East A Acc EUR Templeton Latin America A (acc) USD Single Country Equity: Aberdeen Global - Australasian Equity A2 Acc Aberdeen Global - Chinese Equity A2 Acc Aberdeen Global - Indian Equity A2 Acc Aberdeen Thailand Equity USD AllianceBernstein-US Thematic Rsrch Pf A USD BGF United Kingdom Fund A2 GBP BNP Paribas L1 Equity Brazil C C BNP Paribas L1 Equity Russia C C DWS Singapore Equity Fidelity Funds - Korea A USD Fidelity Funds - Taiwan A USD Fidelity Funds - United Kingdom A GBP First State Singapore Growth SGD Franklin Mutual Beacon A (acc) USD Henderson HF Japanese Equity A2 USD JF India D Acc USD JF Taiwan D Acc USD Jupiter JGF India Select L USD Schroder ISF UK Equity A Acc Threadneedle American C1 USD Very Aggressive Sector/Alternatives: Amundi Funds Aqua Global C C Amundi Funds Dynarbitrage Volatility C C Amundi Funds Volatility World Equities C C Aviva Investors Australian Resources Acc A EUR BGF New Energy Fund A2 USD BGF World Gold Fund A2 USD BGF World Mining Fund A2 USD BNP Paribas L1 Equity World Materials C C BNP Paribas L1 Equity World Utilities C C BNP Paribas L1 Green Future C C Celsius Global Agriculture Delta A USD Celsius Global Commodities Delta B USD DWS Global Agribusiness LC (EUR) DWS Noor Precious Metals Securities A USD Fidelity Funds - Glo Financial Services A EUR Fidelity Funds - Glo Telecommunications A EUR Inc Fidelity Funds - Global Technology A EUR Franklin Biotechnology Discovery A (acc) USD Franklin Global Real Estate A (acc) EUR-H1 Henderson HF Global Property Equities A2 USD Henderson HF Global Technology A2 USD Henderson HF Pan European Property Equities A2 EUR HSBC GIF Climate Change AC USD JPM Global Natural Resources D Acc USD Jupiter JGF Climate Change Solutions L USD Jupiter JGF Global Financials L USD United Commodities Plus Fund

What happens next? Your advisor will take you through the application process, ensuring you are invested in your final fund selection. Need more information? Your financial advisor can help with more information. Or contact Aviva. How you can contact us. You can write to us at : 4 Shenton Way #01-01, SGX Centre 2 Singapore 068807 You can call us on (65) 6827 9933 You can email us cs-life@aviva-asia.com Important Notes This plan is underwritten by Aviva Ltd. Past performance is not necessarily indicative of future performance. Investments are subjected to investment risks including the possible loss of the principal amount invested. The value of units in the sub-fund and the income accruing to the unit, if any, may fall as well as rise. The standard terms, conditions and exclusions of this plan are provided in the relevant policy contract. This brochure is for general information only and is not a contract of insurance and does not have regard to the specific investment objectives, financial situation and needs of any particular person. A product summary may be obtained from Aviva Ltd. You should read the product summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the policy in question is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid. You may write to Aviva Ltd to cancel the policy within 14 days of receiving the policy document and obtain a full refund of premium paid after deducting any expenses included in issuing the policy and an amount which is equivalent to the decline in market value of the investment-linked plan. If there has been an increase in market value, we do not pay any gains accrued to the ILP sub-funds. If the Policy document is sent by post, it shall be deemed to have been delivered within seven (7) days after the posting. Information is correct at time of publishing.