MARGIN LOAN APPLICATION FORM

MARGIN LOAN APPLICATION FORM EFFECTIVE DATE 21 FEBRUARY 2015 YOU ARE WHAT YOU DO

HOW TO USE THIS FORM PLEASE USE CAPITAL LETTERS STEP 1 BEFORE YOU START THE COMMSEC MARGIN LOAN TERMS AND CONDITIONS (29 AUGUST 2014) THE COMMSEC TRADING TERMS AND CONDITIONS (AVAILABLE FROM COMMSEC.COM.AU ON THE DATE OF SIGNING THIS APPLICATION) ENSURE THAT YOU HAVE READ PRIVACY INFORMATION AND AUTHORISATION (IN THE COMMSEC MARGIN LOAN TERMS AND CONDITIONS) THE COMMSEC MARGIN LOAN PRODUCT DISCLOSURE MENT (PDS) THE COMMSEC FINANCIAL SERVICES GUIDE (FSG) 13 THE RISK DISCLOSURE MENT Check that your proposed investments are on our current list of accepted securities at www.commsec.com.au MANDATORY SECTIONS TO COMPLETE ( SIGN ) IF YOU ARE: 1 APPLICANT DETAILS 2 APPLICANT FINANCIAL DETAILS AN INDIVIDUAL OR JOINT APPLICANT (INCL. SELF EMPLOYED APPLICANTS) 3 REQUIRED SUPPORTING DOCUMENTS 4 LOAN DETAILS 5 DIRECT DEBIT / CREDIT REQUEST 14 ACKNOWLEDGEMENT & SIGNATURES INDIVIDUAL BORROWERS & TRUSTEES 1 APPLICANT DETAILS (listing Company Directors) 3 REQUIRED SUPPORTING DOCUMENTS A COMPANY APPLICANT 4 LOAN DETAILS 5 DIRECT DEBIT / CREDIT REQUEST 6 COMPANY APPLICANT 15 ACKNOWLEDGEMENT & SIGNATURES COMPANY BORROWERS & TRUSTEES 1 APPLICANT DETAILS (listing Trustee) 2 APPLICANT FINANCIAL DETAILS AN INDIVIDUAL ACTING AS TRUSTEE OF A TRUST APPLICANT 3 REQUIRED SUPPORTING DOCUMENTS 4 LOAN DETAILS 5 DIRECT DEBIT / CREDIT REQUEST 7 TRUST APPLICANT 14 ACKNOWLEDGEMENT & SIGNATURES INDIVIDUAL BORROWERS & TRUSTEES 1 APPLICANT DETAILS (listing Company directors) 3 REQUIRED SUPPORTING DOCUMENTS A COMPANY ACTING AS TRUSTEE OF A TRUST APPLICANT 4 LOAN DETAILS 5 DIRECT DEBIT / CREDIT REQUEST 6 COMPANY APPLICANT 7 TRUST APPLICANT 15 ACKNOWLEDGEMENT & SIGNATURES COMPANY BORROWERS & TRUSTEES A THIRD PARTY MORTGAGOR 8 JOINT THIRD PARTY MORTGAGOR DETAILS INDIVIDUAL(S) A COMPANY THIRD PARTY MORTGAGOR 9 THIRD PARTY MORTGAGOR DETAILS COMPANY / TRUST MKTG544 (02/15) 2

ADDITIONAL SECTIONS TO COMPLETE ( SIGN ) IF YOU ARE; AN ADDITIONAL SIGNATORY 10 ADDITIONAL SIGNATORY PERSONAL DETAILS AUTHORISING ANOTHER PERSON TO OPERATE YOUR MARGIN LOAN ON YOUR BEHALF REFINANCING AN EXISTING MARGIN LOAN 10 ADDITIONAL SIGNATORY PERSONAL DETAILS 11 MARGIN LOAN REFINANCING AUTHORITY USING THE REGULAR GEARING FACILITY TO INVEST IN MANAGED FUNDS 12 REGULAR GEARING PLAN TRANSFERRING MANAGED FUNDS THAT YOU ALREADY OWN AS SECURITY FOR YOUR LOAN TRANSFERRING ASX SECURITIES THAT YOU ALREADY OWN AS SECURITY FOR YOUR MARGIN LOAN FOR EACH FUND, COMPLETE AN: AUSTRALIAN STANDARD TRANSFER FORM; AND STATUTORY DECLARATION Download the FUNDS LODGEMENT AND STATUTORY DECLARATION FORM Check your existing shareholder statement(s) to confirm if your securities are Issuer or CHESS sponsored; If you are lodging securities that are CHESS sponsored by another broker, complete a BROKER TO BROKER TRANSFER FORM. If you are lodging Issuer sponsored securities, complete an ISSUER SPONSORED HOLDINGS TO CHESS SPONSORSHIP CONVERSION FORM. If you are lodging securities held in a different name and wish to keep the beneficial ownership unchanged, complete the 3rd Party Mortgagor section in this application form and complete either a BROKER TO BROKER TRANSFER FORM or an ISSUER SPONSORED HOLDINGS TO CHESS SPONSORSHIP CONVERSION FORM. If you are lodging securities held in a different name and wish to change its beneficial ownership complete an OFF MARKET TRANSFER FORM. If you are lodging securities that you already hold with CommSec, you can contact us on 13 17 09 to arrange the transfer over the phone, once your margin loan is opened. AN INDIVIDUAL APPLICANT WHOLESALE CLIENT 18 If you are an Individual Applicant and qualify as wholesale client (under the Corporations Act 2001 (Cth)) by providing us with a copy of a certificate issued by a qualified accountant that states that you: have a gross income of $250,000 or more for the last two (2) financial years; or have net assets of $2,500,000 or more you are not required to provide the supporting verification documentation set out in Section 3 for the financial details you enter in Section 2. You can either arrange for the CERTIFICATE BY A QUALIFIED ACCOUNTANT to be completed, or alternatively, if you have an existing certificate issued by a qualified accountant that is less than two (2) years old you can provide a certified copy. WHERE TO SEND THIS FORM Complete, sign & return your application form in full, together with supporting documents to: By POST (no postage necessary): By EMAIL (all pages need to be scanned): CommSec Margin Loans marginloanapps@commsec.com.au Reply Paid 61267 Locked Bag 34 Australia Square NSW 1214 ABOUT THIS APPLICATION FORM In this application form words in italics are defined words which have the same meaning as in the CommSec Margin Loan Terms and Conditions. CommSec Margin Loan is a product of the Commonwealth Bank of Australia ABN 48 123 123 124 administered by its wholly owned subsidiary Commonwealth Securities Limited ABN 60 067 254 399 ( CommSec ). The information included in this Application Form is being collected by us so that we can manage and administer the CommSec Margin Loan offered by the Commonwealth Bank of Australia. For more information regarding the collection, use and exchange of personal information, refer to the Privacy Information and Authorisation section of the CommSec Margin Loan Terms and Conditions. If the Trust has more than two Individual Trustees or more than one Company Trustee, please contact us for further instructions on how to complete this form. MKTG544 (02/15) 3

SECTION 1 APPLICANT DETAILS COMPULSORY By signing Section 14 or 15 Acknowledgement & signatures of this Application Form, you indicate that you wish to apply to Commonwealth Bank of Australia ( the Bank, we and us ) for a CommSec Margin Loan under the terms of the CommSec Margin Loan Terms and Conditions and the CommSec Trading Terms and Conditions, CommSec is to provide transfer and settlement services as sponsoring broker to facilitate your use of a CommSec Margin Loan Account. For Trust applications, Trustee 1 is nominated to receive Margin Calls on behalf of the Trust. BORROWER 1 / DIRECTOR 1 / TRUSTEE 1 OTHER NAMES KNOWN BY GENDER DATE OF BIRTH M F DD / MM / YYYY ACCOUNT DESIGNATION (if applicable) RESIDENTIAL ADDRESS ( must be an Australian address. Cannot be a PO Box ) POSTAL ADDRESS ( if same as residential address write As above ) PLEASE TICK TO INDICATE YOUR PREFERRED CONTACT NUMBER HOME WORK PHONE FAX MOBILE PHONE* ( ) ( ) ( ) E-MAIL ADDRESS * * As a minimum please provide your e-mail address and mobile phone number ARE YOU A SOLE TRADER? BUSINESS NAME ( If any ) ABN ACN (tick as appropriate) If yes please Y N provide your COUNTRY OF CITIZENSHIP (Please list the country or countries you are a citizen of) COUNTRY OF RESIDENCE (Please list the country or countries you reside in) COUNTRY OF TAX RESIDENCE (Please list the country or countries you are required/liable to pay tax or submit a tax return in) MKTG544 (02/15) 4

SECTION 1 APPLICANT DETAILS COMPULSORY IDENTIFICATION CHOOSE ONE OF THE THREE IDENTIFICATION OPTIONS BELOW OPTION 1 EXISTING COMMSEC SHARE TRADING ACCOUNT Do you have an existing CommSec Share Trading account? Y N If NO go to Option 2 If Yes, please provide your client id or account number OPTION 2 EXISTING COMMONWEALTH BANK ACCOUNT OR CREDIT CARD Do you have an existing Commonwealth Bank account or Credit Card? Y N If NO go to Option 3 If YES, please provide your bank account or Credit Card details BANK BRANCH (BSB) ACCOUNT NUMBER ACCOUNT NAME CREDIT CARD NUMBER OPTION 3 OTHER IDENTIFICATION To ensure we meet Government Legislative requirements we are required by law to identify applicants. Applicants (individuals, directors, trustees or additional signatories) that DO NOT have an existing Commonwealth Bank account or Credit Card need to supply a CERTIFIED photocopy of acceptable identification document(s). Please refer to Section 16 that sets out the acceptable identification documentation and Section 17 for certification requirements. For trusts we also require a CERTIFIED photocopy of the front page of your Trust deed containing the trust name, the schedule page and signature page. MKTG544 (02/15) 5

SECTION 1 APPLICANT DETAILS COMPULSORY For Trust applications, Trustee 1 is nominated to receive Margin Calls on behalf of the Trust. BORROWER 2 / DIRECTOR 2 / TRUSTEE 2 OTHER NAMES KNOWN BY GENDER DATE OF BIRTH M F DD / MM / YYYY RESIDENTIAL ADDRESS ( must be an Australian address. Cannot be a PO Box ) Tick if same as applicant 1 POSTAL ADDRESS ( if same as residential address write As above ) Tick if same as applicant 1 PLEASE TICK TO INDICATE YOUR PREFERRED CONTACT NUMBER HOME WORK PHONE FAX MOBILE PHONE* ( ) ( ) ( ) E-MAIL ADDRESS * * As a minimum please provide your e-mail address and mobile phone number ARE YOU A SOLE TRADER? BUSINESS NAME ( If any ) ABN ACN (tick as appropriate) If yes please Y N provide your COUNTRY OF CITIZENSHIP (Please list the country or countries you are a citizen of) COUNTRY OF RESIDENCE (Please list the country or countries you reside in) COUNTRY OF TAX RESIDENCE (Please list the country or countries you are required/liable to pay tax or submit a tax return in) MKTG544 (02/15) 6

SECTION 1 APPLICANT DETAILS COMPULSORY IDENTIFICATION CHOOSE ONE OF THE THREE IDENTIFICATION OPTIONS BELOW OPTION 1 EXISTING COMMSEC SHARE TRADING ACCOUNT Do you have an existing CommSec Share Trading account? Y N If NO go to Option 2 If Yes, please provide your client id or account number OPTION 2 EXISTING COMMONWEALTH BANK ACCOUNT OR CREDIT CARD Do you have an existing Commonwealth Bank account or Credit Card? Y N If NO go to Option 3 If YES, please provide your bank account or Credit Card details BANK BRANCH (BSB) ACCOUNT NUMBER ACCOUNT NAME CREDIT CARD NUMBER OPTION 3 OTHER IDENTIFICATION To ensure we meet Government Legislative requirements we are required by law to identify applicants. Applicants (individuals, directors, trustees or additional signatories) that DO NOT have an existing Commonwealth Bank account or Credit Card need to supply a CERTIFIED photocopy of acceptable identification document(s). Please refer to Section 16 that sets out the acceptable identification documentation and Section 17 for certification requirements. For trusts we also require a CERTIFIED photocopy of the front page of your Trust deed containing the trust name, the schedule page and signature page. MKTG544 (02/15) 7

SECTION 2 APPLICANT FINANCIAL DETAILS COMPULSORY - INDIVIDUALS AND TRUSTEES CommSec requires this information to assess whether the limit you are applying for is not unsuitable. Please complete this section accurately. You will be required to provide supporting verification documentation as described in the Required Supporting Documents section for the income and commitment values you enter below. HOUSEHOLD INFORMATION Please enter the number of Households plus the number of adults and dependants residing in each household that are associated with this application. A Household is defined as residences that are for non-investment purpose. If the applicants reside in more than 3 households, please photocopy this sheet and provide the additional details separately. Enclose the additional copy with the application. NUMBER OF HOUSEHOLDS THE BORROWER(S) RESIDE IN HOUSEHOLD 1 HOUSEHOLD 2 HOUSEHOLD 3 NUMBER OF ADULTS NUMBER OF DEPENDANTS INCOME AND COMMITMENTS Do not include any values relating to the Margin Loan that you are applying for (including security / income). Please enter the amount of zero dollars (0) or not applicable (N/A) where any fields are not relevant. ANNUAL GROSS INCOME BORROWER/TRUSTEE 1 BORROWER /TRUSTEE 2 ANNUAL GROSS BASE SALARY $ $ ANNUAL GROSS COMMISSIONS / BONUS PAYMENTS $ $ ANNUAL GROSS RENTAL INCOME $ $ ANNUAL GROSS SHARES / MANAGED FUNDS / CASH INVESTMENTS INCOME (e.g. dividends and interest) $ $ ANNUAL GROSS OTHER INCOME (Must be detailed below in order to be considered) $ $ ANNUAL GROSS OTHER INCOME DETAILS TOTAL ANNUAL GROSS INCOME $ $ MONTHLY COMMITMENTS For joint commitments apportion evenly amongst applicants e.g. for a $1,200 joint monthly commitment enter $600 for each Borrower. MONTHLY MORTGAGE PAYMENTS (Primary Residence) $ $ MONTHLY RENTAL PAYMENTS $ $ MONTHLY MORTGAGE PAYMENTS (Investment Properties) $ $ MONTHLY LEASE / PERSONAL / CAR LOAN PAYMENTS $ $ MONTHLY CREDIT / STORE CARD PAYMENTS $ $ MONTHLY LIVING EXPENSES (e.g. food, clothing, education, utilities etc, excluding any commitments that are separately provided) $ $ OTHER MONTHLY COMMITMENTS (Please provide details below) $ $ OTHER MONTHLY COMMITMENT DETAILS (e.g. may include HECS/HELP payments, Court Ruled Child Maintenance payments etc) TOTAL MONTHLY COMMITMENTS $ $ MKTG544 (02/15) 8

SECTION 2 APPLICANT FINANCIAL DETAILS COMPULSORY - INDIVIDUALS AND TRUSTEES MENT OF FINANCIAL POSITION Where there is more than one Borrower applying for the loan please complete this section on a combined basis for all Borrowers and provide each Borrower s percentage of ownership (where applicable). % OF OWNERSHIP ASSETS VALUE BORROWER/ TRUSTEE 1 BORROWER/ TRUSTEE 2 PROPERTY (Primary Residence) $ % % PROPERTY (Investment Properties) $ % % CASH $ % % INVESTMENTS (Shares & Managed Funds) $ % % OTHER INVESTMENTS / ASSETS (Must be detailed below in order to be considered) OTHER INVESTMENTS / ASSETS DETAILS TOTAL ASSETS $ $ % % LIABILITIES 1 LIMIT 2 BALANCE NUMBER OF MORTGAGES (Primary Residence) REMAINING TERM 3 % OF OWNERSHIP BORROWER/ TRUSTEE 1 BORROWER/ TRUSTEE 2 MORTGAGE (Primary Residence) 1 $ $ YY/MM % % MORTGAGE (Primary Residence) 2 $ $ YY/MM % % TOTAL MORTGAGE (Primary Residence) $ $ NUMBER OF MORTGAGES (Investment Property) MORTGAGE (Investment Property) 1 $ $ YY/MM % % MORTGAGE (Investment Property) 2 $ $ YY/MM % % MORTGAGE (Investment Property) 3 $ $ YY/MM % % TOTAL MORTGAGE (Investment Property) $ $ MORTGAGE DETAILS 4 LEASE / PERSONAL / CAR LOANS (Balance) $ YY/MM % % CREDIT / STORE CARDS (Total Limits) $ % % OTHER LIABILITIES (Please provide details below) $ $ YY/MM % % OTHER LIABILITIES DETAILS TOTAL LIABILITIES $ 1 If you have more than two (2) residential or three (3) investment property mortgages please photocopy this sheet and provide additional details separately. Enclose the additional copies with the application together with the supporting documentation. 2 For home loan redraw facilities this is your current loan balance plus funds available for redraw e.g. if you have a loan balance of $250,000 and have made advance payments of $50,000, your Limit will be $300,000 and your Balance $250,000. If you have not made any advance payments your Balance and Limit will be the same. 3 The remaining term should be entered in years and months. This means that if the contracted remaining term of a loan is 15 years and 9 months, the remaining term should be entered as 15/9. 4 If any other non-borrower/applicants are contributing to the servicing of the mortgages listed above please provide details. MKTG544 (02/15) 9

SECTION 3 REQUIRED SUPPORTING DOCUMENTS COMPULSORY Please nominate and provide the relevant supporting verification documentation for the income and commitment values you have entered in the Applicant Financial Details section above. You may scan or photocopy any of these documents and send them with this form via email, fax or post. VERIFICATION OF INCOME, COMMITMENTS AND LIQUID ASSETS Existing Commonwealth Bank Customers If you are an existing Commonwealth Bank customer and want to nominate your bank account, credit card, loan or CommSec Trading Account in order to provide the necessary proof of income, commitments, loans or liquid assets please provide your details below and then select when you would like us to use these details as proof in the relevant section(s) below: ACCOUNT NAME 1 (or Borrower Name) BSB (if applicable) ACCOUNT/LOAN/ CREDIT CARD NO. PRODUCT NAME/TYPE EXISTING COMMONWEALTH BANK CUSTOMER Individual Applicants that qualify as a Wholesale Client INDIVIDUAL APPLICANT WHOLESALE CLIENTS You are not required to provide the supporting verification documentation if you qualify as a Wholesale Client 2 (under the Corporations Act 2001 (Cth)) by providing us with a copy of a certificate issued by a qualified accountant that states that you: have a gross income of $250,000 or more for the last two (2) financial years; or have net assets of $2,500,000 or more If applicable, please nominate how you will be providing the certificate: A qualified accountant has completed the Certificate by a Qualified Accountant in Section 18; OR A certified copy of an existing certificate issued by a qualified accountant that is less than two (2) years old 4 Proof of Salary, Commissions or Bonus income, which can include: The Commonwealth Bank account(s) nominated above; OR 2 recent payslips (no more than 60 days old); OR Most recent PAYG Payment Summary and a recent payslip (no more than 60 days old); OR Most recent tax return (no more than 18 months old) and a recent payslip (no more than 60 days old); OR If income is credited to a bank account held with another financial institution: 2 recent statements 3 (no more than 60 days old) Proof of Rental Income, which can include: INDIVIDUAL APPLICANTS The Commonwealth Bank account(s) nominated above; OR The most recent rental statement from the managing real estate agent that confirms the gross and net rent and confirms that the property is still tenanted (for each property owned); OR If rental income is credited to a bank account held with another financial institution: 2 recent statements 3 (no more than 60 days old) Proof of Shares / Managed Funds Holdings, which can include: The CommSec Trading Account nominated above where investments are held; OR Statements for other Shares / Managed Funds (no more than 60 days old) Proof of Other Income: If Other Income has been specified, provide proof of this recurring income, for consideration Proof of Cash Holdings, which can include: The Commonwealth Bank Account(s) nominated above; OR If cash is held with another financial institution: 2 recent statements 3 (no more than 60 days old) MKTG544 (02/15) 10

SECTION 3 REQUIRED SUPPORTING DOCUMENTS COMPULSORY Proof of residential and investment property mortgage commitments, which can include: The Commonwealth Bank Loan Account(s) nominated above; OR If your mortgage is with another financial institution: Most recent property loan statement that shows mortgage commitment, loan limit, remaining loan balance, interest rate, and remaining term Proof of rental commitments, which can include: The Commonwealth Bank Account(s) nominated above; OR The rental agreement, that shows the rental commitment and payment frequency; OR If rental payments are debited to a bank account held with another financial institution: 2 recent statements 3 (no more than 60 days old) INDIVIDUAL APPLICANTS CONT D Proof of Lease or Personal / Car Loan commitments, which can include: The Commonwealth Bank Account(s) / Loan(s) nominated above; OR If lease or personal / car loan is with another financial institution: The lease agreement or most recent lease/loan statement that shows the commitment value and payment frequency; OR If lease or personal / car loan payments are debited to a bank account held with another financial institution: 2 recent statements 3 (no more than 60 days old) Proof of Credit Card / Store Card commitments, which can include: The Commonwealth Bank Account(s) / Credit Card(s) nominated above; OR The most recent Credit Card/Store Card statement that shows the balance and limit (no more than 60 days old) Proof of Other Commitments: If Other Commitments have been specified and details provided, provide proof of this Commitment(s) 2 years company financials: SELF EMPLOYED & SOLE TRADER APPLICANTS P&L and Balance sheet for preceding 2 years; OR If 2 years company full financials cannot be provided, please provide most recent financial statements and / or current statement of position (e.g. MYOB internal accounts). Recent year financials should not be more than 18 months old If you are a sole trader: Full tax returns for preceding 2 years 2 years company financials: P&L and Balance sheet for preceding 2 years; OR COMPANY & COMPANY TRUSTEE APPLICANTS If 2 years Trust full financials cannot be provided, please provide most recent financial statements and / or current statement of position (e.g. MYOB internal accounts). Recent year financials should not be more than 18 months old Note: Directors personal financial details may be requested once the application is received and the initial assessment has deemed them to be necessary. Directors may be required to provide a Guarantee. After we receive your application, and in the event that we require a Guarantee from the Director(s), we will send Guarantee documents for completion. The loan cannot be opened until the Guarantee documents are completed, signed and returned to us. For further information, call us on 13 17 09. 2 years Trust full financials: P&L and Balance sheet for preceding 2 years; OR If 2 years Trust full financials cannot be provided, please provide most recent financial statements and / or current statement of position (e.g. MYOB internal accounts). Recent year financials should not be more than 18 months old TRUST APPLICANTS If the requested Credit Limit will take the Trust s total loan exposure to the Commonwealth Bank to be greater than $500,000: Certified photocopy of: i) The full Trust deed establishing the Trust ii) Any further deeds or documents varying the Trust (such as Supplemental Deeds/Deeds of Variation of Amendment) iii) Documents setting out the current Trustees and Unitholders/Beneficiaries (if not contained in the above) Note: Trust Deed investigation fee will apply The deed must be certified by a prescribed person other than a trustee for ID purposes 4 Note: Beneficiaries or Trust Settlors personal financial details may be requested once the application is received and the initial assessment has deemed that to be necessary. Additional details may be required from trustee applicants where total loan facilities with the Commonwealth Bank will be greater than $500,000 (refer above). For further information, call us on 13 17 09. 1 If the account is not in the name of the borrower (e.g. Company name where the borrower is a director) please enter the borrower name or both. 2 Once the application has been received and assessed you may be required to provide supporting verification documentation. 3 Bank statements must show the name of the account holder. 4 Refer to Section 17 Certification Requirements for the list of eligible persons who are allowed to certify identification documentation. MKTG544 (02/15) 11

SECTION 4 LOAN DETAILS COMPULSORY CREDIT LIMIT ENTER THE MAXIMUM BORROWING LIMIT FOR YOUR MARGIN LOAN (MIN $20,000) $ Your Credit Limit is the maximum amount you wish to borrow through your Margin Loan facility. You are not obliged to borrow up to your maximum amount. Your Credit Limit is subject to our standard credit assessment criteria. We may offer to provide you with a Credit Limit that is below the level you ask for. INTEREST PAYMENT DETAILS If you do not make an election, interest will be added to the Loan. How do you want to pay your monthly interest? By Direct Debit. I have completed the Direct Debit Request Form. By adding interest to the Loan Balance FIXED INTEREST RATE OPTION You can choose to prepay interest on all or part of your loan at a fixed rate. Call CommSec on 13 17 09 to arrange a fixed Interest Rate. LOAN MENT DELIVERY Electronic statements are made available free of charge to borrowers with a valid e-mail address. You should check your e-mails regularly and ensure your e-mail address is always kept up to date. You can choose to receive paper statements in addition to electronic statements by ticking the box below. Paper statement fee apply (refer to our Fees and Charges schedule). I would like to receive paper statements by post (Fees apply) MKTG544 (02/15) 12

SECTION 5 DIRECT DEBIT / CREDIT REQUEST COMPULSORY CommSec Margin Loans Commonwealth Securities Limited ABN 60 067 254 399 (CommSec) Locked Bag 34 Australia Square NSW 1214 Phone: 13 17 09 Internet: commsec.com.au When you complete this form, we will Direct Debit or Direct Credit funds from/to your nominated Bank Account as requested by you. Form of Request for debiting and crediting amounts to an account through the Bulk Electronic Clearing System (BECS). When you wish to deposit funds to your Loan Account (e.g. payment of interest) we can arrange a Direct Debit from your Bank Account. By completing this Direct Debit/Direct Credit Request you are authorising Commonwealth Securities Limited to both direct debit and direct credit your account. The Borrower(s) should complete this form for all Loan Account(s). You acknowledge that neither CommSec, the Bank nor the Financial Institution are required to check the correctness of the details of the Bank Account provided. This authorisation is to remain in force in accordance with the terms described in the Direct Debit/Direct Credit Request Service Agreement section of the CommSec Margin Loan Terms and Conditions. I/WE (SURNAME / COMPANY NAME) GIVEN NAMES / ABN / ACN authorise and request Commonwealth Securities (APCA User ID No. 019108 Debit and 069346 Credit) as agent for Commonwealth Bank of Australia to arrange for funds to be debited from my/our loan account for interest charges, principal reductions, equity contributions and Margin Calls at the financial institution identified below and as prescribed in your Terms and Conditions through the BECS. I/We authorise the following: 1. Commonwealth Securities to verify the details of the account with my/our Financial Institution; and 2. The Financial Institution to release information allowing Commonwealth Securities to verify the account details. SIGNATURE OF ACCOUNT HOLDER 1 / DIRECTOR 1 SIGNATURE OF ACCOUNT HOLDER 2 (JOINT) / DIRECTOR 2 If the Bank Account is in joint names, both account holders must sign DETAILS OF THE ACCOUNT TO BE DEBITED AND CREDITED NAME OF FINANCIAL INSTITUTION OR BANK AT WHICH YOUR ACCOUNT IS HELD ACCOUNT NAME (E.G. MR JOHN BROWN) BANK BRANCH (BSB) ACCOUNT NUMBER DATE DD / MM / YYYY Note: Direct Debiting and Direct Crediting is not allowed on the full range of accounts. If in doubt, please refer to your Financial Institution. MKTG544 (02/15) 13

SECTION 6 COMPANY APPLICANT IF APPLICABLE ALL FIELDS MUST BE COMPLETED If you are a Company Applicant, you must also complete Section 1 with Director 1 (and Director 2 if applicable) details. COMPANY NAME ABN ACN (tick as appropriate) REGISTERED ADDRESS ( must be an Australian address. Cannot be a PO Box ) PRINCIPAL PLACE OF BUSINESS (if same as registered address write As above ) POSTAL ADDRESS (if same as registered address write As above ) DOMESTIC PROPRIETARY DOMESTIC PUBLIC IS THE COMPANY OPERATING AS A CHARITY? YES NO IF YES, PLEASE COMPLETE THE FOLLOWING QUESTION. WHAT IS THE OBJECTIVE / PURPOSE OF THE CHARITY? INDUSTRY CATEGORY* INDUSTRY TYPE* * Note: You MUST complete these sections using an approved industry category and type. Click here to download a list of categories and types. IS THE ENTITY S PRIMARY ACTIVITY INVESTING? YES NO The entity earns more than 50% of its total income from investment activities. For example rent, interest or dividends; or More than 50% of the entity s assets produce or are held for producing investment income. Please list the full names of ALL additional directors of the company that are not listed as an applicant in Section 1. ADDITIONAL DIRECTOR 1 ADDITIONAL DIRECTOR 2 ADDITIONAL DIRECTOR 3 ADDITIONAL DIRECTOR 4 If there are more than four additional Directors please photocopy this sheet and provide additional details separately, enclosing additional copies with the application. MKTG544 (02/15) Continued overleaf 14

SECTION 6 COMPANY APPLICANT IF APPLICABLE ALL FIELDS MUST BE COMPLETED FOR PROPRIETARY COMPANY ONLY Provide details of ALL individuals who are beneficial owners through one or more (direct or indirect) shareholdings of more than 25% of the company s issued capital. SHAREHOLDER 1 RESIDENTIAL ADDRESS ( must be an Australian address. Cannot be a PO Box ) SHAREHOLDER 2 RESIDENTIAL ADDRESS ( must be an Australian address. Cannot be a PO Box ) SHAREHOLDER 3 RESIDENTIAL ADDRESS ( must be an Australian address. Cannot be a PO Box ) MKTG544 (02/15) 15

SECTION 7 TRUST APPLICANT IF APPLICABLE ALL FIELDS MUST BE COMPLETED Individual(s) as Trustee each individual Trustee must also complete Section 1 for identification in accordance with individual borrower requirements. The first Trustee will be the nominated recipient of Margin Calls. Company as Trustee for Company identification please complete Section 6. The Director(s) operating on the accounts are required to complete Section 1 for identification in accordance with individual borrower requirements. TRUST NAME (in full) If the Trust has more than two Individual Trustees or more than one Company Trustee, please contact us for further instructions on how to complete this form. PLEASE PROVIDE A SHORTENED VERSION FOR THE FULL NAME OF THE TRUST (AS ABOVE) TO WITHIN A 23 CHARACTER LIMIT (this is required for CHESS Registration purposes) ABN ACN (tick as appropriate) BUSINESS NAME (IF ANY) OF THE TRUSTEE OF THE TRUST WHAT TYPE OF TRUST IS IT? FAMILY OTHER (specify) IS THE TRUST OPERATING AS A CHARITY? YES NO IF YES, PLEASE COMPLETE THE FOLLOWING QUESTION. WHAT IS THE OBJECTIVE / PURPOSE OF THE CHARITY? INDUSTRY CATEGORY* INDUSTRY TYPE* * Note: You MUST complete these sections using an approved industry category and type. Click here to download a list of categories and types. IS THE ENTITY S PRIMARY ACTIVITY INVESTING? YES NO The entity earns more than 50% of its total income from investment activities. For example rent, interest or dividends; or More than 50% of the entity s assets produce or are held for producing investment income. HAS THE TRUST BEEN ESTABLISHED IN AUSTRALIA? YES NO HOW MANY TRUSTEES ARE THERE IN TOTAL? BENEFICIARY DETAILS Provide details of ALL individuals who are beneficiaries of the Trust or the type of membership class. BENEFICIARY 1 BENEFICIARY 2 BENEFICIARY 3 OR MEMBERSHIP CLASSES PROVIDE DETAILS OF THE MEMBERSHIP CLASS(ES) (e.g. unit holders, family members of named person) If there are more beneficiaries please photocopy this sheet and provide additional details separately, enclosing additional copies with the application. MKTG544 (02/15) Continued overleaf 16

SECTION 7 TRUSTEE DETAILS IF APPLICABLE ALL FIELDS MUST BE COMPLETED Please provide details of ALL additional Trustees that are not listed as Applicants in Section 1. Individual(s) as Trustee each individual Trustee must also complete Section 1 for identification in accordance with individual borrower requirements. The first Trustee will be the nominated recipient of Margin Calls. Company as Trustee for Company identification please complete Section 6. The Director(s) operating on the accounts are required to complete Section 1 for identification in accordance with individual borrower requirements. HOW MANY TRUSTEES ARE THERE? TRUSTEE 1 COMPANY NAME COMPANY REGISTERED OFFICE ADDRESS ( must be an Australian address. Cannot be a PO Box ) TRUSTEE 2 COMPANY NAME COMPANY REGISTERED OFFICE ADDRESS ( must be an Australian address. Cannot be a PO Box ) TRUSTEE 3 COMPANY NAME COMPANY REGISTERED OFFICE ADDRESS ( must be an Australian address. Cannot be a PO Box ) If there are more Trustees please photocopy this sheet and provide additional details separately, enclosing additional copies with the application. BENEFICIARY DETAILS Provide details of ALL individuals who are beneficiaries of the Trust or the type of membership class. BENEFICIARY 1 BENEFICIARY 2 BENEFICIARY 3 OR MEMBERSHIP CLASSES PROVIDE DETAILS OF THE MEMBERSHIP CLASS(ES) (e.g. unit holders, family members of named person) If there are more beneficiaries please photocopy this sheet and provide additional details separately, enclosing additional copies with the application. MKTG544 (02/15) 17

SECTION 8 THIRD PARTY MORTGAGOR DETAILS INDIVIDUAL(S) IF APPLICABLE ALL FIELDS MUST BE COMPLETED To be completed if you are not a Borrower but you are individual(s) providing shares and/or managed funds to secure the Borrowers obligations. Third Party Mortgagors are granting a Guarantee and giving an Offer of Mortgage, and are required to sign additional documents - please contact us on 13 17 09 for more details. TITLE GIVEN NAME(S)^ SURNAME ^ To transfer shares to the margin loan, you need to fill in your name as it appears on the share registry (e.g. include your middle names if required). OTHER NAMES KNOWN BY GENDER DATE OF BIRTH M F DD / MM / YYYY RESIDENTIAL ADDRESS ( must be an Australian address. Cannot be a PO Box ) POSTAL ADDRESS (if same as residential address write As above ) PLEASE TICK YOUR PREFERRED CONTACT NUMBER HOME WORK PHONE FAX MOBILE PHONE* ( ) ( ) ( ) EMAIL ADDRESS* * As a minimum please provide your e-mail address and mobile phone number If there are more individual / joint third party mortgagors please photocopy this sheet and provide additional details separately, enclosing additional copies with the application. IDENTIFICATION CHOOSE ONE OF THE THREE IDENTIFICATION OPTIONS BELOW. OPTION 1 EXISTING COMMSEC SHARE TRADING ACCOUNT Do you have an existing CommSec Share Trading account? Y N If NO go to Option 2 If Yes, please provide your client id or account number OPTION 2 EXISTING COMMONWEALTH BANK ACCOUNT OR CREDIT CARD Do you have an existing Commonwealth Bank account or Credit Card? Y N If NO go to Option 3 If YES, please provide your bank account or Credit Card details BANK BRANCH (BSB) ACCOUNT NUMBER ACCOUNT NAME CREDIT CARD NUMBER OPTION 3 OTHER IDENTIFICATION To ensure we meet Government Legislative requirements we are required by law to identify applicants. Applicants (individuals, directors, trustees or additional signatories) that DO NOT have an existing Commonwealth Bank account or Credit Card need to supply a CERTIFIED photocopy of acceptable identification document(s). Please refer to Section 16 that sets out the acceptable identification documentation and Section 17 for certification requirements. For trusts we also require a CERTIFIED photocopy of the front page of your Trust deed containing the trust name, the schedule page and signature page. MKTG544 (02/15) Continued overleaf 18

SECTION 8 THIRD PARTY MORTGAGOR DETAILS INDIVIDUAL(S) IF APPLICABLE ALL FIELDS MUST BE COMPLETED INDIVIDUAL / JOINT THIRD PARTY MORTGAGER DECLARATION AND SIGNATURE(S) Each security holder must sign You acknowledge that: You have received and agree to be bound by the Terms and Conditions governing each product contemplated by this Application and consent to the collection, use and exchange of your personal information set out in the Privacy sections of those Terms and Conditions; and The name(s) of individual persons given to CommSec are true and correct and that the law prohibits the use of false names, as well as the giving or use of false documents in connection with an identification procedure; and You agree that when we ask you to do so you will sign a guarantee. THIRD PARTY MORTGAGOR(S), PLEASE SIGN HERE THIRD PARTY MORTGAGOR 1 THIRD PARTY MORTGAGOR 2 PRINT FULL NAME PRINT FULL NAME SIGNATURE DATE DD / MM / YYYY SIGNATURE DATE DD / MM / YYYY MKTG544 (02/15) 19

SECTION 9 THIRD PARTY MORTGAGOR DETAILS COMPANY / TRUST IF APPLICABLE ALL FIELDS MUST BE COMPLETED To be completed if you are not a Borrower but you are a company / trustee providing shares and/or managed funds to secure the Borrowers obligations. Third Party Mortgagors are granting a Guarantee and giving an Offer of Mortgage, and are required to sign additional documents please contact us on 13 17 09 for more details. Company as Third Party Mortgagor You must also complete Section 6 with your Company details. Trust as Third Party Mortgagor You must also complete Section 7 with your Trust details and enclose a CERTIFIED photocopy of the FULL Trust deed plus any variation or amendments to the Trust deed. COMPANY / TRUST NAME (in full) CONTACT NAME (Director or Trustee) PLEASE PROVIDE THE SHORTENED VERSION OF THE COMPANY / TRUST NAME TO WITHIN A 23 CHARACTER LIMIT^ (this is required for CHESS Registration purposes) ^ To transfer shares to the margin loan, you need to fill in the beneficiary name as it appears on the share registry. REGISTERED ADDRESS ( must be an Australian address. Cannot be a PO Box ) POSTAL ADDRESS (if same as registered address write As above ) PLEASE TICK YOUR PREFERRED CONTACT NUMBER HOME WORK PHONE FAX MOBILE PHONE* ( ) ( ) ( ) E-MAIL ADDRESS* * As a minimum please provide your e-mail address and mobile phone number COMPANY / TRUST AS THIRD PARTY MORTGAGOR DECLARATION AND SIGNATURE Each security holder must sign You acknowledge that: You have received and agree to be bound by the Terms and Conditions governing each product contemplated by this Application and consent to the collection, use and exchange of your personal information set out in the Privacy sections of those Terms and Conditions; and The name(s) of individual persons given to CommSec are true and correct and that the law prohibits the use of false names, as well as the giving or use of false documents in connection with an identification procedure; and You agree that when we ask you to do so you will sign a guarantee. THIRD PARTY MORTGAGOR(S), PLEASE SIGN HERE THIRD PARTY MORTGAGOR 1 THIRD PARTY MORTGAGOR 2 PRINT FULL NAME PRINT FULL NAME SIGNATURE DATE DD / MM / YYYY SIGNATURE DATE DD / MM / YYYY MKTG544 (02/15) 20