CONDOMINIUM DEED. The Condominium Unit is now designated as Lot in Block on the Municipal Tax Map of the Township of Monroe (or as Account No..

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This Deed was prepared by: CONDOMINIUM DEED THIS DEED, is made this day of in the year between UNION VALLEY CORPORATION, a corporation of the State of New Jersey, having offices at P.O. Box 166, Whiting, New Jersey, 08759 referred to in this document as "Grantor", and residing or located at referred to in this document as "Grantee". (The words "Grantor" and "Grantee" include all Grantors and all Grantees under this Deed.) In return for the payment to the Grantor by the Grantee of ($ ) Dollars, the Grantor grants and conveys to the Grantee all of the land located in the Township of Monroe, County of Middlesex, and State of New Jersey, specifically described as follows: Unit in Building in Section, Together with an undivided percentage interest in the Common Elements of said Condominium (referred to in this Deed as the Condominium Unit ). The conveyance evidenced by this Deed is made under the provisions of and is subject to the New Jersey Condominium Act (N.J.S.A. 46:8B-1 et seq.) and the Planned Real Estate Development Full Disclosure Act (N.J.S.A. 22A-21 et seq.), as amended, and any applicable regulations adopted under either law. The conveyance evidenced by this Deed is also made in accordance with the terms, limitations, conditions, covenants, restrictions, easements, agreements and other provisions set forth in that certain Master Deed for Whittingham Condominium, Section, dated and recorded in the Office of the Register of Middlesex County in Book of Deeds at Page, as the same may now or hereafter be lawfully amended. The Condominium Unit is now designated as Lot in Block on the Municipal Tax Map of the Township of Monroe (or as Account No..) (check box if applicable) No property tax identification number for the land is available at the time of this conveyance.

The Condominium Unit is subject to the Master Deed mentioned above and all its exhibits and the Declaration of Covenants, Conditions and Restrictions for Whittingham, including all easements, terms, conditions, reservations, rights-of-way, air rights, covenants of record, governmental statutes, ordinances and regulations, possible added assessments for the year of sale as set or levied under N.J.S.A. 54:4-63.1, et seq. and all facts that an accurate survey may disclose. This Deed entitles the Grantee to have and to hold for its proper use and benefit forever the premises and all it is subject to as described in this document. The Grantor covenants that the Grantor has done nothing, which encumbers or adversely affects title to the Condominium Unit or the common elements of the Condominium. By the acceptance of this Deed, the Grantee consents to any future amendments or revisions of the Master Deed or the By-Laws of the Condominium Association or to the Declaration of Covenants, Conditions and Restrictions or the By-Laws of the Homeowners Association which may be required by the laws or governmental agencies of the States of New Jersey or New York in connection with the sale of any property described in the above mentioned document(s); and/or by any title insurance company insuring title to any portion of the condominium at the Grantor's request; and/or by an institutional lender (including the Grantor) providing mortgage loans to unit owners. If an amendment is required for any one of the reasons described above, then the Grantee expressly agrees that the Grantor is authorized, on behalf of the Grantee, to sign and record any document necessary to make the amendment effective. This authority is called a power of attorney and the Grantor, in exercising this authority, is referred to as the Grantee's attorney-in-fact. By this Deed, the Grantee designates the Grantor as having this authority. This power of attorney will be binding upon anyone who claims an interest in the Condominium Unit by or through the Grantee, such as a mortgagee, other lienholders, a purchaser, a tenant or someone with an interest acquired through a will or by operation of law. If an amendment is required for one of the reasons expressed, only the signature of the attorney-in-fact is required in order for the amendment to be effective. However, the Grantor may not exercise its authority as attorney-in-fact without a separate written consent of the Grantee if the amendment would substantially change the floor plan of the Condominium Unit, or the percentage interest in the Common Elements associated with the Condominium Unit; increase the financial obligations of the Grantee; or reserve any additional special privileges for the Grantor.

The Grantee declares and acknowledges that this power of attorney is coupled with an interest in the subject matter. The Grantee understands that the Grantor has caused these document(s) to be adopted, recorded, and is binding on the owners of all Units in the Condominium for the mutual benefit of the owners of all Units including the Grantor. The Grantor, as the Sponsor of the Condominium, the initial Seller of all Units and the present owner of Units, has an interest in the Condominium and in the amendment of these document(s) under the circumstances described. For this reason, this power of attorney may not be revoked by the Grantee. The power of attorney shall be effective until five (5) years from the date the first Unit is conveyed or until the sale of the last unit, whichever first occurs. This power of attorney shall not be affected by the death or disability of any principal. The Grantor has received the full payment from the Grantee. This Deed is signed by the Grantor's Corporate Officers and its Corporate Seal is affixed on the date first mentioned above. ATTEST: UNION VALLEY CORPORATION, Grantor _ Assistant Secretary By: President WITNESS: (L.S.) Grantee _ (L.S.) Grantee _ (L.S.) Grantee

STATE OF NEW JERSEY ) ss: COUNTY OF ) CERTIFICATE OF ACKNOWLEDGMENT BY GRANTEES I am a Notary Public authorized to take acknowledgments and proofs in this State. I sign this acknowledgment below to certify that it was made before me. On, appeared before me in person. (If more than one person appears the words "this person" shall include all persons named who appeared before the officer and made this acknowledgment.) I am satisfied that this person is the person named in and who signed this Deed. This person acknowledged signing, sealing and delivering this Deed as this person's act and deed for the uses and purposes expressed in this Deed. Signature of Notary Public

STATE OF NEW JERSEY ) ) ss: COUNTY OF ) CORPORATE ACKNOWLEDGMENT I am a Notary Public authorized to take acknowledgments and proofs in this State. On, (the "Corporate Officer") appeared before me in person and was duly sworn by me according to law under oath and stated and proved to my satisfaction that: 1. He is the of UNION VALLEY CORPORATION, which is the Grantor in this Deed and signed the Deed in such capacity. 2. The making, signing, sealing and delivery of this Deed have been duly authorized by a proper resolution of the Board of Directors of the Corporation. 3. The Corporate Officer knows the corporate seal of the Corporation. The seal was affixed to this Deed by the Corporate Officer. The Corporate Officer signed and delivered this Deed as and for the voluntary act and deed of the Corporation. 4. The Corporate Officer also acknowledged that the full and actual consideration paid or to be paid for the transfer of title to realty evidenced by this Deed, as such consideration is defined in P.L. 1968, C.49, l(c), is $. Signature of Notary Public This Deed was prepared by:

This Deed was prepared by: CONDOMINIUM DEED THIS DEED, is made this day of in the year between UNION VALLEY CORPORATION, a corporation of the State of New Jersey, having offices at P.O. Box 166, Whiting, New Jersey, 08759 referred to in this document as "Grantor", and residing or located at referred to in this documents as "Grantee". {The words "Grantor" and "Grantee" include all Grantors and all Grantees under this Deed.) In return for the payment to the Grantor by the Grantee Of ($ ) Dollars, the Grantor grants and conveys to the Grantee a certain Condominium Unit, located in the Township of Monroe, County of Middlesex, and State of New Jersey, specifically described as follows: Unit in Building in Section, together with an undivided percentage interest in the Common Elements of said Condominium (referred to in this Deed as the "Condominium Unit"). The conveyance evidenced by this Deed is made under the provisions of and is subject to the New Jersey Condominium Act (N.J.S.A. 46:8B-1 et seq.) and the Planned Real Estate Development Full Disclosure Act (N.J.S.A. 22A-21 et seq.), as amended, and any applicable regulations adopted under either law. The conveyance evidenced by this Deed is also made in accordance with the terms, limitations, conditions, covenants, restrictions, easements, agreements and other provisions set forth in that certain Master Deed for Whittingham Condominium, Section, dated and recorded in the Office of the Register of Middlesex County in Book of Deeds at Page, as the same may now or hereafter be lawfully amended. The Condominium Unit is now designated as Lot in Block on the Municipal Tax Map of the Township of Monroe (or as Account No..) (check box if applicable) No property tax identification number for the land is available at the time of this conveyance.

The Condominium Unit is subject to the Master Deed mentioned above and all its exhibits and the Declaration of Covenants, Conditions and Restrictions for Whittingham, including all easements, terms, conditions, reservations, rights-of-way, air rights, covenants of record, governmental statutes, ordinances and regulations, possible added assessments for the year of sale as set or levied under N.J.S.A. 54:4-63.1, et seq. and all facts that an accurate survey may disclose. This Deed entitles the Grantee to have and to hold for its proper use and benefit forever the premises and all it is subject to as described in this document. The Grantor covenants that the Grantor has done nothing, which encumbers or adversely affects title to the Condominium Unit or the common elements of the Condominium. By the acceptance of this Deed, the Grantee consents to any future amendments or revisions of the Master Deed or the By-Laws of the Condominium Association or to the Declaration of Covenants, Conditions and Restrictions or the By-Laws of the Homeowners Association which may be required by the laws or governmental agencies of the States of New Jersey or New York in connection with the sale of any property described in the above mentioned document(s); and/or by any title insurance company insuring title to any portion of the condominium at the Grantor's request; and/or by an institutional lender (including the Grantor) providing mortgage loans to unit owners. If an amendment is required for any one of the reasons described above, then the Grantee expressly agrees that the Grantor is authorized, on behalf of the Grantee, to sign and record any document necessary to make the amendment effective. This authority is called a power of attorney and the Grantor, in exercising this authority, is referred to as the Grantee's attorney-in-fact. By this Deed, the Grantee designates the Grantor as having this authority. This power of attorney will be binding upon anyone who claims an interest in the Condominium Unit by or through the Grantee, such as a mortgagee, other lienholders, a purchaser, a tenant or someone with an interest acquired through a will or by operation of law. If an amendment is required for one of the reasons expressed, only the signature of the attorney-in-fact is required in order for the amendment to be effective. However, the Grantor may not exercise its authority as attorney-in-fact without a separate written consent of the Grantee if the amendment would substantially change the floor plan of the Condominium Unit, or the percentage interest in the Common Elements associated with the Condominium Unit; increase the financial obligations of the Grantee; or reserve any additional special privileges for the Grantor.

The Grantee declares and acknowledges that this power of attorney is coupled with an interest in the subject matter. The Grantee understands that the Grantor has caused these document(s) to be adopted, recorded, and is binding on the owners of all Units in the Condominium for the mutual benefit of the owners of all Units including the Grantor. The Grantor, as the Sponsor of the Condominium, the initial Seller of all Units and the present owner of Units, has an interest in the Condominium and in the amendment of these document(s) under the circumstances described. For this reason, this power of attorney may not be revoked by the Grantee. The power of attorney shall be effective until five (5) years from the date the first Unit is conveyed or until the sale of the last unit, whichever first occurs. This power of attorney shall not be affected by the death or disability of any principal. The Grantor has received the full payment from the Grantee. This Deed is signed by the Grantor's Corporate Officers and its Corporate Seal is affixed on the date first mentioned above. ATTEST: UNION VALLEY CORPORATION, Grantor _ Assistant Secretary By: President WITNESS: _ (L.S.) Grantee _ (L.S.) Grantee _ (L.S.) Grantee

STATE OF NEW JERSEY ) ss: COUNTY OF ) CERTIFICATE OF ACKNOWLEDGMENT BY GRANTEES I am a Notary Public authorized to take acknowledgments and proofs in this State. I sign this acknowledgment below to certify that it was made before me. On, appeared before me in person. (If more than one person appears the words "this person" shall include all persons named who appeared before the officer and made this acknowledgment.) I am satisfied that this person is the person named in and who signed this Deed. This person acknowledged signing, sealing and delivering this Deed as this person's act and deed for the uses and purposes expressed in this Deed. Signature of Notary Public

CORPORATE ACKNOWLEDGMENT STATE OF NEW JERSEY ) ) ss: COUNTY OF ) I am a Notary Public authorized to take acknowledgments and proofs in this State. On, (the "Corporate Officer") appeared before me in person and was duly sworn by me according to law under oath and stated and proved to my satisfaction that: 1. He is the of UNION VALLEY CORPORATION, which is the Grantor in this Deed and signed the Deed in such capacity. 2. The making, signing, sealing and delivery of this Deed have been duly authorized by a proper resolution of the Board of Directors of the Corporation. 3. The Corporate Officer knows the corporate seal of the Corporation. The seal was affixed to this Deed by the Corporate Officer. The Corporate Officer signed and delivered this Deed as and for the voluntary act and deed of the Corporation. 4. The Corporate Officer also acknowledged that the full and actual consideration paid or to be paid for the transfer of title to realty evidenced by this Deed, as such consideration is defined in P.L. 1968, C.49, l(c), is $. Signature of Notary Public This Deed was prepared by:

SAMPLE POLICY ALTA Owner's Policy Form B - 1970-M C#316-86 WHITTINGHAM CONDOMINIUM SECTION I SCHEDULE A Date of Policy No. TBA Policy: To be Inserted Amount $ To be Inserted INSURED NAMES OF OWNERS TO BE SET FORTH 1. Title to the estate or Interest covered by this policy at the date hereof is vested in the insured. Deed Information to be set forth 2. The estate or interest in the land described or referred to in this Schedule covered by this policy is Fee Simple 3. The land referred to in this policy is situated In the State of New Jersey, County of Middlesex, Township of Monroe and is described as follows: BEING known and designated as Unit # in Building in Whittingham Condominium, Section I, together with an undivided percentage interest In the general common elements appurtenant thereto, in accordance with and subject to the terms, conditions, covenants, restrictions, limitations, and provisions of that certain Master Deed and By-Laws of Whittingham Condominium, Section I, dated, recorded on in the Middlesex County Clerk's Office in deed book page &c, as the same may now or hereafter be lawfully amended.

SAMPLE POLICY WHITTINGHAM CONDOMINIUM SECTION I SCHEDULE B Policy No. TBA This policy does not Insure against loss or damage by reason of the following: OMIT 1. Encroachments, overlaps, boundary line disputes, and any other matters, which would be disclosed by an accurate survey and inspection of the premises. See Survey Endorsement attached. 2. TAXES: Certified as paid through quarter 19. Subject to added taxes, for additional construction or improvements, if any, pursuant to Chapter 397 of the Laws of 1941, amendments and supplements thereto. 3. Subject to terms of Declaration of Covenants and Restrictions for Whittingham Condominium, Section I, recorded in deed book page. Restrictions are not violated and any future violation thereof will not result in reentry or effect a forfeiture or reversion of title. 4. Water Main Easement In deed book 3121 page 214. 5. Water Service Agreement recorded in deed book 2686 page 696 and assigned by deed book 2984 page 357. 6. Sewer Service Agreement recorded in deed book 2686 page 723 and assigned by deed book 2984 page 357. 7. (Statement as to the effect of any recorded easements, or easements as shown on Filed Plan of Whittingham Condominium, Section I, will also be included in each individual policy.) 8. Subject to the terms and conditions as set forth in the Master Deed and By-Laws for Whittingham Condominium, Section I, recorded in deed book page, and as the same may now or hereafter be lawfully amended. 9. (Mortgages taken out by individual owners will be included In each individual policy.) 10. Subject to provisions of New Jersey Condominium Act (N.J.S.A. 46:8B-1 et seq., amendments and supplements thereto).

SAMPLE POLICY WHITTINGHAM CONDOMINIUM SECTION I FIRST AMERICAN TITLE INSURANCE COMPANY SURVEY ENDORSEMENT File No. To be inserted Attached to Policy No. TBA Exception number 1 in Schedule B of this policy is hereby deleted and the following is substituted therefore: Certificate 1. Based upon a survey made by Name of Surveyor to be inserted dated To be inserted the Company hereby Insured against loss or damage, which the Insured shall sustain by reason of any encroachments, overlaps, boundary line disputes or easements, except as follows: NONE This endorsement is made a part of the policy or commitment and is subject to all the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated. It neither modifies any of the terms and provisions of the policy or commitment and prior endorsements if any, nor does it extend the effective date of the policy or commitment and prior endorsements or increase the face amount thereof. Dated: To be Inserted

SAMPLE POLICY FIRST AMERICAN TITLE INSURANCE COMPANY Attached to and forming a part of Policy No. This policy is hereby amended, by deleting therefrom, Exclusions from Coverage Nos. 1 and 2 substituting in lieu thereof the following: 1. (a) Governmental police power. (b) (c) (d) Any law, ordinance or governmental regulation relating to environmental protection. Any law, ordinance or governmental regulation (including but not limited to building and zoning ordinances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character dimensions or location of any improvement now or hereafter erected on the land, or prohibiting a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part. The effect of any violation of the matters excluded under (a), (b) or (c) above, unless notice of a defect, lien or encumbrance resulting from a violation has been recorded at Date of Policy in those records in which under state statutes deeds, mortgages, lis pendens, liens or other title encumbrances must be recorded in order to impart constructive notice to purchasers of the land for value and without knowledge; provided, however, that without limitation, such records shall not be construed to include records in any of the offices of federal, state or local environmental protection, zoning, building, health or public safety authorities. 2. Rights of eminent domain unless notice of the exercise of such rights appears in the public records at Date of Policy. This endorsement is made a part of the policy and is subject to all of the terms NJRB 12/9/85

SAMPLE POLICY any provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsement, nor does it extend the effective date of the policy and any prior endorsement, nor does it increase the face amount thereof. FIRST AMERICAN TITLE INSURANCE COMPANY New Jersey - Interim Policy Endorsement - ALTA Revisions of 3-30-84 and 10-17-84 NJRB 5-16 12/9/85