GUARANTEE Issued by CASCADE TITLE CO. OF COWLITZ COUNTY acting as agent for OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY SCHEDULE A

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1 GUARANTEE Issued by CASCADE TITLE CO. OF COWLITZ COUNTY acting as agent for OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY SCHEDULE A Office File Number Policy Number LTSG Date of Policy June 13, 2013 at [8:00 a.m.] Amount of Liability $23, Premium SEE INVOICE 1. Assured: COWLITZ COUNTY TREASURER 2. The estate or interest in the land hereinafter described or referred to covered by this Guarantee is: FEE SIMPLE 3. Title to the estate or interest in the land is vested in: EDWARD L. STERMON AND TRACY M. BENZ-STERMON, HUSBAND AND WIFE 4. The land referred to in this Guarantee is situated in the State of Washington, County of Cowlitz, and is described as follows: See Exhibit A attached hereto and made a part hereof. Litigation Guarantee Page 1

2 LITIGATION/TRUSTEE'S SALE/CONTRACT FORFEITURE GUARANTEE INFORMATION FOR THE ASSURED 1. This Guarantee is restricted to the use of the Assured solely for the purpose of providing information to facilitate the commencement of a suit at law, the forfeiture of a real estate contract pursuant to RCW 61.30, or foreclosure pursuant to RCW of a mortgage described in Schedule B, affecting the land described in Schedule A. The Company shall have no liability for any reliance hereon except for the purpose for which this Guarantee is issued. This Guarantee is not a Commitment nor an obligation by the Company to issue any policy or policies of title insurance insuring said land, and it is not to be used as a basic for closing any transaction affecting title to said land. 2. Upon request WITHIN 60 DAYS from the effective date of this Guarantee, the Company will extend the effective date of this Guarantee by endorsement to include the filing of any complaint and recording of Notice of Lis Pendens, recording of Notice of Intent to Forfeit Real Estate Contract, or recording of Notice of Trustee's Sale. Such an endorsement will show as additional exceptions, and therefore exclude from coverage, those matters attaching subsequent to the effective date of the Guarantee but prior to the issuance of the Endorsement. 3. Upon request on the 30th day preceding the date set for the forfeiture of real estate contract, or trustee's sale, the company will issue an endorsement identifying federal tax liens, if any, affecting the land described in Schedule A. THE RESPONSIBILITY, HOWEVER, FOR DETERMINING THE 30TH DAY BEFORE THE SALE OR FORFEITURE, AND FOR MAKING THE REQUEST ON THAT SAME DAY, IS BORNE BY THE ASSURED. 4. The Company may, BUT IS NOT OBLIGATED TO, issue additional endorsements extending the effective date of the Guarantee at the request of the Assured. The fee for such endorsements will be charged according to the Company's filed Rate Schedule for such endorsements. The Company will not, and accepts no obligation to, issue an endorsement extending the effective date to, or beyond, the date of any sale of the premises, recording of a Declaration of Forfeiture of a Real Estate Contract, trustee's sale or deed in lieu thereof. 5. Attention is called to Soldiers' and Sailors' Civil Relief Act of 1940 and amendments thereto which contain limitations against the forfeiture of land under a real estate contract or the sale of land under a deed of trust if the owner is entitled to the benefits of said Act. 6. Attention is called to the Federal Tax Lien Act of 1966 and amendments thereto which, among other things, provides for the giving of written notice of sale or forfeiture in a specified manner to the Secretary of the Treasury or his delegate as a requirement for the discharge or divestment of a federal tax lien in a non-judicial sale or forfeiture, and establishes with respect to such lien a right in the United States to redeem the property within a period of 120 days from the date of any such sale or forfeiture. 7. After the issuance of this Guarantee, should the Owner, Mortgagor or Vendee, or their Successors in interest, reinstate the Deed of Trust, Mortgage or Contract, or pay the indebtedness in full and the foreclosure or forfeiture is canceled, the charge for said Guarantee shall the reduced to 50% of the amount charged. In no event, however, shall the charge be reduced to less than $ Litigation Guarantee Page 2

3 SCHEDULE B Policy Number: GENERAL EXCEPTIONS FROM COVERAGE 1. Rights or claims of parties in possession not shown by the public records 2. Encroachments, overlaps, boundary line disputes and other matters which would be disclosed by an accurate survey and inspection of the premises. 3. Easements or claims of easements not shown by the public records. 4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 5. Liens under the Workmen's Compensation Act not shown by the public records. 6. Any service, installation, connection, maintenance, or construction charges for sewer, water, electricity or garbage removal. 7. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water. 8. Indian tribal codes or regulations, Indian treaty or aboriginal rights, including, but not limited to, easements or equitable servitudes. 9. GENERAL TAXES, SPECIAL ASSESSMENTS AND SPECIAL LEVIES. SPECIAL EXCEPTIONS FROM COVERAGE 1. GENERAL TAXES AND ASSESSMENTS INCLUDING INTEREST AND PENALTY AFTER DELINQUENCY, SAID TAXES ARE DUE AND PAYABLE ON FEBRUARY 15, 2013 (1st half delinquent on May 1st; 2nd half delinquent on November 1st.) YEAR AMOUNT PAID OWING 2013 $ $0.00 $ $ $0.00 $ $ $0.00 $ $1, $0.00 $1, PARCEL NO.: EG ACCT. NO.: R TAX CODE: 920 (CONTINUED ) Litigation Guarantee Page 3

4 2. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: EDWARD L. STERMON AND TRACY M. BENZ-STERMON, HUSBAND AND WIFE TRUSTEE: RECON TRUST COMPANY, N.A. BENEFICIARY: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ("MERS"), SOLELY AS NOMINEE FOR LENDER AND LENDER'S SUCCESSORS AND ASSIGNS; LENDER IS COUNTRYWIDE BANK, FSB AMOUNT: $300, DATED: FEBRUARY 24, 2009 RECORDED: MARCH 9, 2009 AUDITOR'S NO: AREA AFFECTED: INCLUDES THIS AND OTHER PROPERTY 3. RESERVATIONS CONTAINED IN DEED: FROM: NORTHERN PACIFIC RAILROAD COMPANY TO: SUSIE ACKROYD DATED: JUNE 20, 1916 RECORDED: MARCH 20, 1919 AUDITOR'S NO.: RESERVING AND EXCEPTING FROM SAID LANDS SO MUCH OR SUCH PORTIONS THEREOF AS ARE OR MAY BE MINERAL LANDS OR CONTAIN COAL OR IRON, AND ALSO THE USE AND THE RIGHT AND TITLE TO THE USE OF SUCH SURFACE GROUND AS MAY BE NECESSARY FOR MINING OPERATIONS AND THE RIGHT OF ACCESS TO SUCH RESERVED AND EXCEPTED MINERAL LANDS, INCLUDING LANDS CONTAINING COAL OR IRON FOR THE PURPOSE OF EXPLORING, DEVELOPING AND WORKING THE SAME. OIL AND GAS DEED: TO: MILESTONE PETROLEUM, INC. DATED: DECEMBER 1, 1983 RECORDED: MAY 31, 1984 AUDITOR'S NO.: VOLUME: 971 PAGE: 831 NOTICE OF CLAIM TO SEVERED MINERAL INTEREST: CLAIMANT: BURLINGTON RESOURCES OIL & GAS COMPANY, LP, A DELAWARE CORPORATION MINERAL OWNERSHIP: OIL, GAS AND OTHER HYDROCARBONS: DATED: OCTOBER 31, 2002 RECORDED: DECEMBER 13, 2002 AUDITOR'S NO.: (CONTINUED ) Litigation Guarantee Page 4

5 (EXCEPTION NO.3 CONTINUED ) NOTICE OF CLAIM TO SEVERED MINERAL INTEREST: CLAIMANT: GLACIER PARK COMPANY, A DELAWARE CORPORATION (FORMERLY KNOWN AS MERIDIAN LAND AND MINERAL COMPANY) MINERAL OWNERSHIP: ALL MINERALS EXCEPT OIL, GAS AND OTHER HYDROCARBONS: DATED: OCTOBER 31, 2002 RECORDED: DECEMBER 13, 2002 AUDITOR'S NO.: ALSO RECORDED UNDER AUDITOR'S FILE NOS AND EASEMENT AND THE TERMS AND CONDITIONS THEREOF: GRANTEE: PUBLIC UTILITY DISTRICT NO. 1 OF COWLITZ COUNTY PURPOSE: UNDERGROUND TRANSMISSION OF ELECTRIC ENERGY RECORDED: JUNE 5, 1973 AUDITOR'S NO.: AREA AFFECTED: PARCEL C 5. EASEMENT AND THE TERMS AND CONDITIONS THEREOF: GRANTEE: PUBLIC UTILITY DISTRICT NO. 1 OF COWLITZ COUNTY PURPOSE: PRIVATE DRIVEWAY DATED: JUNE 14, 1973 RECORDED: JUNE 26, 1973 AUDITOR'S NO.: VOLUME: 795 PAGE: 1226 AREA AFFECTED: PARCELS A & B 6. COVENANT TO BEAR EQUAL SHARE IN THE COST OF CONSTRUCTION OR REPAIR OF ROAD, EASEMENT FOR WHICH WAS GRANTED OVER ADJACENT PROPERTY BY INSTRUMENT RECORDED UNDER AUDITOR'S FILE NO'S AND (AFFECTS PARCELS A & B) 7. EASEMENT AND THE TERMS AND CONDITIONS THEREOF: GRANTEE: PUBLIC UTILITY DISTRICT NO. 1 OF COWLITZ COUNTY PURPOSE: UNDERGROUND TRANSMISSION OF ELECTRIC ENERGY DATED: JULY 17, 1978 RECORDED: JULY 27, 1978 AUDITOR'S NO.: VOLUME: 866 PAGE: 1351 AREA AFFECTED: PARCEL A & B 8. EASEMENTS, RESTRICTIONS AND RECITAL SET FORTH ON THE FACE OF SHORT PLAT RECORDED UNDER AUDITOR'S FILE NO (AFFECTS PARCELS A & B) 9. COVENANTS, CONDITIONS AND RESTRICTIONS AS CONTAINED IN INSTRUMENT RECORDED NOVEMBER 17, 1988 UNDER AUDITOR'S FILE NO , VOLUME 1049, PAGE 321. (AFFECTS PARCEL B AND INCLUDES OTHER PROPERTY) FOOT ROAD AND UTILITY EASEMENT AS DELINEATED ON SHORT SUBDIVISION NO , RECORDED UNDER AUDITOR'S FILE NO (AFFECTS NORTHERLY 30 FEET OF PARCEL A) Litigation Guarantee Page 5

6 11. RESTRICTIONS IMPOSED BY INSTRUMENT RECORDED ON MARCH 8, 1991 UNDER AUDITOR'S FILE NO , VOLUME 1093, PAGE (AFFECTS PARCEL B) 12. MATTERS SET FORTH BY SURVEY: RECORDED: DECEMBER 16, 2002 AUDITOR'S NO.: VOLUME: 24 PAGE: 22 DISCLOSES: PROPERTY LINES AND LOCATION OF DRIVEWAY, ALSO APPARENT LINE OF OCCUPATION BETWEEN PARCELS A, B & C 13. MATTERS SET FORTH BY SURVEY: RECORDED: MARCH 28, 2006 AUDITOR'S NO.: VOLUME: 27 PAGE: 62 DISCLOSES: BOUNDARY LINES AND APPARENT LINE OF OCCUPATION (AFFECTS PARCELS A, B & C) 14. MATTERS SET FORTH BY SURVEY: RECORDED: FEBRUARY 22, 2007 AUDITOR'S NO.: VOLUME: 28 PAGE: LACK OF A RECORDED MEANS OF INGRESS OR EGRESS TO A PUBLIC ROAD FROM SAID PROPERTY. 16. ANY DEFECT IN OR INVALIDITY TO THE TITLE TO SAID LAND OR CLAIM OF ANY DEFECT OR INVALIDITY OF SAID TITLE ARISING OUT OF OR OCCASIONED BY A VIOLATION OF OR THE APPLICATION OF THE BANKRUPTCY CODE, OR ANY FRAUDULENT CONVEYANCES LAW OR INSOLVENCY LAW. Litigation Guarantee Page 6

7 NOTE: 1. ALL PARTIES TO THIS TRANSACTION MUST VERIFY THAT THE LAND COVERED BY THIS COMMITMENT IS THE LAND INTENDED TO BE CONVEYED OR ENCUMBERED. THE DESCRIPTION OF THE LAND MAY BE INCORRECT IF THE APPLICATION FOR TITLE INSURANCE CONTAINED INCOMPLETE OR INACCURATE INFORMATION, OR IF IT INCLUDED AN ADDRESS OR TAX PARCEL NUMBER IN LIEU OF A LEGAL DESCRIPTION. NOTIFY THE COMPANY PRIOR TO CLOSING IF CHANGES ARE NECESSARY. THE CLOSING INSTRUCTIONS TO BE SIGNED BY ALL PARTIES WILL STATE THAT THE LEGAL DESCRIPTION HAS BEEN REVIEWED AND APPROVED. 2. THE ADDRESS FOR THE HEREIN DESCRIBED PROPERTY IS KNOWN AS: BARE LAND WOODLAND, WA ABBREVIATED LEGAL DESCRIPTION IS CC06002 LOT 1. Litigation Guarantee Page 7

8 Exhibit A THAT PORTION OF THE FOLLOWING DESCRIBED PROPERTY ONLY IN SECTION 6, TOWNSHIP 5 NORTH, RANGE 2 EAST: PARCEL A: LOT 1 OF SHORT SUBDIVISION NO , AS RECORDED IN VOLUME 6 OF SHORT PLATS, PAGE 2, UNDER AUDITOR'S FILE NO , RECORDS OF SAID COUNTY; BEING A PORTION OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 6, TOWNSHIP 5 NORTH, RANGE 2 EAST, AND A PORTION OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 31, TOWNSHIP 6 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN. EXCLUDING THAT PORTION CONVEYED BY QUIT CLAIM DEED TO GERALD A. SCHULTZ, ET UX, UNDER AUDITOR'S FILE NO PARCEL B: A STRIP OF PROPERTY, BEING THE NORTHERLY 26 FEET OF LOT 2 OF SHORT SUBDIVISION NO (TAX PARCEL NO. EG ), CONVEYED TO HILTS UNDER AUDITOR'S FILE NO , TO BE ATTACHED TO THAT PARTICULAR PARCEL CONVEYED TO HUMMEL UNDER AUDITOR'S FILE NO (TAX PARCEL NO. EG ), BY MEANS OF A BOUNDARY LINE ADJUSTMENT, SAID STRIP BEING LOCATED WITHIN THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 6, TOWNSHIP 5 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT THE NORTHEAST CORNER OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 6, AS SHOWN ON THAT PARTICULAR SURVEY RECORDED IN VOLUME 24 OF SURVEYS, AT PAGE 22, IN THE RECORDS OF COWLITZ COUNTY, WASHINGTON, BEING A POINT ON THE EAST LINE OF LOT 1 OF SAID SHORT SUBDIVISION NO ; THENCE SOUTH 0º 04' 55" WEST ALONG THE EAST LINE OF SAID LOT 1 FOR A DISTANCE OF FEET TO THE SOUTHEAST CORNER THEREOF, AS SHOWN ON SAID SURVEY, BEING THE TRUE POINT OF BEGINNING; THENCE SOUTH 0º 04' 55" WEST ALONG THE EAST LINE OF LOT 2 OF SAID SHORT SUBDIVISION NO , FOR A DISTANCE OF FEET; THENCE NORTH 89º 30' 33" WEST, PARALLEL TO THE LINE BETWEEN SAID LOTS 1 AND 2, FOR A DISTANCE OF FEET TO THE WEST LINE OF SAID LOT 2; THENCE NORTH 0º 02' 52" EAST ALONG THE WEST LINE OF SAID LOT 2 FOR A DISTANCE OF FEET TO THE NORTHWEST CORNER THEREOF; THENCE SOUTH 89º 30' 33" EAST, BETWEEN SAID LOTS 1 AND 2, FOR A DISTANCE OF FEET TO THE TRUE POINT OF BEGINNING INFORMATION FOR ASSURED LITIGATION/TRUSTEE'S SALE/CONTRACT FORFEITURE GUARANTEE Page 8

9 PARCEL C: A NARROW STRIP OF PROPERTY, BEING A PORTION OF THAT PARTICULAR PARCEL CONVEYED TO SCHULTZ, UNDER AUDITOR'S FILE NO (TAX PARCEL NOS. EH AND EG ), TO BE ATTACHED TO THAT PARTICULAR PARCEL CONVEYED TO HUMMEL UNDER AUDITOR'S FILE NO (TAX PARCEL NOS. EH AND EG ), BY MEANS OF A BOUNDARY LINE ADJUSTMENT, SAID STRIP BEING LOCATED WITHIN THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 31, TOWNSHIP 6 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, AND WITHIN THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 6, TOWNSHIP 5 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT THE SOUTHWEST CORNER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 31, AS SHOWN ON THAT PARTICULAR SURVEY RECORDED IN VOLUME 24 OF SURVEYS, AT PAGE 22, IN THE RECORDS OF COWLITZ COUNTY, WASHINGTON; THENCE NORTH 2º 17' 19" EAST ALONG THE WEST LINE OF SAID SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER, AS SHOWN ON SAID SURVEY, FOR A DISTANCE OF FEET TO THE NORTHERLY END OF THE ADJUSTED BOUNDARY LINE DESCRIBED HEREIN; THENCE SOUTH 0º 36' 24" WEST ALONG SAID ADJUSTMENT LINE, FOR A DISTANCE OF FEET TO THE SOUTH LINE OF SAID SECTION 31; THENCE CONTINUING ALONG SAID ADJUSTMENT LINE LYING WITHIN SAID SECTION 6, SOUTH 2º 34' 15" WEST FOR A DISTANCE OF FEET TO THE SOUTHEAST CORNER OF LOT 1 OF SHORT SUBDIVISION NO , AS SHOWN ON SAID SURVEY AND BEING THE SOUTHERLY END OF SAID ADJUSTMENT LINE; THENCE NORTH 0º 04' 55" EAST ALONG THE EASTERLY LINE OF SAID SHORT SUBDIVISION, FOR A DISTANCE OF FEET TO THE POINT OF BEGINNING. SITUATE IN COWLITZ COUNTY, STATE OF WASHINGTON Litigation Guarantee Page 9