Business card features and benefits

Business card features and benefits With a CAF Bank MasterCard business card you can pay for goods and services from your CAF Cash Account in a safe and secure way, in person, over the telephone, online, in the UK and overseas. You can withdraw cash at cash machines where the MasterCard acceptance mark is displayed. With a CAF Bank business card your cardholder can: withdraw up to 300 per transaction this is subject to a daily limit of 1,000 per account which covers all cardholder cash withdrawals from ATMs nationwide pay for purchases 24/7 securely undertake online transactions using the MasterCard SecureCode service Please be aware this card is not a credit or debit card. Its a business card and is linked to your CAF Cash Account. Any purchases or cash withdrawals will only be allowed if you have the available balance in your account. Card transactions will not be debited to your account until a minimum of 48 hours after the authorisation of the transaction. However, once an authorisation is given, that card transaction will immediately reduce the total balance of your account, even if the payment is not shown on your account by then. Please be aware that for security reasons, bank account balances for your CAF Cash Account are not available to cardholders at ATMs. You can of course obtain your CAF Cash Account balance online if you are authorised to do so. You will need to make certain you have sufficient cleared funds available in your CAF Cash Account to meet pending transactions. Cost CAF Bank do not charge you for the use of your card. However, some merchants will charge for the use of the card as if it were a credit card and such charges will be payable by you. The merchant is obliged to tell you if any such charges are payable at the time of the card transaction. Security The business card uses Chip and PIN security for transactions in store, ATMs and MasterCard SecureCode for online transactions. Both of these security measures enable you to set up a unique code and memorable information which are personal to each cardholder. As part of our fraud prevention measures we may monitor your account activity. If you believe something out of the ordinary has happened on your account please let us know without delay. You will be responsible for all losses if the cardholder has acted fraudulently or in a grossly negligent manner. Please consider this when selecting cardholders on behalf of your organisation. How to apply Simply complete the customer application form. This form enables you to nominate up to ten cardholders. We send a cardholder details form to each nominated individual and once identification and verification procedures have been completed and if the cardholder details form is accepted, the relevant cards will be issued. Cards will be sent directly to the cardholders home address as a fraud prevention measure. Please ensure you carefully read the CAF Bank business card terms and conditions and retain these for further reference. If there is anything that you do not fully understand, please ask for further information or seek professional advice or guidance before sending your application to us.

We re here to help Please refer to the CAF Bank business card frequently asked questions for further assistance at www.cafonline.org/businesscard OR Contact our dedicated customer service team to answer questions relating to your application. T: 03000 123 456 E: cafbank@cafonline.org W: www.cafonline.org/businesscard Lines are open 9am to 5pm Monday to Friday excluding English bank holidays. 1339B/0214 Issued by CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ; company registration number 1837656 (England and Wales). CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 204451). CAF Bank Limited is a subsidiary of the Charities Aid Foundation (registered charity number 268369). Telephone calls may be monitored/ recorded for security/training purposes and by calling you give your consent to this. MasterCard is a registered trademark of MasterCard International Incorporated.

Your business card application For CAF Cash Account holders Before you start Guidance notes Please ensure you complete each relevant section clearly, in full and in black ink using block capitals. Should you make a mistake, please cross out the incorrect entry, write in the correct details above the box and initial the changes. Please do not use correction fluid we are unable to accept application forms where correction fluid has been used. When requesting a CAF Bank MasterCard business card on behalf of your organisation it is essential that you carefully read the accompanying CAF Bank business card terms and conditions and retain them for future reference. If there is anything that you do not fully understand, please ask for further information or seek professional advice or guidance before sending your application to us. A Cardholder details form will be sent to each individual named in section 2. Please ensure that you and each Cardholder read and follow the business card cardholder security measures relating to the use of the Card(s). We cannot accept familiar or nicknames for identification purposes so please provide full names wherever prompted. We will always send a Card to the Cardholder at their home address. We will not send the Card to a non-residential address, PO box or c/o address. These procedures are in place to protect you and your organisation against financial crime. Please ensure you update us of any changes to Cardholder addresses as soon as possible as this information is used to authenticate online payments. To avoid any delays in the business card being ordered please advise your Cardholders to complete the Cardholders details form(s) and send to: CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling Kent ME19 4JQ Further assistance can be obtained by visiting www.cafonline.org/businesscard or by calling our Customer Service team on 03000 123 456

Section 1 Your organisation 1.1 Organisation name Please use the organisation name on your CAF Cash Account. If this name is less than 21 characters, including spaces and punctuation, this is the name that will appear on your Card. If the name exceeds 21 characters or you specify different requirements, please refer to section 1.2. 1.2 Abbreviated organisation name Complete this section if you need to either shorten how your organisation s name appears on the Card or if you have more than one CAF Cash Account with business card facilities. By specifying a slightly different name, eg, Charity Acc 1, Charity Acc 2, you will be able to identify which Card is for which account. 1.3 Existing CAF Cash Account number Please insert the CAF Cash Account number to which this application applies. If you wish to apply for business cards for more than one CAF Bank Account you need to complete a new application form for each account. 1.1 Organisation name 1.2 Abbreviated organisation name 1.3 Existing CAF Cash Account number 1.4 Email address Section 2 Your nominated Cardholders You may nominate up to ten Cardholders. Do not forget you will be responsible for all losses if the Cardholder acts fraudulently or in a grossly negligent manner. We recommend you select your Cardholders very carefully. Cardholder 1 Cardholder 2 2

Cardholder 3 Cardholder 4 Cardholder 5 Cardholder 6 3

Cardholder 7 Cardholder 8 Cardholder 9 Cardholder 10 4

Section 3 Declaration This declaration must be signed by existing authorised signatories in accordance with your CAF Bank mandate. Please tick and certify each of the statements below: By signing this Business card application form, we, the customer, confirm that: we agree to use the Card in accordance with the CAF Bank Business card Terms and Conditions and the Business card cardholder security measures if there is anything which we did not fully understand in the CAF Bank Business Card Terms and Conditions and/or the Business card cardholders security measures, we have sought professional advice and guidance before sending this completed form to CAF Bank the individuals detailed on this form have authorised the disclosure of their personal details to CAF Bank the information provided in this application form is accurate we are responsible for updating CAF Bank if contact details change (including if an individual is no longer employed by the organisation) Signed by: Title Mr Mrs Miss Ms Other Full forename(s): : Signature Date d d m m y y y y Signed by: Title Mr Mrs Miss Ms Other Full forename(s): : Signature Date d d m m y y y y CAF Bank Limited, its parent organisation CAF and the organisations in which CAF (or a person acting in their capacity as an Executive Director of CAF) has a majority stake (the Group) would like to tell you by letter, phone or email about additional products and benefits from the CAF Group that we believe will be of interest to you. If you would prefer not be contacted, please tick here We will never pass your information to any outside organisation, except as part of providing a product or service, or when legally obliged to do so. 5

Next steps Before you send your application to us, please ensure the declaration has been completed and signed in accordance with your current bank mandate. We send a Cardholder details form to each nominated individual named in section 2 and once identification and verification procedures have been completed and if the Cardholder details form has been accepted, the relevant cards will be issued. We will advise you once business cards have been issued to Cardholders. Please refer to the CAF Bank business card frequently asked questions (FAQs) for further assistance at www.cafonline.org/businesscard Please return your application form to: CAF Bank Limited 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ We re here to help Our dedicated Customer Service team is here to answer questions relating to your application. T: 03000 123 456 E: cafbank@cafonline.org W: www.cafonline.org/businesscard Lines are open 9am to 5pm Monday to Friday excluding English bank holidays. 1339E/0214 Issued by CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ; company registration number 1837656 (England and Wales). CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 204451). CAF Bank Limited is a subsidiary of the Charities Aid Foundation (registered charity number 268369). Telephone calls may be monitored/ recorded for security/training purposes and by calling you give your consent to this. MasterCard is a registered trademark of MasterCard International Incorporated.

Business card terms and conditions For your own benefit and protection, you should carefully read these terms and conditions and retain them for future reference. If there is anything that you do not fully understand, please ask for further information or seek professional advice or guidance. 1 Introduction 1.1 These business card terms and conditions (the Terms and Conditions ) apply to the CAF Bank MasterCard business card issued on the CAF Cash account (the Card and the Account respectively) and should be read in conjunction with CAF Bank s general terms and conditions (the General Terms and Conditions ). 1.2 In this document; references to we, us, our, or Bank are references to CAF Bank Limited; and references to you or your are references to the organisation in whose name the Account has been opened. 1.3 The issue and use of the Card is governed by these Terms and Conditions and, where the context permits and except as otherwise stated, by the General Terms and Conditions. These terms and conditions are separate Terms and Conditions applicable to the Card for the purposes of condition 2.4 of the General Terms and Conditions. 1.4 You have been provided with a copy of the General Terms and Conditions. You can request additional copies of these Terms and Conditions or the General Terms and Conditions at any time. 1.5 The Card is not a credit card or a debit card. The Card is a business card and is linked to your Account and therefore, your purchases or cash withdrawals ( Card Transactions ) will only be allowed if you have the available balance in your Account. 1.6 Your Card Transactions will not be debited to your Account until a minimum of 48 hours after the authorisation of the Card Transaction. However, once an authorisation is given, that Card Transaction will immediately reduce the total amount that can be drawn from your Account, even if the payment has not actually been deducted from the Account by then. 2 Card issue 2.1 We may issue a Card to a person nominated by you to receive and operate a Card (the Cardholder ). These Terms and Conditions apply in respect of each Card issued to a Cardholder. 2.2 You may from time to time apply for a Card to be issued to a new Cardholder on a form provided by us for this purpose. You may also terminate the authority of a Cardholder to use a Card. If you terminate the authority of a Cardholder to use a Card, you must notify us and arrange for the Card to be destroyed by having it cut into at least six pieces. 2.3 We may decline to issue a Card. Reasons might include: 2.3.1 we have previously needed to return items unpaid on your Account; or 2.3.2 your Account is a dormant account (CAF Bank would need to be convinced there is an acceptable reason to issue a Card); or 2.3.3 the Cardholder is unable to complete the identification and verification procedures which we require to be completed 2.4 The Card belongs to CAF Bank at all times and must be destroyed immediately by cutting it into at least six pieces if we advise you that the Card has been withdrawn. 2.5 We may withdraw the availability of the Card at any time. 2.6 We will always send the Card to the Cardholder at their residential address. We will not send the Card to a non residential address, PO box or c/o address.

3 Cardholders and your obligations 3.1 When we send your Cardholder a Card please make sure that the Cardholder reads the information that we provide along with the Card which will include the Business card cardholder security measures. The information will inform the Cardholder how to use the Card and what to do if the Card becomes lost or stolen. 3.2 We will ask the Cardholder to activate any new or replacement Card before the Cardholder can use it. A Card only becomes operative when the Cardholder has correctly completed the activation process. 3.3 We will issue each Cardholder with a Personal Identification Number ( PIN ). We will not reveal the Cardholder s PIN to anyone but the Cardholder. The Cardholder can use the PIN with the Card for withdrawing money and using other services available from ATMs. 3.4 The Cardholder will usually be asked to enter the PIN into a secure PIN pad at the premises of a retailer or other supplier. Alternatively, the Cardholder may be asked to sign a sales voucher showing the details of the transaction. 3.5 The Cardholder may use the Card to make payment for goods and services through a variety of channels, eg, internet, telephone, mail order. The Cardholder must not disclose the PIN when using any of these channels. We strongly recommend the use of secure payment sites and software when the Cardholder is sending their Card details over the internet. When using the Card to make a payment over the telephone or by mail order, the Cardholder may be asked for additional identification. 3.6 When a Cardholder places an order over the internet with organisations that participate in secure payment sites (including, but not limited to, MasterCard SecureCode ) the Cardholder will be invited to register for the service in relation to the Card. If the Cardholder does not do so, as part of our fraud prevention measures, we may not authorise the payment for the order and further internet transactions with participating organisations. 3.7 You are responsible for ensuring that any Cardholder complies with the Business card cardholder security measures. You will be responsible for all transactions carried out using the Card which are properly authorised, including any charged to your Account after any Cards have been stopped. 3.8 We will not be responsible if a retailer or other supplier refuses to accept a Card in payment for a transaction, or if the Cardholder cannot use the Card to make a payment. 3.9 You are responsible for notifying us of any change to a Cardholder s address as soon as possible. This information is necessary to authenticate online payments. 3.10 You must take all reasonable precautions to prevent fraudulent use of the Card and PIN. These include but are not limited to ensuring that the Cardholder: 3.10.1 never writes down the PIN in a way that it could be understood by somebody else; 3.10.2 signs the Card with a ballpoint pen as soon as the Cardholder receives it; 3.10.3 keeps the Card safe; 3.10.4 does not allow anyone else to have or use the Card, Card details or PIN; 3.10.5 does not disclose the Card numbers or the Card security code on the back of the card except when using the Card to make payments; 3.10.6 does not reveal the PIN to another person including the police or bank staff (we will never ask the Cardholder to reveal the PIN to us); 3.10.7 does not tamper with the Card; 3.10.8 does not choose security details which are easy to guess; 3.10.9 takes care to ensure that no one sees the PIN when the Cardholder uses it; 3.10.10 does not disclose the PIN for mail order payments or when paying for goods and services over the telephone or through the internet; 3.10.11 keeps Card receipts safe and disposes of them safely; 3.10.12 complies with all reasonable instructions we issue regarding keeping the Card, Card details and PIN safe; 3.10.13 informs us without delay by telephoning us on our lost and stolen number if the Card or PIN or SecureCode are lost or stolen, or the Cardholder suspects that someone has used them or tried to use them. If we ask the Cardholder to, they must confirm this in writing; and 3.10.14 makes sure that the Card and Card details are not used for any illegal purposes. 4 PINs 4.1 The Cardholder will receive the PIN after the Cardholder has activated the Card, except in specific circumstances where the Cardholder needs the PIN sent to them in the post. 4.2 The Cardholder can change the PIN at a UK ATM but not within the 30 day period before the Expiry Date, as defined in section 5, or at any time between the order and receipt of a replacement Card. 2

4.3 If a Cardholder has forgotten their PIN, you can ask us to arrange for the Cardholder to receive a new access code to enable them to telephone for a new PIN. 4.4 You must ensure that the Cardholder complies with the following: 4.4.1 on receipt of a PIN, the Cardholder must memorise the number and if applicable destroy the slip on which it is printed; 4.4.2 the Cardholder must keep their PIN secret and not let anyone else know it or use it; and 4.4.3 the Cardholder must never write the PIN on their Card or on anything which is ever kept with the Card. 5 Validity of the Card 5.1 The Card is valid from the valid from date until the valid to date (the Expiry Date ), which are both shown on the Card. 5.2 A card renewal form will be sent to you approximately three months before the Expiry Date of any existing Cards. You and the Cardholder will need to complete the form. If you have not received it before a current Card expires, you should contact us. 5.3 Prior to the Expiry Date, and on completion of a card renewal form, we will send the Cardholder a replacement Card which the Cardholder should sign immediately. The old Card should be destroyed immediately by cutting it into at least six pieces. 5.4 A Cardholder must not use the card after the Expiry Date, or after we have asked for the Card to be destroyed or told you or the Cardholder that the Card s use is withdrawn. 6 Card transactions 6.1 The Card may be used for Card Transactions 24 hours a day, 365 days a year, where you see the MasterCard acceptance mark in the UK or abroad. 6.2 Cardholders may use their Cards to withdraw cash up to the daily limit set by CAF Bank details of which are set out in the CAF Bank Business Card Features and Benefits available at www.cafonline.org/businesscard and subject to any security measures that CAF Bank may put in place from time to time, provided cleared funds are available in the Account. 6.3 You authorise us to deduct the amount of any Card Transaction carried out by use of the Card (with or without the use of the PIN) or by use of the Card details from your Account. However, your liability for transactions which have not been made or authorised by the Cardholder will be limited in the way set out under condition 14. 6.4 Where a Card has been cancelled (for whatever reason) we may continue to deduct from your Account the amount of any outstanding Card Transactions made using the Card (including those carried out via ATMs). 6.5 On each bank working day (as defined in the General Terms and Conditions) any available funds on your Account will be used to pay any authorised Card Transactions notified to us by MasterCard before they will be used to pay any other debit from your Account. 6.6 If a Cardholder uses their Card to set up a regular payment (recurring Card Transaction) to be made from your Account, it can only be cancelled if your instructions to cancel are received by us before 3.00pm (1500 hours) on the bank working day before the date of the next recurring Card Transaction. Instructions to cancel future dated payments can be given to us in writing or where an appropriate mandate and indemnity is in place, by facsimile or by telephone. You should be aware that you will still be responsible for paying any money that you owe the payee and cancelling the recurring Card Transaction may impair or cancel your rights under any contract you have with the payee. We recommend that you notify the relevant payee of the cancellation of the recurring Card Transaction. 6.7 If we are changing or introducing charges or security measures and the change is to your disadvantage we will give you two months advance notice in a durable medium, in all other respects we may make any other change immediately and tell you about it within one month. 6.8 If we incorrectly apply, or omit to apply, a Card Transaction to your Account, we will correct our act or omission and refund to you any interest and charges directly incurred by you on your Account that would not have been incurred had we applied the Card Transaction correctly. 6.9 You cannot stop a Card payment, but a retailer or payee may make a refund. We will credit your Account when we receive their instructions, but we are not responsible for any delay in the retailer or payee giving us instructions to make a refund. 3

7 Authorisation 7.1 We may refuse to carry out a Card Transaction if we reasonably think that: 7.1.1 this is necessary on the grounds of fraud prevention or in order to meet any other legal or security measure; or 7.1.2 we are required to do so by law; or 7.1.3 action is taken by a third party which prevents us from executing the Card Transaction; or 7.1.4 there are technical issues which prevent us from executing the Card Transaction; or 7.1.5 the Card or the security details relating to the Card have been lost, stolen or are being used by someone else or we believe that the Card or the Account are being used illegally or fraudulently; or 7.1.6 the Card Transaction is not properly authorised; or 7.1.7 circumstances beyond our reasonable control prevent us from offering a normal service (such as an act of terrorism, computer failure or industrial action). 7.2 We may refuse to make or authorise a payment if you do not have sufficient cleared funds in your Account or if this would cause your Account to go overdrawn. 7.3 If our reason for declining the Card Transaction was based on incorrect information, we will agree with you what needs to be done to correct that information. 7.4 Where we do not carry out a Card Transaction because circumstances beyond our reasonable control prevent us from offering a normal service, we will respond proportionately to the circumstances in question and take all reasonable steps to ensure that the restrictions are lifted as soon as practicable to minimise the inconvenience to you and the Cardholder. We will, where reasonably practicable, give you advance notice. 7.5 If authorisation is given, that Card Transaction will immediately reduce the total amount that can be drawn from your Account, even if the payment has not actually been deducted from the Account by then. 7.6 You must pay all amounts charged to your Account for Card Transactions if it is clear that the Card Transaction has been authorised by a Cardholder. 8 Timescales 8.1 Your Card purchases will not be deducted from your Account until a minimum of 48 hours after the authorisation of the purchase. 8.2 Cash withdrawals in the UK will normally be deducted from your Account on the third bank working day after the withdrawal. 9 Currency conversion 9.1 Where a Card Transaction is made in a foreign currency, we will convert it into pounds sterling on the day we debit the payment from your Account using the exchange rate applied by MasterCard. We add any MasterCard processing fees to the exchange rate applied by MasterCard, and this charge will be included in the exchange rate for the Card transaction shown on the statement for your Account. The day the currency conversion is carried out, and the payment amount debited from your Account, may be after the day the Card Transaction was carried out. 9.2 The CAF Bank exchange rate changes on a daily basis, and any changes will be applied immediately and without giving you any prior notice. 9.3 If you undertook a Card Transaction with a retailer in a foreign currency but the retailer converted the amount into pounds sterling, we will debit your Account for that sterling amount. 10 Charges 10.1 We reserve the right to charge for Card use at a future date and would provide you with two months advance written notice in a durable medium of any such changes. 10.2 If financial institutions charge for use of their ATMs, such charges will be payable by you. It is a requirement for the cost of the charge to be displayed to the Cardholder at the time of the withdrawal. 10.3 You should be aware that some merchants will charge for the use of the Card as if it were a credit card, such charges will be payable by you. The merchant is obliged to tell you if any such charges are payable at the time of the Card Transaction. 10.4 We will tell you about changes on the CAF Bank tariff of charges, or in the national press or personally (which includes telling you by post, statement message, email or secure e-message). If the change is to your disadvantage we will tell you about it personally at least two months in advance. 4

11 Withdrawal and suspension of the Card 11.1 We reserve the right to withdraw or suspend the Card if: 11.1.1 you breach any of the conditions in these Terms and Conditions or the General Terms and Conditions; or 11.1.2 we reasonably suspect the Card is being used for inappropriate transactions that may cause reputational issues; or 11.1.3 we reasonably suspect fraudulent or other misuse of the Card; or 11.1.4 we reasonably suspect that any security requirements relating to the use of the Card, Card details or PIN have been compromised. 11.2 Once a Card has been cancelled you should ensure that the Cardholder stops using the Card, and that it is immediately destroyed by cutting it into at least six pieces. 11.3 If we do withdraw the use of a Card, we will, if practicable, tell you beforehand or, where we cannot do this, after withdrawing use of the Card and will inform you of our reasons for doing so unless the law prevents us from doing so or we reasonably believe it would undermine our security measures. 11.4 We will deduct from your Account the amount of any Card Transaction (and any related charges) where the Card Transaction has been authorised by the Cardholder even if the amount of that Card Transaction is not paid by us until after the cancellation or suspension of the Card. 12 Lost, stolen or misused Cards 12.1 You authorise us to give any appropriate third party any relevant information in connection with the loss, theft or possible misuse of cards or PINs in order for us to meet our obligations as a member of the MasterCard scheme. 12.2 We may contact you by post or telephone to advise that there may be suspicious activity on your Account, or leave a message to ask that you call us without delay. If we leave a message for you, you must contact us without delay in order to help prevent fraud on your Account. If you do not contact us we will assume that all Card Transactions on the Account have been properly made and authorised by the relevant Cardholder. 12.3 If the Card or PIN or SecureCode are lost or stolen, or the Cardholder suspects that someone has used them or tried to use them, please tell us without delay by telephoning us on our lost and stolen number. If we ask you to, you must confirm this in writing. 12.4 We will ask you to co-operate with us and the police in relation to any investigation into the actual or suspected misuse of the Card. You should confirm whether or not a transaction is unauthorised within seven days of our request. We may also disclose information about you or your Account to the police or other third parties if we think it will help prevent or recover losses. You must also ensure that any Cardholder co-operates with us in relation to any actual or suspected misuse of the Card. 12.5 If the Cardholder finds the Card after you have made a report as set out in condition 12.3 above, the Cardholder must not use it again. You must ensure that the Cardholder cuts the Card into at least six pieces and destroys it promptly. 13 Our liability 13.1 We will be responsible for any money lost due to unauthorised Card Transactions, unless you are liable under condition 14, as long as you have advised us of the unauthorised Card Transaction within 13 months of our debiting this from your Account. 13.2 We will add back to your Account any amount deducted including any related interest (if applicable) and charges in respect of an issue as described in 13.1. 13.3 We will have no further liability to you. 14 Your liability 14.1 You will be responsible for all losses if the Cardholder acts fraudulently or in a grossly negligent manner. This includes the Cardholder not complying with the provisions set out in condition 3.10 of these Terms and Conditions. You will not be responsible for any losses if someone else uses the Cardholder s Card before the Cardholder receives it. 14.2 Your liability may also be limited by law. 15 Amendments to these Terms and Conditions 15.1 We may alter these Terms and Conditions in accordance with condition 17 of the General Terms and Conditions. 16 Governing law and language These Terms and Conditions are governed by, and are to be construed in accordance with, English law. You and we agree that we are to be subject to the jurisdiction of the English courts. These Terms and Conditions are in English and whenever we communicate with you, we will do so in English. 5

Charities Aid Foundation works to make giving more effective and charities more successful. Our expertise and solutions can help you. Savings that work for you With notice periods from 30 days to 1 year, you can have a savings account to match your charity s needs Flexible investments tailored to charities A range of charity investments for long-term reward potential Helping you raise money more effectively Quick, easy and effective solutions to fundraising 1339C/0214 Issued by CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ; company registration number 1837656 (England and Wales). CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 204451). CAF Bank Limited is a subsidiary of the Charities Aid Foundation (registered charity number 268369). Telephone calls may be monitored/ recorded for security/training purposes and by calling you give your consent to this. MasterCard is a registered trademark of MasterCard International Incorporated.