Primerica PROSPECTING GUIDE. Scripts & Tips for Success. Multiple Sources

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Primerica PROSPECTING GUIDE Scripts & Tips for Success Multiple Sources Vision 2010

Plan for Prospecting 9:00am to 12:00pm Mon 3-10 New Contacts Tues 3-10 New Contacts Wed 3-10 New Contacts Thurs 3-10 New Contacts Friday 3-10 New Contacts Sat (BEST FOR PART TIMERS) Sun In 48 hrs call Mon names on Wed In 48 hrs call Tues names on Thurs In 48 hrs call Wed names on Fri In 48 hrs call Thurs names on Sat In 48 hrs call Fri names on Sun Follow up, Follow up, Follow up! Repeat Steps Beginning of the Week Another good plan is, 2 days of contacts, one day of follow up calls

PROSPECTING SCRIPT Face To Face FIRST BREAK THE ICE START A CONVERSATION OR ASK FOR HELP (MAKE SMALL TALK) HOW LONG HAVE YOU WORKED HERE? HOW DO YOU LIKE IT? HOW LONG HAVE YOU LIVED IN THE AREA? WHAT DOES YOUR HUSBAND/WIFE DO? DO YOU HAVE KIDS? ASK QUESTIONS = GOOD CONVERSATION MY COMPANY IS EXPANDING, WE RE TRAINING PEOPLE IN MANGEMENT. DO YOU KEEP YOUR OPTIONS OPEN? DO YOU HAVE SOME TIME YOU COULD MAKE SOME MONEY ON THE SIDE (SURE) GREAT, GIMMIE YOUR NAME AND NUMBER AND I LL GET YOU SOME INFORMATION (SURE) BUT WHAT DO YOU DO? WE DEAL IN A BROAD RANGE OF FINANCIAL SERVICES, WE ARE THE MARKETING DIVISION FOR CITIGROUP, I DON T HAVE A LOT OF TIME RIGHT NOW, BUT GIMMIE YOUR NAME AND NUMBER I LL GET YOU SOME INFORMATION. (GET THEIR NAME AND NUMBER) GREAT, I LL CALL YA IN THE NEXT FEW DAYS!

Successful Prospecting Scripts The following approved scripts were developed by successful Field Leaders and need to be followed exactly as written. In this section you will see face to face scripts as well as telephone scripts. Hot Market Face to Face Scripts for A New Recruit Script 1 Recruit: I have a friend who is expanding his business in the area. He/she is trying to locate some key people. I told him/her that if I ran across any sharp people that I would pass along their name and phone number. I don t know if you d be interested or even if you d qualify, but I think you are the type of person that he/she is looking for (you re sharp, have credibility and people skills). He/she is conducting interviews right now and I d suggest getting in touch with him/her. Let me jot down his/her name and number. (Write down the name and number of trainer, tear the paper in half and hand both slips of paper with pen to the person and say:) Why don t you jot down your name and number too, because he/she is extremely busy and hard to get a hold of. (Then after receiving number say:) What s the best time to reach you at this number? The next time I talk to him/her I ll pass along your name and number. Prospect: What does he/she do? What is it all about? Recruit : He/she is in the financial services business and teaches people how to make and save money, but it s best if you speak directly with him/her. 33

TEAM BUILDING BASICS Successful Prospecting Scripts Hot Market Face to Face Scripts for a New Recruit with Limited Knowledge and Confidence Script 2 Recruit: I m in a sales management training program with a company that is looking to expand rapidly in the area. You seem like a very sharp person. Have you ever given any thought to doing something in addition to, or instead of, what you re already doing? (WFA) I don t know if you d be interested, or even if you d qualify. However, I know the person conducting interviews. If I could get you an interview, would you be interested? Hot Market Telephone Script for Setting a Field Training Appointment Script 3 Recruit: Hello, this is, how are things going? (short conversation) Are you and (spouse) going to be home night? Great, I was hoping you might be able to help me out. I m starting to train part-time for a new career and I need to get some on the job experience with my trainer. It would really help me out if you would let us come on night and show you what I will be doing. You would give me 60 minutes of your time, wouldn t you? 34 TEAM BUILDING BASICS

Script 3 (continued) Prospect: What company is it? What do you do? Recruit: It s Primerica. We are in the financial services business. We basically teach people how to reduce their debt and rearrange their money so they can save money. Don t worry. We won t try to sell you anything you don t want. We will just show you what we do, and if nothing else, it will help me get some good experience. Will 6:00 p.m. or 8:00 p.m. work best for you? Will that time definitely work for (spouse) as well? It would be important that (spouse) hear about this too. (WFA) Now, since I m just getting started with them, my credibility is really on the line, so can I definitely count on you both to be there when we come by on night? Great, we will see you on night at o clock. Bye. 35 TEAM BUILDING BASICS

Hot Market Telephone Script for Setting a Field Training Appointment with Best Friends or Close Family Script 4 Recruit: Hello, (chit chat) Are you and going to be home night? Great! I have something to show you, and some body I want you to meet. Would (time) or (time) be best? Prospect: What is it? Recruit: I cannot explain it over the phone. I need to show you some information and I have someone I want you to meet I have some time available on (day). Or would (day) be better. (WFA) O.K. Would (time) or (time) work best? Prospect: What is it about? Recruit: I m working for Primerica, a financial services company that s expanding in the area. I would like to show you what we do and see what you think. Grab your calendar. I have some time available on or. Which would work best?(wfa) O.K. So would (time) or (time) work best? Do me a favor, let (spouse) know and put it on your calendar so you don t forget. Okay, great! See you at. Bye.

Hot Market Telephone Script for Setting a Field Training Appointment with Close Friends and Family Script 5 Recruit: Hello. This is. How are things going? (chit chat) The reason I m calling is I am starting a new second career and I have to get a license through the state. I have to go through some field training and I wanted to know if you and (spouse) would help me out and sit through a presentation with me and a friend who is training me. (WFA) Great! I am scheduled to work on and. Which day would work better for you and (spouse)? (WFA) Great. What is a better time for you, 6:00 p.m. or 8:00 p.m.? Prospect: What is it about? (WFA) Recruit: I m working with Primerica. We would like to show you what we do and see what you think. I have some time available on or. Which would work best? GREAT! So would (time) or (time) work best? Do me a favor, let (spouse) know and put it on your calendar so you don t forget. 37 TEAM BUILDING BASICS

Hot Market Telephone Script for Setting an Appointment with Close Friends and Family Script 6 Recruit: Hello,. This is. Are you and (spouse name) going to be home on Tuesday night? (WFA) Prospect: Yes, we will be home. Recruit: Great, I ve got something I want to show you and someone I want you to meet. Is 6 o clock good or is 7 o clock better? (WFA) Prospect: No we won t be home Tuesday night. Recruit: Oh, are you going out? How s then? Prospect: Sure, what is it? Recruit: I found a way to earn extra money and I want you to see what I ll be doing. Prospect: Give me more information. Recruit: The company provides solutions to people s financial problems. And everyone has financial problems today, don t they? (WFA) They help families in many different ways too many to get into right now. You ll get all the details on. Which do you prefer, 6:00 p.m. or 7:00p.m.?

Hot Market Telephone Script for an Invitation to an Opportunity Meeting Script 7 Recruit: Hello. This is. How are things going? (short conversation) What are you doing night? Great, I ve got something that I really want to talk to you about and somebody I want you to meet! Prospect: What is it? What are you doing? Recruit: I ve started to train part-time with Primerica. They re giving me the opportunity to train to eventually run my own office. Anyway, the reason I called, our Regional Vice President and some of the other managers are going to be here for an orientation to explain what the company is doing, so I recommended you to (field trainer s name) and he/she said I could have you come with me. This is something you definitely need to check out. I ll swing by and pick you and (spouse) up at about 6:30 p.m. Fair enough? Prospect: What company is it? What do you do? Recruit: It s Primerica. We basically teach people how to reduce their debt and rearrange their money so they can save more money by doing a Financial Needs Analysis. We will cover everything in detail on.

Script 7 (continued) Recruit: Don t worry, we won t try to sell you anything you don t want, and I promise you that you ll learn one or two things that could save you lots of money. Now, since I m just getting started with them, my credibility is really on the line, so can I definitely count on you both to be there on? 40 TEAM BUILDING BASICS

Hot Market Telephone Script for an Invitation to an Opportunity Meeting for Close Friends and Family Script 8 Recruit: Hello,. This is. Are you going to be free on night? (WFA) Prospect: Yes Recruit: Great, I ve got something I want to show you and someone I want you to meet, so dress sharp. I ll pick you up at 6:30 p.m. See you then. Bye. (If Prospect has questions, continue) Prospect: Sure, what is it? Recruit: I found a way to earn extra income, and I want you to see what I ll be doing. Prospect: Okay, what s the name of your company? Recruit: Primerica. Prospect: What kind of business? Recruit: Financial services. We help people find solutions to their financial problems... That s great. I knew you d help me. So I ll pick you up Tuesday at 6:30p.m. and we ll go over it then. Bye. 41 TEAM BUILDING BASICS

Hot Market Telephone Script for Setting an Appointment Script 9 Recruit: Hi,. I ve been selected by Primerica Financial Services and I am already in the training phase! I don t know if they mentioned it to you, but I have to observe at least six business presentations as part of my training process. I m trying to get it accomplished this week. Would you and (spouse) be willing to help me with my training on (Day 1) or (Day 2) evening? (WFA) Would 6:00 p.m. or 8:00 p.m. work best? (WFA) Thanks a lot. I ll be with my field trainer on (day) at p.m. I m really excited about the career potential, and you ll get the opportunity to see what we do. Oh yeah, don t worry, he/she won t try to sell you anything you don t want, and I promise you that you ll learn one or two things that could save you a ton of money. I look forward to seeing you both then. 42 TEAM BUILDING BASICS

Hot Market Telephone Script for Re-Approaching a Close Friend or Family Member for the Opportunity Meeting Script 10 Recruit: Hey, this is. If you knew of a way to make a lot of money, would you tell me about it? Prospect: Sure! Recruit: But suppose I resisted you, would you still tell me about it? Prospect: Sure! Recruit: Suppose I really fought you on it, but you knew I could do it and it would mean all the difference in the world for my family s future, would you still insist I look at it? Prospect: Yes! Recruit: That s what I m thinking about with you. I ve seen something that I know you would be great at. I ll pick you up Tuesday at 6:45 p.m. We ll go over it then. Bye! 43 TEAM BUILDING BASICS

Hot Market Telephone Script for Someone You Know Who Wants a Better Career/Life Script 11 Recruit: Hi! This is. How s it going? (Make brief small talk.) Listen, I ve come across a company that has an incredible opportunity for growth right now, and they are looking for some key people to expand their business. I thought of you right away and want to give you a chance to be considered by them. What night is better for you for me to drop by? I ve got or open right now. What time is better 6 p.m. or 8 p.m.? (WFA) And (spouse s name) will be there too, right? Great! See you then. 44 TEAM BUILDING BASICS

Warm Market Telephone Script for Setting an Appointment for an Opportunity Meeting Script 12 Recruit: Hi. This is. (Make brief small talk.) I ve run into a company and an opportunity that really has my interest. It s giving me a chance to achieve some things that have always been very important to me. Things like: (Pick out a few of these below) Better provide for my family Be recognized for my accomplishments Work with positive, quality people Do something that really helps people Provide a better education for my children Do something special with my life Own my own business Become debt free Be independent Get a new home Really get ahead Call my own shots I would like to set a time for us to get together and share this information, and I have some time on or. Which day would be best for you? Is o clock or better? (WFA) GREAT. We will see you then. BY THE WAY, the purpose of the presentation is simply to provide you with an introduction to Primerica. If you want to look into it further, I ll arrange for that. I promise we will not try to sell you anything that you are not interested in. The worst thing that will happen is you may learn something valuable. Fair enough?

Warm Market Telephone Script for Setting an Appointment for an Opportunity Meeting Script 13 Recruit: Hi,. This is. Are you doing anything night? (WFA) Great! I m working for Primerica, and we re looking for talented people who might be interested in a career change if the money is right. It s a great opportunity, and something I think you might be interested in. We re having an information seminar night and I d like you to attend. As a matter of fact, you can ride with me. I ll pick you up around p.m. Fair enough? 46 TEAM BUILDING BASICS

Warm Market Telephone Script for Setting a Recruiting Appointment Script 14 Recruit: Hi! This is! How s it going? (Make brief small talk.) I am going into business for myself in the financial services industry have you heard? (WFA) I m with Primerica. I have the opportunity to eventually open my own office, and I am really excited about it. I want to get together with you guys and fill you in. When can we get together? I want to drop by one night this week. Prospect: That s fine. Recruit: What night is better for you guys or? (WFA) What time is better, 6 p.m. or 8 p.m.? (WFA) Will (spouses name) be there too, right? (WFA) Great! See you both then! Prospect: (Asks more questions) Recruit: You know, these questions are great. Why don t we just get together and we can discuss this some more face to face. This is exactly what I need right now people helping me find out how valuable this company really is. You can ask all the questions you want when we get together.

PROSPECTING FOLLOW UP CALLING BACK TO SET AN APPOINTMENT Recruit: HELLO, THIS IS. I MET YOU THE OTHER DAY AT. HOW ARE THINGS GOIN? ARE YOU KEEPING BUSY? (MAKE SMALL TALK) I WANT TO SEE HOW YOUR SCHEDULE IS, WHAT TIME DO YOU USUALLY GET HOME FROM WORK? (WFA) I WANTED TO DROP BY SOME INFORMATION TO YA, WHAT AREA OF TOWN DO YOU LIVE IN? (WFA) WHAT S YOUR ADDRESS? (WFA) DOES YOU HUSBAND/WIFE WORK? IF I COULD I D LIKE TO GET WITH BOTH OF YOU, BECAUSE IF YOU DECIDE TO COME TO WORK WITH US PART TIME OR CONSIDER A CAREER CHANGE, YOU D WANT (HIM/HER) TO KNOW ABOUT IT WOULDN T YOU? I COULD STOP BY (MONDAY) OR WOULD (WEDNESDAY) BE BETTER? OKAY IS (6:00) GOOD OR (8:00) BETTER? GREAT, COULD WRITE THAT DOWN IN YOUR CALENDAR SO YA DON T FORGET, AND I LOOK FORWARD TO MEETING WITH YOU!

More Tips What is it? In a nutshell what I ll do is help you and (spouse) develop a plan to accomplish any and all of your financial goals. We ll focus on areas you are already spending, maybe look for ways to drastically reduce your costs and redirect money to other areas in the budget to get more value for the money you re already spending. So what I d like to do is set a time to get together with you and (spouse) to share the same information I shared with (people who referred). Okay (GO TO CLOSE). You sense that they are trying to put you off / Have someone else / Don thave time Listen, (referrals name), generally when someone tells me that, what I really find is that usually they are feeling like I m going to come over and try to sell them something they don t want or need and that I m going to waste their time, is that kind of how you are feeling? Look (referrals name), (people who referred) trusted me enough to call you. Of course you know I work off of a referral basis and if I were to see you and waste your time or tried to get you involved in something you didn t want or need, is there any chance of you giving me any referrals? You see, it s not in my best interest to do that. There is no doubt in my mind based on what we did for (people who referred) that this will be very positive, can save you money and cut your retirement years, but we won t know that unless we get together. So what I d like to do is set up a time where we could meet for 20-30 minutes to show you what we do. I know you re going to be very impressed and I promised (people who referred) that I would do that. I also promised them that I wouldn t do anything to lose or violate the trust they have in me. So I want you to feel comfortable that I m not going to waste your time and I m not going to get you involved in something you don t want or need. And, unless I can substantially improve your situation, we are not going to do anything, fair enough? (GO TO CLOSE)