Insurance Property What sets us apart?
1 What makes Introduction us a great risk partner? 1 Client-focused 2 Easy to work with 2 Flexible approach 3 Global programs 4 Innovative risk management solutions Still need convincing? Read on... 5 Why choose XL Catlin? 5 Our financial strength
1 It s a crowded, competitive insurance marketplace. You ve got plenty of choices for your property coverage. So, what sets us apart from the pack? It comes down to asking a few key questions of your insurance partner... things that make a big difference: Are they focused on the client? Are they easy to work with? Flexible where I need them to be? Have the technical expertise I can rely on? Do they take an innovative approach to finding the right risk management solution for my company? We think you ll like our answers. A single team focusing on the client From underwriting, risk engineering, claims, global programs, and access points we re easy to work with. We re one team your team. We deliver global property expertise with local leaders in major cities where our clients operate. While we re a large, global company, we operate similar to a startup: We re quick to respond and can make fast and precise decisions. A special note about your Property Claims Team: When you buy an XL Catlin property insurance policy, our promise is to investigate, manage, and resolve your covered claim so you can move forward with getting back to business as soon as possible. We call it: Getting you from Stop to Go. No matter where you work with us, you ll experience the same uncompromisingly high levels of service. Our dedicated Property claims team consists of 12 claims handlers with an average of 20 years of experience. We re locally empowered and will partner with you and your broker to focus on your unique needs.
2 Easy to work with? Yes. We re flexible in all the right ways Flexible coverage Write coverage on a 100%, shared, layered, and excess basis. Can tailor/customize coverage to a particular account needs. Offer a highly competitive property form that s easier to read and understand. This makes it easier for our brokers and clients. Equipment breakdown policy is offered on mono-line capabilities plus EB jurisdictional. Flexible appetite Broad appetite for customers with both domestic and global risks, including but not limited to the following classes of business: Healthcare, Retail, Real Estate, Technology, Hospitality, Manufacturing, Financial Institutions, and many more. Flexible access Multiple underwriting access points (Americas, Bermuda, London). Access us where and when you want based on your needs. Flexible capacity USD 1 billion policy limits on 100% XL Catlin business Up to USD 400 million policy limits on shared and layered business Minimum deductible: USD 25,000 or higher Minimum TIV USD 250 million Property Risk Engineering / GAPS Global engineering team of more than 200 technical experts. Speak local languages to better support our international clients. Robust history with over 125 years of risk engineering experience. Use a flexible approach and deliver the technical expertise you can trust. Work with clients on a bundled or unbundled basis. You decide how our risk engineering fits best into your business. Leverage ipads/technology for faster, efficient response. Transparent information sharing in our site surveys and MyAnalysis over 30 reports and you keep the data. Use the data how it best fits your business.
3 Flexible Global Programs XL Catlin is one of the world s largest providers of global commercial insurance programs with 30+ years of network management experience. Lead more than 2,000 global programs, encompassing over 15,000 policies globally Localize coverage in 210 countries Over 92% of our direct global program premium is handled by XL Catlin s owned offices. Our strategy is to be where our clients are; if we see an increase in client needs in certain countries we will begin process of establishing our own office. We re constantly looking to expand our global footprint, and actively seek network partners to establish capabilities in new countries. Our Global Programs Center of Excellence ensures consistent superior service, wherever multinational clients operate. Dedicated global programs support teams in each office means faster and higher level of account service. We have you covered. Virtually anywhere you have operations and exposures.
4 Innovative risk management solutions Equipment Breakdown Critical Equipment Reliability Report - Designed to help businesses maximize process reliability and reduce interruption that could disrupt supply chains and impact their bottom line. Evaluate your critical equipment and services that are necessary to maintain sustainable levels of production. Equipment rated reliable or not reliable based on equipment specific Key Performance Indicator (KPI) measurements. KPIs developed for 33 different objects representing the vast majority of bottlenecks. Property Risk Engineering / GAPS First to use ipad technology to deliver analytics on demand to support on site engineering consultation. Investing in our MyAnalysis analytics platform to provide our clients with the most current and comprehensive risk profile of their businesses at their fingertips. Business Continuity Management (BCM) Service - Products that help clients identify biggest risks. XL Innovate Our venture capital fund focused on creating businesses that provide new and innovative solutions to risk. We seek to invest in companies that strive to create opportunities outside of the traditional underwriting space by finding ways to underwrite currently uninsured risks. Focus is on underserved risk markets, innovative approaches to risk underwriting and client access, and financial technology with application to risk underwriting. Innovation Index For the fourth year in a row, XL Catlin secured the #2 spot in Advisen s annual Innovation Pacesetters Index. In 2015, we issued 23 announcements about innovative products and services - from our new Operational Risk insurance solution out of London to CyberRiskIQ.com, our online portal to help North America clients address data breaches.
Why choose XL Catlin? 5 Client-focused, flexible, and innovative. We re XL Catlin s North America Property team. You re going to like working with us. We are powered by innovation and driven by client satisfaction. We help our clients manage their complex risks in this bold new world. We fuse powerful analytics and progressive technology with an unwavering commitment to innovation and an outstanding claims service. We re home to the industry s best risk-taking talent. Their unique expertise, coupled with our unmatched suite of products and #1 position in Lloyd s allows us to anticipate, meet and hopefully exceed our clients current, emerging and future needs. Our financial strength We have a reassuringly strong financial foundation. Disciplined underwriting, consistent equity capitalization and steady growth in GPW all contribute to this healthy position. Strength reflected in our ratings: XL Group Ltd s core operating subsidiaries hold a Financial Strength Rating of A from A. M. Best, A from Fitch, A2 from Moody s and A+ from S&P. Talk to us about your property risks. We re here to help. Contact your XL Catlin North America Property Underwriter to learn more. The information contained herein is intended for informational purposes only. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. XL Catlin, the XL Catlin logo and Make Your World Go are trademarks of XL Group Ltd companies. XL Catlin is the global brand used by XL Group Ltd s (re)insurance subsidiaries. In the US, the insurance companies of XL Group Ltd are: Catlin Indemnity Company, Catlin Insurance Company, Inc., Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., and XL Specialty Insurance Company. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions. Information accurate as of August 2016.
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