SUPERANNUATION Changing jobs?

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SUPERANNUATION Changing jobs? Your guide to keeping your Integra Super account

Fund nomination form Integra Super OnePath MasterFund ABN 53 789 980 697 RSE R1001525 OnePath Custodians Pty Limited ABN 12 008 508 496 AFSL 238346 RSE L0000673 242 Pitt Street, Sydney NSW 2000 Customer Services Phone 133 665 Fax 02 9234 6668 Email customer@onepath.com.au Dear Employer, I wish to nominate Integra Super as my choice of fund for future superannuation contributions. I have provided a Letter of Compliance from the Trustee stating that the fund is a complying fund. Nominated fund details Fund name: Integra Super (OnePath MasterFund RSE R1001525) ABN: 53 789 980 697 Unique Superannuation Identifier (USI): MMF0146AU Integra Super Account name (Your first name and last name) Member number My (employee) details My name My payroll number My signature Employer use only Date accepted DD / MM / YYYY (dd/mm/yyyy) Methods of payment into my fund Date (dd/mm/yyyy) Date processed (dd/mm/yyyy) DD / MM / YYYY DD / MM / YYYY Internet banking (EFT) BSB number: 012 911 Account number: 000 564 906 Reference number: SG + Member number BPAY Biller Code: 564 906 Reference number: 11 + Member number Cheque Cheques are payable to OnePath Life Integra Super and should be addressed to: OnePath Life Limited Integra Super, GPO Box 5306, Sydney NSW 2001. Please quote the employee name, member number and the type of contribution being made. Registered to BPAY Pty Ltd ABN 69 079 137 518.

Letter of Compliance Integra Super OnePath Custodians Pty Limited GPO Box 5306, Sydney NSW 2001 Dear Employer, I confirm the following statements on behalf of OnePath Custodians Pty Limited (Trustee), the trustee of OnePath MasterFund (Fund). Complying superannuation fund The Fund is a complying, resident, regulated superannuation fund under the Superannuation Industry (Supervision) Act 1993 (SIS Act). The Fund is not subject to a direction under section 63 of the SIS Act, nor does it expect to receive such a direction. Contributions The Fund is able to accept Superannuation Guarantee contributions as well as other additional employer contributions. The trust deed governing the Fund also allows benefits to be transferred from other resident regulated superannuation funds into the Fund, and allows benefits to be transferred or rolled over from the Fund to other resident regulated funds. Integra Super offers insurance that meets the minimum requirements set out in the Superannuation Guarantee (Administration) Act 1992. Members may only withdraw benefits in circumstances permitted under the SIS Act. Further details Further details relating to the Fund appear in the table below. Fund details Fund name OnePath MasterFund Australian Business Number (ABN) 53 789 980 697 Superannuation Fund Number (SFN) 2929 169 44 Unique Superannuation Identifier (USI) MMF0146AU Integra Super Fund contact details Customer Services GPO Box 5306, Sydney NSW 2001 Phone 133 665 weekdays between 8.30am and 6.30pm (AEST) Email customer@onepath.com.au Website onepath.com.au/member Yours sincerely Craig Brackenrig Director, OnePath Custodians Pty Limited Trustee of OnePath MasterFund L2527/0114

Choose Integra Super Personal and you ll continue to enjoy great features There are many great reasons to choose Integra Super Personal when you change jobs: Value for money competitive pricing with fee discounts. Extensive choice 54 investment funds with unlimited switching. Comprehensive insurance cover you automatically retain the level of insurance for death, disablement and income protection at the group discounted rates. * Online resources view and transact on your account. Retirement solutions you can easily transfer to a pension product (OneAnswer Pension) when you retire or transition to retirement. InvestorBenefits enjoy access to OnePath s banking, health, lifestyle and entertainment member benefits package. Education and information resources a suite of useful tools to help you to grow your super and keep informed. Benefit more from your membership. Head to onepath.com.au/member to access your online resources today Invest with confidence We re proud to have been recognised with the highest industry ratings and awards. These include The Heron Partnership s Heron 5 Quality Star Rating and the Selecting Super Quality Rating of AAA. * Subject to any premium loadings, exclusions and limitations which applied to your insurance cover while you were part of your previous employer s plan. The premium rates may be higher than those that applied to you as an employer sponsored member. For more information visit heronpartners.com.au and selectingsuper.com.au

You can take OnePath with you when you change employers Over your working life, you re likely to have several jobs and different employers. While a new job is generally a good thing, having to set up a new super account may not be. You don t need to start another super account as we ve transferred your account to Integra Super Personal so you can enjoy many of the same benefits. Generally, you can arrange for your new employer to start paying your super guarantee contributions into your Integra Super Personal account by simply: 1. Completing the attached Fund Nomination Form 2. Giving the completed and signed form to your new employer. A job change can be an ideal time to organise your super While it s top of mind, there are a couple of easy steps you can take to help organise and make the most of your super. Consolidate your accounts and pay only one set of fees Consolidating your super into your OnePath account is easy and means you ll only pay one set of fees and have just one set of paperwork to manage. Simply, complete the Rollover Form from onepath.com.au/member and provide certified * proof of identity for each account you re consolidating. Be sure to check if there are any exit fees charged by your other fund(s) and that you have adequate insurance cover. If you are aged 60 years or over, you may also have access to your super funds. We recommend you speak with your financial adviser for more information. Provide your tax file number (TFN) and pay less tax on your super If you don t provide your TFN you may pay additional tax on your super. To provide your TFN, simply complete our online form at onepath.com.au/tfn. Alternatively, you can call us on 133 665 or send us a completed Tax file number notification form available from onepath.com.au/member * A certified copy is a photocopy which has been compared with the original and endorsed as a true copy by an individual approved to do so, for example a Justice of the Peace, legal practitioner, Australia Post employee, finance company officer with five or more years of continuous service. The certification must not have taken place more than three months prior to when the identification and verification procedure is being undertaken.

Customer Services Phone 133 665 weekdays between 8.30am and 6.30pm AEST Fax 02 9234 6668 Email customer@onepath.com.au Address Integra Super OnePath Life Limited GPO Box 5306 Sydney NSW 2001 Integra Super is a product offered by OnePath MasterFund (ABN 53 789 980 697, RSE R1001525) (Fund). When you join Integra Super, you become a member of the Fund. OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) is the trustee and issuer of the Fund. This information is current at January 2014 but is subject to change. Updated information is available free of charge by contacting Customer Services on 133 665. The information provided is of a general nature and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you should consider the appropriateness of the information, having regard to your needs, financial circumstances and objectives. You should read the relevant PDS available at onepath.com.au/member and consider whether the Fund is right for you before making a decision to acquire or continue to hold the product. L2527/0114 onepath.com.au